Transcript Highlights:

• Under the CRA, financial institutions are required to provide banking services to low- and moderate-income
• , financial institutions, as you mentioned, are required to provide banking services to low- and moderate-income

Summary: The committee met on July 15, 2026, but initially lacked a quorum, so it could not adopt prior minutes. Chair Jerry Pollett welcomed new member Senator Victoria Hunt and new JLARC staff, and noted national recognition for recent JLARC reports. The meeting then moved into a series of preliminary audit presentations and an agency strategic management update, with committee members asking questions after each item. JLARC presented a preliminary audit of DCYF’s Juvenile Rehabilitation programs. Staff concluded that crowding, staffing shortages, weak risk assessments, and inconsistent programming combine to create unsafe conditions. The report found that most youth are housed in two large secure facilities operating near or above capacity, incidents rise as population rises, 47% of frontline staff leave within a year, current assessment tools are not valid for the population, and program access depends more on facility than individual need. JLARC made one recommendation to the legislature to address crowding and seven to DCYF, including improving retention, training, incident response procedures, validated assessments, program alignment, and data quality. DCYF Secretary Ross Hunter said the agency agreed overcrowding is a serious problem, described ongoing efforts to improve staffing and safety, and said a detailed response would be provided later. Committee members raised concerns about education access, retaliation against staff or youth who participated in the audit, and whether JR-25 has helped or worsened conditions. JLARC then presented a preliminary audit of Labor and Industries’ enforcement of farm worker labor laws. The audit found that L&I generally meets inspection timelines for health and safety complaints, but not for wage and hour or retaliation complaints, where delays are driven largely by time before assignment to an investigator. Staff said complaint volume exceeds capacity, though the agency has added staff, created screening processes, and reorganized workloads, and 2026 legislation now allows prioritization of complaints and broader investigations. JLARC recommended that L&I report back in December 2026 and December 2027 on backlog reduction and implementation of the new law. An L&I representative said the agency is hiring additional staff and will provide a formal response later. The committee also received a JLARC overview and Department of Health strategic management plan update on hospital data reporting, inspections, complaints, and adverse event reporting. DOH reported measurable progress on inspection compliance, new staffing and licensing systems, translated complaint forms, and plans for future work on language access, adverse event reporting, and financial data dashboards. After lunch, JLARC began its 2026 tax preference performance reviews. The first review covered the Main Street tax credit, which JLARC said has helped increase the number of Main Street communities and businesses, with positive growth near designated districts; JLARC recommended continuing the preference and improving business-count data. The second review covered the equitable access to credit program, which JLARC said appears to support underserved communities by funding loans through CDFIs; JLARC recommended continuing the preference beyond its 2027 expiration. The committee began questions on the program mechanics and the role of the Community Reinvestment Act, and the presentation was still underway when the transcript ended.

Transcript Highlights:

• And I will tell you that the usual solution through history, and even now, has been a kind of a moderate
• And even now, it's been a kind of a moderate solution, that it occurs, not at the moment of the first

Summary: The committee heard a lengthy presentation from Miami-Dade State Attorney Catherine Fernandez-Rundle on human trafficking, describing it as a major criminal enterprise in Florida driven by online recruitment, local victims, and organized traffickers. She outlined Miami-Dade’s task force, victim-centered prosecution practices, training efforts for schools, hotels, transit workers, and other partners, and community-supported services such as the Project Phoenix shelter and Thrive Clinic. She also urged better interstate communication about known traffickers and noted that prior legislative changes, including restrictions on tattooing minors, came from trafficking cases. Senators asked about school-based exploitation, technology and social media recruitment, and information-sharing with other states; Fernandez-Rundle said training and technology remain essential and offered to share materials and tour the facility. The committee then considered CS for SB 656, which Senator Bradley said would codify FDLE’s Internet Crimes Against Children Task Force funding program and rename/expand the online sting operations grant program to better support investigations, training, technology, and personnel. The bill was supported as a needed response to online child exploitation and was reported favorably by unanimous roll call. The committee also passed SB 892 by Senator Martin, which streamlines sentencing procedures for habitual felony offenders and related designations by reducing paperwork delays tied to clemency and requiring clearer notice before pleas; it too was reported favorably unanimously. The most extensive debate centered on SB 164, which would expand Florida’s Wrongful Death Act to allow civil damages for the death of an unborn child. Senator Graal said the bill uses existing statutory language defining an unborn child and is intended to let parents recover damages when negligence causes a pregnancy loss. Supporters argued it recognizes unborn life and should be strengthened; opponents warned it would function as a personhood measure, create liability risks for doctors, businesses, friends, and family members, chill miscarriage and abortion-related care, and worsen Florida’s OB-GYN shortage. Several speakers raised concerns about abuse by rapists or abusive partners and about impacts on IVF and emergency care. The committee heard extensive questioning about the bill’s scope and its relationship to existing criminal statutes, but no vote on SB 164 was taken in the portion provided.

Transcript Highlights:

• And I will tell you that the usual solution through history, and even now, has been a kind of a moderate
• And even now, it's been a kind of a moderate solution, that it occurs, not at the moment of the first

Bills: S0164, S0656, S0892

Keywords: wrongful death, unborn child, civil liability, medical provider, parental rights, habitual felony offenders, violent crimes, enhanced penalties, criminal justice, recidivism

Summary: The committee heard a lengthy presentation from Miami-Dade State Attorney Catherine Fernandez-Rundle on human trafficking, describing Florida’s high victim counts, the role of online recruitment, common victim and trafficker profiles, and several case examples involving sexual exploitation, labor trafficking, and interstate trafficking. She highlighted Miami-Dade’s task force model, partnerships with law enforcement, schools, businesses, and shelters such as Camillus House’s Project Phoenix and the Thrive Clinic, and said the office relies heavily on technology, training, and victim-centered prosecution. Members asked about school-based trafficking, warning signs, social media platforms, and information-sharing about offenders across states; Fernandez-Rundle said more training and better interstate communication are still needed. The committee then took up CS for SB 656, which would codify FDLE’s Internet Crimes Against Children Task Force Funding Program and rename/expand the online sting operations grant program to better support investigations, training, technology, and personnel. The bill was supported as a timely tool to combat online child exploitation and was reported favorably on a unanimous roll call. The committee also passed SB 892, which streamlines sentencing procedures for habitual felony offenders and related violent offender designations by clarifying notice and clemency-related paperwork requirements; it too was reported favorably unanimously. The remainder of the meeting focused on SB 164, which expands Florida’s Wrongful Death Act to allow parents to recover civil damages for the death of an unborn child. The sponsor said the bill is intended to recognize unborn children in civil law and allow recovery when a pregnancy is lost due to another’s negligence. Opponents from the ACLU, reproductive rights groups, medical insurers, and domestic violence advocates argued the bill is overly broad, could function as fetal personhood legislation, and could expose doctors, friends, family members, businesses, and abusive partners to lawsuits while chilling medical care, IVF, and pregnancy-related treatment. Supporters from pro-life organizations urged broader language and stronger protections for unborn children. No vote on SB 164 was taken in the portion provided.

Transcript Highlights:

• based on a family of four 82% of the families who have enrolled are what we consider low income to moderate
• We consider the moderate income At 80% of the federal poverty level are lower, and you can see here the

Keywords: 996, all

Transcript Highlights:

• With that, I'm going to turn it on to Assembly Member Lee to moderate our second panel.
• Member Lee to moderate our second panel. Thank you so much for coming to visit with us today.

Summary: The joint informational hearing focused on CalFresh enrollment, food insecurity in California, the recent federal shutdown’s disruption of SNAP benefits, and the long-term effects of H.R. 1 on eligibility, benefits, and state and county costs. Opening remarks emphasized that millions of Californians rely on CalFresh, that the shutdown briefly delayed benefits for the first time in the program’s history, and that state and local governments, including Alameda County, stepped in with emergency food aid and funding. Members also framed the issue as both a hunger and affordability problem, with several noting that California’s agricultural abundance contrasts sharply with persistent food insecurity. The first panel presented research and advocacy perspectives on food hardship. PPIC’s Tess Thorman described food insecurity rates, disparities affecting households with children and Black and Latino households, and the role of nutrition programs in reducing poverty. Nourish California’s Betzabel Estudio argued that hunger is a policy choice and highlighted campaigns to expand state-funded food assistance for immigrants, support reentry populations, and continue the CalFresh fruit-and-vegetable incentive program. The California Association of Food Banks’ Josh Wright said food banks are seeing sustained high demand, lower federal food supplies, and cannot replace CalFresh, while urging more state support for food purchasing, school meals, and SunBucks. The second panel reviewed CalFresh operations and participation. The California Department of Social Services reported that CalFresh participation has risen over the past decade, with the state closing much of the participation gap through outreach, simplified applications, and demonstration projects such as the Elderly Simplified Application Project and a minimum nutrition benefit pilot. Alameda County Social Services described local caseloads, application trends, and emergency food distributions during the shutdown, while also warning that H.R. 1’s work requirements, immigrant eligibility restrictions, and possible cost-sharing could reduce enrollment. A student CalFresh ambassador testified about the burdensome application and recertification process and urged more funding for campus basic-needs centers and outreach to reduce stigma and administrative friction. In the final panel, county, food bank, and policy witnesses described the shutdown response and the expected impact of H.R. 1. Alameda County Community Food Bank and the County Welfare Directors Association said counties, food banks, and community partners mobilized emergency funds, pop-up pantries, and food purchasing to bridge the shutdown gap, but warned that hundreds of thousands of Californians could lose benefits under the new federal rules. The California Budget and Policy Center began outlining the scale of federal cuts, noting that H.R. 1 will significantly reduce SNAP funding and shift costs to states. No votes or formal committee actions were taken; the hearing was informational and concluded with discussion of possible state responses, including backfilling benefits, preserving outreach funding, and improving administrative systems to protect enrollment.

Transcript Highlights:

• big rate increase since the pandemic, rate increases have been 5 to 7 percent, so they have been moderating
• So we have moderated that.

Transcript Highlights:

• So within that standard, there are high, moderate, and low.
• So we pivoted to NIST 800-53 moderate.

Transcript Highlights:

• state through our traveling science exhibits, and our center for entrepreneurship supporting low- to moderate-income
• state through our traveling science exhibits, and our center for entrepreneurship supporting low- to moderate-income
• c><01:30:57.920> to entrepreneurship supporting low to entrepreneurship supporting low to moderate
• > families<01:30:59.840> working<01:31:00.159> to<01:31:00.400> grow moderate
• income families working to grow moderate income families working to grow their<01:31:00.880> small

Keywords: 912, senate, all

Summary: This joint informational briefing focused on Act 310 grants and aid, with committee members hearing one-minute testimony from organizations first in person and then by Zoom. At the outset, the chairs explained there would be no Q&A during the briefing and asked testifiers to focus on how federal cuts were affecting their work. The meeting was organized by registration number and included both neighbor island and Oʻahu applicants. Testimony centered on organizations seeking state support to offset federal funding losses or anticipated reductions. Health and social service providers described impacts from Medicaid, SNAP, ACA subsidy, Title X, and other federal changes, including Aloha Care, Community Clinic of Maui, Healthy Mothers Healthy Babies, West Hawaiʻi Community Health Center, Hawaiʻi Disability Rights Center, Hawaiʻi Youth Services Network, Alcoholic Rehabilitation Services of Hawaiʻi, and Kokua Kalihi Valley. Other groups highlighted losses affecting food security, housing, disaster preparedness, and climate resilience, including the Kohala Center, Feeding Hawaiʻi Together, Hawaiian Lending and Investments, Dynamic Community Solutions, and the Pacific Tsunami Museum. Several arts, youth, and education organizations also testified, including Hawaiʻi Literacy, Hawaiʻi Youth Symphony, Honolulu Theatre for the Youth, Sounding Joy Music Therapy, Big Brothers Big Sisters Hawaiʻi, Girl Scouts of Hawaiʻi, Kids Hurt Too Hawaiʻi, and US Vets, each requesting funding to preserve programs and staffing. No votes or formal committee actions were taken during the briefing. The only action was procedural: the chairs moved through the applicant list, limited testimony time, and then transitioned from neighbor island in-person testimony to Oʻahu and later Zoom participants.

Transcript Highlights:

• the Anniversary Committee, the Time Capsule Committee, the Old Home Day Committee, assistant town moderator
• , assistant school district moderator, and state rep for many years.
• I first got into politics with Norm when I ran for moderator of class style and then moderator for the
• Norm served with me for 12 years as assistant moderator.
• He served at least 20 years before that as assistant moderator to the town.

Keywords: 1189, house, all

Transcript Highlights:

• characterizes the project as an accessibility improvement project that is, quote, high cost with moderate
• public support, that has physical environmental impact and moderate connection with other facilities
• ><01:22:18.639> high<01:22:18.960> cost<01:22:19.920> with<01:22:20.239> moderate
• that is quote high cost with moderate that is quote high cost with moderate public<01:22:21.040>
• has physical environmental<01:22:23.920> impact<01:22:24.400> and<01:22:24.719> moderate

Keywords: 928, house, all

Summary: The committee heard testimony on SB 27FN, which would change how improvements to dwellings over water are handled and align those projects more closely with the state building code. The bill was presented by Trisha Milo on behalf of Senator Lang, and attorney John Cronin explained that it arose from a specific New Hampshire Supreme Court case involving the Newcombs’ lakeside property, but that it could affect a small number of older waterfront homes statewide. He said the intent was to give the Department of Environmental Services (DES) limited waiver authority for improvements that do not harm water quality, plant life, or fish, while still requiring DES review and local permits. Committee members asked several questions about the scope of the bill, including whether it was tied to one case, how many properties might be affected, what counts as “living space,” and whether the language could allow larger decks or other expansions. Cronin said the bill was meant to be narrow, focused on access and egress and not on creating new living space, and that DES would still be able to deny unreasonable requests. He also described the Newcombs’ project as a rehabilitation of an older structure that had been approved locally and later challenged by DES, leading to the current dispute. Darlene Forst, the Wetlands Bureau administrator at DES, testified in opposition. She said the department was surprised the bill was being heard because it believed the Senate had sent it to interim study, and she argued the language was unclear and could have broader statewide effects than intended. Forst also said the underlying case was still active and should not be effectively re-litigated through this bill. No vote or final committee action was taken during the portion of the hearing provided.

Transcript Highlights:

• Um, happy to speak to this as the reasonable moderate perspective here, uh, and urge a yes vote on the
• :18.479> reasonable to speak to this as the reasonable to speak to this as the reasonable moderate
• :38:22.000> uh,<02:38:22.080> and<02:38:22.399> urge<02:38:22.560> a moderate
• perspective here uh, and urge a moderate perspective here uh, and urge a yes<02:38:23.040> vote
• discussion on this amendment Further discussion on this amendment should relate to the amendment and the contents

Keywords: 981, all

Summary: The House convened with a quorum, approved the journal from April 16, 2026, and then moved to announcements and introductions. Representative Woodro welcomed fifth grade students from Denver Academy and recognized his son Ari on his 12th birthday, leading the chamber in singing happy birthday. The House then agreed to take up a memorial out of order. Senate Joint Memorial 1, honoring the late Senator Faith Winter, was read at length and supported with remarks describing her legislative work on transportation, climate, paid family and medical leave, environmental justice, women’s leadership, and bipartisan efforts. Representative Wilford and others spoke emotionally about her public service and personal impact. The memorial was adopted on a 50-10 vote, with 15 excused, and Representatives Rutinel and Lindsay were listed as co-sponsors. The chamber then considered committee reports and special orders. The Appropriations Committee reported several bills favorably, and the majority leader moved a slate of bills to special order. House Bill 1317, creating a unified system of post-secondary talent development and a transition plan for workforce development programs, was amended in committee to remove travel reimbursements, clarify adult learners’ inclusion, adjust advisory committee membership, and preserve type one status for affected departments; it passed the House. Senate Bill 85, concerning military protection orders in domestic violence cases, also passed after Judiciary Committee amendments clarifying law enforcement database checks. Senate Bill 95, supporting victim survivors of certain crimes, passed Judiciary but drew floor opposition from several members who argued the bill’s jury-related provisions conflicted with confrontation rights and due process; despite those concerns, the bill advanced after further debate continued.

Transcript Highlights:

• And that's where the public utilities role as a regulator comes in to moderate that.
• the direct link between allowed revenues and investment levels. role as a regulator comes in to moderate
• role as a regulator comes in to moderate that.<00:16:04.000> um<00:16:04.240> they<00:
• interconnection approval PIM, the advanced metering infrastructure utilization PIM, and a low to moderate
• And it could be non-content. It could have Hawaiian Electric's proposal.

Keywords: 912, senate, all

Summary: The Senate Commerce and Consumer Protection Committee held an informational briefing on the Public Utilities Commission’s performance-based regulation (PBR) framework and the Department of Commerce and Consumer Affairs’ whistleblower complaint process. Chair Jared Kohole opened the meeting, noted it was informational only with no public testimony, and explained that members would hear presentations and then have an opportunity for questions. The committee heard first from Ulupono Initiative, which provided background on why utilities are regulated, how Hawaii’s cost-of-service model and rate cases work, and why PBR was adopted to shift utility incentives away from a capital-investment bias and toward performance, efficiency, cost control, and policy goals such as renewable energy and reliability. Ulupono described Hawaii’s PBR structure as a five-year multi-year rate plan with annual revenue adjustments, a customer dividend, a Z factor for extraordinary exogenous events, and an exceptional project recovery mechanism for large projects. It also outlined performance incentive mechanisms tied to renewable portfolio standard progress, interconnection speed, reliability, and shared savings. The presentation said the current docket is evaluating a possible hybrid approach that would combine forward-looking forecasting with historical results, and Ulupono advocated for stronger incentives, arguing the current rewards are too small relative to utility revenues and should be more meaningful to better align utility behavior with legislative intent. The PUC then presented its own overview, emphasizing that the PBR docket is open and active and that the briefing was limited to the record to avoid ex parte concerns. The commission described the development of PBR in Hawaii through multiple phases beginning in 2018: an initial collaborative phase to set goals, a formal contested-case phase that produced the initial framework, later phases adding scorecards, reported metrics, and additional performance incentive mechanisms, and subsequent refinements including sunset of some mechanisms and adjustments after the August 2023 Maui wildfires. The PUC said the framework is intended to be customer-centric, administratively efficient, and protective of utility financial integrity, and that current work includes evaluating how to balance forward-looking and historical test-year approaches within the rebasing process. No votes or formal actions were taken at the briefing.

Transcript Highlights:

• Martinetstown, a community with a lot of needs, a lot of infrastructure needs, and folks that are low to moderate

Keywords: 996, all

Transcript Highlights:

• You know, we really focus on low and moderate income families, families living paycheck to paycheck,

Bills: HB1193, HB2495, HB2733, HB3104, HB3395, HB4325, SB3009

Keywords: HB 1193, informal marriage, common-law marriage, declaration of informal marriage, confidentiality, privacy, county clerk, vital statistics unit, Family Code, Health and Safety Code, marriage records, public records, personally identifying information, PII, legal representative, Texas marriage law, child enrollment, parent rights, managing conservator, education

Transcript Highlights:

• You received your discount plus a moderate fee of $345, and the patient paid a $5 copay. ...$345, and

Keywords: 923, senate, all

Transcript Highlights:

• There is the low to moderate income community solar program and there is a non-residential competitive
• <03:48:50.000> income There is the low to moderate income There is the low to moderate income
• And that the low and moderate<04:35:49.760> income<04:35:50.160> community<04:35:50.561
• > solar<04:35:50.959> program moderate income community solar program moderate income community
• <04:36:48.959> income including low and moderate income including low and moderate income

Keywords: 1189, house, all

Transcript Highlights:

• Finally, I recommend strengthening the language around the moderate to vigorous physical activity requirement

Bills: SB 25, SB25, SB314

Keywords: attorney ad litem, indigent parents, parent-child relationship, legal representation, Texas Family Code, court procedures, nutrition, health standards, food labeling, education, dietary guidelines, medical education, food safety, school meals, child nutrition, food additives, public health, 1185, senate, all

Transcript Highlights:

• Um, I also self-identify as a person with a disability, specifically I grew up with a severe to moderate
• <01:26:06.080> severe<01:26:06.960> to<01:26:07.199> a<01:26:07.440> moderate
• grew up with a severe to a moderate grew up with a severe to a moderate stutter. stutter. stutter
• Seventy-five percent of the people that complete the application form that we serve are considered moderate
• Seventy-five percent of the people that complete the application form that we serve are considered moderate

Keywords: 1187, senate, all

Transcript Highlights:

• also an amendment to the language that’s in there for 464 because uh you don’t uh um assistant moderators
• It’ll be also an amendment to the language that’s in there for 464 because assistant moderators and inspectors
• It can’t be a voice vote because it can’t be the moderator judging whether it was more than three-fifths
• It can’t be a voice vote because it can’t be the moderator judging whether it was more than three-fifths
• It can’t be a voice vote because it can’t be the moderator judging whether it was more than three-fifths

Keywords: 1191, senate, all

Transcript Highlights:

• with the AFT to bring curriculum in. to bring in such uh to bring in such uh such<01:09:39.839> content
• as<01:09:40.600> global<01:09:41.040> citizenship<01:09:42.120> that such content
• as global citizenship that such content as global citizenship that promotes<01:09:42.600> the
• /c><01:36:33.120> the<01:36:33.240> table<01:36:33.600> of<01:36:33.760> contents
• photocopy all of the table of contents photocopy all of the table of contents of<01:36:35.520>

Keywords: 1191, senate, all