Video & Transcript : 'nonreverting balance' :
Page 469 of 500
US
US Federal 2025-2026 Regular Session
Hearings to examine managing risk for the long-term in the 7(a) loan program, focusing on hearing from lenders. Feb 26th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- From the very beginning, Colorful Resilience has submitted monthly profit and loss and balance sheet
Keywords:
SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony
Summary:
The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
FL
Florida 2025 Regular Session
February 19, 2025 - 03:30 PM
Transcript Highlights:
- And we're, you know, I guess I'm wondering, like, how, where's our checks and balances with these CBCs
Summary:
The Human Services Subcommittee met with a quorum present and took up a presentation from the Department of Children and Families on HB 7089, which revises how Florida’s community-based care (CBC) lead agencies for child welfare are funded. Representative McFarland described the bill’s background, arguing that the prior formula relied too heavily on outdated, static factors and produced inequities among CBCs. She emphasized that the new approach is intended to provide a more stable, transparent, and statute-based funding method that better supports prevention, case management, and family services while reducing year-to-year political uncertainty.
DCF Chief of Staff Casey Penn explained that HB 7089 required an actuarially sound, reimbursement-based formula developed with CBC and provider input. The new model uses a cost-based structure with three tiers: Tier 1 for operational and administrative costs, Tier 2 for per-child/per-month service costs, and a possible Tier 3 incentive component for performance measures if the Legislature chooses to fund it. The model includes regional growth factors, inflation adjustments, a 2% risk corridor for Tier 2, a hold-harmless provision for agencies that would otherwise receive less than prior funding, and the ability for CBCs to retain some state general revenue savings. DCF said the model produced a total budget need of about $1.392 billion, roughly $28.6 million above the prior year after offsets, and that the department is also updating its child welfare case management system to improve data quality and future modeling.
Members asked about whether prevention spending is captured, how Tier 3 incentives would work and how much they might cost, how the formula accounts for insurance, hurricanes, child acuity, and staffing costs, and whether CBC executives’ compensation is capped. DCF said prevention is included in the model but is not yet separately broken out due to data limitations, Tier 3 is optional and not yet costed, and the formula can incorporate additional growth factors if needed. On executive pay, DCF explained that compensation is limited by statute for CBC contracts, but multiple contracts and non-state funding sources can affect total compensation; staff later clarified that CBC CEOs with multiple contracts had been reviewed for compliance. The meeting ended after questions, and Representative Miller moved to adjourn; the subcommittee adjourned without any vote on the bill.
US
US Federal 2025-2026 Regular Session
An oversight hearing to examine Native communities' priorities for the 119th Congress. Feb 12th, 2025 at 01:30 pm
Indian Affairs Committee
Transcript Highlights:
- come to an after-school program. or a summer school program where they actually get food that's a balanced
Committee:
Senate Indian Affairs Committee
Keywords:
tribal sovereignty, healthcare, education, public safety, Economic Development, Tax Parity Act, PROTECT Act, trust obligations, bipartisan support, Indian Health Services
Summary:
The committee meeting focused on crucial issues facing tribal nations, particularly emphasizing the federal government's trust and treaty obligations. The discussions highlighted ongoing challenges such as disparities in healthcare, education, and public safety within Native communities. Chair Murkowski underscored the importance of listening to Native leaders and aligning congressional efforts with community needs, advocating for legislative actions that support tribal sovereignty and economic development. Various initiatives, including the Tax Parity Act and the PROTECT Act, aimed at addressing jurisdictional and financial disparities, were discussed in detail. A call for bipartisan support to alleviate the funding shortages affecting Indian Health Services was made several times during the meeting. Testimonies from tribal leaders and representatives emphasized the dire need for legislative support to enhance infrastructure, healthcare access, and public safety initiatives in tribal communities.
US
US Federal 2025-2026 Regular Session
Hearings to examine advancing carbon capture, utilization and sequestration technologies and ensuring effective implementation of the USE IT Act. Feb 12th, 2025 at 09:00 am
Environment and Public Works Committee
Transcript Highlights:
- Carbon capture can play a critical role in achieving that balance. ...to innovate, but often face delays
NM
Transcript Highlights:
- , structured literacy, RSUG, students in foster care, experiencing homelessness, attendance, cash balance
Committee:
Senate Senate Education
FL
Florida 2025 Regular Session
Military and Veterans Affairs, Space, and Domestic Security Jan 14th, 2025
FL
Transcript Highlights:
- There's been some idea that, well, why don't we split that up into two years, the balance of the money
Committee:
Senate Agriculture
Summary:
The Florida Senate Committee on Agriculture convened with a quorum present and heard two presentations. Commissioner Wilton Simpson, head of the Department of Agriculture and Consumer Services, outlined department accomplishments and funding needs, including IT modernization, expansion of the Rural and Family Lands program, updated best management practice manuals, growth of the Fresh From Florida marketing campaign, hurricane recovery loans for farmers, clearing concealed-weapons permit backlogs, construction of the Conner Complex headquarters, forestry equipment upgrades, and youth agriculture programs such as FFA and 4-H. Senators asked about water policy, citrus greening, FAMU partnerships, staffing efficiencies, and interdiction stations used to stop invasive species, stolen goods, and diseased or banned agricultural products from entering the state.
Dr. Krista Court of the University of Florida/IFAS presented a preliminary economic assessment of the 2024 hurricane season’s agricultural impacts from Hurricanes Debby, Helene, and Milton. She explained that the estimates are based on wind, rainfall, flooding, crop location, and survey data from extension agents, industry groups, FDACS, and producers, and that the figures do not include many asset losses, supply-chain effects, forestry losses, or some insurance-covered damages. Her preliminary estimates placed total 2024 agricultural production losses between about $402.3 million and $975.8 million, with the hardest-hit commodity groups including field and row crops, vegetables, melons, potatoes, greenhouse/nursery products, and animals and animal products.
Members discussed the importance of accurate survey participation and baseline data, including use of USDA Farm Service Agency information, to improve future disaster estimates and federal relief decisions. Several senators emphasized agriculture’s importance in their districts and statewide. No bills were considered and no formal votes were taken; the only action was adjournment by motion of Senator Burton.
TX
Transcript Highlights:
- So we have a different pathway, and I'm respectful toward the checks and balances of this.
- So we have a different pathway, and I'm respectful towards the checks and balances of this.
- So having some checks and balances within the administration of it would keep from the Checks and balances
- where I stand, working with producers every week and at the auction market, this is a place where balanced
Committee:
House Agriculture & Livestock
NH
New Hampshire 2026 Regular Session
Carbon Sequestration Programs Study Commission (04/17/2026)
Transcript Highlights:
- And then when the offsets are actually delivered, they'll receive the balance payment on delivery.
- He said the concern is that the revenue stream relied on for 75 years to balance municipal budgets and
- 01:13:57.000><c> to</c> that we've relied on for 75 years to that we've relied on for 75 years to balance
- 58.040><c> a</c><01:13:58.080><c> municipal</c><01:13:58.640><c> level</c><01:13:59.280><c> and</c> balance
- budgets at a municipal level and balance budgets at a municipal level and fund<01:13:59.720><c> some
Summary:
The meeting began with introductions, approval of the March 6 minutes as amended to add an attendee list, and a brief overview of the day’s agenda. The committee heard two presentations from carbon project developers, with the first from Dylan Jenkins of Finite Carbon. He described Finite Carbon’s work in improved forest management projects, its role in developing carbon methodologies and protocols, and its experience with projects in New England, Appalachia, Alaska, and Canada. He also outlined the difference between compliance and voluntary carbon markets, the role of registries and intermediaries, and the types of buyers in the market, including large corporate buyers and long-term off-take partners.
A major focus of the presentation was how forest carbon projects are structured and how credits are monetized. Jenkins distinguished between removals and reductions, explaining that removals come from new forest growth while reductions are tied more closely to baseline assumptions and standing stock. He said improved forest management projects can generate both types of credits, and that removals generally command higher prices because they are easier for buyers to understand and verify. He also emphasized that carbon project commercialization can occur before, during, or after credit issuance, and that landowners may be paid through a variety of structures, including leases, advance fees, per-unit payments, or off-take agreements.
Jenkins then addressed the committee’s tax-related questions, saying House Bill 123 appeared intended to treat carbon credit sales similarly to timber sales for local tax purposes. He argued that carbon credits are a forest product and that taxing them can be reasonable in principle, but he stressed that lawmakers should distinguish between commoditization and commercialization when deciding what event to tax. He noted that credits may be created but never sold, and that in some programs landowners retain timber and carbon rights while in others the developer has deeper control over those rights. In response to questions, he said the industry uses protocols, verification, and third-party oversight to address baseline and quality concerns, but acknowledged that baseline setting remains a major point of debate in the market.
NH
New Hampshire 2026 Regular Session
Senate Energy and Natural Resources (04/14/2026)
Energy and Natural Resources
Transcript Highlights:
- avoided energy, and the capacity charge against default service to the extent that it fits there in the balance
- </c><00:18:44.920><c> there</c><00:18:45.160><c> in</c><00:18:45.280><c> the</c><00:18:45.360><c> balance
- </c><00:18:45.880><c> on</c> it fits there in the balance on it fits there in the balance on distribution
- He said this is meant to be a self-balancing policy, and that what this bill fundamentally does, as well
Committee:
Senate Energy and Natural Resources
NH
New Hampshire 2026 Regular Session
House Criminal Justice and Public Safety (01/30/2026)
Criminal Justice and Public Safety
Transcript Highlights:
- So, in a nutshell, I tried really hard to balance the legitimate interests of the public with also the
- We worked really, really hard to find the right balance.
- I tried really hard to balance the I tried really hard to balance the legitimate<00:33:58.640><c> interests
- worked really really hard to find<00:34:12.240><c> the</c><00:34:12.480><c> right</c><00:34:12.720><c> balance
Committee:
House Criminal Justice and Public Safety
NH
New Hampshire 2026 Regular Session
House Legislative Administration (01/29/2026)
Legislative Administration
Transcript Highlights:
- It is an extraordinarily difficult thing to balance as a young person, having a flexible enough job,
- There's definitely a balance between allowing people flexibility to take time off of work and not, you
- There's definitely<01:39:07.119><c> a</c><01:39:07.360><c> balance</c><01:39:07.679><c> between</c><01
- :39:09.119><c> allowing</c> definitely a balance between allowing definitely a balance between allowing
Committee:
House Legislative Administration
HI
Hawaii 2025 Regular Session
CPC/CPN Joint Info Briefing - Wed Dec 17, 2025 @ 9:30 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- amount of risk those reinsurers can take and the amount of capital they need to be deemed healthy balance
- So it can be very damaging to the short-term balance sheet of an insurance company.
- 02:05:46.639><c> to</c><02:05:46.880><c> the</c><02:05:47.119><c> short-term</c><02:05:47.679><c> balance
- </c><02:05:48.000><c> sheet</c> damaging to the short-term balance sheet damaging to the short-term balance
Summary:
The joint committees held an informational briefing on efforts to expand insurance capacity in Hawaii’s property market, especially for condominium and homeowners coverage. The Insurance Commissioner reviewed the background: a legislative task force, the governor’s emergency proclamation in August 2024, and Senate Bill 1044 in May 2025 led to new condo insurance products. He said the work over the past two and a half years was producing positive results and introduced representatives from HPIA and HHRF/HHR to provide updates.
HPIA’s board chair and its administrator described the organization’s history, structure, and current products. HPIA said it was created in 1991 as a residual market for homeowners insurance, now writing four residential products: HO2 homeowners, renters, HO6 condo unit owners, and dwelling fire. They reported policy counts have grown again as admitted-market carriers tightened underwriting, and they discussed financial pressure from reinsurance costs, though those costs had declined in 2025 after different purchasing decisions. They also said the market has become more favorable overall, with some capacity returning and deductibles beginning to ease.
Members focused much of their questioning on HPIA’s proposed higher dwelling limits. HPIA explained that the current $450,000 limit for homeowners and dwelling fire was set in 2023, but agents are now asking for a higher limit in the $650,000 to $750,000 range because construction costs have risen and many policies are not being submitted when the limit is too low. HPIA said it has the authority to raise the limit through a filing with the Insurance Division and expects more submissions if the cap increases. They also discussed the shift in the book of business from roughly 70% lava-zone coverage to closer to a 50/50 split between lava and non-lava risks.
HPIA outlined strategic initiatives: a new policy administration system that went live October 1 and now allows online payments, online claims reporting, and electronic notices; a filed request to raise the homeowners and dwelling fire limit to $650,000 effective March 1 for new business and April 1 for renewals; an increase in the HO6 condo unit owners limit from $5,000 to $100,000; and a planned commercial property all-other-perils-excluding-hurricane condo product targeted for filing by January 31. No votes were taken, and the meeting was informational only.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Education (12-9-25)
Transcript Highlights:
- County, that they were in violation of Title VI for unlawfully considering race, engaging in racial balancing
- County, that they were in violation of Title VI for unlawfully considering race, engaging in racial balancing
- :49.920><c> racial</c> considering race, engaging in racial considering race, engaging in racial balancing
- 51.440><c> by</c><01:24:51.840><c> utilizing</c><01:24:52.400><c> a</c><01:24:52.639><c> funding</c> balancing
- , and by utilizing a funding balancing, and by utilizing a funding formula<01:24:53.920><c> that</c><
Keywords:
Call to Order and Roll Call - 0:00:00
Approval of Minutes – 0:03:50
Robotics Education – 0:04:18
Canopy KY – 0:14:15
Comprehensive Support and Improvement – 0:23:20
Postsecondary Credit Alignment – 0:53:15
Diversity, Equity, and Inclusion in K-12 Settings – 1:21:25
Consideration of Referred Administrative Regulations – 2:05:15
Adjournment 2:05:41, 958, all
Summary:
The committee opened with a roll call, confirmed a quorum, approved the minutes by voice vote, and recognized a guest of Senator Hickden, retired judge Dan Kelly. The chair then moved through a tight agenda and limited public presentations and questions.
The first presentation was on robotics education in Kentucky, led by Representative Chris Lewis, Kentucky FIRST Robotics executive director Kelly Gowen, and students from Whitfield Academy. They argued that robotics should be expanded in high schools as a workforce pipeline for engineering, manufacturing, and advanced technology jobs. The presentation emphasized hands-on learning, industry certifications, teacher development, and a proposed framework to fund robotics education programs statewide. Committee members were not allowed to ask questions because of time constraints.
The second presentation was from Canopy Kentucky, led by Adam Watson and founder Scott Collins. They described Canopy’s business and entrepreneurship education programs for fifth graders and high school students, including the NextGen Good Biz initiative and an eight-classroom high school unit. Canopy requested a one-time $750,000 appropriation for fiscal year 2026, matched by private funds, to expand into more schools and rural areas, train educators, and report outcomes. Members asked a brief question about how the programs fit into school schedules and the difference between the elementary and high school offerings.
The final presentation, from KDE’s Kelly Foster and Todd Allen, reviewed the state’s school improvement classifications. Foster explained CSI, TSI, and ATSI status, the federal and state legal framework, and how House Bill 298 returned CSI identification to an annual cycle. She reported that Kentucky identified 50 CSI schools on the most recent release, with 53 CSI schools statewide, along with 39 TSI schools and 102 ATSI schools. She also outlined KDE’s support process, including education recovery staff, diagnostic reviews, turnaround plans, and required professional learning for CSI schools.
HI
Hawaii 2025 Regular Session
HED/HRE Joint Info Briefing - Wed Nov 12, 2025 @ 1:30 PM HST
Hawaii House Floor Meeting
Transcript Highlights:
- But we're going to have to find the mix and the balance. Football's different.
- the</c><01:00:06.240><c> mix</c><01:00:06.559><c> and</c><01:00:06.799><c> the</c><01:00:06.960><c> balance
- </c><01:00:07.760><c> Football's</c> find the mix and the balance.
- Football's find the mix and the balance.
- So, to your point, the scholarships are compliant with Title IX, and that is an even equal balance to
Summary:
The joint House-Senate higher education briefing focused on how the University of Hawaii athletics department plans to remain competitive in the NIL era, especially as the House settlement and related changes allow new forms of athlete compensation. Chair and Senator Kim opened by framing the issue as balancing competitiveness, sustainability, compliance, and UH’s educational mission. Coaches Laura Beeman and Timmy Chang described how NIL and the transfer portal are already affecting recruiting and retention, with Beeman saying women’s basketball has lost six to 10 recruits because UH cannot yet match offers, and Chang citing examples of players being courted with large sums and the need to retain proven local and out-of-state athletes. Both emphasized that student-athletes should still prioritize education, culture, and team values, while also receiving support that helps them stay at UH.
Athletic Director Matt Elliott then outlined UH’s broader strategy. He said the department’s vision is to create an outstanding student-athlete experience, recruit and retain elite athletes, compete at the highest level of the Mountain West, and strengthen the bond with the community. He described NIL as having moved from a largely unregulated period to a new phase in which institutions can directly control some NIL payments, while outside deals still must be reviewed for fair market value. Elliott said UH wants to use NIL to help athletes cover basic needs and build financial stability, while also keeping them academically on track. He noted the department is pursuing fundraising, including a “Boost the Bose” account, corporate sponsorships, and licensing deals, to support NIL opportunities.
In response to questions from Senator Kim, Elliott clarified that UH’s approach involves both institution-controlled payments and outside NIL deals: internal payments can be structured at the department’s discretion within the cap, while external sponsor deals must go through NIL Go and meet market-value standards. No votes or formal actions were taken during the informational briefing.
NH
Transcript Highlights:
- <c> in</c><02:10:25.920><c> the</c> The municipality for deposit in the municipal unreserved fund balance
- The unobligated balance of the robotics fund is to be capped at a million dollars, and any excess fund
- <c> unobligated</c> makes a simple change. the unobligated makes a simple change. the unobligated balance
- 02:46:14.000><c> fund</c><02:46:14.880><c> uh</c><02:46:14.960><c> to</c><02:46:15.200><c> be</c> balance
- of the robotics fund uh to be balance of the robotics fund uh to be capped<02:46:15.520><c> at</c><02
MN
Minnesota 2025-2026 Regular Session
Senate Floor Session - Part 2 - 05/18/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- Members, this bill accomplishes balance.
- It's a strong balance of reducing recidivism.
- It's a strong<00:31:31.840><c> balance</c><00:31:32.320><c> of</c><00:31:32.640><c> reducing</c><00:31
- :33.320><c> recidivism</c> Senator Latz: This is a strong balance of reducing recidivism and promoting
- bill, for all of the concerns that we've heard on the floor here today, does a really good job of balancing
MN
Transcript Highlights:
- Like I said, it puts the bill out of balance obviously, but this bill can be rebalanced before it goes
- Um like I said it puts the bill out<01:09:05.040><c> of</c><01:09:05.120><c> balance</c><01:09:05.679
- obviously</c><01:09:06.080><c> but</c><01:09:06.319><c> this</c><01:09:06.480><c> bill</c> out of balance
- obviously but this bill out of balance obviously but this bill can<01:09:06.880><c> be</c><01:09:07.040
- But the fact of the matter is this would put our bill terribly out of balance.
Committee:
Senate Education Finance
HI
Transcript Highlights:
- qualifications, my parents and I are still ridden with those yellow slips that notify my negative balance
- qualifications, my parents and I are still ridden with those yellow slips that notify my negative balance
- development on groundwater-dependent ecosystems, to carry out the commission's responsibility to balance
- development on groundwater-dependent ecosystems, to carry out the commission's responsibility to balance
- There needs to be a balance of support and protection for Mokai.
Committee:
House Finance
MN
Transcript Highlights:
- they really tax is a service charge of $10 a month if you go below $100, I think, on your minimum balance
- go below $100 I think on<00:26:13.200><c> your</c><00:26:13.640><c> minimum</c><00:26:14.080><c> balance
- </c><00:26:14.760><c> otherwise</c><00:26:15.240><c> free</c> on your minimum balance otherwise free
- on your minimum balance otherwise free checking<00:26:15.960><c> free</c><00:26:16.279><c> ATM</c><00
- One-third of unbanked households cite fees or minimum balance as the main reason for not having an account
Committee:
House Taxes