Transcript Highlights:

• policyholder's personal information while also providing the office with crucial data on some hardening and catastrophic

Summary: The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony. The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably. Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.

Transcript Highlights:

• It prevents a temporary administrative failure from becoming a permanent life-altering catastrophe."
• lifealtering catastrophe. lifealtering catastrophe.
• Not catastrophically unqualified, but not within underwriting norms either.
• <01:47:15.920> Not<01:47:16.159> catastrophically into a gray zone.
• Not catastrophically into a gray zone.

Keywords: 1189, house, all

Transcript Highlights:

• concern is as you think about these agencies, any potential impact at that level could have a catastrophic
• concern is as you think about these agencies, any potential impact at that level could have a catastrophic
• concern is as you think about these agencies, any potential impact at that level could have a catastrophic
• concern is as you think about these agencies, any potential impact at that level could have a catastrophic
• concern is as you think about these agencies, any potential impact at that level could have a catastrophic

Keywords: 928, house, all

Summary: The Finance Division 2 work session first took up HB 506, a bill dealing with the return of seized firearms. Members discussed how the measure would shift background-check processing for firearm returns through the Department of Safety, while the physical firearms would still remain with local police unless State Police had taken custody. The department said the bill would change which cases come to it, and members clarified that the bill concerns the background-check decision rather than possession of the firearms. The committee then voted OTP on HB 506 FN by a 7-0 roll call. The committee next discussed HB 671, establishing a kindergarten literacy readiness program. Department of Education staff explained that the bill grew out of a COVID-era Waterford contract that provided home-based early literacy support for families using federal relief funds, at a cost of about $600,000 per year, but that the program ended when those funds expired. Members raised concerns that the bill’s $1 appropriation was not realistic, that the prior program lacked sufficient outcome data, and that the references to ESSA tier-one benchmarks were unclear. The department said it was conducting a broader literacy needs assessment and updating the state literacy plan, including data from the zero-to-five range, K-5, and dyslexia-related work. Waterford representatives described the program as an early-literacy, pre-K readiness service for children ages zero to five, originally designed to work in homes with computers and internet provided where needed, and later expanded in some settings such as daycares and pre-K classrooms. They said the program used assessments at the beginning and end, had served hundreds of children, and was intended to support family engagement and kindergarten readiness. Despite that testimony, members remained concerned about funding and the lack of clear results, and one member moved to retain the bill for more information. The discussion ended with the bill retained rather than advanced.

Transcript Highlights:

• House Bill number 27 by Representative Brown, relating to catastrophe savings accounts. >> Chairman,
• What this does is the legislature created catastrophic savings accounts for insurance policies in 2012
• created<01:17:34.800> uh uh the legislature created uh uh the legislature created uh catastrophic
• <01:17:35.600> savings<01:17:35.920> accounts<01:17:36.320> for catastrophic savings
• accounts for catastrophic savings accounts for insurance<01:17:37.120> policies<01:17:37.679>

Keywords: 1136, house, all

Transcript Highlights:

• The damage was simply catastrophic.
• > simply across the region, the damage was simply across the region, the damage was simply catastrophic
• .<01:43:23.040> In<01:43:23.240> southern<01:43:23.520> Beltrami catastrophic.
• In southern Beltrami catastrophic.

Bills: HF3753, HF4299, HF4700, HF4282, HF4139, HF3530, HF4031

Keywords: school safety, threat assessment, pilot project, education, real-time monitoring, public safety, HF4299, school safety specialists, Minnesota School Safety Center, appropriation, general fund, fiscal year 2026, school security, school violence prevention, student safety, Department of Public Safety, school resource support, education funding, peace officer, training reimbursement

Transcript Highlights:

• Literally catastrophic. And I don't want to be an alarmist. It's just a reality.
• Literally catastrophic. And I don't want to be an alarmist. It's just a reality.
• goes 1316 down, you don't pump, you don't pump gasoline, you don't pump water. 1317 Literally catastrophic
• . 1318 Literally catastrophic. 1319 And I don't want to be an alarmist.

Summary: The Senate Committee on Business and Commerce held its first interim hearing on securing critical infrastructure and supply chain integrity, with a focus on Texas’s electric grid and the Lone Star Infrastructure Protection Act. The chair also highlighted Texas’s relatively low electricity prices and welcomed new committee members. ERCOT, the Public Utility Commission (PUC), and the Attorney General’s office were invited to explain how the state screens market participants and grid equipment for ties to China, Russia, Iran, and North Korea, and how the agencies respond to noncompliance. ERCOT testified that it has implemented the requirements of three related Senate bills by requiring attestations on corporate affiliations and on critical grid equipment and services. ERCOT said it has processed thousands of attestations, used additional requests for information and third-party verification tools such as Dun & Bradstreet, and terminated nonresponsive market participants. ERCOT also said it has not seen a case requiring direct Attorney General involvement, but it does refer matters to the PUC when needed. The PUC said it can investigate suspected violations and impose penalties of up to $1 million per violation per day, and that most investigations into late or missing attestations have been resolved through compliance, market exit, or removal by ERCOT. The Attorney General’s office said its role is currently limited to audits and court involvement, and that it lacks broad independent investigatory authority under the act. Members pressed the panel on whether the current system is too reliant on self-reporting and whether it adequately addresses indirect foreign influence, especially through supply chains for batteries, inverters, transformers, and other equipment with routable connectivity. ERCOT acknowledged that the current attestation process has gaps and said it plans to refine definitions of critical grid equipment and grid services, improve information requests, and continue stakeholder rulemaking. The panel also discussed possible legislative changes, including tying prohibitions to the Department of Defense Section 1260H list and the Texas Prohibited Technologies list, clarifying warranty and service access, and expanding the statute to cover grid services more directly. Several senators raised concerns about cost, reliability, and the extent to which foreign-sourced components remain embedded in Texas infrastructure, while others suggested incentives for domestic manufacturing and stronger verification tools, including possible work with national labs such as Sandia.

Transcript Highlights:

• potential to expand the program<01:18:53.600> to<01:18:54.000> a<01:18:54.800> catastrophic
• <01:18:55.520> reinsurance program to a catastrophic reinsurance program to a catastrophic
• 01.520> um<01:25:01.840> uh<01:25:02.000> enable We had a proposal to enable catastrophic

Keywords: 1183, house

Transcript Highlights:

• In 2022, I had a catastrophic medical incident that led to a traumatic brain injury.
• 2022,<00:47:06.079> I<00:47:06.319> had<00:47:06.480> a<00:47:06.720> catastrophic
• <00:47:07.680> medical In 2022, I had a catastrophic medical In 2022, I had a catastrophic

Bills: HF45, HF1148, HF3624, HF3586, HF777

Keywords: HF45, Lake Benton, capital investment, bonding bill, state bonds, bond proceeds fund, Public Facilities Authority, public infrastructure, sanitary sewer, water main, storm sewer, utility replacement, U.S. Highway 75, road reconstruction, municipal infrastructure, local government grant, Minnesota bonding, capital appropriation, food insecurity, prepared meals

Transcript Highlights:

• impairment, with distraction, and with not putting a seat belt on, all of those things are absolutely catastrophic
• uh, all of those things are seatelt on, uh, all of those things are absolutely<00:47:22.000> catastrophic
• <00:47:23.359> And<00:47:23.760> the absolutely catastrophic.
• And the absolutely catastrophic.

Bills: HF3429, HF3418, HF3431, HF1597

Keywords: intelligent speed assistance, transportation, speeding offenses, public safety, license restrictions, speed control, pedestrian safety, traffic safety, roadway improvements, nonmotorized transportation, crosswalks, sidewalks, bike lanes, complete streets, Vision Zero, Toward Zero Deaths, MnDOT, Department of Transportation, Department of Public Safety, local road authority

Transcript Highlights:

• And we are just waiting for some other catastrophes to happen.
• 35.360> other And we are just waiting for some other And we are just waiting for some other catastrophes
• catastrophes to happen. catastrophes to happen.

Keywords: 1187, senate, all

Transcript Highlights:

• highlight: we did have a failure of a natural gas unit, the Reed CT, a very small unit, 65 megawatts, catastrophic
• 47.679> megawatts, CT, a very small unit, 65 megawatts, CT, a very small unit, 65 megawatts, catastrophic
• 08:50.319> was<01:08:50.480> one<01:08:50.640> of<01:08:50.880> six catastrophic
• It was one of six catastrophic failure.

Keywords: Meeting Start 00:00:00 Attendance Roll Call 00:00:10 Approval of Minutes 00:01:19 Helping Power Kentucky's Growth (LG&E/KU) 00:01:39 Update from Kentucky's Electric Cooperatives 00:47:35, 958, all

Summary: The committee met with a quorum, approved the minutes from the previous meeting, and then heard a presentation from LG&E and KU representatives Caroline Clark and John Bevington on economic development, energy demand, and the utility’s role in supporting Kentucky’s growth. Bevington described the company’s service territory, generation fleet, and recent economic development activity, including 76 projects supported in 2024, more than $2.8 billion in private investment, and over 3,000 new jobs. He emphasized that data centers are now the dominant driver in the pipeline, with 22 data center projects representing about 8.7 of the 9.7 gigawatts of potential demand, alongside other manufacturing and commercial projects. A major focus was how data centers choose sites and how utilities respond. Bevington explained that hyperscale data centers typically approach utilities first because they need transmission-level access, and that utilities then conduct internal analyses, estimate infrastructure needs, and require financial security before proceeding. He said the company is working through formal transmission studies and long-lead infrastructure planning, and noted that Kentucky’s sales tax exemption for data centers helped attract interest. He also outlined the economic benefits of data centers, citing an announced Louisville project of 525 megawatts and about $11 billion in investment, with an estimated $500 million in new tax revenue over 10 years, plus broader job and GDP impacts. Members asked about whether data centers could generate their own power, the reliability of the pipeline numbers given confidentiality and nondisclosure agreements, and cybersecurity concerns. Bevington said the company does not assume all pipeline projects will materialize in Kentucky and instead assigns probabilities to avoid overbuilding. He also said he was not the right person to address cybersecurity in detail but offered to return to a committee focused on IT or security. In response to questions about future supply, he said LG&E and KU are adding generation through a 120-megawatt solar facility in Mercer County, a 120-megawatt solar purchase in Marion County, and a 645-megawatt natural gas combined-cycle plant in Louisville, with PSC approval recently granted for additional generation and related system upgrades.

Transcript Highlights:

• we learned from the folks in Australia, who tragically are ahead of the curve because of their catastrophic
• :55:47.119> because<00:55:47.359> of<00:55:47.520> their<00:55:47.760> catastrophic
• the curve because of their catastrophic the curve because of their catastrophic bushfires<00:55:

Keywords: 910, house, all

Summary: The House Committee on Public Safety held an informational briefing on the second anniversary of the Maui wildfires, with Chair Dela Alani framing the discussion around emergency preparedness, recovery, and lessons for future disasters. The main presentation came from researchers involved in the Maui Wildfire Exposure Study, who described the project as a grassroots academic-community partnership that has enrolled more than 2,000 adults and children for health screenings, social assessments, and biomonitoring. They said the study has documented elevated mental and physical health conditions, housing instability, unemployment, barriers to care, and exposure to heavy metals and other toxicants, while also noting some modest improvement in adult mental health and self-rated health compared with the prior year. The presenters emphasized that wildfire impacts remain severe two years later. They reported that about half of adult participants had worsening health since the fires, roughly 40% had direct or frequent fire exposure, and many adults showed chronic disease burdens such as hypertension, diabetes, and respiratory impairment. They also said about half of adult survivors reported depressive symptoms, about a quarter had moderate to severe anxiety, more than 4% had considered suicide in the prior month, and nearly one in four had PTSD. A clinician from the Lahaina Certified Community Behavioral Health Center described the clinic’s no-turn-away model, with case management, therapy, psychiatric evaluation, and medication management for anyone who needs it, and urged lawmakers to fund and expand that approach. The researchers also highlighted environmental findings, saying urine testing of more than 1,200 adults found heavy metal signatures that differed between burn-zone residents and those on the perimeter, with higher levels associated with displacement and ash re-exposure. They said about 20% of participants had higher-than-expected heavy metal levels 6 to 12 months after the fires, and cited a negative association between nickel levels and lung function. They argued for long-term monitoring, better cleanup methods, and a centralized health surveillance system tied to community outreach. No vote or formal committee action was taken during the briefing; the chair said the presentation materials and related reports would be posted for public access, and members were invited to ask questions after the presentation.

Transcript Highlights:

• Had those disconnections gone through this spring, results would have been catastrophic for Kentucky.
• <00:42:48.800> been spring, results would have been spring, results would have been catastrophic
• <00:42:50.400> Nearly<00:42:50.800> 5,000 catastrophic for Kentucky.
• Nearly 5,000 catastrophic for Kentucky.

Keywords: Meeting Start 00:00:00 Roll Call 00:00:27 Legislative Research Commission 00:01:15 KentuckyWired Operations Company 00:17:30 Wireless Internet Service Providers Association 00:40:15 Administrative Office of the Courts 01:08:55 Kentucky Auditor of Public Accounts 01:33:00, 958, all

Summary: The committee first approved the July 9 minutes without objection and heard from Jay Hartz and Jonathan Harris of the Legislative Research Commission. Members asked about Capitol and legislator security in light of recent targeted shootings in other states. Hartz said LRC had removed members’ home addresses from its website, was reviewing other state-government records for similar information, and was working with the Speaker, Senate President, Kentucky State Police, and outside security experts on broader safety measures. He also said LRC is exploring commercial products to help block personal contact information from public view, but declined to name vendors publicly. Harris added that driver’s license scans at the Capitol are handled by Kentucky State Police, while LRC has a process for flagging high-volume or concerning contacts for police review. The LRC also reported that redistricting work has already begun, with census coordination underway, evaluation of redistricting software including Mapitude and open-source tools, and plans to make the same tools available to the public in the LRC library. The committee then heard from Kentucky Wired Operations Company CEO Robert Morphonius, COO Tom Snyder, and counsel Patrick Hughes about the Kentucky Wired network. They explained the corporate structure: Kentucky Wired Operations Company is a private for-profit special purpose entity that designs, builds, operates, and maintains the network; Kentucky Wired Infrastructure Company is a nonprofit instrumentality used for financing; and Open Fiber Kentucky handles commercialization of excess capacity under a wholesale agreement. They said Kentucky Wired Operations is in the operations and maintenance phase, with those obligations continuing until 2045, and that technical changes to the network generally require KCNA approval through formal change-order processes. They also said the company conducted a market test in June 2023 under Schedule 19 of its contract, considered proposals including Open Fiber and the incumbent service provider, and retained the existing provider. Members asked about KCNA’s role, procurement, network customers, and revenue. The witnesses said Quac operates outside normal state procurement because its process is governed by contract, while KCNA acts as the Commonwealth’s oversight authority and filter for changes. They identified current network users as including AOC, KCTCS, postsecondary education, and other Commonwealth agencies, with all requests routed through KCNA; they also said a separate change process for Exceliccom is in litigation. On funding, they said the operation is paid through monthly appropriations, with roughly a million dollars a month for the service provider and a couple hundred thousand for Quac’s oversight, not including debt service, which is bundled into the availability payment. The discussion ended as members began asking about responsibility for damage-related costs such as squirrel-related outages.

Transcript Highlights:

• Right now we're working on what used to be called catastrophic aid, the education funding for the children
• used<00:31:48.799> to<00:31:48.960> be<00:31:49.039> called<00:31:49.279> catastrophic
• <00:31:50.000> aid,<00:31:50.320> the used to be called catastrophic aid, the used
• to be called catastrophic aid, the education<00:31:51.120> funding<00:31:51.519> for<00

Keywords: 1191, senate, all

Transcript Highlights:

• and what I think this bill opens us up for, would be to say, yes, you've been injured, yes, it's catastrophic
• , yes, it's somebody else's fault, but because you were a pedestrian, It's catastrophic.
• So let's say that there's an environmental catastrophe. So let's say there's a facility.
• So let's say that there's an environmental catastrophe.

Bills: HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387

Keywords: constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee

Summary: The committee heard testimony on several bills affecting civil practice, judicial conduct, and attorney regulation. HB 4961 and the similar HB 3095 would bar uninsured motorists from recovering non-economic damages after a collision, with HB 3095 also addressing certain exceptions and limiting economic damages in some cases. Supporters said the measures would encourage insurance coverage and fairness for insured drivers, while opponents argued they would unfairly punish injured people who were not responsible for the lack of insurance, including pedestrians, passengers, children, and others. HB 3095 drew constitutional concerns from witnesses, and the committee later withdrew the committee substitute and left the bill pending; HB 4961 was also left pending after questions about its scope, including passengers. HB 5570 would expand a continuing legal education exemption to attorneys appointed by the governor and confirmed by the Senate who serve on boards or commissions. The author and witness said the bill would free up time for public service while still requiring ethics training. A committee member raised a discrepancy in the number of attorneys covered, and the bill was left pending. HB 2969 would prohibit the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech, especially in relation to sincerely held religious beliefs. Supporters framed it as a protection for lawyers of faith against an ABA-style speech code, while no one testified in opposition; the bill was left pending. HB 4260 would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction. The author described it as an ethics measure to avoid conflicts of interest, but county officials and the County Judges and Commissioners Association opposed it, saying existing ethics rules already address conflicts and that the bill would impose hardships, especially in rural counties. The bill was left pending. HB 4388 would require all judges, including those who serve only in administrative roles, to remain subject to the Code of Judicial Conduct; supporters said some judges avoid discipline by relinquishing judicial functions, while opponents said the bill was unnecessary and could burden county judges who serve as administrators. It was also left pending. The committee also heard HB 5134, which would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect to suffer actual damages and allow attorney’s fees against abusive petitioners. The author said the bill would curb harassment and fishing expeditions, but members questioned how the standard would work in practice; the bill was left pending. Finally, HB 3964 would narrow common-law public nuisance claims by barring suits over lawful conduct, conduct already addressed by other remedies, and products, while preserving other causes of action. Supporters said the bill would prevent regulation through litigation and protect legislative authority; opponents said it would eliminate important remedies and that no Texas abuse had been shown. The author indicated he would revise the bill, and it was left pending.

Transcript Highlights:

• Unfortunately, I don't qualify for any of this, but that just gives you an idea of how catastrophically
• 43.119> of<00:53:43.319> how gives you an idea of how gives you an idea of how catastrophically
• > expensive<00:53:44.720> daycare<00:53:45.200> is<00:53:45.960> or catastrophically
• expensive daycare is or catastrophically expensive daycare is or Child<00:53:46.520> Care<00:

Bills: HF2436, HF470, HF2643, HF2456, HF102, HF1367

Keywords: child welfare, economic assistance, child care, grant program, video security cameras, early education, scholarships, funding, children, families, Minnesota education, child care licensing, family child care, child care center, Minnesota Department of Children, Youth, and Families, correction order, conditional license, fix-it ticket, documented technical assistance, license suspension

Transcript Highlights:

• This is common-sense legislation, and a phone call from case managers is not a catastrophic burden.
• managers<01:01:54.799> is<01:01:55.039> not<01:01:55.200> a<01:01:55.400> catastrophic
• <01:01:55.920> trffic managers is not a catastrophic trffic managers is not a catastrophic

Bills: HF1937, HF2407, HF1678, HF1477, HF2040, HF1840, HF257

Keywords: PACE, elderly, Medicaid, health services, long-term care, community-based services, support person, healthcare, patient rights, assisted living, community support, caregiver respite, financial eligibility, Minnesota Statutes, HF1477, residential program licensing, community residential setting, small group home, licensed capacity six or fewer, rental licensing

Transcript Highlights:

• The impacts of solitary confinement are catastrophic and well documented, worsening depression, anxiety
• impacts of solitary<00:14:27.199> confinement<00:14:27.639> are<00:14:27.880> catastrophic
• solitary confinement are catastrophic solitary confinement are catastrophic and<00:14:28.600>

Keywords: 910, house, all

Summary: The House Committee on Judiciary and Hawaiian Affairs heard SB 104, which would restrict the use of restrictive housing or solitary confinement in state-operated and state-contracted correctional facilities, with specified exceptions. The Department of Corrections and Rehabilitation strongly opposed the bill, saying its existing policy already meets or exceeds ACA and National Institute of Corrections standards, and objecting to language they said would give the oversight commission operational decision-making authority. The Hawaii Correctional System Oversight Commission supported the bill, but also said it was not intended to run operations and described concerns about restrictive housing practices, including CoreCivic’s SHIP program at Saguaro. Supporters included the Office of Hawaiian Affairs, the Office of the Public Defender, the Disability Rights Center, ACLU Hawaii, Easter Seals Hawaii, and individual testifiers. They argued that Native Hawaiians are disproportionately impacted by incarceration, that solitary confinement is harmful and linked to depression, anxiety, suicidality, and poor reentry outcomes, and that confinement beyond 15 days is widely condemned under international standards. Several testifiers cited suicides and deaths in custody as reasons to codify limits in statute rather than rely on policy alone. The department responded that it already has 24/7 medical care, though not 24/7 mental health coverage at one facility, and explained that it uses four custody categories: disciplinary segregation, administrative segregation, protective custody, and placements for inmates seeking separation for safety reasons. Members questioned the department and commission about the SHIP program, whether the bill was based on other states’ laws, and how current policies compare with national standards. The director said the bill was too ambiguous in places and that the department was willing to work with the commission on policy changes, but still opposed the measure as written. The committee took testimony and questions; no vote or final action was taken in the portion provided.

Transcript Highlights:

• I have seen this catastrophic impact to patient lives in my career.
• 01:19:07.320> have<01:19:07.440> seen<01:19:07.719> this<01:19:07.920> catastrophic
• community I have seen this catastrophic community I have seen this catastrophic impact<01:19:09.239

Keywords: 1187, senate, all

Transcript Highlights:

• A recent study from NW found that the rate of catastrophic loss due to fires has increased by 41% over
• that<00:21:09.919> the<00:21:10.039> rate<00:21:10.200> of<00:21:10.440> catastrophic
• <00:21:11.159> loss<00:21:11.559> due that the rate of catastrophic loss due that the
• rate of catastrophic loss due to<00:21:11.960> fires<00:21:12.760> has<00:21:12.919>

Keywords: 1187, senate, all