Video & Transcript Research : 'premium'
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TX
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 2/26/26
State Government Finance and Policy
Transcript Highlights:
- current family health insurance premium current family health insurance premium at<00:35:32.000>
- And I believe EGIP is it. premiums on people like me. Working in premiums on people like me.
- . contributions to our premiums in our in contributions to our premiums in our in our<00:40:32.160>
- So, we understand the our premiums.
- Districts that have premiums go up.
Keywords:
state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave
HI
Keywords:
appropriations, legislative expenses, auditor, legislative reference bureau, state ethics commission, ombudsman, government transparency, HB2272, Act 026, public employment cost items, emergency appropriations, collective bargaining, bargaining unit 11, BU-11, state employees, excluded employees, salary increases, cost adjustments, health premium payments, benefits
LA
Transcript Highlights:
- This is transferred authority of insurance premium taxes with the City of St. George.
- It defines insurance premium tax as a multiple license tax imposed on insurance based on premiums written
- George will exclusively exercise their authority to levy insurance premium tax. The City of St.
- George would exclusively exercise their authority to levy insurance premium taxes, collect insurance
- premium tax, and administer and enforce those taxes within the city limits.
Bills:
SB348, SB444, SB485, SB517, HB87, HB115, HB162, HB362, HB368, HB377, HB431, HB441, HB466, HB664, HB741, HB822, HB990, HB1243
Keywords:
motor vehicles, enforcement, administrative support, law enforcement, private service provider, regulatory compliance, expropriation, public purpose, property rights, compensation, city governance, St. George, insurance premium tax, city of St. George, municipal authority, local taxation, East Baton Rouge Parish, economic development, Baton Rouge North, commissioners
Summary:
The committee on local and municipal affairs met on May 7, 2026, approved the prior meeting minutes, and then took up a series of local bills. HB 362 creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish was reported favorably without objection. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew questions about whether it targeted a specific entity and about how long an entity should be out of good standing; the committee adopted an amendment changing the trigger to three consecutive years and then reported the bill as amended.
A major portion of the meeting focused on HB 1243, which would give the Orleans Parish City Council more authority over the Sewer and Water Board. The sponsor, Council President J.P. Morrell, and Representative Hilfordy argued the bill would move New Orleans toward a more local, responsive public-works model and help address long-standing dysfunction. The Bureau of Governmental Research testified that it supported increased local control but urged a formal study or transition plan so the city would document the future governance structure. Despite those concerns, the committee adopted an amendment clarifying ownership of assets and then reported HB 1243 as amended.
The committee also handled several St. George bills and other local measures. SB 348, allowing third-party administrative support for motor vehicle enforcement, and SB 444, granting expropriation authority for certain public projects, were reported favorably. SB 485, transferring insurance premium tax authority to the City of St. George, was initially amended but then reconsidered; the amendment was stripped and the bill was reported favorably. HB 990, concerning Jefferson Parish and unpaid water/sewer bills on multifamily properties, HB 466 on West Feliciana Parish property-tax rebates, HB 664 raising parish ordinance fines, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief for the Village of Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil-service pay restrictions for state examiners, HB 162 updating a crime prevention district fee, HB 368 raising fines for improper demolition of historic properties, and HB 441 returning Sewer and Water Board employees to city civil service were all reported favorably, most without objection. HB 431, requiring mayors to complete 16 hours of annual training, was amended to add continuing legal education and national conferences and then reported as amended. The committee adjourned after completing its agenda.
TX
Texas 89th Regular
S/C on County & Regional Government Apr 14th, 2025
S/C on County & Regional Government
Transcript Highlights:
- does so by Exempting a certain type of health plan known as a three-share plan that provides only premium
- As these plans have evolved, they have taken on, in most cases, more of a premium support role rather
- They only operate by giving premium assistance, and there are several of them that came to me with a
- Rather than close our doors, we transformed it into a premium assistance program helping low-wage workers
- Our role is simply to help working Texans afford their premiums.
Keywords:
transportation, infrastructure, funding, state budget, public safety, child welfare, county boards, membership, local governance, public welfare, government service, social services, Texas Family Code, regulation, vendors, solicitors, roadside sales, county authority, Sweeny Hospital District, board of directors
TX
Texas 89th Regular
S/C on County and Regional Government Apr 14th, 2025
S/C on County & Regional Government
Keywords:
transportation, infrastructure, funding, state budget, public safety, child welfare, county boards, membership, local governance, public welfare, government service, social services, Texas Family Code, regulation, vendors, solicitors, roadside sales, county authority, Sweeny Hospital District, board of directors
LA
Bills:
HCR11, HB153, HB278, HB424, HB454, HB455, HB687, HB816, HB833, HB942, HB1053, HB1097, HB1147, HB1148, HB1190, SB75, SB85, SB197, SB200, SB217
Keywords:
Camp Beauregard, Louisiana National Guard, Youth Challenge Program, military affairs, Pineville, National Guard training, emergency response, youth development, alternative education, high school equivalency, GED, at-risk youth, leadership training, job skills, citizenship, veterans, state military operations, mobilization, logistics staging area, public service
OK
Transcript Highlights:
- So this eliminates the home office premium tax credit again.
- from a recommendation from the Incentive Evaluation Commission and lowers the tax on the insurance premiums
Keywords:
income tax, tax rates, revenue certification, Oklahoma Tax Commission, state budget, education, tax credit, school choice, private school, tuition assistance, income limits, parental choice, accreditation, insurance, taxation, premium, home office credit, healthcare, teacher tax credit, income tax credit
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Mar 3rd, 2026 at 03:00 pm
Commerce & Economic Development Oversight
Transcript Highlights:
- Lower their premiums, and they can use that.
- Again, try to make sure that we can lower premiums over time, and people can raise their deductibles
Bills:
HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818
Keywords:
homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Mar 3rd, 2026 at 10:30 am
Commerce & Economic Development Oversight
Bills:
HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818
Keywords:
homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive
LA
Keywords:
housing assistance, state-owned property, cost-burdened, state employees, affordable housing, fiscal audit, higher education, public funds, underrepresented minorities, Board of Regents, Louisiana legislation, constitutional convention, Louisiana constitution, electoral process, government structure, delegate elections, airport authority, fire protection, supplemental pay, public safety
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- What we have right now, your premium smokeless tobacco products are taxed at a higher rate than the cheaper
- More premium product and buying the cheaper products that's tax less.
- I think I showed in my explanation that these premium products are trying to do things right and have
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- reasonably explain changes in premium upon written request by the policyholder for any premium increase
- Insurers shall of premium increase.
- reasonably explain changes in premium reasonably explain changes in premium upon<00:51:17.200>
<00:51:22.160>I for any premium increase at renewal. - I for any premium increase at renewal.
Keywords:
natural hair braiding, registration, Barbering and Cosmetology Licensing Act, public health, sanitation, cumulative voting, associations, unit owners, board of directors, elections, Hawaii Revised Statutes, condominium, association meetings, electronic voting, proxy voting, mail voting, insurance, premium increase, policy cancellation, licensing
Summary:
The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition.
The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic.
Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
LA
Transcript Highlights:
- It would hit insurance companies, which in turn raise premiums.
- It would roll into premiums.
- The premium increase would be very minimal to It would roll into premiums, the premium increases would
- It would roll into premiums.
- The premium increase would be very minimal to It would roll into premiums, the premium increases would
Bills:
SB83, SB135, SB143, SB155, SB157, SB202, SB237, SB261, SB276, SB295, SB450, SB465, SB506, HB1070
Keywords:
human trafficking, trafficking prevention, school safety, public schools, elementary and secondary education, charter schools, mandatory reporting, victim identification, victim services, child trafficking, sex trafficking, labor trafficking, commercial sexual activity, DCFS, Department of Children and Family Services, Louisiana State Police, governor's office of human trafficking prevention, counselor training, mental health professional, administrator training
TX
Transcript Highlights:
- But if they work the program, they actually see their premiums go down.
- I had an insurance agent whose life insurance premium went down.
- Currently, policyholders are paying for these borrowing costs via premiums.
- It's endured through your premiums; you just don't see it.
- Much more of that premium will go into the CRTF.
Bills:
HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
TX
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- But also, if you waive their premiums, we believe that would have to get a 1099.
- The Texas Fair Plan continues to see an increase in premiums.
- Reports indicate that premiums charged covered 97% of claims paid in the past 20 years.
- charged and creating their income through investing the premiums before paying claims.
- We already have premiums that have not been secured in this fight. We appreciate your testimony.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
LA
Bills:
HB9, HB10, HB16, HB44, HB46, HB61, HB101, HB126, HB153, HB164, HB233, HB242, HB436, HB455, HB571, HB594
Keywords:
HB 9, HB9, Act 527, Shreveport, Stuffed Shrimp Capital, state symbol, Louisiana symbols, municipal designation, honorary title, cultural designation, tourism, local pride, seafood, shrimp, stuffed shrimp, cuisine, city branding, Louisiana Revised Statutes 49:170.26, legal holiday, Acadia Parish
HI
Keywords:
Medicaid, disability, buy-in program, workers with disabilities, income eligibility, premium structure, biomarker testing, health insurance, medical coverage, state law, health maintenance organization, juvenile justice, youth penalties, minors, court fees, court costs, fines, surcharges, restitution, fee waiver
Summary:
The House Committee on Health heard testimony on a series of bills related to public health, pharmacy regulation, disability access, and health care infrastructure. HB 1535, creating an income tax credit for automated external defibrillator installations, drew support from the Department of Health, tax department comments, and public testimony emphasizing AED access in community and transit settings. HB 1765, requiring safety warnings for spear fishing gear, received comments from DLNR and strong support from a free-diving safety advocate who described blackout risks and argued for point-of-sale warnings. HB 1549, which would repeal the law prohibiting drug paraphernalia, drew mixed testimony: the Department of Health, the Public Defender, and harm-reduction advocates supported repeal as a public health measure, while HPD and a county prosecutor opposed it, warning it could encourage drug use and create public safety issues.
The committee also heard HB 1550, which would exclude drug testing products from the definition of drug paraphernalia. The Department of Health and harm-reduction advocates supported the bill, saying drug checking tools save lives and help prevent overdoses, while one written opponent was noted. HB 1995, allowing people who are blind or deaf to receive disabled parking permits, drew opposition from the State Council on Developmental Disabilities, the Disability and Communication Access Board, and other opponents, while a few written supporters were also noted. HB 1671, allowing licensed dental hygienists to place interim therapeutic restorations in public health settings, received support from the Department of Health and several oral health organizations, with the Board of Dentistry offering comments.
HB 1643, establishing a framework for pharmacy audits and record retrieval, prompted the most extended discussion. The Board of Pharmacy and independent pharmacy representatives supported the bill as a needed framework to limit burdensome audits and protect patient care, while HMSA raised concerns about possible conflicts with upcoming federal PBM reforms and potential unintended consequences. Committee members questioned both sides about timing and workload, and supporters argued the bill was needed now to protect rural and independent pharmacies. Finally, HB 1978, appropriating funds for a new outpatient care center in North Kona, received strong support from Hawaii Health Systems Corporation, Queen’s Health Systems, the Kona-Kohala Chamber, and others, who described it as a long-term investment in West Hawaii’s health care capacity and economy. No votes or final actions were taken in the portion of the hearing provided.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/20/25
Commerce Finance and Policy
Transcript Highlights:
- saying, "Well, here's the free water, maybe even lesser quality that's in an igloo, but here's our premium
- and eagloo saying here's your free water and then<00:58:43.200>
charging <00:58:43.680>premium - <00:58:44.480>
That <00:58:44.720>to then charging premium service? - That to then charging premium service?
- setting up scenario after scenario and using government to allow the businesses that can to set up premium
Keywords:
consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress