Video & Transcript Research : 'secured transaction'
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TX
Transcript Highlights:
- Children, the unification of definition should give mothers in Texas the security that their health and
- It is an exception to the application of this chapter that an abortion is secured, performed, or attempted
Keywords:
HB 44, Life of the Mother Act, abortion exceptions, medical emergency, reasonable medical judgment, pregnancy complications, maternal health, life-threatening condition, ectopic pregnancy, miscarriage, spontaneous abortion, fetal survival, Texas abortion law, abortion ban, physician liability, health care provider, disciplinary action, aiding and abetting, emergency abortion, obstetric care
AL
Keywords:
salvage title, salvage certificate of title, rebuilt title, flood vehicle, junk vehicle, total loss, motor vehicle title, vehicle branding, insurance claim, insurance company, Department of Revenue, vehicle inspection, rebuilder, automotive dismantler, parts recycler, secondary metals recycler, junkyard, vehicle identification number, VIN, stolen vehicle
AL
Alabama 2026 Regular Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Feb 11th, 2026
Fiscal Responsibility and Economic Development
Transcript Highlights:
- This is what we've been dealing with at the Securities Commission for 10 years: these companies that
- I mean, this isn't Yeah. a securities<00:35:59.119>
commission <00:35:59.680>bill. - As a securities<00:37:01.119>
commission, securities commission, securities commission, us<00: - <00:41:00.720>
I <00:41:00.880>wanted was not um securities um bill. - I wanted was not um securities um bill.
Keywords:
loitering, mask policies, school safety, crime prevention, public health, board appointments, governor authority, multi-member boards, state governance, legislative authority, Alabama Business and Nonprofit Entities Code, Title 10A, corporate governance, nonprofit governance, business corporations, nonprofit corporations, LLC, limited liability company, partnership, limited partnership
MN
Keywords:
health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration, horizontal consolidation, vertical consolidation, health care ownership, corporate practice, health care regulation
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/7/25
Health Finance and Policy
Keywords:
health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration, horizontal consolidation, vertical consolidation, health care ownership, corporate practice, health care regulation
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- It's not like owning security interest.
- They a security interest there, a lean.
- >> Because the mortgage secures the note.
- If you stand on a Agriculture Security.
- consultant secured by June.
Bills:
HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
LA
Transcript Highlights:
- OFI) on refund requests received, improve disclosures to potential customers before executing a transaction
- , and require additional information on transaction receipts that will allow customers to know who to
- On transaction receipts that will allow customers to know who to contact if they feel like they have
- There is no time limit to request a refund if the operator was not licensed by OFI when the transaction
- But in the interim, we saw, based on feedback from bank security officers, as well as law enforcement
Keywords:
public utility, common carrier, regulation, Public Service Commission, New Orleans, constitutional amendment, distributed energy, energy storage, electricity demand, virtual power plants, reliability, hurricane resilience, esthetics, cosmetology, hair services, beauty industry, Louisiana regulation, Louisiana Economic Development, sunset law, legislative authority
Summary:
The House Committee on Commerce met on May 11, 2026, and first advanced several Senate measures with little or no opposition. It reported favorably Senate Bill 79 recreating Louisiana Economic Development, Senate Concurrent Resolution 5 establishing the Louisiana-Ireland Trade Commission, and Senate Bill 375 on Class B firefighting foam, after adopting a technical amendment clarifying use in declared emergency firefighting operations. The committee also advanced Senate Bill 398, which moves manufactured and modular housing regulation under the Louisiana Contractors Licensing Board and expands inspection and enforcement provisions, after adopting two sets of mostly technical amendments and hearing testimony that the change would improve consumer safety and increase inspection coverage without adding net cost to locals. It then reported favorably Senate Bill 163 on virtual currency business licensing, after adopting an amendment providing that any future federal licensing law would preempt the state act, and Senate Bill 287 on virtual currency kiosks, which adds refund timelines, disclosure requirements, customer support, and reporting duties; witnesses from the banking and law enforcement community said the bill responds to common fraud complaints and improves consumer protection. The committee also reported favorably Senate Bill 54, which allows estheticians to blow-dry hair after certain services, despite strong opposition from cosmetology board representatives and industry witnesses who argued the service is outside esthetics training, could create scope-of-practice and facility issues, and should instead be addressed by lowering or revising separate blow-dry licensing requirements.
The committee then considered House Resolution 197, which urges the Louisiana Public Service Commission to study the feasibility and value of distributed energy generation and storage resources. After adopting technical amendments and a second amendment changing mandatory language to requests and urging the PSC to coordinate with the LSU Energy Institute, the resolution was reported favorably. Testimony from solar and energy industry representatives, the PSC, and LSU focused on how distributed resources, batteries, rooftop solar, and virtual power plants could improve reliability, reduce costs, and help meet rising demand; members also discussed how the study would evaluate market value, avoided costs, and capacity benefits. Questions centered on methodology, grid impacts, and comparisons to Texas’s ERCOT system and Winter Storm Uri, with PSC officials emphasizing that the study would help determine whether such resources benefit ratepayers.
Representative Wright presented House Bill 744, a proposed constitutional amendment to transfer regulation of certain New Orleans utilities from the city council to the Public Service Commission. He argued the change could reduce rates through consolidation and eliminate duplicative regulatory costs, while PSC officials explained the city’s authority is a constitutional exception dating back to 1921 and that Entergy New Orleans and Entergy Louisiana operate as separate companies with different regulatory environments. After discussion of rate impacts, utility structure, and whether the proposal should instead become a study, the bill was deferred. The committee then began Senate Bill 386, the Louisiana Data Privacy Act, which would give consumers rights to access, correct, delete, and opt out of certain uses of personal data; the sponsor introduced the bill and the committee started considering technical and substantive amendments, but the transcript ends before final action on that measure.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 6 Feb 10th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Bills:
HB3281, HB3320, HB3081, HB3127, HB3128, HB3498, HB2035, HB3765, HB4324, HB3678, HB4170, HB3495, HB3040, HB3062, HB4140, HB4106, HB4109, HB4104, HB3581, HB3620, HB3942, HB3279, HB3378, HB3383, HB3413, HB3414, HB3415, HB3420, HB3130, HB3700, HB3379, HB3129, HB3132, HB3315, HB2950, HB3242, HB3041, HB4428, HB4429, HB1064, HB3265, HB3721, HB3028, HB3313, HB3588, HB3020, HB3724, HB3392, HB3466, HB4060, HJR1074, HB3501, HJR1070, HB3794, HB3796, HB3928, HB2955, HB4453, HB4460, HB4128, HB3659, HB3270, HB3145
Keywords:
administrative procedures, guidance documents, transparency, public inspection, rulemaking, sunset laws, statutory entities, regulatory compliance, emergency provisions, board re-creation, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, medical marijuana, employment rights, safety-sensitive positions, workplace policies, public assistance
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 7th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- This relates to the filing of a fraudulent financing statement that's relative to certain secured transactions
- filings, protect Texas property owners and businesses, and preserve the integrity of legitimate security
- Transactions. We do have some witnesses here today to testify on this bill.
- They don't have a clubhouse, so they're stuck paying to reserve a school, pay for security, and reserve
- We have closed out securing, through our representation, $7.6 billion.
Bills:
HB 1087, HB2504, HB4113, HB5144, HB5146, HB5377, HB5543, SB140, SB264, SB1244, SB1343, SB2121, HR868
Keywords:
property owners, board vacancy, special election, association governance, community management, property owners' association, resale certificate, fees, real estate regulation, homeowners, HB 4113, Texas Rising Star Program, child care, child-care providers, Texas Workforce Commission, TWC, safety barriers, crash-rated bollards, bollards, playground safety
LA
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
OK
Oklahoma 2026 Regular Session
Government Oversight REVISED - HB3852 -Added Mar 5th, 2026 at 10:30 am
Government Oversight
Bills:
HB1739, HB1784, HB1889, HB2116, HB2206, HB3625, HB2939, HB3028, HB3265, HB3313, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3420, HB3588, HB3748, HB3721, HB3852, HB4132, HB4263, HB4303, HB4311, HB4428, HB4429, HB4434
Keywords:
retirement, law enforcement, disability benefits, pension system, Oklahoma, education reform, local control, student outcomes, curriculum changes, school funding, public retirement systems, pension, retirement benefits, cost-of-living adjustment, COLA, inflation adjustment, CPI-U, Consumer Price Index, firefighters pension, police pension
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 25-after Call of the Chair Mar 16th, 2026 at 02:00 pm
Oklahoma House Floor Meeting
Bills:
HR1038, HB3263, HB3127, HB2997, HB3115, HB2123, HB3587, HB3028, HB2035, HB3369, HB3620, HB3621, HB3622, HB3624, HB3175, HB3173, HB3178, HB1979, HB4476
Keywords:
Oklahoma Youth Expo, OYE, 4-H, FFA, agriculture, agricultural education, youth expo, livestock show, junior livestock, scholarships, youth leadership, Oklahoma City, rural communities, ag mechanics, engineering contest, farm youth, student recognition, ceremonial resolution, house resolution, livestock competition
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 25 Mar 16th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Bills:
HR1038, HB3263, HB3127, HB2997, HB3115, HB2123, HB3587, HB3028, HB2035, HB3369, HB3620, HB3621, HB3622, HB3624, HB3175, HB3173, HB3178, HB1979, HB4476
Keywords:
Oklahoma Youth Expo, OYE, 4-H, FFA, agriculture, agricultural education, youth expo, livestock show, junior livestock, scholarships, youth leadership, Oklahoma City, rural communities, ag mechanics, engineering contest, farm youth, student recognition, ceremonial resolution, house resolution, livestock competition
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Apr 22nd, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- pass a bill that would allow you to change your fee as a business owner, you could charge each transaction
- You could charge each transaction individually.
Bills:
SB309, SB457, SB513, HB148, HB149, HB358, HB384, HB428, HB487, HB593, HB613, HB657, HB675, HB712, HB716, HB720, HB723, HB728, HB732, HB845, HB846, HB965
Keywords:
driving school, driver education, prelicensing course, motor vehicles, Department of Public Safety, Office of Motor Vehicles, third-party tester, third-party examiner, private driving instructor, license application, consumer protection, course pricing, tuition regulation, administrative rules, transportation committee, construction, management, project delivery, public contracts, legislative approval
Summary:
The House Committee on Transportation met on April 22, 2026, with a quorum present and heard several transportation-related bills, many involving license plates, toll exemptions, and administrative changes. The committee first advanced HB 988 by Rep. Bagley, which changes the fee distribution for current and retired legislators’ special prestige license plates so the proceeds support repairs at the Pentagon/first LSU building rather than going to the state. It then heard HB 1001 by Rep. Marcel, designating a portion of U.S. Highway 190 as the Jesse Jackson Memorial Highway; the bill was supported with remarks honoring Jackson’s civil rights legacy, and the committee observed a moment of silence before reporting it favorably without objection.
The committee next considered HB 989 by Rep. Boyer, which updates and clarifies fees charged by public license tag agents. Rep. Phelps offered an amendment to exempt Shreveport from the fee increase, but it failed on a roll call vote, and the bill was then reported favorably by a 13-2 vote. HB 1192, also by Rep. Boyer, creating a Louisiana Dental Hygienist Association specialty license plate, was amended to remove a restriction limiting issuance to association members and then passed favorably without objection. HB 1032 by Rep. Wiley, which clarifies the substances referenced in DUI-related motor vehicle statutes, received technical amendments and was reported favorably without objection.
The committee also advanced HB 748 by Rep. Brough, exempting Louisiana school board-owned and leased vehicles from tolls on bridges and highways, including the Bell Chasse toll bridge area, after testimony from Plaquemines Parish school officials and the district attorney describing toll costs and operational burdens; the bill was amended to include leased vehicles and then reported favorably without objection. HB 1108 by Rep. Omade creating a homeschool pride specialty plate was also reported favorably without objection after discussion of the plate design and proceeds going to Homeschool Louisiana. Finally, HB 1081 by Chairman Wright, restructuring the Louisiana Ports and Waterways Investment Commission under the Office of Multimodal Commerce and DOTD for administrative support, was amended at the request of the Governor’s Office and reported favorably without objection. The committee adjourned after completing its agenda.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- The efficiencies gained from electronic transmission of public securities have made the review of transactions
- In a debit transaction, it's far smaller.
- Orders are consumers, who like the convenience, speed, and security of cards for their transactions.
- Consistency and security provided.
- Again, we also have to talk about security. These rails are secure.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- For the disputed transaction.
- fee on the full amount of the transaction.
- Fees that are charged on these transactions.
- A transaction using technology. Thank you. Mr.
- It's a cost for service that keeps transactions in my store secure.
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
LA
Transcript Highlights:
- And you all probably saw earlier this month that the Cybersecurity and Infrastructure Security Agency
- I believe that's a business-to-business transaction, but I really don't want to... I hate that.
- It is, but it's not being uploaded at each transaction.
- I believe that's a business-to-business transaction, but I really don't want to, I hate that.
- It is, but it's not being uploaded at each transaction.
Bills:
HB1163, HB1168, HR252, HR253, HCR103, HCR108, SB80, SB131, SB251, SB254, SB279, SB384, SB414, SB468, SB469, SB496
Keywords:
fireworks, retail sales, fire safety, legislation, holiday celebrations, construction standards, precast concrete, DOTD, building regulations, minimum requirements, public projects, private projects, consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction
HI
Bills:
HB2148, HB2306, HB1776, HB2007, HB1939, HB2490, HB1733, HB2049, HB1710, HB1918, HB1926, HB2325, HB2426, HB1553, HB2544, HB2599, HB2616
Keywords:
estate tax, generation-skipping transfer tax, unrealized gains, surcharge, property transfer, tax exemption, small business, relative, income tax, tax brackets, household care credit, employment-related expenses, earned income tax credit, food tax credit, fraud disallowance, tenant rights, housing stability, landlord-tenant code, eviction prevention, multilingual resources
HI
Bills:
HB1846, HB2205, HB1802, HB1571, HB2047, HB2434, HB2426, HB2361, HB2395, HB1712, HB2544, HB1619
Keywords:
coastal erosion, shoreline properties, regional planning, mitigation districts, sediment management, environmental impact, public access, community financing, shoreline erosion, emergency permits, coastal management, erosion control, Hawaii Revised Statutes, HB1802, conservation banking, conservation bank, mitigation banking, compensatory mitigation, incidental take permit, incidental take license
Summary:
The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed.
Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided.
The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.
AZ
Keywords:
income tax, conformity, Arizona Revised Statutes, taxpayer, federal regulations, firefighters, occupational disease, workers compensation, cancer presumption, police officers, hazardous duty, SB1270, Arizona retirement system, public safety personnel, defined contribution plan, correctional officers, corrections officers, retirement contributions, supplemental contributions, retention incentive