Video & Transcript Research : 'consumer fraud'
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, January 9, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- I might consume. I might consume.
- Consumers will authoritative voice.
- such time as I may consume. such time as I may consume.
- such time as I may consume. such time as I may consume.
- , significant fraud of serious fraud, significant fraud of taxpayer<03:15:46.239>
funds <03:15:
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 03/17/25
Judiciary and Public Safety
Transcript Highlights:
- Senate File 447 creates a state-level consumer fraud restitution fund to help scam and fraud victims
- um creates a uh state level consumer um creates a uh state level consumer fraud<00:01:08.720>
- <00:01:32.799>
When consumer fraud enforcement cases. - When consumer fraud enforcement cases.
- Um the victims of uh consumer fraud.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, June 10, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- >
fraud <02:21:25.600>prevention <02:21:26.000>and to the fraud and fraud prevention - a quote elevated risk of fraud. a quote elevated risk of fraud.
- fight fraud. It is how we fight fraud. fight fraud. It is how we fight fraud.
- much time as he may consume. much time as he may consume.
- . consume. consume.
TX
Transcript Highlights:
- and consumers.
- TDI's Fraud Unit protects Texans from insurance fraud and enforces the Texas insurance laws.
- The unit investigates insurance fraud, such as agent, employee, or health claim fraud.
- The Consumer Protection Division helps consumers with complaints against their insurance company, their
- We have consumer resources.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/03/26
Commerce and Consumer Protection
Transcript Highlights:
- Um, so we obviously don't want fraud to happen, but we have to protect the consumers and we have to help
- to happen, but we have to protect fraud to happen, but we have to protect the<00:29:34.080>
consumers - choice<00:42:51.680>
in consumers, takes away consumer choice in consumers, takes away consumer - consumers very seriously. consumers very seriously.
- the consumer like I'm able to. the consumer like I'm able to.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Jun 24th, 2025
Transcript Highlights:
- According to According to a January poll by Consumer Reports on loyalty programs, consumers don't even
- And so that is what this is about, and it is fairness to consumers, because the consumers, it has lost
- There have been claims of fraud, and some of the fraud is about how the gift card was issued at the point
- So this is about consumers.
- First of all, I think this is a good consumer protection bill.
Summary:
The committee hearing covered several bills related to privacy, consumer protection, and online harms. SB 259 by Senator Wahab would prohibit surveillance pricing based on device data such as geolocation or battery level; supporters argued it would curb discriminatory and predatory pricing, while opponents raised concerns about geolocation definitions, legitimate location-based pricing, and impacts on discounts and loyalty programs. The bill was moved on a due pass motion to the Judiciary Committee and passed 8-1, with members noting amendments and ongoing discussions with stakeholders.
SB 22 by Senator Laird would raise the amount of gift cards that can be redeemed for cash, with the author saying the goal is to update the long-standing $10 threshold for inflation and preserve consumer value. Consumer advocates supported the bill, while retailers, restaurants, grocers, and chambers of commerce opposed or opposed unless amended, citing fraud concerns, safety issues, and the need for clarification on donated or returned gift cards. The committee voted the bill out on a 6-1 vote and kept it on call.
SB 576 by Senator Umberg would apply broadcast-style loudness rules to streaming advertisements. The author said the bill is intended to prevent ads from being much louder than programming, especially for children, while the opposition argued that streaming ad insertion is technically different and that existing industry standards and FCC oversight already address the issue. The bill passed 8-0. SB 683 by Senator Cortese would clarify that people can seek injunctive relief, including a TRO, for unauthorized use of name, image, or likeness; supporters said it strengthens privacy protections, while opponents warned about prior restraint and First Amendment concerns. The bill was moved out on a due pass motion and kept on call.
The final bill discussed, SB 771 by Senator Stern, would clarify that existing civil rights and hate-related laws apply to social media platforms and their algorithms, with higher penalties for intentional or reckless violations. Supporters, including the Simon Wiesenthal Center and the Islamic Networks Group, described online hate as fueling real-world violence and urged stronger accountability; opponents argued the bill could conflict with Section 230, chill lawful speech, and create vague standards. Members raised questions about constitutionality, definitions, and whether the bill would be workable, but several expressed support for the author’s goals.
NY
New York 2025-2026 Regular Session
New York State Senate Session - 05/27/2026
New York Senate Floor Meeting
Transcript Highlights:
- INDIVIDUAL CONSUMER.
- Not just for the fraud, but the...
- We could root out the fraud.
- We agreed that we're not happy with any fraud, and I think that you're not happy with any fraud.
- WE AGREED UPON THAT WE'RE NOT HAPPY WITH ANY FRAUD AND I THINK THAT YOU'RE NOT HAPPY WITH ANY FRAUD.
Summary:
The Senate opened with the Pledge of Allegiance and an invocation, then approved the prior day’s Journal and moved into motions, resolutions, and budget-related business. Senator Gianaris called up Senate Print 5898A for reconsideration; the Senate voted 59 ayes to restore the bill to the third reading calendar. Several amendments were also received on third-reading bills, and the Finance Committee was called into session while the chamber proceeded with resolutions.
The Senate adopted Resolution J.2106 recognizing Second Chance Month and the mental health impacts of incarceration, with Senator Brisport speaking in support and a guest from the community recognized in the chamber. The body also adopted Resolution J.1492 designating May 27, 2026, as Taiwan Heritage Day, with remarks from Senators Sepúlveda, Stavisky, and Liu highlighting Taiwanese contributions to New York and expressing support for Taiwan amid current geopolitical tensions. The Finance Committee then reported several budget bills, including Senate Prints 9003D, 9004D, 9007C, and 9009C, which were moved to third reading.
The remainder of the session focused on the supplemental and controversial budget calendars, especially tax and spending provisions. Senators debated the “Protecting Our Wallets” energy rebate, with supporters describing it as a one-time check for eligible taxpayers and critics arguing it was too small and not tied directly to utility bills; the chamber accepted the message of necessity and laid the bills aside. Members also debated extensions and changes to tax provisions affecting corporations, alternative fuel exemptions, Broadway and theatrical production tax credits, charitable deductions for certain 501(c)(3)s, nicotine pouch taxes, a new New York City pied-à-terre tax, and a standardbred horse-racing testing fee. Several senators criticized the budget as raising costs or favoring certain industries, while supporters defended the measures as revenue-raising, affordability, or public-health policies. No final votes on the controversial budget bills are shown in the excerpt beyond procedural rulings, adoption of the resolution calendar, and acceptance of committee reports.
MN
Minnesota 2025-2026 Regular Session
Minnesota House passes the omnibus state government finance and elections bill, SF3045 5/1/25
Minnesota House Floor Meeting
Transcript Highlights:
- businesses filing fraud protection. businesses filing fraud protection.
- from fraud.
- They do a ton of consumer protection. They have lawyers working in consumer protection.
- /c><01:27:03.040>
of <01:27:03.199>consumer fraud. - They do a ton of consumer fraud.
TX
Transcript Highlights:
- and consumers.
- TDI's fraud unit protects Texans from insurance fraud and enforces the Texas insurance laws.
- The unit investigates insurance fraud such as agent, employee, or health claim fraud.
- We have consumer resources.
- To benefit Texas consumers.
MN
Minnesota 2025 1st Special Session
House Veterans and Military Affairs Division 3/19/25
Veterans and Military Affairs Division
Transcript Highlights:
- fraud targeting consumers, targeting seniors, targeting veterans, in fraud targeting businesses and
- targeting consumers, targeting fraud targeting consumers, targeting seniors,<00:06:26.880>
targeting - ,<00:06:38.560>
the And like other areas of fraud, the And like other areas of fraud, the - has unanimously chosen this anti-fraud has unanimously chosen this anti-fraud bill<00:13:59.360>
- <01:30:01.280>
is consumer consumer pro protection is consumer consumer pro protection is
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 5th, 2025
California House Floor Meeting
Transcript Highlights:
- Not because of fraud.
- We try to do that with all waste, fraud, and abuse that happens in this state.
- Unfortunately, we've seen devastating examples of waste, fraud, and abuse.
- AB 566 is a consumer privacy-focused bill.
- The California Consumer Privacy Act of 2018 gave California consumers important privacy rights, including
Summary:
The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then moved through a long floor file of bills. Early measures passed with little or no debate, including AB 698 on local transfer taxes and affordable housing analysis, AB 456 on mobile home sales, AB 1129 on reportable infant health conditions, AB 69 on Fair Plan insurance notices and voluntary market searches, AB 357 on expedited student and faculty housing permits, AB 383 on firearms code cleanups, AB 426 on drones interfering with emergency response, AB 825 on energy affordability and transmission financing, and AB 699 on ballot transparency for local tax and bond measures. Most of these bills passed unanimously or with strong bipartisan margins, while AB 825 drew the most extended debate over whether it would lower costs or expand state control of energy infrastructure; it ultimately passed 45-5.
The most contentious item was AB 84, which would strengthen oversight of non-classroom-based charter schools and tighten accountability for charter spending and operations. Supporters argued it was needed to stop fraud and misuse of public education dollars, citing major scandals and audit findings, while opponents warned it would harm legitimate charter schools, reduce educational options, and disproportionately affect rural and special-needs students. Several members said they supported the bill only to keep negotiations going, and others urged more targeted or delayed action. After extensive debate and multiple amendments, the Assembly passed AB 84 on a 41-22 vote.
The chamber also took up AB 610, a housing bill that would require cities and counties to disclose planned housing restrictions and limit new constraints for three years after housing element approval. The author framed it as a certainty and transparency measure to help address the state’s housing shortage, while noting continued discussions with local governments and housing advocates. The transcript ends with the bill’s presentation and request for an aye vote, with no final vote shown in the excerpt.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (04/22/2025)
Transcript Highlights:
- made is going to have less consumer made is going to have less consumer protection.<00:43:39.920
- The board, not the board, consumer.
- u protection on behalf of consumers. u protection on behalf of consumers.
- under New Hampshire's Consumer under New Hampshire's Consumer Protection<01:19:57.920>
Law chief of the consumer protection bureau. chief of the consumer protection bureau.
Summary:
The committee first held a public hearing on Senate Bill 25, which would allow state-chartered credit unions to compensate board members if the membership approves it. Prime sponsor Senator Dan Innis said the bill is enabling only, intended to help credit unions recruit and retain qualified directors and align New Hampshire with other states that already allow such compensation. Credit union representatives from the Cooperative Credit Union Association and St. Mary’s Bank supported the bill, saying board service has become more complex because of cybersecurity, asset-liability management, and other regulatory demands, and that compensation could be modest and take forms such as meeting fees or educational reimbursement. In response to committee questions, they said compensation would be set by the membership, disclosed in advance, and subject to bylaws and internal policies; they also noted that board members must be credit union members and that voting procedures vary by institution, with some using mailed ballots rather than proxy voting.
Members raised questions about why credit union boards were historically excluded, what kinds of compensation were contemplated, whether there would be a cap, and how voting and confidentiality would work. Testimony explained that the historical rationale was the nonprofit, volunteer mission of credit unions, but witnesses argued that the modern environment and competition for talent justify a change. They also said the bill would not mandate compensation and would not create a salary structure comparable to banks, but would allow members to approve modest compensation or reimbursements. After no further testimony, the chair closed the public hearing on Senate Bill 25.
The committee then opened a public hearing on Senate Bill 26, sponsored by Senator Howard Pearl, concerning the definition of deposits in land sales and escrowed accounts. Pearl said the bill would clarify that buyer funds for upgrades and luxury items in new-home construction are not treated as refundable deposits that must be held in escrow, arguing that the current Attorney General interpretation raises builder costs, increases home prices, and can limit buyer choices. He said the proposal would allow those upgrade funds to be paid directly to builders for construction, with signed disclosures making clear that the buyer requested the items and bears the risk if financing falls through. The hearing on Senate Bill 26 had just begun when the transcript ended.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, April 27, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- such time as I may consume. such time as I may consume.
- uh such time as I may consume. Mr. uh such time as I may consume. Mr.
- such time as I may consume. such time as I may consume.
- as much time as I may consume. as much time as I may consume.
- such time as I may consume. such time as I may consume.
MN
Minnesota 2025 1st Special Session
Omnibus state government policy bill, HF1837, passes Minnesota House 5/1/25
Minnesota House Floor Meeting
Transcript Highlights:
- And uh with this bill, report fraud.
- So So we're promptly uh report fraud.
- provisions of the governor's anti-fraud provisions of the governor's anti-fraud uh<00:14:58.959>
- relating to suspected or confirmed fraud relating to suspected or confirmed fraud in<00:15:10.800
- We can be proud of the movements that we're doing to prevent consumer fraud and fraud on businesses and
FL
Florida 2025 Regular Session
February 4, 2025 - 12:30 PM
Transcript Highlights:
- Fraud costs. How much of this is fraud? Like, what's your annual fraud assessment?
- Jay, on the fraud numbers.
- We investigate fraud.
- Fraud costs. How much of this is fraud? Like, what's your annual fraud assessment?
- We investigate fraud.
Summary:
The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms.
Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully.
A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
US
US Federal 2025-2026 Regular Session
Hearings to examine insurance markets and the role of mitigation policies. May 1st, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- Translating this knowledge into action requires policies that drive consumer behavior, incentivize For
- Fraud is an enormous challenge in the insurance industry.
- The Coalition Against Insurance Fraud estimates that fraud against insurers is increasing costs by more
- You're talking about illegal immigrants, MS-13, and some of those related fraud incidents?
- right thing, and they're helping to educate consumers.
Keywords:
homeowners insurance, natural disasters, insurance costs, climate change, disaster preparedness, federal policies, bipartisan solutions
Summary:
The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.
MN
Minnesota 2025-2026 Regular Session
House/Senate DFL Media Availability 12/4/25
Minnesota House Floor Meeting
Transcript Highlights:
- How about the fraud question you've heard all of us asking for? Is fraud accounted in the budget?
- the fraud could be having on the budget? the fraud could be having on the budget?
- <00:10:23.519>
They're and prevent and stop fraud. They're and prevent and stop fraud. - bill is a panacea to stop fraud, okay? bill is a panacea to stop fraud, okay?
- Every single dollar of fraud that fraud.
Summary:
House and Senate DFL leaders Erin Murphy and Zach Stevenson discussed Minnesota’s budget forecast, arguing that rising health care costs, federal policy changes under Trump and congressional Republicans, and cuts to health care, food support, and clean energy are worsening the state’s fiscal outlook and household affordability. They said the state’s economy remains strong but is being undermined by higher premiums, tariffs, canceled projects, and shifting costs to state and local governments, while Republicans are prioritizing tax cuts for the wealthy and large corporations over working families.
A major topic was fraud prevention and oversight. In response to questions, the leaders said every dollar of fraud is unacceptable, but that the budget forecast is not the right tool to measure it. They pointed to existing efforts, including BCA investigators, a governor-ordered and legislature-authorized audit, stronger laws passed in 2023-2025, and work on an independent inspector general proposal. They said the House DFL supports stronger anti-fraud measures and wants fraudsters held accountable, while also protecting services for vulnerable Minnesotans.
The leaders also defended prior DFL budget decisions, saying the 2023 legislative session ended with a $5 billion surplus and rejecting Republican claims that DFL spending drained the state’s coffers. They said Minnesota must still balance its budget, but that the structural deficit is being driven largely by rising medical assistance and health care costs, which they argued are tied to federal actions and broader health system instability. No votes were taken in this transcript; it was a press availability with questions and responses.
MN
Transcript Highlights:
- operations why 856 is necessary fraud operations why 856 is necessary fraud and<00:01:23.040>
- um Minnesota as we all know has a fraud um Minnesota as we all know has a fraud problem<00:02:58.080
- we're doing right now to fight uh fraud we're doing right now to fight uh fraud and<00:42:08.960
- <00:59:38.480>
Directed Mr chair is that the Consumer Directed Mr chair is that the Consumer - stakeholder group with consumer stakeholder group with consumer Advocates<01:54:10.040>
and
OK
Oklahoma 2026 Regular Session
Health and Human Services Oversight REVISED: SB640, SB1502 and SB1562 - Added Apr 13th, 2026 at 03:00 pm
Health and Human Services Oversight
Transcript Highlights:
- ...is that on the vulnerable population side, that who's, even though there is ways to talk about fraud
- In our self-insured employers who are really good consumers in the state of Oklahoma, they don't all
- everything is mail-ordered through one or two companies, and there is no competition for them at the consumer
- level, there is no consumer choice left, do you think that prices will continue to elevate or all of
- And has there ever been a case in human history where competition has been bad for the consumer?
Bills:
SB206, SB640, SB667, SB1344, SB1380, SB1423, SB1425, SB1436, SB1484, SB1500, SB1502, SB1503, SB1557, SB1562, SB1572, SB1644, SB1645, SB1794, SB1796, SB1806, SB1849, SB1984, SB2007, SB2074
Keywords:
SB206, emergency medical services, EMS, ambulance, 911 response, emergency response, essential services, federal funding, grant funding, public health, health care facility, municipality, county, ambulance service district, tribal entity, public entity, contract ambulance service, Oklahoma, 63 O.S. 2021 Section 1-2502, emergency clause
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Feb 24th, 2026 at 10:30 am
Judiciary and Public Safety Oversight
Transcript Highlights:
- My question is, why are we passing this on to the consumer?
- My question is, why are we passing this on to the consumer rather than using county dollars to supplement
- clarifies who may perform inspections, updates outdated procedures, and establishes accountability for fraud
- House Bill 3790 is a consumer protection bill aimed at helping homeowners that get their door knocked
- House Bill 3790 is a consumer protection bill aimed at helping homeowners that get their door knocked
Bills:
HB2936, HB2937, HB2951, HB2960, HB2979, HB2980, HB3062, HB3082, HB3087, HB3148, HB3152, HB3262, HB3264, HB3266, HB3268, HB3269, HB3278, HB3299, HB3544, HB3606, HB3678, HB3790, HB3903, HB3996, HB4139, HB4140, HB4142, HB4143, HB4144, HB4260, HB4272, HB4296, HB4324, HB4339, HB4341, HB4342
Keywords:
HB2936, children, child protection, adoption, Oklahoma Adoption Code, gestational carrier, gestational agreement, surrogacy, intended parent, preplacement home study, home study, prospective adoptive parent, foster placement, child abuse, child neglect, child sexual abuse, child sexual exploitation, lewd molestation, sex offender registry, Oklahoma Sex Offenders Registration Act