Video & Transcript Research : 'secured transaction'

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TX

Texas 89th Regular

Public Health Apr 7th, 2025

Public Health

Transcript Highlights:
  • Children, the unification of definition should give mothers in Texas the security that their health and
  • It is an exception to the application of this chapter that an abortion is secured, performed, or attempted
AL

Alabama 2026 Regular Session

Alabama Senate Fiscal Responsibility and Economic Development Committee Feb 11th, 2026

Fiscal Responsibility and Economic Development

Transcript Highlights:
  • This is what we've been dealing with at the Securities Commission for 10 years: these companies that
  • I mean, this isn't Yeah. a securities<00:35:59.119> commission<00:35:59.680> bill.
  • As a securities<00:37:01.119> commission, securities commission, securities commission, us<00:
  • <00:41:00.720> I<00:41:00.880> wanted was not um securities um bill.
  • I wanted was not um securities um bill.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • It's not like owning security interest.
  • They a security interest there, a lean.
  • >> Because the mortgage secures the note.
  • If you stand on a Agriculture Security.
  • consultant secured by June.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
LA

Louisiana 2026 Regular Session

Commerce May 11th, 2026

Commerce

Transcript Highlights:
  • OFI) on refund requests received, improve disclosures to potential customers before executing a transaction
  • , and require additional information on transaction receipts that will allow customers to know who to
  • On transaction receipts that will allow customers to know who to contact if they feel like they have
  • There is no time limit to request a refund if the operator was not licensed by OFI when the transaction
  • But in the interim, we saw, based on feedback from bank security officers, as well as law enforcement
Summary: The House Committee on Commerce met on May 11, 2026, and first advanced several Senate measures with little or no opposition. It reported favorably Senate Bill 79 recreating Louisiana Economic Development, Senate Concurrent Resolution 5 establishing the Louisiana-Ireland Trade Commission, and Senate Bill 375 on Class B firefighting foam, after adopting a technical amendment clarifying use in declared emergency firefighting operations. The committee also advanced Senate Bill 398, which moves manufactured and modular housing regulation under the Louisiana Contractors Licensing Board and expands inspection and enforcement provisions, after adopting two sets of mostly technical amendments and hearing testimony that the change would improve consumer safety and increase inspection coverage without adding net cost to locals. It then reported favorably Senate Bill 163 on virtual currency business licensing, after adopting an amendment providing that any future federal licensing law would preempt the state act, and Senate Bill 287 on virtual currency kiosks, which adds refund timelines, disclosure requirements, customer support, and reporting duties; witnesses from the banking and law enforcement community said the bill responds to common fraud complaints and improves consumer protection. The committee also reported favorably Senate Bill 54, which allows estheticians to blow-dry hair after certain services, despite strong opposition from cosmetology board representatives and industry witnesses who argued the service is outside esthetics training, could create scope-of-practice and facility issues, and should instead be addressed by lowering or revising separate blow-dry licensing requirements. The committee then considered House Resolution 197, which urges the Louisiana Public Service Commission to study the feasibility and value of distributed energy generation and storage resources. After adopting technical amendments and a second amendment changing mandatory language to requests and urging the PSC to coordinate with the LSU Energy Institute, the resolution was reported favorably. Testimony from solar and energy industry representatives, the PSC, and LSU focused on how distributed resources, batteries, rooftop solar, and virtual power plants could improve reliability, reduce costs, and help meet rising demand; members also discussed how the study would evaluate market value, avoided costs, and capacity benefits. Questions centered on methodology, grid impacts, and comparisons to Texas’s ERCOT system and Winter Storm Uri, with PSC officials emphasizing that the study would help determine whether such resources benefit ratepayers. Representative Wright presented House Bill 744, a proposed constitutional amendment to transfer regulation of certain New Orleans utilities from the city council to the Public Service Commission. He argued the change could reduce rates through consolidation and eliminate duplicative regulatory costs, while PSC officials explained the city’s authority is a constitutional exception dating back to 1921 and that Entergy New Orleans and Entergy Louisiana operate as separate companies with different regulatory environments. After discussion of rate impacts, utility structure, and whether the proposal should instead become a study, the bill was deferred. The committee then began Senate Bill 386, the Louisiana Data Privacy Act, which would give consumers rights to access, correct, delete, and opt out of certain uses of personal data; the sponsor introduced the bill and the committee started considering technical and substantive amendments, but the transcript ends before final action on that measure.
TX

Texas 89th Regular

Trade, Workforce & Economic Development May 7th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • This relates to the filing of a fraudulent financing statement that's relative to certain secured transactions
  • filings, protect Texas property owners and businesses, and preserve the integrity of legitimate security
  • Transactions. We do have some witnesses here today to testify on this bill.
  • They don't have a clubhouse, so they're stuck paying to reserve a school, pay for security, and reserve
  • We have closed out securing, through our representation, $7.6 billion.
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works Apr 22nd, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • pass a bill that would allow you to change your fee as a business owner, you could charge each transaction
  • You could charge each transaction individually.
Summary: The House Committee on Transportation met on April 22, 2026, with a quorum present and heard several transportation-related bills, many involving license plates, toll exemptions, and administrative changes. The committee first advanced HB 988 by Rep. Bagley, which changes the fee distribution for current and retired legislators’ special prestige license plates so the proceeds support repairs at the Pentagon/first LSU building rather than going to the state. It then heard HB 1001 by Rep. Marcel, designating a portion of U.S. Highway 190 as the Jesse Jackson Memorial Highway; the bill was supported with remarks honoring Jackson’s civil rights legacy, and the committee observed a moment of silence before reporting it favorably without objection. The committee next considered HB 989 by Rep. Boyer, which updates and clarifies fees charged by public license tag agents. Rep. Phelps offered an amendment to exempt Shreveport from the fee increase, but it failed on a roll call vote, and the bill was then reported favorably by a 13-2 vote. HB 1192, also by Rep. Boyer, creating a Louisiana Dental Hygienist Association specialty license plate, was amended to remove a restriction limiting issuance to association members and then passed favorably without objection. HB 1032 by Rep. Wiley, which clarifies the substances referenced in DUI-related motor vehicle statutes, received technical amendments and was reported favorably without objection. The committee also advanced HB 748 by Rep. Brough, exempting Louisiana school board-owned and leased vehicles from tolls on bridges and highways, including the Bell Chasse toll bridge area, after testimony from Plaquemines Parish school officials and the district attorney describing toll costs and operational burdens; the bill was amended to include leased vehicles and then reported favorably without objection. HB 1108 by Rep. Omade creating a homeschool pride specialty plate was also reported favorably without objection after discussion of the plate design and proceeds going to Homeschool Louisiana. Finally, HB 1081 by Chairman Wright, restructuring the Louisiana Ports and Waterways Investment Commission under the Office of Multimodal Commerce and DOTD for administrative support, was amended at the request of the Governor’s Office and reported favorably without objection. The committee adjourned after completing its agenda.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • The efficiencies gained from electronic transmission of public securities have made the review of transactions
  • In a debit transaction, it's far smaller.
  • Orders are consumers, who like the convenience, speed, and security of cards for their transactions.
  • Consistency and security provided.
  • Again, we also have to talk about security. These rails are secure.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • For the disputed transaction.
  • fee on the full amount of the transaction.
  • Fees that are charged on these transactions.
  • A transaction using technology. Thank you. Mr.
  • It's a cost for service that keeps transactions in my store secure.
LA

Louisiana 2026 Regular Session

Commerce May 18th, 2026

Commerce

Transcript Highlights:
  • And you all probably saw earlier this month that the Cybersecurity and Infrastructure Security Agency
  • I believe that's a business-to-business transaction, but I really don't want to... I hate that.
  • It is, but it's not being uploaded at each transaction.
  • I believe that's a business-to-business transaction, but I really don't want to, I hate that.
  • It is, but it's not being uploaded at each transaction.
HI

Hawaii 2026 Regular Session

WAL Public Hearing - Thu Feb 12, 2026 @ 9:00 AM HST

Water & Land

Summary: The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed. Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided. The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.