Video & Transcript : 'zero tolerance' :

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HI

Hawaii 2025 Regular Session

CPC Info Briefing - Wed Dec 3, 2025 @ 10:00 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • I'll also be introducing legislation to make that number zero so that you cannot purchase money, purchase
  • ><00:40:20.400><c> make</c><00:40:20.560><c> that</c><00:40:20.800><c> number</c><00:40:21.040><c> zero
  • </c><00:40:21.680><c> so</c> legislation to make that number zero so legislation to make that number
  • zero so that<00:40:22.079><c> you</c><00:40:22.240><c> cannot</c><00:40:22.640><c> purchase</c><00:40
Keywords: 910, house, all
Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.
HI

Hawaii 2025 Regular Session

CPN Informational Briefing 11-12-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • their vendors with that, their vendors only get $95 of that and it will continue to go down until it's zero
  • </c><01:03:45.920><c> um</c><01:03:46.079><c> until</c><01:03:46.400><c> it's</c><01:03:46.559><c> zero
  • </c> continue to go down um until it's zero. continue to go down um until it's zero.
Keywords: 912, senate, all
Summary: The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions. Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets. The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.
KY
Transcript Highlights:
  • that’s an— they come in quickly saying, I’m proud East Kentucky based on the map that, uh, for our zeros
  • that,<00:25:07.520><c> uh,</c><00:25:08.000><c> for</c><00:25:08.320><c> our</c><00:25:08.640><c> zeros
  • </c><00:25:09.520><c> up</c><00:25:09.679><c> there,</c><00:25:10.080><c> we</c> that, uh, for our zeros
  • up there, we that, uh, for our zeros up there, we don't<00:25:10.320><c> get</c><00:25:10.480><c> that
Keywords: 958, all
Summary: The committee approved the October 22, 2025 minutes and then heard a presentation from the Child Fatality and Near Fatality External Review Panel on accidental ingestion of illegal drug products by children. Panel members said pediatric ingestions have become the most common case type they review, with the highest-risk children ages one to four, and that fatal cases have increased in recent years. They reported that the substances most often involved are fentanyl, cannabinoids including THC products, methamphetamine, and increasingly xylazine; they also noted a decline in buprenorphine-related ingestions, which they viewed as a positive trend. The panel used several case examples to highlight recurring problems in investigations and medical response, including delayed DCBS involvement, failure to administer Narcan, inadequate drug testing, lack of child abuse team involvement, and limited or absent law enforcement investigation. They said law enforcement issues are especially common in pediatric ingestion cases and are concentrated in Jefferson County and the Bluegrass/KIPA regions. One example involved a one-year-old who died from fentanyl and Benadryl intoxication; another involved a two-year-old who died after ingesting multiple substances; and a third involved a four-year-old with near-fatal THC gummy ingestion where delayed treatment worsened the child’s condition. They also described a 10-month-old THC ingestion case that resulted in a criminal abuse conviction, which they presented as an example without missed investigative opportunities. Committee members discussed possible policy responses, including creating a more specific criminal child abuse offense or clarifying existing abuse and neglect definitions to cover unsafe access to illegal drugs, while preserving room for true accidents and prescribed medications. Members also raised the need for statewide standardization in reporting, investigation, and medical response, and suggested the panel should be able to call in agencies such as law enforcement, DCBS, judges, and hospitals for closed-session review of selected cases. The panel chair said they were already pursuing meetings with LMPD and would provide Jefferson County-specific breakdowns, and members expressed interest in additional data and agency follow-up before considering legislation.
KY
Transcript Highlights:
  • So, uh, when we don't work in a place that we have worked in the past couple years, we still file zero
  • </c><01:13:10.280><c> we</c><01:13:10.400><c> still</c><01:13:10.720><c> file</c><01:13:11.440><c> zero
  • </c><01:13:11.800><c> return</c> couple years, we still file zero return couple years, we still file
  • zero return to<01:13:12.800><c> to</c><01:13:12.920><c> keep</c><01:13:13.160><c> active</c><01:13:13.560
Summary: The committee met with a quorum, approved the August 26 minutes, and then took up a discussion of county jail funding. KACO representatives and county officials said jail operations are an ongoing strain for counties because they must pay for inmate care, facilities, and mandated standards, while many counties also rely on jail revenue to offset costs. They described Kentucky’s jail system, including 77 jails, 43 closed counties without jails, and the mix of county, state, federal, and controlled-intake inmates. KACO emphasized that counties remain financially responsible for inmates even when they must contract with other jails, often at costs above the state’s per diem rate, and said it is developing a broader proposal to present later. The testimony focused on rising expenses and shrinking revenue. KACO said counties spent about $374 million on jail operations in FY24, up 24% from FY19, and about $41 million on jail medical costs, up 40%. General fund support for jails was said to total $147 million in FY24, more than double pre-COVID levels. Speakers also noted that state inmate populations in county jails have fallen from about 11,500 in 2019 to 7,212 in 2025, while federal inmates have increased because they are more lucrative for counties. The state jail per diem of $35.34 was described as insufficient to cover actual costs, especially medical care. County judges from Webster, Knox, and Hardin counties gave examples of local budget pressure. Webster County said it now houses 114 state prisoners, 47 county prisoners, and 24 out-of-county prisoners, and that it transferred $512,000 from its general fund to the jail last year, about $77 per taxpayer. Knox County said its jail budget has grown from an initial $2.8 million projection to $5.7 million, with $3 million coming from occupational tax revenue. Hardin County said its jail has an approximate $11 million expense budget against $5 million in revenue, creating a $6 million deficit, driven by higher payroll, medical, and insurance costs and a 29% drop in state prisoner revenue. The judge said the county has responded with property tax increases and an expanded occupational tax district, but still uses reserves to cover other county services. A Grant County magistrate then began speaking from the perspective of magistrates and commissioners, describing her background working at a local jail before serving in county government. The discussion remained centered on the fiscal burden of jails and the need for counties and the legislature to work together on a long-term solution.
KY
Transcript Highlights:
  • They don't go through it. 25% to 50% have no craving, zero craving.
  • with the last slide. through it. 25 to 50% have no craving, through it. 25 to 50% have no craving, zero
  • 28:53.360><c> the</c><01:28:53.520><c> ones</c><01:28:53.679><c> who</c><01:28:53.920><c> still</c> zero
  • And the ones who still zero craving.
Summary: The committee first approved the prior meeting minutes and recognized Eric Clark for his service, noting this may be his last meeting before he leaves state government. The main presentation was from Allison Adams, president and CEO of the Foundation for a Healthy Kentucky, who described the organization’s history, nonpartisan mission, and focus on health equity, prevention, and upstream policy solutions. She said Kentucky’s poor rankings in chronic disease, preventable hospitalizations, and life expectancy show the need to shift resources toward prevention and community-driven strategies rather than relying mainly on treatment after people become sick. Adams emphasized leading health indicators, arguing that lawmakers should track actionable measures such as quit attempts and smoke-free policies instead of only lagging indicators like disease rates and mortality. In response to questions, she said accountability should be shared across communities and systems, with possible incentives and disincentives tied to outcomes, and she supported creating a public data utility or dashboard, ideally with university partners, to help legislators and communities monitor progress. She also cited examples of accountable health community models and said Kentucky could adapt similar approaches. The committee then heard from Meade County Schools Superintendent Mark Martin and district health coordinator Karen Kotche about the Healthy Kids Clinic partnership with Cumberland Health. They described a seven-year effort that led to full implementation in the district, which now has a nurse in every school and a nurse practitioner, allowing services such as sports physicals and other clinic functions to be provided on campus. They said the program has been a strong investment for students and the community and began explaining how the district built the partnership after earlier efforts and delays, including the pandemic.
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - Part 1 - 04/28/25

Finance

Transcript Highlights:
  • So the top line clearly nets out to zero, but that includes payments on line 404, some admin costs on
  • clearly</c><02:02:22.560><c> nets</c><02:02:22.880><c> out</c><02:02:23.040><c> to</c><02:02:23.199><c> zero
  • ,</c><02:02:23.520><c> but</c><02:02:23.760><c> that</c> line clearly nets out to zero, but that line
  • clearly nets out to zero, but that includes<02:02:25.000><c> payments</c><02:02:26.000><c> on</c><02
Committee: Senate Finance
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Commerce (04/08/2025)

Commerce

Transcript Highlights:
  • car with a catalytic converter and shut the door and run it for 15 minutes, it doesn't even go past zero
  • doesn't<01:28:15.120><c> even</c><01:28:15.440><c> go</c><01:28:15.840><c> past</c><01:28:16.239><c> zero
  • </c> doesn't even go past zero. We need that. doesn't even go past zero. We need that.
Committee: Senate Commerce
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 4/3/25 - Part 1

Judiciary Finance and Civil Law

Transcript Highlights:
  • But even think of it: 20 years, two decades, that the family has zero evidence shared from the sheriff's
  • /c><00:14:43.759><c> the</c><00:14:43.920><c> family</c><00:14:44.279><c> has</c><00:14:44.720><c> zero
  • </c> two decades that the family has zero two decades that the family has zero evidence<00:14:45.759>
MN

Minnesota 2025-2026 Regular Session

House Transportation Finance and Policy Committee 4/2/25

Transportation Finance and Policy

Transcript Highlights:
  • Well, the fiscal note came out and I do have it with me, and there's zeros everywhere.
  • came out and I do have it with me and came out and I do have it with me and there's<00:28:37.760><c> zeros
  • </c> there's zeros there's zeros everywhere.<00:28:39.840><c> So,</c><00:28:40.080><c> I</c><00:28:40.320
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Transportation Finance and Policy Committee 3/26/25

Transportation Finance and Policy

Transcript Highlights:
  • the vehicles using them is indeed a concern for many roadways, especially since there's typically zero
  • roadways especially since<01:43:13.480><c> there's</c><01:43:13.719><c> typically</c><01:43:14.040><c> zero
  • </c><01:43:14.320><c> buffer</c><01:43:14.639><c> to</c> since there's typically zero buffer to since
  • there's typically zero buffer to opposing<01:43:15.239><c> Lanes</c><01:43:15.840><c> adjacent</c><01
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 03/24/25

Judiciary and Public Safety

Transcript Highlights:
  • their</c><01:37:44.960><c> floor</c><01:37:45.760><c> 134</c><01:37:46.320><c> to</c><01:37:46.920><c> zero
  • c><01:37:47.920><c> And</c><01:37:48.159><c> I</c><01:37:48.320><c> was</c> off their floor 134 to zero
  • And I was off their floor 134 to zero.
  • hearing, and they ordered a contested case hearing on one of five issues because there was literally zero
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/19/25

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • definition for who's considered family, and I do—I just, I'm really trying to nail down, trying to zero
  • trying to trying to nail down<00:29:16.360><c> trying</c><00:29:16.519><c> to</c><00:29:16.640><c> zero
  • > why</c><00:29:17.960><c> was</c><00:29:18.120><c> that</c><00:29:18.279><c> a</c> down trying to zero
  • in on why was that a down trying to zero in on why was that a necessary<00:29:19.039><c> change</c><
Keywords: 1183, house
HI

Hawaii 2025 Regular Session

JHA Public Hearing - Wed Mar 12, 2025 @ 2:00 PM HST

Judiciary & Hawaiian Affairs

Transcript Highlights:
  • We received a total of nine testimonies in support, zero in opposition.
  • 53:15.839><c> testimonies</c><00:53:16.319><c> in</c><00:53:16.480><c> support</c><00:53:16.920><c> zero
  • </c><00:53:17.200><c> in</c> nine testimonies in support zero in nine testimonies in support zero in
Keywords: 910, house, all
Summary: The House Committee on Judiciary and Hawaiian Affairs met on March 12, 2025, and heard testimony on several election-related and governance measures. On SB 176, relating to recounts, the Office of Elections supported clarifying that recount triggers should be based on the final Election Day report rather than the 6:00 a.m. next-day report, citing a 2022 recount example. The chair noted 3 testimonies in support, 42 in opposition, and 1 comment. On SB 1337, relating to the Stadium Authority, the authority supported changing quorum rules so only voting members count, explaining that the current interpretation makes it difficult to conduct business; written testimony from DBEDT was also received. On SB 289, relating to ethics administrative fines, the Ethics Commission supported uniform procedures to resolve uncontested enforcement matters more quickly while preserving due process; written support was also noted. The committee then heard SB 311, a proposed constitutional amendment on freedom of speech and money in elections. Supporters, including Community Alliance on Prisons, Our Revolution Hawaii, Pride at Work Hawaii, Common Cause Hawaii, and others, argued that money in politics distorts democracy and that the amendment would help prevent wealthy interests from buying influence. Opponents, including the Hawaii Christian Coalition and individual testifiers, argued that changing the constitution was too serious, that the proposal should be handled by ordinary legislation instead, and that the measure could create legal conflict. Deputy Attorney General Candace Park said the bill would only matter if key federal cases such as Buckley and Citizens United were overturned, and the chair thanked her for the legal input. The committee also heard SB 780, relating to election ballot disqualification, which would exclude candidates disqualified by constitutional or statutory provisions and create procedures for challenges. Opposition testimony said the bill would undermine voter choice, burden courts and election officials, and invite misuse; the Hawaii Christian Coalition echoed those concerns. Members raised questions about whether the measure would apply only to state and county offices, and the Attorney General’s office said it would follow up. Finally, on SB 1030, relating to election intimidation, supporters said firearms should not be brought near polling places or ballot drop boxes, while opponents argued the bill was unnecessary and could affect lawful possession; the committee received 12 testimonies, with 39 in support. The committee then began SB 1225, a proposed constitutional amendment changing the vote threshold for legislative amendments to a majority of votes tallied, excluding blanks, spoiled ballots, and overvotes; testimony in support was heard from the LGBTQ+ Commission and others, and the discussion was still underway when the excerpt ended.
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 03/12/25

Taxes

Transcript Highlights:
  • The revenue estimate shows a general fund impact of zero, and this bill has a House companion from Representative
  • The revenue estimate shows a general fund impact of zero, and this bill has a House companion from Representative
  • Thank you for your consideration of the extension. impact of zero um and um this bill has a impact of
  • zero um and um this bill has a house<00:13:39.920><c> companion</c><00:13:40.560><c> from</c><00:13:
Committee: Senate Taxes
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - 03/03/25

Jobs and Economic Development

Transcript Highlights:
  • how much of the funds that we have provided go to any political action and what I heard him say is zero
  • political action and what I heard him<01:12:21.080><c> say</c><01:12:21.320><c> is</c><01:12:21.679><c> zero
  • <c> that</c><01:12:23.480><c> uh</c><01:12:24.120><c> and</c><01:12:24.280><c> that</c> him say is zero
  • uh and that uh and that him say is zero uh and that uh and that their<01:12:24.639><c> impact</c><01
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 02/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • That amount could also be adjusted, but some years, again, there are no cases and it's going to be zero
  • it's</c><01:30:11.360><c> going</c><01:30:11.560><c> to</c><01:30:11.679><c> be</c><01:30:12.000><c> zero
  • </c> going to be uh uh it's going to be zero going to be uh uh it's going to be zero but<01:30:13.199
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Environment and Natural Resources Finance and Policy Committee 2/13/25 - Part 1

Environment and Natural Resources Finance and Policy

Transcript Highlights:
  • Back home it was 26 below zero just two days ago.
  • it</c><00:42:21.880><c> was</c><00:42:22.079><c> 26</c><00:42:22.599><c> below</c><00:42:22.960><c> zero
  • </c><00:42:23.359><c> just</c><00:42:23.559><c> two</c> back home it was 26 below zero just two back
  • home it was 26 below zero just two days<00:42:24.040><c> ago</c><00:42:24.520><c> obviously</c><00:42
Keywords: 1183, house
HI

Hawaii 2025 Regular Session

WAL Public Hearing - Thu Feb 6, 2025 @ 9:00 AM HST

Water & Land

Transcript Highlights:
  • We’re going to zero out all the amounts, even the raise in that from 3 to 5 percent.
  • We’re going to zero that out and we’re going to put everything into the committee report.
  • We’re going to zero out all the amounts, even the raise in that from 3 to 5 percent.
  • We’re going to zero that out and we’re going to put everything into the committee report.
Committee: House Water & Land
Keywords: 910, house, all
Summary: The Committee on Water and Land heard testimony on several measures, beginning with HB 347 relating to goats. The Department of Land and Natural Resources offered comments and said its Division of Forestry and Wildlife was available to answer questions. Testimony on the bill was largely opposed, with speakers arguing it would amount to a “free-for-all” rather than game management and urging deferral. DLNR responded that bag limits can be adjusted by area and game management unit under adaptive management rules, and that hunters typically take out their catch. No vote was taken in the portion provided. The committee then took up HB 1278, on which DLNR testified in support. The record in the excerpt does not include discussion of the bill’s substance beyond the department’s support, and no action or vote is shown. A substantial portion of the hearing focused on HB 144, relating to the Mauna Kea Stewardship and Oversight Authority and proposed exemptions from Sunshine Law requirements during the transition period. The authority’s vice chair testified that the body is a startup agency with a complex transition from the University and needs to be able to discuss strategic planning, operational formation, and other day-to-day matters with more than two members present. Opponents, including the Public First Law Center, Hawaiʻi Environmental Alliance, and community members, argued the bill would cut the public out of the deliberative process, allow decisions to be hashed out in private, and set a poor transparency precedent. One testifier also raised cultural and environmental concerns about Mauna Kea. Committee members questioned whether existing law and narrower guardrails could address the authority’s concerns, and the authority said it had already proposed a narrower alternative but the bill returned in similar form. The excerpt ends before any final committee action on HB 144 is shown.
NH

New Hampshire 2025 Regular Session

House Judiciary (01/30/2025)

Transcript Highlights:
  • c><00:08:03.879><c> all</c> right<00:08:11.560><c> 16</c><00:08:12.120><c> Ys</c><00:08:12.720><c> zero
  • representative berson yes chairman Lynn yes<01:35:16.400><c> 17</c><01:35:17.080><c> y</c><01:35:17.520><c> zero
  • > all</c><01:35:18.800><c> right</c><01:35:19.639><c> uh</c><01:35:20.159><c> anybody</c> yes 17 y zero
  • Nays all right uh anybody yes 17 y zero Nays all right uh anybody have<01:35:20.639><c> an</c><01:35
Keywords: 928, house, all
Summary: The House Judiciary Committee met in executive session and first corrected a procedural issue by revoting on House Bills 98 and 164, which had already been reported out unanimously. HB 98, concerning professional limited liability company assistant managers, was again voted ought to pass by a 16-0 roll call and placed on the consent calendar. HB 164, concerning local records, was reopened because of a fiscal note amendment; the committee adopted Amendment 2025-0087 unanimously and then voted ought to pass as amended 17-0. Because HB 164 goes to Finance, it will not go on consent, and the chair asked for the updated report that night. The committee then took up HR 6, a resolution condemning the judicial doctrine of disparate impact. Representative Manos moved inexpedient to legislate, arguing the resolution overreached because disparate impact is a judicial doctrine and the legislature cannot bind the courts. Representative Cordelli also supported ITL, citing drafting problems and the need for substantial revision, including an outdated reference to the New Hampshire governor. The committee voted 15-2 to ITL the resolution, and it was placed on consent; the chair asked for the report by the end of the day and noted there would be no minority report. Finally, the committee discussed HB 111, which extends the right-to-know ombudsman position. Representative Kuttab offered an amendment to address concerns raised in testimony about discouraging use of the office and shifting attorney-fee burdens; the amendment was adopted 16-1. The committee then voted 15-2 to ought to pass as amended. Supporters said the ombudsman saves money by reducing court filings and should be continued, while opponents argued the office needs restructuring and that additional funding was not justified. The bill will go to Finance, and the chair requested the report by the end of the day. The committee also began discussion of HB 66 and related bills on right-to-know access, with the chair outlining a proposed amendment to limit remote records requests to people with a New Hampshire connection, but no final action was taken in the portion provided.
HI
Transcript Highlights:
  • Um, in my shock of the actual tax amount, I apparently overcorrected, dropped to zero in my math when
  • 11.560><c> overcorrected</c><01:39:12.560><c> dropped</c><01:39:12.840><c> to</c><01:39:13.000><c> zero
  • </c> apparently overcorrected dropped to zero apparently overcorrected dropped to zero in<01:39:13.360
Committee: House Housing
Keywords: 910, house, all
Summary: The House Committee on Housing held a public hearing and moved quickly through a long agenda, beginning with HB 606 on the Department of Hawaiian Homelands. DHHL and several community testifiers strongly supported the bill, describing it as a way to fulfill long-standing promises to Native Hawaiians, reduce the DHHL waitlist, keep families in Hawaii, and support housing production and the broader economy. Testifiers emphasized the cultural and economic importance of stable housing and noted the large number of people still waiting for DHHL homes. The committee then heard HB 1086, also relating to DHHL, which would allow the department to use a $75 million appropriation from the dwelling unit revolving fund as collateral for loans. DHHL, HHFDC, and other supporters said the measure would help DHHL obtain better loan terms and preserve trust funds for other uses. Members asked detailed questions about how the collateral would work, whether other agencies use similar structures, and what would happen if the collateral were drawn upon; staff explained that the funds would be encumbered for the loan and that a similar model had been used for a HUD-backed project. The committee also heard HB 739, which would create the COM homes program to fund counties to buy voluntary deed restrictions from eligible homeowners or buyers. Supporters said the program could help keep local workers in Hawaii by using existing housing stock and cited examples from places like Aspen and Vail. The Attorney General’s office recommended amendments to remove duration requirements to avoid right-to-travel concerns, and the Tax Foundation suggested clarifying the conveyance tax exemption so it also covers the instrument imposing the restriction. Members asked whether tax dollars would be used to buy homes, who would be eligible, and how enforcement would work; supporters said the program is voluntary and income-blind, with restrictions tied to living and working in the state. No votes were taken during the hearing.