Transcript Highlights:

• The House bill establishing a sick leave bank for David A.
• The House bill establishing a sick leave bank for Jean McCarran, House No. 4624. Mr.
• House No. 4561, an act establishing a sick leave bank for David A.
• employee of the Department of Corrections (DOC); House No. 4587, an act establishing a sick leave bank

Summary: The House opened with the Pledge of Allegiance and then took up several committee reports and routine floor actions. The Committee on Rules recommended adoption of congratulatory resolutions for Mary Shanley on her 100th birthday and for Thomas Sagendorf on earning the rank of Eagle Scout; the House suspended the rules and adopted both resolutions. The Rules committees of both branches also recommended suspending Joint Rule 12 to send several battery-storage-related petitions to committee, including proposals on permitting, buffer zones, and lithium battery storage facilities; the House approved that suspension. The Committee on Steering, Policy and Scheduling reported a slate of bills for consideration, including measures on seeds, protecting children from alcohol and marijuana use, library patron privacy, restricted vital records, a local alcohol license bill for Cohasset, and sick leave banks for two employees. The House suspended Rule 7A, took the bills through second reading, and ordered them to a third reading. Later, the House passed to be engrossed bills authorizing Thomas Harmon to purchase retirement credit, allowing Westfield to set an age limit for police officer appointments, creating local license/permit enforcement provisions in Hanson, and simplifying subdivision road acceptance in Marlborough. The House also enacted House No. 4413, a bill concerning the terms of certain bonds to be issued by the Commonwealth. Finally, the House adopted an order to adjourn and meet again Monday at 11 a.m., and then adjourned to that time in informal session.

Transcript Highlights:

• </c> to banks, banking and finance. Mr. to banks, banking and finance. Mr.
• </c> this one-year deadline to the banking this one-year deadline to the banking board.<03:38:13.439>
• &gt;&gt; Representative<03:48:40.160><c> Banks.</c> &gt;&gt; Representative Banks.
• </c> &gt;&gt; Representative<03:54:39.680><c> Banks.</c> Representative Banks. Yes. Thank you, Mr.
• Banks Banks Bear Bear Bear Brady<04:39:27.920><c> Bratton</c><04:39:29.359><c> Brown.

Transcript Highlights:

• So the 2015 Federal Reserve Bank of Boston reported the white household in the Boston area had a median
• So the 2015 Federal Reserve Bank of Boston reported the white household in Boston area had a medium net
• And I don't know if we—I guess the Federal Reserve Bank will be coming out with a study.
• And I don't know if we, I guess the Federal Reserve Bank will be coming out with a study.
• , the Eastern Bank Foundation, and the Chamber of Commerce.

Committee: Joint Joint Committee on Racial Equity, Civil Rights, and Inclusion

Summary: The Joint Committee on Racial Equity, Civil Rights, and Inclusion held a hearing on the impact of federal policy on the racial wealth gap in Massachusetts, the fourth in a series on federal impacts on racial equity. Chair Bud Williams and Chair Miranda opened by emphasizing that no bills were being heard and that the committee would instead take testimony from invited witnesses; public written testimony was also accepted. The chairs and witnesses repeatedly cited long-standing wealth disparities affecting Black and brown communities, including homeownership, wages, business ownership, and access to capital, and linked those disparities to federal policy changes, housing, education, health care, and workforce development. Administration officials testified first. Secretary of Labor and Workforce Development Lauren Jones described persistent labor market disparities, including higher unemployment for Black and Latino residents, lower median hourly wages, and underemployment among degree holders, and highlighted state efforts such as ESOL-for-work funding, workforce training grants, MassHire career centers, skills-based hiring, and the state equity dashboards. Secretary of Health and Human Services Kiami Mahania argued that poverty drives poor health, not the reverse, and said wealth gaps contribute to chronic disease, maternal health inequities, medical debt, and shorter life expectancy; she pointed to the Advancing Health Equity Massachusetts initiative, a health care affordability working group, and the governor’s push to bar medical debt from credit reporting. Assistant Secretary Juan Vega of EOED focused on entrepreneurship and procurement, citing technical assistance grants, founder support programs, place-based investment, the Business Front Door, and the need to broaden access to contracts, capital, and business growth opportunities. Committee members pressed the panel on the effects of the federal “big beautiful bill” on households, especially single-parent and Black women-led households, and on whether the state could develop more timely data systems instead of relying on federal numbers. Officials said the impacts were still being monitored, but warned that Medicaid and SNAP changes would likely hit lower-income households and community institutions hard. Members also asked about unions and apprenticeships, microbusiness definitions, supplier diversity, pay equity, and degree inflation; the administration said registered apprenticeships and skills-based hiring are key tools, and noted that wage equity reporting is still in its early stages. Later testimony from BECMA’s Nicole O’Bean stressed that tariffs, DEI rollbacks, immigration enforcement, capital gaps, and federal funding cuts are constraining Black-owned businesses and inclusive procurement, while Gastón Institute researchers described severe Latino homeownership and rent burdens, educational inequities, and the need for housing, labor, and education policy changes to close the wealth gap.

Transcript Highlights:

• I staffed the Banking and Insurance Committee.
• Do you believe it's too difficult to get a bank charter in Arizona? Mr.
• And I think that small banks have a really tough time.
• So the FDIC chair, Travis Hill, noted that he thinks banks adopting new technologies or innovation.
• Banking and insurance are two of the most difficult industries there are.

Committee: Senate Director Nominations

Transcript Highlights:

• The local banks.
• It is the East Bank Flood and Levee Protection System, It is the East Bank Flood and Levee Protection
• System for the East Bank of Orleans, Jefferson, and St.
• Now, you do have river frontage on—Jefferson is bifurcated by the river, West Bank and East Bank.
• Now, you do have river frontage on, Jefferson is bifurcated by the river, West Bank and East Bank.

Summary: The committee first heard and favorably reported House Bill 1175, which updates aeronautics-related definitions to make Louisiana more attractive to the aviation industry. It then approved House Bill 655, giving DOTD clearer authority to contract for operation and maintenance of state ferry systems on a cost-plus basis, with testimony focused on flexibility for the Cameron Ferry and other state-run ferries. House Bill 1037, which reorganizes certain DOTD operations by shifting duties to a chief operating officer and extending work on a unified permitting platform, was also reported favorably, as was House Bill 1174, which recreates the Department of Transportation and Development on a revised cycle. House Bill 714 was voluntarily deferred. The committee next took up several port-related measures. House Bill 871, which would have added two St. Tammany appointees to the Port of New Orleans board, was voluntarily deferred after the author said the timing was premature given ongoing work on the LIT project and regional trade zone issues. House Bill 345, expanding the Rail Infrastructure Improvement Program to include rail infrastructure at ports, was reported favorably. House Bill 713, which would cap the Caddo-Bossier Port executive director’s compensation at the statewide average of the top ten port directors, drew extensive testimony for and against; supporters argued the salary was excessive and the port needed accountability, while opponents said ports are different from one another, the local appointing authorities already oversee the board, and the bill could hurt recruitment. The committee voted 12-1 to involuntarily defer HB 713. House Bill 667, which would change the Caddo-Bossier Port Commission from appointed to elected members, also drew strong opposition over cost, voter confusion, and loss of local appointing authority, and it too was involuntarily deferred by a 12-1 vote. The committee then favorably reported House Bill 743, creating the Harry P. Williams Memorial Airport District in St. Mary Parish, after testimony that the airport should be managed as a dedicated economic development asset. House Bill 836, which would reconfirm members of the Southeast Louisiana Flood Protection Authority East, was amended to move the reconfirmation date from August 1, 2026, to December 1, 2026, to avoid disrupting hurricane-season operations, and was reported favorably by substitute. Finally, House Bill 730, concerning the use of ADS-B aircraft tracking data, was discussed with an amendment limiting the bill’s application to smaller aircraft; the measure was presented as a privacy and safety bill to prevent assessors or others from using ADS-B data to impose fees or taxes on aircraft owners.

Transcript Highlights:

• This is a unique program that builds bridges between small farms and food banks across California.
• We have a farmer in Madera, California, who grows mandarins for the food banks, for the state prisons
• We have a farmer in Madera, California, who grows mandarins for the food banks, for the state prisons
• Since 2023, we've been paired with the second-largest food bank in the nation, and with that scale of
• Good afternoon, Josh Wright with the California Association of Food Banks.

Summary: The subcommittee heard a series of Department of Food and Agriculture budget proposals, beginning with ongoing funding and trailer bill language for the Farm to School program and related climate-smart agriculture work. CDFA described the program’s goals of linking California producers with schools, expanding access to local and nutritious food, and supporting underserved farmers through technical assistance and outreach. The LAO recommended rejecting the proposal as presented because of the state’s budget condition and suggested that some activities might instead be supported through Proposition 98. Members questioned whether the program is reaching the schools and communities with the greatest need, how grants are scored, and whether the proposal’s goals are measurable enough to justify ongoing funding. The item was held open. The committee also discussed CDFA’s climate bond expenditure plan, which would allocate remaining Proposition 4 funds to existing programs such as SWEEP, Healthy Soils, urban agriculture, fairground emergency response upgrades, and invasive species work, as well as new or developing programs including year-round certified farmers markets, mobile farmers markets, regional farm equipment sharing, and tribal food sovereignty. CDFA said the funds would be released in stages based on program readiness, with audits and performance metrics tied to each program. The LAO found the plan reasonable and consistent with bond requirements. Members asked about audit responsibility, performance tracking, and whether the bond programs should be front-loaded or spread over a longer period. A third CDFA item addressed the elimination of vacant positions under prior budget reductions. CDFA and the Department of Finance explained that the positions were selected because they had been vacant for long periods or were hard to fill, and that departments identified the positions based on their own operational knowledge. The LAO supported retaining the special-fund positions and suggested the General Fund positions be weighed on their merits. Members raised concerns about the impact on core functions such as audits, investigations, milk marketing, and grape pricing reports, and asked for follow-up on how the department determined which positions could be removed. The committee then heard a CDFA IT proposal to add funding and four positions for information technology operations; the LAO had no concerns, and members discussed cybersecurity, legacy systems, and future risks such as AI and quantum threats. The committee took public comment and then voted to approve items 9 through 13, which included CDFA dog importation certificates, livestock carcass disposal, Gambling Control Commission IT support and tribal grant funding, and an ABC district office relocation. The hearing then moved to the Department of Cannabis Control, which presented a request to strengthen enforcement against the illicit cannabis market by adding a North State field office in Redding and three non-sworn support positions. DCC said the illicit market remains far larger than the legal market, with a large backlog of cases and significant public safety and environmental concerns. Finance supported the targeted expansion, the LAO had no comment, and members asked about regional coverage, officer safety, and whether a larger, more transformational enforcement effort might be warranted in the future.

Transcript Highlights:

• The 2015 Federal Reserve Bank of Boston reported that the white household in the Boston area had a median
• And I don't know if we—I guess the Federal Reserve Bank will be coming out with a study.
• We hold banks accountable for their lending that they gave back to Black and brown communities.
• Foundation, the Eastern Bank Foundation, and the Chamber of Commerce.
• Foundation, the Barr Foundation, the Eastern Bank Foundation, and the Chamber of Commerce.

Committee: Joint Joint Committee on Racial Equity, Civil Rights, and Inclusion

Transcript Highlights:

• For these reasons, Alameda County Community Food Bank respectfully urges your aye vote on AB 1049.
• Kathy Mossberg on behalf of the California Association of Food Banks in support. Thank you.
• Kathy Mossberg on behalf of the California Association of Food Banks in support.
• Kathy Musberg, California Association of Food Banks, in support.
• Kathy Musberg, California Association of Food Banks in support.

Committee: Senate Human Services

Transcript Highlights:

• ,</c><02:38:29.359><c> and</c> financial institutions, banks, and financial institutions, banks, and
• </c> instituting this rule because if banks instituting this rule because if banks and<02:38:54.880><
• I mean, people are getting screwed by big banks, by Bank of America, by Morgan Stanley, by Wells Fargo
• , people are getting screwed by big banks, by<02:42:20.319><c> Bank</c><02:42:20.640><c> of</c><02:42
• We believe big bank overdraft fees.

Transcript Highlights:

• And the banks are being cautious.
• Morgan Bank right now and Wells Fargo are probably on the leading edge of this.
• My background is primarily in banking compliance and intellectual property.
• Many international banks.
• So you could be forced into this through your bank.

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• “I previously served as the Water Supply Bank coordinator for prior years.
• Fee Rule 37-02-04-21 is our zero-based rulemaking promulgating revised Shoshone-Bannock Water Bank rules
• The Shoshone-Bannock Water Bank rules before you today enhance the authority and structure of the bank
• Ultimately, the department published the proposed Shoshone-Bannock Water Bank rules on October 22, 2025
• They proposed the Shoshone-Bannock Water Bank Rules on October 22, 2025, and then published the pending

Committee: House Resources and Conservation

Transcript Highlights:

• Well, good morning, everybody, and welcome to the Insurance and Banking Subcommittee.
• Insurance and Banking Subcommittee. The meeting will come to order. Ms.
• Thank you, Chair, Vice Chair, Ranking Member, and members of the Insurance and Banking Subcommittee.
• So what this, if this bill passes, it will allow these banks, entities to be issuers of stablecoin, if
• So banks could participate in this. Recognize for a follow-up. Thank you, Mr. Chair. Okay, great.

Summary: The Insurance and Banking Subcommittee met to hear and vote on several bills, with all measures reported favorably. The first major item was PCS for HB 175 on payment stablecoins, which would create a Florida regulatory framework aligned with the federal GENIUS Act so issuers can choose state regulation instead of federal licensing. Members asked extensive questions about how stablecoins differ from other digital assets, whether Florida would need federal approval, and what impact the bill would have on the Office of Financial Regulation; the sponsor and OFR said the state framework would mirror federal standards and that any workload increase was currently indeterminate. The PCS passed unanimously after testimony from OFR and the Florida Blockchain Business Association in support. The committee then approved CS for HB 961, which streamlines electronic signature requirements for salvage titles and certificates of destruction, and HB 1415, a DFS stablecoin pilot program allowing certain stablecoins to be used for licensing and regulatory fees. HB 1415 was amended to remove authority for a Florida coin, limit the pilot to established stablecoins with at least $1 billion market cap, and require secure custody through a public depository or custodial bank. Members discussed how any interest or revenue would be used, with sponsors saying the pilot was still exploratory and intended mainly to cover program costs. Both bills passed favorably. HB 1039, establishing a state cryptocurrency reserve, also passed after a strike-all amendment moved administration of the reserve from the CFO’s office to the State Board of Administration and tightened eligibility to cryptocurrencies with a $100 billion market cap over the prior 12 months. Supporters argued the bill would create a framework for future diversification and investment in established digital assets, while several members raised concerns about volatility, reporting frequency, and the meaning of new terms such as qualified liquidity provider and secure custody solution. The committee also passed CS for HB 951 on penny rounding for cash transactions, with an amendment clarifying cash transaction definitions and treating money orders and gift cards like credit-card transactions for rounding purposes.

Transcript Highlights:

• By land banking the property and placing a covenant on the land so that it can be used for affordable
• We are grateful for the support of our banking partners and are confident that these proposed changes
• And so we would be in a subordinate position because of the larger bank lender.
• And so we would be in a subordinate position because of the larger bank lender.
• So we're effectively buying a participation in larger bank lender.

Summary: The committee held a public hearing on a series of housing, education, workforce, and court-related bills. On Substitute Senate Bill 5884, staff described changes to a sales and use tax deferral for redeveloping vacant or underused land into affordable housing, including broader eligible property definitions and lower affordability thresholds in designated areas. Testimony was mixed: builders opposed language they feared could encourage project labor agreements, while Spokane and Kent representatives supported the bill but asked for flexibility on affordability mix requirements. On Senate Bill 6256, which expands a property tax exemption for nonprofit low-income rental housing to include certain co-located community uses during construction and extends the pre-construction exemption period, testimony was strongly supportive from housing nonprofits and local housing partners, with questions focused on clawback provisions. The committee also heard Substitute Senate Bill 6027, which expands allowable uses of local housing and supportive housing sales tax revenue, adjusts a REET exemption timeline, broadens emergency housing definitions, and changes use of the Affordable Housing for All account. County, housing, and nonprofit witnesses said the bill would help preserve housing and services amid federal funding uncertainty, though Snohomish County asked for an amendment to allow rental assistance. Substitute Senate Bill 6018 would revise the Housing Finance Commission’s authority, including direct lending and bond counsel terms; commission staff said it would modernize outdated restrictions and improve financing flexibility. Substitute Senate Bill 6028 would create a revolving loan fund for mixed-income homeownership projects; supporters said it would help smaller infill projects pencil, while staff noted the loans would be subordinate and carry some risk. Later, the committee heard Senate Bill 6275 on the community reinvestment program, which would require periodic plan updates, reporting, and a WSIPP study, while also expressing legislative intent to continue at least $100 million annually in the account. Advocates, workforce groups, legal aid providers, and small business owners testified that the program supports communities harmed by past disinvestment and should be made permanent and more accountable. Substitute Senate Bill 5961 would move the Imagination Library program from DCYF to OSPI; early literacy advocates and local partners supported the transfer as better aligned with school readiness. Substitute Senate Bill 5969 would integrate IEP transition plans with high school and beyond plans, and a prior critic said amendments addressed her concerns. Second Substitute Senate Bill 5292 would shift PFML premium rate-setting to the annual actuarial report and raise the reserve target; labor and industry witnesses supported the change, while a policy group opposed the program’s costs. The committee also heard Senate Bill 5868 to add one superior court judge each in Skagit and Yakima counties. Judges and county officials testified that caseloads, population growth, and backlogs justify the additions, and county leaders said they had already budgeted for their share. Finally, Substitute Senate Bill 5827 would allow service members to use pre-discharge certification to claim veterans’ civil service preference; the sponsor said it would solve a timing problem for transitioning service members. No votes or final committee actions were taken in the transcript, as the meeting consisted of bill briefings and public testimony.

Transcript Highlights:

• The first bill is SB 5989, sponsored by Senator Banke.
• Thank you, Senators Banking and Dozier, for sponsoring this important bill.
• SB 5898 in front of you now is also sponsored by Senator Banke.
• Thank you, Senators Banke, Christian, Cleveland, and Dozier, for sponsoring this important bill.
• Brad Banks here on behalf of the Association of Counties.

Summary: The committee began with a work session on aircraft fuel taxes, hearing from WSDOT Aviation about the FAA’s aviation fuel tax rules, Washington’s compliance history, and the potential consequences of noncompliance. WSDOT said the state has collected roughly $210 million in aviation fuel taxes since the federal compliance period began, and that FAA has questioned some of the state’s claimed offsets. Members asked about the federal authority behind the rules, who pays the taxes, and whether Boeing is affected. The committee then moved to public hearing on several bills tied to aviation fuel tax revenue. SB 5989 would redirect a small share of state sales and use tax on aircraft fuel to the aeronautics account and require reporting on airport project funding. Supporters, including port, airport, and pilot groups, said it was a measured step toward FAA compliance and airport investment; the bill’s staff summary said it would reduce general fund revenue and increase DOR costs. SB 5898 would redirect hazardous substance, petroleum products, and oil spill-related taxes on aircraft fuel to the aeronautics account. Supporters said it would bring Washington into compliance and help airports, while Ecology, counties, and ports warned it would significantly reduce MTCA and related environmental funding. SB 6240 would create a new noise and air quality mitigation account funded by a portion of hazardous substance tax revenue; airport and aviation groups opposed it as duplicative or noncompliant with FAA rules, while community and environmental advocates from Sea-Tac area cities supported it as a needed mitigation source. The committee also heard SB 6244, which would extend a hazardous substance tax exemption for certain pesticides used in Washington agriculture through 2038. Agricultural and logistics witnesses supported it as important for food security, storage, and competitiveness, and staff said it would have a small revenue loss and administrative cost. SB 6231, a governor-request bill, would repeal the sales tax exemption for data center refurbishments while keeping the exemption for original server equipment; OFM and local government groups supported it as a revenue-raising budget measure, while data center, labor, and business representatives opposed it, warning of lost investment, jobs, and competitiveness. SB 6228 would repeal the preferential B&O rate for prescription drug resellers; OFM supported it as an outdated preference, but pharmacies, wholesalers, and business groups argued the cost would be passed through to pharmacies, hospitals, insurers, and patients and could worsen pharmacy closures. The committee then heard SB 6220, which would narrow and clarify a property tax exemption for nonprofit low-income homeownership property by allowing temporary community use and preserving the exemption when property is transferred to another exempt nonprofit. The sponsor said the bill was intended to let a community land trust host local performances without jeopardizing affordable housing plans. Finally, the committee heard SB 5880, which would allow blood and breath toxicology results to be admissible if tested by ISO/IEC 17025-certified labs, in addition to the state toxicologist process. Seattle’s city attorney supported it as a way to reduce a long toxicology backlog and speed DUI cases, while counties raised concerns about shifting costs to local governments and creating unequal access based on local resources. No votes were taken in the transcript provided.

Transcript Highlights:

• </c> an industry standard for banking an industry standard for banking collection<00:02:58.560><c> methodology
• Um, in in techniques that a bank would.
• </c><00:37:15.920><c> what</c> into their business through banks what into their business through banks
• ,</c><02:05:23.520><c> you</c> through the steps to get to bank, you through the steps to get to bank
• </c> old bank building? old bank building? &gt;&gt; Yes,<03:23:32.399><c> sir.

Committee: Joint Appropriations

Transcript Highlights:

• O'Day for legislation to establish a sick leave bank for Paul Stavarsky, an employee of the Department
• Roy for legislation to establish a sick leave bank for Anquita Gujarandra Patel, an employee of the Department
• Third reading of the bill: An act establishing a sick leave bank for Alexander Schwartz, an employee
• Third reading of the bill: An act establishing a sick leave bank for Stephanie Bramante Miller, an employee

Summary: The House received a gubernatorial message recommending legislation on the terms of certain Commonwealth bonds, which was referred to the Committee on Bonding, Expenditures and Capital Assets. The Committee on Rules also reported a congratulatory resolution for Jason X. Rosala’s Eagle Scout achievement, which was adopted after suspension of the rules. In addition, the House adopted an order extending the Labor and Workforce Development Committee’s reporting deadline to December 3, 2025, and suspended Joint Rule 12 to send several petitions to committee, including matters on Medicare coverage for end-stage renal disease, two sick leave bank proposals, and transportation of certain loads. The House then took up a slate of bills for second and third reading, including measures on retail sales, innovation and entrepreneurship, charity alcohol auctions, water flow in the Central Plymouth County Water District, a Wellfleet food pantry lease, the Richmond Free Public Library, procurement regulations for Cambridge and the Commonwealth, and charter changes for Provincetown. All were ordered to a third reading. Later, the House passed to be engrossed House Bill 3912 to increase the Marblehead Board of Health from three to five members, House Bill 4323 establishing a sick leave bank for a State Police employee, House Bill 4324 establishing a sick leave bank for an Appellate Tax Board employee, and House Bill 4263 establishing a charter for the city of Medford. The House also adopted an order from Representative Mariano setting the next meeting for Monday at 11:00 a.m. After that, Representative Soder moved adjournment, and the House adjourned to meet Monday next at 11 a.m. in an informal session.

Transcript Highlights:

• </c> pleasure, Chairman Banks? pleasure, Chairman Banks?
• Andrew, Andrew, Angelos,<02:14:48.800><c> Banks,</c><02:14:50.159><c> Bear,</c> Angelos, Banks, Bear,
• Elementand, Elementand, Elementand, Andrew, Angelos, Banks, Bear, >> Andrew, Angelos, Banks, Bear, Brady
• Elementand, Andrew, Angelos, Banks, Bear, Brady, Bratton...
• </c> &gt;&gt; Vice Chairman Banks. &gt;&gt; Vice Chairman Banks.

Transcript Highlights:

• I remember Bay Bank had people signing people up for opening up an account, so I stopped and opened up
• a Bay Bank account.
• I filled out an application for a Bay Bank account that had a $1,500 reserve credit, which I thought
• job when there weren't a lot of jobs back then, and I went to deposit my two weeks' pay to the Bay Bank
• They'll learn to spot ...bank account, file taxes, and evaluate a loan offer.

Summary: The House took up several procedural orders early in the session, including extending the reporting deadline for the Housing Committee on H.4655 and suspending Joint Rule 12 for a petition seeking to rescind prior Article 5 constitutional convention applications. It then advanced three Ways and Means bills on education-related topics: personal financial literacy education (H.4670), expanded access to the state seal of biliteracy (H.4671), and teacher preparation and student literacy (H.4672), each moving through amendment adoption and third reading or engrossment procedures. A major portion of the meeting focused on H.4670, which would require personal financial literacy instruction in middle and high school and establish a financial literacy trust fund for curriculum and teacher training. Members spoke in support, emphasizing budgeting, credit, student loans, and long-term financial planning, and the bill passed to be engrossed by a 154-0 roll call. H.4671, which broadens access to the seal of biliteracy for students in public and private schools, also drew support and passed to be engrossed 155-0. The most extensive debate centered on H.4672, a literacy bill requiring evidence-based reading instruction, DESE-approved curricula or approved local alternatives, screening and progress monitoring, professional development, and related implementation measures. Members described concerns about declining reading scores and argued for a shift away from three-cueing toward phonics-based, science-of-reading approaches. Several amendments were considered: a proposal to change intervention language from “significantly” to “at risk of falling behind” failed, while amendments adding funding language, stakeholder collaboration, and other implementation details were adopted. One amendment clarifying that pictures may be used as a supplement in literacy curricula was also adopted, and the bill ultimately passed to be engrossed 155-0. The House also observed moments of silence for former Judge Leslie Harris, former Representative Mark Carron, and former Representative Dennis Rosa, and adjourned to meet the next day at 11 a.m.

Transcript Highlights:

• &gt;&gt; The<00:10:32.000><c> Banking</c><00:10:32.320><c> and</c><00:10:32.560><c> Insurance</c><00:
• 10:32.880><c> Committee</c><00:10:33.200><c> has</c> &gt;&gt; The Banking and Insurance Committee has
• &gt;&gt; The Banking and Insurance Committee has met<00:10:33.600><c> and</c><00:10:33.839><c> reported
• To Banking and Insurance: House Bill 59, House Bill 73, House Bill 91, House Bill 135, and House Bill
• </c> 229, and House Resolution 4 to banking 229, and House Resolution 4 to banking and<00:27:08.400><

Summary: The House convened with an invocation and Pledge of Allegiance, then established a quorum with 95 members present. Members approved excusing absent members, suspended rules to allow co-sponsorships and vote modifications, and approved the journal from January 13, 2026. The Banking and Insurance Committee reported House Bills 176, 184, and 265 favorably, and those bills were placed on the calendar as having had first reading. The chamber then took up several announcements and citations. A legislative citation was adopted honoring Tatum Elizabeth Dale, with remarks from members describing her kindness, service, and impact on the community. Another citation was adopted recognizing Emily Bingham for her book My Old Kentucky Home: The Astonishing Life and Reckoning of an Iconic American Song. Members also announced upcoming committee meetings, including Tourism and Outdoor Recreation, the House Budget Review Subcommittee on General Government, Health Services, and Oversight and Investigations. The House received a large batch of new bill introductions covering topics such as criminal law and minors, electric utilities, daylight saving time, veterans’ treatment and benefits, transportation, outdoor recreation, human trafficking, licensed professionals, automated license plate readers, postsecondary education, utility disconnection protections, electric metering, virtual currency kiosks, mental health facilities, perinatal mood and anxiety disorder screening, controlled substances, prescription drugs, and literacy in schools. Two resolutions were also introduced, one encouraging a school naming honor for Jose Marte and another recognizing International Holocaust Remembrance Day. The Committee on Committees then referred numerous bills to standing committees, and the House adjourned until 2:00 p.m. on Thursday, January 15, 2026.

Transcript Highlights:

• Rory Bank of the district provided this information for the Subcommittee on County and Regional Government
• SB 621 by Sparks concerns the prohibition of the establishment, operation, or ownership of a public bank
• SB 621 by Sparks concerns the prohibition of the establishment, operation, or ownership of a public bank
• This is a perfecting amendment requested by the Department of Banking to clarify which transportation
• Rory Bank of the district for the Subcommittee on County and Regional Government.

Bills: HJR99 , HB1399 , HB1400 , HB 1094 , HB365 , HB 1109 , HB647 , HCR35 , SB14 , HB 12 , HB1522 , HB422 , HB675 , HB204 , HB748 , HB912 , HJR99 , HB1399 , HB1400 , HB 1094 , HB365 , HB 1109 , HB647 , HCR35 , HCR123 , HCR124 , HR57 , HR87 , HR111 , HR228 , HR230 , HR322 , HR624 , HR625 , HR626 , HR627 , HR628 , HR630 , HR631 , HR634 , HR635 , HR636 , HR637 , HR638 , HR639 , HR640 , HR645 , HR646 , HR648 , HR649 , HR651 , HR652 , HR653 , HR654 , HR664 , HR665 , HR668 , HR675 , HR676 , HR678 , HR679 , HR680 , HR683 , HR686 , HR688 , HR689 , HR694 , HR695 , HR697 , HR698 , HR699 , HR472 , HR622 , HR632 , HR633 , HR643 , HR655 , HR657 , HR660 , HR661 , HR662 , HR663 , HR667 , HR670 , HR674 , HR681 , HR682 , HR696

Keywords: animal feed, tax exemption, ad valorem taxation, retail, constitutional amendment, retail sale, tangible personal property, Texas tax code, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption, regulation, deceased transportation, HB 365