Video & Transcript Research : 'merchant codes'
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AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Jan 28th, 2026
County and Municipal Government
Bills:
SB115, SB131, SB93, HB319, HB163, HB268, SB115, SB131, SB93, HB319, HB163, HB268, HB181, HB153, SB132, SB26, SB189, SB196, HB140, SB197, HB117
Keywords:
SB115, Alabama, impersonating a peace officer, peace officer, law enforcement impersonation, police impersonation, unauthorized police officer, fake cop, certification revoked, certification suspended, Alabama Peace Officers' Standards and Training Commission, APOSTC, Class C felony, law enforcement hiring, appointment of officers, federal law enforcement, arrest authority, public order, criminal offenses, Judiciary Committee
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 12:00 pm
Transcript Highlights:
- Merchant processing fees in one month...
- And merchants act as nodes.
- Support the adoption of this X9QR pay code standard because this will give merchants flexibility on how
- And there's a new standard of pay codes, QR pay codes, that was introduced very late last year that would
- The interchange or the merchant discount, excuse me, the merchant discount fee is higher on a credit
Summary:
The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth.
A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail.
Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions.
The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Feb 25th, 2026
Banking and Insurance
Transcript Highlights:
- >> it deals with merchant of record Mr. >> it deals with merchant of record Mr.
- And merchant of record uh issue here.
- And these reimbursement codes are based on zip code.
- based on reimbursement re uh codes are based on zip<00:23:29.280>
code. - So, you'll see in the bill zip code.
Keywords:
public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks
LA
Transcript Highlights:
- governing authority of the city of Shreveport after consideration of reports or findings from the Code
- Well, the city would... ...the city would comply with the code violations and all of the above.
- That term will also include building codes, zoning, vegetation, nuisance ordinances, and ordinances that
- That term will also include building codes, zoning, vegetation, nuisance ordinances, and ordinances that
- We are seeking to expand our authority so that we can enforce zoning and building codes and other ordinances
Bills:
HR217, HB66, HB204, HB208, HB326, HB472, HB483, HB484, HB793, HB1051, HB1080, HB1087, HB1111, HB1215, SB78, SB148
Keywords:
rent stabilization, affordable housing, cost burdened, Louisiana housing, housing policy, emergency rental protections, Alexandria, municipal ordinances, administrative adjudication, code enforcement, housing violations, building codes, zoning, nuisance ordinances, vegetation ordinances, sewerage, drainage, licensing, permits, local government
Summary:
The committee met on April 29 and considered a series of local and special bills affecting municipal and parish governance, blight enforcement, development districts, and term limits. Early action included a motion to apply a three-minute rule. House Bill 483, concerning the Fulberg/Marini Security and Improvement District in Orleans Parish, was voluntarily deferred after discussion and no support cards. House Bill 484, which revised the New Orleans Regional Business Park board by reducing membership from 12 to 11 and giving the mayor four direct appointments with removal authority, was adopted as a substitute and reported favorably. Senate Bill 78, dealing with the Shreveport Downtown Development District, was amended to correct a legislative district reference and then reported favorably. The committee also heard announcements that several previously deferred bills would not be heard that day.
Several Shreveport-related blight bills were advanced. House Bill 1051, authorizing demolition of certain dilapidated properties in Shreveport, was amended to allow the city to rely on findings from code enforcement, fire, police, or other public safety officials, and then reported favorably. House Bill 1080, addressing condemned commercial property in Shreveport, was also reported favorably, though the author said he would continue consulting with the city attorney before floor consideration. House Bill 66 for Alexandria expanded the city’s administrative adjudication authority to cover a broader range of ordinance violations, including building, zoning, vegetation, nuisance, sewer, drainage, licensing, and permit matters; it was supported by the city and reported favorably. House Bill 326, requiring the Tickfaw police chief candidate to reside within the village, also passed favorably.
House Bill 793, a contentious bill concerning recorded subdivision plats and prescription, drew extensive testimony from the author, parish officials, a former appellate judge, and the McCormick family. Supporters said the bill closes a loophole exposed by recent court rulings that could let noncompliant plats become enforceable after five years without actual notice to local governments, while opponents argued the current substitute still creates uncertainty and could burden property owners; the author said the bill was prospective only and would also go to the Law Institute. Despite the debate, the committee moved the substitute favorably. Senate Bill 148, allowing municipalities to pay a modest per diem to planning and zoning commission members by local ordinance, was reported favorably with support from Lake Charles.
The committee rejected House Bill 208, which would have let St. Helena Parish voters decide whether to impose term limits on parish governing authority members. The bill’s author argued the people should decide, but the St. Helena Police Jury opposed it and committee members emphasized local control; the final vote was 3 yeas to 10 nays. House Bill 1215, concerning the disposition of historical statues and monuments, was amended to bar the Office of State Parks from placing transferred monuments back in the parish from which they were removed, and then was reported favorably. House Bill 472, authorizing local rent stabilization ordinances during a governor-declared emergency, was amended to limit such ordinances to the emergency period, tie increases to the consumer price index, and cap them at 365 days; discussion continued on whether the measure duplicated existing price-gouging laws and whether a broader study would be preferable.
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Montana, Indiana, North Dakota, Utah, and just recently, North Carolina has went to a weight-based tax code
- consumers to be able to charge the lesser amount to provide greater I think it gives latitude for the merchants
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
TX
Transcript Highlights:
- addresses vagueness and closes loopholes that exist in Chapters 232 and 233 of the Texas Local Government Code
- These codes were enacted to regulate the number of residential units that could be built per acre of
- through setback requirements, which is in direct contradiction to Chapter 232 of the Local Government Code
- express authority to do so under Chapters 232 and 233 of the Constitution and the Local Government Code
- five-foot side setback with 10 feet between homes, a standard that exceeds both fire and building codes
Bills:
SB840, HB2025, HB2512, HB3139, HB3798, HB3892, HB4373, HB4398, HB4582, HB4689, HB5187, HB5658, HB5666
Keywords:
HB 2025, Texas Property Code, plat filing, replat, amended plat, condominium plat, subdivision, county clerk, tax certificate, ad valorem taxes, delinquent taxes, property records, real property, land use, local government, property development, subdivision recording, condominium recording, tax receipt, eminent domain
TX
Transcript Highlights:
- Because currently, as the local government code states for tree ordinances, you are allowed to cut trees
- So the way this code is, the local government code, this section, this 212.905, in it, it talks about
- example, city of Austin, if you decide to cut down a tree and according to their local government code
- Because of the way the current code is written, you would then, and most municipalities would require
- But currently, if the law is such that in the codes, individuals need to submit a statement of the tree
Bills:
SB840, HB2025, HB2512, HB3139, HB3798, HB3892, HB4373, HB4398, HB4582, HB4689, HB5187, HB5658, HB5666
Keywords:
HB 2025, Texas Property Code, plat filing, replat, amended plat, condominium plat, subdivision, county clerk, tax certificate, ad valorem taxes, delinquent taxes, property records, real property, land use, local government, property development, subdivision recording, condominium recording, tax receipt, eminent domain
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- It's the merchants who bear the burden.
- How about merchants? What? I haven't really heard from merchants. That's what they have to end up.
- That merchant then has to wait for the finding.
- It will prohibit retaliation against a merchant.
- Fox Scientific's merchant fees were very low.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
WY
Transcript Highlights:
- or any other merchant category code.
- There's always going to be merchant category codes, but how do we align that merchant category code?
- of of the merchant category codes. of of the merchant category codes.
- power over their merchant category code. power over their merchant category code.
- or uh compiling merchant category codes. or uh compiling merchant category codes.
AZ
Transcript Highlights:
- The underlying bill basically says that we're not going to allow merchant code to be a little form of
- Representative Gutierrez, this bill would remove the merchant codes for certain firearms.
- Do you see any dangers with not having the merchant codes or any challenges for community members?
- As a former retail worker, the merchant codes and the codes that we use give us a lot of data.
- And so as a mom, as a former retail worker, I'm very concerned with removing the merchant codes.
Summary:
The House opened with prayer, the Pledge of Allegiance, approval of the prior journal, and several points of personal privilege introducing guests, including the doctor of the day, Delta Sigma Theta members visiting for Delta Day at the Capitol, and a proclamation honoring the City of Tolleson’s Founders Day/Whoopi Days Festival. Members also recognized a House staffer’s family member who had completed Army basic training. The chamber then moved through routine communications and Senate messages before taking up unfinished business, including a motion to reject Senate amendments to HB 2874 and appoint a conference committee, which was adopted.
In Committee of the Whole, members debated several Senate bills. SB 1058 drew the most discussion: Rep. Gutierrez offered a hostile amendment to add gun-trafficking and merchant-code restrictions, arguing it would help stop straw purchasing and cartel-related firearms smuggling; supporters of the underlying bill said it was intended to prevent merchant codes from becoming a gun registry. The amendment failed, and SB 1058 received a do-pass recommendation. SB 1094, concerning civil liability related to gender transition procedures for minors, also prompted extended debate, with opponents arguing the bill was duplicative, punitive, and could raise malpractice insurance costs and worsen physician shortages; it too received a do-pass recommendation. SB 1136, SB 1422, and SB 1663 (with a floor amendment) were also recommended do pass.
After the Committee of the Whole report was adopted, the House took up third-reading votes. SB 1024 passed 35-20; SB 1148 passed 33-22 despite objections that it was unconstitutional and interfered with the judiciary; SB 1232 passed unanimously 55-0 after remarks that it clarified local zoning authority over billboards; SB 1293 passed 33-0 with several members criticizing or defending the GPLET tax structure; and SB 1586 passed 33-22. The House also adopted do-pass recommendations for SB 1075, SB 1202, SCM 1004, and SCM 1007, while SB 1419 was retained on the calendar. The session ended with announcements, a personal privilege request for prayers for Rep. Villegas’ granddaughter and newborn twins, and a motion to adjourn until April 9, 2026.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 21st, 2025
Banking and Finance
Transcript Highlights:
- That bill required to recognize the merchant category code that was newly created for gun merchants.
- But it was only able to do that after the ISO approved the new merchant category code, not before that
- You'll find merchant processors saying any merchant can do it.
- And merchant profit margins did not go up.
- Merchants and retail are very competitive.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 21st, 2025
Transcript Highlights:
- These fees are crushing merchants and small businesses who have These fees are crushing merchants and
- That bill required Visa and MasterCard to recognize the merchant category code that was newly created
- code, not before that.
- You'll find merchant processors saying any merchant can do it now.
- You'll find merchant processors saying any merchant can do it now.
Summary:
The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote.
A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote.
The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment.
The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- Rates with merchants.
- I negotiate with my contracted partner, a merchant. and acquirer.
- You are correct that small merchants do not get that opportunity.
- Fox Scientific's merchant fees were very low.
- This forces the card issuers to negotiate with every merchant.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- The merchant discount is the total of what a merchant pays when they accept a credit card.
- The amount of total merchant discount varies by what the merchant chooses to purchase in their bundle
- But that's up to the merchant. The merchants control their menu prices. They control their rules.
- It doesn’t affect the merchant discount or the network fee.
- The acquiring bank, the merchant, the bank that the merchant works with, they may charge more or less
Summary:
The Joint Committee on Financial Services heard testimony on several bills focused on financial security, banking regulation, and payment-card fees. Treasurer Deborah Goldberg supported the Massachusetts baby bonds proposal (H. 48) and also endorsed bills on matched savings (H. 1158/S. 737) and retirement planning/Secure Choice (H. 1143/S. 722), arguing these measures would help address wealth inequality, build assets, and improve retirement readiness. Supporters of baby bonds included policy experts and health advocates from Children’s Health Watch and Boston Medical Center, who said early-life asset building could improve long-term economic and health outcomes for children in low-income families. AARP also urged passage of the retirement planning bill, citing the large share of private-sector workers without access to an employer retirement plan. Representative Donato testified for H. 1143, describing it as a voluntary retirement-savings opportunity for workers at small employers.
The committee also heard testimony on H. 3933, concerning the Massachusetts Credit Union Share Insurance Corporation, from former Bank Commissioner Mike Hanson, who defended the state’s full deposit insurance system for credit unions and savings institutions as a longstanding consumer-protection model. The Massachusetts Bankers Association raised concerns about the bill’s technical provisions and broader credit union/bank competitive issues, while the Cooperative Credit Union Association supported related legislation allowing modest compensation for credit union directors (S. 821/H. 1338) and flexibility for state financial institutions to grow through partnerships (S. 723). Bankers opposed those credit union bills, arguing they would upset a level playing field and blur long-standing distinctions between banks and credit unions.
A major portion of the hearing focused on H. 1259/S. 688, which would prohibit card interchange fees on the tax and gratuity portions of restaurant transactions. Restaurant owners and the Massachusetts Restaurant Association testified in favor, saying the fees are a significant and growing expense, especially as most customers now pay by card; they argued the bills would save restaurants money without affecting state revenue. Credit union, banking, and payments-industry representatives opposed the bills, saying interchange helps fund fraud protection and payment infrastructure, that the proposal would create compliance burdens and likely litigation, and that it would mainly affect Massachusetts-chartered institutions while national banks could be preempted. Committee members noted that a commission on payment-card fees is being established and said the issue would be studied further. The hearing also included support for a separate bill on virtual credit cards for dental providers, with dentists saying automatic virtual-card payments impose hidden processing fees and fraud risks.
LA
Transcript Highlights:
- governing authority of the city of Shreveport after consideration of reports or findings from the Code
- Well, the city would... ...comply with the code violations and all of the above. Yes, sir.
- That term will also include building codes, zoning, vegetation, nuisance ordinances, and ordinances that
- allows the City of Alexandria to use an administrative hearing process, for a wider range of city code
- We are seeking to expand our authority so that we can enforce zoning and building codes and other ordinances
Bills:
HR217, HB66, HB204, HB208, HB326, HB472, HB483, HB484, HB793, HB1051, HB1080, HB1087, HB1111, HB1215, SB78, SB148
Keywords:
rent stabilization, affordable housing, cost burdened, Louisiana housing, housing policy, emergency rental protections, Alexandria, municipal ordinances, administrative adjudication, code enforcement, housing violations, building codes, zoning, nuisance ordinances, vegetation ordinances, sewerage, drainage, licensing, permits, local government
Summary:
The committee met on April 29 and heard a series of local bills affecting municipal and parish governance, blight enforcement, planning boards, and other local issues. Early actions included adopting a three-minute rule due to the late hour and deferring several bills that were not to be heard that day. House Bill 483 was voluntarily deferred, while House Bill 484 on the New Orleans Regional Business Park was amended and reported favorably. House Bill 78 on the Shreveport Downtown Development Authority was amended to correct a district reference and then reported favorably. House Bill 66, expanding Alexandria’s administrative adjudication authority for ordinance violations, was supported by the city and reported favorably. House Bill 326, requiring the Tickfaw police chief to reside in the village, was also reported favorably.
The committee then took up several Shreveport blight-related bills. House Bill 1051, dealing with demolition of dilapidated residential property, was amended to allow the city to rely on reports from code enforcement, fire, police, or other public safety officials, and was reported favorably. House Bill 1080, a similar measure for condemned commercial property, was also reported favorably, with the sponsor noting he would consult the city attorney before floor debate. Senate Bill 148, allowing Lake Charles to pay a modest per diem to planning commission members by local ordinance, was reported favorably. House Bill 208, which would let St. Helena Parish voters decide whether to impose term limits on parish governing authority members, drew opposition from the police jury and failed on a recorded vote, 3-10.
The committee also considered House Bill 1215 on the disposition of historical statues and monuments, adopting an amendment to prevent transferred monuments from being placed back in the parish where they were removed, and then reporting the bill favorably as amended. House Bill 793, a contested bill addressing subdivision plats filed without parish approval and the running of prescription, generated extensive testimony from the author, parish officials, the McCormicks, and a former appellate judge; the committee ultimately reported it favorably, with the author saying he would keep working on the language and send it to the Law Institute. Finally, House Bill 472, authorizing local rent stabilization measures during declared emergencies, was amended to limit any local ordinance to the duration of a governor-declared emergency, tie increases to CPI, and cap the measure at 365 days; the bill remained under discussion with questions about its relationship to existing price-gouging laws and whether the committee should wait for a broader study.
DE
Delaware 2025-2026 Regular Session
Senate Environment, Energy & Transportation Committee Meeting Jun 23rd, 2026
Environment, Energy & Transportation
Transcript Highlights:
- I live the merchant life. I've worked 16 years in the merchant business.
- Again, we talk about merchant development, competitive development versus a utility.
- Our cost of capital is cheaper than our merchant developer, okay?
- Again, we talk about merchant development, competitive development versus a utility.
- Our cost of capital is cheaper than our merchant developer, okay?
Summary:
The committee heard several bills focused on energy, public safety, and environmental cleanup. House Bill 455 would create a historic preservation license plate to raise funds and awareness for Delaware preservation efforts, and House Bill 471 would tighten rules and penalties for off-highway vehicles on shared private roads, with golf carts excluded. House Substitute No. 1 for House Bill 439, the Truth in E-Bike Marketing Act, would require clearer disclosures when selling electric mopeds and electric motorcycles so consumers understand classification, power, and licensing/insurance requirements. House Substitute No. 1 for House Bill 407, related to the Hazardous Substance Cleanup Act and brownfields, would shift funding for brownfield cleanup from the original realty transfer tax approach to a dedicated share of the hazardous substance cleanup fund and raise civil penalties for fraudulent acts. The committee also approved the June 18, 2026 minutes once quorum was reached.
Most of the meeting centered on House Substitute No. 1 for House Bill 233, as amended, a large-load/data center bill intended to protect ratepayers from costs tied to massive new electricity users. The sponsor and Public Advocate said PJM’s warnings about a coming reliability backstop auction made it urgent to establish a Delaware framework now, requiring large energy users to sign utility agreements, cover their share of transmission, distribution, and capacity costs, and comply with curtailment and other protections. Supporters from environmental groups and some labor and business voices said the bill was needed to prevent cost shifts to households and small businesses, while opponents argued it was being rushed, could deter investment, and might unintentionally affect other industries; several asked for more time and clearer definitions. No vote was taken in the portion provided.
The committee also took up House Bill 470, which would authorize Delmarva Power, with PSC approval, to build and operate utility-owned battery storage and spread costs across the customer base. The sponsor and Delmarva said the bill would improve reliability quickly and help avoid outages, while the chair expressed concern that the state had not yet fully studied whether utility-owned or competitively procured storage is the best model, noting a recent SEU storage study and broader policy questions. Supporters said utility storage could be deployed faster and help with peak shaving, while others urged a competitive process; the transcript cuts off before any final action on HB 470.
AZ
Arizona 2026 Regular Session
03/10/2026 - House Democratic Caucus Calendar #10
Transcript Highlights:
- SB 1058, firearm transactions merchant codes prohibition, establishes the Second Amendment Financial
- Madam Chair and members, SB 1058, firearm transactions merchant codes prohibition, establishes the Second
- I just want to note for the record that in the veto letter last year, Governor Hobbs said merchant category
- codes are vital tools that help law enforcement identify perpetrators of illegal activity, including
- codes are vital tools that help law enforcement identify perpetrators of illegal activity, including
Summary:
The caucus reviewed a long calendar of bills spanning health care, education, tax, public safety, firearms, elections, and family law. On health and education, HB 283 would expand diabetes-related coverage for certain supplies; SB 1126 would require schools to provide records and cooperate with Department of Child Safety caseworkers; SB 1210 would require out-of-state private postsecondary institutions to register in Arizona; and SCR 1006, which would create private causes of action over restroom and pronoun policies in schools, drew strong opposition and was requested to be pulled from consent. Members also discussed HB 2308, which would bar dental insurers from owning dental practices, and SB 1049, which would cap spousal maintenance at four years and change how the marital standard of living is considered; both prompted questions and SB 1049 was pulled from consent.
Several tax measures were also reviewed. SB 1293 would limit GPLET abatements by protecting school district revenue, and members noted prior opposition. SB 1294 would clarify county assessors’ authority to prorate destroyed property for tax purposes, though members said they were still researching whether it was necessary. SB 1430, the Tax Corrections Act of 2026, would make technical tax changes and remove redundant language, but members said they wanted Department of Revenue-requested corrections restored. SB 1053 would reduce concealed weapons permit fees for Arizona residents and was pulled from consent after concerns about fee impacts and unresolved amendment language.
On public safety and firearms, SB 1058 would prohibit government records distinguishing firearm retailers and firearm owners and was pulled from consent after criticism and reference to a prior veto. SB 1093 would expand riot-related offenses to include property damage and add riot to conspiracy and racketeering provisions. SB 1160 would restrict drones near ticketed entertainment events, with supporters framing it as a public safety measure and clarifying that event-authorized drone use could still be exempt. SB 1211 would allow lifetime injunctions for felony aggravated harassment involving domestic violence.
The caucus also considered election-related bills. SB 1006 would raise the threshold for aggregated campaign contribution reporting from under $100 to under $200, and it was pulled from consent. SB 1029 would create a process for terminating a campaign committee after a candidate’s death. SB 1038 would make cast vote records public records, SB 1057 would add fraud countermeasures for paper ballots, and SB 1237 would require consultation with county recorders and legislative leaders before the Secretary of State updates the Elections Procedures Manual. Several of these election bills were noted as having been vetoed previously, and the meeting ended by moving into closed caucus.
VT
Transcript Highlights:
- facilitated via QR codes, and it's gone. facilitated via QR codes, and it's gone.
- merchant cash advanced providers. merchant cash advanced providers.
- under the uniform commercial code. under the uniform commercial code.
- The new requirement that merchant cash advance providers be licensed would result in about $1,000 per
- /c><00:25:50.480>
advance requirement that merchant cash advance requirement that merchant cash
Summary:
The House opened with a devotional reading by Theo Novak, a student and Vermont Poetry Out Loud finalist, followed by several announcements, including a welcome for the guest speaker and a reminder about a freshman legislator gathering and the day’s corporate cup road closures. The House then postponed action for one legislative day on Senate Bill 208, relating to law enforcement identification; Senate Bill 212, relating to portable water supply and wastewater system connections; and House Bill 639, relating to genetic data privacy.
The main floor action centered on House Bill 648, banking, insurance, and securities. The Commerce and Economic Development Committee presented Senate amendments and its own further amendments, including clarifications to consumer reinvestment reporting and a proposal to extend and then effectively end the moratorium on new cryptocurrency kiosks in Vermont. The committee described extensive testimony and data on crypto kiosk fraud, money laundering, and consumer losses, and also added a new licensing framework for merchant cash advance providers. Ways and Means reported the fiscal impact would be very small. After a brief question about the $1 million exemption threshold for commercial financing, the House concurred in the Senate proposal of amendment with further amendment thereto.
The House also passed Senate Bill 243, distributing funds to the Vermont Language Justice Project, in concurrence with proposal of amendment. It then took up Senate Bill 198, regulating tobacco products and tobacco substitutes. The Commerce and Economic Development Committee described updates to the definition of tobacco substitutes, creation of a wholesale licensing system under the Department of Liquor and Lottery, tighter controls on online sales, and bans on deceptive products that resemble school supplies, food, smartphones, inhalers, or video games. The committee heard testimony from health, enforcement, industry, and advocacy witnesses and voted 11-0 in favor. Human Services then proposed a strike-all amendment to the committee report, with further consideration to continue.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm
Joint Committee on Consumer Protection and Professional Licensure
Transcript Highlights:
- a merchant pays when they do a transaction.
- It serves millions of restaurants and merchants. Any merchant can join the system.
- Now, I can't speak to what merchant discount rates are because each merchant negotiates a separate package
- So the merchant discounts vary based on the package of services that the merchant purchases.
- So the merchant discounts vary based on the package of services that the merchant purchases.
Summary:
The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day.
A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure.
The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.