Transcript Highlights:

• Our director is very invested in lending his time and effort into this process as we build for a recruitment
• Our director is very invested in lending his time and effort into this process as we build for a recruitment

Committee: House Technology, Economic Development, & Veterans

Summary: The committee held a work session focused on technology use in government, AI policy and oversight, and federal broadband funding. The first panel featured Seattle CTO Rob Lloyd, who described the city’s AI approach as centered on public trust, responsible use, privacy, security, and community partnership. He said Seattle is using small pilots and a data strategy to test AI for tasks such as public records processing, infrastructure inspection, and housing/permitting improvements, while keeping human decision-makers responsible. Members asked about permit review, training on best practices, labor engagement, and public records risks; Lloyd emphasized that AI should assist rather than replace human judgment and that the city is still testing solutions for records redaction and search. Washington Technology Solutions CTO Nick Stow and Deputy Director Mark Quimby then outlined the state’s AI policy work, noting that the state’s guidance now covers more than generative AI and is built into existing privacy and security review processes. They described a statewide AI community of practice, a sandbox used by more than 15 agencies, and use cases including a resident portal with opt-in consent features, cybersecurity screening, and wildfire detection. Committee members raised questions about labor, data privacy, and the status and effectiveness of wildfire detection tools. The AI Task Force update from the Attorney General’s office reported progress through eight subcommittees on topics including governance, consumer protection, labor, health care, public safety, education, government efficiency, and climate/energy, with an interim report due December 1 and a final report due July 1, 2026. The presenter also warned that a pending federal budget reconciliation provision could bar state AI regulation for 10 years, and a member noted ongoing work on prior AI bills for the 2026 session. The broadband portion of the meeting began with Commerce’s Dave Pringle, who said the BEAD broadband program is being reshaped by new NTIA guidance issued June 6. He explained that Washington’s original multi-round application process has been compressed into an expedited roughly 30-day application window, with a September 4 state submission deadline, and that earlier rounds are effectively being replaced under the new federal rules. He noted that no projects have been built yet, that four counties did not receive round-two applications, and that the state is working with applicants, the Governor’s Office, and the Attorney General’s Office while also managing a leadership transition in the broadband office. The Office of Equity then reported on the Digital Equity Forum’s growth, membership expansion, outreach, and draft recommendations, including better interagency coordination, improved data for underserved communities, and elevating digital equity as a statewide priority; members discussed the loss of federal digital equity operating funds and the forum’s transition back to Commerce. The final presenter, Lumen’s Rob Thoms, discussed private-sector broadband deployment, saying the company continues investing in fiber overbuilds and working with local governments, but faces permitting, regulatory, and geography challenges. He said Washington has strong backbone fiber and is well positioned for enterprise and AI-related demand, but that rural and legacy telecom transitions remain difficult and that satellite and wireless options may play a larger role over time.

Transcript Highlights:

• Senate Bill 2159 is a complementary proposal that will allow our State Energy Research Center to lend
• Senate Bill 2159 is a complementary proposal that will allow our State Energy Research Center to lend

Summary: The House convened with prayer, the Pledge of Allegiance, and a quorum present, then approved journal corrections and recognized visiting students from Underwood School. The chamber also handled several conference committee appointments after failing to concur with Senate amendments on House bills 1022, 1049, 1229, and 1029, and after the Senate failed to concur on House amendments to Senate bills 2010 and 2113. The House then concurred in or passed a series of amended measures, including House Bills 1481 (dental insurance loss ratio and reporting), 1511 (physician guidance on abortion law, with an emergency clause), 1562 (mandated reporter training), 1197 (correctional facilities study), 1095 (child protective services liaison work group), 1317 (barber licensing board changes), 1549 (corrections facility grants and reentry-related provisions), 1354 (appraiser evaluations), 1374 (open meeting exemption for township supervisors during on-site inspections), 1355 (abbreviated notice for administrative rulemaking), 1025 (advanced nuclear energy study), 1470 (Game and Fish fee changes), 1592 (Lignite Research Council updates), and 1375 (alcohol service/photo ID provisions). Final passage votes were recorded on each bill, with most passing comfortably and some drawing notable opposition, especially HB 1470 and HB 1549. The House spent substantial time on Senate Bill 2011, the Highway Patrol appropriation. Members discussed shifting one-time funding from the general fund to the Electronic Motor Carrier Permit Fund, including body armor, preliminary breath tests, an emergency vehicle course, resurfacing, fleet costs, and handgun/taser replacement, while also noting a federal grant and no new FTEs. Questions focused on salary-line increases and the new-and-vacant FTE pool, with Appropriations explaining that those dollars had been moved back into agency budgets from OMB. The bill passed 84-6. The House also passed Senate Bill 2013, the Commissioner of University and School Lands appropriation, after discussion of Trust Lands operations, unclaimed property staffing, and distributions from the Common Schools Trust Fund; one member was excused for a conflict, and the bill passed 67-22. Senate Bill 2023, the Racing Commission appropriation, passed 65-25 after a brief explanation of the agency’s responsibilities and funding. A major policy debate centered on Senate Bill 2385, which revises mobile home park regulation. Supporters said it creates receivership procedures if a license is revoked, requires clearer tenant notices, limits certain fees, and strengthens protections against eviction and utility overcharges. Two members were excused from voting due to conflicts tied to mobile home park ownership, and the bill passed 84-4. Another extended debate occurred on Senate Bill 2159, which allows the State Energy Research Center to study nuclear-related projects with approval from the Industrial Commission and consultation with the radioactive waste advisory council. Supporters said it is meant to help study advanced nuclear energy while preserving existing prohibitions on high-level radioactive waste storage; opponents raised concerns that the language could weaken prior protections and open the door to waste-related research or storage. The transcript ends during that debate, before a final vote on SB 2159 is shown.

Transcript Highlights:

• revenues collected as a result of the new fees and on economic conditions for the franchise, mortgage lending
• been in talks with the department for over a year about ensuring the California Residential Mortgage Lending

Summary: The Assembly Budget Subcommittee 5 on State Administration heard presentations from Go-Biz and the Department of Financial Protection and Innovation on the Governor’s budget proposals. Go-Biz described California Jobs First, the state’s 10-year economic development strategy, and emphasized support for small businesses, workforce development, and targeted investment in sectors such as ag tech, life sciences, semiconductors, and advanced manufacturing. Members raised concerns about federal policy changes, tariffs, tourism, housing, child care, and whether state incentives are truly additive; Go-Biz responded that it tracks federal actions closely, works with chambers and advocates, and uses programs like California Competes to target jobs that would not otherwise come to California. The committee then reviewed the proposal to restore the California Competes grant program with $60 million. Go-Biz said the grant would help businesses that cannot use the nonrefundable tax credit, and explained the program’s five-year contracts, milestone-based awards, and recapture provisions. The Legislative Analyst’s Office said the grant could be effective but recommended stronger oversight and clearer eligibility criteria, while also noting the 30% cap in trailer bill language may be too restrictive given the smaller funding level. Public testimony supported the grant and suggested considering refundability or transferability for the tax credit to broaden access for smaller and startup businesses. Members also heard the CHIPS-related proposal for $25 million to support Natcast’s semiconductor design and collaboration facility in Sunnyvale. Go-Biz and public witnesses argued the state investment would help secure a major federal research facility, retain engineering talent, and leverage billions in broader investment, while the LAO recommended rejecting the item because of its dependence on uncertain federal funding and the state’s budget condition. The committee also considered a $17 million continuation of CA RISE, which supports employment social enterprises; Go-Biz and several grantees cited strong job placement and workforce outcomes, while the LAO recommended rejection absent a more rigorous evaluation, noting prior LA RISE evidence did not show long-term employment gains. Finally, the Department of Financial Protection and Innovation presented budget requests for IT security and rent increases, and a trailer bill to raise fees across several programs. DFPI said decades-old fee schedules, inflation, and new regulatory responsibilities have created a structural deficit and warned the department could face insolvency without adjustments. The LAO recommended approving the fee increases only on a three-year limited-term basis and asked for more detailed revenue plans for programs not covered by the proposal, so the Legislature can assess actual collections and market impacts before making the changes permanent.

Transcript Highlights:

• We also lend our support. We also lend our support. Thank you.

Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.

Transcript Highlights:

• Businesses that were paid for now have no option to rebuild other than SBA loans to pay it back, that
• doesn't offer a recovery system. for small businesses even if we had residential units inside and the SBA

Transcript Highlights:

• Multiple offers of assistance by the student's trusted adults to lend support to the family in creative
• Multiple offers of assistance by the student's trusted adults to lend support to the family in creative
• Multiple offers of assistance by the student's trusted adults to lend support to the family in creative
• Multiple offers of assistance by the student's trusted adults to lend support to the family in creative
• Multiple offers of assistance by the student's trusted adults to lend support to the family in creative

Transcript Highlights:

• the estimated average... how libraries can purchase, use, and how libraries can purchase, use, and lend
• 40.800><c> As</c><00:35:41.040><c> a</c><00:35:41.200><c> result,</c><00:35:41.599><c> library</c> lend
• As a result, library lend ebooks.
• So, the Connecticut law stops libraries from signing agreements that block them from lending ebooks,
• It prevents limits that reduce how many times or how long a library can lend a digital item.

Bills: HF3776 , HF3557 , HF3585

Committee: Senate Education Policy

Keywords: screen time, preschool, kindergarten, early childhood education, digital media, tablets, smartphones, educational technology, EdTech, classroom devices, publicly funded preschool, school policy, child development, special education, IEP, 504 plan, IFSP, Minnesota education law, climate literacy, education

Transcript Highlights:

• on the nonprofit side and through the chamber, and then I can give you some perspective from the lending
• :00.080><c> the</c> can give you some perspective from the can give you some perspective from the lending
• 05:01.199><c> I'm</c><00:05:01.520><c> boots</c><00:05:01.840><c> on</c><00:05:02.000><c> the</c> lending
• side because I'm boots on the lending side because I'm boots on the ground.<00:05:02.720><c> Uh</c><
• Louisville, through their METCO banking program, they actually have begun to offer contract-based lending

Summary: The committee heard testimony focused on barriers facing minority-owned businesses and on local programs intended to improve access to capital and contracting opportunities. A representative from the U.S. Black Chambers described disparities in minority spending, argued for more intentional and transparent investment in Black communities, and emphasized the need to disaggregate data, hold officials accountable, and expand tools such as the byBlack certification directory. He also stressed that businesses need technical assistance, resources, and opportunities to grow through mergers, consortiums, and joint ventures. The main presentation then came from Larry Forester and Tyrone of Commerce Lexington, who outlined what they called eight major barriers for minority businesses, including limited access to capital, weak mentorship networks, discrimination and bias, bureaucratic hurdles, branding and visibility challenges, stereotyping, generational knowledge gaps, and limited financial literacy. They described several Commerce Lexington initiatives: the Access Loan Program, which brings small businesses before a pool of 26 lenders; a Minority Business Accelerator to help firms scale and connect with prime contractors; and an Opportunity Exchange for business owners to share experiences and lessons learned. They said the Access Loan Program has funded nearly $26 million in loans with an average loan size of about $62,000. Members asked about bias in lending and how to make contracting and certification easier for minority firms. Forester said applications are vetted by a subcommittee before reaching the full lender group, with attention to completeness and readiness, and that only one lender needs to say yes. On contracting, the witnesses said certification can be burdensome and suggested more hands-on help from the state, relationship-building events that include decision-makers, and incentives rather than mandates. They also relayed policy ideas from a business owner, including culturally informed underwriting, public-private matching grants, supplier diversity enforcement, and mentorship tied to capital access. No votes or formal committee actions were taken in the portion provided.

Transcript Highlights:

• Her experience over time really lends itself well to the work of the agency.
• Her experience over time really lends itself well to the work of the agency.
• Uh her her experience over time<02:00:20.800><c> really</c><02:00:21.160><c> lends</c><02:00:21.520><
• itself</c><02:00:22.040><c> well</c><02:00:22.480><c> to</c><02:00:22.680><c> the</c> time really lends
• itself well to the time really lends itself well to the work<02:00:23.280><c> of</c><02:00:23.520><c

Transcript Highlights:

• WomenVenture is a CDFI that provides training, lending, and business consulting services to small businesses
• WomenVenture is a CDFI that provides WomenVenture is a CDFI that provides training, training, training, lending
• ,<00:59:01.760><c> and</c><00:59:01.920><c> business</c><00:59:02.359><c> consulting</c> lending, and
• business consulting lending, and business consulting services<00:59:03.960><c> to</c><00:59:04.120><
• I am the lending program director of the Latino Economic Development Center.

Bills: HF4477

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• We met with five traditional banks that turned us down and three alternative, non-traditional lending
• We met with five traditional banks that turned us down and three alternative, non-traditional lending
• We met with five traditional banks that turned us down and three alternative, non-traditional lending
• We met with five traditional banks that turned us down and three alternative, non-traditional lending
• We met with five traditional banks that turned us down and three alternative, non-traditional lending

Committees: Senate Health and Human Services , Senate Human Services

Transcript Highlights:

• Each of these agencies plays an important role in lending stability to the Commonwealth's economy by
• Third question is about predatory lending, and this is for, I don't know, DTC.
• doors that I know the Attorney General obviously has done some things to try to stop the predatory lending
• We thought you were talking about lending. I meant suppliers. Predatory suppliers of electricity.
• as well as additional support to lower mortgage rates for all homebuyers eligible for MassHousing lending

Committee: Joint Joint Committee on Ways and Means

Summary: The hearing in Barnstable opened with remarks from the House and Senate co-chairs about the importance of holding Ways and Means budget hearings on the Cape, especially given the region’s seasonal economy and infrastructure needs. The committee then heard testimony from Labor and Workforce Development Secretary Lauren Jones on the governor’s FY27 budget proposal. She highlighted funding for workforce programs including the Workforce Competitiveness Trust Fund, Career Technical Initiative, registered apprenticeship, YouthWorks, reentry workforce programs, and services for young adults with disabilities. She also discussed MassHire career centers, the MassHire Innovation Project, and the Department of Unemployment Assistance modernization effort, noting improved call wait times and claims processing, but acknowledging continued challenges and federal funding uncertainty. Members asked about job-seeker barriers such as child care, housing, and transportation; domestic outmigration of young workers; youth work permits; unemployment insurance costs and the COVID assessment on employers; and the state’s unemployment rate and UI trust fund solvency. Jones and Undersecretary Josh Cutler explained the difference between workforce training funds and the unemployment trust fund, described the statewide trigger that extends unemployment benefits from 26 to 30 weeks when regional unemployment averages 5.2 percent, and said the administration is reviewing the trust fund with labor and business stakeholders. They also said the administration is trying to preserve front-line DUA staffing while shifting resources to customer service and adjudication, including a Friday adjudication pilot and seasonal hires. Senators and representatives also pressed the administration on regional equity in workforce funding, especially for Hampshire Franklin MassHire, which was described as serving a large rural area with fewer resources than other regions. Administration officials said they are reviewing MassHire funding formulas and modernizing the system with a policy committee and state workforce board input, but did not offer an immediate fix. The committee also heard that early childhood education apprenticeships are expanding quickly, with state funding leveraged to secure federal grants and support new Grow Awards. The hearing then moved to the Executive Office of Economic Development, where Secretary Eric Paley outlined House 2 proposals for economic development, including support for the Community One Stop for Growth, rural economic development, workforce partnerships, life sciences, advanced manufacturing, AI, small business assistance, tourism, and tax incentives. Undersecretary Leila D’Amilia followed with testimony on consumer affairs and business regulation, describing funding for consumer protection, banking oversight, occupational licensure, and public safety inspections.

Transcript Highlights:

• administrations and are part of complex financing structures that also include state and local funding, private lending
• administrations and are part of complex financing structures that also include state and local funding, private lending
• c><00:29:32.559><c> private</c> state and local funding, private state and local funding, private lending
• </c><00:29:35.279><c> These</c> lending, investor commitments. These lending, investor commitments.

Bills: HF3425 , HF3424 , HF1385

Committee: House Housing Finance and Policy

Transcript Highlights:

• I run a bank that does loans to help people buy homes and does lending around multifamily and construction
• , and the margins on our lending have allowed us to be able to augment what we do to run the programs
• /c><00:52:04.960><c> does</c> help people buy homes and uh does help people buy homes and uh does lending
• 06.079><c> around</c><00:52:06.400><c> multif</c><00:52:06.800><c> family</c><00:52:07.200><c> and</c> lending
• around multif family and lending around multif family and construction<00:52:09.040><c> and</c><00:52

Committee: Senate Housing and Homelessness Prevention

Transcript Highlights:

• I think this will lend some opportunities for more information.

Summary: The committee first heard House Memorial 64, which urges the Indian Affairs Department to quickly fill open positions and build technical assistance capacity to help tribes, pueblos, and nations use capital outlay funds effectively, especially in light of changes made by House Bill 247. The sponsor and several members discussed concerns that the new capital outlay rules could cause tribal projects to lose funding and be forced into a competitive tribal infrastructure process. After brief discussion and no public opposition, the committee voted do pass. The committee then heard House Memorial 65, which asks the Department of Health and the Department of Public Safety to convene a task force and study firearm safety and gun violence as a public health issue, with recommendations to reduce firearm deaths in New Mexico. Supportive testimony emphasized gun violence, school shootings, suicide, rural impacts, and the value of data-driven prevention; several members also raised concerns about including gun safety trainers, rural and tribal voices, and clarifying some language in the memorial. The sponsor said the task force would meet monthly and report by September 15. After debate, the committee approved the memorial on a 4-3 vote.

Transcript Highlights:

• If confirmed, I will lead with the vision that lends efficiency with humanity.

Committee: Senate Senate Rules

Transcript Highlights:

• They didn't just lend their names. They helped carry the cause.

Transcript Highlights:

• Markets Specialist, or SME, subject matter expert, commercial real estate expert, our agricultural lending

Committee: Senate State Affairs

Transcript Highlights:

• I do generally understand that there are cost manuals available for use in, like, lending situations
• and insurance lending situations and insurance situations.<01:57:49.520><c> So,</c><01:57:50.080><c>
• <02:29:38.720><c> have</c><02:29:38.800><c> Hudson,</c><02:29:39.120><c> they</c><02:29:39.280><c> lend
• </c> have Nasha, they have Hudson, they lend. have Nasha, they have Hudson, they lend.
• </c> the discussion and and and lend the discussion and and and lend perspective<02:49:25.680><c> and

Committee: House Municipal and County Government

Transcript Highlights:

• It uses a compliance-based framework modeled on California's SB-54, D.C. law, and federal fair lending
• As I ask you to lend your own voice to history today for a final dawn of tolerance, to once and for all
• My family paid cash for a home because banks wouldn't lend to Black families.
• My family paid cash for a home because Baines wouldn't lend to black families.

Committee: Joint Joint Committee on the Judiciary

Summary: The Joint Committee on the Judiciary held a lengthy public hearing on a wide range of civil rights, immigration, hate crimes, and reparations bills. Chair Edwards and Chair Day opened with strict testimony rules, including two-minute limits, written testimony options, and decorum requirements. Attorney General Andrea Joy Campbell testified in strong support of S. 1126/H. 1920, the Combating Hate in the Commonwealth bill, saying Massachusetts needs stronger tools to address rising hate and bias incidents. Her Civil Rights Division chief explained that the bill would give the division civil investigative demand/subpoena power, expand civil rights enforcement, close loopholes in the Massachusetts Civil Rights Act, add protected classes to the hate crimes law, and require better hate-crime data reporting. The committee also heard support for H. 1954 on access to counsel in immigration proceedings, H. 4684 on law enforcement identification and public trust, and H. 1927 to exonerate individuals accused of witchcraft in colonial Massachusetts. Several bills focused on discrimination and civil rights enforcement. Supporters of S. 1248 on organizational standing said fair housing nonprofits need explicit authority to bring discrimination complaints in their own names, especially as federal protections are under attack. On H. 1246, advocates urged adding sex and gender as protected classes in the hate crimes statute, arguing women are not protected under current state law. H. 1820 drew testimony for protections against height and weight discrimination. H. 1995 would regularize sentencing for hate crimes by requiring diversity awareness training for both convictions and continuances without a finding, and H. 1056/H. 1589 would broaden hate-crime victim standing and require restitution to be used to repair harm. H. 1886 would clarify that defense-based social service staff are exempt from mandated reporter obligations when working under attorney-client privilege. The committee also heard testimony on H. 1889/S. 1064, a bill to eliminate disparate impact. Environmental justice advocates, fair housing attorneys, and community members argued that neutral policies can still produce discriminatory outcomes and that Massachusetts should allow state-court claims and a private right of action to address them. Committee members raised concerns about litigation floodgates, punitive damages, and the scope of protected classes, while supporters said the bill would mainly target systemic harms and injunctive relief. Additional testimony supported H. 1922/S. 119, the Fair Investment Act, which would create civil rights protections in venture capital and other investment settings for founders and investors, especially women and minority entrepreneurs. The hearing also included testimony on H. 1683, the Sex Trade Survivor Act, which would expand vacatur and expungement relief for trafficking survivors, remove archaic offenses from the code, and create an interagency commission; supporters emphasized reducing barriers to housing, employment, and reentry. Finally, the committee heard extensive support for H. 1753/S. 1181, establishing a commission to study reparations in Massachusetts. Testifiers described the state’s history of slavery, redlining, and ongoing racial disparities, and urged the committee to report the bill favorably. No votes or final actions were taken during the hearing.