Video & Transcript Research : 'premium classification'
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MN
Minnesota 2025 1st Special Session
Working Group on Omnibus Taxes Bill - 05/21/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- That provision includes the addition of floor culture properties to qualify for the ag classification
- That provision includes the addition of floor culture properties to qualify for the ag classification
- That provision includes the addition of floor culture properties to qualify for the ag classification
- <00:20:07.280>
So qualify for the egg classification. - So qualify for the egg classification.
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 02/03/25
Judiciary and Public Safety
Transcript Highlights:
- Classification of the data, please. I appreciate that.
- Classification of the data, please. I appreciate that.
- Any questions or discussion from members of the committee on the data practices classification in the
- Primo, anything we should know about the data classification here?
- Point out there's also a data privacy classification on page three, um, lines 5 through 7.
Summary:
The committee heard testimony on several bills and a Department of Corrections budget overview. On Senate File 9, Senator Rest explained a bipartisan campaign finance refund bill that had previously moved through the Elections Committee and the tax bill process. Members asked about the $10 minimum contribution threshold for reporting and refund eligibility, and Rest said it was a reasonable number suggested by Senator Karan to make the system more efficient. The bill also included data practices language classifying certain refund-related information as private data, with a separate nonpublic classification noted for receipt validation reports. The committee voted to recommend the bill to pass and re-refer it to the Taxes Committee.
The committee then took up Senate File 11, a sales tax exemption for firearm safety devices such as trigger locks and gun safes. Rest described the bill as an extension of prior tax exemptions and clarified that it does not apply to the firearm itself. An A1 clarifying amendment defining “government entity” by reference to statute was adopted. Members discussed the bill’s scope and data privacy language, including a provision making purchase or transfer information private if collected by a government entity. The committee then voted to recommend the amended bill to pass and re-refer it to the Taxes Committee.
Next, the committee heard Senate File 456, a bill to update Minnesota’s drug statutes to address fentanyl more directly. Anoka County Assistant County Attorney Sebastian Mesa and Senator Oumou Verbeten testified in support, arguing that fentanyl has become more dangerous than methamphetamine and that the law needs to be updated to give prosecutors a better tool. Members discussed overdose trends and whether more recent statistics were available; one member noted 2023 fentanyl deaths exceeded 1,000, while another said national fatal overdoses had declined since mid-2023. The bill was laid over, with the committee noting it would wait for fiscal analysis before further action.
Finally, Commissioner Paul Schnell gave an overview of the Department of Corrections, describing its mission, staffing, prison population, community supervision responsibilities, and budget context. He emphasized rehabilitation, evidence-based practices, reentry support, and the public safety benefits of reducing recidivism. No vote was taken on the department presentation.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- . premiums. premiums.
- you're not collecting enough premium. you're not collecting enough premium.
- much premium. much premium.
- . premium. premium.
- their premiums 18%? their premiums 18%? Mr.<01:02:39.840>
Anderson.
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
MS
Mississippi 2026 Regular Session
Appropriations - Room 210; 20 January, 2026: 8:45 AM
Appropriations
Transcript Highlights:
- Um, does this have anything to do with uh DEEQ classification of the SPs or the deposit of it?
- Uh, does this have anything to do with DEEQ classification of the SPs or the deposit of it?
- Um, does this have anything to do with DEEQ classification of the SPs or the deposit of it?
- Um, does this have anything to do with DEEQ classification of the SPs or the deposit of it?
- Um, does this have anything to do with DEEQ classification of the SPs or the deposit of it?
Summary:
The committee heard an update from the Mississippi State Port Authority at the Port of Gulfport on operations, finances, and recent developments. The port emphasized that it is an enterprise agency that does not seek state general fund support, and reported a regional economic impact of $3.8 billion, about $62 million in state and local taxes, and thousands of direct and indirect jobs. The witness highlighted growth in refrigerated cargo, especially efforts to bring more Mississippi poultry through Gulfport, along with continued container traffic and intermodal work.
Several major investments and new business lines were discussed. Ports America is required under its lease to invest $43 million, and the port recently received a fourth crane, a $20 million investment that allows two vessels to be worked simultaneously. The port also announced American Cruise Lines stops in Gulfport, which is expected to bring high-end cruise passengers spending time and money locally. Additional updates included growth in technology and blue economy activity at the Roger F. Wicker Center, NOAA’s autonomous vessel operations center, Oceanero’s workforce expansion, and military moves that generated about 70,000 man-hours of local labor.
Committee members asked about the FY27 budget, travel, and capital outlay requests. The port said the travel increase was for flexibility and that it spends conservatively, and explained that the larger capital figures reflect a strategic plan and potential private-sector and grant-funded projects rather than expected annual spending. The FY27 request was described as a slight decrease from the prior year, with the main salary increase tied to PERS and health insurance costs, and no special appropriations language was requested. Members also discussed the effort to regain chicken exports through Gulfport, including plans for a future freezer warehouse and the impact of the Kansas City Southern railroad merger, which the port said has had some hiccups but may help in the long run.
NM
New Mexico 2025 Regular Session
House - Health and Human Services Oct 1st, 2025
House Health & Human Services
Transcript Highlights:
- At the same time, premium costs are rising.
- Are they going to pay 50% of my premium, 10% of my premium?
- The enhanced premium tax credits, and I'll just refer to Mr.
- That's going to be cost prohibitive at that premium.
- Bayou's point about particularly the age, the premiums, and premium changes, and I had a few examples
MN
Minnesota 2025 1st Special Session
Committee on Commerce and Consumer Protection - 03/20/25
Commerce and Consumer Protection
Transcript Highlights:
- This is because federal premium tax credits reduce premiums to a percentage of income.
- calculated on gross premium costs. calculated on gross premium costs.
- Since premium tax credits are tied to the price of individual insurance premiums, when premiums rise
- from the premium some type of premium from the premium some type of premium premiums premiums premiums
- if rates go up and premiums increase, the premium tax credit will increase.
ND
North Dakota 2026 1st Special Session
Legislative Management Jan 20th, 2026 at 01:00 pm
Transcript Highlights:
- status, which... ...but for the primary residence property classification status, which makes them eligible
- Now we are doing what we're calling a classification.
- So we are classifying a primary residence within, create a new classification, which is primary residence
- classification.
- certainly be homebuyers who, when they purchase a home, and if they close after March 31, that classification
Summary:
The committee opened with roll call and a review of special-session procedure: bills would be heard in filing order, with related school-lunch bills grouped together, and any bill advancing would require a motion, second, and majority vote to be introduced. Members also discussed that the committee was functioning much like a delayed-bills committee, with final referral to either Appropriations or Policy depending on the bill’s fiscal impact.
The first major proposal was Senator Schibley’s bill to create a narrow, statewide Bank of North Dakota bridge-loan program for struggling nonprofit medical facilities, prompted by Jacobson Memorial Hospital’s financial crisis. He argued the hospital and surrounding EMS services could close without short-term help, while committee members questioned the added language, the population cap, the $10 million fund with $5 million per applicant limit, and whether the program could open the door to future requests. Representative Headland then presented two cleanup bills from the prior property-tax session: one to fix notice and tax-certification issues for local taxing districts, and another to correct how the primary residence credit is applied so taxpayers receive the full benefit rather than counties retaining part of the reimbursement. Members asked about township hearing timing, the estimated $10–15 million annual impact, and whether the credit issue could be fixed retroactively; Headland said the bill was intended to correct the problem going forward.
Three school-lunch bills drew extensive discussion. Representative Vetter proposed a small administrative appropriation to add an FTE to help eligible families enroll in the existing free/reduced lunch program, saying the goal was to ensure needy children are signed up and that the state should not subsidize meals for wealthy families. Representative Nathe offered a broader bill mirroring the pending initiated measure but placing the program in statute instead of the Constitution, moving implementation up a year, and funding it with a one-time $65 million from the strategic investment fund; he said this would preserve legislative flexibility and avoid constitutional entrenchment. Representative Dressler proposed raising the state-funded eligibility threshold from 225% to 300% of poverty, arguing it would expand access while still preserving federal reimbursements and encouraging better enrollment systems. Members debated costs, future budget pressure, whether the bills set a precedent for responding to ballot measures, and whether the program should include breakfast and other operational details.
Other proposals included Senator Powers’ bill to create a hyperbaric oxygen board and support rural access to hyperbaric chambers for wounds, concussions, PTSD, and other conditions; Representative Tolman’s reporting-requirements bill to force new or expanded programs to justify purpose, alternatives, evaluation methods, and full implementation costs; Representative Frelich’s bill addressing the ongoing redistricting litigation and what happens if the Supreme Court or lower courts alter the current map; and a bill requested by the Public Service Commission and ITD for FERC litigation support and ADA website/document compliance. The committee also heard a rural-health eligibility bill from Representative Twait aimed at steering federal rural health dollars toward rural providers, with questions focused on whether the mileage limits would exclude some communities. One Holocaust education item was deferred until the sponsor could be located.
KY
Kentucky 2025 Regular Session
House Standing Committee on Banking & Insurance (3-12-25)
Transcript Highlights:
- number um in terms of of Premium number um in terms of of Premium increases<00:22:41.039>
West - those premiums mitigate those premium<00:22:45.559>
increases <00:22:46.120>mitigated < - also had no material impact on premiums also had no material impact on premiums in<00:22:54.840>
- That the premium went down—that is just the amount that the premium went down.
- that one member gets so their premium that one member gets so their premium premium<00:35:49.599
Keywords:
Meeting Start: 00:00
Roll Call: 00:10
SB145 Discussion: 02:23
SB145 Vote: 05:13
SB183 Discussion: 06:13
SB183 Vote: 11:37
HB413 Discussion Only: 16:15, 958, all
Summary:
The House Standing Committee on Banking and Insurance met with a quorum and first took up Senate Bill 145, sponsored by Sen. David Givens. The bill would update retail installment contract statutes for automobile sales, allowing retailers with installment contracts shorter than 28 days to begin collections after three days instead of waiting for multiple missed payments, and it also harmonizes a related dollar amount in statute from $10 to $15. The committee asked no questions, and the bill received a favorable expression on a roll-call vote.
The committee then heard Senate Bill 183 from Sen. Matt Nunn, with testimony from Chris Nolan of the American Property Casualty Insurance Association. The bill would require proxy advisers acting for the State Retirement System to act solely in the financial interest of current and future retirees and to avoid political or social considerations in shareholder voting recommendations. Supporters argued it would keep politics out of public pensions and align proxy advice with fiduciary duties; members praised the bill and noted Kentucky could be among the first states to adopt such a model. The committee approved the bill with favorable expression after a roll-call vote.
The committee also reviewed administrative regulation 808 KAR 9:10 from the Department of Financial Institutions, with no vote required. It then took up House Bill 413, a PBM rebate pass-through bill, with testimony from Sarah Wood of the Diabetes Patient Advocacy Coalition. She said the bill would require 85% of negotiated drug rebates to be passed through to patients at the point of sale, lowering out-of-pocket costs, especially for high-rebate drugs such as insulin, while still allowing 15% to remain with plans. She cited examples from other states and argued the bill would benefit about 650,000 Kentuckians. Hope McClaflin of Anthem opposed the bill, saying it would reduce employers’ ability to use rebates to lower premiums, could disproportionately favor high-cost brand-name drug users, and could create significant costs for state and fully insured plans. Members asked questions about other states’ pass-through rates and the effect on premiums, but no final action on House Bill 413 was taken in the portion of the meeting provided.
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Oct 1st, 2025
Transcript Highlights:
- Next, enhanced premium tax credits and the advanced premium credits.
- And premiums.
- which is a very good premium.
- individual premiums.
- With the expiration of the enhanced premium tax credit, their premium goes up to $2,200.
NM
New Mexico 2025 Regular Session
House - Labor, Veterans and Military Affairs Feb 4th, 2025
Transcript Highlights:
- So my question is, can you outline what classifications or job titles are contained in each of those
- Identification of classifications set out in the bill, and I understand that concern.
- The bill, I think, was drafted to reflect the fact that positions change, classifications change, and
- At this moment in time, what classifications would fit in each of those two groupings: the Professional
- example, the University of New Mexico Hospital Collective Bargaining Agreement identified. 20 or 30 classifications
MN
Minnesota 2025 1st Special Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 10/15/25
Transcript Highlights:
- So these are gross premiums, and then any federal premium tax credits and then any federal premium tax
- So these are gross premiums, net premiums—that's like what an enrollee pays on their bill.
- If you were sicker, you'd get a higher premium. If you're female, you'd get a higher premium.
- People have asked me about premiums. Are premiums high in Minnesota?
- premium subsidies, as well as HR1. premium subsidies, as well as HR1.
AZ
Transcript Highlights:
- And the second point is that it moves the classification to a classified felony if 50 gallons or more
- And the second point is that it moves the classification to a classified felony if 50 gallons or more
- who might have been found to have a mental issue, but are certainly entitled to challenge that classification
- . ...issue, but are certainly entitled to challenge that classification and still entitled to many of
LA
Transcript Highlights:
- period of time so this legislature can better define what, now that there's all these different classifications
- And because it, again, I don't believe this is the true classification of what you were told hybrids
- up a moment ago: the federal government has actually now divided hybrids into four different classifications
- ones that are getting remarkably better gas mileage by virtue of falling into these other hybrid classifications
Keywords:
property tax, blighted properties, urban rehabilitation, tax exemption, local government, financial incentives, blighted property, derelict property, property tax exemption, local redevelopment plans, rehabilitation standards, ad valorem tax, community development, senior citizens, homestead exemption, Louisiana Constitution, motor vehicles, local fees, transaction fees, funding
HI
Transcript Highlights:
- we're of course willing and able to help them with the HR analysis, the compensation and the classification
- analysis, this the compensation<00:31:28.320>
and <00:31:28.559>the <00:31:28.720>classification - compensation and the classification compensation and the classification issues.<00:31:29.919>
FL
Florida 2025 Regular Session
October 15, 2025 - 11:30 AM
Transcript Highlights:
- Their premiums really didn't change much.
- It's Thomas for the premium based on the company's private prior your premium.
- So the tele matter reimbursement premium for premium is received by the fine can change each year.
- also be including the costs and to the premium.
- And then any premium that we expect to see through the end And then any premium that we expect to see
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (9-23-25) - Reupload
Transcript Highlights:
- premium changes.
- The premium for the MEHP was $210.
- um results in a premium of $199.94. um results in a premium of $199.94.
- shows the premium impact to the plans. shows the premium impact to the plans.
- required as a result of those premiums. required as a result of those premiums.
Keywords:
Meeting Start: 00:00:35
Attendance Roll Call: 00:00:55
Approval of Minutes: 00:02:56
Deferred Compensation Authority Update: 00:03:12
Retiree Health Update - TRS: 00:15:58
Retiree Health Update - KPPA: 00:56:13
Adjournment: 01:20:33, 958, all
Summary:
The Public Pension Oversight Board received updates from the Kentucky Public Employees Deferred Compensation Authority and the Teachers Retirement System. Chris Biddle reported that deferred compensation assets had grown to about $4.787 billion with roughly 88,000 participants, crediting auto-enrollment, targeted marketing around pay raises, and retiree-focused services. He said the board’s self-directed brokerage account, authorized by last year’s legislation, is being designed around a $40,000 account-balance threshold with up to 25% transferable into the brokerage window, tentatively for July 1 of the coming year. He also described the free financial planning program, which has been used by about 3,300 to 3,500 participants with an 87% return rate, and noted that the plan is currently in a fee holiday; members asked about the fee structure and whether the CFP service is provided through Nationwide, which Biddle confirmed.
Board members praised the deferred compensation program’s growth and asked for the legislation referenced by Biddle. He said the plan’s annual fees are capped, with a $1 monthly fee plus other charges up to a $225 cap, for a maximum of $237 per year absent a managed account. He also said the program is seeking unified payroll access to expand participation, especially among teachers, and that prior lineup changes saved about $6 million annually in participant fees.
Bo Barnes of TRS then addressed retired teachers’ health insurance, first clarifying a prior question about declining federal contributions to the retirement annuity trust. He explained that federally funded school positions generated contributions that rose from $72 million in 2019 to $109 million in 2022, then fell to $85 million this year, with a projection of $80 million over the next three years; if those dollars do not come from federal sources, they would have to be replaced through the SEEK formula. Barnes then reviewed TRS health coverage, explaining that the statutory contract guarantees access to group coverage but not fixed premium levels, and that TRS administers two retiree plans: KEHP for retirees under 65 or otherwise not Medicare-eligible, and MEHP for retirees 65 and older or Medicare-eligible.
Barnes said TRS completed RFPs for the 2026 plan year, retaining Express Scripts for prescription drugs and switching the Medicare Advantage medical provider from UnitedHealthcare to Humana, while keeping plan design, provider access, out-of-pocket costs, and benefits materially unchanged. He noted a modest hearing-aid improvement of $500 per ear beginning in 2026. He also reported that the TRS Board approved the maximum state contribution for KEHP at $1,044.96, up from $930.76, an 18% increase that he said would require about $15 million to $16 million more annually, while the MEHP premium would drop from $210 to $200 per month because of the new contract. Using the 2024 valuation, he said the KEHP increase would slightly reduce the health trust funded ratio from 80.4% to 80.1% and raise unfunded liability from $4.036 billion to $4.051 billion. Barnes closed by reviewing the 2010 shared-responsibility reforms that shifted retiree health costs away from a pay-as-you-go model, including phased employee and district contributions and Commonwealth stabilization funding. No votes were taken beyond approval of the minutes.
AR
Transcript Highlights:
- These are budget classification transfer requests. L1 are the '26 requests.
- The request is for prior review to make budget classification transfers and provide up to $1 million
- The request is for a prior review to make budget classification transfers and provide up to $1 million
Summary:
The committee met to review a large slate of fiscal year 2026 and 2027 appropriation, transfer, and continuation requests across multiple sections. Early items included temporary appropriations for agencies such as Health, DHS, Education, Public Safety, State Police, Emergency Management, Aeronautics, Military, Economic Development, and Game and Fish, covering items like maternal health outreach, energy assistance repayments, Wynne High School tornado rebuilding, senior food services, cybersecurity, crime victim reparations, aviation grants, conservation incentives, and emergency tower maintenance. Members asked questions on several items, including DHS aging carry-forward funds and Treasury custodial banking fees tied to COVID-era balances; the committee also approved a disclosure by the chair on the Game and Fish-related item before voting to approve the section.
The committee then approved continuation requests, CARES Act and ARPA reallocations, and federal grant appropriations. Notable discussion included the Boonville developmental disability project, ALIGN program reallocations at several universities, a small business technical assistance grant at UA Little Rock, and a Department of Public Safety highway safety grant, for which members requested more detail on operating expenses and professional fees. Additional approvals covered a transfer to the Merit Teacher Incentive program, restricted reserve fund transfers for military medical command and university projects, and a state central services deduction held at 2%. The Department of Commerce also received approval for a reallocation of positions and spending authority tied to its organizational realignment.
Later sections included shared technology and higher education transfers, cash fund appropriations for school Medicaid reimbursements, corrections, youth mental health, narcotics detection canines, bike safety equipment, a state motor pool pilot, and law enforcement safety costs. The committee also reviewed budget classification transfers, including a Governor’s Office legal fee transfer related to a California lawsuit, and heard explanations about E-Rate reimbursements affecting the Office of State Technology. Members asked about VOCA funding levels for crime victim services and about the National Security Grant Program for nonprofits and faith-based organizations; officials said federal funding had declined from prior highs but appeared to have stabilized, and that the nonprofit security grant is an annual federal program. The meeting concluded with review of pay plan requests, DHS overtime funding for child protection caseloads, and a year-end adjustment request allowing DFA to make up to $1 million in transfers to close the books, after which the committee adjourned.
FL
Florida 2026 4th Special Session
January 14, 2026 - 10:30 AM
Transcript Highlights:
- The statutory text of the bill preserves the the intent of aligning Florida's classification system with
- the federal classification system, which is based on the nice classification system, which is updated
MN
Minnesota 2025-2026 Regular Session
House Committee OKs bill to strengthen whistleblower protections for reporting waste, fraud 2/11/25
Transcript Highlights:
- For example, information contained within grants or contracts have various levels of classification within
- information contained within grants or grant applications or contracts have various levels of classification
- I agree we are working on the classification issue and how broad to make it.
Summary:
House File 23, authored by Representative Robbins, was heard on a motion to advance it to the next committee. The bill, as amended by the A1 author’s amendment, would clarify the statutory definition of abuse, fraud, and waste and expand whistleblower protections for state employees who report those issues to legislators, the legislative auditor, or constitutional officers. Robbins said the measure is intended to protect state workers and align whistleblower language with existing Inspector General definitions; he also cited recent fraud investigations as the backdrop for the bill and noted a Senate companion, SF 475, with bipartisan support.
Devon Bruce of the Minnesota Association of Professional Employees testified in support of the bill’s protective intent but raised concerns that it only covers classified state employees, creating uneven treatment between classified and unclassified workers and between state and local public employees. Bruce also warned that the bill does not fully address data practices issues, including the handling of nonpublic, private, or proprietary information, and suggested broader privacy protections for whistleblowers’ identities. In response to questions, Robbins said the bill was not meant to change data practices law and that those issues should be addressed separately.
Members debated whether the bill was ready for further consideration and whether it should also go to the fraud oversight committee or Judiciary. Motions to lay the bill over and to re-refer it to the fraud prevention and state oversight committee both failed. After a roll call vote, the committee approved the bill 7-6 and sent House File 23 to Workforce, Labor, and Economic Development.
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 03/11/25
Health and Human Services
Transcript Highlights:
- <00:30:09.679>
security into the uh the premium security into the uh the premium security - they otherwise be paying in premiums. they otherwise be paying in premiums.
- <00:35:30.240>
We to the premium security account. We to the premium security account. - /c><00:43:45.359>
premium drove huge premium drove huge premium increases,<00:43:47.280>carriers - making double-digit premium increases. making double-digit premium increases.