Video & Transcript Research : 'consumer debt'

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MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • lightning product label many consumers lightning product label many consumers are<00:02:56.680><
  • Consumer awareness is important, and this bill will help the health and safety of these consumers.
  • selling these products and so consumers selling these products and so consumers know<00:10:14.600
  • consumer consumer follow<00:13:17.000> thank<00:13:17.160> you<00:13:17.279> Mr
  • <00:17:25.640> and it would also advise the consumer and it would also advise the consumer
Keywords: 1187, senate, all
FL

Florida 2025 Regular Session

March 20, 2025 - 02:00 PM

Transcript Highlights:
  • consumer?
  • And the federal debt has exploded.
  • And the federal debt has exploded.
  • Who calls the consumer and tells the consumer, by the way, we've finally figured out the insurance company
  • Who calls the consumer and tells the consumer, by the way, we've finally figured out the insurance company
Summary: The committee met to hear five banking and insurance-related bills. HB 1549, an Office of Financial Regulation agency bill to help more efficiently regulate financial institutions, was amended to match Senate companion language and then passed unanimously. HB 1231 would extend physician payment and prior-authorization protections similar to a prior dental law, including limits on virtual credit card payments as the sole payment method; physicians and medical groups supported it as a way to reduce fees and retroactive denials, while insurers were not heard in opposition, and the bill passed unanimously. The committee then heard HB 999, which would make gold and silver legal tender and allow transactions in bullion through electronic debit mechanisms. The sponsor and several proponents framed it as an inflation hedge and economic freedom measure, while questions focused on definitions, transaction costs, and vendor participation. The bill passed on a mostly party-line vote, with one member voting no. The committee also approved HM 4363, a memorial urging Congress to establish a sovereign wealth fund; the sponsor described it as a way to steward national wealth, and the memorial passed with one dissenting vote. Finally, the committee took up HB 1551, which would create a prevailing-party attorney fee framework in insurance contract disputes. The sponsor argued it would restore balance, deter meritless litigation, and help consumers with valid claims recover fees, while insurers, business groups, and defense attorneys warned it would revive one-way fee shifting, increase litigation, and raise premiums. Consumer advocates and some members supported it as necessary to give policyholders meaningful recourse. After debate, the bill passed favorably, with one member voting no.
HI
Transcript Highlights:
  • They have a $100 debt, then it builds to 500, then it builds to a thousand, and for our clients that
  • They have a $100 debt, then it builds to 500, then it builds to a thousand, and for our clients that
  • They have a $100 debt, then it builds to 500, then it builds to a thousand, and for our clients that
  • They have a $100 debt, then it builds to 500, then it builds to a thousand, and for our clients that
  • :08:31.839> consumers<01:08:32.199> and<01:08:32.359> fair of Commerce and consumers
Keywords: 910, house, all
Summary: The House Transportation Committee met on February 6, 2025, and heard testimony on several transportation-related bills. HB 667 would require DOT or county departments to scan deceased cats or dogs found on public roadways for microchips, record information, and report it to county animal services. DOT said it supported the bill, and the Hawaiʻi Humane Society and others strongly backed it, describing it as important for grieving pet owners. A private citizen also testified in support, saying the measure could help families learn what happened to missing pets. The chair noted there were nine supporters. The committee then heard HB 230 on sending a carbon copy of traffic citations to vehicle owners, followed by HB 77, which would make civil identification cards free to issue or renew. The Attorney General’s office said it had already submitted comments on HB 77, DOT opposed it, and a private citizen supported it as a way to reduce barriers to basic services. HB 668, which would make license suspension mandatory for operating a vehicle without insurance, drew opposition from the Office of the Public Defender and DOT. The Public Defender argued current law already allows suspension and that a mandatory rule would discourage people from obtaining insurance, increase court burdens, and disproportionately affect indigent drivers; the chair emphasized that driving is a privilege and raised concerns about uninsured driving in rural areas. The Public Defender also said it would look into whether state insurance options could help people who cannot get traditional coverage. The committee also took up HB 12, which would bar inspection certificates for mopeds or vehicles modified to increase NOx emissions. DOT offered comments, Citizens Against Noise supported it, and the Motorcycle Industry Council opposed it; the chair noted six additional supporters and ten opponents. HB 169 would raise the minimum age for moped operators from 15 to 16 and increase the helmet requirement age from 18 to 21; DOT supported it, while Moped Doctors, Moped’s Direct, and seven individuals opposed it. HB 220 would require moped operators to carry insurance under motorcycle/motor scooter insurance laws; DCCA offered comments, DOT supported it, and Moped Doctors and ten individuals opposed it. Finally, the committee heard HB 277, which would establish a statewide vehicle pursuit policy for law enforcement agencies. The Policing Project at NYU and the ACLU of Hawaiʻi supported the bill, citing national data on deaths and injuries from pursuits and arguing for a baseline limit on pursuits for minor offenses; the Hawaii Police Department and Maui Police Department opposed it. The committee also heard HB 54, which would make a third or subsequent excessive speeding offense a Class C felony and allow vehicle forfeiture. DOT supported it, while the Public Defender opposed it, arguing the bill was overly harsh, internally inconsistent, and likely to strain courts, law enforcement, and probation systems by turning a traffic offense into a felony with prison exposure and jury-trial rights. No votes or final actions were taken on the measures in the portion of the meeting provided.
MN

Minnesota 2025 1st Special Session

House Taxes Committee 2/26/25

Taxes

Transcript Highlights:
  • a tax on corporations or businesses, when applicable, 90 to 95% of those taxes get passed on to consumers
  • um and as get passed on to Consumers um and as representative<00:03:26.120> Gomez<00:03:26.640
  • Smith, may say, didn't we hear about coerced debt before? And it is true.
  • All too often, survivors of domestic violence are saddled with consumer debt that they did not voluntarily
  • He continues that the survivor or victim did not voluntarily incur the debt.
Keywords: 1183, house
FL
Transcript Highlights:
  • And we consume that information and push it back out into Transparency, Florida, making it a living,
  • So if you're interested in seeing funds within the general fund versus special revenue fund versus debt
  • Versus debt service, you can get that kind of detail.
  • And again, it's going to show me by general fund, special revenue fund, debt service fund, et cetera.
  • And again, it's going to show me by general fund, special revenue fund, debt service fund, et cetera.
Summary: The Joint Legislative Auditing Committee met to receive updates on Transparency Florida and related transparency tools. The Governor’s Office and the Department of Financial Services described the Transparency Florida website, the state payment and contract systems, and the local-government financial reporting system (Logger X/XBRL), emphasizing public access, searchable payment and contract data, downloadable reports, and ongoing upgrades. Members asked whether school districts and the Department of Corrections are included in these systems; staff explained that state agencies like Corrections are covered through Transparency Florida, FACTS, and the state financial reports, while Logger X is for local governments. Committee staff reported that the Transparency Florida Act’s requirements have been met and noted that any new recommendations would need legislative action; members were invited to submit recommendations by October 30. The committee then reviewed repeated audit findings for local governments and educational entities. Staff explained the statutory process for “three-peat” findings: first requesting an updated written corrective-action status, then possibly requiring an appearance before the committee, and finally taking further action if findings remain uncorrected. Most entities were recommended for written updates, while the City of Daytona Beach was singled out for an in-person appearance because of a repeated finding involving unexpended building permit balances. Members also raised questions about specific entities, including McIntosh, White Springs, Pahokee, and the Fred R. Wilson Memorial Law Library special district, with staff explaining the nature of the findings and noting that some entities may warrant further review. The committee adopted a motion to accept staff’s recommendations and to send letters to entities with uncorrected audit findings in late-filed 2023-24 audit reports. It also approved a motion directing the Auditor General and OPPAGA to conduct the required audit of the Department of the Lottery for fiscal year 2025-26, with the Auditor General handling financial, internal control, and compliance work and OPPAGA preparing operational recommendations. The meeting concluded with notice that the next meeting was tentatively scheduled for November 3 at 3:30 p.m., followed by adjournment.
US
Transcript Highlights:
  • Would not add to the debt, contribute to the deficit.
  • They want to the debt.
  • And more than 24 million consumers have selected individual market plans.
  • We are at 36 trillion dollars in debt.
  • We're paying more money on interest on the national debt than we...
Summary: The committee convened to discuss critical issues surrounding the nomination of Michael Falkender for the position of Deputy Secretary of the Treasury. This meeting included a series of remarks from committee members who expressed divergent views on Falkender's qualifications and the implications of his appointment. Senator Wyden voiced strong opposition, arguing that Falkender represents harmful policies expected to be perpetuated under the current administration, especially concerning taxpayer privacy and IRS tactics. Meanwhile, other members defended Falkender, noting his extensive experience, including a commitment to transparency in government operations if confirmed.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 28th, 2026

California House Floor Meeting

Transcript Highlights:
  • California has led the nation before on privacy and consumer protection.
  • And I think we need to make sure that every consumer is protected.
  • Let me say that again: it's a consumer protection program.
  • program is funded for consumers. $60 a year so that they can then make sure this consumer protection
  • program is funded for consumers.
Keywords: 988, house, all
Summary: The Assembly convened in Sacramento, established a quorum, offered a prayer and pledge, and then moved through the daily file with several procedural motions, including moving AB 1566 to the inactive file and removing SCR 177 from the consent calendar. The chamber then took up a series of bills, mostly on third reading, with many measures described by authors as support bills and passing with little or no opposition. Among the early items, AB 2257 on county jail accountability was presented but the call was moved before a recorded result was announced in the excerpt; AB 2529 on claims against public agencies passed 41-2; AB 2689 on affordable housing management passed 49-0; AB 1722 on fish and wildlife passed 51-0; AB 2071 on digital wellness instruction passed 54-0; AB 1976 on pedestrian and bicycle safety passed 42-17; AB 2012 on manufactured home transport passed 57-0; AB 2139 on surplus land and an Inland Empire soccer project passed 58-1; AB 1548 creating a Monterey Bay stewardship authority passed after the call was moved; AB 1707 allowing online electrician license renewal passed 60-0; AB 2105 on navigation app impacts passed 44-14; and AB 2051 on coastal resiliency permitting passed 46-6. The floor also approved a number of other measures with broad bipartisan support, including AB 2074 on streamlined housing development in transit-rich downtowns (55-5), AB 2129 on Cal Fire firefighter compensation (57-1), AB 2279 on communications (16-0), AB 2282 allowing Del Puerto Health Care District to provide emergency care in rural Patterson-area communities (64-0), AB 2316 extending school facilities hardship relief to charter schools (59-0), AB 2337 adding theft by a peace officer under color of authority to serious misconduct (68-0), AB 2374 creating a state designation for AANHPI-serving institutions (47-14), AB 2464 on energy (67-0), AB 2537 on cannabis (62-0), AB 2562 requiring suicide prevention plans at alcohol and drug treatment facilities (62-0), AB 2667 on vape products (62-0), and AB 2727 raising the threshold for elderly parole review for violent sex offenses (66-0). AB 1958, which clarifies procedures under the California Racial Justice Act, was taken up later and the author said he would accept Senate amendments, but the excerpt cuts off before the final vote is shown. AB 2313, allowing customers with planned gas service line replacements to opt into electrification, drew debate over cost shifts and equity concerns before passing 41-21. The most extensive debate centered on AB 1709, which would set a minimum age of 16 for accounts on social media platforms using addictive features and create an e-safety commission. The author and supporters from both parties framed the bill as a child-safety measure responding to research on anxiety, depression, sleep disruption, and other harms, while also emphasizing protections for vulnerable youth and the need for age verification and ongoing oversight. Several members raised concerns about preserving access for LGBTQ youth, isolated rural youth, and others who rely on online spaces, but said they trusted the author’s approach and the commission structure. The bill drew strong bipartisan support in floor speeches from members who described it as necessary to protect children from addictive platform design, and the excerpt ends amid that debate without showing the final vote on AB 1709.
MO

Missouri 2026 Regular Session

Utilities Jan 14th, 2026 at 09:15 am

Utilities

Transcript Highlights:
  • monetary gifts to the repayment of debts.
  • And so they wanted to stay in debt. They wanted to stay in debt.
  • It essentially says if a water district has federal debt or is guaranteed, their debt is guaranteed..
  • . ...district has federal debt or is guaranteed, their debt is guaranteed by the federal government,
  • Some of it gets consumed in the product. Some of it gets consumed in the product.
Keywords: 959, house, all
HI
Transcript Highlights:
  • Per the November 2024 Primus publication, quote: In 1930, government consumed 12% of the gross domestic
  • Our generation can take responsibility by controlling this debt and limit the spending and scope of the
  • Our generation can take responsibility by controlling this debt and limit the spending and scope of the
  • Our generation can take responsibility by controlling this debt and limit the spending and scope of the
  • already more than $36 trillion in debt already more than $36 trillion in debt yet<00:15:57.000><
Keywords: 912, senate, all
Summary: The committee heard testimony on House Bill 1295 HD2, relating to clean energy, and then on Senate Concurrent Resolution 140 and Senate Resolution 158, which seek an Article V Convention of States application. HB 1295 drew brief supportive testimony from listed supporters and one witness who said the bill would help future generations and address pollution, runoff, watershed planning, and cleaner energy alternatives. No committee action or vote was taken on the clean energy bill during the portion provided. Most of the hearing focused on SCR 140 and SR 158. Supporters argued the resolutions would let states, including Hawaii, propose constitutional amendments to address federal overreach, fiscal responsibility, deficit spending, term limits, and the balance of power between Washington and the states. Several supporters said state legislators are closer to the people and that Article V gives states a legitimate role in proposing amendments; some also cited debt, executive orders, and the need for long-term reforms. One witness from Convention of States Action said the movement is active nationwide and that the convention process would still require ratification by 38 states. Opponents, including representatives of Hawaii Children’s Action Network, Common Cause, Americans for Democratic Action Hawaii, and individual testifiers, warned there are no real guardrails on a convention and that it could open the door to broader constitutional changes. They said the effort is unnecessary, risky, and potentially harmful to environmental protections, social safety net programs, and civil rights, and argued that federal action is sometimes needed during recessions and emergencies. Committee members asked questions about whether the proposal was merely procedural and whether the states should act without Congress; the discussion ended with continued questioning, and no vote or final committee action is shown in the excerpt.
MN

Minnesota 2025 1st Special Session

House Higher Education Finance and Policy Committee 3/13/25

Higher Education Finance and Policy

Transcript Highlights:
  • We offer budget and debt counseling, student loan debt counseling, credit report reviews, foreclosure
  • build assets and Achieve Financial debt build assets and Achieve Financial Wellness<00:03:37.760>
  • virtually we offer budget and debt virtually we offer budget and debt counseling<00:03:45.080>
  • student loan debt counseling counseling student loan debt counseling credit<00:03:47.159> report<
  • is already in debt.
Keywords: 1183, house
FL

Florida 2025 Regular Session

April 7, 2025 - 03:30 PM

Transcript Highlights:
  • before selling their debt.
  • before selling their debt.
  • The exception applies if the facility and the medical debt buyer have a contract that states the debt
  • will return the debt to the licensed facility if it finds the debt qualifies for the facility's charity
  • If it finds the debt qualifies for the facility's charity care program.
Summary: The Health and Human Services Committee heard and passed several bills. HB 293 would codify the Office of Faith and Community in the Executive Office of the Governor, create a liaison and advisory council, and was supported by faith-based and nonprofit groups; some members questioned possible duplication with existing services and the source of any future funding, but the bill passed 24-0. CS/HB 547 would create an exception to the 30-day notice requirement before hospitals and ambulatory surgical centers sell medical debt when the debt buyer agrees not to use interest, fees, or extraordinary collection actions and must return charity-care-eligible debt; it passed unanimously after brief support testimony. CS/HB 1553 would require reporting of uterine fibroid data to the Department of Health to create a de-identified public database and reauthorize funding for implementation; it also passed 24-0, with members noting the earlier database mandate had not been carried out. The committee then took up CS/HB 1195, “Gage’s Law,” which would require hospitals and hospital-based emergency departments to test for fentanyl in urine drug screens for suspected overdose or poisoning cases. The bill was presented as a response to overdose deaths and the need to better detect fentanyl, and emotional testimony from a parent described a son’s death after a hospital did not test for fentanyl. Members from both parties spoke in strong support, emphasizing stigma, the need for better treatment and data, and the potential to save lives; the bill passed 24-0. CS/HB 47 on child care and early learning providers would streamline inspections, speed background screening, offer free online training/testing, update definitions, protect certain family child care homes from insurance issues, and create a license-exempt category for employer-provided child care; after questions about parent notice, database listing, background checks, and insurance, an amendment was adopted and the bill passed 24-0 as amended. Finally, CS/HB 647 would allow advanced practice registered nurses to sign death certificates in hospice settings, addressing delays that can leave families waiting to complete burial arrangements. Support testimony came from advocacy and hospice groups, and members cited the bill’s importance for families and religious burial timelines. The bill passed 23-0. The committee then adjourned.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, February 27, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • I give myself such time as I may consume. Mr.
  • <00:51:20.119> um myself such time uh as I may consume um myself such time uh as I may consume
  • <00:53:54.040> and as much time as I may consume and as much time as I may consume and close
  • <00:54:40.520> choice about this uh loss of consumer choice about this uh loss of consumer
  • <00:55:29.880> decide we're going to let the consumer decide we're going to let the consumer
FL

Florida 2025 Regular Session

March 6, 2025 - 01:00 PM

Transcript Highlights:
  • with the goal of providing economic recovery to the consumer and mitigating the Consumers, with the
  • So I'm coming from a consumer standpoint.
  • And this is all in the name of consumer protection.
  • I believe the state should do that as well to protect the consumer.
  • And really, it was to improve the consumer side of it.
Summary: The subcommittee heard and approved four bills focused on reducing or modernizing professional regulation. HB 6015, by Rep. Oliver, repeals the word “reusable” from the wine keg statute to allow businesses more flexibility in container materials; members joked about the possibility of a Home Depot bucket, and the bill passed 16-0. HB 339, by Rep. Abbott, creates an alternative temporary licensure pathway for surveyors and mappers based on employer recommendation and exam passage, but members raised concerns about qualifications, liability, and oversight; Abbott said he was open to amendments, and the bill passed 14-1 with Rep. Overdorf dissenting. HB 139, by Rep. Lopez, allows pawnbrokers to use digital transaction forms instead of only printed forms; a technical amendment added readability and placement requirements for digital forms, and the bill passed unanimously. HB 195, by Rep. Chambliss, lets the Department of Corrections coordinate with DBPR boards so inmates who complete licensure-related classes can receive credit toward professional licensure; supporters framed it as a second-chance and workforce bill, an amendment clarified that DBPR handles professions without boards, and the bill passed favorably 15-0. The committee then received a presentation from DBPR Secretary Melanie Griffin on the department’s role overseeing more than 1.7 million businesses and professionals across over 30 fields. She highlighted enforcement and complaint data, including more than 24,000 inspections and complaints handled in the last fiscal year, a preference for education and voluntary compliance over formal discipline, and the department’s alternative dispute resolution program, which returned $2.7 million to consumers and saved $270,000 in costs. Griffin also reviewed recent deregulatory and efficiency efforts, including endorsement/reciprocity reforms, fee waivers, reduced processing times, and shorter call wait times, and said DBPR is continuing to look for ways to cut red tape while protecting public safety. Members questioned Griffin about permitting, continuing education, complaint processing, board vacancies, fraud in cosmetology and construction, coordination with other agencies, and whether schools can block students from taking state exams over unpaid tuition. DBPR staff said complaints are generally processed within 60 days, schools cannot bar graduates from taking the exam because of tuition debt, and the department works with other agencies when issues cross jurisdictional lines. The panel discussion that followed featured industry representatives from landscape architecture, building/code administration, pools, roofing, construction, HVAC/electrical, and hospitality, who generally supported reducing local permitting burdens, standardizing requirements, improving reciprocity and training pathways, and using technology and clearer scopes of work to make licensure and inspections more efficient.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Apr 7, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • First up, DCC, Division of Consumer First up, DCC, Division of Consumer Advocacy<01:11:05.680>
  • misleading because it's the Consumer misleading because it's the Consumer Advocate<01:17:33.560>
  • Um and so, really if the Consumer Um and so, really if the Consumer Advocate<01:17:51.880> were
  • <01:28:41.600> advocate's identified here, the consumer advocate's identified here, the consumer
  • Like consumer advocate? Generally, yes.
Summary: The committee heard several resolutions and one bill focused on energy reliability, utility infrastructure, insurance, tenant rights, and home health licensing. On the energy side, members heard HCR 203/HR 193 on a status update for the Hawaii Electric Reliability Administrator, HCR 204/HR 194 on a comprehensive PUC analysis of cost reduction and risk, and HCR 202/HR 192 creating a legislative task force on future energy pathways. Testimony on the energy measures was generally supportive from the PUC, DCCA’s Division of Consumer Advocacy, the Hawaii State Energy Office, and the Office of Hawaiian Affairs, with OHA urging that equity, native Hawaiian impacts, and public trust resources be considered alongside cost savings. The committee also heard HCR 125/HR 117 on coordinating with utilities to address aging utility poles and lines along Farrington Highway and other high-risk corridors; Hawaiian Electric supported the measure, Hawaiian Telcom and Charter Spectrum said much of the work is already underway and questioned whether the resolution was necessary, and committee questioning focused on existing double-pole tracking and the role of DOT and the PUC. The committee then took up HCR 137/HR 129 on timely reimbursement of health care claims under the clean claims statute. The DCCA Insurance Division and the Hawaii Insurers Council opposed the measure as drafted, saying it could be read to require payment beyond policy limits and could raise premiums or reduce market participation. United Policyholders supported the measure, arguing it would simply give policyholders more time to collect benefits they already purchased, and clarified that it was not intended to increase coverage beyond policy limits. The committee later amended the resolution to direct the DCCA Insurance Division to prioritize investigation and enforcement of clean claims complaints. In the decision meeting, the committee recommended and adopted passage of HCR 203/HR 193 as is, HCR 204/HR 194 with an amendment removing the eighth whereas clause, HCR 202/HR 192 with an amendment adding a committee representative to the task force, HCR 125/HR 117 as is, and HCR 137/HR 129 with amendments. The committee also heard SB 2960 SC1 on property insurance, which would extend the time policyholders have after a declared disaster to document replacement-cost claims. The Insurance Division and Hawaii Insurers Council opposed it, warning it could force coverage beyond policy limits and increase premiums, while United Policyholders supported it and said it would help disaster survivors recover benefits they already paid for; members questioned whether similar laws in other states had caused premium spikes and clarified that the bill was not intended to exceed policy limits. The committee also heard SB 2347 SD1 on multilingual tenant-rights notices, with OHA, Hawaii Appleseed, and others supporting the bill but urging restoration of language requiring landlords to directly provide the notice at lease signing. Finally, SB 2272 SD1 HD1 on home health licensing drew support from the Department of Health, SHPDA, and the Health Care Association of Hawaii, with the association requesting an effective date amendment; testimony explained that the bill would allow state licensing compliance to be demonstrated through CMS-approved accreditation or certification surveys, potentially reducing duplication and freeing state resources.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, January 14, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • government operations the national debt government operations the national debt has<00:49:28.119
  • debt.
  • /c><05:16:47.080> raise consume debt we're going to raise consume debt we're going to raise interest
  • <05:17:15.080> it's<05:17:15.400> almost<05:17:16.040> 9 debt it's almost 9 debt
  • We got to manage the debt.
AL

Alabama 2025 Regular Session

Alabama Senate Apr 17th, 2025

Alabama Senate Floor Meeting

Transcript Highlights:
  • consumer by Senator Chamblas relating to consumer protection.
  • Mr. consumer protection. B pending. Mr. consumer protection. B pending. Mr.
  • President, consumer protection. Mr. President, consumer protection. Mr. President, substitute.
  • The term device directly to consumers. The term device directly to consumers.
  • Committee amendment consumer protection. Committee amendment consumer protection.
Keywords: 920, all
TX

Texas 89th Regular

Natural Resources Mar 26th, 2025

Natural Resources

Transcript Highlights:
  • Ultimately harm both utilities and consumers.
  • Okay, private debt. All right, well, let me give it a shot.
  • Consumers and small commercial consumers.
  • In order for them to advocate for the small residential consumers, the residential consumer would have
  • It's all boiling down to, no pun intended, to our consumers.
MN

Minnesota 2025-2026 Regular Session

Committee on Energy, Utilities, Environment and Climate - 03/23/26

Energy, Utilities, Environment, and Climate

Transcript Highlights:
  • India, which is the world's second-largest consumer of fertilizer, is investing billions of dollars in
  • We're a 501(c)(3) nonprofit advocate for Minnesota residential utility consumers.
  • residential utility consumers. residential utility consumers.
  • It's hard to advocate for yourself when you're so far in debt that you can't see straight.
  • <00:48:53.080> Affairs referred her to the Consumer Affairs referred her to the Consumer Affairs
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

Senate Education (01/27/2026)

Education

Transcript Highlights:
  • This is an increasing school meal debt.
  • actually consumed healthier. Right. actually consumed healthier. Right.
  • for lunch debt.
  • debt for um um um for<01:16:02.320> lunch<01:16:02.640> debt.
  • And um so this year thus for lunch debt.
Keywords: 1191, senate, all
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 118 May 12th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • One member who represents consumers. D.
  • E. consumers or individuals with experience in wildfire mitigation.
  • So, a diversion and debt.
  • Bonds are debt.
  • Consumers, individuals, they can't.
Keywords: 981, all