Transcript Highlights:

• I think there's a definite mindset change when you're showing that you're using it to value up.
• So value of owning your own bank, I'm going to spend a little bit of time on governance.
• There's a lot of value owning the bank.
• And it's an incredible generator of wealth and economic value.
• So it's not a coin for sale that anybody holds as a store of value.

Keywords: 908, all

Summary: The committee received a compliance and status update on Industrial Commission programs and the Bank of North Dakota. Staff reviewed appropriations and spending for several Industrial Commission funds and grant programs, including lignite research, oil and gas research, clean sustainable energy, grid resiliency, salt cavern analysis, and the new NDSU research and technology park grant. Members discussed the timing of reimbursements, uncommitted balances, and the structure of the pipeline capacity and enhanced oil recovery funding. The Industrial Commission also reported on its administrative budget, grant management system project, and recent leadership transitions across several agencies. Karen Tyler of the Industrial Commission described active grant rounds and the status of major projects. She said the Clean Sustainable Energy Authority approved three projects in its sixth round, with remaining uncommitted cash and loan capacity still available, though no new funding was appropriated this session. She also said the Oil and Gas Research Council approved six enhanced oil recovery projects and expects additional funding after a federal Department of Energy award replaces one project’s state funding. For grid resiliency grants, she said some projects have been funded, some commitments were returned or reallocated, and some DOE funds remain pending. She also updated the committee on the salt cavern business case study, which replaced an earlier larger development proposal, and on the NDSU research park grant, where the nonmatching portion was paid and the matching portion has moved slowly because the match must be in cash. Ron Ness then gave an extended presentation on enhanced oil recovery and North Dakota oil and gas trends. He said production remains steady, but future growth depends on infrastructure, especially gas takeaway and projects like the Bakken East pipeline. He argued that enhanced oil recovery using CO2, natural gas, surfactants, and other methods could extend Bakken production for decades, but that the state needs more CO2 supply, better storage, and updated tax and regulatory incentives. Members asked about lateral lengths, CO2 availability, pipeline impacts, and the role of the Strategic Petroleum Reserve, and Ness emphasized that the projects are intended to share technical learning across operators and attract follow-on investment. The Bank of North Dakota then presented its compliance report and strategic update. President Don Morgan said the bank’s mission remains to support North Dakota agriculture, commerce, and industry while cooperating with the state’s financial sector. He reviewed the bank’s main business lines: participation lending with community institutions, student loans, disaster lending, mission-based programs, and a new fintech-focused effort. Morgan said deposits are flattening, so the bank is managing balance sheet growth carefully, while still reporting improved net income and strong efficiency. He also introduced Rough Rider Coin as a bank-to-bank payment rail, not a public cryptocurrency, intended to speed and modernize payments within North Dakota’s banking and credit union system. Committee members asked about student loan eligibility, disaster program use, and how credit lines and liquidity would be affected if deposits shrink.

Transcript Highlights:

• </c><00:50:37.440><c> And</c> values and free and fair elections.
• And values and free and fair elections.
• He believed that every person, regardless of background, deserved to be seen, heard, and valued.
• He believed that every person, regardless of background, deserved to be seen, heard, and valued.
• </c> and valued. and valued.

Keywords: 958, all

Transcript Highlights:

• At some point the treatment costs exceed the value of the water.
• We want to introduce them to this space in a very welcoming way, practicing welcoming values.
• It's been a long goal of the port to enhance the ecological value of our shoreline.
• There is plenty of money out there; it’s a question of values, as was mentioned earlier.
• There is plenty of money out there is a question of values, as was mentioned earlier.

Summary: The hearing of the Select Committee on Sea Level Rise and the California Economy focused on infrastructure, pollution, climate resilience, public health, access, and economic impacts of sea level rise in California, with an emphasis on San Diego and the Bay Area. Chair Tasha Boerner Horvath opened by describing the committee’s purpose, the state’s sea level rise action planning, and the need for better monitoring and early warning systems. She also referenced her prior bills AB 66 and AB 72, which supported Scripps research on coastal bluff collapse warning capabilities. Assembly Members David Alvarez and Jessica Caloza later joined and emphasized that sea level rise affects not only coastal communities but inland areas as well, and that the issue should inform future legislative and budget decisions. In the first panel, Dr. Mark Merrifield of Scripps Institution of Oceanography described observed sea level rise of roughly 0.8 to 0.9 feet since the early 1900s, with acceleration expected by mid-century and potentially much greater rise by 2100 depending on emissions. He highlighted flooding, groundwater rise, beach and cliff erosion, salinization, and risks to transportation, sewage, ports, and national security. Dave Gibson of the San Diego Regional Water Quality Control Board discussed how sea level rise affects wastewater systems, stormwater, contaminated sites, wetlands, and coastal groundwater basins, and said the board is requiring climate adaptation planning, updating stormwater permits, and seeking more flexible state permitting and mitigation tools. Members and witnesses also discussed the need for better mapping, more monitoring, and more state funding, especially if federal support from NOAA and other agencies declines. The second panel addressed public health, equitable access, and local economies. Ramon Chiras of Un Mar de Colores described how sea level rise, pollution, and access barriers threaten the Tijuana River Valley and Imperial Beach, especially for underserved communities and youth programs that rely on safe, welcoming access to the ocean. He stressed the cultural and spiritual importance of coastal access and the need for water safety and environmental education. Jessica Fane of the San Francisco Bay Conservation and Development Commission explained that the Bay Area faces major economic exposure from sea level rise, citing a regional estimate of $96 billion in adaptation costs versus $230 billion in potential losses from inaction, and said BCDC is working with local governments under SB 272 on shoreline adaptation planning, funding, and regulatory innovation. Members discussed the tension between environmental permitting and the need to move projects faster, including the possibility of planned retreat in some areas and the use of simultaneous permitting and longer-term state authority to streamline adaptation work. In the final panel, Philip Gibbons of the Port of San Diego described the port’s climate adaptation efforts and its vulnerability assessments under AB 691. He said the port manages state tidelands, supports maritime commerce and recreation, and is already seeing flooding at king tides and during El Niño events, including storm-drain backflow and damage to bikeways and parks. He explained that future sea level rise could inundate major port areas and disrupt operations, underscoring the need for continued planning, mitigation, and infrastructure investment. The hearing did not take formal votes, but it concluded with a clear call for more science, funding, coordination, and regulatory streamlining to prepare California’s coast and nearby communities for worsening sea level rise impacts.

Transcript Highlights:

• I mean, there's more value there than what you think, and I think a lot of that goes to that cooking
• is there is there good ultimately it is there is there good fertilizer<00:31:33.120><c> value</c><00
• </c><00:32:24.200><c> fairly</c> does hold the nutrient value fairly does hold the nutrient value fairly
• There is a huge benefit to the local value chain.
• There is a huge benefit to the local value chain.

Committee: Senate Agriculture, Veterans, Broadband, and Rural Development

Keywords: 1187, senate, all

Transcript Highlights:

• Passing this memorial honors Aichinor's life and her values.
• So I would like to consider making a change on the independent expenditures from any monetary value.
• So I would like to consider making a change on the independent expenditures from any monetary value.
• Making a change on the independent expenditures from any monetary value to a fixed dollar amount will
• This value—that our own freedom is incomplete without the freedom of others—is a value we bring every

Summary: The committee first met in executive session on several bills. On Second Substitute Senate Bill 6035, dealing with voting services for military, overseas, Native American, and disabled voters, members considered amendments affecting tribal meeting requirements and an electronic ballot portal; one amendment to study the portal rather than authorize it was adopted, while the tribal-meeting amendment was not. The bill was then reported out with a due pass as amended recommendation. Substitute Senate Bill 6081, concerning nondisclosure of sex designation records, saw an amendment adopted to limit the privacy protections to survivors of domestic violence or sexual assault, but the amendment was later rejected on final passage and the bill was reported out due pass. Substitute Senate Bill 6034, codifying the Governor’s Office of Indian Affairs, was amended to require Senate confirmation of the executive director and was reported out due pass as amended. Senate Bill 6084 on repeat voting was reported out due pass without amendment. Second Substitute Senate Bill 5968, implementing Executive Order 25-03 on agency credentials, had one amendment adopted on annual ORIA reporting and another rejected; it was reported out due pass as amended. Senate Bill 6137 on sports wagering was amended to restrict certain prop bets and to make threats tied to wagers a gross misdemeanor, then reported out due pass as amended. The committee then opened public hearings on a number of bills. The most extensive testimony was on Gross Substitute Senate Joint Memorial 8014, which calls for a U.S. investigation into the death of Aishanur Ezgi Eygi; family members, University of Washington students and staff, advocates, and others testified in support, emphasizing accountability and the need for an independent investigation, while one speaker opposed the memorial as a misuse of legislative time. The committee also heard testimony on Substitute Senate Bill 5840, which would change campaign finance reporting schedules and participation rules; Public Disclosure Commission staff supported the bill as a transparency and consistency measure, while campaign treasurers and compliance officers opposed it, arguing the added reporting would be burdensome and costly. Substitute Senate Bill 6049, expanding Public Records Act exemptions for certain survivors, anonymized demographic data, and Healthy Youth Survey responses, drew support from OFM and opposition from a public-records advocate who warned against adding more exemptions. Substitute Senate Bill 6160, reducing or changing the frequency of numerous agency reports, was supported by OFM as a way to right-size reporting requirements. The committee also heard brief testimony on Senate Bill 5000 designating “The Evergreen State” as the official state nickname, Senate Bill 5325 designating the state cactus, Senate Bill 6044 recognizing Diwali and Bandi Chhor Divas as a legislatively recognized day, Senate Bill 6313 creating a Capital Centennial Stewardship Account, and Substitute Senate Bill 5827 expanding veterans’ preference documentation to include pre-discharge certification. No votes were taken during the public hearing portion, and the meeting adjourned after closing testimony on the final bills.

Transcript Highlights:

• overall for the purposes of creating value for not only the beneficiaries, but for the state.
• of other state lands in the neighborhood of such railroad, but will also add greatly to the value of
• Would you have the same argument if that were timber land, if the value of that land was not as great
• Would you have the same argument if that were timber land, if the value of that land was not as great
• The timber industry hit on the importance of the timber value on endowment lands.

Committee: House State Affairs

Summary: The committee first approved the minutes from February 17 and 18 and agreed to hold RS 33446 at the sponsor’s request. It then reconsidered RS 33144, a memorial urging the U.S. Supreme Court to revisit Obergefell v. Hodges. The sponsor argued the issue belongs to the states under federalism and cited Idaho’s constitutional definition of marriage and traditional moral and religious views. Members questioned the need for the memorial given Idaho’s existing constitutional amendment and whether updated public-opinion data should be provided. The committee adopted a substitute amendment removing language referring to the “Anglo-American legal tradition,” and the revised RS 33144 was introduced; the chair later noted noes on the motion for the record. The committee next introduced RS 33-421, a large-load utility bill aimed at codifying rules for new high-demand customers, such as data centers, so growth pays for growth and existing ratepayers are protected from infrastructure costs. The sponsor said the bill would help prevent rate increases and stranded assets, and members asked about impacts on nuclear development, treatment of existing large-load customers, and whether utilities had been consulted. The motion to introduce RS 33-421 passed. The main item of the meeting was H.J.R. 10, a proposed constitutional amendment concerning Idaho endowment lands. The sponsor said the amendment would prioritize revenue-generating uses, preserve traditional uses like timber, mining, and grazing, and protect public access without making the public a beneficiary. Supporters, including recreation and outfitter representatives, said it would provide stability and better recognize recreation and other uses. Opponents from logging, mining, ranching, and the Idaho Department of Lands warned it could create legal ambiguity, invite litigation, conflict with the Admissions Act and fiduciary duties, and shift management away from the current trust framework. After extensive testimony and debate, a motion to hold H.J.R. 10 in committee failed 6-8, and the motion to send it to the floor with a due pass recommendation then failed on a 7-7 tie, so no action was taken to advance the resolution.

Transcript Highlights:

• Is a company doing, like, a values analysis of we don't like what this company is doing or we do like
• The question which this memorial seeks to answer is: should the long-term value created by New Mexico's
• Or should we examine whether some of that value could remain here, strengthening our schools, helping
• If structured properly, a state investment could provide New Mexico the same low-risk and high-value
• We are at the crossroads now of deciding the PRC is going to decide pretty soon whether the value of

Bills: SM20 , SM9 , SJR6 , HB124

Committee: Senate Senate Rules

Keywords: youth violence, violence prevention, violence intervention, community violence intervention, credible messengers, peer support, restorative justice, violence interrupters, juvenile justice, at-risk youth, high-risk youth, public safety, Department of Health, New Mexico, statewide summit, data collection, reporting, interagency coordination, community-based organizations, law enforcement

Transcript Highlights:

• That's the literary value that you're debating right now. Would you like me to pull up another one?
• Because this is the literary value that you're defending.
• But we repeatedly hear about this literary value.
• You understand what that literary value is to my good Senator Kuby, my friend over there.
• That's the literary value. That's the literary value that they say should be given to children.

Bills: SB1433 , SB1434 , SB1435 , SB1567 , SB1571 , SB1686 , SB1745 , SCR1024 , SCR1025 , HB2671 , HB2676 , HCR2044

Committee: Senate Government

Keywords: county boundaries, Maricopa, Gila, Pinal, Yavapai, Yuma, La Paz, local governance, Arizona Revised Statutes, Maricopa county, county division, new counties, intergovernmental agreements, special election, shared use agreements, education, explicit material, parental consent, student protection, library access

Transcript Highlights:

• If you can see total ensured value is analogous but not the exact same thing as when a consumer us or
• anybody looks at their home value on Zillow.
• The problem park, they're ensuring it'll give estimated home value.
• you see for about a decade, about 7 going back to 2009, we have a very steady state, total ensured value
• How much value any of a lot of that is is adding to the consumer consumer today?

Transcript Highlights:

• This legislation's goal is to make sure that Central Texas, along with our valued partner Fort Cavazos
• Cost, what's the value of that water that was lost?
• There are so many ways we could value that water.
• We put a very high value on that water, recognizing that.
• So it's pretty hard to put a value on that water as we seek to prevent its loss in the future.

Bills: HB29 , HB685 , HB1633 , HB1689 , HB1690 , HB1918 , HB2010 , HB2500 , HB2608 , HB2626 , HB29

Committee: House Natural Resources

Keywords: water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty

Transcript Highlights:

• That is a significant thing we are looking at, you know, out-of-state tuition, and I very much value
• Users are getting an incredible value on the back of Florida taxpayers.
• I think also we need to understand what is the return on value that our students are getting for some
• So we're a value in state and we're a value out of state.
• So we're a value in state and we're a value out of state.

Summary: The Appropriations Committee on Higher Education met to examine how Florida’s state universities are funded and to begin discussing a possible university funding model. The panel included the State University System chancellor and CFOs from FSU, UF, FAMU, FAU, UNF, and UCF. Members first reviewed major cost drivers, which the universities said are broadly similar across institutions: wages and benefits, equipment and supplies, financial aid, professional services, utilities, IT, and maintenance. Several institutions noted unique pressures from geography, growth, research intensity, and mission, such as UCF’s size and engineering focus, UF’s land-grant and research enterprise, FAMU’s need to recruit top talent while serving a high-Pell student population, and FSU’s large facilities and research obligations. The chancellor also summarized systemwide cost growth since 2012-13, including higher health insurance, retirement, and salary costs, while noting tuition had been held flat. The committee then discussed other revenue sources, including auxiliaries, restricted funds, capital projects, and component units such as foundations and health systems. University leaders explained that many of these funds are restricted to specific purposes, and some, like UF Health, account for a large share of operating expenses. Members also discussed the current performance-based funding process. University representatives generally praised it for transparency, accountability, and its focus on student success, but said the heavy use of one-time funds, nonrecurring appropriations, and unfunded mandates makes long-term planning difficult. FSU and others argued that rising employee costs, waivers, and facilities expenses are not fully covered, while FAMU said performance funding has improved outcomes but can disadvantage institutions serving more low-income students. In response to questions about improvements, the universities suggested more recurring and predictable funding, better coverage of mandated costs, more flexibility in fees, and continued investment in research and strategic priorities. The chancellor said the Board of Governors is considering a version 3.0 of performance funding that would benchmark institutions against peers and Carnegie classifications. The committee also explored whether universities should have more flexibility to set out-of-state tuition and professional school tuition. Most university leaders favored giving boards of trustees more authority, while the chancellor cautioned that increasing out-of-state enrollment or tuition too much could affect legislative support. No votes were taken; the meeting ended with the chair thanking the panel and adjourning the committee.

Transcript Highlights:

• ><00:09:41.920><c> for</c><00:09:42.279><c> them</c><00:09:42.839><c> and</c> test that holds real value
• for them and test that holds real value for them and provides<00:09:43.320><c> meaningful</c><00:09:
• ><00:09:53.600><c> which</c><00:09:53.720><c> is</c><00:09:53.839><c> another</c><00:09:54.160><c> value
• </c><00:09:54.519><c> ad</c> just Minnesota which is another value ad just Minnesota which is another
• value ad but<00:09:55.399><c> most</c><00:09:55.680><c> importantly</c><00:09:56.200><c> this</c><00

Committee: Senate Education Policy

Keywords: 1187, senate, all

Transcript Highlights:

• Having met with him, I believe he is a strong value add to the state of Idaho. With that, Mr.
• Having met with him, I believe he is a strong value add to the state of Idaho. With that, Mr.
• as holy war, or stealthier practices, Sharia rejects fundamental premises of American society and values
• as holy war, or stealthier practices, Sharia rejects fundamental premises of American society and values
• There are many American laws and ideas and cultural values that come directly from Christian cultural

Keywords: 989, all

Transcript Highlights:

• According to McKinsey and Company, and you can see the slide being projected, the global economic value
• The Boston Consulting Group research indicates that early adopters will capture 90% of this value.
• Most of the value created will be in existing industries by injecting quantum into these.
• Value created will be in existing industries.
• This is where most of the value generated and the jobs created will take place.

Bills: SB145 , SB143

Committee: Senate Senate Finance

Keywords: auditing, financial reporting, state auditor, public agencies, capital outlay, compliance, federal audits, agriculture, New Mexico Department of Agriculture, fee update, regulatory fees, egg inspection, egg grading, egg dealer, pesticide control, pesticide registration, pesticide applicator, pest management consultant, plant protection, nursery license

Transcript Highlights:

• that the claims are supported, with the goal of helping consumers make informed decisions about the value
• farm GDP trending with total as GDP is reported by sector, it's important to recognize that this is value
• you look at it over a short window, just the last eight years, you can see that in terms of adding value
• you look at it over a short window, just the last eight years, you can see that in terms of adding value
• that value in for consumers abroad are very good.

Committee: Senate Agricultural Affairs

Summary: The Senate Agricultural Committee approved the January 27, 2026 minutes and then reviewed several Idaho State Department of Agriculture rules. Andrea Thompson presented updates to seed production and distribution rules, explaining that the changes mainly clean up redundant language, incorporate national and international testing standards by reference, and remove outdated rapeseed/canola and bluegrass district requirements that industry said were no longer necessary. She also outlined updates to commercial feed, fertilizer, and soil/plant amendment licensing rules to reflect the 2026 editions of AAFCO and related publications, and described bean planting rule changes clarifying that edible bean seed planted in Idaho must have approved green tags. The committee also heard temporary and pending invasive species rules tied to Snake River quagga mussel response and the addition of golden mussel to Idaho’s emergency invasive species list; members asked about the temporary-rule process and whether the standards should have publication dates, and staff explained the need for rolling updates and immediate quarantine authority. The committee said it would vote on the rules later in the week. The committee then received a presentation from Deputy Director Lloyd Knight on Idaho’s authorities for dealing with pests and invasive species, prompted by recent discussion about rats. He explained that the Plant Pest Act and Invasive Species Act give the department broad authority over pests such as Japanese beetle, grasshoppers, Mormon crickets, quagga/zebra mussels, and other listed species, but that some problems may be better handled through county abatement districts or other local tools. Senators asked about Mormon cricket response in rural counties, coordination with federal land managers, and whether a GIS-based public reporting system could be used for rat sightings; Knight said the department could likely build a low-cost reporting tool and that response options depend on land ownership, funding, and statutory direction. Brett Wilder of the University of Idaho then briefed the committee on the financial condition of Idaho agriculture. He said agriculture and agribusiness account for a significant share of Idaho’s economy, with livestock performing relatively well while crop producers face heavy pressure from high input costs, low commodity prices, and weak credit conditions. He noted record or near-record cash receipts overall, but emphasized that sugar beets and other crops are under strain, that export markets remain important, and that government payments are unlikely to solve the structural problems. Senators asked about sugar beet imports, market distortions, demand trends, and the likely impact of federal bridge payments; Wilder said the payments would help cash flow but would mostly go to existing debts and would not resolve the broader oversupply and profitability issues. The meeting adjourned after the presentations and questions.

Transcript Highlights:

• I will work closely with this committee and with Congress to drive forward our shared vision and values
• America's values and priorities are.
• All of this frees up time for State Department professionals to focus on higher value work, including
• these countries had studied in the United States, so they learned about us, they learned about our values
• American messages, messaging about the American values and our interests, is the review is underway to

Committee: Senate Foreign Relations Committee

Keywords: Senator Flinstone, HB22, SB4, amendments, public testimony, legislation, environmental impact, economic implications

Summary: The meeting featured a thorough examination of various bills, including substantial discussions on HB22 and SB4. Key points included amendments proposed by committee members, particularly from Senator Flinstone, who emphasized the need for clarifications on certain provisions. The committee actively engaged with several witnesses providing public testimony, some in favor of the proposed legislation while others highlighted concerns and potential implications. The discussions were vibrant, showcasing different perspectives, especially on the environmental and economic impacts of the bills in question. The meeting concluded with a consensus to reconvene after a recess to further address the outstanding issues related to the bills.

Transcript Highlights:

• talking about our hard drives, uh, by the time we're done with the hard drive, they have basically no value
• getting data, uh, leak out there, we try to avoid it as much as possible, especially since there's no value
• The value is really in the rest of the device, the screen, the motherboard, everything else, the hard
• drives basically, uh, from a, you know, value perspective is basically worthless as part of that device
• Um, uh, the, the residual value of that hard drive is minimal, if not, if not nothing, uh, about the

Transcript Highlights:

• Uh, my problems with the 46 has to do with the setting the value of property and then the 10% ... and
• </c><01:32:31.960><c> of</c><01:32:32.239><c> property</c> with the setting the value of property with
• </c> dollar amounts for what the land value dollar amounts for what the land value is<01:33:12.600><c
• </c> slight depreciation in the market value slight depreciation in the market value because<01:33:50.040
• that so again 10% of the the value that so again there's<01:34:43.280><c> a</c><01:34:43.440><c> lot

Committee: Senate Election Law and Municipal Affairs

Keywords: 1191, senate, all

Transcript Highlights:

• I think there's a definite mindset change when you're showing that you're using it to value up.
• So, value of owning your own bank, I'm going to spend a little bit of time on governance.
• There's a lot of value in owning the bank.
• And it's an incredible generator of wealth and economic value.
• So it's not a coin for sale that anybody holds as a store of value.

Summary: The committee took roll, approved the March 18 minutes, and then received a compliance-report update on the Industrial Commission and related funds and programs. Staff reviewed the status of one-time appropriations and grant programs, including electric grid resiliency, lignite research, enhanced oil recovery, the Clean Sustainable Energy Authority, the salt cavern business-case study, and the new NDSU research and technology park grant. Members asked about funding balances, reimbursement timing, matching requirements, and how some commitments would affect the State Investment Fund and future biennia. Industrial Commission staff then gave a broader update on the agency’s administrative office, grant management system, leadership transitions at several commission agencies, and active grant rounds. They reported that the grant management system is nearing completion, that several agency leadership searches have concluded, and that the commission’s grant programs currently have 108 active grants totaling more than $165 million. They also described the Clean Sustainable Energy Authority round, the oil and gas research program’s enhanced oil recovery awards, the grid resiliency grants, the salt cavern study, and the research technology park program, noting that some projects are awaiting federal funds or additional matching cash. Ron Ness, speaking for the Oil and Gas Research Council, focused on the state of the oil industry and the enhanced oil recovery “Bakken 2.0” effort. He said production remains steady, but future growth depends on better infrastructure, longer laterals, and new EOR methods such as CO2, natural gas, and surfactants. He emphasized the importance of the Bakkeneast pipeline and related gas-utilization projects, the recent DOE funding that will return some money to the research council, and the need to modernize tax and incentive rules for CO2-based recovery. Members discussed the potential economic benefits for oil, agriculture, and manufacturing. The Bank of North Dakota then presented its compliance report and a broader strategic update. Bank leadership reviewed the bank’s mission, governance, participation lending, student lending, disaster programs, and legislatively directed programs, and said the bank is managing for a flatter deposit base and stronger liquidity because of fintech competition and changing market conditions. They reported improved earnings, with net income rising to about $231 million, and described Rough Rider Coin as a new internal payment rail for North Dakota banks and credit unions, not a public cryptocurrency. Members asked about student loan eligibility, disaster lending, and the bank’s capacity to support state programs while maintaining its balance-sheet and liquidity requirements.

Transcript Highlights:

• We're arguing for the values we believe in. The values of this proposal are right.
• We're arguing for the values we believe in. The values of this proposal are right.
• We're arguing for the values we believe in. The values of this proposal are right.
• We're arguing for the values we believe in. The values of this proposal are right.
• We're arguing for the values we believe in. The values of this proposal are right.

Bills: HF4133 , HF3419

Committee: House Commerce Finance and Policy

Keywords: homeowner's insurance, peace officer, property damage, just compensation, exclusion policy, corporate powers, entity law, business corporations, nonprofit corporations, LLC, limited liability company, cooperative, partnership, trust, foreign entity, campaign finance, election spending, political spending, ballot measure, ballot initiative