Transcript Highlights:

• Committee on Transportation and Energy.
• </c> transportation and energy after transportation and energy after consideration<00:33:37.679><c> on
• I'll pay the fine. recognize once again um former state recognize once again um former state senator<
• and Energy Committee report.
• </c> 12th day of February, 2026, state 12th day of February, 2026, state capital<01:18:22.000><c> of<

Keywords: 981, all

Transcript Highlights:

• In fact, it states in Article I, Section 8, that states are supposed to make anything but shall make
• It states in Article I, Section 8, that states are supposed to make anything but shall make anything
• I'm the state concessionaire down at Windsor State Beach, which is the local launch at Lake Havasu.
• In order to, in order, I'm the state, I'm actually the state concessionaire at Windsor, so they check
• In 2019, the town worked in conjunction with the State Land Department to annex 4,150 acres of state

Committee: Senate Senate Finance Committee of Reference

Summary: The Senate Finance Committee approved the March 16, 2026 minutes and then heard testimony on several bills, with the chair noting that votes would be taken in batches because members were coming and going. HB 2939 would increase the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion; Lucid Motors supported it as a rural economic development tool, while Senator Epstein questioned the fiscal note and whether the higher credit would actually attract new investment. HB 2950 would authorize tourism improvement areas funded by voluntary lodging assessments to support marketing and tourism promotion; the Arizona Lodging and Tourism Association and Visit Phoenix backed it as a competitive tool for rural and urban destinations, and committee members focused on whether participation was truly voluntary and how the assessments would be administered. HB 2780 made technical conforming changes to Arizona’s property tax lien foreclosure and excess proceeds sale process, building on a prior law that created a mechanism for delinquent property owners to recover equity; the sponsor and a longtime constituent said the changes would fix timing and credit-bid language so qualified entity sales could work in practice. HB 2502 would let certain elected officials in ASRS retire at normal retirement age without resigning their office, with the employer paying the alternate contribution rate; ASRS said it was neutral, and the sponsor argued the bill would treat elected officials more like other ASRS members. The committee then adopted do-pass recommendations for HB 2502, HB 2780, HB 2950, and HB 2939, with each passing on split votes. The committee also adopted a striker to HB 2140, allowing the State Treasurer to invest up to 10% of state trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and the Sound Money Defense League argued it would diversify reserves and hedge against market disruption, while opponents said gold is volatile, costly to store, and not something taxpayers need the state to buy. HB 2140 then passed as amended on a 4-2 vote. Finally, the committee heard HB 2398, as amended, which requires commercial liability insurance for watercraft rentals and peer-to-peer boat sharing programs, with supporters saying it addresses uninsured rental boats and law enforcement concerns; the bill passed as amended on a 6-1 vote. The committee also heard HB 2999, a major housing-finance bill creating state affordability infrastructure districts to finance public infrastructure through bonds and assessments; proponents said it would lower housing costs by spreading infrastructure costs over time, while contractors and some senators raised concerns about payment risk, impact-fee treatment, and whether savings would reach homebuyers. After adopting a striker and hearing extensive questions, HB 2999 passed as amended on a 6-1 vote.

Transcript Highlights:

• House Environment, Energy, and Technology Committee is convening. We do have a quorum.
• It's a code cleanup, Representative Scott.
• related to the Petroleum Clean Water Trust Fund Act, and it literally just cleans up and clarifies code

Summary: The House Environment, Energy, and Technology Committee met with a quorum and considered three bills. House Bill 593, which had already been heard, was moved by Representative Redmond and approved for a due pass recommendation to the floor without discussion. House Bill 714, sponsored by Representative Vander Woude, would repeal Chapter 58 and reorganize hazardous waste siting provisions into Chapter 44, Title 39, consolidating and updating language from an older, unused framework. He said the bill was developed with DEQ and stakeholders to remove duplicative provisions and reflect current practice. Roy Gehrin, representing Republic Services, testified in support and said the company worked closely with DEQ and other stakeholders on the legislation. The committee then voted to send HB 714 to the floor with a due pass recommendation. Senate Bill 1265, presented by Representative Scott, was described as a code cleanup bill related to the Petroleum Clean Water Trust Fund Act. She said it removes expired historical distribution language, obsolete cross-references, and other outdated provisions without changing funding percentages or eligibility standards. Representative Thompson moved the bill to the floor with a due pass recommendation, and the committee approved that motion. The meeting then adjourned.

Transcript Highlights:

• The House Environment, Energy, and Technology Committee is convening. We do have a quorum.
• It's a code cleanup, Representative Scott.
• related to the Petroleum Clean Water Trust Fund Act, and it literally just cleans up and clarifies code

Committee: House Environment, Energy and Technology

Keywords: 989, all

Transcript Highlights:

• Beginning with the State Office of Administrative Hearings on page 5 of your document.
• Turning to the State Securities Board.
• That completes the Department of State Health Services.
• Item 5 at the bottom of the page, state initiatives, State Office of Administrative Hearing Attorneys
• At the bottom of the same page, item E addressed growth to state hospital regulatory reviews.

Bills: SB 1

Committee: Senate Finance

Keywords: campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards

Transcript Highlights:

• Following this senseless tragedy, our leadership publicly stated that the responders were, and I quote
• We do not recognize EMS as an essential service in the state.
• And they don't just cover Hennepin County; they cover the whole state.
• of EMS in the state as a whole.<00:28:17.600><c> John,</c> whole.
• If Washington wants to do something, this is what they can do. issue is the wheels moving means that

Keywords: 1187, senate, all

Transcript Highlights:

• Now I pledge allegiance to why the United States of America and to the Republic for which it stands one
• So just shift costs of relocating broadband cable video, utilities from providers to state and local
• We have to do that. >> Let's go ahead and move to bar Code 7, 7, 7, 2, 7, 2, >> Okay.
• And those found in state requirements for education facilities of the Florida building code prohibits
• It's it's really across the state. And I would I would say this.

Keywords: 999, senate, all

Transcript Highlights:

• No matter what part of this great state we call home, we are truly one state under God.
• Is that what that section states? Thank you. Claims. Is that what that section states?
• How's that good state policy?
• To allow the Secretary of State to obtain data from the Department of Public Safety regarding cross-state
• It's very good, possibly the best data available for cross-state moves, and it's already in the state

Summary: The Senate convened with a quorum, heard an invocation, recognized a Karnes County Day delegation and the Texas Association of Museums, received a governor’s message on Texas Diabetes Council appointments, and introduced the Doctor of the Day. The chamber then took up several resolutions, including SR 388 honoring the Texas Association of Museums, and adopted SRs 380, 382, and 387 by voice vote. Senator King was excused due to a family death, and the journal reading was dispensed with. The Senate then moved through a series of bills, most of them on expedited suspension of the regular order and three-day rule. Measures passed included SB 868 on Rural Volunteer Fire Department Assistance Program funding for high-wildfire-risk areas; SB 264 exempting certain family motor-vehicle transfers from tax; SB 2112 on oyster mariculture penalties; SB 1484 on catfish labeling and marketing; SB 660 on bollards near hospital emergency rooms; SB 1809 creating offenses for gift card fraud; SB 32 and SJR 81 providing business personal property tax relief and a related constitutional amendment; SB 1267 modernizing boat titling and adding disclosure for hidden hull damage; SB 1470 allowing DPS data sharing for voter list maintenance; SB 2406 and SB 2407 implementing Sunset recommendations for the Sabine River Authority and Lower Neches Valley River Authority; SB 609 on school district compliance with legally required policies; SB 921 on ex parte Medicaid eligibility renewals; SB 2320 increasing DWI penalties; SB 1822 requiring disclosure and oversight of AI-based utilization review algorithms; SB 693 on notaries public and deed theft prevention; and SB 664 setting statewide qualifications and oversight for magistrates and related judicial officers. One of the most contested items was SB 779 on common law public nuisance claims, which drew extended debate over whether the bill would limit lawsuits against lawful, regulated activities and whether it would preserve private nuisance and other existing remedies. Despite objections, the Senate suspended the rules and passed the bill to engrossment by a 17-12 vote, holding it there. Another debated measure was SB 1008 on state and local authority over the food service industry; after a perfecting amendment, it was passed to engrossment and then to final passage. Several bills were adopted or passed with near-unanimous support, while others, including SB 1267, SB 1470, SB 1822, and SB 2320, saw some opposition but still cleared the chamber.

Transcript Highlights:

• center, or state medical school, forgive me.
• Research Program and State Energy Research Center, where we have invested in technologies through these
• Research Program and State Energy Research Center, where we have invested in technologies through these
• and 30 days in prison in Century Code already.
• States are getting to work along those lines.

Summary: The Tax Reform and Relief Advisory Committee met with a quorum, approved the March 17, 2026 minutes, and heard a lengthy update from Tax Commissioner Brian Croshys on property tax relief programs. He reviewed the Homestead Property Tax Credit, Disabled Veteran Credit, and Primary Residence Credit, noting increased relief after House Bill 1158 and House Bill 1176, but also discussing how some households “income adjust out” of eligibility over time. Members asked about indexing income thresholds, expanding eligibility by age alone, simplifying administration, county-level notices, and whether the county and state systems could be streamlined. Croshys said the programs are heavily used, largely administered at the county level, and that the department is still refining compliance and reporting; he also said there were no material findings or overarching concerns in the latest review. The committee agreed more detailed PRC information would likely come back in a September meeting, and the chair announced an afternoon recess for lunch before later reconvening. Shelly Myers then presented the statewide property tax increase report, the zero-growth report, and a statistical report on property values and tax levies by class. She explained how county auditors report levy and valuation data, how increases and decreases are counted, and identified counties and cities with the largest percentage changes in growth or decline. She also summarized recent trends: agricultural values remain relatively flat, while residential, commercial, and centrally assessed values have risen over the last five years; in 2025, residential property accounted for the largest share of statewide property tax levies, followed by commercial, agriculture, and centrally assessed property. Committee members asked about unusual zero-growth figures, the effect of annexation and land-use changes, and whether the 3% levy cap was forcing political subdivisions to use reserves or defer spending. Myers said many counties complied by using reserves, delaying capital projects, or limiting increases, and that some counties had not used their full cap. The committee then moved to the stripper oil extraction tax exemption. Commissioner Croshys reviewed the state’s oil tax structure and estimated the revenue impact of keeping stripper wells exempt from extraction tax while still paying production tax. He said the exemption saves operators hundreds of millions of dollars over a biennium, while the state still collects production tax on those wells. He also discussed projected impacts if the exemption were changed for future wells and noted that future outcomes depend on oil prices, production declines, and technology such as CO2 enhanced oil recovery. Nathan Anderson of the Department of Mineral Resources briefly explained the historical difference between the 35-barrel and 30-barrel thresholds for certain wells, citing differences in completion costs and lateral lengths. The committee then heard from EERC CEO Charles Gorecki, who presented an analysis of oil well life cycles and said most oil is produced before wells reach stripper status, but that refracturing or other reinvestment can significantly extend production and keep wells above the threshold for years.

Transcript Highlights:

• We engage our local partners, our local law enforcement, the state partners, state highway patrol, folks
• Current state, Duke Energy has about 74% of our customers on some form of automation, with 49% of them
• Just a brief overview of where we serve: we provide both regulated and unregulated energy to nine states
• Also, once again, state interest.
• and the citizens of the state.

Committee: Senate Regulated Industries

Summary: The committee met to hear invited presentations on storm recovery and storm protection from the Florida Public Service Commission, Florida Power & Light, Duke Energy, Tampa Electric, Chesapeake Utilities, and the Office of Public Counsel. The PSC reviewed the history of storm restoration financing and utility hardening efforts after major storms such as Hurricane Andrew, the 2004-05 hurricane seasons, Irma, and Michael, explaining storm reserve funds, storm recovery bonds, and the current three-year storm protection plan process. The commission’s role in approving plans and later reviewing prudence of actual costs was emphasized, along with the types of work included in the plans such as vegetation management, pole replacement, undergrounding, feeder hardening, and substation flood protection. The utilities described their own storm-hardening investments and recent storm performance. FPL said it has spent about $4.9 billion on storm protection and recovery-related efforts, highlighted improved restoration times during Helene and Milton, and said it is expanding undergrounding, feeder hardening, and smart-grid technology. Duke Energy reported more than 40,000 hardened poles and structures since 2021, major gains from self-healing grid technology, and faster restoration during recent storms. Tampa Electric described a roughly $200 million annual storm protection effort, including vegetation management, undergrounding, substation hardening, and new storm surge protections, and Chesapeake Utilities discussed its smaller-scale hardening program, vegetation work, pole replacement, and rapid restoration after Helene in Nassau County. Committee members asked about how utilities prioritize neighborhoods for lateral hardening, whether maps of planned projects could be shared, how much each utility has spent on undergrounding and hardening, and how reliability comparisons are normalized against the national average. Public Counsel Walt Trierweiler argued that storm recovery and hardening costs fall too heavily on investor-owned utility customers, said the current framework lacks a meaningful cost-benefit or prudence check at the planning stage, and urged broader sharing of storm costs because the benefits extend to the whole state. Senators also discussed whether the commission can review the reasonableness of approved programs and whether future reports or recommendations from Public Counsel would be helpful. No votes or formal actions were taken.

Transcript Highlights:

• </c> drivers of energy costs. drivers of energy costs.
• </c> from high energy burden. from high energy burden.
• conservation and optimization legislation that is really driving energy efficiency across the state.
• </c><00:45:47.119><c> And</c> energy efficiency across the state.
• And energy efficiency across the state.

Committee: Senate Energy, Utilities, Environment, and Climate

Keywords: 1187, senate, all

Transcript Highlights:

• That money leaves our state and is never reinvested into our state.
• That's not true in a lot of states; as soon as they retire, they move out to another state.
• that we've passed concerning where we want to be as a state with clean energy as a whole.
• XGS Energy.
• Back to the state each year.

Committee: House Investments & Pensions Oversight Committee

Transcript Highlights:

• An act to amend the State Finance Law in relation to requiring events held by the state or on state property
• So in the United States, a number of other states have enacted similar packaging EPR laws.
• So the comment was just made that other states have EPR, and my question is: Has any other state gone
• Does any other state go this far?
• of the State University of New York and the senior colleges of the city. of the State University of

Committee: Senate Finance

Keywords: 993, senate, all

Summary: The New York State Senate Finance Committee met with Senator John Liu presiding for Chair Liz Krueger, joined by members of the majority and minority. The committee considered a broad agenda of bills covering agriculture, public health, technology, taxation, corrections, education, housing, transportation, and civil rights. Among the measures discussed were a youth agriculture entrepreneurship summer employment program, a Bronx asthma study commission, a statewide multi-factor authentication requirement for governmental entities, a tax on noise emissions from certain helicopter and seaplane flights, a requirement that state events serving alcohol include New York-produced alcohol, a veterans and service members alternative resolution program, packaging reduction and recycling infrastructure legislation, limits on certain debt-collection practices involving foreign sovereign debt, commissary rules in correctional institutions, school energy performance contract recovery periods, a senior rent cap tied to income, a dental health demonstration project, farm succession planning, Operation SNUG gun violence prevention grants, expanded breast cancer screening coverage, direct Medicaid billing for creative arts therapists, a vacant storefront registry, academic credit for volunteer firefighters and EMTs, a plan to expand wheelchair-accessible vehicles outside New York City, STAR exemption notification, restrictions on certain tropical hardwoods in state contracts, a PSC guidebook on gas and electric rate making, gender-affirming care coverage and anti-discrimination provisions, and state leave for Civil Air Patrol members on airport-assigned missions. Most of the meeting focused on the packaging reduction and recycling infrastructure bill, which drew extended debate. Supporters said the bill had been revised after months of discussion with industry, included waivers for food safety and federal-law conflicts, and could save local governments money through producer responsibility funding. Opponents argued it would raise costs, harm food packaging flexibility, threaten food safety, and hurt manufacturers and small businesses, citing examples from dairy, meat, and coffee businesses. The sponsor’s representative said the bill had been updated and that some small businesses would be exempt, while acknowledging not all concerns were resolved. The committee also discussed the fiscal impact, with testimony that upfront state costs would be reimbursed and localities could see savings. Several other bills prompted brief policy discussion, including the helicopter/seaplane noise tax, where staff explained it would be assessed per ticket or up to $200 per flight and exempt quieter aircraft meeting DOT standards, and the sovereign debt/claims bill, where a senator warned it could drive financial activity out of New York. The committee also heard concerns about the packaging bill’s effect on New York food manufacturers and the availability of waivers. After discussion, the committee voted to report the bills; the transcript indicates the measures passed, generally with some members recorded as without recommendation or opposed, and all listed bills were moved to the floor before the meeting adjourned.

Transcript Highlights:

• We just need to make our state competitive with the other states.
• It's really common in energy production facilities in our state that part of that land would be commercial
• The state does that in other energy production contexts, but it is not specified in the bill.
• There is a difference in the setbacks depending on state to state.
• We are a 501(c)(3) that promotes renewable energy and energy efficiency across the state.

Committee: House Utilities

Summary: The committee first took up House Committee Substitute for House Bills 21, 22, and 1626, which would combine the bills and add a clawback/refund provision for construction work in progress in base rates if costs were imprudently incurred or a project is not placed in service in a reasonable time. Supporters argued Missouri should remove its CWIP ban to stay competitive with neighboring states and attract utility investment, while opponents warned about unknown costs and timelines for ratepayers. The substitute was adopted, and the committee voted the combined bill do pass by 12 ayes and 7 noes. The committee then considered House Bill 2711, as amended by a substitute, dealing with broadband-related property tax treatment. The sponsor explained the substitute narrowed the bill to new installations, added a seven-year sunset, and aimed to clarify assessment issues. Supporters said the measure would help expand broadband infrastructure and improve service in underserved areas, while opponents argued the tax break should not apply to upgrades within existing service territories and questioned whether the bill truly expanded access. The committee adopted the substitute and voted the bill do pass by 12 ayes and 7 noes. The remainder of the hearing focused on House Bill 2762, a broad solar/wind/water measure. The sponsor described provisions setting a $2,500 per megawatt tax on solar nameplate capacity, creating more uniform assessment rules, establishing setbacks for solar facilities, limiting eminent domain use, and including smaller sections on water district dissolution and wind turbine lighting. Testimony was mixed: solar developers, Clean Grid Alliance, Renew Missouri, and Missouri Farm Bureau supported clearer rules, grandfathering, and setbacks they viewed as reasonable, while landowners and local residents raised concerns about property rights, transparency, runoff, glare, noise, and the impact of large solar projects on neighboring farms and homes. No final action on HB 2762 was taken in the portion provided, but the chair said a committee substitute would be developed to address the solar issues more comprehensively.

Transcript Highlights:

• inaudible] [inaudible] [inaudible] [inaudible] [inaudible] I pledge allegiance to the flag of the United States
• The chair asked if anyone else wished to be heard on House Bill 313, and seeing none, stated that the
• </c><00:28:26.360><c> or</c> be spent whether it's at a state or be spent whether it's at a state or
• </c><00:38:56.319><c> of</c><00:38:56.839><c> conduct</c> educator code of conduct educator code of conduct
• </c> children who were outplaced out of state children who were outplaced out of state I<01:55:43.560

Keywords: 928, house, all

Summary: The committee first took up House Bill 313, and Representative Perez moved to retain the bill, saying it needed work and was not ready as written. Representative Smith supported that approach, and the motion to retain passed 18-0. The committee then considered House Bill 391, an anti-SLAPP measure. Representative Smith and others argued the bill was too broad, could create litigation and discovery disputes, and might even be read to affect criminal cases. The committee voted 18-0 to retain HB 391 as well, and the chair agreed to place it on consent with a report to be prepared. The committee next heard House Bill 462, establishing a cause of action for unwarranted video imaging of residential properties. Representative McFarland moved to retain, saying the bill raised First Amendment and property-rights concerns. The motion passed 18-0. The committee then took up House Bill 509, a fiscal note bill requiring reporting related to forfeitures. Members on both sides discussed the bill’s cost, the burden of collecting and collating the data, possible duplication across fiscal years, and whether the information was already being collected. The OTP motion passed 11-7, and Chairman Lynn asked Representative McFarland to prepare the report; a minority report was anticipated. Finally, the committee considered House Bill 520, which would authorize Department of Education hearing officers to issue subpoenas. Representative Kuttab supported the bill, saying similar authority exists in other agencies and states. Opponents argued the DOE already can obtain information through the attorney general, that the bill would create an unbalanced internal enforcement process, and that the subpoena authority was not tied to the curriculum-related concerns raised in testimony. Representative Ter offered Amendment 0842H to shift subpoena authority from DOE hearing officers to the attorney general; the amendment failed 7-11. The committee then voted on the bill as amended, and the OTP motion passed 10-8, with a minority report also requested.

Transcript Highlights:

• on around the state.
• It's in our state.
• I'm here specifically to address Century Code 53-06 of the Century Code.
• I'm here specifically to address Century Code 53-06 of the Century Code.
• And that there is legislation that's pending or has been approved in the state of Washington that does

Committee: Joint Judiciary Committee

Summary: The Judiciary Interim Committee met to continue its study of charitable gaming, especially the ownership of alcoholic beverage establishments by licensed charitable gaming organizations and the relationship between charities, site owners, and gaming manufacturers/distributors. Legislative Council reviewed the background memo and Attorney General’s Gaming Division explained the legal framework, including site authorizations, rent limits, allowable expenses, and restrictions on distributors and manufacturers. Members focused heavily on electronic pull tabs, asking about the large gap between gross proceeds and adjusted proceeds, how much is paid out in winnings, how much is retained for expenses, and whether the 60% allowable-expense cap is being used as intended. The AG’s office said e-tabs account for most gaming volume, that winnings make up much of the difference, and that some organizations do not use the full 60% while others may exceed it, though only the capped amount counts as gaming expense. The committee also discussed the number of gaming organizations that appear to own or be affiliated with bars, the ways those ownership structures are formed, and whether some arrangements may create conflicts or site-selection pressure. The League of Cities and the Association of Counties described the local site-authorization process and recent model policies adopted after the 2025 session. Cities said they can require signed agreements, limit games and machines, set qualifications, and charge up to $100 for site authorization, but cannot require charities to donate net proceeds or force a specific charity or site. They said the new policies are meant to add transparency and local control, though the more controversial parts involve requiring a local nexus or community connection. County representatives said the issue is mostly a city matter and that counties generally take a lighter-touch approach. Committee members raised concerns about whether local rules could unfairly exclude larger regional charities or create inconsistent standards across cities. The North Dakota Gaming Alliance said it supports the study and provided information on charities that own or are affiliated with bars, emphasizing that most gaming organizations do not own alcoholic beverage establishments. Its representative said some charities may pursue bar ownership for site stability and diversification, while others decide against it because operating a bar is difficult. He also said a ban on charity-owned bars could raise federal tax-law issues depending on how it is written, and agreed to provide more detail. The committee asked Legislative Council and the Gaming Alliance for additional information on ownership structures and federal-law questions before the next meeting. Later, the Racing Commission gave a separate update on live racing, pari-mutuel wagering, and related charitable partnerships, and the State Hospital superintendent reported on the Department of Corrections and Rehabilitation’s support services, staffing, and wait lists; no votes were taken on these presentations.

Transcript Highlights:

• And under North Dakota Century Code and North Dakota administrative code, a licensed distributor may
• on around the state.
• It's in our state.
• I'm here specifically to address Century Code 53-06 of the Century Code.
• And that there is legislation that's... ...pending or has been approved in the state of Washington that

Committees: Joint Judiciary , Joint Judiciary Committee

Keywords: 908, all

Transcript Highlights:

• , appropriating money for energy and renewable development account programs and activities.
• , appropriating money for energy and renewable development account programs and activities.
• </c> to energy appropriating money for energy to energy appropriating money for energy and<00:11:57.760
• ,</c><00:22:17.440><c> for</c> communities, for healing our state, for communities, for healing our state
• ><c> and</c><00:23:41.280><c> local</c> of state government and state and local of state government and

Keywords: 1187, senate, all

Transcript Highlights:

• Strangely enough, it looks just like the state of Florida.
• Those are things that the building code has changed.
• Now, in the state of Florida and more and more in other states, the example I use of the pie chart, which
• So it has been a good deal for the state because the state doesn't lose money on it, but it does help
• And so the states weren't able to take it up.

Summary: The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin. The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials. Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.

Transcript Highlights:

• So there is a model for using state funds as collateral for a HUD loan. Do other states do this?
• </c> please Dean do we have any other state please Dean do we have any other state agencies<00:27:43.519
• So there is a model for using state funds as collateral for a HUD loan. Do other states do this?
• </c><00:28:12.440><c> do</c> loan do other states do loan do other states do this<00:28:14.440><c> I'm
• </c> live me land travel Upstate down state live me land travel Upstate down state like<01:30:56.520>

Committee: House Housing

Keywords: 910, house, all

Summary: The House Committee on Housing held a public hearing and moved quickly through a long agenda, beginning with HB 606 on the Department of Hawaiian Homelands. DHHL and several community testifiers strongly supported the bill, describing it as a way to fulfill long-standing promises to Native Hawaiians, reduce the DHHL waitlist, keep families in Hawaii, and support housing production and the broader economy. Testifiers emphasized the cultural and economic importance of stable housing and noted the large number of people still waiting for DHHL homes. The committee then heard HB 1086, also relating to DHHL, which would allow the department to use a $75 million appropriation from the dwelling unit revolving fund as collateral for loans. DHHL, HHFDC, and other supporters said the measure would help DHHL obtain better loan terms and preserve trust funds for other uses. Members asked detailed questions about how the collateral would work, whether other agencies use similar structures, and what would happen if the collateral were drawn upon; staff explained that the funds would be encumbered for the loan and that a similar model had been used for a HUD-backed project. The committee also heard HB 739, which would create the COM homes program to fund counties to buy voluntary deed restrictions from eligible homeowners or buyers. Supporters said the program could help keep local workers in Hawaii by using existing housing stock and cited examples from places like Aspen and Vail. The Attorney General’s office recommended amendments to remove duration requirements to avoid right-to-travel concerns, and the Tax Foundation suggested clarifying the conveyance tax exemption so it also covers the instrument imposing the restriction. Members asked whether tax dollars would be used to buy homes, who would be eligible, and how enforcement would work; supporters said the program is voluntary and income-blind, with restrictions tied to living and working in the state. No votes were taken during the hearing.