Video & Transcript Research : 'qualified mortgage'
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OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 31 Mar 30th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- She is a congressional champion and national qualifier.
- She is a three-time state qualifier for golf.
- She is a three-time state qualifier for golf.
- She was a freshman state qualifier for tennis.
Bills:
HR1041, SB137, SB1255, SB1226, SB1238, SB1258, SB1325, SB1460, SB1543, SB1730, SB1921, SB1733, SB1216, SB1256, SB1061, SB1534, SB1873, SB1653, SB540, SB1948
Keywords:
Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy
AL
Alabama 2025 Regular Session
Alabama Senate Agriculture, Conservation, and Forestry Committee Mar 19th, 2025
Agriculture, Conservation and Forestry
Keywords:
cotton, agriculture, levy, assessment, referendum, Alabama law, medical cannabis, cannabis license, integrated facility license, Alabama Medical Cannabis Commission, AMCC, medical marijuana, dispensary, cultivation, processing, license appeal, administrative hearing, judicial review, consultant selection, license denial
WA
Transcript Highlights:
- Jessica Van Horn, staff to this committee, briefing you on Senate Bill 5109, which concerns the mortgage
- Revenues from the mortgage lending fraud prosecution account are used by the Department of Financial
- county prosecutor's offices for the investigation and prosecution of fraudulent activities related to mortgage
- million in fiscal year 2027 and $2.5 million per biennium thereafter would be deposited into the mortgage
- fund was sufficient to support two local prosecutors and an investigator to work exclusively on mortgage
Keywords:
mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement
HI
Transcript Highlights:
- you look at polities around the world, they generally have a term that is rational for financing mortgage
- rational generally have a term that is rational for<00:49:04.319><c> financing</c><00:49:04.800><c> mortgage
- </c><00:49:05.280><c> purposes</c><00:49:05.680><c> for</c> for financing mortgage purposes for for financing
- mortgage purposes for economic<00:49:06.480><c> lands.
Bills:
HB1817, HB2056, HB2616, HB1718, HB1842, HB1740, HB1919, HB1616, HB1774, HB1984, HB1603, HB2171
Keywords:
fishing regulation, ʻamaʻama, striped mullet, bag limit, overfishing, Hawaii fisheries, funding, appropriations, Honolulu, housing, construction, grant-in-aid, community development, Banyan Drive, Hawaii community development authority, cultural revitalization, special fund, public safety, economic development, affordable housing
Summary:
The committee heard HB 1817, which would create a daily bag limit for amaa/ama fish to protect Hawaii’s fisheries. DLNR said the biggest stressor on amaa populations is diversion of freshwater flows that cut off food sources for juvenile fish, and suggested that place-by-place rulemaking with fishers and stakeholders would be the most effective approach. A teacher and several Waialua Elementary students testified in strong support, describing research on declining catch data, cultural importance, and the need to preserve the fish for future generations. Other supporters said the fish is being outcompeted by invasive species and cited historical declines, including testimony that bag limits in Hilo Bay have helped increase populations.
Committee members asked DLNR about traditional and cultural gathering rights, whether the bill’s bag limit would apply to native Hawaiian practices, and whether the limit was 10 per day or per season. DLNR said constitutional Hawaiian practices are protected, but also noted that if the bag limit is set in statute it would limit the department’s flexibility to tailor rules by area. Members also asked about other conservation efforts, and DLNR said fish pond revitalization and amaa production are underway statewide. One member raised concern that a statewide statutory limit might not fit conditions on every island, and DLNR said it has authority to adopt area-specific rules through rulemaking, though that process can take months to more than a year.
The committee then moved to HP 206, an appropriations measure for the City and County of Honolulu involving school land transfers, and HP 266B relating to Banyan Drive. On HP 206, the county said the request is a one-time item and estimated costs were about $3.25 million, with the city and county already spending more than $350,000 on the transfers. On HP 266B, HCDA said it is conducting a master planning effort for Banyan Drive and plans a community visioning exercise this summer. Testimony from the Banyan Drive redevelopment agency emphasized the need for more flexible land-tenure rules, while OHA supported the bill with amendments to include cultural specialists and lineal descendants in the redevelopment process and to protect ceded lands. No votes were taken in the portion of the meeting provided.
HI
Transcript Highlights:
- residents for Hawaii against qualified residents for Hawaii Housing<00:43:25.040><c> Finance</c><00:
- For the test, HHFDC Dean Minami in support. units would have to be qualified units would have to be qualified
- </c><00:44:17.280><c> residents</c> flexibility to those qualified residents flexibility to those qualified
- </c> 100% of units basically to be qualified 100% of units basically to be qualified residents<00:48:
- Right now, a qualified resident is someone who does not own real property, basically.
Bills:
HB1721, HB1714, HB1718, HB1732, HB1740, HB1777, HB1842, HB1919, HB1701, HB1923, HB1741, HB1734, HB1739
Keywords:
housing, expedited permits, insurance, indemnification, construction, affordable housing, executive compensation, Hawaii housing finance, legislative approval, low-income housing, moderate-income housing, mixed-use development, transit-oriented development, TOD, county powers, Hawaii Housing Finance and Development Corporation, HHFDC, Department of Hawaiian Home Lands, DHHL, affordable housing credits
Summary:
The House Housing Committee met on February 4 and heard testimony on several housing measures, beginning with HB1721, which clarifies insurance, indemnification, and certificate-of-occupancy requirements for expedited permits. Testimony on HB1721 was uniformly supportive from the American Council of Engineering Companies, the Grassroot Institute, and individual testifiers, who said the bill would fix insurance issues for design professionals and encourage more participation in the expedited-permit program. No opposition was heard and no questions were raised.
The committee then heard HB1714, which would raise salary caps for the executive director and deputy executive director positions at the Hawaii Housing Finance and Development Corporation and allow more autonomy in personnel matters, including employment contracts. HHFDC supported the bill, saying greater flexibility is needed to recruit and retain staff and that current pay ceilings are not the main issue because the agency lacks operating funds to reach them. The Department of Human Resources Development offered comments and raised concerns about autonomous personnel authority and employment contracts, saying state personnel matters are governed by existing statutes and collective bargaining rules; the Hawaii Public Housing Authority also offered comments, and one board member and one individual opposed the measure. Members questioned whether performance-based pay or existing incentive policies could address retention instead of statutory salary changes.
The committee also heard HB1718, which would make permanent county authority to facilitate mixed-use developments and issue county bonds for low- and moderate-income housing projects. Support came from OPSD, HHFDC, the City and County of Honolulu’s Department of Housing and Land Management, and Housing Hawaii’s Future, all emphasizing that permanent authority is needed to finance long-term mixed-use and transit-oriented projects. A member asked whether the sunset provision would make bonding impractical, and the city representative agreed that temporary authority would make financing difficult because development takes time.
Later, the committee took up HB1732, establishing the Kamina Homes program to fund counties’ purchase of voluntary deed restrictions from eligible buyers. The Department of Taxation and several groups, including HHFDC, AARP Hawaii, the Tax Foundation of Hawaii, Hawaii Realtors, Holomua Collaborative, and others testified, with most supporting the bill as a way to help local families remain in Hawaii and age in place. Holomua said a recent survey found 75% of 3,200 working families were considering moving, and argued the bill could preserve housing for local residents. Members asked about the bill’s 8% cap on deed-restriction cost and why the program focuses on residency rather than resale restrictions; the bill’s proponents said the cap allows flexibility for county negotiations and that the measure is aimed at workforce preservation rather than land-trust-style appreciation limits.
Finally, the committee heard HB1740, which would modify a prior HHFDC housing pathway by reducing the qualified-resident requirement from 100% to 80% and allowing more flexibility for long-term rental instead of owner occupancy. HHFDC and Holomua Collaborative supported the change, saying the earlier 100% requirement had produced no developments or applicants and that the revised standard would make projects more feasible while still preserving housing for local residents. The committee did not take final votes on these measures during the portion of the hearing provided.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- You're looking at I think Page four, and as we're talking about an employee of a qualified hospice program
- cleanup bill from legislation passed in 2024 that deals with licensing fees and renewal fees for mortgage
- This was work done by those in the mortgage industry as well as the Department of Consumer Credit to
- So before opening these grants to organizations outside of the state Do we know whether all qualified
- For us to be able to pass legislation to ensure that they qualify, how is this not a special law?
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026 at 09:00 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- And whereas a general pilot knowledge test served as the measure to advance qualifying schools to state
- We've defined who would be a qualified beneficiary entitled to that notice as opposed to just saying
- agree that it's unfair to hold a school district accountable when they cannot find someone who is qualified
- The concern is who is qualified to conduct an investigation of that nature, particularly when you're
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- President, looking at, I think, page four, and as we're talking about an employee of a qualified hospice
- This was work done by those in the mortgage industry, as well as the Department of Consumer Credit, to
- So before opening these grants to organizations outside of the state, do we know whether all qualified
- So before opening these grants to organizations outside of the state, do we know whether all qualified
- Do we know whether all qualified Oklahoma organizations are fully funded under the current program?
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
Summary:
The Senate began with several ceremonial recognitions, including citations for the Destiny Christian School girls volleyball team and football team for state championships, and for Delta Sigma Theta Sorority, Incorporated, in connection with Delta Day at the Capitol and Women’s History Month. Members and guests were welcomed to speak briefly before the chamber returned to its agenda.
The chamber then considered a series of bills. SB 444, dealing with hospice handling and disposal of controlled dangerous substances left after a patient’s death, passed 39-0. SB 1327, restoring the Tourism and Recreation Commission’s authority and adding general commission-member requirements, passed 27-12. SB 1061, a mortgage broker fee cleanup bill, passed 38-0. SB 1425, repealing an obsolete health care workforce board, passed 40-0. SB 1455, extending the sunset for the Board of Governors of the Architects, Landscape Architects, and Licensed Interior Designers, passed 28-11 and then also passed the emergency with 38-1. SB 1458, an Attorney General-request bill to align grand jury witness confidentiality statutes, failed 24-14.
The Senate also passed SB 1460, which increases penalties for repeat peeping Tom and clandestine recording offenses and makes second or subsequent offenses sex offenses, by a vote of 38-3. SB 1480, creating a youth apprenticeship pilot program, passed 42-0 and then passed the emergency. SB 1530, updating the Oklahoma Research Development Rebate Program and encouraging private partnerships with higher education, passed 36-4. SB 1543, allowing multiple DUI charges within one year to be prosecuted as a single felony case and making related cleanup changes, passed 37-6 after extended debate about diversion, due process, and testing issues. SB 1555, aligning the state definition of intellectual disability with federal standards, passed 42-0, with a later correction noting the final vote as 42-1. SB 1593, updating outdated OSU-Tulsa trustee language, passed 43-0 and then passed the emergency. SB 1730, requiring law enforcement to copy OSBI on sexual offense reports, passed 37-6. SB 1209, which would have excluded Sundays and federal holidays from the eviction filing-to-hearing timeline, failed on a 21-21 tie after debate over landlord rights, service timing, and court delays.
AL
Alabama 2026 Regular Session
Alabama House Military and Veterans Affairs Committee Jan 14th, 2026
Military and Veterans Affairs
Transcript Highlights:
- if many veterans, that's your only source of income, it hinders your ability sometime from even qualifying
- 47.760><c> even</c> hinders your ability sometime from even hinders your ability sometime from even qualifying
- </c><00:18:49.679><c> So,</c><00:18:49.840><c> this</c><00:18:50.000><c> bill</c> qualifying for the
- So, this bill qualifying for the home.
Keywords:
Alabama Board of Athletic Trainers, diversity, government oversight, Sunset Law, congressional districts, HB77, absentee voting, absentee ballot, disabled voter, disability accommodation, voter assistance, ballot delivery, ballot application, designee, caregiver, election manager, vote by mail, mail ballot, ballot harvesting, voter access
HI
Transcript Highlights:
- </c> units, you had to be a qualified units, you had to be a qualified resident.<00:29:58.720><c> You
- That is a mortgage product where it is structured to originate mortgages and, um, guess service mortgages
- c><01:04:43.680><c> whole</c> service mortgages and that's a whole service mortgages and that's a whole
- </c> to originate mortgages to originate mortgages for<01:06:47.440><c> home</c><01:06:47.680><c> buyers
- </c> derf to fund uh mortgages. derf to fund uh mortgages.
Bills:
HB1604, HB1713, HB1722, HB2270, HB2401, HB2515, HB1979, HB1593, HB1743, HB2122, HB1756, HB1837, HB1729
Keywords:
agriculture, housing, workforce, land use, zoning, public-private partnerships, tax credit, school impact fees, impact fee exemption, school facilities authority, residential development, housing shortage, affordable housing, infill housing, land dedication, fee in lieu, school construction, developer exactions, fair share contributions, education contribution agreement
Summary:
The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance.
The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used.
HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/15/26
Health Finance and Policy
Transcript Highlights:
- As discussed in last month's hearing, House File 3763, many legal immigrants who previously qualified
- 30.960><c> previously</c> many legal immigrants who previously many legal immigrants who previously qualified
- 32.000><c> for</c><00:41:32.200><c> Medicaid</c><00:41:32.840><c> will</c><00:41:33.000><c> lose</c> qualified
- for Medicaid will lose qualified for Medicaid will lose eligibility<00:41:34.120><c> overnight</c><00
Keywords:
HF4401, Minnesota Medical Assistance, dental reimbursement, dental rates, critical access dental providers, Medicaid dental, MinnesotaCare, managed care plans, county-based purchasing plans, fee-for-service, oral health access, safety-net clinics, federally qualified health centers, rural health clinics, Indian health services, state-operated dental clinics, low-income patients, children's dental care, provider reimbursement, dental access
FL
Transcript Highlights:
- Florida is an ongoing challenge, and there is no current or similar incentive program to attract qualified
- I don't think those qualify under the definition, but they look good.
Keywords:
virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment
Summary:
The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably.
The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably.
The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.
OK
Transcript Highlights:
- If they are otherwise qualified to vote in national elections, they would still be able to do that.
- If they're otherwise qualified, we want them to have the freedom to vote if they wish to exercise that
- but are qualified to vote in federal elections.
- If they're otherwise qualified, we want them to, um, have the freedom to vote.
- to vote in state elections but are qualified to vote in that are not qualified to vote in state elections
Keywords:
elections, national elections, state elections, voter intent, election reform, absentee voting, electronic communication, facsimile device, voting materials, military voters, campaign finance, ethics, political contributions, candidate committee, Oklahoma legislation, voter registration, political party affiliation, Independent designation, Oklahoma, voter eligibility
Summary:
The Ethics and Elections Committee heard several election-related bills. HB 2938, as amended by PCS, would restrict certain overseas voters who are not military or dependents from voting in Oklahoma state and local elections unless they were bona fide residents with an intent to return, while still preserving federal voting rights where applicable. The Secretary of the State Election Board explained the measure as a tightening of existing law and said counties would flag affected voters for federal-only absentee ballots. After questions about how intent would be determined and how ballots would be administered, the committee passed the bill 5-1.
HB 2939 would remove outdated references to fax machines from election law at the request of the State Election Board. Testimony noted fax returns are now rare, limited to a very small number of military and overseas voters, and are less secure than current electronic and mail options. The committee passed the bill 6-0. HB 3306, as amended, lowers the threshold for requiring a candidate committee filing from $1,000 to $400, with the author describing it as a transparency measure to ensure more candidates disclose fundraising and spending. The committee passed that bill 6-0.
The committee also passed HB 3722, with a PCS clarifying that voter registration applicants must actively choose a party affiliation rather than being defaulted to unaffiliated if they leave the field blank. The bill passed 5-1. HB 413, with an amendment, clarified that people with felony convictions regain voting rights once all incarceration, parole, supervision, probation, and related obligations, including fines and fees, are completed; the committee passed it 6-0. Finally, HB 4123, which would bar former school employees terminated for cause from running for school board in the same district, drew concerns about fairness and the breadth of “for cause.” The author said the bill was aimed at serious misconduct cases and agreed to work on clarifying language, and the bill was laid over until the next week.
AL
Alabama 2025 Regular Session
Alabama Senate Agriculture, Conservation, and Forestry Committee Feb 26th, 2025
Agriculture, Conservation and Forestry
Transcript Highlights:
- undergone a rigorous process three separate times to fairly and transparently award licenses to the best qualified
- The first two... qualified applicants.
Keywords:
veterinary medicine, veterinarian-client-patient relationship, prescription refills, animal care, regulatory compliance, agriculture authority, eminent domain, property rights, tax exemption, agriculture center, medical cannabis, cannabis license, integrated facility license, Alabama Medical Cannabis Commission, AMCC, medical marijuana, dispensary, cultivation, processing, license appeal
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 21st, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- Committee, 5831 enacts the Uniform Mortgage Modification Act.
- mortgages recorded first get priority of payment before mortgages recorded later.
- mortgage.
- This act adopts the Uniform Mortgage Modification Act.
- It defines mortgage, defines modification, mortgage modification, and provides, as a matter of law, that
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured
Summary:
The Senate Business, Trade & Economic Development Committee heard a tribal gaming compact amendment for the Squaxin Island Tribe and the Washington State Gambling Commission. Testifiers said the amended, restated compact consolidates six prior amendments, updates appendices, and adds new provisions for electronic table games and high-limit room options. The tribe and commission described the agreement as a clarification and modernization of the compact that supports tribal regulation, economic development, and public protection. No questions were raised, and the compact was presented as moving next through the commission and gubernatorial review process.
The committee then held public hearings on three bills. SB 5831 would enact the Uniform Mortgage Modification Act, creating safe harbors so certain mortgage modifications do not affect lien priority in foreclosure; the sponsor, staff, and Uniform Law Commission said it clarifies current law and helps homeowners and businesses modify mortgages more easily. SB 6178, requested by the Insurance Commissioner, would prohibit post-loss assignments of insurance benefits to contractors in property claims; the sponsor, OIC, and supporting witnesses said it protects vulnerable homeowners after disasters from losing control of their claims, while still allowing direct payment to vendors. SB 6031, also requested by the Insurance Commissioner, would expand and modernize the state’s insurance fraud laws, make insurance fraud a Class B felony, broaden reporting and investigative authority, and improve restitution and prosecution tools; the OIC, anti-fraud groups, and insurers supported it, while the Washington Society of CPAs said concerns would be addressed by amendment.
In executive session, the committee considered SB 5928 and SB 5919. Staff described SB 5928 as dealing with wildfire risk scores, insurer disclosure and appeals, rate-filing requirements, and confidentiality, with a proposed substitute making a mitigation-discount standard actuarially sound and correcting a drafting error. The committee adopted the substitute and advanced SB 5928 with a do-pass recommendation to Rules. The committee also advanced SB 5919, which encourages voluntary collaboration between fire districts and insurers on wildfire mitigation incentives for agricultural activities, with a do-pass recommendation to Rules.
OK
Transcript Highlights:
- House Bill 4352 is a uniform mortgage modification act.
Bills:
HB1082, HB1638, HB3040, HB3269, HB3278, HB3298, HB3587, HB3996, HB4113, HB4140, HB4226, HB4236, HB4301, HB4324, HB4339, HB4342, HB4352, SB1082
Keywords:
child custody, joint custody, best interest of the child, guardian ad litem, domestic violence, substance abuse, Governmental Tort Claims Act, definitions, torts, political subdivisions, governmental immunity, medical providers, sex offenders, safety zones, minors protection, loitering restrictions, criminal penalties, arrest warrant, criminal procedure, telephonic communication
OK
Transcript Highlights:
- House Bill 4352 is the Uniform Mortgage Modification Act.
Bills:
HB1082, HB1638, HB3040, HB3269, HB3278, HB3298, HB3587, HB3996, HB4113, HB4140, HB4226, HB4236, HB4301, HB4324, HB4339, HB4342, HB4352, SB1082
Keywords:
child custody, joint custody, best interest of the child, guardian ad litem, domestic violence, substance abuse, Governmental Tort Claims Act, definitions, torts, political subdivisions, governmental immunity, medical providers, sex offenders, safety zones, minors protection, loitering restrictions, criminal penalties, arrest warrant, criminal procedure, telephonic communication
Summary:
The Senate Judiciary Committee met with a quorum and took up a long series of House bills, hearing brief author presentations and mostly no opposition. Early measures advanced included HB 3040, HB 414, HB 1638, HB 3298, HB 4113, HB 1082, HB 4301, and HB 3269. These bills addressed topics such as firearm theft penalties, county jail public trust eligibility for funding, child interviews in family law cases, voter registration eligibility for convicted felons, a presumption of joint custody, enforcement of VA loan amendatory-clause protections, and electronic transmission of arrest warrants.
The committee also advanced HB 3587 on court-ordered outpatient treatment after several questions about how it relates to mental health and criminal proceedings, HB 4226 on judge disqualification procedures, HB 4324 on district attorney authority to adjust sentences, HB 4339 on notice timing in summary administration, and HB 3278 on Open Meeting Act enforcement through consent orders. HB 3996, requiring the indigent defense system to pay for evidence and experts in capital cases, also passed after a motion to restore title. HB 4236, the Uniform Commercial Receivership Act, and HB 4352, the Uniform Mortgage Modification Act, were likewise advanced.
One bill drew more extended discussion: HB 4342, which allows prior instances of domestic violence abuse to be admitted as evidence in court proceedings. Senators questioned why propensity evidence would be allowed in domestic violence cases but not property crimes; the author and chair explained it was intended to give the court a fuller picture in domestic violence matters and noted disclosure requirements. The committee also clarified that the bill’s title had a scrivener’s error. HB 4342 ultimately advanced on a 6-1 vote, while the other measures reported in the transcript passed unanimously or with no recorded opposition. The meeting concluded with the chair noting upcoming Judiciary meetings and adjournment.
OK
Transcript Highlights:
- They would, if they are otherwise qualified to vote in national elections, they would still be able to
- If they're otherwise qualified, we want them to have the freedom to vote if they wish to exercise that
- Chairman, general election, you've got some people that are not qualified to vote in state elections
- but are qualified to vote in federal elections.
- But they're otherwise qualified under federal law. Then they would.
Keywords:
elections, national elections, state elections, voter intent, election reform, absentee voting, electronic communication, facsimile device, voting materials, military voters, campaign finance, ethics, political contributions, candidate committee, Oklahoma legislation, voter registration, political party affiliation, Independent designation, Oklahoma, voter eligibility
WA
Transcript Highlights:
- So when the first mortgage interest deduction tax preference was extended, the intent was to stimulate
- So making sure that we get that right and that they're able to—can you offer mortgages?
- But as it is currently written, the bill would apply a B&O tax to first mortgage interest received by
- Last year, we saw a suite of local banks decide not to engage in the mortgage lending market anymore.
- Last year, we saw a suite of local banks decide not to engage in the mortgage lending market anymore
Keywords:
HB1960, renewable energy, clean energy, solar, wind, battery storage, energy storage, excise tax, property tax exemption, local investment, county revenue sharing, local taxing districts, school districts, Department of Revenue, Department of Commerce, model ordinance, siting, permitting, tribal consultation, tribal capacity grants
Summary:
House Finance held hearings on three bills. HB 2194 would allow a county and a city within that county to both impose the cultural access sales and use tax at the same time, with the county providing a credit for the city tax. The sponsor said the bill would fix an unfair limitation and expand support for arts, science, and cultural programs. Olympia and Thurston County representatives testified in support, citing grants to local cultural organizations, free programming, and school access. A committee member asked about whether concurrent taxes could affect county bond repayment, and the testifier said he would follow up. No vote was taken.
HB 2089 would remove the current requirement that a financial institution be located in 10 or more states in order to lose a B&O tax deduction on interest from certain mortgage-related loans, with the resulting revenue directed to the wildfire response, forest restoration, and community resilience account. Staff estimated the bill would raise significant revenue and affect about 450 taxpayers. The sponsor said the bill restores wildfire funding cut in the prior session by narrowing a tax preference that he said had primarily benefited large institutions rather than community banks. The Department of Natural Resources and public employees representing wildfire workers supported the bill as a way to restore wildfire preparedness funding. The Washington Bankers Association and community bankers opposed the bill as drafted, saying it would harm community banks and that they were working on revised language; they also said credit unions are not subject to B&O tax. No vote was taken.
The committee then heard a proposed third substitute for HB 1960, a complex bill that would exempt certain renewable energy facility personal property and battery storage systems from property tax and replace that tax with a state and local excise tax based on generating or storage capacity. The bill would also create a local investment distribution account, make tribal capacity grants permanent, and set conditions for counties to receive grant funds tied to siting and consultation requirements. The sponsor said the goal is to levelize taxes over the life of wind, solar, and storage projects so local communities are not left with a shifting tax burden, and described the measure as a compromise. County officials, assessors, treasurers, the Department of Revenue, and conservation groups generally supported the approach but asked for clearer definitions, payment timing, and rate adjustments. Utilities and some renewable energy developers were in respectful opposition or signed in as con, saying the rates may be too high, the bill may not be workable for centrally assessed utilities, and some provisions need further refinement. The hearing ended without a vote, and the committee adjourned.
TX
Keywords:
HB 207, Texas Government Code, Section 411.201, license to carry, LTC, handgun license, concealed carry, federal judge, immigration judge, immigration court, U.S. immigration court, judicial security, firearm carry permit, Texas handgun license, federal judiciary, HB235, Texas, sales tax exemption, use tax exemption, disabled veteran