Transcript Highlights:

• got six regional solid waste management districts, review of selected policies, procedures, and transactions
• Arkansas Code requires Legislative Audit to review selected procedures, policies, and transactions of
• County personnel discovered a little over $1,200 of the unauthorized transactions upon completing the
• It is paramount that you are held accountable to your consumer. that you are held accountable to your
• consumers.

Summary: The committee approved the February 12 minutes and received updates on delinquent municipal water and sewer reports for 2022 and 2023, noting continued progress toward compliance and reinstatement of turnback funds for several cities. It also deferred several matters to the June 4 meeting, including Fargo’s municipal accounting noncompliance report, Jericho’s street-fund misuse issue, Biggers and Holly Grove deferred reports, and a group of private water and sewer reports lacking proper responses. Members then heard and filed a detailed report on the City of Strong, which involved repeat findings on undeposited receipts, improper use of solid waste funds, unsupported spending, late payroll tax payments, accounting control problems, and fund balance issues. Mayor Darrell Howell described corrective steps, including new internal controls, outside CPA assistance, repayment of misapplied funds, budget amendments, and efforts to address the findings; the committee commended the city’s efforts and filed the report. The committee also filed reports on Thornton Waterworks, Calhoun County, Salem, Briarcliffe, Compton Water Association, Montgomery County Regional Public Water Authority, Camden, Johnson County, and Sparkman, while deferring several private water reports and other unresolved items. A major portion of the meeting focused on the Pulaski County Regional Solid Waste Management District and other regional solid waste districts. The audit found issues in Pulaski County involving unapproved payroll items, missing credit card documentation, unapproved contracts, vehicle and cell phone documentation problems, lack of competitive bidding, and weak internal controls; members questioned the district’s practices and deferred the report to June while requesting district representatives appear. The committee also reviewed a statewide report on six regional solid waste management districts, with findings in Pulaski, Faulkner, and Benton counties and no findings in three others; that report was likewise deferred for Pulaski County questions. The meeting ended after a lengthy discussion with Cross County Rural Water System about overdue audit posting, water quality problems, grant-funded improvements, board notice practices, and the broader challenges facing rural water systems, after which the committee filed the report and adjourned.

Transcript Highlights:

• For the last several years, we've lost money on every service of process transaction because of the fee
• On the business front, our customers continue to use our online services for license transactions such
• and the rising costs of certified mail and restricted mail, it's either got to be passed on to the consumer
• Can you back up to the real estate transactions? Explain that some of you.
• Back up to the real estate transactions. Explain that to me again.

Keywords: 994, senate, all

Summary: The Senate Finance Committee met with a quorum, approved the minutes from the prior meeting, and heard budget presentations from the Secretary of State, the Attorney General, and the State Auditor. The Secretary of State’s office described its FY27 budget, emphasizing efficiency gains from technology, election security work, and business services. It said it is operating with fewer staff than a decade ago, but rising costs and outdated statutory fees are creating deficits in service of process and other operations. The office asked the committee to consider either increasing fees or allowing it to retain a larger share of business-service revenue, and it also proposed creating an Office of Entrepreneurship to help small businesses navigate state government, grants, permits, and related services. Committee members questioned the Secretary of State’s office about fee increases, the current 50-50 split of certain revenues with general revenue, and whether the proposed entrepreneurship office would duplicate existing services. The office said it would complement, not replace, Commerce, SBDC, or grant programs, and would report metrics and policy recommendations to the legislature. The Attorney General then requested a one-time $2 million special revenue appropriation to hire additional lawyers and support staff, citing increased litigation, federal and state legal work, and the need to defend new laws. He also discussed embedded DMV lawyers handling DUI revocation hearings and said the arrangement costs the office just over $200,000. The State Auditor reported that his office is largely self-funded through special revenue and said he wants to reduce reliance on general revenue over time. He highlighted savings from renegotiated leases and an open government contract, discussed the need for more auditors in the Chief Inspector’s Division, and described fraud recovery and P-card operations. A major topic was delinquent land sales: the auditor said the office sold about 17,000 parcels last year and believes online bidding and better marketing could generate substantially more revenue, with the surplus potentially shared among counties, the state, and other programs. Members also asked about securities fee changes, fairness hearings, fire department audits, IT/cybersecurity, and how surplus proceeds from delinquent land sales should be handled. The committee adjourned after the presentations and questions.

Transcript Highlights:

• One crypto mining transaction requires an enormous amount of electricity.
• I believe this has serious implications for consumer protection in New Hampshire.
• <02:15:00.000> protection implications for for consumer protection implications for for consumer
• Each transaction, not just the mining, but each transaction on the Bitcoin blockchain uses 16,000 L of
• Each transaction, not just the mining, but each transaction on the Bitcoin blockchain uses 16,000 L of

Keywords: 1191, senate, all

Transcript Highlights:

• , bookstore transactions, and amortization calculations.
• It was a total of about $585 million in transactions.
• They did transactions.
• Much of the work becomes highly manual and time-consuming.
• Going through that restructure within our business office has been time-consuming for them.

Summary: The committee met to receive a series of audit presentations, beginning with the statewide Annual Comprehensive Financial Report (ACFR) for fiscal year 2025. The State Auditor’s Office and OMB reported a clean, unmodified opinion for the state, with strong financial results including a $40.6 billion net position, $30.99 billion in assets, $1.81 billion in liabilities, and continued Legacy Fund growth. OMB also explained the new GASB 101 compensated-absences reporting change and discussed pension-liability fluctuations tied to discount-rate assumptions and investment performance. Members asked about how the state compares to others and about the effect of short-term commodity price swings, and OMB said the report reflects actual fiscal-year results rather than forecasts. The committee then heard the University System audit, which also received a clean opinion but included four findings: misreporting of Strategic Investment and Improvements Fund revenue, insufficient monitoring of service organizations at CTS, NDSU, and UND, improper bank reconciliations at Dakota College of Bottineau, Dickinson State, and Williston State, and investment/cash reconciliation problems at Bismarck State College related to bond proceeds. University officials agreed with the findings and said corrective actions were underway, including internal review of bank reconciliations. Members raised questions about NDSU’s use of certificates of deposit, and university staff explained that CDs are used to earn interest on funds being accumulated for future projects. Several other audits were presented, most with clean opinions and no findings, including the State Auditor’s Office, Workforce Safety and Insurance, Housing Finance Agency, Housing Incentive Fund, Job Service North Dakota, the Retirement and Investment Office, PERS, the Center for Distance Education, the Commission on Legal Counsel for Indigents, the Ethics Commission, and the Office of Administrative Hearings. Notable exceptions included a State Fair Association audit with an adverse opinion on the foundation component unit because its financial statements were not available for audit, and a Securities Department performance audit finding that performance-based pay increases and bonuses were issued without required evaluations. The committee also discussed the State Auditor’s future needs, including more staff capacity, data analytics, cybersecurity reviews, possible subpoena authority, independent legal counsel, and whether some audits—such as the Ethics Commission and State Fair—should be handled by independent third parties or under different statutory arrangements.

Transcript Highlights:

• So, all the transactions on a Bitcoin network are auditable.
• And to bundle the transactions. Every 10 minutes, those transactions are bundled into a block.
• The miner that solves the puzzle adds those transactions to all historical transactions before it.
• Every transaction is verified and locked.
• So they do consume energy, as I mentioned before.

Transcript Highlights:

• assessed value of real property that receives those exemptions to the lower of 3% or the change in the consumer
• condos, not pay taxes, and not give them any incentive or any mandate to pass those savings onto the consumer
• condos, not pay taxes, and not give them any incentive or any mandate to pass those savings onto the consumer
• We're going to throw it out there while the free market... ...onto the consumer.
• Under current law, sales of bullion in a single transaction are exempt from sales tax if the sales price

Summary: The Ways and Means Committee met on March 27, 2025 and first considered HJR 1257 and its implementing bill, HB 1259, which would create two $25,000 property tax exemptions and an assessment cap for long-term rental properties owned by Floridians who also have a homestead in the state. Supporters argued the measure would increase long-term rental supply and help Florida residents, while opponents from counties and cities warned of a large revenue loss, potential tax shifts to businesses, and weak guardrails against abuse. Members raised concerns about wealthy owners holding many condos, possible family-member workarounds, and whether savings would actually reach tenants. The committee adopted an amendment to the implementing bill, then reported both measures favorably after party-line-leaning debate and recorded votes. The committee then unanimously reported HB 761, which limits deferred ad valorem and non-ad valorem tax relief to properties with a just value of $1 million or less and raises the minimum tax certificate sale amount from $250 to $500. Members also unanimously approved CS/HB 733 on brownfields, which expands and clarifies the state brownfields program, and two Osceola/Sunbridge local bills, CS/HB 4043 and HB 4059, dealing with special district infrastructure and district boundary expansion subject to voter approval. HB 995 on Areas of Critical State Concern, focused largely on the Florida Keys, was amended to remove the ad valorem tax exemption portion and to adjust the growth cap from 500 to 825 units, then was reported favorably. Later, the committee approved HB 6021, which repeals sales tax on all bullion purchases of gold, silver, and platinum, with supporters calling it a sound-money measure and critics asking about future revenue effects if related legal-tender legislation passes. Finally, the committee passed HB 1339, which excludes wind-damage mitigation improvements from assessed value for property tax purposes, after adopting a clarifying amendment about secondary water barriers. Throughout the meeting, most bills were reported favorably, often after brief debate and with little or no public testimony beyond support or opposition from affected local-government and industry groups.

Transcript Highlights:

• lumber to the job site, I pay tax to the lumber provider, but there's no tax at the end of the transaction
• closing costs, prorated taxes, prorated upfront insurance, typical things that you would pay on a transaction
• So, if they have consumer debt like student loans or a car or credit cards that they need to pay off,
• But in the 1980s, the city of Albuquerque consumed more water on an annual basis than they do today as
• homes in 2002 and 2003 began to be required to have refrigerated air, which is by far the biggest consumer

Transcript Highlights:

• fee for certain establish a transaction fee for certain services<00:31:27.679> rendered<00:31
• concern is here permanent transaction concern is here permanent transaction fees<00:37:36.960>
• My name is Emma Olsen on behalf of the Office of Consumer Protection.
• c><00:42:57.119> the<00:42:57.359> Office<00:42:57.599> of<00:42:57.839> Consumer
• behalf of the Office of Consumer behalf of the Office of Consumer Protection.<00:42:59.520> We

Bills: SB2603, SB2083, SB2341, SB2306, SB2782, SB2756, SB2161, SB2477

Keywords: Hawaii Symphony Orchestra, state funding, public performances, educational programs, cultural arts funding, historic properties, preservation, inheritance, working group, public-private partnerships, sustainable funding, historic preservation, Hawaii Revised Statutes, construction, state review, burial sites, cultural artifacts, development review, phased review, administrative fees

Summary: The committee heard testimony on Senate Bill 2603, which would designate the Hawaii Symphony Orchestra as the state orchestra of Hawaii. Testimony was uniformly supportive from the Attorney General’s office, the State Foundation on Culture and the Arts, Retail Merchants of Hawaii, Hawaii Youth Symphony, the Hawaii Symphony Orchestra, the Hawaiian Steel Guitar Association, and others. Supporters emphasized the bill’s value to arts education, cultural vitality, and the visitor economy. The chair noted there were also many written testimonies submitted, and the bill was left without questions or action in the excerpt. The committee then took up Senate Bill 2083, which would create a state-owned historic properties preservation plan working group within DNR. The State Historic Preservation Division supported the bill and said it would help create a statewide database and better planning for state-owned historic properties, while noting its current review work is reactive and project-by-project. The committee asked about duplication and existing consultation processes; SHPD said it already reviews state projects under existing law and has in-house architectural staff. The measure was then set aside after brief discussion, with no vote shown in the excerpt. Next was Senate Bill 2341, which would authorize phased review of certain private-property projects and change SHPD’s review deadlines. SHPD and the Office of Planning and Sustainable Development supported the bill, saying it could encourage more proactive, programmatic review and that the current average review time for simple projects is about 56 days. Several opponents, including Sierra Club of Hawaii, Bianca Isaki, Malama Kane Lua, and Tara Roas, argued phased review would delay projects, create conflict, and weaken historic preservation protections, especially for iwi kūpuna and burial sites. Committee members raised concerns about whether the bill conflicted with prior court decisions and asked SHPD for its view; SHPD said it was not a legal question for them and suggested a programmatic alternative. The bill was not voted on in the excerpt. Finally, the committee began hearing Senate Bill 2306 on administrative fees for the Bureau of Conveyances. HGEA opposed the measure, focusing on a provision allowing the special fund to be used for qualified contractors, while the Bureau of Conveyances supported the bill as a fee correction that would equalize recording fees between systems. The bureau said specialized technical work sometimes requires outside contracting and that it could consider a contract period; the chair and members discussed the HGEA concern and asked whether the issue could be addressed. No final action was shown in the excerpt.

Transcript Highlights:

• Section is the monies coming from the Consumer Settlement Fund.
• Transfers again in the Consumer Settlement Fund.
• Talking about the consumer fund, not all of the money has flowed directly back to the consumer fund.
• Some of it goes directly to consumers.
• Of consumer transactions, not only in standard goods and services but also access to health care.

Transcript Highlights:

• fee, these business partners do these transactions at no cost.
• I think it should be the fee for that transaction again.
• <01:10:25.760> that complete the complex transactions that complete the complex transactions
• <01:21:06.639> there we with every uh plate transaction there we with every uh plate transaction
• Chair, Senator Nelson, every transaction under Minnesota law has fees associated with it.

Keywords: 1187, senate, all

Summary: The committee first heard Senate File 75, a pilot project to test autonomous or semi-autonomous mowing and vegetation management along state highways. Senator Jasinski said the bill is intended to reduce traffic delays caused by ditch mowing and improve worker safety by moving crews out of active traffic. An A1 amendment was adopted to shift the funding source from the general fund to trunk highway funds. Testifiers from Bot Crew described robotic mowing technology, including remote piloting, autonomous navigation using LiDAR, cameras, GIS data, and obstacle detection, and said the machines could work at night and potentially reduce labor needs while improving safety. Members asked about mowing around guardrails, bridge features, and sensitive plants; the company said the system could be programmed to identify and avoid certain vegetation and could also be used for seeding. The committee then approved the bill, as amended, and re-referred it to finance. The committee next received the Department of Public Safety’s presentation on the governor’s budget request. Commissioner Bob Jacobson outlined an operating adjustment for DPS divisions, a request for grant administration authority to allow a portion of grant funds to cover oversight costs, and then turned to division-specific items. State Patrol Colonel Christina Bovich presented a request for $48.5 million in each of fiscal years 2026 and 2027 for a new metro headquarters, plus a recruitment proposal that would provide $1 million in each of 2026 and 2027 and $10 million in later years to expand recruiting, advertising, and academy capacity. She also proposed a change to the excessive-speed penalty so that driving more than 35 miles per hour over the limit would trigger a six-month license revocation, regardless of the posted speed zone. Members questioned the headquarters funding source, the cost of recruitment efforts, and academy expenses; Bovich said the academy costs about $350,000 per person and that the recruitment request would support broader outreach, including nationwide recruiting. Office of Traffic Safety Director Mike Hansen then presented a request for an additional $485,000 per year in trunk highway funds for planning and administration. He said the money is needed to cover rising operating costs, maintain the federal match for traffic safety grants, and support new federal public participation and engagement requirements tied to traffic safety funding. No votes were taken on the DPS budget items during the portion of the meeting provided.

Transcript Highlights:

• Environmental Regulation. 2441 by BC relating to the delivery and direct shipment of beverages to consumers
• Telerico relates to the reporting of certain information regarding medically necessary debt for the consumer
• HB 2556 by Frank, relating to certain healthcare transaction fees and payment claims and inclusions of
• HB 2599 by Kane relating to prohibiting state agencies from engaging in certain transactions with certain

Transcript Highlights:

• Age 24, 41, by BC, relating to the delivery and direct shipment of beverages to consumers, creating criminal
• by Tallarico, relating to the reporting of information regarding medically necessary debt for the consumer
• Examination, refer to the Committee on Public Education, HB 2556 by Frank, lending a certain health care transaction
• the school psychology to the Committee on Public Education, HB 2599 by Cain, engaging in certain transactions

Keywords: 1184, house, all

Transcript Highlights:

• And so, MDA and others uh consumers.
• I participated in the original transaction.
• I participated in the original transaction.
• I participated in the original transaction.
• Social media is consuming our lives.

Keywords: 1183, house

Transcript Highlights:

• We also mediate disputes between consumers and businesses, and we also educate consumers by going out
• In the Consumer Protection Division, we handle anything with consumer transactions.
• Consumers are reporting.
• There are no consumers on the task force. No consumers.
• So it's costing the consumer ultimately.

Keywords: 1204, all

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.

Transcript Highlights:

• If Minnesota adopts restrictions that differ from neighboring states, consumers near the border will
• states, consumers near the border<00:19:12.280> will<00:19:12.360> face<00:19:12.560><
• SNAP in Minnesota includes junk food, beverages like candy, soda, and other foods that when over-consumed
• <00:20:43.120> are<00:20:43.240> known foods that when over-consumed are known foods
• Keep us looking good for people who just want to consume us as they look at us, right?

Keywords: 919, house, all

Summary: The committee took up House File 3603, and Representative Olson first offered and had adopted an A1 author’s amendment. Olson then explained that the bill would direct the Commissioner of Children, Youth and Families to seek a USDA waiver allowing Minnesota to bar SNAP purchases of items subject to state sales tax, such as prepared foods, chips, soft drinks, and candy. He argued the goal was to promote healthier nutrition, noted that other states have similar waivers, and said the change could help Minnesota qualify for significant federal rural health care funding. Public testimony was divided. Patrick Garofalo of the Minnesota Grocers Association opposed the bill, saying SNAP is a supplemental program and that the proposal would be difficult to administer at retail stores, create confusion, and expose retailers to serious penalties for mistakes. He argued the state tax code is not a nutrition standard and pointed out inconsistencies, such as some candy-like products still being taxable or some healthy items being treated as prepared food. Will Hagen of Minnesota Retailers also opposed the bill, warning it would require costly point-of-sale changes, retraining, and would turn store employees into enforcers while creating cross-border shopping problems. Matt Schmidt of the American First Policy Institute supported the concept, saying SNAP should emphasize nutrition and that restricting unhealthy purchases would reduce taxpayer subsidies for junk food and soda. Members then debated the bill’s logic and practicality, including questions about which snacks would or would not be allowed under the tax-based standard. Representative Sencer-Mura offered an H2 amendment, framed as applying the same restrictions to legislators’ own per diem spending; Representative Hansen responded that the comparison was not equivalent and raised concerns about household circumstances and accessibility. The H2 amendment was put to a vote and did not prevail. The committee then continued member discussion on the bill.

Transcript Highlights:

• In the Consumer Protection Division, we handle anything with consumer transactions if there's a dispute
• So normally what the consumer will do...
• So normally what the consumer will do...
• So it's costing the consumer ultimately. It does.
• So it's costing the consumer ultimately.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• So, while I appreciate the fact that it seems to be consumer-friendly, it is not consumer-friendly because
• <00:47:03.800> protection explain that as a consumer protection explain that as a consumer
• , it is not seems to be consumer-friendly, it is not consumer-friendly<00:48:52.000> because<00
• :48:52.360> we're consumer-friendly because we're consumer-friendly because we're regulated<00
• <00:51:28.000> protection<00:51:29.120> act consumer protection act consumer protection

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:11 Discussion HB 527 00:02:29 Vote HB 527 00:08:02 Discussion HB 627 00:09:09 Vote HB 627 00:24:29 Discussion HB 355 00:25:59 Vote HB 355 00:34:28 Discussion HB 568 00:35:18 Vote HB 568 01:12:10, 958, all

Summary: The committee first took up House Bill 527, a cleanup bill related to insurance matters and the Strengthen Kentucky Homes program. The committee substitute removed language that would have repealed the workers’ compensation deductible range, added a one-time grant/reimbursement provision for contractor fortified-roofing certifications, and added an emergency clause. The Department of Insurance said the bill also updates licensing language, addresses issues with unlicensed pharmacy benefit managers, and supports contractor training tied to the roof grant program. The commissioner noted the program is set to go live March 1 and asked members to inform constituents about possible roof grants of up to $10,000. House Bill 527 received a favorable report after the committee adopted the substitute and title amendment by voice vote and then approved the bill on a roll call vote. The committee then heard House Bill 627, a PIP reform bill. The sponsor and State Farm’s legislative agent said the substitute clarified language so the Attorney General can prosecute insurance fraud and reflected negotiations with hospitals, the Kentucky Hospital Association, the Kentucky Justice Association, chiropractors, and physical therapists. The bill would apply the workers’ comp fee schedule to most PIP claims, require bills within 180 days, prohibit balance billing and credit impairment, raise funeral benefits to $5,000 and weekly wage benefits to $500, require an annual fraud report, and give the Attorney General concurrent jurisdiction over insurance fraud cases. A physician testifying in opposition argued the bill would cut reimbursement for non-hospital providers, shift costs to hospitals and other payers, reduce access to care, and create an uneven playing field that favors hospitals. Committee members asked about the lack of a PIP fee schedule and the effect of the workers’ comp schedule relative to Medicare and commercial insurance. After debate, the committee adopted the substitute and then passed House Bill 627 with favorable expression on a roll call vote, with one member voting no. The committee also considered House Bill 355 on real estate appraisers. The sponsor said the bill would restore an independent board, allow evaluations under federal guidelines, and move Kentucky from a voluntary to a mandatory appraisal state. Testimony from insurance and appraisal representatives said the bill would require licensure for real property damage appraisers, exempt insurance agents and claims adjusters licensed under the insurance code, and create clearer standards and oversight. Members asked about the cost of an executive director and whether the board could sustain itself through fees; the sponsor said the board had historically been self-sustaining. The committee adopted the substitute and then gave House Bill 355 a favorable report by roll call vote. Finally, the committee began House Bill 568, which would prohibit new public adjuster licenses while allowing current licensees to renew. The sponsor said the bill responds to ongoing complaints and investigations in the industry and noted that most licensed public adjusters in Kentucky are not residents of the state. The transcript cuts off as the bill’s presentation was beginning.

Transcript Highlights:

• We do know there are a very, very small number of individuals in our consumer-directed care plus program
• where we're recruiting a few consumer-directed care plus consultants in maybe one or two pockets of
• We do some transaction walkthroughs, make sure we understand the process of how the plan is accumulating
• And in regard to the related party transactions, you know, we make inquiries.
• On the related party transaction schedule, plus they're reported in Schedule Y of the annual statement

Summary: The Health Care Budget Subcommittee took up two bills and then continued oversight discussions with APD and AHCA. CS/HB 27, the Social Work Licensure Interstate Compact, was presented as a way to let Florida social workers practice in other compact states and vice versa; AARP, the Florida Chamber, and NASW Florida supported it, and the bill passed favorably. HB 1127, a child welfare bill, would create a treatment foster care pilot for children with high behavioral needs, improve DCF data collection on commercially sexually exploited children, and expand recruitment for protective investigators and case managers; the bill also passed favorably after brief supportive testimony. The committee then questioned APD at length about the iBudget waiver waitlist, enrollment pace, spending projections, and provider capacity. APD said it had sent more than 1,100 interest letters in categories 3, 4, and 5, enrolled 1,124 people so far this year, and expects to spend about 96.4% of its waiver appropriation, leaving roughly $82 million unspent. Members pressed APD on why prior discussions suggested more reserve was needed, how long the SANS process takes, whether category 6 could be expanded, and whether the agency has enough waiver support coordinators and direct support providers. APD said it has about 1,061 waiver support coordinators statewide, adequate capacity for current enrollees, but would need further analysis if the legislature directed a much larger enrollment increase. Members also asked about outreach, annual maintenance of the waitlist, portability for military families, and whether communication efforts should be privatized. Finally, AHCA walked the committee through the 2023 Achieved Savings Rebate (ASR) report for Aetna and explained how the report is used for financial monitoring, rebate calculations, and transparency. AHCA said the ASR is separate from the medical loss ratio (MLR) calculation, though both are reviewed, and that Florida uses the ASR mechanism rather than an MLR remittance requirement to recover funds from plans. Members asked about related-party disclosures, CVS/Caremark relationships, expanded benefits, encounter data, network adequacy penalties, denials and appeals reporting, interest earned on capitation payments, and whether rate increases were reaching providers. AHCA and the outside auditors said they review the plans’ reported data, reconcile it to underlying records, and can assess liquidated damages for network adequacy violations; several members requested follow-up data on rebates, interest, provider capacity, and related-party reporting.

Transcript Highlights:

• Both amendments focus on consumer protection. Mr. President, I urge adoption. Sir, discussion.
• within the purview of money transmission licensure and create disclosure requirements and daily transaction
• within the purview of money transmission licensure and create disclosure requirements and daily transaction
• , indicating that the transaction may not be irreversible.
• , indicating that the transaction may not be irreversible.

Keywords: 994, senate, all

Transcript Highlights:

• Are there any protections if a consumer declines or accepts?
• In response to the concern, this bill increases regulatory oversight of financial transactions between
• The bill also provides factors for OIR to determine whether those transactions are fair and reasonable
• authority to require affiliates to refund transfers back to the property insurer, to consider transactions
• The bill also provides factors for OIR to determine whether those transactions are fair and reasonable

Summary: The House convened with prayer, a moment of silence for former Washington County administrator Alan Massey, the Pledge of Allegiance, and several gallery recognitions. The chamber adopted the special order report and then took up a series of bills on the special order calendar. Early measures included CS/HB 967 on electronic payments to local governments, which passed 110-0, and HB 127 requiring cursive writing instruction in grades 2-5, which passed 111-0 after members spoke about literacy, signatures, and heritage. CS/HB 453 on high school diploma requirements passed 111-0 and would allow certain students to use Special Olympics participation for PE credit and marching band for PE and arts credit. The House also passed CS/HB 237 on use of professional nursing titles, which requires APRNs using the title doctor to clarify they are APRNs, by 111-0. The chamber then debated HJR 583, a proposed constitutional amendment on religious expression in public schools. Supporters said it would codify existing statutory protections for student and school personnel religious expression and let voters decide; opponents argued it was unnecessary, could create confusion, and risked constitutional problems involving school-sponsored prayer and the separation of church and state. After structured debate, the resolution passed 93-17. The House next passed CS/HB 363 on dental therapy, which creates a licensed mid-level dental provider and drew sharp debate over access to care versus patient safety; it passed 80-29. HB 375 on autonomous practice by certified registered nurse anesthetists passed 78-28, and HB 301 on psychiatric mental health APRN autonomous practice passed 88-18. Later, the House passed HB 863 on arbitration for Citizens Property Insurance disputes, giving policyholders a choice between arbitration and court, by 105-3, and HB 1399 on property insurance affiliates, which increases oversight of insurer-affiliate transactions, by 160-3. Members also heard and advanced a local claims bill, HB 6517, for relief of Eribeito and Sanchez Mayan against the City of St. Petersburg, describing severe injuries allegedly caused during an arrest and transport; the bill was rolled over for third reading at the end of the transcript. Throughout the day, members also paused for multiple recognitions of visiting students, local officials, professional groups, and community organizations.