Transcript Highlights:

• keeping rates affordable for their residents<00:41:29.440> mpfa<00:41:30.200> finances
• <00:54:09.240> criteria eligible based on affordability criteria eligible based on affordability
• <00:58:14.119> criteria a072 that sets a affordability criteria a072 that sets a affordability
• That's one part in terms of how to get to the affordability.
• That's one part in terms of how to get to the affordability.

Keywords: 1183, house

Transcript Highlights:

• This unregulated practice is making affordable home ownership less affordable. So, Mr.
• When we talk about affordable.
• <01:42:17.840> The able to afford that project. The able to afford that project.
• making more affordable people are hit. making more affordable people are hit.
• 42:56.960> a afford, be able to afford groceries, a afford, be able to afford groceries, a lot

Bills: HF3694, HF3844, HF4006, HF3785, HF3849, HF4102, HF3441, HF3507, HF3562

Keywords: transportation, tow trucks, variable message signs, road safety, emergency service, optometrist, window glazing, motor vehicle regulations, medical prescriptions, transportation safety, infrastructure, construction, appropriation, state project, motorized bicycles, motorcycles, electric vehicles, transportation regulations, safety standards, dealer license

Transcript Highlights:

• Same thing afford to live in Hawaii.
• we can afford it. we can afford it.
• them um are subsidized to can't afford them um are subsidized to afford<00:53:14.160> them,<00
• that's where we really need to afford that's where we really need to afford them,<01:20:40.640><
• Um, we can't afford to cannot afford it. Um, we can't afford to stay<01:51:14.880> here.

Keywords: 912, senate, all

Summary: The joint informational briefing focused on the Hawaii Department of Transportation’s work under the Navah settlement, which was described as a first-of-its-kind climate agreement tied to the state’s constitutional public trust and clean-environment obligations. Speakers said the settlement was intended to accelerate progress toward Hawaii’s 2030 and 2045 clean energy goals, especially by addressing transportation, the state’s largest source of greenhouse gas emissions. They emphasized that the agreement formalizes milestones, reduces dependence on changing administrations, and includes a role for the legislature alongside the courts and executive branch. DOT and Earthjustice representatives outlined the main settlement deliverables: creation of a new Office of Energy Security and Community Outreach, formation of a youth council, and development of an emissions reduction plan that will be updated over time. They also highlighted a new project-level greenhouse gas/VMT scoring tool, described as the first of its kind in the nation for DOT-wide use, to evaluate the climate impact of transportation projects. The presentation tied these efforts to prior legislative actions, including the state’s climate emergency declaration, net-zero/net-negative targets, and Act 131’s requirements for multimodal network planning and emissions reporting. A substantial portion of the briefing was devoted to the youth council, which reported 20 members selected from 83 applicants, representation from across the islands, and work on bylaws, committees, and outreach. Youth members described feedback they gave on the energy security plan, a student leadership summit presentation, and future plans to meet with legislators and participate in the Climate Future Forum. DOT also said the settlement’s transportation strategies include clean fuels, electrification, aviation sustainable aviation fuel, marine shore power, and carbon sequestration, including expanded native tree planting and fire mitigation work. No formal votes or legislative actions were taken during the briefing. Members discussed implementation challenges, including cost and supply constraints for aviation and marine decarbonization, but DOT said industry stakeholders were not rejecting the goals, only raising affordability and timing concerns. Officials also noted that a GIS map for network gaps was in development and that the settlement’s pedestrian, bike, and transit connectivity requirement would compress roughly 15 years of work into five years, with an estimated annual commitment of $40 million to $50 million.

Transcript Highlights:

• competition for naturally affordable competition for naturally affordable units,<00:33:53.360> and
• They use the word all the time: affordable housing and affordable rentals, like they was just saying.
• What affordability term in this bill.
• So, development of affordable housing.
• favorite tool of creating affordable favorite tool of creating affordable housing,<01:06:32.559>

Keywords: 912, senate, all

Summary: The committees heard testimony on five housing-related measures. SB 2232 would create a three-year tiny home grant pilot program within HHFDC, with annual reporting to HHFDC and the Legislature; testimony was mixed, and the bill was later recommended for passage with amendments, including a full-time housing development specialist, a residential-use-only restriction for the tiny homes, and a blanked appropriation. SB 2192 would bar county down-zoning that reduces housing capacity unless equivalent capacity is added elsewhere in the county; it drew support from housing advocates and comments from planning officials, and was also recommended for passage with amendments. SB 2378 would clarify insurance requirements for single- and multifamily projects seeking expedited county permitting; engineers and housing groups supported it, while one testifier opposed it, and it was recommended for passage with a technical amendment. SB 2524 would appropriate funds to the City and County of Honolulu for housing-related departments to comply with prior acts; the Honolulu department supported it, and members asked about prior spending and funding sources. SB 2398 would require residential housing utility availability maps; the Honolulu Board of Water Supply opposed the bill as written, citing infrastructure security, accuracy, liability, and administrative burden concerns, while supporters said it would improve transparency for developers. The chair proposed amendments to make the maps broad and geographic rather than parcel-specific, remove contested-case and reliance provisions, allow disclaimer language, and change the date; the bill was then recommended for passage with amendments, with one member noting reservations. All five measures were ultimately passed out of committee with amendments, with votes recorded and some members excused.

Transcript Highlights:

• a $3.5 billion taxpayers can't afford a $3.5 billion train. train. train.
• > yes to affordable flexible yes to affordable flexible bus<00:08:47.760> rapid<00:08:48.040><
• We cannot afford a project that risks undermining decades of our hard work.
• I can't afford I can't afford to<00:15:12.040> have<00:15:12.320> more<00:15:12.600
• ,<00:31:23.000> that options that are more affordable, that options that are more affordable

Keywords: 919, house, all

Summary: The meeting focused on opposition to the proposed Blue Line light rail extension in the West Broadway/North Minneapolis corridor and support for alternatives, especially arterial bus rapid transit. Committee members and invited speakers argued that the rail project would cost about $3.2 billion to $3.5 billion to build, require roughly $57 million a year to operate and maintain, and could burden Hennepin County taxpayers if federal funding does not materialize. They promoted House File 3507, which would direct $30 million toward bus transit in the corridor, and House File 3441, which was described as highlighting the operating costs of light rail. Testimony from community leaders and residents emphasized concerns about displacement, business disruption, safety, and neighborhood impacts. Speakers said the project could require demolition of homes and businesses, reduce parking and traffic access on West Broadway, and harm a predominantly Black business district in North Minneapolis. Several compared the project to past rail impacts such as Rondo, and said bus rapid transit would be more flexible, less expensive, and better aligned with community needs. One speaker also raised concerns about the placement of stations and the effect on residents who rely on transit for work, shopping, and access to services. Representative Kristin Robbins and others framed the issue as a budget priority, saying Hennepin County should focus on transit options that cost less and on funding for HCMC, which they said faces a serious deficit. In response to questions, the bill supporters said the effort was bipartisan, that federal funding for the rail project was uncertain, and that the legislature should move money toward bus service now rather than wait for a future federal agreement. No vote or formal committee action was taken in the excerpt, but the members indicated they would continue making the case for the bills and follow up with the community.

Transcript Highlights:

• of strategies to help maintain affordability, including offering our customers a number of specific
• affordability programs. members of the committee.
• conversations uh, around affordability. conversations uh, around affordability.
• affordability programs. affordability programs.
• course, affordability. course, affordability.

Keywords: 919, house, all

Summary: The committee heard House File 76, as amended by the adopted A1 amendment, and the chair moved the bill to be re-referred to the general register. The bill would limit the amount investor-owned utilities can charge ratepayers for executive compensation, capping recoverable pay for the top 10 executives at the governor’s salary. Representative Greenman argued the measure would protect customers from paying for lavish executive pay and said it would not affect what executives are paid, only what can be recovered from ratepayers. She cited recent Public Utilities Commission action and ongoing rate cases as evidence the issue is real and recurring. Supportive testimony came from a Minneapolis resident describing financial hardship and rising utility bills, a local worker who said customers have no choice of utility provider and should not fund monopoly executive pay, and advocates from the Energy and Policy Institute and Utility Reform Now, who said ratepayers should not subsidize excessive compensation and that the bill is a targeted reform. Xcel Energy and CenterPoint Energy opposed the bill’s premise by defending the current regulatory process. Their representatives said the PUC already reviews executive compensation in rate cases, generally allows only limited recovery, and has used that process for decades. Xcel also emphasized its affordability programs and said executives help secure savings and investments for customers. Members discussed whether the legislature should set a bright-line rule or leave the issue to the PUC. Representative Greenman said the bill is needed because the PUC process can take years and the legislature should establish a clear standard for all investor-owned utilities. Some members supported the bill as a response to an affordability crisis and the lack of consumer choice, while others said the legislature should focus on broader energy-cost issues and existing regulatory tools. The committee did not take a final vote on the bill in the portion of the meeting provided, but the amendment was adopted and the bill was moved for re-referral to the general register.

Transcript Highlights:

• Well, our 80% affordable housing.
• .<00:23:51.520> This<00:23:51.679> is affordable.
• This is affordable.
• So I think we could afford to live.
• That we're in is the only reason I'm saying we can't afford this.

Keywords: 1191, senate, all

Transcript Highlights:

• If the landowner walks in, if they can afford an attorney, they'll bring one.
• I think affordable housing is something that we're all concerned and interested in.
• We have an ongoing committee that will consider how to best encourage affordability.
• When you think about affordability, you have to think about affordability across all fronts.
• The result is more traffic, lower affordability, higher taxes, and vast sprawl.

Transcript Highlights:

• I've been trying to get affordable housing to come to the marketplace.
• I'd also say this isn't specifically about affordable housing.
• And then a little earlier, we said this is not just about affordable housing.
• Then it becomes to build more homes; you get smaller, more naturally affordable housing.
• When it comes to this, does it encourage building affordable but quality construction?

Transcript Highlights:

• I've been trying to get Affordable Housing to come to the marketplace.
• Opinions on where to locate affordable housing.
• Affordable housing. What kind of other housing?
• You get smaller, more naturally affordable housing.
• or accessible, not necessarily capital A affordable for lower income, but just making that more affordable

Transcript Highlights:

• Affordable and accessible housing was chosen more than any other topic as a top priority within this
• It just makes no sense at all to spend all that money if we want more affordable housing and it isn't
• Chris Ho: A friend of mine develops affordable housing in gateway cities, in old mill buildings.
• I am here to speak about the disproportionate impact that the affordable housing...
• None of what I can afford is over six hundred dollars.

Keywords: 995, all

Summary: The Public Safety and Homeland Security Joint Committee heard testimony on several bills focused on accessibility, fire safety, and transportation safety. House 2569, expanding adaptable housing for people with disabilities and seniors, drew broad support from Rep. Christine Barber, disability advocates, and members of the Massachusetts Developmental Disabilities Council. Witnesses said the bill would close gaps in the Architectural Access Board’s authority, require more adaptable housing in rehabs and older conversions, and extend accessibility requirements to employee-only work areas. They emphasized the shortage and cost of accessible housing, the benefits for aging in place, and the risk of institutionalization when accessible units are unavailable. The committee also heard strong support for House 2577, which would allow local fire departments to inspect and enforce fire code compliance in state-owned buildings. Rep. Robert Cataldo and Boston Fire Chief Pat Ellis described this as closing a long-standing loophole that leaves state properties outside local fire-code enforcement, despite the hazards posed by aging state buildings and life-safety systems. Fire service representatives also supported bills to create a statewide technical rescue system under the Department of Fire Services, standardizing training, equipment, funding, and coordination across regional rescue teams, and they backed related fire-safety measures including sprinkler-related legislation and professionalism measures. Rep. James O’Day testified for House 2676, which would require window screens to prevent child falls, arguing it is a common-sense safety measure and noting recent fatal incidents. Ann Shuey and John Kalura testified for House 2601, which would require motor coach passengers to wear seat belts, citing a family tragedy, low seat-belt use, and research showing signage can improve compliance. Steven Poglisi of NAGE supported House 2568, requiring carbon monoxide alarms in public buildings, describing a past CO exposure incident involving a union member. The committee took no votes on the bills during the hearing and adjourned after testimony concluded.

Transcript Highlights:

• We can't afford it.
• going on in New Hampshire, affordable going on in New Hampshire, affordable housing<00:23:53.120
• barriers to affordable homeownership. barriers to affordable homeownership.
• Thank you. shortage of affordable housing. shortage of affordable housing.
• Um by design to be an affordable affordable affordable home<01:06:16.480> ownership<01:06:17.119

Keywords: 928, house, all

Summary: The Housing Committee opened with a public hearing on HB 196, which would repeal the Housing Champion program. Representative Matt Drew, the prime sponsor, argued the program is an unnecessary and poorly targeted subsidy, saying it rewards municipalities after projects are completed and may not be limited to new housing production. He questioned the transparency of the program, cited difficulty finding required annual reports, and noted a fiscal note suggesting the state could recover up to $3 million if obligations are terminated. Committee members and witnesses debated whether the program’s criteria amount to political favoritism or a standard grant process; supporters said the rubric is specific and that municipalities are evaluated against objective requirements. Representative Priest, Nick Taylor of Housing Action New Hampshire, and Karen Benfield of Stay Work Play New Hampshire all opposed repeal, saying the program encourages local zoning and regulatory changes, helps smaller communities participate, and supports housing supply and young people’s ability to stay in the state. The hearing on HB 196 was then closed. The committee then opened a hearing on HB 1405, a bill establishing an affordable housing guarantee program within the Housing Finance Authority. Prime sponsor Representative Chris Muns said the bill would reduce lender risk by guaranteeing up to 80% of principal on qualifying loans for affordable housing, with a cap of $30 million per lender per year and $300 million outstanding at any time. He described the measure as a low-cost public-private partnership backed by the full faith and credit of the state, and said it was identical to a prior Senate bill that had received unanimous bipartisan committee support before dying later in the process. He framed the bill as one part of a broader housing package aimed at financing, infrastructure, workforce, zoning reform, and other housing-related issues. No votes were taken during the portion of the meeting provided. The only formal actions were opening and closing the public hearing on HB 196 and opening the public hearing on HB 1405, with testimony continuing on HB 1405 at the end of the transcript.

Transcript Highlights:

• At a time when our state faces both a housing shortage and an affordability crisis, we need to focus
• At a time when our state faces both a housing shortage and an affordability crisis, we need to focus
• At a time when our state faces both a housing shortage and an affordability crisis, we need to focus
• At a time when our state faces both a housing shortage and an affordability crisis, we need to focus
• At a time when our state faces both a housing shortage and an affordability crisis, we need to focus

Keywords: 1183, house

Summary: House File 2614 was heard with a delete-everything amendment adopted at the outset. The bill, as explained by the authors, would prevent local governments from requiring amenities or common property that effectively force the creation of a homeowners association, while still allowing developers to create HOAs voluntarily when needed. The authors said the language was negotiated with stakeholders, including the League of Minnesota Cities, and was intended to be moved on to the Housing Committee for further discussion. Supportive testimony came from Housing First Minnesota and the Minnesota Homeownership Center. They argued that unnecessary HOA mandates can raise housing costs, reduce homebuyer choice, and shift public infrastructure costs onto homeowners through dues in addition to property taxes. Testifiers cited examples involving single-family developments, a Burnsville case involving a large roof assessment and disputed ACH withdrawal, and the Heritage Park development in Minneapolis, where an HOA was required but later became difficult to dissolve. They said the bill would preserve HOAs where they are genuinely needed, such as townhomes or shared-amenity developments. Members raised questions about the removal of county-specific language in the amendment, the meaning of the bill’s references to services and common property, and whether the bill would still allow neighborhood signs or other developer-requested features. A major point of concern was stormwater ponds and drainage infrastructure: one member argued that prohibiting cities from requiring HOA maintenance of such facilities could shift costs to taxpayers, while the authors responded that the bill was meant to stop cities from mandating discretionary amenities and that maintenance issues had been partly addressed in the amendment. The committee did not take a final vote in the portion provided, but the amendment was adopted and the bill was discussed for referral onward.

Transcript Highlights:

• way to run a parallel track with some of the other good stuff that we're doing here to address affordability
• of single family homes as affordability of single family homes as well<00:01:51.320> as<00:01
• and affordability issues across the<00:05:04.800> state<00:05:05.280> home<00:05:05.479
• So a $10,000 reduction would mean 25,000 more families would be able to afford that mortgage and would
• starter homes a little more affordable starter homes a little more affordable way<00:20:44.799><

Keywords: 1183, house

Transcript Highlights:

• Senators, each of us at some point or another has spoken about the need to have more affordable housing
• So that's the intent. you know, renters being able to, you know, have a more affordable rent. Okay.
• But one of the comments I wanted to make is that if the purpose is to create more affordable housing,
• But one of the comments I wanted to make is that if the purpose is to create more affordable housing,
• It does not help Floridians struggling with insurance and housing affordability.

Summary: The committee took up several claims bills first and reported both favorably without debate. SB 20, relating to relief of J.N., a minor, would pay the remaining $400,000 of a $600,000 settlement after an 11-year-old was injured on a Hillsborough County sidewalk with a known defect; SB 14, relating to the estate of Pineal Januier, would authorize payment of the remaining $1.7 million of a $2 million settlement after a drowning at a Miami Beach youth center pool. Both bills were supported by the sponsors and the Senate Special Master’s favorable recommendations, and both passed on roll call votes. The committee then considered SJR 1510 and its implementing bill, SB 1512, both by Senator Avila, which would create a new property tax benefit for owners who lease a non-homestead residential property for more than six months in order to encourage more affordable rental housing. Local governments, the Florida League of Cities, and the Florida Association of Counties opposed the proposal, warning of major revenue losses, impacts on public safety and services, and uncertainty for local budgets; several senators also questioned whether landlords would pass savings on to renters and whether the measure would worsen density and parking issues. Despite the opposition, both measures were reported favorably after the sponsor said the bills would be refined and revised. SB 674, by Senator Wright, was reported favorably with support from property appraisers who said it would let them budget and pay hiring or retention bonuses, similar to authority already given to tax collectors, to help compete for specialized staff. CS for CS SB 268, by Senator Jones, also passed after an amendment adding congressional members; the bill would create a public-records exemption for certain home-address information for elected officials, and debate centered on balancing transparency with safety after members described death threats and harassment. The committee then approved SB 100, by Senator Fine, which would bar government buildings from displaying flags representing political viewpoints and allow active or retired military or National Guard members to use reasonable force to stop desecration of the U.S. flag; the bill drew extensive opposition from transparency, civil rights, and LGBTQ advocates who argued it was vague, unconstitutional, and aimed at pride flags, while supporters said government should not endorse political messages. Finally, CS for SB 1664, by Senator Trumbull, was reported favorably after a strike-all amendment. The bill would require voter reapproval every eight years for certain local discretionary taxes, including tourist development taxes and some local option taxes, unless pledged to revenue bonds. Cities, counties, tourism groups, and the lodging industry opposed it, saying the measure would create uncertainty, threaten tourism marketing and beach restoration funding, and make long-term infrastructure and debt planning difficult. Senator Trumbull argued the proposal simply gives voters a recurring chance to decide whether they still support the taxes and the projects they fund.

Transcript Highlights:

• And it's proven we can't afford it. And it's proven we can't afford it.
• cannot afford these types of policies. cannot afford these types of policies.
• be unable to develop strong affordable be unable to develop strong affordable energy<02:41:18.560
• That is not affordable. Heating oil, $5.41 a gallon, not affordable.
• Member from Waterbury. affordability. affordability.

Keywords: 926, house, all

Summary: The House first suspended the rules briefly to make announcements, including welcoming former representative Doug Gage to the gallery. It then returned to House Bill 211 on data brokers and personal information, where the Appropriations Committee explained a $50,000 appropriation to the Secretary of State for a consultant-led study on an accessible deletion mechanism for consumers to delete personal data held by data brokers, with interim and final reports due in 2027 and 2028. The committee reported a 9-0-2 vote in favor, and the House agreed to the Commerce and Economic Development Committee’s amendment and ordered third reading. Floor debate on H. 211 focused heavily on the bill’s deletion and exemption framework. Supporters argued the bill is needed to give Vermonters meaningful control over their data and to prevent data brokers from commingling information for unrelated uses. Opponents warned the bill could conflict with existing federal frameworks such as the Fair Credit Reporting Act, Gramm-Leach-Bliley, and the Driver’s Privacy Protection Act, and could make credit, banking, insurance, fraud prevention, and identity verification harder. In response, the sponsor said the bill uses use-case-based exemptions rather than broad entity-level exemptions, noted testimony from banks, insurers, a data broker, a former data broker employee, and the Attorney General, and said no constitutional concerns were raised. The House ultimately adopted the amendment and advanced the bill. After H. 211, the House moved to House Bill 577, establishing the Vermont Prescription Drug Discount Card Program. Committee reports from Health Care, Ways and Means, and Appropriations were read into the record, and the Colchester member described the bill as a way to lower prescription drug costs by joining the multi-state Array Rx program. The bill would let any Vermont resident obtain a free discount card for FDA-approved prescription drugs, with claimed savings up to 80% on generics and 20% on brand-name drugs. The House then proceeded to second reading on H. 577.

Transcript Highlights:

• You can't make affordable housing to do.
• Um, so yeah, affordability is one aspect.
• Um, so yeah, affordability is one aspect.
• Um, so yeah, affordability is one aspect.
• <00:39:46.079> path Uh once considered uh an affordable path Uh once considered uh an affordable

Keywords: 1183, house

Transcript Highlights:

• <00:15:22.520> across on how to improve affordability across on how to improve affordability
• We keep hearing there's an affordability<00:15:43.280> crisis.
• It kind of looks affordability crisis.
• One of those GOP-led affordability measures is now moving forward.
• One of those GOP-led affordability One of those GOP-led affordability measures<00:25:34.720>

Keywords: 1187, senate, all

Transcript Highlights:

• This bill is dumb, a waste of time, and does not make Arizona affordable.
• I'll just make a quick comment from an affordability perspective.
• This year we are doing the Affordable Arizona Award.
• This year we are doing the Affordable Arizona Award.
• And every week we will choose an affordability champion to recognize and thank and ...choose an affordability

Keywords: 1182, all

Summary: The caucus reviewed a long list of bills and resolutions, with members frequently asking to pull measures from consent and noting party-line or unanimous votes. Topics included medical and vaccination restrictions (HB 2248, HB 2086), state investment and conflict-of-interest rules for the treasurer (HB 2303), budget and reporting requirements (HB 2688, HB 2015), procurement limits involving China-linked companies (HB 2170, HB 2134), homelessness administration (HB 2533), traffic and transportation measures (HB 2109, HB 2574, HB 2210), school testing and education policy (HB 2032, HB 2033, HB 2075, HB 2266, HB 2395, HCR 2003), and several health-care bills involving lactation services, gender-transition care for minors, abortion-related restrictions, and hospital immigration-status reporting (HB 2072, HB 2085, HB 2364, HB 2689, HB 2796). Members also discussed water policy, including desalination, groundwater transport, and water-use limits (HB 2052, HB 2056, HB 2098, HB 2758, HB 2328), as well as food and agriculture measures such as SNAP restrictions, cultivated-cell food labeling and bans, and the Beef Council extension (HB 2396, HB 2762, HB 2791, HB 2155). Several members criticized bills as unconstitutional, costly, or harmful to affordability, while sponsors described them as clarifications, consumer protections, or administrative fixes. The caucus also considered a number of bills affecting labor, property, and consumer issues, including unemployment eligibility changes, mobile home park submetering fees, appraisal management company rules, digital goods seller requirements, property tax clarifications, and protections for minors in online content creation (HB 2690, HB 2459, HB 2501, HB 2010, HB 2120, HB 2192, HB 2261, HB 2279). Other measures addressed sexual extortion penalties, name-change procedures for sex offenders, and restrictions on abortion-inducing drugs and gender-transition procedures for minors (HB 2666, HB 2223, HB 2364, HB 2085). Members repeatedly raised concerns about federal preemption, constitutional issues, implementation costs, and unintended consequences, and several sponsors or members indicated they were working on amendments or stakeholder discussions. At the end of the meeting, the caucus also heard memorials and resolutions, including a proposal to limit voting centers and precinct voting, and memorials urging withdrawal from the United Nations and defunding the IMF (HCR 2016, HM 2001, HM 2004). The meeting concluded with caucus announcements, including an affordability-themed award recognizing Rep. Betty Villegas, a Black History Month sign-up request, and reminders about upcoming affordability and Latino Caucus events. No final floor votes were taken in the transcript, but multiple bills were pulled from consent or noted for opposition.

Transcript Highlights:

• home here in Hawaii to be able to afford home here in Hawaii to be able to afford that<00:38:01.440
• investment for permanent affordability investment for permanent affordability um<02:11:50.280>
• affordable affordable forever<02:11:59.840> um<02:11:59.960> I'm<02:12:00.079> hearing
• testifiers today talk about affordable testifiers today talk about affordable housing<02:12:03.719
• income bracket to be able to afford income bracket to be able to afford housing<02:44:07.359>

Keywords: 910, house, all