Transcript Highlights:

• My esteemed colleagues, we have a looming retirement crisis in this country, and retirees who cannot

Bills: SB163, SB173, SB155, HB93, SB163, SB173, SB155, HB93

Keywords: State Auditor, property investigations, negligence, loss report, civil actions, Alabama Retirement Savings Program, state-facilitated retirement savings, auto-IRA, automatic enrollment, payroll deduction IRA, retirement savings access gap, private sector workers, small business retirement plan, portable retirement account, Roth IRA, traditional IRA, life-cycle fund, capital preservation fund, financial literacy, Department of Workforce

Transcript Highlights:

• Uh, they profile an older woman, a retiree on a fixed income in St.
• Uh, they profile an older woman, a retiree on a fixed income in St.
• Woman, a retiree on a fixed income in St.
• That's not peanuts, especially for that hard-working retiree in St.
• That's not peanuts, especially for that hard-working retiree in St.

Keywords: U.S. House of Representatives Floor Proceedings on Friday, January 9, 2026, 1012, house, all

Transcript Highlights:

• provided $1.9 million in general funds and a like amount of federal funds for enhanced postpartum coverage
• 04:23:24.000> postpartum um for uh enhanced um postpartum um for uh enhanced um postpartum coverage
• . coverage. coverage.

Keywords: 916, all

Transcript Highlights:

• which are so important to our thousands and thousands of kids and teachers and classified staff and retirees
• 22:57.199> and and teachers and classified staff and and teachers and classified staff and retirees
• House Bill 726, Representative Rudy, an act relating to telehealth coverage.

Keywords: This version of the House chambers was retrieved from back up and uploaded. The original live stream contained issues where audio and video got out of sync., 958, all

Summary: The House convened with an invocation and pledge, established a quorum, approved the prior journal, and received committee reports on several bills. Reported measures included House Bills 1 and 2 from Appropriations and Revenue, along with bills on animal control officers, emergency services revenue, postsecondary education, proactive postsecondary admission, vehicle lights, motor vehicle operation, motor vehicle dealers, and machine gun conversion devices. The chamber also took up Senate Bills 52 and 124 for concurrence, and House Bill 1 was moved from rules to the orders of the day for immediate action. The House then considered House Bill 568, which would regulate public adjusters by prohibiting new licenses, allowing renewals for current licensees, imposing conflict-of-interest and contract requirements, capping fees at 5%, and barring adjusters from negotiating claims. Supporters described it as a consumer-protection measure responding to complaints and investigations, especially after recent storm-related exploitation. The bill passed overwhelmingly, 95-1. The House next debated House Bill 1, which would opt Kentucky into the federal education freedom tax credit program and authorize the Secretary of State to administer the state’s participation without using state general funds. Supporters argued it would bring federal scholarship dollars into Kentucky for K-12 students, including public school students, and could generate significant private donations for scholarship-granting organizations. Opponents raised concerns about shifting resources away from public education, the speed of the process, and a proposed waiver of Eleventh Amendment immunity. A motion to table the bill failed by a wide margin, and members continued debating the bill and its implications for public schools and state sovereignty.

Transcript Highlights:

• 1,900 individuals support 42,000 personnel, active duty members, family members, guardsmen, service retirees
• 1,900 individuals support 42,000 personnel, active duty members, family members, guardsmen, service retirees
• 1,900 individuals support 42,000 personnel, active duty members, family members, guardsmen, service retirees
• :42.719> service, family members, guardsmen, service, family members, guardsmen, service, retirees
• , all from around the river retirees, all from around the river region.<01:51:46.960> This<01:

Keywords: 1136, house, all

Transcript Highlights:

• broad-based and will hit will be be broad-based and will hit will be be broad-based and will hit retirees
• , will help um those making less retirees, will help um those making less retirees, will help um those
• So, we're the retirees could benefit from that retirees could benefit from that retirees could benefit

Keywords: 1136, house, all

Transcript Highlights:

• We had retirees under age 65 to start to contribute.
• We had retirees under age 65 to start to contribute.
• State employees and retirees.
• Um, Secretary, is there anything in here related to retiree COLAs, 13th checks, anything like that?"

Keywords: Meeting Start 00:00:00 Roll Call 00:00:11 Executive Budget 00:00:50, 958, all

Summary: The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations. Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities. He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.

Transcript Highlights:

• And we'll have to organize that, but we think that we can provide early retiree volunteers in most communities
• And we'll have to organize that, but we think that we can provide early retiree volunteers in most communities
• And we'll have to organize that, but we think that we can provide early retiree volunteers in most communities
• Provide early retiree volunteers in most communities and neighborhoods with an oversight program, an

Keywords: 910, house, all

Summary: The Committee on Human Services and Homelessness heard two SNAP-related bills on March 13, 2025. SB 960 SD1 would appropriate funds to DHS to improve SNAP administration, including additional positions. Testimony from Catholic Charities Hawaii, Hawaii Public Health Institute, Hawaii Food Industry Association, AARP Hawaii, Hawaii Appleseed, and many others strongly supported the measure, emphasizing high food insecurity, the importance of SNAP federal dollars, and the need to reduce delays and improve access. DHS said vacancies and retention are the main barriers, with staffing shortages statewide across processing centers. The department described efforts such as wikiwiki hiring, bringing back retired workers, using interns, and improving call center efficiency, and said it had requested a 5% performance incentive package estimated at about $1.1 million per year, though that request did not make the governor’s budget. Members asked about vacancy counts, staffing distribution, and how the bill would interact with other SNAP funding; DHS said some funding was tied to the new eligibility system and that staffing requests would need to be separate. The committee did not take final action on the bill in the portion heard. The committee then heard SB 961 SD1, which would require DHS to adjust minimum certification periods and participate in the Elderly Simplified Application Project. Supporters, including AARP Hawaii, Catholic Charities Hawaii, Hawaii Public Health Institute, Hawaii Appleseed, Hawaii Food Industry Association, and additional organizations and individuals, said the bill would reduce red tape, help kūpuna, and ease administrative burden. DHS supported the concept but said the current legacy system cannot automate these changes and that any implementation would require manual processing until the new system is in place. DHS and committee members discussed the risk of higher error rates and timeliness problems with manual processing, noting the department had recently been assessed a $1 million penalty for high payment error rates and was already in corrective action for timeliness. Members also discussed the anticipated fall 2026 rollout of the new system and whether the bill should be delayed until then; DHS said it preferred to assess the new system first before pursuing waivers and related changes. The committee then moved on to the next measure after the discussion.

Transcript Highlights:

• Deductions totaled $2.5 billion, with benefits paid to retirees being the main cost.
• Deductions totaled $2.5 billion, with benefits paid to retirees being the main component.

Summary: The committee met to adopt prior minutes and reports from its executive and standing committees, including counties and municipalities, educational institutions, and state agencies. Those reports covered routine audit activity, delinquent private water and sewer audits, municipal accounting compliance issues, education audit findings, and several state agency audit items. The committee also reviewed and adopted the State of Arkansas annual comprehensive financial report for fiscal year 2025 and the related single audit report, both presented by Legislative Audit staff. The state financial report showed unmodified opinions on the state’s financial statements and described total assets of about $41.9 billion and liabilities of about $11.1 billion, along with retirement system assets of $39.9 billion and a net pension liability of $9 billion. Two material weaknesses were identified: insufficient internal controls at the Office of State Technology to monitor threats and unauthorized access, and a Division of Workforce Services methodology change for unemployment-related estimates that was not properly documented or approved. The single audit covered $12.4 billion in federal awards across 469 programs, with 16 major programs reviewed; it resulted in 33 findings, 14 with questioned costs totaling $16.6 million, and qualified opinions for the Summer EBT program, the Coronavirus Capital Projects Fund, and the Child Care Development Fund cluster. Members questioned agency officials in detail about the Summer EBT questioned costs, DHS unresolved findings, broadband grant documentation, cyber security controls, workers’ compensation liabilities, and child care funding and reporting. DHS explained that the Summer EBT issue involved drawing federal funds in advance rather than as benefits were redeemed, and said the process has been corrected. Broadband officials said the questioned $6.6 million reflected documentation-detail disagreements across many invoices rather than missing payments. OST officials described new logging, endpoint detection, and phishing-training efforts, and DFA and Education officials addressed specific audit findings and corrective actions. The committee ultimately moved to hold the two large statewide reports over until the August meeting for further review, with discussion continuing on whether to release some agency staff in the meantime.

Transcript Highlights:

• We have lots of people who are retirees or maybe used to play in a local band or in a college band, and
• We have lots of people who are retirees or maybe used to play in a local band or in a college band and

Summary: The committee met to discuss student attendance and chronic absenteeism in Florida K-12 schools, with Chair Simon outlining the state’s attendance requirements and intervention process, including school contact after unexcused absences, child study team review, district superintendent referral, DJJ family services referral, truancy petitions, and possible parental prosecution and driver’s license consequences. Dr. Chris Curran of the University of Florida presented statewide data showing chronic absenteeism has risen sharply since the pandemic, with Florida at about 31.4% in 2023–24, and noted that absenteeism varies by district, school level, demographics, and urbanicity. He emphasized that causes are multifaceted—ranging from transportation, mental health, housing instability, safety concerns, and family circumstances—and said effective responses include early warning systems, text or phone outreach, multi-tiered interventions, mentoring programs like Check & Connect, and community partnerships. He also cautioned that punitive responses alone are often less effective than addressing root causes and keeping students engaged academically even when they miss school. Collier County Superintendent Leslie Ricciardelli described her district’s attendance efforts as a priority supported by attendance specialists, social workers, mental health staff, home visits, attendance contracts, and extensive parent communication. She said Collier’s chronic absenteeism rate was about 9% in 2023–24 and attributed success to consistent monitoring, family outreach, and community support, while stressing that students must be physically present to learn. She also argued that many absences are tied to barriers such as clothing, transportation, childcare, or family mental health, and that districts need resources to address those issues. Dr. Rachel Dawes added that Collier uses multilingual brochures, attendance awareness campaigns, vacation-planning guidance, door tags, automated calls and letters, and a truancy flow chart, with truancy court used as a last resort. Volusia County Executive Director Mike McAuliffe described a districtwide overhaul that included an attendance matters campaign, automated notices sent early and often, same-day and period-by-period notifications, a data dashboard, and tiered supports through MTSS. He said Volusia reduced chronic absenteeism from 34% in 2023–24 to a projected 29% and reported a first-quarter rate of about 20% in the current year. He highlighted community partnerships, including AdventHealth support for washers and dryers, bikes for students with transportation barriers, and monetary recognition for schools that reduce absenteeism. In response to questions, both district leaders emphasized that funding, staffing, and consistent follow-through are essential, and that attendance work is most effective when paired with family engagement, data monitoring, and practical supports rather than punishment alone.

Transcript Highlights:

• fiduciaries, and they already have a constitutional duty to act for the exclusive benefit of the retirees

Bills: HB1170

Keywords: fiduciary responsibility, proxy voting, public finance, Oklahoma statutes, pension plans, pecuniary factors, nonpecuniary factors, financial risk, Attorney General

Summary: The Senate Committee on Retirement and Government Affairs met to consider two executive nominations and House Bill 1170. Mark Wood was introduced as nominee to lead OMES; he described his background in public accounting and tax administration, said his focus would be on stabilizing the agency, improving efficiency, and balancing accountability with service. Senators asked about OMES’s core mission and whether some duties should be returned to agencies; Wood said he would keep an open mind and work with legislators on possible changes. The committee advanced his nomination on a 9-0 vote. The committee then heard Dwayne Helmberger’s nomination to the State Fire Marshal Commission. Helmberger, currently Stillwater fire chief and formerly assistant chief in Midwest City, emphasized code administration, education, and coordination with other agencies. Senators questioned him about backlogs in fire marshal inspections for marijuana grow operations and certificates of occupancy; he said the backlog was driven by the volume of applications and could be addressed through better planning, coordination, and logistics. His nomination also advanced unanimously, 9-0. Finally, the committee considered House Bill 1170, which would direct pension fiduciaries to focus on pecuniary interests and avoid non-financial ESG considerations. Senator Daniels explained that the bill was intended to clarify state policy and align definitions with related measures, and she requested a title strike while continuing to work on the language. Members raised concerns about due process, immunity provisions, and whether the bill would conflict with recent court rulings or still allow consideration of ESG factors when financially relevant. After debate, the committee passed the bill 6-2.

Transcript Highlights:

• By adopting this amendment, we provide certainty for investors, including retirees, about their ability

Bills: SB1211, SB1574, SB2774, SB2873, SB2900, HJR4

Keywords: hydraulic fracturing, sales tax exemption, oil and gas, environmental impact, water reuse, justice, judicial council, centers of excellence, court operations, recognition program, franchise tax, retail trade, tax classification, business regulation, economic impact, SB 2873, Texas Tax Code, electronic filing, e-filing, tax reports

Transcript Highlights:

• If it's mostly retirees, then that doesn't help us with labor.
• If it's mostly retirees, then that doesn't help us with labor. Well, so the fact that...
• completely recovered their job count, and so at least some of those people, you know, not all of them are retirees
• completely recovered their job count, and so at least some of those people, you know, not all of them are retirees
• So at least some of those people, you know, not all of them are retirees, many of them are working.

Keywords: 912, senate, all

Transcript Highlights:

• appropriating $2.1 million for our general fund for pre-health insurance premiums for pre-July 1, 2008 retirees
• insurance premiums uh for pre July<01:03:39.359> 1st,<01:03:40.559> 2008<01:03:41.359> retirees
• July 1st, 2008 retirees. Any questions? July 1st, 2008 retirees. Any questions?
• >> House Bill 4 sponsored by Labor, Birthing Centers Medicaid Coverage, an act relating to medical assistance
• >> House Bill 4 sponsored by Labor, Birthing Centers Medicaid Coverage, an act relating to medical assistance

Keywords: 916, all

Transcript Highlights:

• The reason that's important for us at the retirement system is that our annuitants, our retirees, the
• On average, retirees are still behind inflation, but by 30%.
• We're going to take some sessions to get to where we can hopefully be able to close that gap for retirees

Bills: HB2, HB2

Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace

Transcript Highlights:

• increased patient access to medically necessary breast pumps by increasing Medicaid reimbursement and coverage
• Department of Insurance to study and make recommendations regarding issues related to insurance coverage
• comprehensive review and study of the implementation and enforcement of Louisiana's biomarker testing coverage
• comprehensive review and study of the implementation and enforcement of Louisiana's biomarker testing coverage
• were put on the House simply eliminate any fiscal responsibility on the state for the additional coverage

Bills: SCR12, HB1259, HB221, HB509, HCR117, HCR58, SCR29, SCR33, SB295, SB312, SB326, SB348, SB485, SCR9, SCR58, SB35, SB65, SB215, SB246, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, SB514, HCR32, HCR5, HCR95, HB75, HB198, HB244, HB302, HB325, HB623, HB719, HB749, HB755, HB761, HB797, HB823, HB1028, HB1049, HB1194, HB1199, HB1201, HB1222, HB17, HB27, HB36, HB41, HB73, HB140, HB166, HB181, HB211, HB223, HB226, HB271, HB308, HB337, HB399, HB410, HB487, HB690, HB712, HB730, HB750, HB759, HB762, HB775, HB906, HB966, HB968, HB1006, HB1009, HB1018, HB1036, HB1062, HB1081, HB1086, HB1098, HB1107, HB1112, HB1203, HB1215, HB1220, HB1242, HB1252, HB1256, SB208, SB217, SB274, SB283, SB300, SB341, SB382, SB387, SB389, SB401, SB408, SB449, SB469, HB74, HB119, HB134, HB368, HB414, HB552, HB732, HB776, HB848, HB870, HB953, HB956, HB1117, HB1236, SB29, SB42, SB43, SB78, SB149, SB441, HB210, HB258, HB359, HB468, HB784

Keywords: logging, recognition, John Keith, environment, safety, HB1259, mask penalty, masked felony, face covering, conceal identity, evade identification, sentencing enhancement, enhanced penalty, felony sentencing, crime deterrence, public safety, Louisiana criminal law, R.S. 14:313.2, R.S. 14:313, R.S. 14:329.7

Transcript Highlights:

• Department of Insurance to study and make recommendations regarding issues related to insurance coverage
• It is an act in Title 22 relative to coverage of medically necessary treatment for persons with acquired
• were put on the House simply eliminate any fiscal responsibility on the state for the additional coverage
• were put on the House simply eliminate any fiscal responsibility on the state for the additional coverage
• was put on the House simply eliminates any fiscal responsibility on the state for the additional coverage

Bills: SCR12, HB1259, HB221, HB509, HCR117, HCR58, SCR29, SCR33, SB295, SB312, SB326, SB348, SB485, SCR9, SCR58, SB35, SB65, SB215, SB246, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, SB514, HCR32, HCR5, HCR95, HB75, HB198, HB244, HB302, HB325, HB623, HB719, HB749, HB755, HB761, HB797, HB823, HB1028, HB1049, HB1194, HB1199, HB1201, HB1222, HB17, HB27, HB36, HB41, HB73, HB140, HB166, HB181, HB211, HB223, HB226, HB271, HB308, HB337, HB399, HB410, HB487, HB690, HB712, HB730, HB750, HB759, HB762, HB775, HB906, HB966, HB968, HB1006, HB1009, HB1018, HB1036, HB1062, HB1081, HB1086, HB1098, HB1107, HB1112, HB1203, HB1215, HB1220, HB1242, HB1252, HB1256, SB208, SB217, SB274, SB283, SB300, SB341, SB382, SB387, SB389, SB401, SB408, SB449, SB469, HB74, HB119, HB134, HB368, HB414, HB552, HB732, HB776, HB848, HB870, HB953, HB956, HB1117, HB1236, SB29, SB42, SB43, SB78, SB149, SB441, HB210, HB258, HB359, HB468, HB784

Keywords: logging, recognition, John Keith, environment, safety, HB1259, mask penalty, masked felony, face covering, conceal identity, evade identification, sentencing enhancement, enhanced penalty, felony sentencing, crime deterrence, public safety, Louisiana criminal law, R.S. 14:313.2, R.S. 14:313, R.S. 14:329.7

Summary: The Senate convened with 26 members present, heard a prayer from Dr. Steve Horn, and recited the pledge. The chamber then handled messages from the House, including concurrence in SCR 83 and appointment of conference committee members on several disagreements. A number of Senate resolutions were introduced or adopted, mostly creating study task forces or commending individuals and organizations, including resolutions on energy infrastructure, breast pump access, insurance coverage for auto repairs, biomarker testing, higher education funding, public-private partnership contracting, and various commendations. Several resolutions were adopted without objection, while others were returned to the calendar or concurred in by recorded vote, including SCR 29 and SCR 33 with House amendments. The Senate also considered House and Senate bills and resolutions returned from the House, with many measures adopted or concurred in. Notable actions included concurrence in HCR 117 on homeowner insurance claims processes, adoption of HCR 5 on special red drum harvest permits, and passage of bills on TOPS Tech eligibility (HB 325), vapor product permitting (HB 623), ABLE/Tuition Trust administration (HB 749), design services contracting (HB 755), rare cancer advisory board composition (HB 761), non-emergency medical transportation reimbursement (HB 1028), public meeting notices (HB 1049), healthy food retail financing (HB 1194), genetic testing coverage for SCN2A disorders (HB 1199), grocery initiative grants (HB 1222, which failed), and a constitutional amendment on retirement debt repayment order (HB 27). The chamber also adopted HCR 95, creating a joint rule requiring a fiscal review of certain tax measures for sales and use tax uniformity. Several measures drew extended debate. HB 181, which would allow the legislative auditor access to Medicaid and SNAP-related tax information for eligibility verification and fraud review, prompted concerns about privacy and scope but ultimately passed 26-8. HB 1220 on the State Board of Medical Examiners generated amendment discussion about board composition and transparency, including live video broadcasting of meetings, but was returned to the calendar before final action. HB 1018, creating a temporary local moratorium on certain alcohol permits in one Shreveport district, passed after discussion about broader policy solutions. The Senate then recessed for lunch at 2 p.m. after completing the subject-to-call list for the morning session.

Transcript Highlights:

• It lifts burdens off the backs of working parents, retirees, and disabled veterans.
• It lifts burdens off the backs of working parents, retirees, and disabled veterans.
• It lifts burdens off the backs of working parents, retirees, and disabled veterans.
• ,<00:47:16.720> and<00:47:16.960> disabled parents, retirees, and disabled parents,
• retirees, and disabled veterans.<00:47:18.240> The<00:47:18.480> truth<00:47:18.640>

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, September 9, 2025, 1012, house, all

Bills: HB1752, SB2053, SB2494, SB2851, SB3073, HB1678, HB1721, HB2475, HB2246, HB1667, HB1516, SB2532, SB3131, SB3154, HB2297, HB1737, SB2143, SB2398, SB2623, HB1740, HB1920, HB1682, SB2153, SB3140, HB1515, SB2835, HB2282, SB3083, SB2031, SB2519, SB2667, SB2140, SB2544, SB2069, SB2697, SB874, SB2043, SB888, SB2721, HB2152, HB1334, HB2385, HB1643, HB2314, HB1688, HB1692, SB2568, SB2983, SB2108, SB3136, HB1959, SB3156, HB1511, HB1753, HB1824, HB2137, HB1810, HB2279, HB2309, HB1548, HB2078, HB2293, SB3262, SB2169, SB2607, SB2964, SB3255, HB2576, HB1481, HB1864, HB1550, SB2818, SB3067, SB2061, HB1728, HB1881, HB2361, HB2395, HB1823, SB2050, SB2397, SB2876, SB2175, SB2852, SB847, SB3001

Keywords: education, funding, school districts, state budget, performance metrics, salvage vehicles, vehicle title transfer, electronic signatures, insurance, administrative efficiency, bribery, corruption, statute of limitations, public servant, criminal justice, deafness, traffic safety, law enforcement, vehicle registration, communication

Bills: HB1752, SB2053, SB2494, SB2851, SB3073, HB1678, HB1721, HB2475, HB2246, HB1667, HB1516, SB2532, SB3131, SB3154, HB2297, HB1737, SB2143, SB2398, SB2623, HB1740, HB1920, HB1682, SB2153, SB3140, HB1515, SB2835, HB2282, SB3083, SB2031, SB2519, SB2667, SB2140, SB2544, SB2069, SB2697, SB874, SB2043, SB888, SB2721, HB2152, HB1334, HB2385, HB1643, HB2314, HB1688, HB1692, SB2568, SB2983, SB2108, SB3136, HB1959, SB3156, HB1511, HB1753, HB1824, HB2137, HB1810, HB2279, HB2309, HB1548, HB2078, HB2293, SB3262, SB2169, SB2607, SB2964, SB3255, HB2576, HB1481, HB1864, HB1550, SB2818, SB3067, SB2061, HB1728, HB1881, HB2361, HB2395, HB1823, SB2050, SB2397, SB2876, SB2175, SB2852, SB847, SB3001

Keywords: education, funding, school districts, state budget, performance metrics, salvage vehicles, vehicle title transfer, electronic signatures, insurance, administrative efficiency, bribery, corruption, statute of limitations, public servant, criminal justice, deafness, traffic safety, law enforcement, vehicle registration, communication