Video & Transcript : 'creditor claims' :
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NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 12th, 2026
New Mexico House Floor Meeting
Bills:
HB111, HB108, HB145, HB164, HB291, HJR6, HR1, HB63, HB64, HB165, HB184, HB200, HB4, HB7, HB20, HB65, HB66, HB80, HB88, HB96, HB166, HB285, HB295, HB306, SB29, SB37, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM11, HM14, HM21, HM34, HM50
Keywords:
water law, state engineer, civil penalty, compliance order, water rights, overdiversion, illegal diversion, groundwater storage and recovery, well license, permit violation, water enforcement, New Mexico water code, irrigation district, conservancy district, water diversion, unauthorized water sales, measuring device, district court appeal, water resources, water compliance
Summary:
The House resumed third reading after a brief evacuation caused by a fire alarm, which members later said was triggered by a faulty sensor in the print shop. The chamber then completed final passage on three bills. House Bill 111 passed 51-3 after debate in which a member from Lee objected that the bill’s language shifted the burden onto landowners and water right owners to prove innocence. House Bill 96, as amended, passed 61-0 after a friendly floor amendment added minority leader appointments to the proposed space commission working group and set the working group to dissolve on December 31, 2026. House Bill 108, as amended, passed 63-1; it made technical changes to soil and water conservation districts, including clarifying district definitions, director appointment procedures, and tax procedures.
KY
Kentucky 2025 Regular Session
House Standing Committee BR Sub. on Primary & Secondary Education & Workforce Dev (2-11-25)
Transcript Highlights:
- When they file that claim, they have to address some questions in order to complete that claim.
- The balance of the claims may have issues that are varied, could be multiple issues on any one claim,
- The balance of the claims may have issues that are varied, could be multiple issues on any one claim,
- </c><00:32:42.880><c> being</c> of claims being of claims being received<00:32:45.000><c> fast</c><00
- </c> that as I mentioned earlier each claim that as I mentioned earlier each claim can<00:34:46.720><
Summary:
The House Budget Review Subcommittee on Primary and Secondary Education and Workforce Development received a presentation from Kentucky Department of Education officials on the final SEEK estimate for fiscal year 2025. Commissioner Robbie Fletcher, Matt Ross, and Chay Ritter explained that SEEK is developed through a consensus process with the Office of the State Budget Director using multiple models and district-level inputs, and that the estimate is a projection made well before actual data are available. They emphasized that the discussion was separate from the pending education-funding lawsuit and described SEEK as one part of a much larger K-12 budget picture.
The presenters said the current SEEK estimate shows a statutory shortfall of about $14.7 million, or roughly 0.53% of the appropriation, with additional optional items that could bring the total to about $40.5 million if funds are available. They noted that prior years have sometimes produced excess funds, which are redirected according to budget language rather than automatically flowing back through SEEK. They also reviewed the main drivers of the estimate, including property assessments, average daily attendance, free lunch counts, exceptional child counts, home hospital, and limited English proficiency, and said property assessments have been especially volatile while exceptional child counts and ELL populations are difficult to predict.
Members asked about why the estimate missed on some categories, especially special education and ELL, and whether district-level changes were being monitored closely enough. The presenters said KDE does monitor special education counts and will review larger districts and districts with unusual growth, and they acknowledged that exceptional child growth has been hard to forecast. Representative Bojanowski asked about the Cloverport virtual school, and staff said its growth was much larger than projected and accounted for a significant portion of the shortfall. Members also discussed the impact of property value growth, population shifts, illness, and legislative changes on SEEK projections. No vote or formal action was taken, and the meeting ended after questions and discussion.
WV
West Virginia 2026 Regular Session
WV Senate Banking and Insurance Committee in Session Mar 11th, 2026 at 02:34 pm
Transcript Highlights:
- insurance is not handling the claim correctly or wrongfully denied a claim.
- Erie has an obligation to submit the claim to BRIM.
- So the obligation on Erie is to submit the claim.
- Third-party claims, first-party claims. Erie doesn't do that.
- Under law, we are not adjusting the claims.' Under law, we are... ...are not adjusting the claims.
Summary:
The Senate Banking and Insurance Committee met with a quorum present and approved the March 4, 2026 minutes by voice vote. The committee first considered House Bill 55, which updates and modernizes workers’ compensation statutes to reflect the privatized system, remove obsolete provisions, and adjust the Workers’ Compensation Board of Review from five members to three. The Insurance Commissioner testified that the bill is part of the cleanup from privatization and would give the governor more flexibility in appointments. After adopting a strike-and-insert amendment and a title amendment, the committee reported HB 55 to the full Senate with a recommendation that it do pass.
The committee then took up House Bill 5463, which would reduce BRIM’s required liability coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s director testified that the excess market was difficult to access and costly, but several senators raised concerns that lowering coverage could reduce protection for victims and school-related claims. After a divided vote, the motion to report the bill failed, and HB 5463 was not passed by the committee.
Next, the committee considered House Bill 4869, creating guaranteed issue rights for Medicare supplement policies, including annual birthday replacement rights and a special right for certain Medicaid recipients losing eligibility. Counsel said the bill would prohibit underwriting barriers during the guaranteed issue periods and require an annual report on premium trends. With no amendments offered, the committee reported HB 4869 to the full Senate with a recommendation that it do pass.
Finally, the committee considered House Bill 5462 on mine subsidence insurance. The bill would allow the mine subsidence fund to offset payments by amounts received from other sources and limit lawsuits over claims reported to BRIM. Members debated a proposed strike-and-insert amendment that would have softened the litigation limits and added notice and remedy provisions, but the amendment was rejected. The committee then reported HB 5462 to the full Senate with a recommendation that it do pass, and the meeting adjourned.
WV
West Virginia 2026 Regular Session
WV Senate Banking and Insurance Committee in Session Mar 11th, 2026 at 02:34 pm
Banking and Insurance
Transcript Highlights:
- Guidance claims.
- insurance is not handling the claim correctly or wrongfully denied a claim.
- No, this should not be claimed.
- Third-party claims, first-party claims. Erie doesn't do that.
- We under the statute are not adjusting the claims. Under law, we are not adjusting the claims.
FL
Florida 2025 Regular Session
March 20, 2025 - 11:30 AM
Transcript Highlights:
- This has increased from $612 per claim in 2020.
- with emergency room claims rose 15%.
- claims process with regard to screenings or the claims process in general.
- leading to rushed decisions or inadequate claim evaluations.
- It's those kinds of cases, but all of these claims are negligence claims.
Summary:
The Budget Committee met with a quorum and took up several bills. HB 677, relating to state-covered fertility preservation for employees undergoing cancer treatment, was introduced as coverage for egg and sperm preservation for up to three years, with an estimated fiscal impact of about $813,000. After brief questions and no public testimony or amendments, the bill passed unanimously and was reported favorably. The committee then considered CS/HB 59, which would reform Florida’s wrongful incarceration compensation process by extending the filing deadline from 90 days to two years, removing the clean-hands requirement, and allowing exonerees to choose between the state compensation process and a civil lawsuit; it was supported by the City of Flagler Beach and passed unanimously. CS/HB 1313, which recreates the Resilient Florida Trust Fund in the Department of Environmental Protection before its scheduled termination in 2025, also passed unanimously after supportive testimony from advocacy groups.
The committee received a lengthy presentation from the Department of Management Services on the State Group Insurance Program and the recent Revenue Estimating Conference. The presentation covered enrollment, revenues and expenditures, rising medical and pharmacy costs, emergency room utilization, GLP-1 drug spending, and options for tighter formulary and utilization management. Members asked about ER cost growth, GLP-1 coverage and copays, PBM oversight and potential conflicts, avoidable ER visits, cancer screening claims, dental and vision costs, specialty drug biosimilars, and possible savings from more restrictive pharmacy models. DMS said it would follow up on several questions and noted ongoing work on cancer coordination, preventive screening, biomarker testing, and a proposed member-facing benefits platform.
The committee also heard extensive testimony on HB 301, which would raise sovereign immunity caps from $200,000 per person and $300,000 per incident to $1 million and $3 million, align limitations periods with private claims, and allow government entities to settle above the caps without a claims bill. Local governments, school-related entities, and county and city associations opposed the bill, warning of major fiscal impacts, higher insurance costs, and pressure on services; several speakers urged smaller increases or a tiered approach. Proponents, including families affected by catastrophic injury or death, argued the current caps are too low and the claims bill process is inefficient and unfair. After debate, the bill passed on a recorded vote, with some members voting no, and was reported favorably.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 2/25/26
Human Services Finance and Policy
Transcript Highlights:
- I should note there were claims edits in the system MMIS, our claims processing system, ahead of this
- around the time when we paused claims around the time when we paused claims<00:15:57.120><c> on</c><
- Claims for payment.
- </c> claims for further review. claims for further review.
- </c> want to flag claims going forward. want to flag claims going forward.
Bills:
HF3378
Keywords:
human services, Optum reports, data privacy, transparency, legislative oversight, 1183, house
MS
Mississippi 2026 Regular Session
Judiciary, Division A - Room 216, 29 January, 2026; 3:00 PM
Judiciary, Division A
Transcript Highlights:
- So that TOR claim that TOR claim act.
- </c> governed by the TOR Claim Act. governed by the TOR Claim Act.
- </c> can be governed by the TOR Claim Act. can be governed by the TOR Claim Act.
- </c><00:20:43.440><c> So</c> claims act. So claims act.
- </c> Claims Act. Claims Act.
MO
Transcript Highlights:
- This process only concerns property claims, not medical claims.
- So, in prior—and you're only talking property damage claims here, right?
- But on property damage, auto property damage claims, that is not the case.
- I haven't said it will reduce your claim.
- I mean, they might wind up in small claims court or something, but...
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Feb 18th, 2026 at 01:30 pm
Health Care & Wellness
Transcript Highlights:
- A clean claim is defined as a claim that has no defect or impropriety, including any lack of required
- payment of all or part of the claim and the reason for the denial.
- And we're identifying what a clean claim is.
- million claims in 2025, and this bill covers the claims for our 120,000 providers and 104 hospital system
- That represents approximately 320,000 claims across the state.
Keywords:
SB 5915, health technology assessment, HTA, clinical committee, medical technology review, coverage determination, state-purchased health care, Washington health care, RCW, evidence-based medicine, cost-effectiveness, safety and efficacy, Medicare coverage, national coverage determination, clinical guidelines, patient advocacy, public comment, medical necessity, rare disease, life-threatening disease
LA
CA
California 2025-2026 Regular Session
Assembly Military and Veterans Affairs Committee Jul 1st, 2025
Transcript Highlights:
- veterans with their claims within the Department of Veterans Affairs for benefits and claims for their
- In doing a fully developed claim, our average claim packet may be 50, 60 pages long.
- In doing a fully developed claim, our average claim packet may be 50 or 60 pages long.
- So when claims are filed, it resembles the veterans submitting a claim, right?
- Nobody knows what claims they're turning away.
Summary:
The Assembly Committee on Military and Veterans Affairs met with a quorum and first approved its consent calendar, which included AJR 15, SB 56, SB 296, and SB 855, with the roll left open for absent members. The committee then heard SB 694 by Senator Archuleta, a bill aimed at protecting veterans from unaccredited claims representatives and other for-profit entities that charge fees to assist with VA disability claims. The author and supporters, including county veterans service officers and veterans organizations, argued the measure would curb predatory practices, restore accountability, and steer veterans toward free, accredited assistance through CVSOs and other authorized representatives.
Testimony in support emphasized that veterans are often targeted online and may pay large fees for services that are available for free, while supporters said unaccredited firms lack transparency and can exploit vulnerable veterans. Opposition witnesses, including representatives of claims-assistance companies and individual veterans, argued the bill would eliminate choice and that some contingency-based firms provide useful services, better outcomes, and faster claims processing. Committee members debated whether the bill would unlawfully bar legitimate assistance or whether it was needed to stop illegal business practices, with several members noting the issue is also being litigated in federal court and that an accreditation process already exists through the VA.
After discussion, the committee voted to pass SB 694 and refer it to the Committee on Judiciary. The final vote was 6 ayes, with some members not voting. The committee then completed the consent calendar vote, which passed with eight votes, and adjourned.
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Feb 18th, 2026
Transcript Highlights:
- A clean claim is defined as a claim that has no defect or impropriety, including any lack of required
- And we're identifying what a clean claim is.
- claims in 2025, and this bill covers the claims for our 120,000 providers and 104 hospital system, so
- Senate Bill 5845 establishes clear timelines for payment claim claims. 5845 establishes clear timelines
- for payment claim claims, and it sets expectations for both when additional information must be requested
Summary:
The Health Care and Wellness Committee held a public hearing on several bills and a joint memorial. SB 5915 would update the health technology assessment program by adding technologies recommended for Medicare populations or in national guidelines to the review priority list, requiring broader evidence review for life-threatening or rare diseases, and setting timelines for posting and deciding review requests. Supporters, including rare disease advocates and providers, said the current process is outdated and too rigid; the bill was then held for later action. SJM 8002 urged Congress to strengthen original Medicare, oppose privatization, add benefits like dental, vision, and hearing, and reduce Medicare Advantage overpayments and fraud. Supporters from labor and senior groups argued it would protect beneficiaries and send a message to federal officials; the memorial was also held after testimony.
The committee also heard SB 5395 on prior authorization. Staff explained it would tighten notice requirements, require a licensed clinician—not AI alone—to deny requests based on medical necessity, add transparency around policy changes, and change how retrospective denials are treated. The prime sponsor and provider groups said the bill was a negotiated compromise meant to reduce delays and inappropriate denials, while insurers were generally neutral but sought a narrow amendment. Testifiers described prior authorization as a major source of delay and administrative burden, and the bill was held after public testimony. SB 5845 would require carriers to pay or deny clean claims within 30 days, set timelines for non-clean claims and information requests, and allow penalties for repeated noncompliance. Hospitals, physicians, and health systems supported it as a way to improve predictable payment, while insurers were neutral and asked for a narrow amendment; the bill was also held.
The committee heard SB 6025, which would change the definition of fetal death so gestational age is calculated using the best clinically accurate age rather than the last menstrual period. Obstetric and nursing witnesses said the current law can force inaccurate records and unnecessary burdens on grieving families, while opponents objected to the bill’s abortion-related definitions. The bill was held after testimony. Finally, SB 5988 would authorize the Department of Health to continue accrediting opioid treatment programs and charge fees to support that work. The department and the sponsor said the measure would preserve a patient-centered accreditation option amid budget pressure, and the committee closed testimony and held the bill.
MN
Minnesota 2025-2026 Regular Session
Minnesota House passes annual claims bill settling $5.1 million in claims against state 5/13/26
Minnesota House Floor Meeting
Transcript Highlights:
- One is exoneration claims, second is personal injury claims, and third is property claims.
- In the history of the claims bill prior to this, the largest exoneration claim was for an individual
- There are two other exoneration claims this year and one personal injury claim.
- injury claims, and third is property claims.
- There are two other exoneration claims this year and one personal injury claim.
MN
Minnesota 2025-2026 Regular Session
Consumer Protection Restitution Account update 2/18/26
Minnesota House Floor Meeting
Transcript Highlights:
- Um, and we have at least one individual claim whose claim is over $1.5 million.
- Um, and we have at least one individual claim whose claim is over $1.5 million.
- So, the claims, we gave folks a couple months to get the claims in.
- So, we got the claims going. Claims took a couple months.
- </c> a chance to shore up their claim. a chance to shore up their claim.
FL
Florida 2025 Regular Session
November 18, 2025 - 03:30 PM
Transcript Highlights:
- There is a claims kind of adjudication process where they're allowed to dispute the denial of the claim
- and taps claim paid?
- compared to a clean claim. >> And with so you're asking what the percentage of clean claims that are
- Remember, getting a care versus the claim coming in when the claim being paid because we have standard
- You heard us all talk about issues with claim billing, not having a Medicaid ID, not having your claim
MO
Transcript Highlights:
- claims.
- And these were claims filed against school districts.
- Reopening time-barred claims produces... Thank you.
- The claims against the state were almost all related to, uh, The claims against the state were almost
- And most of these claims are occurrence-based claims, right?
MO
Transcript Highlights:
- This process only concerns property claims, not medical claims.
- So, in prior—and you're only talking property damage claims here, right?
- Representative Butts: Only property damage claims. Representative Overcast: Okay.
- I haven’t said it will reduce your claim.
- I mean, they might wind up in small claims court or something, but...
Summary:
The Insurance Committee first established a quorum and then went into executive session, where it voted House Bill 1615 and House Bill 2071 “do pass” with 11 ayes and no opposition on each bill, with one member present on the roll call. After returning to public session, the committee opened a hearing on House Bill 1647, sponsored by Representative Overcast, which was described as a fairness measure intended to prevent double recovery when insurance payments have already satisfied part of a claim. The sponsor and supporters said the bill was aimed at property damage claims and intercompany arbitration between insurers, though several members questioned whether the bill’s language was actually limited to property damage or instead reached broader collateral source issues and evidence rules.
Committee members, especially Representatives Butts, Zimmerman, and Castile, pressed the sponsor on how the bill would work in practice, whether it would reduce a plaintiff’s recovery or instead affect insurer subrogation rights, and why arbitration was being addressed in an evidentiary statute. Supporters from the Missouri Insurance Coalition and other industry groups said the bill would clarify offset rules, preserve voluntary insurer-to-insurer arbitration, and prevent inconsistent court treatment of prior payments. Opponents, including attorney Blake Heath, argued the bill was drafted too broadly, did not stay confined to property damage, and was placed in the wrong statutory section because these issues are usually handled through insurer subrogation rather than in a lawsuit by the injured party.
Additional support came from the Missouri State Medical Association, Associated Industries of Missouri, and the National Association of Mutual Insurance Companies, though some supporters also acknowledged the bill might need narrowing if the intent was property damage only. No vote was taken on House Bill 1647 during the hearing, and the committee adjourned after testimony concluded.
AR
Arkansas 2026 1st Special Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Mar 18th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- It was based on your actual claims. The IRA changed that.
- So instead of paying 80% of those large claims, they're paying around 20% of those large claims.
- So instead of paying 80% of those large claims, they're paying around 20% of those large claims.
- So it's all the money coming in to cover the claims.
- So it's all the money coming in to cover the claims.
Summary:
The committee received an update from Grant Wallace on the state employee Medicare Advantage group plan and the ongoing rebid with UnitedHealthcare. Wallace said the agency is exploring “decoupling” the medical and pharmacy portions of the plan, and that preliminary estimates suggested potential savings of about $100 to $200 per participant per month. He said the final CMS rate-setting process would conclude in April, with a revised contract amendment likely to come before the committee in May or June after review by the EBD Advisory Commission and State Board of Finance. He also clarified that the plan covers post-65 teacher and state employee retirees, including retirees from state agencies and K-12 public schools.
Representatives from Segal Consulting then gave a broader presentation on Medicare Advantage and Part D market trends, reviewing Arkansas’s prior decision to adopt a Medicare Advantage prescription drug plan and the savings generated since the 2023 RFP. They explained that the Inflation Reduction Act significantly changed Part D financing by shifting more federal support into a direct subsidy tied to risk scores, which makes accurate risk adjustment more important and creates a larger difference between Medicare Advantage prescription drug plans and standalone Part D plans. They said this has led to a growing divergence in funding, especially for standalone Part D, and is the main reason decoupling medical and pharmacy coverage is being considered.
Committee members asked about how the risk-score changes affect costs and members. Segal said the new structure has reduced member out-of-pocket costs, with the annual cap now at $2,000 and many members reaching it after roughly $600 to $800 in spending, but that the plan absorbs more of the cost. They also said the market appears to be adjusting through annual bids, and that a decoupled structure could allow the state to capture more favorable funding on the Part D side. No votes were taken, and the committee adjourned after being told to expect further information once the April rate notice and renewal proposal are available.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:00 am
Joint Committee on Financial Services
Transcript Highlights:
- Most claims are handled without them.
- to 36 months for mental health claims.
- The claim finally settled at $181,000, six times the value of the first claim and almost four times the
- I used a public adjuster for claim number two.
- I planned on receiving or claiming the depreciation on my claim.
Summary:
The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers.
Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed.
The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.
CA