Transcript Highlights:

• That fragments monitoring and makes suspicious activity harder to detect.
• Fraud is driven by deception, not transaction size.
• Fraud is driven by deception, not transaction size.
• Fraud is driven by deception, not transaction size.
• Fraud is driven by deception, not transaction size.

Bills: SB6178 , SB5831

Committee: House Consumer Protection & Business

Keywords: SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty

Transcript Highlights:

• It adds an ID swipe for all transactions. transactions.
• CoinFlip is required to file a suspicious activity report for any suspicious transaction above $2,000
• As part of that, you are required—it's mandatory—to file a suspicious activity report for any transaction
• out of currency transaction reports, as well as suspicious activity reporting, or if they're just following
• This puts it slightly above the currency transaction report. Transactions are scams.

Bills: SB383 , SB1012 , SB1181 , SB1705 , SB2075 , SB2221 , SB2586 , SB2864 , SB2994

Committee: Senate Business & Commerce

Transcript Highlights:

• activity must be reported. suspicious activity must be reported.
• Just know there is no per transaction fee in this. per transaction fee per se in this.
• In summary, um, on line 87-88, it talks about the suspicious cash transactions of 2,000 or more. cash
• transactions of 2,000 or more reported within 30 days.
• They track the transactions they have... They track the transactions they have already.

Bills: HB297 , HB587

Committee: House Financial Services

Keywords: cash transactions, money transmission, regulatory compliance, criminal penalties, Alabama Securities Commission, information technology, auditors, financial institutions, cybersecurity, certifications, state regulations

Transcript Highlights:

• Protections include Know Your Customer, KYC verification, anti-money laundering, currency transaction
• reports for cash transactions over $10,000 in a day.
• Suspicious activity triggers SARs, which are suspicious activity reports, to FinCEN.
• Verification, anti-money laundering, currency transaction reports for cash transactions over $10,000
• Suspicious activity triggers SARS, which are suspicious activity reports, to Finsen.

Summary: The House State Government and Tribal Relations Committee held a field hearing on the Puyallup Reservation, where members first received an overview of sports betting in Washington. Tribal casino representatives and the Washington State Gambling Commission explained that sports betting became legal in 2020 under HB 2638 and is currently limited to tribal casinos through sportsbook, kiosk, and on-premise mobile wagering. Testimony covered how odds are set, compliance with federal anti-money-laundering rules, and the role of third-party vendors. Tribal representatives said sports betting supports tribal economic development and asked to expand betting to include Washington college teams, while warning that prediction markets and other unregulated products pose a threat. Committee members asked about geo-fencing, betting limits, in-state college betting restrictions, and regulatory oversight. No votes were taken. The committee then heard from Vicki Lowe of the American Indian Health Commission on tribal data sovereignty and health data. She described tribal sovereignty and the federal trust responsibility, and said tribes should have equitable access to their own health data and control over how it is used. She explained that during COVID, tribes often lacked direct access to state health data, which complicated case tracing and other public health work. Lowe said the Department of Health stopped collecting tribal affiliation in some contexts because of Public Records Act concerns, and she argued that this is inconsistent with tribal data-sharing principles adopted through the Governor’s Indian Health Advisory Council. Members asked for clarification about what counts as tribal data and how public records concerns affected data collection. No formal action was taken. Finally, Lucy Smartlut gave an update on the Washington State Missing and Murdered Indigenous Women and People Task Force. She reported on the task force’s structure, its extension through 2027, and progress on recommendations including a fully funded cold case investigation unit in the Attorney General’s office, an updated missing persons resource, and forensic genetic genealogy work on unidentified remains. She said the cold case unit has active investigations, has helped locate missing Indigenous people, and made its first homicide arrest. She also presented data showing Native people are disproportionately represented among homicide and missing persons cases, and noted survey findings that many law enforcement agencies rely on officer observation for race data and have limited consultation with tribes. Committee members asked about funding, interagency coordination, and whether the task force is shifting toward prevention. The presenter said sustainability, continued awareness, and stronger collaboration remain priorities, and no vote was taken.

Transcript Highlights:

• </c> making it harder to flag suspicious making it harder to flag suspicious purchasing<02:35:51.600>
• Today, under current law, financial institutions are required to report suspicious transactions to law
• The bill on the floor today blocks states from using this same process to flag suspicious firearms transactions
• </c><05:40:30.160><c> firearms</c><05:40:31.040><c> transactions</c><05:40:32.240><c> to</c> flag suspicious
• firearms transactions to flag suspicious firearms transactions to uncover<05:40:33.200><c> gun</c><05

Transcript Highlights:

• So, it's about reordering your transactions.
• But I guess I want to ask for more specificity when it came to the suspicious activity reports.
• So how often would you say you detect potentially suspicious activity among your bank's clients?
• **Witness**: Senator, we have active monitoring programs that look for suspicious activity.
• But we do make sure that any suspicious activity that we detect is reported.

Committee: Senate Banking, Housing, and Urban Affairs Committee

Transcript Highlights:

• It does not affect any transaction originating from... ...affect any transaction originating from a banking
• We are continually monitoring our transactions that are processed to look for trends and anomalies.
• Uh, in many of these suspicious activities, we have to file what's called a SAR, which is a suspicious
• Because that's a lot of cash transactions, aren't they?
• That anything that has a cash transaction that's not with a bank, it... transaction that's not with a

Bills: HB297

Committee: House Financial Services

Keywords: cash transactions, money transmission, regulatory compliance, criminal penalties, Alabama Securities Commission

Transcript Highlights:

• It's a kill chain command that can stop the transaction within 48 to 72 hours.
• And they are in a unique position to be able to reverse those transactions.
• If there is something off about that transaction, whether it be elder abuse, it doesn't seem like a safe
• That suspicious—say that fast three times—suspicious activity report is filed, and then it is sent to
• That's why the SAR, as I just explained, Suspicious Activity Report, is anonymous because you don't want

Committee: House Judiciary

Transcript Highlights:

• It's a kill chain command that can stop the transaction within 48 to 72 hours.
• And they are in a unique position to be able to reverse those transactions.
• If there is something off about that transaction, whether it be elder abuse, it doesn't seem like a safe
• That suspicious, say that fast three times, suspicious activity report is filed, and then it is sent
• To your appropriate sort of internal processes for how you would normally flag a fraudulent transaction

Summary: The Assembly Judiciary Committee heard several bills focused on public safety, privacy, animal welfare, and elder protection. AB 634 by Assemblymember Jeff Gonzalez would ban the manufacture, distribution, and sale of tianeptine, described as “gas station heroin,” with supporters citing addiction and hospitalization risks and noting the bill had been narrowed to civil penalties and research exceptions. AB 1159 by Senator Addis would expand student data privacy protections to higher education and limit how ed tech companies use student information, including a narrow private right of action; supporters emphasized student privacy and opponents warned it could chill innovation and create litigation risk. AB 1382 by Assemblymember Castillo would prohibit the sale of genetically modified animals for cosmetic purposes, with supporters pointing to animal welfare and shelter overpopulation concerns and opponents seeking a narrower exemption for glowfish and other already regulated aquatic species. The committee also heard AB 871, which would strengthen reporting and training requirements for financial institutions responding to suspected elder financial abuse and scams, including reporting to the FBI’s Internet Crime Complaint Center and encouraging rapid client reporting. Supporters said the bill could help recover funds and improve pattern detection across jurisdictions, while one member raised concerns about duplication with existing suspicious activity reporting and bank procedures. In discussion, members generally supported the bill but noted the need to refine it; the author said it was intended as a practical step to improve existing processes. All four bills were moved out of committee with do pass recommendations, with AB 634, AB 1159, AB 1382, and AB 871 each passing on recorded votes after discussion and amendments. The committee also adopted consent calendar items and ended with a recognition of Republican caucus judiciary consultant Daryl Thomas, who is retiring after more than 20 years of service.

Bills: HB1739 , HB1784 , HB1889 , HB2116 , HB2206 , HB3625 , HB2939 , HB3028 , HB3265 , HB3313 , HB3413 , HB3414 , HB3415 , HB3416 , HB3417 , HB3418 , HB3420 , HB3588 , HB3748 , HB3721 , HB3852 , HB4132 , HB4263 , HB4303 , HB4311 , HB4428 , HB4429 , HB4434

Committee: House Government Oversight

Keywords: retirement, law enforcement, disability benefits, pension system, Oklahoma, education reform, local control, student outcomes, curriculum changes, school funding, public retirement systems, pension, retirement benefits, cost-of-living adjustment, COLA, inflation adjustment, CPI-U, Consumer Price Index, firefighters pension, police pension

Transcript Highlights:

• Section 3 sets transaction limits: it caps individual transactions at $1,000 per customer per day and
• caps cumulative transactions at $2,000 for customers with fewer than five prior transactions.
• on potential scams or questionable transactions for any transaction that's above $2,000.
• transaction over $2,000.
• And so if you set a transaction... ...called for any suspicious transaction over $2,000.

Committee: Joint Law Enforcement and Criminal Justice Interim Committee

Transcript Highlights:

• from the victim so that we get a complete picture, and hopefully they'll be able to stop those transactions
• enough information, IC3 actually has the ability within about a 48 to 72 hour window to stop those transactions
• from the victim so that we get a complete picture, and hopefully they'll be able to stop those transactions
• This seems suspicious. Here's a pamphlet for you and a phone number to call so that you can report.
• This seems suspicious. Here's a pamphlet for you and a phone number to call so that you can report.

Summary: The Assembly Committee on Banking and Finance met and initially lacked a quorum, so it began as a subcommittee before later obtaining enough members to act. The committee took up a consent calendar containing AB 501, AB 683, and AB 1278, all of which were approved for passage to their next committees, with AB 501 sent to Judiciary and AB 683 and AB 1278 sent to Appropriations. The committee then heard AB 871, which was presented as a measure to strengthen protections against elder financial abuse and scams by improving reporting and training requirements for financial institutions and mandated reporters. The author described the bill as a response to widespread elder fraud, including a personal family experience, and explained that the bill would add reporting guidance to the FBI’s Internet Crime Complaint Center (IC3) and the Federal Trade Commission. Supporters, including the California Welfare Directors Association and several local government and advocacy representatives, said the bill would help identify patterns, improve coordination, and potentially stop fraudulent transfers more quickly. The California Bankers Association did not oppose the bill but raised concerns about whether IC3 is the right reporting channel in every case, whether a dollar threshold should apply, and how institutions would operationalize customer notification requirements. Several committee members spoke in support, emphasizing the prevalence and sophistication of scams targeting older adults and the need to avoid imposing civil penalties or undue liability on financial institutions. The author said she was working with stakeholders to address concerns and keep the bill effective. AB 871 was then approved on a due pass motion to the Judiciary Committee, and the roll was left open briefly for absent members before the meeting adjourned.

Transcript Highlights:

• In the United suspicious activity.
• </c><00:33:39.519><c> credit</c><00:33:39.760><c> card</c><00:33:40.159><c> transactions,</c> are suspicious
• credit card transactions, are suspicious credit card transactions, we<00:33:41.279><c> get</c><00:33
• </c><00:36:18.560><c> as</c> the ability to flag transactions as the ability to flag transactions as
• with the transactions to flag transactions<00:39:59.760><c> is</c><00:40:00.000><c> something</c><00

Committee: House Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:

• Protections include Know Your Customer (KYC) verification, anti-money laundering, and currency transaction
• reports for cash transactions over $10,000 in a day.
• Suspicious activity triggers SARs, which are suspicious activity reports, to FinCEN.
• where they have to come in and we can monitor and we can see that, you know, the amount of the transactions
• And any time there's a huge transaction or strange betting pattern on anything, it is brought to the

Committee: House State Government & Tribal Relations

Summary: The House State Government and Tribal Relations Committee held a field hearing at the Puyallup Reservation, hosted by Chairman Stearns, and heard three informational presentations: sports betting, tribal health data sovereignty, and the Washington State Missing and Murdered Indigenous Women and People (MMIWP) Task Force. No bills were voted on; the meeting was primarily a work session and question-and-answer discussion. On sports betting, Emerald Queen Casinos and the Washington State Gambling Commission described how sports wagering operates in Washington under tribal-state compacts, including on-premise mobile betting, compliance and anti-money laundering rules, and the use of third-party oddsmakers. Tribal representatives said sports betting supports tribal economic development and asked for future changes to allow wagering on Washington college teams and to address concerns about illegal prediction markets. Committee members asked about geo-fencing, betting limits, and why in-state collegiate betting is prohibited. Vicki Lowe of the American Indian Health Commission discussed tribal data sovereignty, emphasizing that tribes have inherent sovereignty and a government-to-government relationship with the state, and that tribes should have equitable access to their own health data. She explained that during COVID, tribes lacked access to state-held tribal affiliation data and that public records concerns led the Department of Health to stop collecting some tribal affiliation information. Members discussed how data-sharing agreements and tribal consultation should work going forward. Lucy Smartlut of the Attorney General’s office reported on the MMIWP Task Force, including updated case counts, the work of the cold case unit, forensic genetic genealogy efforts, and survey findings showing weak tribal-law enforcement coordination and inconsistent collection of tribal affiliation data. She said the task force’s immediate need is sustainability, continued collaboration, and better training and communication, while members raised questions about funding, interagency coordination, and prevention efforts.

Transcript Highlights:

• Explain a commercial transaction. What does that look like? Explain a commercial transaction.
• You said every suspicious—how are you defining suspicious?
• You said every suspicious, and how are you defining suspicious?
• Because it's kind of broad. or how do you define suspicious? Yeah, that's a good question.
• Sometimes what we see is a Cash App transaction, and that's it.

Summary: The committee held its inaugural meeting on March 5, 2026, with opening remarks from Chair Freiberg and Vice Chair Marcelle describing the panel’s purpose as studying issues affecting women and children, including health, education, economic opportunity, safety, and criminal justice. After roll call, the chair noted the meeting was informational only and not requiring a quorum. The committee then heard presentations and asked questions on human trafficking and child exploitation, followed by an audit report on the treatment and care of incarcerated women. Mary Kate Andrepont of the Governor’s Office of Human Trafficking Prevention presented 2025 data showing 2,963 victims identified, 15,437 service instances, and 33% of victims remaining in services at least nine months. She said 93% of reported victims were sex trafficking victims, most were under 18, and 62 of 64 parishes had trafficking reports. She explained familial trafficking, described screening and coordinated response procedures, and highlighted new tools and outreach campaigns. She also discussed two priority bills: HB 321 by Rep. LaFleur, which would create immunity from prostitution offenses for child trafficking victims under Safe Harbor principles, and SB 83 by Sen. Edmonds, which would require school board trafficking policies and expand victim advocacy services to labor trafficking victims and survivors up to age 21. Committee members asked about reporting procedures, data trends, service gaps, and the reach of the screening tools. Chris Masters of the Attorney General’s office then presented on online child exploitation and child sexual abuse material through the Louisiana ICAC Task Force. He reported 31,203 tips in 2025, 545 arrests, more than 80 children identified or rescued, over 1,500 search warrants, and more than 100 community presentations. He said the task force is expanding statewide, including an Orleans Metro unit, and asked for more analysts and outreach personnel to handle a projected rise in cyber tips. Members asked about community presentations, the scope of the investigations, sex offender social media restrictions, interstate cases, sentencing, and how online enticement and live abuse are prosecuted. The discussion emphasized parental monitoring, school outreach, and coordination with federal partners. The final item introduced an audit report on the treatment and care of incarcerated females. Legislative Auditor staff said the review, requested by a 2023 resolution, found that Louisiana’s jails and guidance documents had not fully addressed the key laws and standards governing women’s incarceration, including restraint use during pregnancy and childbirth, health care, hygiene, dignity, and reentry. They noted that local jails still house a majority of incarcerated women despite the opening of a new state facility, and that several facilities had confirmed prohibited restraint use or failed to provide required written advisements. The staff said the report included legislative considerations for improving compliance and care.

Transcript Highlights:

• Electronic or credit card transactions will be unaffected.
• is suspicious or not based on the wide range of potential signals.
• So we do think we need to sort of tighten the definition of what is a suspicious transaction and allow
• I definitely share your mission of wanting to root out fraud from these transactions.
• So, fraud from these transactions.

Committee: House Banking and Finance

Transcript Highlights:

• Carver County election staff reported receiving two suspicious batches of voter registration applications
• As part of this outreach, it was determined that similarly suspicious voter registration applications
• applications in their county. any suspicious applications in their county.
• Through this outreach, we were able to identify 13 counties that had flagged potentially suspicious voter
• In any election, no ballots had been cast or even requested for any of the potentially suspicious records

Committee: House Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:

• It enhances dealer training so lawful businesses can recognize suspicious bulk purchases.
• It enhances dealer training so lawful businesses can recognize suspicious bulk purchases and trafficking
• Merchant code categories serve as an important mechanism for identifying potentially suspicious purchasing
• Law enforcement and financial institutions rely on these business codes to flag transactions...
• Platforms like Zelle, PayPal, and Venmo prohibit firearms and ammunition transactions under their terms

Summary: The House convened with prayer, the Pledge of Allegiance, approval of the prior journal, and several points of personal privilege recognizing guests, including a newly graduated Army servicemember, the Doctor of the Day, and members of Delta Sigma Theta visiting for Delta Day at the Capitol. The chamber also adopted a proclamation designating April 10, 2026, as Founders Day in the City of Tolleson, with remarks highlighting the city’s history and the Whoopi Days Festival. The House then appointed a conference committee on HB 2874 after voting not to concur in Senate amendments. The House considered several bills in Committee of the Whole. On SB 1058, a floor amendment offered by Rep. Gutierrez to address gun trafficking, merchant codes, and related enforcement tools failed by a vote of 17-32, and the bill was then recommended do pass. SB 1094, dealing with civil liability related to gender transition procedures for minors, drew extended debate over constitutionality, medical liability, and impacts on physicians and patients, and it was also recommended do pass. SB 1136, SB 1422, and SB 1663 (with a Blackman floor amendment adopted) each received do pass recommendations. Later, the House adopted Committee of the Whole reports placing SB 1075 and SB 1202 on third reading, retaining SB 1419 on the calendar, and advancing SCM 1004 and SCM 1007. On third reading, the House passed SB 1024, SB 1148, SB 1232, SB 1293, and SB 1586, with members explaining votes on issues including vehicle registration, Supreme Court administration, outdoor advertising and zoning, GPLET tax policy, and state agency matters. The chamber then recessed briefly for announcements and personal privilege remarks, and finally adjourned until 10:00 a.m. on Thursday, April 9, 2026.

Bills: HR1038 , HB3263 , HB3127 , HB2997 , HB3115 , HB2123 , HB3587 , HB3028 , HB2035 , HB3369 , HB3620 , HB3621 , HB3622 , HB3624 , HB3175 , HB3173 , HB3178 , HB1979 , HB4476

Keywords: Oklahoma Youth Expo, OYE, 4-H, FFA, agriculture, agricultural education, youth expo, livestock show, junior livestock, scholarships, youth leadership, Oklahoma City, rural communities, ag mechanics, engineering contest, farm youth, student recognition, ceremonial resolution, house resolution, livestock competition

Bills: HR1038 , HB3263 , HB3127 , HB2997 , HB3115 , HB2123 , HB3587 , HB3028 , HB2035 , HB3369 , HB3620 , HB3621 , HB3622 , HB3624 , HB3175 , HB3173 , HB3178 , HB1979 , HB4476

Keywords: Oklahoma Youth Expo, OYE, 4-H, FFA, agriculture, agricultural education, youth expo, livestock show, junior livestock, scholarships, youth leadership, Oklahoma City, rural communities, ag mechanics, engineering contest, farm youth, student recognition, ceremonial resolution, house resolution, livestock competition