Transcript Highlights:

• long, deep and wide, with community connections dedicated to public service, a family that values lending
• :45:57.160><c> values</c> Public Service a family that values Public Service a family that values lending
• 59.119><c> and</c><00:45:59.280><c> your</c><00:45:59.520><c> life's</c><00:45:59.880><c> work</c> lending
• time effort and your life's work lending time effort and your life's work to<00:46:00.960><c> making

Transcript Highlights:

• inducements and misrepresentations related to property insurance claims, to provide relative to license lending
• or renting, to require certain... property insurance claims, to provide relative to license lending
• In regards to the license lending thing, and I realize I'm backing up for just a minute, but I think

Committee: House Commerce, Consumer Protection, and International Affairs

Summary: The committee first heard House Bill 267, which would change the membership rules for the Louisiana State Board of Home Inspectors by adjusting appointment qualifications, term limits, and nomination procedures. Vice Chair Thomas explained the bill was meant to address the lack of nominations from existing entities and to allow the governor more flexibility, especially in smaller districts. After adopting a technical amendment, the committee reported HB 267 favorably. The committee then considered House Bill 478 on utility overcharge reimbursements. The bill, as amended, requires utilities to clearly label reimbursements on customer bills and sets a deadline for issuing refunds. After discussion with the Public Service Commission and utility representatives, the committee changed the reimbursement timeline from 45 days to 90 days and clarified that the bill would not interfere with larger settlement or regulatory credits. HB 478 was then reported favorably as amended. The longest discussion centered on House Bill 924, a consumer protection measure aimed at contractors who solicit residential property owners after declared disasters. The author said the bill was intended to curb predatory storm-chasing and fraudulent insurance-related practices, while still allowing emergency mitigation work. The committee adopted technical amendments and then a conceptual amendment shortening the catastrophe response period from six months to 30 days. Testimony was split: the Insurance Commissioner and some roofing industry witnesses supported the bill as a way to deter fraud, while other contractors argued it would hurt small businesses, limit legitimate door-to-door work, and not solve enforcement problems. The bill remained under consideration after extensive testimony and public comment.

Transcript Highlights:

• inducements and misrepresentations related to property insurance claims, to provide relative to license lending
• or renting, to require certain property insurance claims, to provide relative to license lending or
• In regards to... ...the license lending thing, and I realize I'm backing up for just a minute, but I

Bills: HB267 , HB478 , HB617 , HB659 , HB800 , HB922 , HB924 , HB947 , HB1166 , HB1223

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• coordinators, changes in guidance, quality expectations, and mixed-delivery coordination on their own, which lends
• navigate changes in guidance, quality expectations, and mixed-delivery coordination on their own, which lends
• And I think that lends itself toward a gap that maybe isn't present in the administrative services credential

Transcript Highlights:

• coordinators, changes in guidance, quality expectations, and mixed-delivery coordination on their own, which lends
• And I think that lends itself toward a gap that maybe isn't present in the administrative services credential
• And I think that lends itself towards a gap that maybe isn't present in the administrative services credential

Summary: The hearing was a joint budget discussion focused first on California preschool and child care, then on universal transitional kindergarten (TK), with later movement toward a reading-difficulties screener item. Members emphasized the need for a coordinated early childhood system that better serves families’ real schedules and needs, rather than forcing families to fit existing program structures. The preschool panel reviewed access, quality, workforce, facilities, and information systems, with repeated concern about whether current funding and program design are sufficient for infants, toddlers, three-year-olds, and full-day/full-year care. Witnesses from the Learning Policy Institute, CDSS, CDE, and community providers described major growth in preschool and child care enrollment, especially for two- and three-year-olds, but also noted persistent gaps, waitlists, workforce shortages, low reimbursement rates, and the need for more stable funding. Several witnesses urged expansion or permanence of two-year-old eligibility in CSPP, more support for mixed-delivery systems, facility conversion and renovation grants, better statewide enrollment and referral systems, and continued funding for one-time grants such as UPK coordinators and planning/implementation supports. Provider and parent testimony stressed that rate reform, enrollment-based reimbursement, and continued hold-harmless protections are needed to keep programs open and accessible. The TK panel reviewed the Governor’s budget proposal for full implementation of universal TK, including Proposition 98 funding for expansion and lower adult-to-child ratios, plus a multilingual learner screening implementation budget change proposal. LPI and CDE reported that TK enrollment has grown rapidly but uptake is now a little over half of eligible four-year-olds, with families citing lack of awareness, preference for other care, and logistical barriers such as location and hours. CDE and providers said the UPK planning and implementation grant, mixed-delivery planning grants, and UPK coordinators have been critical, but these one-time funds are set to sunset. Members pressed for more information on eligible population projections, full-day/full-year demand, teacher credential data, and how administrative credential programs are preparing leaders for early childhood settings. The committee held the issues open and requested follow-up data from the departments.

Transcript Highlights:

• And whereas Representative Herrera sponsored historic legislation in 2022 that reformed predatory lending
• project that I had been with when I first came on board, and that is putting limits on predatory lending
• with MFA since I came here as Lieutenant Governor Sanchez, a staff member, and they have programs, lending

Bills: HB111 , HB108 , HB145 , HB164 , HB291 , HJR6 , HR1 , HB63 , HB64 , HB165 , HB184 , HB200 , HB4 , HB7 , HB20 , HB65 , HB66 , HB80 , HB88 , HB96 , HB166 , HB285 , HB295 , HB306 , SB29 , SB37 , HJM2 , HJM3 , HJM1 , HM7 , HM17 , HM4 , HM22 , HM23 , HM24 , HM26 , HM2 , HM16 , HM32 , HM13 , HM47 , HM20 , HM51 , HM1 , HM31 , HM35 , HM36 , HM46 , HM53 , HM54 , HM11 , HM14 , HM21 , HM34 , HM50

Summary: The House spent much of the meeting on recognitions and tributes, including remarks supporting New Mexico’s dairy industry, honoring Gadsden Independent School District educators and students, recognizing Broadband Day at the Capitol, and celebrating the retirement of Representative Susan Herrera. Members from both parties praised Herrera’s long public-service career, especially her work on water, acequias, land grants, rural communities, modernization, early childhood, and predatory lending reform. Herrera thanked colleagues and said she was leaving to spend more time with family, grandchildren, and personal pursuits. The chamber also received a Senate message on House amendments to Senate Bill 3, with the Senate concurring in most items and asking the House to recede from two provisions. Committee reports were then adopted on a series of bills and resolutions, including House Bills 99, 206, 213, 250, 267, 270, 322, and 323; Senate Bills 17, 48, 55, 104, and 193; House Joint Resolution 5; and House Memorial 39. Most reports were adopted without objection, while some bills were advanced with committee substitutes or referrals to other committees. On third reading, the House passed several measures. House Bill 63, funding New Mexico Finance Authority water projects, passed 66-0; House Bill 64, appropriating about $13.25 million for PPRF-related funds, passed 67-0; House Bill 285, refining the disabled veteran property tax exemption, passed 67-0; House Bill 165, expanding C-PACE economic development uses, passed 67-0; House Bill 184, consolidating legacy fund investment accounts, passed 67-0; and House Bill 200, appropriating $10 million for the New Homes for New Mexico starter-home program, was debated at length and then passed. House Bill 291, the tax cleanup bill, drew a failed floor amendment that was tabled 41-24 before the bill passed 59-8. The debate on HB 200 focused on whether the program would help smaller builders and rural communities, while the HB 291 amendment debate centered on adding broader tax provisions and concerns about fiscal impact and policy scope.

Transcript Highlights:

• And when you go to a lender and say, hey, we want you to lend on this project, they're going to be like
• And when you go to a lender and say, hey, we want you to lend on this project, they're going to be like
• And when you go to a lender and say, hey, we want you to lend on this project, they're going to be like

Committee: House Housing and Community Development

Summary: The committee heard several housing-related bills, with the longest discussion on SB 79, which would allow more housing near major transit stops and on transit agency land. The author and supporters argued it would address California’s housing shortage, support transit ridership, and reduce vehicle miles traveled, while opponents from cities, housing advocates, and legal aid groups raised concerns about affordability requirements, demolition and displacement protections, and local control. After extensive debate and amendments, the committee approved SB 79 on a roll call vote of 8-1, with one member not voting, and sent it to the Assembly Local Government Committee. The committee also heard SB 21, which would allow limited reductions in unit count when converting deed-restricted SRO buildings into larger, more livable affordable units with kitchens, bathrooms, and supportive services. Supporters said the bill would preserve aging nonprofit-owned SRO housing and prevent building failures like the Skid Row Housing Trust portfolio, while no opposition witnesses testified. The bill was moved on a unanimous 8-0 vote to Local Government. SB 92 was heard next and would close a density bonus loophole by limiting how much commercial floor area can be increased through the law. The author said the bill responds to a proposed Pacific Beach project that would have used a small number of affordable units to justify a very large hotel tower; the City of San Diego and labor groups supported the fix, and some housing groups withdrew opposition after amendments. The committee passed SB 92 on a 7-0 vote, with the roll left open. Later, the committee took up SB 522, which would extend just-cause eviction protections to rebuilt units that were previously covered by the Tenant Protection Act after a disaster. The author and Los Angeles City Attorney Heidi Feldstein Soto said the bill would preserve tenant protections in rebuilt communities like Pacific Palisades, while apartment, realtor, and property owner groups opposed it, arguing it would add burdens and discourage rebuilding. Members questioned whether the bill was necessary given existing Housing Crisis Act right-of-return protections, and the discussion was still ongoing when the transcript ended.

Transcript Highlights:

• benchmarked the interest rate to the Wall Street Journal prime rate, which today is 7.5 percent, which is a lending
• interest rate and much higher than the Fed Funds rate, which today is which is a lending interest rate
• And if you get rid of those deposits, you have less money to lend in your community.

Committee: Senate Rules

Summary: The Rules Committee took up a large agenda of bills, with many measures reported favorably after brief explanations, amendments, and testimony. Early bills included CS/SB 658 on lien waivers and releases, which was amended to preserve enforceability despite form differences and then passed; CS/CS/SB 736 on brownfields redevelopment, which drew support from business and redevelopment interests and passed; and CS/SB 1002 on utility service restrictions, which was amended to bar certain building or fire code provisions affecting fuel-source choices and then passed despite opposition from environmental advocates. The committee also advanced CS/CS/SB 1132 on right-to-repair for certain equipment, where manufacturers, dealer representatives, and industry groups warned the bill could undermine dealer networks and existing repair programs, while supporters argued it would improve consumer access and help farmers and equipment owners. The bill still passed. Other measures reported favorably included CS/SB 1378 on restitution for leaving the scene of property-damage crashes, CS/CS/SB 768 on foreign-country controlling interests in health care licensing, CS/SB 772 on school access to glucagon for diabetes emergencies, CS/SB 1400 on removal of nonconsensual altered sexual depictions, and CS/SB 1696 on transportation network company impersonation and transit funding. A major portion of the meeting focused on affordable housing. CS/SB 1730, a follow-up to the Live Local Act, made several changes to zoning, height, density, parking, moratorium, and enforcement provisions, with members raising concerns about parking reductions, attorney’s fees, local control, and impacts in the Keys and other sensitive areas. Supporters said the bill closes loopholes and improves workforce housing implementation, while some witnesses urged additional exemptions for areas of critical state concern. The bill was reported favorably after amendment. Later, the committee considered several bills from Senator Leak, including CS/SB 576 on service of process, CS/SB 606 on public lodging and food service establishments, and CS/SB 1164 on electronic delivery of landlord-tenant notices. CS/SB 606 drew substantial debate over whether hotels and extended-stay properties should be able to remove nonpaying guests without treating them like residential tenants; the sponsor said the bill clarifies transient occupancy and removes mandatory arrest provisions, and it passed. CS/SB 1164, which allows email notice delivery by agreement, passed despite concerns from tenant advocates that the bill should include clearer consent and safeguards. The committee also approved CS/SB 1374 on school district reporting of educator arrests and misconduct, CS/SB 940 on third-party restaurant reservation sales, and began hearing CS/SB 1690 on surrendered infants, which would authorize infant safety devices or “baby boxes” as a legal surrender option, with supportive testimony from proponents describing crisis situations and the need for anonymous surrender options.

Transcript Highlights:

• c> I</c><01:02:28.880><c> can</c><01:02:29.000><c> do</c><01:02:29.119><c> to</c><01:02:29.240><c> lend
• </c> each other so anything I can do to lend each other so anything I can do to lend support<01:02:29.920

Committee: Senate Judiciary and Public Safety

Transcript Highlights:

• So I want to thank you for carrying the bill and also lend my support to it and ask if I can sign on
• So I want to thank you for carrying the bill and also lend my support to it and ask if I can sign on
• [Music] Bill and also lend my support to it and ask if I can sign on if you're amenable.

Committee: Senate Taxes

Transcript Highlights:

• algorithmic discrimination in consequential decisions in areas such as education, employment, financial or lending

Committees: House Artificial Intelligence & Innovation , House House Artificial Intelligence & Innovation Committee of Reference

Transcript Highlights:

• And they're going to lend me the money, correct? Those are the people you're talking about.

Committee: House Legislative Review

Summary: The Committee on Legislative Review met in executive session and voted House Bill 2408 due pass by an 8-0 roll call. It then considered House Bill 3092, where a House Committee amendment was adopted and rolled into a House Committee substitute despite objections that the amendment had not received a public hearing and would repeal significant insurance-related provisions. The substitute for HB 3092 was then approved 6-3. The committee also adopted an amendment and House Committee substitute for House Bill 3004, which passed unanimously 9-0. In open hearing, Representative Hausman presented House Bill 3090 as a transparency measure requiring the state treasurer to report annually on special treasury funds that have had no spending for five years and whether those funds were moved to general revenue. She said the bill would help lawmakers identify inactive accounts and unused money. Members asked how the reporting would work, what funds might be affected, and whether the bill would move unused balances into GR after five years; the sponsor said it would. No witnesses testified for or against, and the hearing closed. The committee then heard House Bill 3205 from Representative Castile, which would regulate third-party litigation funding, require disclosure of outside and foreign-linked funders, restrict funding from foreign adversaries, and give enforcement authority to the Attorney General. Members questioned the bill’s scope, including whether the foreign-terrorist language could be read too broadly and how liability and funding-risk provisions would work. Testimony in support came from Associated Industries of Missouri, the Missouri Insurance Coalition/Missouri Civil Justice Coalition, and medical associations, all arguing that litigation funding can distort lawsuits, hide outside influence, and expose businesses and plaintiffs to abusive or foreign-backed financing. No opposition testimony was offered, and the hearing concluded.

Transcript Highlights:

• They didn't just lend their names; they helped carry the cause.

Summary: The Assembly met in session, established a quorum, and dispensed with the reading of the previous day’s journal. Members handled routine procedural motions, including permission for guest seating and adjournment-in-memory remarks. A motion by Assemblymember Tangipa to suspend the rules so ACA 12, described as preventing double taxation on roads, could be taken up without reference to file failed on a roll call vote of 17 ayes to 46 noes. The floor then featured several guest introductions and recognitions. Assemblymember Elhawary honored Los Angeles Trade Technical College on its centennial, highlighting its role in accessible education, workforce training, and reentry programs. Assemblymember Addis recognized Cal Poly San Luis Obispo and Cal Poly Maritime for Cal Poly’s 125th anniversary and its students and leadership. Assemblymember Haney welcomed representatives from Heel Palestine and six children from Gaza receiving medical care in California, describing the organization’s humanitarian work and the children’s resilience. The remainder of the session was devoted to adjournment-in-memory tributes. Members honored former Congressman Doug LaMalfa, emphasizing his long public service, rural advocacy, and work on agriculture, water, wildfire prevention, and local representation. The Assembly also remembered Alan Stewart Hammond IV for his civil rights and media policy work, and Rob and Michelle Reiner for their contributions to early childhood programs, equality, and public service. The House then adopted the adjournment motion and recessed until Thursday, February 5 at 9 a.m.

Transcript Highlights:

• And, you know, frankly, on a system where they can't even use a mouse, it's difficult and lends to errors

Transcript Highlights:

• education certificate Examination, refer to the Committee on Public Education, HB 2556 by Frank, lending

Transcript Highlights:

• I share your alarm that SBA was forced to shut off disaster lending because it took so long to notify

Bills: SB298 , SB300 , SB371

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability

Transcript Highlights:

• choose who it is that they want to have the contractual right to operate with for their mortgage lending
• choose who it is that they want to have the contractual right to operate with for their mortgage lending

Summary: The Senate Committee on Housing met without a quorum at first and operated as a subcommittee, then later established a quorum and took up several housing-related bills. Early presentations included AB 2390, a cleanup bill on housing streamlining and project modifications, which was described as clarifying that minor and subsequent modifications are reviewed under the standards in effect when the original application was filed; there was no opposition, and the bill was moved on a due pass motion but held on call for absent members. AB 1890, which would increase state matching support for Napa County farmworker housing centers from $250,000 to $500,000 annually and extend the program through 2036, drew strong support from Napa County officials, the Farm Bureau, hospitals, and vintners, and was also moved to Appropriations and held on call. AB 956, an ADU bill allowing more flexibility in how accessory dwelling units are built and clarifying application of ADU law in common interest developments, drew support from housing advocates and opposition from the League of California Cities over density, infrastructure, and local control concerns; the committee discussed amendments to avoid triggering density bonus law, then passed the bill as amended to Local Government, with some members expressing reservations or abstaining. The consent calendar, including AB 739, AB 2162, AB 2320, and AB 2692, was also acted on and held on call for absent members. Later, the committee heard AB 939, which would remove a 180-day resale restriction for certain income-restricted ownership units when a nonprofit affordable housing organization is ready to buy and sell them to qualified low-income buyers. Supporters, including Habitat for Humanity and California YIMBY, said the bill would reduce vacancy, carrying costs, and delays in getting affordable homes to buyers; the California Association of Realtors opposed unless amended, arguing the bill could limit buyer choice, codify first-right-of-refusal provisions, and reduce wealth-building opportunities. Members questioned those concerns, and the author said amendments were being worked on; the bill was moved to Appropriations and held on call. AB 1165, the California Housing Justice Act, would require state housing agencies to develop a fiscal analysis and long-term financial plan for ending homelessness and addressing housing affordability; it received broad support from supportive housing, civil rights, and homelessness organizations, with no opposition filed, and was moved to Appropriations and held on call. AB 1184, an HOA transparency bill requiring more notice and access around litigation and recordings, was moved to Judiciary after discussion about whether it duplicated existing HOA law and whether the proposed amendments were too broad. AB 2035, a narrowly tailored bill for Laguna Woods Village to lower the vote threshold needed to petition a court to amend outdated CC&Rs, was supported as a one-time fix and moved to Judiciary. Finally, AB 1573, pulled from consent, would add survivors of domestic violence, sexual assault, and human trafficking to housing element target populations; supporters said these groups are overrepresented among people experiencing housing instability and should be explicitly included in local housing planning.

Transcript Highlights:

• major categories of these assets were cash of $800 million, investments of $37.3 billion, securities lending
• The major categories of these liabilities were obligations under securities lending of $1.6 billion,

Committee: All LEGISLATIVE JOINT AUDITING

Summary: The committee met to adopt prior minutes and reports from its executive and standing committees, including counties and municipalities, educational institutions, and state agencies. Those reports covered routine audit activity, delinquent private water and sewer audits, municipal accounting compliance issues, education audit findings, and several state agency audit items. The committee also reviewed and adopted the State of Arkansas annual comprehensive financial report for fiscal year 2025 and the related single audit report, both presented by Legislative Audit staff. The state financial report showed unmodified opinions on the state’s financial statements and described total assets of about $41.9 billion and liabilities of about $11.1 billion, along with retirement system assets of $39.9 billion and a net pension liability of $9 billion. Two material weaknesses were identified: insufficient internal controls at the Office of State Technology to monitor threats and unauthorized access, and a Division of Workforce Services methodology change for unemployment-related estimates that was not properly documented or approved. The single audit covered $12.4 billion in federal awards across 469 programs, with 16 major programs reviewed; it resulted in 33 findings, 14 with questioned costs totaling $16.6 million, and qualified opinions for the Summer EBT program, the Coronavirus Capital Projects Fund, and the Child Care Development Fund cluster. Members questioned agency officials in detail about the Summer EBT questioned costs, DHS unresolved findings, broadband grant documentation, cyber security controls, workers’ compensation liabilities, and child care funding and reporting. DHS explained that the Summer EBT issue involved drawing federal funds in advance rather than as benefits were redeemed, and said the process has been corrected. Broadband officials said the questioned $6.6 million reflected documentation-detail disagreements across many invoices rather than missing payments. OST officials described new logging, endpoint detection, and phishing-training efforts, and DFA and Education officials addressed specific audit findings and corrective actions. The committee ultimately moved to hold the two large statewide reports over until the August meeting for further review, with discussion continuing on whether to release some agency staff in the meantime.

Transcript Highlights:

• utility companies have access, just like we would if we went out for a home loan, have access to a lending
• utility companies have access, just like we would if we went out for a home loan, have access to a lending

Summary: The House first approved the previous day’s journal by roll call vote, 112-2, and then spent time on numerous guest introductions and recognitions. Guests included former Rep. Bill E. Kidd, students and school officials from several districts, pharmacy students, community and labor representatives, Alliance for Life members, Link community partners, and the student who led the Pledge of Allegiance. A personal privilege announcement also recognized a legislator’s son’s birthday. The main floor debate centered on House Committee Substitute for House Bills 21, 22, and 1626, the Missouri Nuclear Clean Power Act. Supporters argued the bill would remove a roadblock to small modular nuclear reactors by allowing construction work in progress (CWIP), lower long-term electricity costs, attract industry, and help Missouri meet future baseload demand, especially for data centers and other large users. Opponents said the measure would shift risk and cost overruns to ratepayers, cited past nuclear cost overruns and safety concerns, and argued Missouri voters had previously rejected such financing. After extended debate and several inquiries, the House adopted the committee substitute and ordered the bills perfected and printed. The chamber then perfected and printed House Bill 1881, which would make xylazine a Schedule III controlled substance. The sponsor and supporters said the drug is a dangerous animal tranquilizer increasingly used in illicit fentanyl mixtures, while the bill preserves legitimate veterinary and agricultural uses. Members from both rural and urban districts supported the measure, and the House adopted an amendment clarifying penalties for knowingly starving an animal and false reporting in animal abuse cases. Finally, the House took up House Bill 2292, which would encourage cross-reporting among agencies handling child, elder, and companion animal abuse. The sponsor said abuse in one area often correlates with abuse in the others and that the bill would use existing agencies rather than create a new department. An amendment was also offered to strengthen elder-abuse investigations by allowing post-certified investigators in the Department of Health and Senior Services to assist law enforcement and obtain records. The discussion emphasized protecting vulnerable Missourians and improving coordination among investigators and local police.

Transcript Highlights:

• But if you look on page two of the legislation, if I may, what I think might lend clarification, as the
• But if you look on page two of the legislation, if I may, what I think might lend clarification, as the