Video & Transcript : 'Overdraft Lending' :
Page 48 of 114
WA
Washington 2025-2026 Regular Session
Senate Environment, Energy & Technology Feb 3rd, 2026
Transcript Highlights:
- It clarifies that WITA operates without creating state debt or lending the credit of the state, so long
Summary:
The Senate Environment, Energy, and Technology Committee took executive action on 11 bills. It advanced SB 624 on an Appliance Affordability Index study with an amendment excluding consumer electronics, and SB 6284 on artificial intelligence systems with a proposed substitute adding definitions, developer requirements, exemptions for some entities, and clarifying enforcement. The committee also moved forward SB 5609 on cultural resource protection under SEPA after rejecting an amendment to the proposed substitute, and SB 6172 on coal plant treatment under cap-and-invest after adopting an amendment related to emergency federal orders.
Several energy and climate bills were also approved, including SB 6246 on emissions-intensive trade-exposed facilities, SB 5932 on alternative jet fuel production, SB 6269 on the definition of motor fuel, and SB 6223 on community-scaled weatherization projects. On SB 5975 concerning lead in cookware, the committee rejected one proposed substitute and adopted another that bans intentionally added lead in cookware beginning in 2027 and directs future regulation through the Safer Products program.
The committee then considered SB 5466 on electric transmission reliability and capacity, taking up multiple amendments to a proposed second substitute. Amendments addressing wildfire risk, corridor identification, landowner consultation, eminent domain, and wildfire liability were all rejected, and the bill was advanced on a due pass recommendation. In each case, the committee’s final action was to pass the bills or substitutes subject to signatures, with several measures referred onward to Ways and Means or Rules as noted.
ID
Transcript Highlights:
- important to note that CODIS is not only a tool to identify the perpetrator in the case, but also it lends
Committee:
Senate Judiciary and Rules
FL
Florida 2025 Regular Session
December 2, 2025 - 01:00 PM
Transcript Highlights:
- THERE ARE CONTRACTORS OUT THERE, LENDING INSTITUTIONS AND CREDIT UNIONS THAT DO GIVE PEOPLE SHORT-TERM
NM
New Mexico 2025 Regular Session
Legislative Finance Sub Committee Nov 19th, 2025
Transcript Highlights:
- But it then lends itself to saying that high rates... of crime connected to substance abuse disorder.
TX
Transcript Highlights:
- House Bill 447 jeopardizes our ability to secure essential financial support from equity partners and lending
Bills:
HB447 , HB897 , HB993 , HB2673 , HB3671 , HB3680 , HB3897 , HB4506 , HB4753 , HB4812 , HB4894 , HB5148 , HB5437 , HB5650 , HB5652 , HB5654 , HB5656 , HB5661 , HB5665
Committee:
House Land & Resource Management
Keywords:
traffic impact studies, municipal utility district, bonds, road projects, eminent domain, HB 897, Texas land sale, state property, Austin real estate, Travis County, General Land Office, Texas State Library and Archives Commission, HHSC, Health and Human Services Commission, state records facility, archives building, library funding, capital improvements, lease of state land, public land disposition
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- These changes are specifically for this unique form of lending involving foreign debt. Auburn did.
Bills:
HB74 , HB175 , HB460 , HB576 , HB2271 , HB2294 , HB2874 , HB3016 , HB3133 , HB3191 , HB3458 , HB3929 , HB4063 , HB4115 , HB4394 , HB74 , HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-01
Commerce Finance and Policy
Transcript Highlights:
- puppy-selling mills they source from, to deceptive sales tactics, to sick puppy sales and predatory lending
Committee:
House Commerce Finance and Policy
TX
AZ
Transcript Highlights:
- It is important because any bank who wants to lend money wants to make sure that they lend it upon an
- It is important because any bank who wants to lend money wants to make sure that they lend it upon an
MN
Transcript Highlights:
- And so, um, lending my voice to that, the real solution is to restore the access piece, and I worry that
- And<01:28:00.239><c> so</c><01:28:01.120><c> um</c><01:28:01.920><c> lending</c><01:28:02.320><c> my<
- c> voice</c><01:28:02.719><c> to</c><01:28:02.960><c> that</c><01:28:03.199><c> the</c> And so um lending
- my voice to that the And so um lending my voice to that the real<01:28:03.600><c> solution</c><01:28
Committee:
House Taxes
HI
Hawaii 2026 Regular Session
EIG-WLA, EIG-HOU-WLA, EIG-HOU, EIG Public Hearings 03-19-2026
Energy and Intergovernmental Affairs
Transcript Highlights:
- However, that really doesn't lend itself to this either.
- However, that really<00:15:08.720><c> doesn't</c><00:15:09.480><c> lend</c><00:15:09.720><c> itself</
- c><00:15:10.079><c> to</c><00:15:10.200><c> this</c> really doesn't lend itself to this really doesn't
- lend itself to this either.<00:15:10.680><c> The</c><00:15:10.800><c> only</c><00:15:11.040><c> process
Bills:
HB1700
Committee:
Senate Energy and Intergovernmental Affairs
Summary:
The joint committees heard several housing, land use, and infrastructure bills. HB 6019 HD2 on electric vehicle infrastructure and HB 1728 HD1 on rainwater catchment systems both drew limited testimony and were advanced. For HB 1728, the chairs said they would designate the Department of Health as the regulator and incorporate suggested technical amendments from plumbing and rainwater industry groups. Both measures were reported out with recommendations to pass, with HB 6019 passed unamended and HB 1728 passed with amendments.
HB 1844, which would have required the Land Use Commission to reclassify lands designated for urban growth, drew significant opposition from the Hawaii Farm Bureau and Sierra Club, who argued it would bypass land-use review and threaten agricultural land, water planning, and long-term resilience. Grassroot Institute supported the bill, and the Land Use Commission said the bill raised concerns. After discussion, the chairs deferred the measure in one committee and later the recommendation to pass it with amendments was not adopted in the other committee.
HB 1990 on penalties and liens for unresolved residential zoning violations was advanced with amendments. The chairs adopted Grassroot Institute’s suggested changes requiring any county sale of such property to be at no less than fair market value and requiring excess proceeds to be returned to the owner. HB 2424, which would allow county planning agencies to petition for temporary reclassification of certain agricultural lands to rural, also drew mixed testimony; the Land Use Commission raised due process concerns, and agriculture interests opposed it. One committee advanced it with amendments, but in the other committee the recommendation failed after members cited lack of county support.
The later portion of the hearing began on HB 1738 and HB 1739. HB 1738 would expand county authority to amend district boundaries for housing on parcels over 15 acres; OHA, Sierra Club, and the Hawaii Farm Bureau opposed it, while Grassroot Institute supported it. HB 1739 would require transit-supportive densities in county TOD areas and limit local restrictions; DPP raised concerns about timing, permitting, and conflicts with existing TOD frameworks, while OPSD and Grassroot supported it. The transcript cuts off before final action on these later bills.
MN
Minnesota 2025-2026 Regular Session
House Veterans and Military Affairs Division 3/4/26
Veterans and Military Affairs Division
Transcript Highlights:
- We also feel like in a time of tight fiscal resources, if we can lend our expertise and our network and
- We also feel like in a time of tight fiscal resources, if we can lend our expertise and our network and
- If we can lend our expertise and our network and connections to help something get off the ground that
- If we can lend our expertise and our network and connections to help something get off the ground that
Committee:
House Veterans and Military Affairs Division
MS
Mississippi 2026 Regular Session
Appropriations - Room 216, 20 January, 2026; 2:30 PM
Appropriations
Transcript Highlights:
- I think it lends itself to a discussion about succession planning.
- I think it lends itself to a discussion about succession planning.
- I think it lends itself to a discussion about succession planning.
- I think it lends itself to a discussion about succession planning.
Committee:
Joint Appropriations
MN
Minnesota 2025-2026 Regular Session
Conference Committee on HF2432 5/12/25 - Part 2
Transcript Highlights:
- able to verify, you know, through that process, if they're able to give us information that would lend
- they're able to give us information that they're able to give us information that would<01:15:31.040><c> lend
- c> credibility</c><01:15:32.080><c> to</c><01:15:32.320><c> this</c><01:15:32.800><c> in</c> would lend
- some credibility to this in would lend some credibility to this in the<01:15:33.280><c> process.
Summary:
The conference committee took testimony on Senate File 3051, which would allow law enforcement to release unredacted collision crash investigation video and related data to certain requesters, rather than requiring redaction first. Joel Carlson, speaking for the Minnesota Association for Justice, said the bill is intended to save local governments time and money because redacted video is often later released unredacted through court motions anyway. He emphasized that the proposal is limited to people already entitled to crash reports, requires a written request and accident report, does not create an affirmative duty to release data, and preserves law enforcement’s ability to withhold data for active investigations or other protected information. He also cited the Burks decision as support for the view that a subject of data is entitled to the full data even if it includes other subjects.
Colonel Christina Bogavich of the Minnesota State Patrol raised concerns that the bill would still require staff to review videos for exceptions, including private data involving bystanders, juveniles, undercover officers, CAD information, and other protected material, so it would not create the claimed time savings. She also said the bill expands the number of potential requesters and lacks a liability provision if released data is improperly disseminated. Committee members and staff discussed the current Data Practices Act, including that private data can still be discoverable in litigation through a court balancing test and that protective orders may apply. A preliminary fiscal note estimated a Department of Public Safety cost of $4,026,334 annually, and members requested copies of the note.
Members questioned whether the bill would actually reduce work or simply shift when the work occurs, and whether a litigation-specific exception to redaction should be added. Carlson said he was open to changes, including making release permissive rather than mandatory and strengthening the use restrictions, while members noted the proposal had not yet been heard in the House and would need more vetting. No vote or final action was taken on the provision during this discussion.
MN
Minnesota 2025-2026 Regular Session
House Elections Finance and Government Operations Committee 4/2/25
Elections Finance and Government Operations
Transcript Highlights:
- You can't indirectly advance, pay, give, promise, lend food, money, liquor, clothing, entertainment,
- ><01:08:10.760><c> pay</c><01:08:11.279><c> give</c><01:08:11.839><c> promise</c><01:08:12.440><c> lend
- </c> indirectly advance pay give promise lend indirectly advance pay give promise lend um<01:08:13.680
AL
Transcript Highlights:
- that you, especially with the support that you've given to the survivors of the Boy Scouts, will also lend
- Boy Scouts, will also lend that same Boy Scouts, will also lend that same type<01:07:33.280><c> of</c
- And to think of what went on in that community lends me to say Superman can't fly beyond this kryptonite
- 15.360><c> say</c><02:09:15.679><c> Superman</c><02:09:16.239><c> can't</c><02:09:16.560><c> fly</c> lends
- me to say Superman can't fly lends me to say Superman can't fly beyond<02:09:17.440><c> this</c><02:
Summary:
The Alabama Senate convened with prayer, the pledge, and a roll call establishing a quorum. The chamber approved routine motions to excuse absent senators, dispense with the previous day’s journal, and allow introduction of bills and committee reports throughout the day. The Senate also received several House messages referring bills to committee, including local constitutional amendments for Limestone, Blount, and Mobile counties, a human cloning bill, a Fair Campaign Practices Act bill, a public education bill, a court fees bill, and a physician assistance bill.
Committee reports were then taken up. The Finance and Taxation General Fund, Confirmations, State Governmental Affairs, County and Municipal Government, Education Policy, Banking and Insurance, Fiscal Responsibility and Economic Development, Transportation and Energy, and Local Legislation committees all reported a number of bills favorably, many with amendments or substitutes. Several measures were advanced to the calendar for the next legislative day, and the Senate confirmed multiple appointments, including Eileen Meyer and Tiffany Martin to the Alabama Board of Midwifery, Jennifer Ag, Jerry Gross, and Edgar Hower II to the University of West Alabama Board of Trustees, Patricia Sims, Tony Cochran, and Sandy Stimson to the Alabama State Port Authority Board of Directors.
The Senate then adopted a special order calendar under Senate Resolution 34, setting the order of business for the 10th legislative day. The main floor debate centered on House Bill 161, the App Store Accountability Act, which was described as a child-protection measure requiring parental permission, age verification by app stores, accurate app age ratings, and limits on minors entering contracts through app downloads. Senators speaking in support said the bill was needed to protect children from harmful online content and preserve parental control, and they discussed an amendment clarifying the meaning of “act” and preserving compliance with other state age-verification laws. The debate was ongoing in the portion provided, and no final vote on HB 161 appears in this excerpt.
NH
New Hampshire 2025 Regular Session
Senate Executive Departments and Administration (04/09/2025)
Executive Departments and Administration
Transcript Highlights:
- Greatly appreciate that service and lending your knowledge to our state and for being willing to step
- Greatly appreciate that service and lending your knowledge to our state and for being willing to step
- your knowledge to our state and lending your knowledge to our state and for<02:13:19.760><c> being</
- I’m the director of New Hampshire Police Standards and Training, and I appear before this body to lend
- my support to House Bill lend my support to House Bill 777.<02:23:10.960><c> Uh</c><02:23:11.520><c>
NH
Transcript Highlights:
- This is not to lend the force of law to the judicial conduct committee, which ignores such complaints
- This is not to lend the force of law to any of the allegedly positive things brought up.
- This is to lend the force of law to all of the misconduct that has been laid before you in the emails
- This is not to lend the force of law to any of the allegedly positive things brought up.
- This is to lend the force of brought up.
Committee:
House Judiciary
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 097 Apr 21st, 2026
Colorado House Floor Meeting
Transcript Highlights:
- seeing qualified buyers, people who have won deed-restricted housing units, and secured responsible lending
- modest adjustment ensures that down payment assistance programs can work in tandem with real-world lending
- modest adjustment ensures that down payment assistance programs can work in tandem with real-world lending
- So, I would urge a yes vote. with realworld lending practices.
- I ask with realworld lending practices.
MS
Transcript Highlights:
- implication, we want to protect our citizenry from being taken advantage of, whether it is predatory lending
- implication, we want to protect our citizenry from being taken advantage of, whether it is predatory lending
- implication, we want to protect our citizenry from being taken advantage of, whether it is predatory lending
- ><00:42:33.599><c> it</c><00:42:33.760><c> is</c><00:42:34.000><c> predatory</c><00:42:34.560><c> lending
- ,</c><00:42:35.760><c> uh,</c> of, whether it is predatory lending, uh, of, whether it is predatory lending
Committee:
Joint Education