Video & Transcript : 'data regulation' :

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WA

Washington 2025-2026 Regular Session

Joint Transportation Committee Dec 3rd, 2025

Joint Transportation Committee

Transcript Highlights:
  • The data you see there is some recent bid data.
  • The blue data you see here is the exact copy of the data from the previous slide, and again, this is
  • And importantly, not all OGVs are regulated by the at-berth regulation, and we'll discuss that more in
  • California at-berth regulation.
  • You had shared the aggregate data, but you did not share the per capita data, which...
Summary: The committee first heard a presentation from WSDOT on balancing uncertainty in capital program estimates and cash flow management. WSDOT explained the differences between design-bid-build and design-build delivery, its tiered risk-assessment process by project size, and how it uses base estimates, inflation, and risk modeling to set budgets. Staff said design-bid-build estimates are generally accurate within about 1% across the program, while design-build projects carry much wider uncertainty and are better communicated as ranges; they cited a P85 budget approach and noted that large, complex projects can be affected by market competition and long procurement timelines. Members asked about the Columbia River Bridge cost growth and about value engineering, and WSDOT said it uses value engineering but has limited scope to cut costs because of project requirements and policy mandates. Troy Swing also discussed cash flow, noting that a few large projects can significantly affect biennial funding needs, and said a risk pool would not reduce overall program risk but could help manage timing if paired with appropriation and cash-flow controls. The committee then received the final presentation in the WSDOT Project Delivery and Innovative Practices study from HKA Global. The consultant said WSDOT’s estimating practices are generally robust and recommended improving transparency by presenting budget authorizations as ranges or estimate classes, better tracking estimate growth over time, and adjusting advertisement timing to avoid competing lettings. The report also discussed surety bonding, suggesting the legislature consider restoring authority for reduced bonding on select large design-build projects or using phased bonding and alternative securities. On indefinite delivery/indefinite quantity contracting, the consultant said current job order contract rules are restrictive and recommended legislative changes to make such tools more usable, especially for smaller tasks and to help use unspent funds more flexibly. The committee also heard a follow-up presentation on transit-oriented development policy recommendations tied to HB 1491. The Urban Institute’s Yona Freemark said Washington has been a national leader on TOD but that housing construction, especially in the Puget Sound, has slowed sharply since 2022. He said rising construction costs, high financing costs, and local tax and rent conditions are making many TOD projects infeasible, and recommended that the state fill infrastructure funding gaps around stations, revisit MFTE affordability requirements, consider minimum rather than average density requirements near transit, and create a statewide system to track TOD outcomes such as affordability, gentrification, and transit access. Members questioned the study’s developer interviews, the role of rent control and crime, property tax assumptions, and parking needs; the presenter said the study included five private developers, that rent control was not part of the study scope, and that parking was included in the model assumptions. Finally, the committee began a presentation on regulating emissions from ocean-going vessels at berth. Staff and consultants described California-style at-berth rules, which require shore power or equivalent emissions controls so ships can shut off diesel auxiliary engines while docked. The study is examining vessel traffic, emissions reductions, implementation costs, labor and operational needs, and possible effects on port competitiveness and cargo diversion. No votes or formal actions were taken during the meeting.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-03-24 - 1:12PM

Vermont House Floor Meeting

Transcript Highlights:
  • regulates.
  • already tightly data that federal law already tightly regulates.<00:04:37.520><c> For</c><00:04:37.680
  • And so, my my next question<00:17:42.160><c> is</c> So, if a data broker lawfully holds DPPA-regulated
  • In this case, I worked with former data broker employees, regulators, really trying to hone in on whether
  • 37.280><c> employees,</c> former data broker employees, former data broker employees, regulators,<00:
Keywords: 926, house, all
KY
Transcript Highlights:
  • </c><00:01:28.560><c> having</c> what happens the the regulations having what happens the the regulations
  • This is a regulation that highlights requirements for licensure and clarifies that the regulation only
  • This is a regulation that highlights requirements for licensure and clarifies that the regulation only
  • These regulations were found deficient in the October 15th meeting of Administrative Regulations.
  • So it's a wonderful data source.
Summary: The committee began by reviewing a large slate of administrative regulations and explaining that it does not approve regulations but can find them deficient and send them back for further work. Members then asked questions on several items, including EMS reciprocity, dental hygienist licensure, and interpreter licensure. The EMS board explained that reciprocity would extend to applicants from any state, not just contiguous states, because the underlying statute had been amended. On the dental regulation, staff said the changes mainly clarified licensure requirements, reinstatement fees, and that dental hygienists administering local anesthetic must do so under direct dentist supervision. The most extended discussion involved the Board of Interpreters for the Deaf and Hard of Hearing. The board chair said the main concern was that the EIPA is an educational specialty assessment, not a nationally recognized certification, yet the regulation would allow it to support full licensure. Members discussed whether that could let educational interpreters work outside their intended scope and whether a separate educational license or statutory change would be more appropriate. The board said it did not think the regulation could be fixed further at this point and suggested a statute could create a narrower educational interpreter license. After discussion, the committee voted to defer both related interpreter regulations, 201 KAR 39:030 and the companion regulation, for further work. The committee then took up two community mental health regulations, 907 KAR 1:044 and 907 KAR 5:005, which had been found deficient in Administrative Regulations. Department for Medicaid Services staff said the rules would expand and rename the mental health associate role as a behavioral health associate, making the role available in many more facilities, but would also require additional coursework or progress toward licensure. Some members and providers raised access-to-care concerns, especially for rural areas and unlicensed staff already working in the field. Staff said the proposal had been revised through work with CMHCs and licensing boards, but the committee ultimately voted to defer both regulations as well. After finishing the regulation review, the committee heard a presentation from the Kentucky Hospital Association on the ATRIP hospital rate improvement program. Hospital representatives said ATRIP is a Medicaid state-directed payment program funded through a provider tax and federal matching dollars, allowing hospitals to receive payments tied to quality measures. They reported improvements including lower Medicaid readmissions, high sepsis screening rates, reduced infections and opioid prescribing, expanded postpartum depression and suicide screening, and training for more than 1,000 people. They said the program has helped hospitals invest in staffing and quality improvement and warned that without it, many hospitals would face severe financial strain.
NM
Transcript Highlights:
  • We need to protect our data sovereignty.
  • Privacy Regulation.
  • Privacy Regulation.
  • HIPAA-covered data, which is the key data these health care entities hold, is exempted, as is any other
  • data that is covered by ...any other data that is covered by a federal privacy or cybersecurity law.
Summary: The committee first took up Senate Bill 20, a prior-authorization measure aimed at exempting certain medications and treatments for seriously mentally ill adults from repeat insurance prior authorization, while also extending prior authorization approvals to three years for chronic maintenance drugs. The sponsor described the bill as the latest in a series of bipartisan prior-authorization reforms and accepted an amendment from the Health Care Authority and the Office of the Superintendent of Insurance to apply the bill to adults only and to cover PBMs in the interagency purchasing collaborative. Supporters, including NAMI New Mexico and state health officials, argued the bill would reduce barriers to needed care, especially for mental health treatment. Opponents from health plans, PBMs, and insurers warned the bill was too broad, lacked clear definitions for serious mental illness and chronic conditions, created patient-safety concerns, and should have a shorter reauthorization period and later implementation date. After committee discussion, the sponsor agreed to work on a committee substitute, and the bill was rolled over for a later meeting. The committee then heard Senate Bill 53, the Chispa data privacy bill, which would impose broad limits on the collection, sale, and use of personal data, require opt-in consent for many uses, strengthen rights to access, correct, and delete data, and create enforcement mechanisms including a private right of action. Supporters from advocacy, women’s, behavioral health, reproductive health, and civil rights groups said the bill was needed to protect sensitive health and location data, prevent surveillance and criminalization, and give New Mexicans real control over their information. Business, technology, insurance, and hospital representatives opposed the bill, arguing it was more restrictive than other states’ privacy laws, would burden small businesses and health-related services, create compliance uncertainty, and risk limiting digital services and innovation. After extensive questioning about data breaches, opt-in consent, nonprofit exemptions, and the bill’s impact on businesses and health care access, a motion to table failed 5-4, and the committee then passed SB 53 on a 5-4 vote. The committee next heard Senate Bill 86, which updates the state’s harassment-by-telephone law to cover electronic communications such as social media, messaging apps, and email. The sponsor and a Las Cruces police chief said the change would modernize an outdated 1967 statute and help law enforcement address harassment and domestic violence through current technology. The bill drew support from the governor’s public safety advisor and the Greater Albuquerque Chamber of Commerce, and members asked a few clarifying questions about the wording. The committee approved SB 86 unanimously, 9-0. Finally, the committee began hearing Senate Bill 96, on regulated childcare zoning requirements, using a committee substitute. The sponsor and the Early Childhood Education and Care Department said the bill would reduce confusing zoning and fire-code barriers to opening or expanding child care homes and centers, helping address a statewide shortage of child care slots and supporting working families. The discussion began with the committee substitute and an explanation that the measure is intended to streamline local requirements and expand child care supply.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 13th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • These are national numbers, according to data provided by the CFPB in a data spotlight they produced
  • We don't have any data on that, and in part that's because we don't regulate most of these companies,
  • I think there may be some public data from the CFPB data spotlight that might be helpful.
  • It's not necessarily a regulation.
  • towards regulating the lender.
Keywords: 904, all
CA
Transcript Highlights:
  • Sometimes regulations and the impacts of those regulations aren't apparent until very later on in the
  • of data center capacity.
  • And these data, the local data centers work really closely at the, And these data, the local data centers
  • regulated at the local level.
  • We are layering regulation on top of regulation. We're driving up costs.
Summary: The committee heard SB 872, which would direct $150 million annually each for Central Valley subsidence repairs and Delta levee work. Senator McNerney and supporters from Restore the Delta, the State Water Contractors, and many water agencies, labor groups, environmental organizations, and local governments argued the bill is urgent to protect water delivery for 27 million Californians, safeguard levees and state assets, and address climate-related flood risks. There was no opposition testimony, and members asked about the bill’s focus on state-owned conveyance; the author said the distinction reflects the separate state and federal water projects. The bill was held while the committee lacked a quorum, with no vote taken at that point. The committee then heard SB 981, which would require CARB to include cost-of-living impacts in its existing regulatory analysis for major rules. Senator Niello and supporters from agriculture, manufacturing, business, propane, restaurants, and commercial property groups said the bill would improve transparency about how regulations affect gasoline, electricity, food, housing, and business costs. Opponents, including Coalition for Clean Air and the Union of Concerned Scientists, argued it would add delay, cost, and redundant analysis to CARB rulemaking and could not reliably measure the effects the bill seeks to capture. Committee members raised concerns that CARB already estimates costs, that the bill is burdensome and narrow, and that it does not fully account for benefits or the role of other agencies. No vote was recorded in the transcript. SB 887, by Senator Padilla, would require data center projects to undergo CEQA review while creating a streamlined path for projects meeting strong environmental, labor, and community-benefit criteria, including zero-carbon electricity, on-site storage, recycled water or water-efficient cooling, and full cost responsibility for grid upgrades. Supporters said data centers are rapidly expanding, can strain energy and water resources, and should be held to clear standards while still allowing beneficial development; labor and environmental groups backed the measure. Opponents from the Data Center Coalition, Silicon Valley Leadership Group, and business groups said the bill is overly prescriptive, discriminatory toward one industry, and could drive investment and jobs out of state. After discussion, the committee established a quorum and voted 3-1 to pass SB 887 as amended to the Senate Energy, Utilities, and Communications Committee, with the bill kept on call. The committee also heard SB 1008, which would renew a CEQA exemption for the closure of at-grade rail crossings ordered by the California Public Utilities Commission. Senator Ochoa Bogh and Union Pacific testified that the measure would help the state act quickly on rail safety by removing redundant environmental review for crossing closures, while still requiring collaboration with local jurisdictions and the PUC. There was support from railroad and business representatives and no opposition. The committee voted 4-0 to pass SB 1008 to the Senate Energy, Utilities, and Communications Committee, and the bill was kept on call.
WA

Washington 2025-2026 Regular Session

House Local Government Jan 14th, 2026 at 08:00 am

Local Government

Transcript Highlights:
  • So we put the WASA data into the state's data library, and DOT now uses that as a layer inside their
  • pulling data from different sources into some different data libraries that become layers that can be
  • Yeah, once it's in the data library, you could pull the data on Public Works Board projects and you could
  • , where do you get the data from.
  • , where do you get the data from.
Bills: HB2201, HB2154
MN
Transcript Highlights:
  • "It's almost like a death by regulation.
  • </c> regulating AI's use by health insurers. regulating AI's use by health insurers.
  • </c> to regulate and less safe for consumers. to regulate and less safe for consumers.
  • It's almost like a death by regulation.
  • It's almost like a death by regulation.
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Senate Energy, Utilities and Communications Committee Mar 3rd, 2026

Energy, Utilities and Communications

Transcript Highlights:
  • And information issues: a regulator, by definition, is at a real disadvantage relative to the regulated
  • So they want to make sure the regulator wants to make sure that the regulated entity is not just throwing
  • regulation.
  • Regulating utilities.
  • You had mentioned data centers.
Keywords: 987, senate, all
WA

Washington 2025-2026 Regular Session

House Transportation Mar 2nd, 2026

Transcript Highlights:
  • Data reporting is a big component of our evolution here in regulations.
  • The proposed regulations.
  • How do they get their hands on the data? What does that data tell them? Can you interpret it?
  • And we can see that in the data.
  • And we can see that in the data.
Summary: The committee held a work session on autonomous vehicles, beginning with an overview from the Washington State Transportation Commission on the state’s five-year AV work group. The commission described its 2018 legislative mandate, the 35-member executive committee and seven subcommittees, and the resulting 29 recommendations and “roadmap to the future.” The presentation emphasized six policy “building blocks” for Washington: agency readiness, public outreach, equity, safety, testing and pilots, and a path to deployment. It also noted current Washington law requires AV testing companies to self-certify with the Department of Licensing, carry $5 million in liability insurance, report collisions and violations, and notify local law enforcement before testing; three companies are currently certified. State regulators from California and Arizona then outlined their AV frameworks. California described its long-running permit system for testing with and without a safety driver and for commercial deployment, its current rulemaking to expand use cases to heavy-duty trucks and passenger shuttles, and new requirements for mileage, operational assessments, and more detailed crash and incident reporting. California also said it is creating a new enforcement tool allowing citations to be issued to manufacturers for moving violations by AVs. Arizona described its executive-order-based approach, later codified by statute, which allows testing and driverless operations through self-certification, law enforcement interaction plans, quarterly meetings with companies, and reporting of crashes or near misses; Arizona also said it tracks crashes monthly and has not recorded fatalities attributed to AVs. Industry representatives from Waymo, Zoox, and the Autonomous Vehicle Industry Association argued that AVs can improve safety, accessibility, and mobility while creating jobs. They described extensive sensor systems, community outreach, first-responder engagement, and current operations in multiple cities. Waymo cited more than 127 million rider-only miles and said its data show large reductions in injury-causing and pedestrian crashes; Zoox said it operates in Las Vegas, San Francisco, and Seattle and stressed its purpose-built electric robotaxi and local jobs; AVIA said its members have driven more than 145 million autonomous miles and that 26 states now expressly authorize driverless operations. Members asked about public education, crash and fatality tracking, enforcement, weather, school zones, first-responder interactions, and labor impacts. Labor and public-safety witnesses from the Teamsters, firefighters, and driver unions opposed commercial AV deployment without stronger safeguards. They argued Washington should not be an unregulated testing ground, especially for heavy trucks and hazardous materials, and warned of job losses for drivers, taxi and rideshare workers, and related occupations. Firefighters and driver representatives raised concerns about AVs interfering with emergency scenes, blocking responders, and creating risks in dynamic roadway incidents. Committee members also asked for comparisons to human-driven vehicles, data on citations and crashes, and more information on how AVs interact with pedestrians, first responders, and workers.
MO

Missouri 2026 Regular Session

Insurance Apr 13th, 2026 at 01:30 pm

Insurance

Transcript Highlights:
  • This driving data is not regulated under the FCRA because it's not being collected for that purpose.
  • This driving data is not regulated under the FCRA because it's not being collected for that purpose.
  • For the data that the insurance companies collect, we would be regulated by the FCRA.
  • You said your data regulation process already dictates who can use that data, correct?
  • You said your data regulation process already dictates who can use that data, correct?
Keywords: 959, house, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on State Administration and Regulatory Oversight Jun 21st, 2026 at 01:00 pm

Joint Committee on State Administration and Regulatory Oversight

Transcript Highlights:
  • And those data layers are updated frequently, like the open space data is updated. layers are updated
  • Regulation is a complex process to change any regulations, right?
  • regulations, I should say.
  • It's the regulations of that law.
  • It's the regulations of that law.
Keywords: 995, all
Summary: The Joint Committee on State Administration and Regulatory Oversight held an oversight hearing on draft regulations implementing Article 97 of the Massachusetts Constitution under Chapter 274 of the Acts of 2022, the Open Space Act. Chairs Cabral and Collins framed the hearing as a review of how the new process for dispositions or changes in use of Article 97 land would work, including public notice, environmental justice protections, replacement land, appraisals, and the role of the legislature. Under Secretary Stephanie Cooper and Commissioner Adam Bakke testified for EEA/DCAM, followed later by Deputy Inspector General O’Neill and Deputy Inspector General Giles on appraisal review. Much of the discussion focused on how the draft regulations would operate in practice. EEA said the regulations would require advance public notice, define “comparable location” for replacement land, and allow the Secretary to make findings on whether an action would adversely affect environmental justice communities. Members pressed for longer public comment periods, clearer notice to local officials, more frequent updates to the site evaluation tool, and a clearer definition of terms such as “limited duration” for permits and licenses. EEA said the regulations are intended to standardize a process that has been handled through policy and case-by-case review, and that the legislature still retains the final authority to approve any Article 97 disposition. Committee members also questioned whether the draft rules shift too much discretion to the Secretary and whether the proposed “proponent” process could allow private entities to drive Article 97 actions. EEA responded that non-public proponents would still need municipal support and legislative sponsorship, and that the regulations do not create a new avenue to bypass the existing home rule and legislative process. Members raised concerns about the current policy’s unanimous-vote requirements for municipal commissions, the proposed waiver provisions, whether MEPA applies, and the lack of explicit enforcement or penalty language in the act or regulations. EEA and DCAM said the act does not provide an enforcement mechanism and that disputes would generally be handled through the courts or the Attorney General. The Inspector General’s office explained its role in reviewing appraisals for special legislation, including Article 97 matters, to ensure compliance with USPAP standards and to forward its review to DCAM. The hearing did not include any votes or formal committee action; members indicated that the committee may later issue recommendations to the executive agencies based on the testimony and questions raised.
LA

Louisiana 2026 Regular Session

House of Representatives Apr 8th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Senate Bill 393 by Senator Owen, regulation of explosives; definitions, licensing, civil penalties.
  • House Bill 937 by Representative Boudreaux, regulation and safety of amusement rides and devices; provides
  • collectors relative to ad valorem taxation, provides for collection and reporting of certain collection data
  • Representative Bagley, my question is around the EPA regulations, the Federal Clean Air Act, where some
  • Every parish will have the same regulations as far as getting your car.
Summary: The House met with a quorum, opened with prayer and the pledge, and received several Senate messages and enrolled resolutions. The chamber also recognized visiting groups and guests, including a guest minister, the Joe Burrow Foundation, Youth Legislature participants, children’s advocacy center representatives, Alzheimer’s advocates, Delta Sigma Theta members, Kappa Alpha Psi members, Big Brothers Big Sisters, and City Year AmeriCorps. The House adopted a series of commemorative and awareness resolutions, including measures for Sanfilippo Syndrome Awareness Day, Alzheimer’s and Related Dementia Awareness Day, Knock Knock Children’s Museum Day, Big Brothers Big Sisters Day, Delta Sigma Theta Sorority Day, Kappa Alpha Psi Fraternity Day, My Sister’s Keeper Day, Youth Legislature recognition, and several commendations and condolences. It also concurred in SCR 25 and received Senate resolutions and bills, including measures on commercial driver’s licenses, Medicaid eligibility during redetermination, postsecondary support fund use, juvenile traffic violations, background checks, and explosives regulation. The House then considered and advanced a long list of bills, largely on criminal justice, education, public safety, transportation, and administrative procedure. Notable measures included bills on parole and probation alternatives, supervised release venue for sex-offender violations, jail-credit limits on consecutive sentences, medical parole notice, juvenile parole eligibility cleanup, teacher and school employee battery penalties, inmate workforce cleanup, re-entry programming for female parolees, extradition costs for probation/parole violators, and a bill allowing public postsecondary institutions to permit self-defense chemical sprays. Other bills addressed protected personal information for certain public officials, the M.J. Foster Promise Program eligibility age, scholarships for spouses of firefighters and police officers, compensation for parish board commissioners, paid family leave insurance as a voluntary private-market product, insurance referral practices, and vehicle inspection sticker requirements. Several bills were amended and passed, often with strong or unanimous support, while a few were recommitted or returned to the calendar. The House passed HB 504 on parole violations as alternatives to revocation by a vote of 88-0; HB 73 on electronic voting in public meetings by 88-0; HB 125 on supervised release venue by 91-0; HB 67 on protected information records by 98-1; HB 133 on assault and battery penalties for teachers by 96-0; HB 158 on probation technical violations by 92-3; HB 168 on a female parolee re-entry program by 95-0; HB 169 on extradition costs by 92-3; HB 191 on overlapping jail credit by 88-5; HB 195 on self-defense chemical sprays on campus by 93-0; HB 245 on medical parole notice by 95-0; HB 280 on juvenile parole eligibility cleanup by 93-0; HB 283 on sick leave and discipline rules for attacked school employees by 97-1; HB 296 repealing inactive inmate workforce provisions by 88-5; HB 319 on civic education commission quorum by 98-0; HB 339 on protected information for police officers and retired judges by 97-0; HB 407 on the M.J. Foster Promise Program age reset to 21 by 94-2; HB 448 on scholarships for spouses of firefighters and police officers by 95-0; HB 550 increasing parish board commissioner pay from $50 to $100 per day by 91-2; HB 591 creating a voluntary paid family leave insurance product by 95-0; and HB 826 modernizing insurance referral rules by 93-0. HB 1085, a major proposal to eliminate traditional vehicle inspection stickers and replace them with a new sticker/QR-code system tied to registration, drew extensive questioning about costs, enforcement, local parish programs, and where the fee revenue would go; the debate was ongoing in the portion provided.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Advanced Information Technology, the Internet and Cybersecurity Jun 21st, 2026 at 01:00 pm

Joint Committee on Advanced Information Technology, the Internet and Cybersecurity

Transcript Highlights:
  • AI feeds on data. The Fair Act starts this overdue conversation. AI feeds on data.
  • The Fair Act includes strong worker data privacy provisions, The Fair Act includes strong worker data
  • of data and its manipulation.
  • The first, of course, is the regulation and limitations placed on the collection of employee data, including
  • biometric and location data, unless that data is needed to ensure the worker can perform the essential
Keywords: 995, all
Summary: The committee held a hearing on several artificial intelligence bills, opening with remarks about the 9/11 anniversary and then broad statements from the co-chairs about AI’s promise and risks. Chair Farley-Bouvier and Senator Moore emphasized the need for guardrails, transparency, and worker and consumer protections, while Senator Finegold described Senate Bill 37, which would create a framework for AI model training with safety assessments, audits, incident reporting, Attorney General oversight, and workforce reporting. Members also discussed Massachusetts’ position relative to other states and the need for state action in the absence of federal regulation. A large portion of the hearing focused on the Fair Act, House 77 and Senate 35, which would limit workplace surveillance, restrict collection of biometric and location data, require notice and human review for automated employment decisions, and protect workers from retaliation. Labor leaders, including AFL-CIO, AFSCME, AFT, SEIU, building trades, and other worker representatives, testified in support, describing harms from bossware, automated benefits denials, hiring and promotion screening, scheduling, and monitoring in workplaces ranging from health care and education to manufacturing and construction. They argued that AI systems are already affecting wages, benefits, safety, and job security, and that Massachusetts should act now to set clear rules. The committee also heard testimony on House Bill 74, which would require informed consent and clear contract terms for digital replicas of voices and likenesses, with SAG-AFTRA representatives supporting the bill as a protection for performers and creators. Another major topic was Senate Bill 51 on social media algorithm accountability and transparency; child safety advocates, researchers, and a public health expert described harms from engagement-based algorithms, including exposure to harmful content, eating disorders, and youth mental health impacts, and supported independent audits and public reporting. A few industry and civil liberties witnesses supported regulation but urged balance, warning against overly burdensome rules while acknowledging the need for privacy, transparency, and accountability. No votes or final committee actions were taken in the hearing excerpt.
WA
Transcript Highlights:
  • And in part, that's because we don't regulate most of these companies, so we don't do data calls and
  • I think there may be some public data from the CFPB data spotlight. That might be helpful.
  • It's not necessarily a regulation.
  • You know, again, these aren't—we don't regulate these companies, so we're not collecting data directly
  • towards regulating the lender.
Summary: The Consumer Protection and Business Committee held a work session on buy now, pay later (BNPL) transactions, focusing on how the products work, how they are used in Washington, and whether existing state law adequately protects consumers. Department of Financial Institutions staff described BNPL as short-term, usually no-interest installment financing offered at checkout, often with automatic payments, late fees, and varying credit-reporting practices. Members asked how BNPL compares with payday lending and earned wage access, whether it is effectively a loan or credit product, and whether Washington law already covers it. DFI explained that some BNPL structures may fall into a legal gray area under the Retail Installment Sales of Goods and Services Act because pay-in-four products may not meet the statute’s “more than four installments” language, while other structures may be covered; they also noted the Attorney General can enforce the act. DFI and committee members discussed consumer risks such as overextension, automatic debits, and lack of standardized disclosures, and DFI said it would follow up with additional data on defaults and related issues. Molly Gallagher of the Poverty Action Network and Nadine Chabrier of the Center for Responsible Lending argued that BNPL can help consumers but also poses significant risks, especially for lower-income consumers and consumers of color who already carry debt or use other alternative financial products. They said BNPL use has grown rapidly, often involves multiple simultaneous loans across providers, and can lead to overdrafts, late fees, and difficulty tracking obligations because payments are spread across different schedules. They emphasized concerns about weak disclosures, limited dispute protections, automatic payment structures, credit reporting inconsistencies, consumer overextension, and data privacy/dark-pattern marketing. They also described federal retrenchment, including the CFPB’s withdrawal of an interpretive rule that would have treated BNPL like a digital credit card, and pointed to state responses in places like New York, California, and Maryland. Committee members signaled interest in possible Washington legislation and stronger state oversight. Retail and business witnesses offered a more favorable view of BNPL as a cash-flow and sales tool. A Washington Retail Association representative described BNPL as an evolution of layaway and credit-card-style installment purchasing, noting that merchants receive payment up front minus fees while consumers get goods or services immediately and repay over time. A representative from a business using deferred-payment financing said the tool helps customers obtain equipment and helps the business manage inventory and cash flow, while NFIB said small businesses also use BNPL to bridge expenses and avoid higher-interest credit card debt. Members asked about merchant fees, consumer education, and whether BNPL is being used for impulse purchases or essential expenses like rent, car repairs, medical care, and travel. The chair concluded by saying the committee intends to pursue regulatory language and continue working with stakeholders, while also hearing from retailers to avoid eliminating legitimate financing tools.
FL

Florida 2025 Regular Session

March 13, 2025 - 01:00 PM

Transcript Highlights:
  • is data.
  • Whether it's actuarial science or whether it is something that comes from a lab, data is data.
  • It's data. Blockchain is... ...place when you can certainly go back. It's data.
  • So we need this regulation in Florida. I am not a big over-regulation type of operation.
  • So we need this regulation in Florida. I am not a big over-regulation kind of guy.
Summary: The committee met with a quorum and heard five bills. HB 1097 would rename the Florida Catastrophic Storm Center at FSU as the Florida Center for Excellence in Insurance and Risk Management, transfer the public hurricane loss projection model from FIU to FSU, and provide recurring and nonrecurring appropriations to support independent insurance research and collaboration with OIR and other universities. Members discussed university roles, model oversight, independence from industry funding, and student/workforce benefits. The bill passed favorably on a roll call vote. HB 319 would create a regulatory framework for virtual currency kiosk businesses, requiring registration with the Office of Financial Regulation, consumer disclosures, and penalties for violations. Much of the discussion focused on fraud prevention, especially for seniors, and whether the bill should include transaction caps or stronger recovery tools; AARP supported the bill but urged additional protections. The bill passed favorably. CS/HB 385 made technical changes to the Florida Trust Code and Community Property Trust Act, including decanting, trustee claims, redemption by satisfaction, and homestead transfer treatment; an amendment conforming to the Senate version was adopted, and the bill passed favorably. CS/HB 97 would allow service of process for exploitation injunctions against unascertainable scammers through the same communication method used to contact the victim, such as text or social media, and would let courts freeze funds temporarily while the matter is heard. Testimony from elder law practitioners and AARP supported the bill as a tool against scams, while some members raised due process and overreach concerns; the bill passed favorably. HB 839 would shorten the overpayment recovery window for claims submitted to psychologists and HMOs to match other health providers, with the goal of improving parity and access to mental health care; an amendment was adopted, and the bill passed favorably. The meeting concluded with adjournment after the final roll call votes.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Ways and Means Mar 9th, 2026

Joint Committee on Ways and Means

Transcript Highlights:
  • It facilitates interagency data sharing and supports an enterprise approach to data through shared data
  • As the regulated market continues to grow, the amount of transaction data generated by the industry continues
  • And within our regulated industry, we just fined Assured Labs $310,000 not long ago for data manipulation
  • And within our regulated industry, we just find assured labs $310,000 not long ago because for data manipulation
  • On the regulated market.
Keywords: 1212, all
DE

Delaware 2025-2026 Regular Session

Senate Environment, Energy & Transportation Committee Meeting Jun 23rd, 2026

Environment, Energy & Transportation

Transcript Highlights:
  • This is the data center, a large data center bill.
  • So our competitiveness, our competitiveness for data centers, yeah, the regulations could potentially
  • State-level electric utility regulation is less relevant to data centers, which typically produce their
  • State level electric utility regulation is less relevant to data centers, which typically produce their
  • Again, it’s data center.
Summary: The committee heard several bills focused on energy, public safety, and environmental cleanup. House Bill 455 would create a historic preservation license plate to raise funds and awareness for Delaware preservation efforts, and House Bill 471 would tighten rules and penalties for off-highway vehicles on shared private roads, with golf carts excluded. House Substitute No. 1 for House Bill 439, the Truth in E-Bike Marketing Act, would require clearer disclosures when selling electric mopeds and electric motorcycles so consumers understand classification, power, and licensing/insurance requirements. House Substitute No. 1 for House Bill 407, related to the Hazardous Substance Cleanup Act and brownfields, would shift funding for brownfield cleanup from the original realty transfer tax approach to a dedicated share of the hazardous substance cleanup fund and raise civil penalties for fraudulent acts. The committee also approved the June 18, 2026 minutes once quorum was reached. Most of the meeting centered on House Substitute No. 1 for House Bill 233, as amended, a large-load/data center bill intended to protect ratepayers from costs tied to massive new electricity users. The sponsor and Public Advocate said PJM’s warnings about a coming reliability backstop auction made it urgent to establish a Delaware framework now, requiring large energy users to sign utility agreements, cover their share of transmission, distribution, and capacity costs, and comply with curtailment and other protections. Supporters from environmental groups and some labor and business voices said the bill was needed to prevent cost shifts to households and small businesses, while opponents argued it was being rushed, could deter investment, and might unintentionally affect other industries; several asked for more time and clearer definitions. No vote was taken in the portion provided. The committee also took up House Bill 470, which would authorize Delmarva Power, with PSC approval, to build and operate utility-owned battery storage and spread costs across the customer base. The sponsor and Delmarva said the bill would improve reliability quickly and help avoid outages, while the chair expressed concern that the state had not yet fully studied whether utility-owned or competitively procured storage is the best model, noting a recent SEU storage study and broader policy questions. Supporters said utility storage could be deployed faster and help with peak shaving, while others urged a competitive process; the transcript cuts off before any final action on HB 470.
CA
Transcript Highlights:
  • The state has leadership in air regulations, health regulations, that has been longstanding work that
  • where we get the data.
  • Are you looking at any other way to regulate or potentially give permits for a Regulate or potentially
  • And so have Data is really important, but accurate data is most important.
  • It's about mandates, and it's about regulations, over-regulating, over-mandating.
Summary: The Assembly Committee on Utilities and Energy held its annual oversight hearing on the transportation fuels sector, focused on California’s fuel transition, the announced refinery closures by Phillips 66 and Valero, and the potential effects on supply, prices, and the broader fuel system. Committee leadership said the state needs a system-wide transition plan rather than a piecemeal approach, and state witnesses from CARB, the CEC, and DPMO described the fuel market as a complex, interconnected ecosystem involving crude production, refining, storage, imports, and delivery. They emphasized that declining gasoline demand from EV adoption is occurring alongside shrinking in-state refining capacity, which could increase volatility and price spikes if not managed carefully. CARB Chair Liane Randolph reviewed the state’s climate and air-quality programs, including AB 32, SB 32, the 2022 scoping plan, the low-carbon fuel standard, and vehicle emissions rules. She said these policies have reduced emissions substantially but that California still faces major ozone and PM2.5 problems, especially in disadvantaged communities. Randolph also said federal actions challenging California waivers could complicate the state’s clean-air efforts, and she noted that while liquid fuels will still be needed in some sectors, the state must continue reducing fossil fuel dependence while protecting public health. CEC Vice Chair Siva Gunda and DPMO Director Ty Milder presented data on gasoline demand, refinery throughput, crude imports, and price differentials. Gunda said the Legislature’s special-session laws gave the agencies transparency and planning tools, and that the CEC is developing a fuels transition plan while evaluating whether any regulatory tools should be used. Milder previewed DPMO findings that Californians have paid a long-running “mystery gasoline surcharge” averaging 41 cents per gallon since 2015, with higher margins concentrated in branded gasoline and among vertically integrated firms. He said the data show a concentrated market with some refiners doing well and others struggling, and that DPMO will continue investigating price behavior, competition, and supply risks. Members pressed the witnesses on whether state regulations contributed to refinery exits or higher prices, and on whether the agencies had adequately analyzed consumer costs. Witnesses said they had not yet implemented the new permissive tools from SB X1-2 and AB X2-1 because they were still assessing risks and benefits, and they stressed that refinery closures and capital decisions are driven by broader market conditions as well as regulation. No vote was taken; the hearing was informational, with the committee seeking updates and urging the agencies to develop a practical transition strategy that balances affordability, reliability, climate goals, and worker/community protections.
LA
Transcript Highlights:
  • And if we don't have good data, we can't understand the effects of regulation and regulatory trends.
  • So I set out to solve that data problem, fix the data gap, if you will.
  • That led me to my first conclusion, which is there's a lot of regulations, and it's hard to make data
  • So again, when I started out in this area, there simply wasn't data about how much regulation...
  • Again, when I started out in this area, there simply wasn't data about how much regulation there is in
Summary: The Special Committee on Regulatory Reform met to hear from Patrick McLaughlin of the Hoover Institution and Pacific Legal Foundation about regulatory accumulation and reform. Chair Mark Wright explained the meeting was a study hearing only, with no votes planned or quorum for action. McLaughlin described his research measuring regulation by counting binding words such as “shall” and “must,” and said Louisiana ranks among the most regulated states, with about 183,000 restrictions and growth in regulatory stock outpacing the national average. He argued that excessive regulation slows GDP growth, raises consumer prices, and disproportionately burdens small businesses and low-income households. McLaughlin pointed to reform examples in British Columbia, Idaho, and Virginia, where centralized oversight, periodic review, one-in-one-out or similar rules, and simplified benefit-cost analysis were used to reduce regulations without harming safety. He said Virginia’s regulatory modernization effort, including use of AI and a regulatory management office, helped cut requirements and lower homebuilding costs. Committee members asked about how the data were measured, how regulation affects housing, licensing, and population growth, and whether Louisiana could use similar tools. McLaughlin emphasized that AI should assist human reviewers, not replace them, by identifying outdated, duplicative, or overly burdensome rules. Members also discussed Louisiana’s own reform efforts, including LaDOGE, permit streamlining, and prior bills to create public hearings and legislative review of regulations. Wright and others asked about federal mandates, “gold plating” of state rules, and how to identify unnecessary state-level additions. McLaughlin said some state rules are required by federal law, but many others are not, and AI can help distinguish required language from added burdens. No votes were taken, and the committee adjourned after members expressed interest in following up on McLaughlin’s report and examples from other states.