Video & Transcript Research : 'consumer lending'

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TX

Texas 89th Regular

Natural Resources Apr 30th, 2025

Natural Resources

Transcript Highlights:
  • We believe that a regional approach is in the best interest of Texas consumers.
  • We have a few witnesses here who can lend their expertise to answer questions about production zone designations
  • I am representing myself, my name is Carrie Wilcox, and I am a consumer of CSWR.
AL

Alabama 2026 Regular Session

Alabama Senate Feb 5th, 2026

Alabama Senate Floor Meeting

Transcript Highlights:
  • On page 24 of the calendar, House Bill 161 by Representative Sells and Mooney regarding consumer protection
  • And while we want technology to flourish, we also have to build in those consumer protections and those
  • Boy Scouts, will also lend that same Boy Scouts, will also lend that same type<01:07:33.280> of
  • And to think of what went on in that community lends me to say Superman can't fly beyond this kryptonite
  • me to say Superman can't fly lends me to say Superman can't fly beyond<02:09:17.440> this<02:
Keywords: 920, all
Summary: The Alabama Senate convened with prayer, the pledge, and a roll call establishing a quorum. The chamber approved routine motions to excuse absent senators, dispense with the previous day’s journal, and allow introduction of bills and committee reports throughout the day. The Senate also received several House messages referring bills to committee, including local constitutional amendments for Limestone, Blount, and Mobile counties, a human cloning bill, a Fair Campaign Practices Act bill, a public education bill, a court fees bill, and a physician assistance bill. Committee reports were then taken up. The Finance and Taxation General Fund, Confirmations, State Governmental Affairs, County and Municipal Government, Education Policy, Banking and Insurance, Fiscal Responsibility and Economic Development, Transportation and Energy, and Local Legislation committees all reported a number of bills favorably, many with amendments or substitutes. Several measures were advanced to the calendar for the next legislative day, and the Senate confirmed multiple appointments, including Eileen Meyer and Tiffany Martin to the Alabama Board of Midwifery, Jennifer Ag, Jerry Gross, and Edgar Hower II to the University of West Alabama Board of Trustees, Patricia Sims, Tony Cochran, and Sandy Stimson to the Alabama State Port Authority Board of Directors. The Senate then adopted a special order calendar under Senate Resolution 34, setting the order of business for the 10th legislative day. The main floor debate centered on House Bill 161, the App Store Accountability Act, which was described as a child-protection measure requiring parental permission, age verification by app stores, accurate app age ratings, and limits on minors entering contracts through app downloads. Senators speaking in support said the bill was needed to protect children from harmful online content and preserve parental control, and they discussed an amendment clarifying the meaning of “act” and preserving compliance with other state age-verification laws. The debate was ongoing in the portion provided, and no final vote on HB 161 appears in this excerpt.
NE

Nebraska 2025-2026 Regular Session

Legislative Afternoon Session Apr 9th, 2026

Nebraska Unicameral Floor Meeting

Transcript Highlights:
  • statewide infrastructure for micro-lending support organizations serving the private employment sector
  • The bill would allow the department to contract with statewide micro-lending support organizations and
  • provided by microloan delivery organizations or innovation hubs, and coordination with commercial lending
  • provided by microloan delivery organizations or innovation hubs, and coordination with commercial lending
  • make loans to micro-owned enterprises and provide grants, guarantees, and loans made by commercial lending
MN

Minnesota 2025 1st Special Session

Delivering for the Northland – Senator Grant Hauschild May 12th, 2025

Minnesota Senate Floor Meeting

Transcript Highlights:
  • <00:03:14.800> our<00:03:15.120> support them know that we're lending our support them
  • know that we're lending our support as<00:03:16.000> their<00:03:16.319> legislators.
  • We need to prioritize, but also I do want to take it on because I do think I can lend myself to helping
  • do<00:07:30.080> think<00:07:30.240> I<00:07:30.479> can<00:07:30.560> lend
  • it on because I do think I can lend it on because I do think I can lend myself<00:07:31.280>
Keywords: 1187, senate, all
WA
Transcript Highlights:
  • It's the fact that a lot of the people that consume food live in urban areas and the people that produce
  • But certainly, being in urban communities, talking with consumers of food and helping them understand
  • And so this is where we can lend significant support to make sure that there is broadband connectivity
  • It helps the farmer, it helps the consumer.
  • summer and even highlighted this, I think, as early as February, around what we're hearing from consumers
Summary: The House Agriculture and Natural Resources Committee held an interim work session focused on Washington agriculture’s viability, workforce, and competitiveness. Director Derek Sanderson of the Washington State Department of Agriculture and WSU Dean Raj Kosla described the size and diversity of the state’s farm sector, declining farm numbers, major export markets, and pressures from labor costs, low commodity prices, trade barriers, drought, regulatory burdens, and pests and disease. Kosla emphasized WSU’s land-grant role in education, research, and extension, including precision agriculture, broadband needs in rural areas, and the need for state support to help producers adopt new technologies and train the next generation of agricultural workers. Members asked about retaining farmland, increasing workforce capacity, and the role of precision agriculture. Kosla said precision agriculture can help address labor shortages and water scarcity, but adoption is limited by cost and rural broadband gaps. He explained precision agriculture as tailoring inputs to the right place, time, amount, and manner, and said WSU is working on low-cost sensor technologies and other innovations. Members also asked about how widely precision agriculture is used and whether it improves farm bottom lines; Kosla said adoption varies by tool and that he would follow up with more data. The committee then heard from Dr. Randy Fortenberry of WSU’s Impact Center on an agricultural competitiveness study and the effects of tariffs and trade. He reported that Washington’s competitiveness has generally declined relative to peer states in dairy, grapes, hops, apples, and wheat, with potatoes as the main bright spot. Surveyed producers said a substantial share of revenue is tied to regulatory compliance, with labor-related costs a major driver, and small diversified farms reported land access, capital, and profitability as bigger barriers than regulation. On trade, Fortenberry said Washington agriculture is highly export-dependent and vulnerable to retaliation, citing past losses in wheat, apples, pulses, and cherries when tariffs disrupted markets, while noting current uncertainty around China and India. The committee asked follow-up questions about compliance time, peer-state comparisons, and regulatory burdens; no votes were taken, and the department said it plans an interim report by the end of the year and a final report by June 2026.
NH
Transcript Highlights:
  • She said small farmers want to make sure they have their meat processed monthly so that their consumers
  • <00:13:04.000> are<00:13:04.320> continually so that their consumers are continually
  • Seeing none, thank you for lending us your opinions on this. I would like to ask if Mr.
  • Seeing none, thank you very much for coming up and lending us your opinions. Yeah.
  • And we as consumers have the right to buy that local meat knowing where it came from, knowing how it
Keywords: 928, house, all
Summary: The Environment and Agriculture Committee held a work session and then an executive session on HB 396, which would allow processing of beef cows, swine, sheep, and goats at facilities not certified by USDA. Representative Comtois presented a revised amendment after earlier drafting issues were corrected. She explained that the amendment now limits the amenable species language to cuts of meat rather than meat food products, fixes labeling language, removes an exemption from federal law, strikes a seasonal date range, and restores a section that had been removed. She also said the amendment distinguishes between amenable and non-amenable species and keeps a registration statement acknowledging the federal-law conflict. Committee members and witnesses debated the policy. Representative Howard questioned whether the bill should educate farmers rather than legislate them and raised concerns about requiring a farmer to register as violating federal law. Representative Comtois argued the bill supports small farmers, year-round meat processing, and intrastate activity, and described problems she said had occurred at USDA facilities. Representative Miner and others expressed support for moving the amendment forward. DHHS food safety officials testified that the department has no oversight of custom exempt facilities, that USDA is the only inspector in that system, and that if the bill passed there would be very limited regulatory oversight unless there were complaints or a foodborne outbreak. They also noted the original September 1 to April 30 date range had been tied to bison because of size and temperature concerns, and said the current language appeared to address bison, elk, and red deer documentation rather than the livestock species named in the bill. The New Hampshire Farm Bureau’s policy director, Rob Johnson, said the organization had recently voted down a policy opposing state regulations that would allow uninspected meat sales at retail until federal law changes, and that he needed to consult further with leadership before taking a position on HB 396. He suggested the bill should use the term “beef cattle” for consistency with livestock statutes. In executive session, Representative Comtois moved to approve amendment 2025-3090H, Representative King seconded, and members reiterated both support and reservations. The transcript ends during executive-session discussion, with no final recorded vote on the bill shown in the excerpt.
CA
Transcript Highlights:
  • Lenders don't want to lend.
  • So construction lending is the engine that makes a development possible.
  • So construction lending is the engine that makes a development possible.
  • So think of construction lending as the first domino.
  • And our lending is the old traditional model from back in the 30s, right?
Keywords: 988, house, all
OK
Transcript Highlights:
  • neutral bathrooms in our schools a case that is now on hold thanks to President Trump. we are also lending
  • south as Mexico And as far north as Minnesota. 23 defendants were found guilty of violating the Consumer
  • What we are seeing now is distribution and To the poor consumer, any consumer of marijuana in Oklahoma
  • So we are turning our attention there for more of a consumer protection unit so that we can shut down
  • the illegal distribution so that those who elect to consume marijuana at least are not consuming toxins
Keywords: 914, all
NM

New Mexico 2025 Regular Session

IC - New Mexico Finance Authority Oversight Sep 10th, 2025

New Mexico Finance Authority Oversight Committee

Transcript Highlights:
  • Our underwriting team, our credit analysts, and lending team are outstanding.
  • We've made loans to child care centers through our commercial lending program.
  • I mean, that's so—I mean, I'm almost ready to ask you if you're lending for mortuaries because I just
  • NMFA is only concerned about the lending portion of this. process.
  • I mean, that's really what we are, is the lending institution.
NM

New Mexico 2026 Regular Session

House - Commerce and Economic Development Feb 11th, 2026 at 05:14 pm

House Commerce & Economic Development Committee

Transcript Highlights:
  • Thank you to Chair Small for lending us his room today and canceling his meeting so we could meet here
  • Consumers will not stop purchasing. They'll purchase elsewhere.
  • SB 17 narrows lawful commerce, limits consumer choice, and risks pushing activity out of the state.
  • Madam Chair, expert, with all due respect, though, that's not really what the consumer is asking for,
  • So I believe that you could just give it or lend it to the institution in that case.
Bills: SB48, HB250, SB17
MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - 03/05/25

Jobs and Economic Development

Transcript Highlights:
  • Adrian is the Vice President of Lending for MAA, and so when you get an opportunity, state your name
  • little bit about from The Lending little bit about from The Lending standpoint<00:42:51.800>
  • resources we took up the entire lending resources we took up the entire lending and<00:58:05.039
  • I echo all the suggestions from the other team members about the lending program.
  • other team members about the lending other team members about the lending program<01:21:12.960><
Keywords: 1187, senate, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jun 21st, 2026 at 10:30 am

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • $5 trillion public bank to... ...a bill in Congress that would create a $5 trillion public bank to lend
  • It would work like a commercial lending bank. It's off budget.
  • to reverse the 50-year decline in the U.S. economy due to the post-industrial economy, due to the consumer
Keywords: 995, all
Summary: The committee first heard testimony on a proposed Massachusetts baby bonds program, including H. 3429, S. 2146, and the Treasurer’s related bill H. 48. Treasurer Goldberg and a broad coalition of advocates, researchers, health professionals, and people with lived experience said the program would create trust accounts for children born into low-income families or in DCF custody, with funds available at age 18 for education, homeownership, business startup, or other long-term asset-building uses. Supporters argued the program would help close the racial wealth gap, improve economic mobility, and not affect eligibility for financial aid or public benefits. Committee members asked about administration, investment returns, eligibility, and withdrawal rules; the Treasurer said the accounts would be held in trust and managed by her office with an advisory board, with funds accessible at 18 and usable through age 35 if the beneficiary remains a Massachusetts resident. No vote was taken during the testimony shown. The committee also heard testimony on legislation establishing Lobular Breast Cancer Awareness Day, including S. 2666 and H. 4625. Senator Ross, Representative Badger, physicians, survivors, and advocates described invasive lobular carcinoma as difficult to detect because it often grows in lines rather than forming a lump, can be missed on mammography, and is underfunded and underrepresented in research and clinical trials. Witnesses said the bill would codify an annual October 15 proclamation to raise awareness, improve diagnosis, and encourage more targeted research and treatment. Committee members asked why the disease is so hard to detect, and medical witnesses explained the imaging challenges and the lack of lobular-specific protocols. The witnesses urged favorable reports. The committee then took testimony on H. 4648, a bill concerning the purchase or lease of Fenn Farm in Stockbridge by the Stockbridge-Munsee community. Representative Davis, the Stockbridge Land Trust president, and the tribal president testified that the bill would remove a conservation restriction tied to a state MVP grant so the tribe could manage the land without a restriction that they said would conflict with tribal sovereignty and Indigenous stewardship practices. They said the parcel is a sacred site connected to Monument Mountain and that the restriction is unnecessary because the land is already surrounded by conserved property. The witnesses asked for favorable action on the bill. Finally, the committee heard testimony on H. 3416, a resolution urging Congress to create a national infrastructure bank. Representative Senna and several advocates argued that an off-budget infrastructure bank could finance major repairs and upgrades to roads, bridges, rail, water systems, broadband, and housing without adding to the state budget, while creating jobs and supporting economic growth. Witnesses cited historical precedents for national infrastructure banks and said Massachusetts could benefit substantially from such a program. The transcript shown does not include a committee vote or final action on the resolution.
ND

North Dakota 2025-2026 Regular Session

House Floor Session Apr 9th, 2025 at 01:00 pm

North Dakota House Floor Meeting

Transcript Highlights:
  • The amendments include adding the Consumer Financial Protection Bureau to the definition of agency in
  • Senate Bill 2159 is a complementary proposal that will allow our State Energy Research Center to lend
  • Senate Bill 2159 is a complementary proposal that will allow our State Energy Research Center to lend
Keywords: 908, all
Summary: The House convened with prayer, the Pledge of Allegiance, and a quorum present, then approved journal corrections and recognized visiting students from Underwood School. The chamber also handled several conference committee appointments after failing to concur with Senate amendments on House bills 1022, 1049, 1229, and 1029, and after the Senate failed to concur on House amendments to Senate bills 2010 and 2113. The House then concurred in or passed a series of amended measures, including House Bills 1481 (dental insurance loss ratio and reporting), 1511 (physician guidance on abortion law, with an emergency clause), 1562 (mandated reporter training), 1197 (correctional facilities study), 1095 (child protective services liaison work group), 1317 (barber licensing board changes), 1549 (corrections facility grants and reentry-related provisions), 1354 (appraiser evaluations), 1374 (open meeting exemption for township supervisors during on-site inspections), 1355 (abbreviated notice for administrative rulemaking), 1025 (advanced nuclear energy study), 1470 (Game and Fish fee changes), 1592 (Lignite Research Council updates), and 1375 (alcohol service/photo ID provisions). Final passage votes were recorded on each bill, with most passing comfortably and some drawing notable opposition, especially HB 1470 and HB 1549. The House spent substantial time on Senate Bill 2011, the Highway Patrol appropriation. Members discussed shifting one-time funding from the general fund to the Electronic Motor Carrier Permit Fund, including body armor, preliminary breath tests, an emergency vehicle course, resurfacing, fleet costs, and handgun/taser replacement, while also noting a federal grant and no new FTEs. Questions focused on salary-line increases and the new-and-vacant FTE pool, with Appropriations explaining that those dollars had been moved back into agency budgets from OMB. The bill passed 84-6. The House also passed Senate Bill 2013, the Commissioner of University and School Lands appropriation, after discussion of Trust Lands operations, unclaimed property staffing, and distributions from the Common Schools Trust Fund; one member was excused for a conflict, and the bill passed 67-22. Senate Bill 2023, the Racing Commission appropriation, passed 65-25 after a brief explanation of the agency’s responsibilities and funding. A major policy debate centered on Senate Bill 2385, which revises mobile home park regulation. Supporters said it creates receivership procedures if a license is revoked, requires clearer tenant notices, limits certain fees, and strengthens protections against eviction and utility overcharges. Two members were excused from voting due to conflicts tied to mobile home park ownership, and the bill passed 84-4. Another extended debate occurred on Senate Bill 2159, which allows the State Energy Research Center to study nuclear-related projects with approval from the Industrial Commission and consultation with the radioactive waste advisory council. Supporters said it is meant to help study advanced nuclear energy while preserving existing prohibitions on high-level radioactive waste storage; opponents raised concerns that the language could weaken prior protections and open the door to waste-related research or storage. The transcript ends during that debate, before a final vote on SB 2159 is shown.
NH

New Hampshire 2025 Regular Session

Senate Education (10/14/2025)

Education

Transcript Highlights:
  • It's time-consuming, but it also would stop everything they're doing right now.
  • It's time-consuming, but it also would stop everything they're doing right now.
  • Um, I feel like banks may have a little bit of uncertainty about that type of lending.
  • Um and that's what that type of lending.
  • Um for a they'll lend us money again.
Keywords: 1191, senate, all
WA

Washington 2025-2026 Regular Session

Senate Housing Jul 24th, 2025

Transcript Highlights:
  • Prefabrication must not come at the expense of worker or consumer safety.
  • or building code proposals that, you know, we can safety protocols that protect both workers and consumers
  • Pre-fabrication must not come at the expense of worker or consumer safety.
  • We're here to lend our expertise as this all unfolds and as these policies come forward.
  • “This was a long and staff-consuming task, especially for a smaller city.
Summary: The Senate Housing Committee work session focused first on Civic Commons’ “starter home production plan,” a statewide strategy intended to increase production of homes affordable to households roughly between 60% and 120% of area median income. Presenters said the Covenant Home Ownership program will not succeed without more starter homes, and outlined recommendations including a temporary cross-sector crisis task force, a developer network, new financing tools, public seed funding, and a multi-site demonstration program to test off-site construction and standardized designs. Committee members asked about silos in the current system, the role of off-site and modular construction, target income ranges, and where the plan would be most useful. Civic Commons said the plan is meant to be statewide, community-informed, and respectful of local context, with pre-approved plans and standardized approaches for both single-family and multi-unit housing. The Department of Labor and Industries then gave an update on factory-built housing oversight. Officials said residential factory-built structures are a small but important part of their work and described progress in prioritizing residential plan reviews, which they said has reduced review time from months to about two days. They also reported creating a plans examiner supervisor position, moving forward with rules for third-party plan review and inspection, and beginning analysis of national standards from the Modular Building Institute to see whether they align with state code. Committee members and L&I discussed the value of standardized plans, real-time tracking for applicants, and the role of state inspection in reducing local jurisdictional variation. The Washington State Building and Construction Trades Council testified that it supports efforts to reduce permitting delays and increase housing production, but warned against weakening safety standards or labor protections. The labor representatives said prefabrication and modular construction can help if the workforce is protected, wages and apprenticeship opportunities are preserved, and projects use tools such as community workforce agreements. They also raised concerns about wage theft, misclassification, and unlicensed contractors in residential construction, and suggested stronger front-end contractor education or licensing. Committee members responded that the goal is to expand production without sacrificing safety or good jobs. The committee also heard city perspectives on local housing reforms. Olympia described its affordable housing emergency ordinance, which gives qualifying projects priority in the permitting queue, and said success depends on communication among housing staff, planners, engineers, and developers. Walla Walla, an early adopter of middle housing, reported increased ADUs, duplexes, and smaller-lot development after eliminating single-family zoning and expanding tools such as MFTE and ADU flexibility. Des Moines described adopting middle housing and ADU ordinances in June 2025 after a lengthy public process, while Poulsbo described proactive code changes including duplexes on corner lots, unit lot subdivisions, manufactured home protections, expanded ADU allowances, and pre-approved ADU plans shared with neighboring jurisdictions. No votes were taken during the work session.
TX
Transcript Highlights:
  • left them ill-prepared, particularly for life lessons and knowing how to buy and, frankly, navigate consumer-related
  • Foster youth aging out of the system are common prey to predatory lending practices.
  • I've been a patient and consumer advocate for over 30 years, and I'm here in support... of House Bill
  • This bill is good for patients and Consumers because they will have the widest range of vision care options
  • It threatens affordability, reduces competition, and limits consumer choice.
MN

Minnesota 2025-2026 Regular Session

Committee on Education Policy - 03/23/26

Education Policy

Transcript Highlights:
  • We often pay three to five times the consumer price for digital titles, and many licenses expire after
  • This language simply clarifies the terms under which Minnesota libraries may license and lend ebooks,
  • We often pay three to five times the consumer price for digital titles, and many licenses expire after
  • This language simply clarifies the terms under which Minnesota libraries may license and lend ebooks,
  • Minnesota libraries may license and lend Minnesota libraries may license and lend ebooks,<01:20:
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/4/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • these organizations uh have been lending these organizations uh have been lending partners<00:16
  • , not racial, but geography-based lending.
  • Um nearly 60 uh percent were lending.
  • We are approaching our full allocation of lending.
  • So that is part of lending with banks.
Keywords: 1183, house
Summary: The committee met on March 4, 2026, and focused almost entirely on an update and oversight discussion of the Promise Act, including its grant and loan programs. The chair opened by explaining that the committee wanted to better understand how the 2023 law was implemented, how funds are still being deployed in greater Minnesota and the metro, and whether adjustments made in 2024 and 2025 were working as intended. The minutes from March 3 were approved at the start of the meeting. Deputy Commissioner Kevin McKinnon of DEED outlined the program’s legislative history, funding structure, eligibility rules, and oversight process. He said the grant side has about $94 million available, with $16 million going to the Minnesota Initiative Foundations and $86 million to the Neighborhood Development Center, plus administrative and technical assistance set-asides. He noted legislative changes over time, including shifting the revenue eligibility test to the prior year, adding a home-office deduction requirement for businesses using a home address, and maintaining a preference for applicants who had not received more than $10,000 in prior state assistance. McKinnon said about $22 million had been awarded to 35 businesses at the time of the update, and that the loan program has $30 million appropriated, with about $9.5 million lent so far. He also described the application, verification, audit, and payment process, emphasizing that partners handle intake and DEED conducts final review and random audits. Shahir Ahmmed of the Neighborhood Development Center described the round-one and round-two grant process in more detail. He said NDC spent about nine months building the application platform, launched round one in June 2024, received more than 3,000 applications, and later paused awards while DEED and legislators clarified the law. He reported that 651 applications were approved in the first round for just under $9 million, and that round two launched in September 2025 with a goal of distributing up to $50 million in remaining grant funds. Ahmmed also explained the step-by-step applicant process, including email confirmation, eligibility screening, document upload, identity verification through Plaid, and final DEED review. He said applicants commonly use funds for payroll, equipment or inventory, rent, and utilities. The chair indicated there would be further testimony from other program partners and then member questions, but no votes or formal actions were taken on the Promise Act itself during this portion of the meeting.
CA
Transcript Highlights:
  • In a recent viral Instagram post, which is how many of us consume our news, unfortunately, a local California
  • All of that lends itself to the need for us to work together and to set up these kind of joint authorities
  • All of that lends itself to the need for us to work together and to set up these kind of joint authorities
  • Carmen Bulber on behalf of Consumer Watchdog, in support.
  • incentive programs, and installer interviews have shown that permitting heat pumps is often a time-consuming
Summary: The committee heard several housing-related bills, beginning with SB 1003, which would create pro-housing enhanced infrastructure financing districts to help local governments fund infrastructure needed for housing developments. The author and supporters argued that infrastructure costs often prevent projects from penciling out, while the chair expressed support and said the bill would be taken up later when quorum was available. SB 1014 followed, proposing new disclosure requirements for local jurisdictions to provide good-faith estimates of on-site and off-site improvements within 30 days of application, with supporters saying it would reduce late surprises and opposition from several cities citing implementation concerns with the 30-day timelines. The committee then took up SB 802, a Sacramento-region bill requiring a joint powers authority to coordinate housing and homelessness services. Senator Ashby and former Mayor Darrell Steinberg argued that Sacramento’s fragmented system has failed for years and that a JPA would improve accountability, coordination, and use of state funds. The bill drew broad support from local officials, service providers, business groups, and advocates, while some county and city representatives registered opposition or neutral concerns about state-mandated local governance. Several committee members said they were persuaded by the need for regional coordination, though some raised concerns about local control; the chair noted the bill would be moved when quorum allowed. The committee also heard SB 1092 and SB 1093, both focused on mobile home park residents after disasters or park sales. SB 1092 would give residents a right of first opportunity to match a sale offer for a park, with supporters saying it protects vulnerable seniors and preserves affordable housing, while park owners and their representatives argued it would devalue property and raise constitutional and financing concerns. SB 1093 would require more transparent communication, access to property, and consideration of rebuilding or closure after a disaster; supporters cited the long uncertainty faced by Palisades residents, while opponents warned about liability, safety, and burdensome review requirements. Members split along similar lines, with some emphasizing property rights and market impacts and others stressing the need to protect residents and preserve scarce affordable housing.