Transcript Highlights:

• Washington Peace Officer is not a volunteer, provides that a specially commissioned Washington Peace
• If they're federally wise, if something is going on where federal agents need to get into some place,
• So I want to continue to allow specially commissioned officers for that purpose.
• So I want to continue to allow specially commissioned officers for that purpose.
• As sheriff, we, I have given limited commission and special commissions.

Committee: House Community Safety

Transcript Highlights:

• Advance notice of this special meeting was provided to the Secretary of State before December 1st of
• embargo in the event of any medical marijuana or medical marijuana product found by an authorized agent
• We have to use them as our real estate agents basically, and for all procurement.
• They appropriated us with a flat budget, meaning no increase, no decrease, no special funding for any
• special projects.

Transcript Highlights:

• Parole Agent Joshua L.
• Parole agent Joshua L. Bird, California Department of Corrections and Rehabilitation.
• But an agent, an artificial intelligence agent, is not a person.
• But an artificial intelligence agent is not a person.
• AI agents are not humans. I ask for an aye vote. So, you know, mics up.

Transcript Highlights:

• Special needs could be arbitrarily cut off, even though they aren't self-sufficient.
• I am afraid of ICE agents.
• Too many people have been killed, harassed, and attacked by ICE agents.
• As agents... U.S. citizen and veteran to the ICE agents. But that didn't matter.
• ICE agents have proven themselves to be unlawful and disgusting.

Summary: The Senate met in multiple Committee of the Whole sessions and later took third-reading votes on several measures, with the day dominated by election administration bills, immigration-related bills, public safety measures, and a series of bills affecting transgender youth and health care. The chamber also heard ceremonial remarks recognizing Lutheran Day at the Capitol, introduced the Doctor of the Day, and handled routine appointments, messages, and committee reports. Several bills were retained on the calendar, including SB 1431 and SCR 1005. Among the major policy items, senators debated and advanced SB 1049 on spousal maintenance, SB 1053 on concealed weapons permits, SB 1415 on insurance adjuster license eligibility, SB 1015 on health care actions related to gender transition procedures and provider liability, SB 1095 on gender transition care for minors, and SCR 1006 on school-related sex and privacy requirements. Members opposing the transgender-related bills argued they were discriminatory, harmful to youth, and an intrusion into family and medical decisions; supporters said the measures protected children, parental rights, privacy, and medical judgment. The chamber also considered election and campaign finance measures including SB 1003, SB 1006, SB 1037, SB 1040, SB 1057, SB 1168, SB 1237, SCR 1002, SCR 1010, SCR 1013, and SCR 1014, with debate centering on transparency, ballot procedures, voter registration, and disclosure thresholds. Additional bills addressed immigration enforcement and foreign influence concerns, including SB 1055, SB 1058, SB 1093, SB 1152, SB 1289, and SB 1308. Supporters framed these as public safety, election integrity, or enforcement measures, while opponents warned they would chill reporting to police, harm asylum seekers and immigrants, or expand punitive government power. The Senate adopted Committee of the Whole reports and assigned bills accordingly throughout the day, and several measures later received third-reading passage votes, including SB 1049, SB 1053, SB 1415, SB 1015, and SB 1095, with recorded roll-call outcomes and transmission of passed bills to the House.

Transcript Highlights:

• Members, this Senate Bill 2135 Authorizes the county purchasing agent to obtain a Pcard through a local
• agent?
• Exceed $5,000 dollars and then it says or the limit established by the county purchasing agent.
• seeing where the guardrails would be there if we don't have a limit on what the county purchasing agent
• Obviously, utilities at $5,000 dollars for most counties is not a special. Our county would.

Bills: SB2130 , SB2135

Committee: Senate Local and County Government

Keywords: municipal finance, audit exemption, biennial reporting, local government, transparency, county purchasing, purchase card, government accountability, emergency expenditures

Transcript Highlights:

• This measure specifies that all condominium associations, boards, and managing agents are required to
• I support HB 1587 and SB 2294 requiring that all condominium associations, boards, and managing agents
• I support HB 1587 and SB 2294 requiring that all condominium associations, boards, and managing agents
• </c> personally and from a managing agent personally and from a managing agent standpoint.<00:43:23.280
• </c> rental agents. We didn't like that. rental agents. We didn't like that.

Summary: The committee heard testimony on SB 2294, which would require condominium associations, boards, and managing agents to comply with declarations, bylaws, county ordinances, and state and federal laws, including mortgage lending requirements. The Community Associations Institute opposed the bill as redundant, arguing existing law already requires compliance and provides penalties. Supporters, including condominium owners and board members, said the measure would clarify that associations are not “self-governing” in a way that exempts them from outside laws, and cited examples where local officials or police told residents to take issues back to their boards. Several supporters said the bill would reinforce board responsibility for permits, safety, and legal compliance. The committee noted 27 pieces of testimony, with 10 in support and 17 in opposition, and then moved on without taking a vote on the measure in the transcript provided. The committee also took up SB 2298, which would require common interest community proxy forms to include additional language explaining proxy selection options. The Community Associations Institute opposed the bill, saying the proposed language was inaccurate and would not improve consumer clarity unless significantly revised. Supporters argued that proxy forms are confusing and that clearer instructions would help homeowners understand how their votes are being used. Opponents said the added language would make the forms longer and more confusing, and suggested a separate instruction sheet or other educational material instead. Testimony also raised broader concerns about proxy voting being misused in some associations, with one witness urging that proxy voting be eliminated altogether. The committee reported 29 written testimonies, including seven in support, 19 in opposition, and three with comments, and again did not record a final vote in the excerpt. For SB 2300, which would shorten condominium reserve cash-flow projections from 30 years to 25 years, the Community Associations Institute opposed the bill, saying it would not make housing more affordable, would reduce transparency, and would increase the annual burden by giving associations less time to save for long-life components. The group suggested that if affordability is the goal, lawmakers should consider allowing future loans or special assessments with guardrails. Supporters of the bill said the shorter projection period would better reflect practical budgeting and help associations plan more realistically, though some supporters also warned against relying too heavily on loans and emphasized accountability and fiduciary responsibility. Other testimony stressed that the impact of changing the projection period would vary by association and that many owners are already struggling with rising fees. The discussion remained focused on testimony and policy concerns, with no final action on SB 2300 shown in the transcript.

Transcript Highlights:

• I've got some very special guests and lovely friends of mine that are in the gallery, and I'm going to
• Correll served as the first LSU AgCenter Extension Agent in Cameron Parish, where he worked with local
• Correll served as the first LSU AgCenter Extension Agent in Cameron Parish, where he worked with local
• Senate Bill 107 by Senator Morris to provide for a special statewide election on April 17, 2027, for
• Senate Bill 389 by Senator Connick, Title IV, relative to agents and athletes, registration of agents

Bills: HR188 , HR189 , HR190 , HR191 , HR179 , HR180 , HR181 , HR182 , HR183 , HR185 , HR186 , HR187 , HCR75 , HCR76 , HCR77 , HCR78 , HCR79 , SCR24 , SCR36 , SCR39 , SB64 , SB107 , SB152 , SB185 , SB217 , SB232 , SB278 , SB290 , SB294 , SB320 , SB321 , SB419 , SB424 , SB436 , SB440 , SB468 , SB470 , SB476 , SB482 , SB489 , HCR32 , SCR11 , HB12 , HB42 , HB205 , HB222 , HB267 , HB324 , HB325 , HB350 , HB478 , HB610 , HB617 , HB679 , HB745 , HB749 , HB797 , HB807 , HB821 , HB896 , HB979 , HB992 , HB1000 , HB1024 , HB1050 , HB1166 , HB1172 , HB1173 , HB1193 , HB1207 , HB1218 , HB1223 , SB256 , SB180 , HR1 , HR17 , HCR5 , HCR4 , HCR47 , HB59 , HB74 , HB159 , HB330 , HB364 , HB414 , HB458 , HB525 , HB568 , HB786 , HB1008 , HB1033 , HB1034 , HB1041 , HB1062 , HB1070 , HB1079 , HB1112 , HB1118 , HB1139 , HB1151 , HB1176 , HB1182 , HB1196 , HB1214 , HB1241 , HB87 , HB115 , HB162 , HB368 , HB433 , HB441 , HB447 , HB466 , HB481 , HB741 , HB1242 , HB362 , HB893 , HB990 , HB1007 , HB1153 , HB1243 , SB162 , SB349 , SB350 , SB382 , SB383 , SB127 , SB244 , HB615 , HB864 , HB1103 , HB1175 , HB31 , HB225 , HB608 , HB664 , HB897 , HB977 , HB1003 , HB1160 , HB1180 , HB911 , HB306 , HB366 , HB1161 , HB1230 , HB181 , HB901 , HR20 , HR74 , HB284 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB682 , HB733 , HB772 , HB773 , HB996 , HB1035 , HB1058 , HB1082 , HB1113 , HB1189 , HB1234 , HB1240

Summary: The House met with a quorum and handled a mix of ceremonial recognitions, committee reports, and floor action on a large number of bills and resolutions. Members recognized several championship high school teams, including Northlake Christian, Archbishop Hannan, St. Scholastica, Lutcher, and St. Louis, and also designated or commended groups and individuals such as Ascension Parish, the Louisiana Counseling Association, LSU, Dr. Paul Correll, and others. The chamber adopted several resolutions without objection, including measures naming Counseling Day at the Capitol, LSU Day at the Capitol, and honoring Dr. Correll’s retirement, while also receiving and referring various other resolutions and Senate bills to committees or laying them over. The House then took up and passed a series of bills, many with amendments. Major measures included HB 159 creating a Caddo Parish home incarceration pilot program with court, sheriff, and district attorney coordination; HB 364 directing public safety PSAs about celebratory gunfire; HB 414 on background checks for certain health care workers; HB 74 creating a Spectrum Alert program for missing children with autism; HB 568 increasing penalties for visible marijuana use in school zones; HB 786 prohibiting extrapolation in Medicaid provider audits; HB 1033 expanding the definition of critical infrastructure; HB 1041 limiting medical-intervention-based discrimination and mandates; HB 1062 revising the Special School District board; HB 1079 giving charter-school enrollment preference to certain preschool, military, foster care, and custody-ordered students; HB 1139 on discharge planning for involuntarily admitted behavioral health patients; HB 1182 changing occupational therapy licensure credentialing; HB 1214 creating an Office of State Health Care Facilities; and HB 1241 requiring insurers to check for child-support arrears before paying certain settlements. Most of these bills passed by wide margins, often after technical or substantive amendments. Several local and administrative measures also advanced, including bills on utility district per diem, abolishing a police chief position in Edgefield, a crime prevention district fee, and New Orleans historic preservation penalties. The chamber also referred or temporarily returned a number of bills to the calendar, and one local bill on historic preservation in New Orleans was introduced at the end of the transcript. Overall, the meeting was marked by broad bipartisan support for many measures, with recorded roll-call votes on the more contested bills and no major procedural disputes beyond extended questioning on the marijuana-in-school-zones bill and the medical-intervention bill.

Transcript Highlights:

• This bill would require escrow agents to report private land sales to...
• This bill would require escrow agents to report private land sales to the legislature when the buyer
• This bill would require escrow agents to report private land sales to the legislature when the buyer
• Arizona State University will provide special data equipment on the new lunar rover when we get back
• Arizona State University will provide special data equipment on the New.

Summary: The House convened with prayer, the Pledge of Allegiance, approval of the prior journal, and introductions of the Doctor of the Day, guests, and visiting student groups. Members also made several personal privilege remarks, including birthday recognitions and comments about Easter and Arizona’s role in the Artemis moon program. The chamber then took up several Senate bills on third reading. SB 1126, relating to educational records, passed 31-17. SB 1252, relating to assignment for benefit of creditors, passed 48-1. SB 1479, relating to real property and photo ID for official acts, passed 49-0, with one member explaining support for photo identification. The House then resolved into Committee of the Whole for additional measures. In Committee of the Whole, members considered and advanced SB 1099 on defamation and online publication, SB 1107 on public safety and law enforcement, SB 1148 on judiciary matters, SB 1294 on property tax treatment of destroyed property, and SB 1366 on transportation and infrastructure. The committee also considered SB 1237 on election procedures manuals, SB 1243 on notice to guardians in court-ordered treatment releases, SB 1281 on notice of federal land acquisitions, SB 1586 on government matters, and SB 1741 on school release time for religious instruction and academic credit. Several bills drew debate over free speech, election administration, guardianship rights, federal land transactions, and religious accommodation in schools, but all were ultimately recommended do pass. The House adopted the Committee of the Whole reports, placing SBs 1237, 1243, 1281, 1586, and 1741 on third reading and engrossing or advancing the other measures as required. The House then adjourned until Tuesday, April 7, 2026.

Transcript Highlights:

• Real estate agents and real estate wholesalers.
• Real estate agents typically aren't interested in these kind of properties, frankly.
• Real estate agents typically aren't interested in these kind of properties, frankly.
• Licensed Missouri real estate agents.
• I'm also an agent, and so I think it could raise their conduct.

Committees: House Economic Development , House Joint Committee on Rural Economic Development

Transcript Highlights:

• Is there anything that you can do to educate these agents?
• Is there any way we can educate agents, do more to make sure that agents are not giving folks misinformation
• Is there anything that you can do to educate these agents?
• Is there any way we can educate agents, do more to make sure that agents are not giving folks misinformation
• Conversely, if I'm a captive agent—so I'm with, you know, one of the big companies, I'm a captive agent—and

Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focusing on its rapid growth, financial stability, rate adequacy, and role in the homeowners insurance market. Committee members described the Fair Plan as increasingly functioning as a “safety net” rather than a true insurer of last resort, while Fair Plan representatives said the plan was created by statute, is privately funded by member insurers, and is now taking on more business because of non-renewals and limited availability in the admitted market. They emphasized that the plan offers residential and commercial coverage, but not a full HO-3 homeowners policy, and said expanding into that product would require major new staffing, vendor, and claims infrastructure. A major topic was pricing and assessments. Fair Plan officials said their rates have historically lagged their projected costs, especially because reinsurance costs were not fully recoverable in rates until recently. They reviewed recent filings, including a 2023 filing that was reduced from an estimated 80% need to a 35.8% request after working with the Department of Insurance. They also discussed the plan’s reinsurance tower, a new catastrophe bond, and the $1 billion assessment triggered by the 2025 Los Angeles fires after losses exceeded available capital. They said AB 226 helped secure a $600 million line of credit to reduce assessment risk, and they thanked lawmakers for supporting that measure. Members raised constituent concerns about coverage limits, underinsurance, and misinformation from agents. Fair Plan officials said they do not deny applicants because their homes exceed the plan’s $3.3 million limit; instead, policyholders can combine Fair Plan coverage with excess insurance. They said broker training and webinars are being expanded to address misunderstandings, and they noted that raising the cap would depend on achieving actuarially sound rates and sufficient financial capacity. Members also asked about smoke claims from the 2025 fires; the Fair Plan said it has paid covered smoke claims under California law, reviewed closed claims, and removed the “sight and smell” language from its policy form after litigation and CDI action. Public commenters from the insurance industry, builders, agriculture, and nonprofit service providers largely urged faster depopulation of the Fair Plan, more adequate rates, and reforms to the clearinghouse process. Some warned that the Fair Plan is now competing with the admitted market because it can be cheaper in some areas, while others said the plan is still essential because the private market is not serving high-risk or specialized properties. The hearing ended without a vote or formal action, but committee members and Fair Plan representatives agreed to continue working on rate, transparency, and depopulation issues.

Transcript Highlights:

• But in Florida, we called it a fiscal agent.
• Do you want to highlight that there was an FX special assessment performed by Public Consulting Group
• Over on the left is what our current state is, where we have the fiscal agent, where we have a legacy
• Group: of the 81 FX Special Assessment recommendations, 69 of those have been completed.
• We had a governance structure prior to the special assessment.

Summary: The subcommittee heard updates on several major technology modernization efforts, beginning with the Department of Financial Services’ Florida PALM project, which is replacing the state’s decades-old FLAIR accounting system. DFS described PALM as a statewide effort affecting all three branches of government, with cash management already live and the remaining financial management, payroll, and data warehouse components still in development. Officials said the project began in 2014, was restructured after a 2022 legislative pause, and is now being recommended for a go-live delay from January 2026 to July 2026. Members asked about governance, staffing, contract structure, cost growth, and maintenance costs; DFS said the contract is deliverable-based, the current amendment would add a net $2.2 million, and post-go-live maintenance is expected to be about $13 million annually under the current contract through July 2027. The Agency for Health Care Administration then updated the committee on the FX Medicaid enterprise modernization program. AHCA explained that federal CMS directed states to move from monolithic Medicaid systems to a modular approach, leading Florida to procure separate vendors for integration services, data warehouse, unified operations, provider services, and claims processing, with pharmacy benefits still to be procured. Officials said the project has spent about $334 million to date, with most costs federally matched, and requested $189.95 million for the upcoming year. They also highlighted a 2024 special assessment that produced 81 recommendations, most tied to staffing shortages, and said the Legislature added 47 FTEs, with 17 currently filled or being filled. Members asked about governance changes, production status, data access, and future technology maintenance; AHCA said some components are operational, the data warehouse is nearing certification, and the agency is working to keep the system adaptable and nonproprietary. The Department of Children and Families presented its Access modernization project, which is replacing a mainframe-based eligibility system used for SNAP, TANF, Medicaid assistance, and related programs. DCF said the six-year, $205 million project is in its third year and has already delivered a new customer portal with mobile access, multi-factor authentication, and fraud protections, while also building a worker portal, document management, community partner tools, and workload management functions. The agency said it is requesting $36.625 million for the next fiscal year, the same as last year, and emphasized that the project has remained on schedule and on budget by breaking work into smaller modules and using strong vendor and staff support. Members praised the project’s progress and asked about cybersecurity testing and the long delay before modernization began; DCF said security requirements were built in from the outset and that the remaining work will focus on moving staff off the legacy mainframe and modernizing notices and back-end processes.

Transcript Highlights:

• Every day, all day, F.B.I. agents are out there keeping us safe.
• There were no, no undercover F.B.I. agents here in the Capitol on January 6.
• AGENTS ARE OUT THERE KEEPING US SAFE. SO WHY, WHY THIS ATTACK ON THE F.B.I.?
• AGENTS HERE IN THE CAPITOL ON JANUARY 6.
• AGENTS AND INVALIDATED THE CONTRACTS OF THOUSANDS OF GOVERNMENT EMPLOYEES.

Bills: HR776 , HR43 , HR226 , HR42 , HR835

Keywords: Coptic Christians, human rights, Egypt, religious freedom, US-Egypt relations, minority rights, violence prevention, inauguration, Congress, House attendance, ceremony, legislative session, inaugural ceremony, House of Representatives, President, Vice President, adjournment, aviation, transportation, centennial

Transcript Highlights:

• </c> drafted is limited to real estate agents drafted is limited to real estate agents and<00:10:45.600
• </c> special ed or adults who need services. special ed or adults who need services.
• Um<01:52:27.440><c> fiscal</c><01:52:27.920><c> agent.
• I don't know if there's Um fiscal agent.
• And the word that fiscal agent would be.

Committee: Senate Judiciary and Public Safety

Transcript Highlights:

• We now move on to HB 583, registration of agents and organizations associated with foreign nations.
• HB 4023, which amends the charter of the North Springs Improvement District, a special water district
• Next up, we have HB 583, Registration of Agents and Organizations Associated with Foreign Nations, by
• It is an honor to be here today to present HB 583, Registration of Agents and Organizations.
• HB 583, registration of agents and organizations.

Summary: The Government Operations Subcommittee met and took up a long agenda of policy bills, local bills, and open government sunset review measures. The committee first heard HB 433 on administrative procedures, as amended by a strike-all that would create a five-year repromulgation process for agency rules, require review of guidance documents, add cost-benefit analysis requirements, and tighten licensing reporting. Members questioned whether the bill duplicated existing JAPC review functions and raised concerns about costs and the scope of agency authority, but the amendment was adopted and the bill was reported favorably 12-3. The committee then approved HB 699, which increases penalties for certain traffic infractions when they result in a crash; CS/HB 404, a local bill updating the City of Tampa firefighters’ and police officers’ pension plan; HB 711, creating a statewide Spectrum Alert and law-enforcement training for missing children with autism; HB 4023, a local ethics-related charter change for the North Springs Improvement District; HB 583, requiring registration and disclosure for agents and organizations associated with foreign principals and foreign-supported political organizations; HB 251, recognizing International Holocaust Remembrance Day in Florida; and HB 749, extending medical benefits for firefighters who suffer catastrophic injuries during training. Most of these bills drew supportive testimony and were reported favorably by unanimous or near-unanimous votes. The committee also considered several OGSR/open-records measures. PCB GOS-25-04 preserved exemptions for public safety communications system infrastructure records, PCB GOS-25-05 aligned cybersecurity-records sunset dates to October 2, 2026, and PCB GOS-25-06 narrowed exemptions for certain records held by the Department of Financial Services as receiver for insolvent insurers, making more information public. All three were reported favorably on 17-0 votes. The meeting adjourned after the final roll call.

Transcript Highlights:

• And then after we're done with that, we're going to have a special presentation by the Grundy County
• Now we will go into our special presentation.
• I'm a conservation agent in Grundy County, and I know the effects of chronic wasting disease on the deer
• So we have spoken with conservation agents about this, and they told us that they just, they've gotten
• So we talked to our conservation agent and they kind of walked us through the process that it would be

Committees: House Agriculture , House Agriculture, Food Production and Outdoor Resources

Transcript Highlights:

• We have BG Murphy, Florida Association of Insurance Agents, waving in support.
• BG Murphy, Florida Association of Insurance Agents, waving in support.
• I had some folks come up last week who were insurance agents. We had a fantastic conversation.
• From the very beginning, we knew that it would be lifelong specialized care that he would require.
• We rely on medical diapers, medications, specialized formulas, feeding supplies, syringes, tubing, and

Summary: The committee met with a quorum and heard four bills. HB 1311, relating to legal tender, ratified DFS/OFR rules to implement last year’s gold-and-silver legal tender law, repealed a prior repeal provision, and clarified the definition of custodian for electronically transferable gold and silver. The sponsor said the bill was a technical follow-up to ensure the law could take effect; members asked about the need for the bill, consumer awareness, and banking industry input. A technical amendment was adopted, and the bill passed favorably. HB 1343 would create an optional high school elective on property and casualty insurance that could satisfy pre-licensure education for a 440 insurance license after graduation. The sponsor said it would help students enter the insurance workforce or gain consumer literacy. An amendment directing DOE and DFS to develop the curriculum was adopted. Testimony from insurance groups and others supported the bill, and members spoke in favor of the workforce benefits. The bill passed favorably. HB 1291 addressed the Florida Birth-Related Neurological Injury Compensation Association (NICA), aiming to strengthen its long-term solvency by creating clearer triggers for funding remedies and expanding covered services. Public testimony focused heavily on families affected by birth injuries, with a parent and NICA board member describing the lifelong care needs of medically fragile children and the importance of stable funding. Members expressed sympathy and support, and the sponsor said the bill increases access to reserve funds, authorizes casualty insurer assessments, and preserves benefits. The bill passed favorably. HB 271 would cap bail bond rates at 6.5 percent for foreign and alien bail bond insurers as well as domestic insurers, to create a more even competitive and tax treatment across carriers. The sponsor explained that out-of-state corporations had an advantage under current reporting and premium rules. There was no public testimony or debate, and the bill passed favorably. The committee then adjourned.

Transcript Highlights:

• She is a painter specializing in acrylic and oil on canvas, known for creating bold, culturally rooted
• When federal agents, TSA members, are not getting paid, we've had on the news asking for donations to
• When federal agents, TSA members, are not getting paid, we've had on the news asking for donations to
• But indeed, the government is shut down for TSA agents.
• And as far as paying our TSA agents, Elon Musk has offered to do that.

Transcript Highlights:

• </c><01:04:08.799><c> of</c> prohibits any employee or agent of prohibits any employee or agent of certain
• They think that any person who's their citizen is their agent, or at least their agent in waiting, who
• Um we sent them sellers, and agents.
• </c><02:00:10.800><c> They</c> estate agents understand you. They estate agents understand you.
• They're not special circumstance.

Summary: The committee first discussed a budget-related issue involving liquor commission enforcement staff and tobacco enforcement funding. A member explained that proposed cuts to “group two” enforcement positions at the liquor commission could jeopardize the tobacco enforcement money that flows to Health and Human Services, and expressed confidence that the enforcement division would ultimately be preserved. The main hearing was on Senate Bill 19, which would modernize hotel and motel statutes by repealing outdated requirements. The sponsor and the New Hampshire Lodging and Restaurant Association said the bill would remove obsolete rules such as the old guest book/card system and antiquated posting requirements for room rates and motel signs. Members questioned whether the bill would eliminate the requirement to record guest departure dates or affect inspection rights, and the witnesses said the intent was only to remove the book-and-card reference while leaving the rest of the recordkeeping requirement in place. Supporters argued the rate-posting rules are widely ignored, hard to enforce, and outdated in an era of digital reservations and variable pricing; the committee also discussed whether any consumer-protection purpose remained. The public hearing on SB 19 was then closed. The committee then heard Senate Bill 280FN, which would require food delivery services to have an agreement with a restaurant or food retail store before offering delivery from that business. The sponsor said the bill restores a prior law that had sunset and was intended to prevent third-party platforms from listing restaurants without consent. Restaurant industry testimony strongly supported the bill, describing problems with unauthorized listings, delayed deliveries, and reimbursement disputes, and saying the agreement requirement protects restaurant brands and consumer expectations. Members shared examples of delivery problems and voiced support for reinstating the safeguard.

Transcript Highlights:

• I've spent the last 15 years of my legal career specializing in the area of property insurance, having
• I've spent the last 15 years of my legal career specializing in the area of property insurance, having
• So claims adjusters have a license, agents have a license.
• I think... ...claim issues, that we do, and I think a lot of agents try to get involved.
• So as an agent, we're talking about value with our clients and the companies.

Summary: The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin. The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials. Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.

Transcript Highlights:

• </c><01:44:01.760><c> assist</c> bill seeks to establish special assist bill seeks to establish special
• And then further down on a road agent.
• And elected high elected highway agent.
• </c> and then vote for a highway agent. and then vote for a highway agent.
• and um expert highway to highway agents and um expert highway agents<05:23:51.120><c> and</c> agents

Committee: House Municipal and County Government