Transcript Highlights:

• Such a consideration is already in code for a complete fire district, but not for a partial fire district
• This bill also enables a municipal fire department to consolidate with a fire district.
• into a fire district.
• Fire District.
• They can be used for fire station construction, if you will, and even the purchase of a new fire apparatus

Transcript Highlights:

• We're picking winners and losers in our fire departments, and for me, that's just wrong.
• chiefs, municipal fire departments, fire marshals, and the state division of fire...
• fire departments, and five military fire departments.
• So, you get your tax bill every year, and part of it goes to your... ...to the fire department.
• So fire departments to have to handle.

Transcript Highlights:

• We'll also hear from the departments within the Environmental Protection Agency. ...and the Department
• Jamie Gonsalves, Department of Finance, and I'm appearing on behalf of the California Department of Food
• camp and incident command post for Cal Fire in the event of large fires.
• Our next witness: Department of Finance. Department of Finance, John Parsons.
• And State Parks staff collaborated with Tribal Resource Advisors from the Santa Ynez-Chume Fire Department

Transcript Highlights:

• This motion is the fire code repealer bill, Senate File 1578, which repeals outdated fire code statutory
• So it's the local fire chief, the local fire code official who has responsibility to ensure that every
• </c> those victims who maybe had their fires those victims who maybe had their fires or<00:23:53.360>
• </c> actions that take place in these fires? actions that take place in these fires?
• </c> intentionally set or an arson fire. intentionally set or an arson fire.

Transcript Highlights:

• Bobby Clark, Fire Chief, Community Volunteer Fire Department. We have Ralph Rodriguez, firefighter.
• I'm the Fire Chief of Community Volunteer Fire Department, and I'm here in support of SB3.
• I'm the Fire Chief at ESD located in East Aldine, Westfield Fire Department.
• She had an absolutely heroic morning helping some Houston Fire Department crews who were trying to do
• I was saved by the EMS in Bastrop, Texas. ...and the fire department.

Bills: SB3 , SB 3

Committee: Senate Finance

Transcript Highlights:

• The Taunton Fire Department did an excellent job extinguishing the fire, but we lost the entire first
• Did the fire department speak to you about boarding up the house?
• The fire department did talk to us about that.
• The information is great coming from the fire department.
• department is trying to put out the fire?

Committee: Joint Joint Committee on Financial Services

Summary: The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills, with much of the discussion focused on affordable housing insurance, homeowners insurance practices, climate resilience, and consumer protections after property losses. Senators and representatives testified in support of a resolve to create a commission on affordable housing insurance (S. 768/H. 1279), arguing that rising premiums and deductibles are threatening the viability of affordable housing properties and new development. Supporters also backed bills to establish private flood insurance standards (S. 719), create climate-resilient home retrofit grants (S. 720), expand the MVP climate resilience program (H. 1310/S. 686), and protect urban trees and limit insurer-driven tree removals (H. 1316). Several lawmakers and advocates said these measures would help reduce risk, preserve insurability, and address the effects of increasingly severe storms and flooding. The committee also heard testimony on bills addressing insurer use of aerial imagery (H. 1242/H. 2142) and notice periods for nonrenewals or repairs (H. 4042 and related measures). Supporters said insurers should be allowed to use drones and satellite images but with stronger guardrails, including current photos, disclosure of risk factors, an appeals process, and time to cure defects. They argued that homeowners are sometimes blindsided by nonrenewals based on inaccurate aerial photos or given too little time to make repairs. Opponents from the insurance industry said aerial imagery is already regulated by the Division of Insurance, that additional statutory requirements could create confusion and litigation, and that existing notice rules already provide 45 days for nonrenewals and 60-day limits on cancellations. Industry witnesses also warned that some proposed timelines conflict with current law and could restrict useful underwriting tools. Another major topic was H. 1077, which would restrict solicitation by restoration companies and public adjusters at fire scenes. A homeowner described being approached immediately after a house fire by restoration and public-adjuster representatives and said the experience was intrusive and overwhelming; supporters said homeowners need time and space to make informed decisions after a disaster. Public adjusters and restoration contractors opposed the bill, saying they provide needed guidance, emergency mitigation, and claims assistance when homeowners are under stress, and that some existing protections already allow consumers to cancel contracts. The hearing ended after all listed witnesses testified, and the committee voted to close the hearing; no bill dispositions were taken during the session.

Transcript Highlights:

• The area of crop fire insurance—if you have follow-up questions, Senator Dozier has bought crop fire
• Fire starts out of seemingly nowhere.
• Yeah, I'm speaking remotely here from Pasco, Washington, Fire District 3, fire chief... ...Fire District
• 3 fire chief.
• fire chief myself or as a fire chiefs association, and helping working with the insurance companies and

Summary: The Senate Business, Trade, and Economic Development Committee met for its first session under the committee’s new name and heard a work session on Washington’s economic development policy from the Department of Commerce. Commerce described its Office of Economic Development and Competitiveness, including small business finance, export assistance, business attraction, and sector development work, and emphasized the need for a statewide economic development strategic plan with regular review, stakeholder input, and attention to rural and regional needs. Members asked about foreign trade offices, federal funding uncertainty, tax competitiveness, workforce programs, and the role of the Keep Washington Working program. Commerce said the state’s trade and investment efforts are valuable but face funding challenges, and that Washington must compete on more than taxes, including its business ecosystem and workforce. The committee then heard public testimony on Senate Bill 5919, which would encourage fire districts and insurers to develop voluntary incentives for wildfire mitigation best practices related to agricultural activities. The sponsor described the bill as a way to reward farmers for practices such as defensible space, fire breaks, equipment storage, and avoiding high-risk work during red flag conditions. A fire chief testified in support, citing recent standing grain fires and the need for practical incentives in rural areas. The bill was described as having no appropriation and no requested fiscal note. Members also heard testimony on Washington in the Making 2040 from the Association of Washington Business and a business owner. Supporters said the 16-year economic vision plan was built from broad public engagement and focuses on workforce, business climate, infrastructure, housing, and community. They argued Washington needs more housing, a more competitive regulatory and tax environment, and reliable energy to support growth. Senators questioned how the plan would achieve its housing goals and what specific regulatory changes were needed; AWB said it would provide a regulatory study soon. The committee also received a wildfire mitigation work group update from the Office of Insurance Commissioner, which recommended stronger community mitigation, better data sharing, consumer transparency, and a possible grant program for home hardening, though it did not reach full consensus on a single property mitigation standard. Finally, the committee held a public hearing on Senate Bill 5871, which would prohibit assignment of benefits in property and casualty insurance and set new rules for motor vehicle glass repair claims, including ADAS-related disclosures and limits on steering and inducements. The sponsor and supporters, including the Office of Insurance Commissioner, Safelite, NAMIC, and the Northwest Insurance Council, said the bill would reduce auto glass fraud, improve transparency, and help stabilize premiums. Independent glass shop owners and the Independent Glass Association opposed the bill as written, arguing it would favor large vertically integrated companies, restrict small businesses, and fail to address insurer steering and conflicts of interest. Several witnesses requested technical amendments, and the committee took no final vote before adjourning.

Transcript Highlights:

• and what it was after the fire.
• Camp Fire, for example.
• We did an extensive look at pre-fire enrollment trends and attendance trends and post-fire enrollment
• They’ve certainly been engaged prior to the fires and post-fire in some of their dealing with fiscal
• Then we had the fire and some very difficult decisions in the weeks following the fire.

Summary: The subcommittee opened with remarks on the state budget and K-12 education, noting the large increase in the Proposition 98 minimum guarantee, the use of deferrals and reserves in the prior budget, and the challenge of balancing education funding against other state priorities. Superintendent Tony Thurmond described California education as improving overall, citing gains in test scores, graduation, and college readiness, but said major gaps remain for low-income students, students of color, agricultural communities, English learners, foster youth, and students with disabilities. He praised recent investments in universal meals, transitional kindergarten, community schools, arts, broadband, and special education, while warning that declining enrollment, chronic absenteeism, and the proposed $5.6 billion Prop. 98 settle-up create uncertainty for districts. He also urged a long-term literacy plan, expanded tutoring, universal kindergarten, and continued protections for students and families affected by immigration enforcement, including ICE-related fear and attendance loss. The committee then heard a detailed presentation on Proposition 98 from the Department of Finance and the Legislative Analyst’s Office. Finance explained that the Governor’s budget projects the minimum guarantee will rise by about $21.7 billion over three years, with a $5.6 billion settle-up obligation in 2025-26 intended to avoid overappropriation if revenues weaken. Finance also described revised reserve deposits and withdrawals, ending with about $4.1 billion in the Public School System Stabilization Account by 2026-27. The LAO said recent revenue collections were stronger than expected in the current year but warned that the outlook for 2026-27 is weaker and that stock-market-driven revenues remain volatile. The LAO supported maintaining reserves and one-time spending buffers, but recommended fully funding the guarantee and using other budget solutions rather than shifting the settle-up into future deficits. Members asked about the settle-up process, certification timeline, the effect of attendance declines tied to immigration enforcement, and wildfire-related impacts, including Pasadena Unified’s $4 million special appropriation. On LCFF and necessary small schools, Finance proposed a 2.41% COLA and about $2.2 billion in additional LCFF funding for districts and charters in 2026-27, plus a $30.7 million ongoing increase to raise the necessary small schools allowance by 20%. The LAO supported funding the COLA but said the small-school increase was not tied to a specific cost study and could be redesigned to better target small districts, noting that only a fraction of very small districts would benefit. Questions focused on how small schools access supplemental and concentration grants and how attendance recovery programs are being implemented. The Department of Education said only 130 LEAs had reported attendance recovery so far, likely because it is a new program with compliance requirements, though interest appears to be growing. FICMAT then reviewed the fiscal health of local districts, reporting an uptick in qualified and negative certifications, though still far below Great Recession levels. It said declining enrollment, rising special education costs, and higher labor and insurance costs are the biggest fiscal pressures, and that some districts are using fiscal stabilization plans and staff reductions ahead of second interim reports. FICMAT also discussed wildfire impacts on Pasadena Unified and Los Angeles Unified, explaining that Pasadena’s $4 million state appropriation was based on an early post-fire assessment and that the district is being monitored with the county office of education. Members raised concerns about Pasadena’s leadership, special education staffing shortages, AB 218 sexual abuse litigation costs, insurance premium increases, and the need for stronger prevention and training measures. FICMAT said SB 848 and related policies address some of those concerns by strengthening standards, training, and reporting requirements.

Transcript Highlights:

• The Department of Finance will be our main witness today, and all of our departments and agency experts
• We're on, Department of Finance. Give us some good news.
• prevention, fire control, and resource management operations costs at CAL FIRE in 2025-26.
• Teresa Calvert with the Department of Finance.
• So what's the general fund backstop for CAL FIRE?

Transcript Highlights:

• For the first panel, we'll get Kerry Sessions with the Department of Ecology, Garrett Ward with the Department
• In 2017, we had some Bay Area and North Bay Area fires, the Tubbs Fire that took out huge swaths of Santa
• In 2017, we had some Bay Area, North Bay Area fires, the tub fire that took out huge swaths of Santa
• That was an arson-ignited fire.
• For my purposes, the more significant fire, although they're all devastating, was the Eden fire out on

Summary: The committee first heard updates on the Model Toxics Control Act (MTCA) and related funding. Department of Ecology staff explained how MTCA and the hazardous substance tax support cleanup, prevention, stormwater, and local assistance programs, but said forecasted revenues have declined while appropriations and transfers have outpaced incoming funds. Ecology said the operating account will require underspending to stay balanced this biennium and that the problem is ongoing, with further reductions possible if forecasts worsen. Ecology also reviewed the state cleanup program, noting there are more than 14,500 cleanup sites in Washington and that new sites continue to be discovered faster than they are cleaned up. A question from Representative Lee raised the long-term issue of declining fossil-fuel-based revenue, and Ecology agreed that this is a future structural concern even though the current shortfall is driven more by forecasts and transfers than by fuel-use decline. The Pollution Liability Insurance Agency described its underground storage tank and heating oil programs, saying it has modernized from a reinsurance model to a financial assurance model with stronger state oversight and cleanup milestones. Russ Olson said the agency’s dedicated petroleum tax account is in strong financial condition, but emphasized the importance of preserving that funding source. He also discussed the loan and grant program for historic commercial releases and a new heating oil loan/grant program, while noting the agency is working on equity concerns where liens can be disproportionate to property values in smaller communities. Practitioners and advocates then offered differing views on MTCA’s performance: one attorney urged a collaborative review process to make cleanups faster, less expensive, and more certain, while another consultant argued the program is too conservative and process-heavy and should focus more narrowly on actual exposure and realistic cleanup standards. Environmental and community groups countered that MTCA is essential for cleanup, pollution prevention, stormwater control, and public participation, and that it is especially important for environmental justice communities such as the Duwamish Valley. Port and city representatives stressed that MTCA grants and cleanup funding are critical for large redevelopment projects, but said long timelines, permitting delays, and funding uncertainty can slow projects and jeopardize commitments. The committee then shifted to utility wildfire risk. Staff summarized recent legislation, including requirements for utility wildfire mitigation plans, creation of a wildfire mitigation standards work group, authorization for captive insurance by local governments and PUDs, securitization authority for disaster costs, and the existing wildfire response and resilience account. Chelan County PUD and Puget Sound Energy described extensive mitigation efforts such as vegetation management, grid hardening, undergrounding, AI smoke cameras, weather stations, enhanced operating settings, public safety power shutoffs, and community outreach. Both said wildfire risk is rising and insurance costs are increasing, and Chelan PUD asked the Legislature to restore funding to the wildfire response and resilience account. The Office of the Insurance Commissioner said a 2022 utility liability market study found insurance availability is tightening as perceived risk rises, and reported that a 2025 work group recommended restoring community resilience funding, requiring insurers to share wildfire risk scores and mitigation steps with property owners, and creating a grant program based on insurance industry wildfire standards. A PNNL scientist added that wildfire probability is increasing in parts of Washington and that mitigation requires long-term, landscape-scale coordination. The final speaker began describing California’s approach to wildfire risk, but the transcript cuts off before that presentation concluded.

Transcript Highlights:

• A house in a vacuum, not connected to the services, the parks and fire stations and fire trucks and police
• Over Franco here on behalf of the California Fire Chiefs Association and the Fire Districts Association
• It's my pleasure to present SB 1299, the State Fire Marshal Fire Suppression, Education, and Training
• With me here are representatives from the Department of Justice and the Department of Finance to answer
• And Department of Finance? Thank you.

Committee: House Appropriations

Transcript Highlights:

• We also work with TEP and Unisource, as well as the Arizona Department of Forestry and Fire Management
• and some local fire departments across the state.
• So this is the Zane Fire. So this is the Zane Fire up on the Mogollon Rim.
• fires.
• , local fire departments.

Committee: House House Artificial Intelligence & Innovation Committee of Reference

Summary: The committee first heard Senate Bill 1020, which would create Arizona Space Commission special license plates. Staff explained that by December 31, 2026, an applicant would pay a $32,000 implementation fee to ADOT, with $8 going to an administrative fee and $17 from each plate donation going to the Space Exploration and Aeronautics Research Fund. Senator Shamp and Arizona Space Commission representatives spoke in support, describing the bill as a way to raise awareness for Arizona’s space economy and support future aerospace and research efforts. A commission chair also noted that the commission has no dedicated funding stream and that the bill would help generate revenue for its aerospace and innovation work. After discussion, members asked about the bill’s timing and a likely floor amendment to extend the implementation deadline from 2026 to 2027. The committee then voted 5-0, with two members absent, to return SB 1020 with a do-pass recommendation. The chair and members made several supportive remarks about Arizona’s space industry, including Yuma’s future role and the state’s broader competitiveness in aerospace. The committee then received a Deloitte presentation on artificial intelligence in government. Deloitte described how AI and large public data sets can be used to improve state services, but emphasized questions of accountability, privacy, workforce impacts, and responsible use. In response to member questions, the presenters explained their data sources, how they handle minors through household-level records, and how they use predictive models to identify likely needs such as veteran benefits or rural health outreach, while stressing that the models are not used to make final eligibility decisions. A final presentation from Pano AI focused on wildfire detection technology. The presenter explained that the system uses high-definition cameras, AI, and human review to detect smoke early, provide location data to responders, and improve initial attack on fires. Members asked about coverage, weather limitations, funding, and future improvements. The presenter said the system is already deployed across Arizona through public and private partners, including utilities and fire agencies, and that it has helped identify fires early and support faster containment. The committee adjourned after the presentations.

Transcript Highlights:

• Section 3 starts on page 10, line 47 for the fire companies.
• This maintains flat funding at $4,000 per rescue boat per fire company.
• And to those who receive $6,000 or less, and to the fire companies.
• electronic roster to the Department of Finance and the State Fire Prevention Commission to aid in the
• departments and companies throughout the state.

Committee: Joint Finance

Transcript Highlights:

• <c> town</c><00:44:57.280><c> in</c> for the fire departments and the town in for the fire departments
• for the fire department.
• </c> taxpayers and since I'm a combined fire taxpayers and since I'm a combined fire department<01:00
• Tilton Northfield Fire Department? Yes, okay.
• </c><01:07:46.520><c> department</c> companies or the uh fire department companies or the uh fire department

Summary: The subcommittee discussed three ambulance reimbursement bills and tried to distinguish their approaches. House Bill 185 would require insurers to pay the full amount billed by an ambulance provider when there is no contract rate, with no balance billing to the patient; the Insurance Department clarified that emergency ambulance services are already covered under the benchmark plan, so the bill’s reference to policies without ambulance coverage is effectively meaningless. House Bill 725 would set reimbursement at 325% of the Medicare rate for non-contract ambulance services and prohibit balance billing. House Bill 316 was described as addressing the broader problem that Medicare/Medicaid rates are low and that current balance billing shifts costs to patients or municipalities; its sponsor said the bill would require insurers to pay a rate that gives providers a fighting chance to remain in business, and he viewed 325% of Medicare as the most logical option. Members debated whether insurers should pay the billed amount, a negotiated in-network rate, or a regulated percentage of Medicare. Some argued that out-of-network ambulance providers are underpaid and that in-network rates are often too low to sustain service, especially for emergency providers who cannot steer patients. Others said ambulance companies should not be able to bill whatever they want and questioned the fairness of charging insured patients or insurers more than the service is worth. There was also discussion of whether rate schedules should be reviewed by an oversight body and whether different costs in rural areas justify different reimbursement levels. A recurring issue was balance billing and who ultimately bears the shortfall. Several members said balance billing harms patients and often does not get paid, leaving cities and towns or property taxpayers to cover the difference for municipal ambulance services. Others argued that shifting the cost to insurance premiums would spread the burden more fairly, though it could raise premiums by a few dollars per person per month. No vote or final action was taken in the excerpt; the discussion focused on clarifying the bills and weighing their policy tradeoffs.

Transcript Highlights:

• serum PFAS levels, we found that current use of AFFF among fire departments was associated with a significant
• departments put out fires and do just fine without these.
• The fire departments would have just...
• The fire departments would have just adopted foams that don't have PFAS in them, so there's got to be
• and that department.

Committee: House House Public Safety & Law Enforcement Committee of Reference

Summary: The committee first heard HB 2641, which would ban firefighting foam containing intentionally added PFAS chemicals. The sponsor said the bill is intended to protect firefighters and the public from cancer-linked “forever chemicals” that can contaminate groundwater, and cited other states and prior Arizona action banning the foam for training. Testimony from a University of Arizona public health researcher and a firefighters’ association representative supported the bill, saying alternatives exist and that current stockpiles and continued use still expose firefighters and water supplies. Members asked about environmental impacts, alternatives, procurement, and stockpiles. The bill passed unanimously, 15-0. The committee then considered HB 2602, which appropriates $24 million from the general fund for a 10% pay increase for Department of Public Safety employees in fiscal year 2027. The sponsor and supporters argued the raise is needed for recruitment and retention, noting vacancies, turnover, and the cost of training new troopers. Several members raised budget concerns but said they supported the goal of better pay for law enforcement and state employees more broadly. Others discussed whether pay should be addressed across all agencies or through a broader statewide compensation approach. The bill received a do-pass recommendation on a 10-2-3 vote. Finally, the committee heard HB 2225, which would provide $10 million for capital costs for the Northern Arizona Regional Training Academy in Yavapai County, with the money exempt from lapsing until 2029. Supporters said the academy is too small for current demand, serves multiple northern Arizona agencies and some statewide partners, and would reduce travel and lodging costs for training. Testimony emphasized regional oversight, cultural awareness training, and the academy’s role in officer education and retention. Some members questioned whether the state should fund a county-based academy and raised concerns about the bill’s structure and broader budget priorities; one member also objected to law enforcement practices in their community. The bill was moved forward with a do-pass recommendation, though the roll-call vote was not fully shown in the transcript excerpt.

Transcript Highlights:

• And my concern there is the Department of Game and Fish—I don't know... ...is the Department of Game
• We didn't cause these fires.
• And the issue that I was told I couldn't get coverage is because it was a fire and a fire-hazard area
• In fact, later this next month, I'm bringing in the Bernalillo County Sheriff or Fire Department to come
• , the Black Fire, the Rio Tularosa flash flood, and then it adds the South Fork and Salt fires.

Bills: SB154 , SB187 , SB193 , SM3

Committee: Senate Senate Conservation

Transcript Highlights:

• , if you completed the fire academy and you're employed in a Hampshire department, then you get a reimbursement
• The majority of individuals are supported by a department already, so they're hired by the department
• </c> school that are offered at the fire school that are offered at the fire academy<00:59:45.520><c>
• ><c> the</c><00:59:57.920><c> fire</c> academy the fire academy the fire academy<00:59:59.880><c> um<
• </c><01:17:20.719><c> fire</c><01:17:21.560><c> proposed</c> $64,000 from the fire fire proposed $64,000

Committee: Senate Education

Transcript Highlights:

• And they are comprised of fire departments who come together with the joint powers agreement and provide
• Our hazardous materials response teams are also local fire departments, and we have 11 of them throughout
• That team was placed into an old fire station, a 20-year-old fire station, which we remodeled.
• In times where there are additional asks and training needs for the fire service, the Department of Public
• To the Department of Public Safety?

Bills: HF2432

Committee: House Public Safety Finance and Policy

Transcript Highlights:

• I serve as the statewide fire protection forester for the Department of Land and Natural Resources, Division
• Prior to this, I worked in the Hawaii Fire Department for 32 years as a battalion chief; my last 12 years
• Prior to this, I worked in the Hawaii Fire Department for 32 years as a battalion chief; my last 12 years
• Worked in the Hawaii Fire Department for 32 years as a battalion chief; my last 12 years were in the
• department.

Committee: Senate Public Safety and Military Affairs

Summary: The joint committees heard testimony on several measures. SB 2723, which would designate April 27 as State Sheriff’s Day, was supported by the Department of Law Enforcement and a long-serving sheriff, who described the historical roots of Hawaii’s sheriffs in the Kingdom of Hawaii and said the bill would recognize that legacy. HGA submitted written comments, and there was no opposition or vote taken on the measure during the excerpt. The committees then heard SB 17 on wildfire mitigation. The Public Utilities Commission, DLNR, the State Fire Council, OPSD, the Attorney General’s office, and Kamehameha Schools all testified, mostly in support of the bill’s intent but with suggested amendments. Several witnesses said the bill should better define the working group’s structure, staffing, and funding, and the Attorney General noted constitutional concerns about placing the group outside a principal department and pointed out possible overlap with Acts 302 and 303 from the prior year. Committee members questioned whether SB 17 duplicated earlier wildfire legislation, and witnesses generally said it did not directly conflict but overlapped with existing efforts. On SB 2358, which would require reimbursement for search-and-rescue costs when people leave trails and enter closed areas, the State Fire Council and the Hawaii SAR Alliance testified in opposition or caution, arguing that reimbursement could deter people from calling for help and that Hawaii’s SAR system still has structural and administrative gaps. A committee member asked whether other jurisdictions had used similar measures without discouraging rescues; the Fire Council said Kauai has a similar law but it has not resulted in invoices being sent. No action was taken in the excerpt. The final measure discussed was SB 2475 on Red Hill remediation funding and reimbursement from the Department of Defense. The Board of Water Supply, DLNR, and other testifiers supported the bill, emphasizing the need for long-term research, monitoring, and cleanup, while also noting the unique groundwater conditions and the importance of keeping the funds focused on Red Hill contamination response. Committee members asked about existing federal and state funding, whether the state had received any direct federal money, and what would happen if reimbursement is not obtained. DLNR said it was still working through the reimbursement mechanism and that some federal funding had gone to the Red Hill registry, but not directly to the state for this purpose.

Transcript Highlights:

• The Eaton fire in Altadena and the Palisades fire in Pacific Palisades alone destroyed or damaged more
• They were not remote forest fires.
• They were not remote forest fires.
• do with the fire or policy itself.
• Collaborative, Eaton Fire Renters Coalition, Eaton Fire Residence United, End Child Poverty California

Summary: The committee heard several insurance-related bills. AB 69, AB 1554, and AB 1680 all focused on California’s insurance market and the Fair Plan. AB 69 would require clearer notices to Fair Plan policyholders about coverage options, quarterly public reporting on clearinghouse programs, and additional broker/agent training to help depopulate the Fair Plan while preserving consumer choice. AB 1554 would require the California Earthquake Authority to post its annual report online and send it to relevant committees, and would direct the Insurance Commissioner to convene a working group on incorporating hazard mitigation into risk-transfer recommendations. AB 1680 would require the Fair Plan to comply with CDI examination findings, hire more staff, and improve clearinghouse operations; the Fair Plan moved from opposition to neutral after amendments, and the department said the bill would strengthen accountability and consumer protections. These bills were held pending quorum or taken up later, with authors requesting aye votes. AB 2198, by Assemblymember Rodriguez, would clarify title insurance rate-filing rules by specifying that title insurers file title rates and underwritten title companies file escrow rates, reducing duplicative filings and requiring rate schedules to be posted online. The California Land Title Association supported the bill, saying it codified longstanding practice and improved transparency, while the department continued discussions about possible revisions. The bill was left open for further questions and a later vote. AB 1795, by Assemblymember Gibson, would create statewide standards for inspecting, testing, and remediating smoke damage in wildfire-affected homes. The author and the Department of Insurance said the bill would establish science-based standards, protect survivors from unsafe reentry, require training and certification for relevant professionals, and improve claims handling; the department also described serious gaps found in its Fair Plan examination and recent wildfire claims. Insurers and some residents opposed or opposed unless amended, arguing the bill was still too broad, could raise costs, relied too much on industry standards, and left unresolved issues about legal standards, timing, and coverage. The bill remained under discussion, with the author saying negotiations would continue. AB 311, by Assemblymember McKinnor, would create an optional telematics-based auto insurance program to reward safer driving and improve road safety. Supporters, including road-safety advocates, victims’ families, and some insurance representatives, argued telematics could reduce speeding and distracted driving and save lives. Opponents, including privacy and consumer groups, argued the bill would create opaque surveillance pricing, undermine Prop. 103, and raise privacy and fairness concerns. After extensive debate, the committee passed the bill on a 3-0 vote and placed it on call. AB 1798, by Assemblymember Wilson, would bar life and disability insurers from using non-diagnostic genetic information from direct-to-consumer or other predictive genetic testing to deny coverage or raise premiums, while preserving use of medical history and family history and allowing consideration of certain high-value policies above $1.5 million. Supporters said the bill would reduce genetic discrimination and encourage testing; insurers argued genetic information is relevant to underwriting and warned the bill could raise costs and create inconsistencies. The committee chair and members noted the bill was close to agreement but still needed work, and the bill was moved with a 3-0 vote and placed on call.