Video & Transcript Research : 'merchant'

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MD

Maryland 2026 Regular Session

Senate Floor Session, 4/10/2026 #2

Maryland Senate Floor Meeting

Transcript Highlights:
  • a local merchant in Baltimore County I'm a local merchant in Baltimore County along<00:21:12.680><c>
  • </c> I'm a merchant? I'm a merchant?
  • </c> because the merchant because the merchant did<00:22:49.360><c> not</c><00:22:49.680><c> accept</
  • They're not considered merchants.
  • They're not considered merchants. merchants. merchants.
MA
Transcript Highlights:
  • In the United States, merchants pay 80% more than the rest of the world.
  • The merchant is on the hook for that. These fees...
  • And the protections to the merchant are only with chip or chip and PIN.
  • And the protections to the merchant are only with chip or chip and PIN.
  • And that's even before they charge back that fraud to the merchants.
Summary: The commission met to hear testimony on the future of credit card payments and swipe fees, with a focus on impacts to small businesses, especially restaurants and retailers. Members and witnesses discussed interchange fees, processing fees, chargebacks, fraud risk, rewards programs, and the growing use of card-not-present and digital wallet transactions. Several witnesses urged the commission to support legislation that would prohibit fees on the tax and tip portions of transactions and allow businesses to pass credit card fees on to customers if they choose, while others warned that state regulation of interchange could reduce fraud protections and harm consumer rewards programs. Small business owners and trade groups described rising costs and thin margins, saying card fees are now among their largest expenses and are often charged on money that is merely passing through the business, such as sales tax and gratuities. Restaurant representatives said the current system shifts fraud and chargeback losses onto merchants, with little ability to negotiate rates or recover disputed funds, and argued that transparency and fee relief would help keep independent businesses open. Retailers gave similar testimony, citing rising swipe fees, complex statements, and the burden of online and phone transactions. A representative from the airline industry opposed interchange reform, arguing that airline credit card rewards are popular with consumers and support travel and jobs in Massachusetts. Credit union representatives cautioned that state-level interchange limits could weaken fraud prevention and force higher rates or reduced services, while the National Restaurant Association and a payments-policy attorney countered that banks and networks already operate under fee caps in other contexts and that interchange rates are fixed rather than competitive. Commission members asked questions about how chargebacks work, how fees are broken down, whether businesses can negotiate with processors or POS providers, and how consumer behavior has shifted toward cards, online ordering, and delivery since the pandemic. No votes or formal actions were taken during the hearing.
AZ

Arizona 2026 Regular Session

03/04/2026 - House Judiciary

House Judiciary Committee of Reference

Transcript Highlights:
  • category codes to distinguish firearm retailers from other merchants.
  • category codes to distinguish firearm retailers from other merchants.
  • Chairman, Representative Petraris, that's not what merchant category codes are for. Mr.
  • Chairman, Representative Petraris, that's not what merchant category codes are for.
  • And so the merchant codes are happening today.
Summary: The Judiciary Committee heard and advanced five Senate bills. SB 1160 would make it a class one misdemeanor to fly a drone within one mile of a ticketed entertainment event, with exceptions for authorized personnel or written consent; NASCAR testified in support on public safety grounds, and the bill received a due pass recommendation by a 6-1 vote. SB 1093 would expand the definition of riot to include force or threats causing property damage and add riot as a predicate offense for conspiracy and racketeering; criminal defense attorneys opposed it as overly broad, while the sponsor argued it would target those who pay for organized riots, and it passed 5-2. SB 1049 would place a four-year limit on spousal maintenance and adjust related court guidelines; the sponsor said it was intended to end open-ended support, while members raised concerns about long marriages, businesses, and lifestyle disparities, and it passed 5-2. SB 1053 would change CCW permit fees so Arizona residents pay 10% of the nonresident fee; supporters said the bill would make resident permits cheaper while allowing DPS to keep the program revenue neutral, but some members worried it could reduce state revenue, and it passed 6-2. SB 1058 would bar firearm registries and the use of merchant category codes to identify firearm retailers or purchases, with enforcement by the Attorney General and county attorneys; supporters framed it as a privacy and Second Amendment measure, and it passed 6-2. SB 1211 would allow victims of felony aggravated harassment involving domestic violence to seek a lifetime injunction against the convicted defendant; domestic violence advocates supported it as closing a gap for ongoing harassment, a criminal justice group opposed a broader amendment but not the bill itself, and the committee ultimately approved the bill unanimously, 9-0.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • a merchant pays when they do a transaction.
  • It serves millions of restaurants and merchants. Any merchant can join the system.
  • Now, I can't speak to what merchant discount rates are because each merchant negotiates a separate package
  • So the merchant discounts vary based on the package of services that the merchant purchases.
  • So the merchant discounts vary based on the package of services that the merchant purchases.
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
AZ

Arizona 2026 Regular Session

04/08/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • Representative Gutierrez, this bill would remove the merchant codes for certain firearms.
  • Do you see any dangers with not having the merchant codes or any...
  • As a former retail worker, the merchant codes and the codes that we use give us a lot of data.
  • As a former retail worker, the merchant codes and the codes that we use give us a lot of data.
  • And so, as a mom, as a former retail worker, I'm very concerned with removing the merchant codes.
Summary: The House convened with prayer, the Pledge of Allegiance, approval of the prior journal, and several points of personal privilege recognizing guests, including a newly graduated Army servicemember, the Doctor of the Day, and members of Delta Sigma Theta visiting for Delta Day at the Capitol. The chamber also adopted a proclamation designating April 10, 2026, as Founders Day in the City of Tolleson, with remarks highlighting the city’s history and the Whoopi Days Festival. The House then appointed a conference committee on HB 2874 after voting not to concur in Senate amendments. The House considered several bills in Committee of the Whole. On SB 1058, a floor amendment offered by Rep. Gutierrez to address gun trafficking, merchant codes, and related enforcement tools failed by a vote of 17-32, and the bill was then recommended do pass. SB 1094, dealing with civil liability related to gender transition procedures for minors, drew extended debate over constitutionality, medical liability, and impacts on physicians and patients, and it was also recommended do pass. SB 1136, SB 1422, and SB 1663 (with a Blackman floor amendment adopted) each received do pass recommendations. Later, the House adopted Committee of the Whole reports placing SB 1075 and SB 1202 on third reading, retaining SB 1419 on the calendar, and advancing SCM 1004 and SCM 1007. On third reading, the House passed SB 1024, SB 1148, SB 1232, SB 1293, and SB 1586, with members explaining votes on issues including vehicle registration, Supreme Court administration, outdoor advertising and zoning, GPLET tax policy, and state agency matters. The chamber then recessed briefly for announcements and personal privilege remarks, and finally adjourned until 10:00 a.m. on Thursday, April 9, 2026.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Veterans and Federal Affairs Jun 21st, 2026 at 01:00 pm

Joint Committee on Veterans and Federal Affairs

Transcript Highlights:
  • , and the third thing that it does is it creates a Massachusetts merchant mariner medal for those merchant
  • Merchant mariners who served in an active war zone.
  • It was also merchant mariners that rowed George Washington across the river.
  • Merchant mariners that rowed George Washington across the river on Christmas Eve.
  • And if you were ever in the service, the merchant marine brought you what you needed. Thank you.
Keywords: 995, all
Summary: The Joint Committee on Veterans and Federal Affairs held its fourth public hearing of the 2025-26 session on recognitions, definitions, and designations related to veterans. Chairs John Velis and Joseph McGonagle opened the hybrid hearing with housekeeping rules and noted the committee’s reporting deadlines. The hearing focused on several bills honoring veterans and military-related service, including H. 3825 to include reserve components in flag half-staff recognition for service members killed in action, S. 2499 to place a State House marker honoring three Medal of Honor recipients from the war on terror, S. 2498 to add Merchant Marine recognition at veterans cemeteries and the State House and create a Massachusetts merchant mariner medal, and H. 2500/S. 2500 to have Massachusetts fly the Honor and Remember flag for Gold Star families and fallen service members. A major portion of the hearing centered on H. 3871 and S. 2467, which would update the Commonwealth’s definition of “veteran.” Testimony came from the Office of Veterans Services, veterans organizations, Public Health Service and NOAA representatives, National Guard and Reserve veterans, and Gold Star advocates. Witnesses argued the current state definition is inconsistent with federal law and excludes some service members who should be recognized, especially members of the U.S. Public Health Service Commissioned Corps, NOAA Commissioned Officer Corps, reservists, and some National Guard members. Supporters said the bills would improve fairness, consistency, and access to benefits and services, while several speakers emphasized that service in uniform should be honored regardless of branch. Some testimony also urged a broader moral recognition of all who raised their right hand, while others focused on aligning state law with federal definitions and closing gaps in eligibility. Committee members asked questions about the practical and fiscal effects of broadening the definition, including how the proposed language would interact with existing federal standards and state benefit programs. Witnesses explained that the bills would remove the current 180-day and 90-day active-service calculations and instead recognize certain active service and six-year reserve or Guard commitments, though some members noted that this could create a broader state standard than the federal one. No votes or formal actions were taken during the hearing, and the committee concluded after hearing from the final witness and adjourning.
WY

Wyoming 2026 Regular Session

House Appropriations Committee, February 12, 2026 PM 2

Appropriations

Transcript Highlights:
  • There's always going to be merchant category codes, but how do we align that merchant category code?
  • </c> of of the merchant category codes. of of the merchant category codes.
  • </c> power over their merchant category code. power over their merchant category code.
  • </c> or uh compiling merchant category codes. or uh compiling merchant category codes.
  • </c> continues on or any other merchant continues on or any other merchant category<01:27:36.880><c>
Bills: HB0111, HB0112, HB0122
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, July 14, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • </c><05:24:44.080><c> category</c> use of or assigning merchant category use of or assigning merchant
  • ><c> designed</c><05:26:13.680><c> to</c> Merchant category codes were designed to Merchant category
  • </c> merchant category code for firearms. merchant category code for firearms.
  • </c><05:37:57.760><c> category</c> stores have a separate merchant category stores have a separate merchant
  • Now, using merchant harmful bill.
HI

Hawaii 2025 Regular Session

CPN DEFER, CPN, CPN-HHS, CPN-HHS DEFER Public Hearings 02-12-2025

Commerce and Consumer Protection

Transcript Highlights:
  • Next up, we have the Retail Merchants of Hawaii in opposition, online.
  • Next up, we have the Retail Merchants of Hawaii in opposition, online.
  • I'm Tin Yaki with the Retail Merchants of Hawaii, and yes, we are opposed to this measure.
  • I'm Tin Yaki with the Retail Merchants of Hawaii, and yes, we are opposed to this measure.
  • </c><00:27:23.960><c> of</c> penalties by the retail merchants of penalties by the retail merchants of
Keywords: 912, senate, all
Summary: The Senate Committee on Commerce and Consumer Protection held decision-making on SB 146, SB 147, and SB 1166. SB 146 and SB 147, both relating to condominiums, were recommended to pass with amendments. The committee adopted amendments based on testimony from Anne Anderson, including mediator/arbitrator qualifications, clarifications about disputes involving managing agents, small claims timing, lien rights, and refund determinations by an early neutral evaluator. For both bills, the effective date was deferred to July 1, 2050 for further discussion. Each measure was adopted with no objections. SB 1166, relating to insurance, was also passed with amendments. The committee removed language that would have required insurers to bring claims and condition rates on doing so, replacing it with encouraging language. The amended bill adds a private cause of action against responsible parties, authorizes insurer actions under certain conditions, defines terms tied to climate-related events and fossil fuel products, and requires HPIA to report to the insurance commissioner on whether it exercised direct action rights. The effective date was likewise deferred to July 1, 2050, and the measure was adopted without objection. The committee then heard SB 985, relating to consumer protection and gift card fraud, and SB 1525, relating to electronic smoking devices and e-liquids. SB 985 drew support from a consumer fraud victim and others who said gift card scams disproportionately harm kupuna, while the Retail Merchants of Hawaii opposed the bill’s packaging/display requirements and suggested stronger penalties instead. The committee voted to pass SB 985 with amendments, deferring its effective date to July 1, 2050, and noted it would move on to Judiciary next. SB 1525 drew significant opposition from the Attorney General’s office, Department of Taxation, Department of Health, and public health groups, who argued it conflicted with federal tobacco law, was hard for Tax to administer, and would not effectively remove unauthorized vape products. After testimony, the committee recommended deferral of SB 1525 without objection.
LA

Louisiana 2026 Regular Session

Revenue and Fiscal Affairs May 28th, 2026

Revenue & Fiscal Affairs

Transcript Highlights:
  • On your end, you're charging the same amount for all cards, but the charge inflicted on the merchant
  • And it's not my bill only; Merchant is not the same.
  • It's just that flat $2.50 for those transactions, because there's not a pass-through to the merchant
  • of record. $2.50 for those transactions, because there's not a pass-through to the merchant of record
  • There is absolutely a merchant cost to us, but we can reduce or eliminate the debit card-specific fee
Keywords: 974, senate, all
HI

Hawaii 2026 Regular Session

ECD Public Hearing - Fri Jan 30, 2026 @ 10:00 AM HST

Economic Development & Technology

Transcript Highlights:
  • <c> respectively</c><00:38:24.400><c> asks</c> Merchants of Hawaii respectively asks Merchants of Hawaii
  • I'm with the Retail Merchants of Hawaii.
  • Dave Erdman, Retail Merchants support.
  • Dave Urban from Retail Merchants.
  • Uh, Retail Merchants to testify today.
Bills: HB1629, HB1630, HB1631
Summary: The committee heard testimony on several bills, beginning with HB 1829 on marine affairs. Most testimony was in strong support, with speakers from state agencies, ocean-tech companies, startups, nonprofits, and community groups backing the creation of an Office of Marine Affairs and a marine affairs coordinator under HTDC. Supporters said the measure would better coordinate ocean policy, strengthen the blue economy, and help Hawaii capture jobs, investment, and innovation in marine-related industries. No vote or final action was taken in the portion provided. The committee then took up HTDC-related measures, including HB 1615 and HB 1613, which also drew broad support from business, technology, and economic development interests. Testifiers said the bills would strengthen Hawaii’s technology and innovation ecosystem, support advanced manufacturing and cybersecurity, and help build a more diversified economy with higher-wage jobs. The committee also heard HB 1607 on public procurement and HB 1772 on small business procurement; state procurement staff and several business groups supported efforts to expand opportunities for local firms, while one speaker from the city’s economic revitalization commission argued that a flat 5% preference could help keep more revenue and jobs in-state. On HB 1636 relating to shopping carts, the Hawaii Food Industry Association and Retail Merchants of Hawaii testified in opposition, saying the bill would penalize businesses for carts that are stolen rather than abandoned and would add costs that could especially burden small and local retailers. HB 1810 on charitable solicitation drew support from Goodwill Hawaii and other nonprofits, who said the bill would improve transparency around donation bins and protect donors from misleading for-profit collection practices; the Attorney General’s office asked for a delayed effective date to allow system changes and staffing. HB 1782 on AI and the protection of minors received broad support from state agencies, educators, and advocacy groups, but some business and retail representatives urged narrowing the definition of covered AI services so ordinary customer-service chatbots would not be swept in. Finally, HB 1759 on theft drew opposition from the Public Defender’s Office, which said the bill could create overly harsh penalties and should include defense representation on any task force; the office also noted existing laws already address conspiracy and related conduct.
LA
Transcript Highlights:
  • On your end, you're charging the same amount for all cards, but the charge inflicted on the merchant
  • And it's not my bill only; The merchant charge is not the same.
  • It's just that flat $2.50 for those transactions, because there's not a pass-through to the merchant
  • of record. $2.50 for those transactions, because there's not a pass-through to the merchant of record
  • There is absolutely a merchant cost to us, but we can reduce or eliminate the debit card-specific fee
Summary: The Senate Committee on Revenue and Fiscal Affairs met on May 28, 2026, approved the May 19 minutes, and then considered three third-party convenience fee schedules for online payments. The first was for the Department of Agriculture and Forestry, presented by Rebecca Dupree with Louisiana Interactive; members confirmed the online payment option would be voluntary and approved the fee schedule without objection. The second was for the Department of Health’s Safe Drinking Water Program, presented by Karen Benjamin, and generated extended discussion about a $2.50 flat fee plus a 2.5% card-processing charge, especially whether that charge would violate recently passed Senate Bill 254 regarding debit card surcharges. Senators Mizell, Lambert, and Luneau questioned the structure, and department representatives said they believed the fee was not a surcharge and that ACH payments would avoid the percentage charge; the committee approved the fee schedule but urged the department to review it for compliance with SB 254. The third fee schedule was for the Louisiana Office of State Fire Marshal, presented by Lindsay Savoy and Garrett Lee, covering online payments for the conveyance program and the Fire Emergency Training Academy. Senators again raised concerns about the 2.5% card charge in light of SB 254, and the presenters said they intended to comply with the new law and would discuss the issue further. The committee approved this fee schedule as well, with a similar reminder to consider the bill’s impact going forward. The meeting then adjourned.
AZ

Arizona 2026 Regular Session

04/08/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • The underlying bill basically says that we're not going to allow merchant code to be a little form of
  • Representative Gutierrez, this bill would remove the merchant codes for certain firearms.
  • Do you see any dangers with not having the merchant codes or any challenges for community members?
  • As a former retail worker, the merchant codes and the codes that we use give us a lot of data.
  • And so as a mom, as a former retail worker, I'm very concerned with removing the merchant codes.
Keywords: 1182, all
FL

Florida 2026 Regular Session

Education Postsecondary Feb 18th, 2025

Education Postsecondary

Transcript Highlights:
  • They produce merchant mariners like our own Alex Brick.
  • -flag merchant marine is a very small percentage, well less than 1%...
  • Merchant marine is a very small percentage, less than 1% of international shipping.
  • This is a two-year Merchant Mariner Apprentice Engineer Program.
  • We were particularly worried about the lack of engineers in the merchant marine industry.
Summary: The Committee on Education Postsecondary heard a presentation on Florida’s maritime and ocean economy from Florida Atlantic University, the College of the Florida Keys, and Star Center. Speakers emphasized the importance of maritime industries such as aquaculture, marine engineering, shipbuilding, transportation, coastal resilience, and offshore renewable energy, and described workforce programs, certifications, and partnerships designed to train students and workers for these fields. They also highlighted federal and state initiatives supporting ocean economy research and commercialization, including tech hubs and innovation programs. The committee then considered SB 312 relating to the Florida Institute of Human and Machine Cognition. Senator Gates explained that the bill would allow IHMC to create a subsidiary to commercialize research, similar to Moffitt Cancer Center. Senator Fine offered and the committee adopted a friendly amendment addressing board membership concerns tied to a University of West Florida trustee. However, after questions arose about whether the bill and analysis aligned on whether subsidiaries would be for-profit or not-for-profit, the bill was tabled. Finally, the committee took up SB 270 on the Bright Futures Scholarship Program. The bill would extend eligibility for students in certain military/public-service family situations, giving families more time to establish Florida residency after returning to the state. Senator Fine’s amendment was adopted to add AP Capstone Diploma students to the automatic Bright Futures eligibility provisions, alongside IB and Cambridge AICE students. The committee then reported the bill favorably as amended by a vote of 7-0, and adjourned.
HI

Hawaii 2026 Regular Session

Senate Floor Session 04-23-2026 12:00pm

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Today is a Retail Merchants of Hawaii's 125th birthday.
  • It started as a Merchants Association of Honolulu in 1901.
  • I want to introduce you to the members of the Retail Merchants who are in the gallery.
  • Today is a Retail Merchants of Hawaii's 125th birthday.
  • It started as a Merchants Association of Honolulu in 1901.
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • Bank, a division of Merchants and Marine Bank.
  • Farmers and Merchants Bank, a division of Merchants and Marine Bank.
  • Bank, a division of Merchants and Marine.
  • But the bottom line is, his local community is not familiar with Mississippi merchants.
  • The community is not familiar with Mississippi merchants. They’re familiar with Farmers.
Summary: The committee first deferred House Bill 1102 without hearing it. It then took up House Concurrent Resolution 66, which urges Louisiana Economic Development and other state agencies to continue studying rural parishes’ economic assets, infrastructure, workforce, and development opportunities. Representative Weible and Secretary Bougoir described the resolution as part of a broader effort to align state rural programs and create a strategic framework for rural development. Members emphasized infrastructure, workforce training, local coordination, and retaining young people in rural communities. An amendment requiring LED to report to the legislature by January 1, 2027 was adopted, and HCR 66 was reported favorably as amended. The committee next considered Senate Bill 102, which would allow qualified trade associations for motor vehicle dealers to bring declaratory and injunctive actions against manufacturers on behalf of dealers. Senator Presley and the Louisiana Automobile Dealers Association said the bill would consolidate similar disputes into one action, reduce costs, and help smaller dealers avoid retaliation or uneven litigation. Questions focused on standing, the limited remedies, and whether the bill would affect nontraditional sales models. Technical amendments were adopted, and SB 102 was reported favorably as amended. Senate Bill 521, concerning banks’ continued use of a non-surviving bank’s name after mergers or consolidations, drew the most debate. Senator Boudreau and former Senator Fred Mills said the bill would preserve community-bank identity while following FDIC guidance on clear disclosure and consumer notice. Several members raised concerns about codifying federal guidance, future changes to federal rules, and whether the bill should instead set a fixed transition period; an amendment to limit use of the old name to 24 months was adopted after discussion. Another proposed amendment tying the bill to 1998 FDIC branch-name guidance failed on a roll call vote. The bill, as amended, was then reported favorably. The committee also advanced House Bill 387, which narrows the scope of incidental engineering work by architects and clarifies the state fire marshal’s authority to review plans under both architecture and engineering laws, and House Bill 1228, which updates hearing-aid dealer licensing and consumer-protection rules, including testing periods, cooling-off rights, and refund/cancellation procedures. Both bills were reported favorably with technical amendments. The transcript then shifted to additional measures, including House Bill 975 on Public Service Commission reconstitution and several Senate bills by Senator Abraham on self-storage facilities and contractor licensing, but the provided text cuts off before those items are fully concluded.
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce

Transcript Highlights:
  • Bank, a division of Merchants and Marine Bank.
  • Farmers and Merchants Bank, a division of Merchants and Marine Bank.
  • We are Farmers and Merchants Bank, and we want to keep saying that we're a division of.
  • Bank, a division of Merchants and Marine.
  • But the bottom line is, his local community is not familiar with Mississippi merchants.
FL
Transcript Highlights:
  • THEY PRODUCE MERCHANT MARINES LIKE OUR OWN ALEX, BUT THAT'S A VERY DIFFERENT KIND OF PLACE COMPARED TO
  • MEN AND WOMEN OF AMERICA MARITIME OFFICERS WHICH IS THE LARGEST UNION OF DECK AND ENGINE LICENSE MERCHANT
  • THE US FLAG IN MERCHANT MARINE IS A VERY SMALL PERCENTAGE.
  • SO THE TRAINING COURSES AT STAR CENTER PERSPECTIVE MARINERS WITH EARNING MERCHANT MARINER CREDENTIALS
  • LIZ IS A TWO-YEAR MERCHANT MARINER APPRENTICE ENGINEER PROGRAM.
Keywords: 999, senate, all
HI

Hawaii 2026 Regular Session

LBT-CPN, LBT Public Hearings 03-23-2026

Labor and Technology

Transcript Highlights:
  • I'm the interim president and CEO of Retail Merchants of Hawaii.
  • </c><00:35:55.560><c> of</c> Dave Erdman from Retail Merchants of Dave Erdman from Retail Merchants of
  • </c><00:36:11.920><c> of</c> president and CEO of Retail Merchants of president and CEO of Retail Merchants
  • Retail Merchants of Hawaii Hawaii.
  • </c> Uh for these reasons, Retail Merchants Uh for these reasons, Retail Merchants of<00:36:58.120><c
Keywords: 912, senate, all
Summary: The committee first heard House Bill 2455, HD2, relating to employment practices. Testimony was limited, with support from the Hawaii State Commission on the Status of Women and UPW; the committee noted nine support, zero opposition, and zero comments. No vote was taken on this bill during the portion provided. The committee then took up House Bill 2165, HD2, relating to the Hawaii Employment Security Law. DLIR supported the measure but requested an amendment moving language in Section 2 from subsection A to subsection C to preserve the legal structure. Members questioned DLIR about a January 8 U.S. Department of Labor letter and whether the bill would keep Hawaii in conformity with federal unemployment insurance requirements. DLIR said the federal guidance requires the state to remove the carve-out for labor-dispute claimants, though unions with hiring halls and members in good standing could still be exempt from work-search requirements under an authorized list. UNITE HERE Local 5 opposed the bill and said the current law already gives the department discretion to exempt striking workers. The committee recessed the bill before any final action was taken in the portion shown. In the joint hearing with Commerce and Consumer Protection, the committees heard House Bill 1509, HD2, relating to workers’ compensation. DLIR supported the bill, DHER offered comments and requested an amendment, UPW supported it, and one Zoom testifier described personal experience with delayed care and urged faster decisions. After testimony, the committees voted to pass the bill with amendments. The adopted amendments restored the 7-day treatment-plan deadline from 10 days, changed the effective date to January 1, 2077, and struck the proposed $500 fine for employers who fail to respond within 10 days. Back in the Labor and Technology agenda, the committee heard House Bill 1515, HD2, also relating to workers’ compensation, with testimony noting seven in support, one in opposition, and one comment, but no action was taken in the excerpt. The committee also heard House Bill 1514, HD2, relating to workers’ compensation vocational rehabilitation plans. A Zoom testifier opposed the bill, arguing the 120-day timeline was unrealistic for complex cases. DLIR said the bill would give the director discretion to extend the vocational rehabilitation plan timeline beyond 120 days with no cap on extensions, and the committee noted five support, four opposition, and zero comments. Finally, the committee began House Bill 2458, HD3, relating to surveillance pricing. OCP said it stood on written testimony, while supporters argued the bill would prevent corporations from using personal data to set prices, especially for groceries. Retail and grocery interests opposed the measure, saying it was too broad and could restrict loyalty programs, promotions, and discounts; one witness asked that a loyalty-program exemption be restored.
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Thu Feb 6, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Next up, Retail Merchants of Hawaii in opposition. Aloha, good afternoon.
  • I'm Tina Yamaki with the Retail Merchants of Hawaii, and yes, we are in opposition.
  • </c><00:32:37.519><c> of</c><00:32:37.679><c> Hawaii</c><00:32:38.320><c> in</c> retail merchants of
  • </c><00:32:43.200><c> of</c> Tina yamaki with the retail merchants of Tina yamaki with the retail merchants
  • Contrary to the statement of the Retail Merchants, we are not banning gas leaf blowers.
Keywords: 910, house, all
Summary: The committee heard testimony on several measures, beginning with HB 205 HD1 and HB 480 HD1 on workers’ compensation. Testifiers from the Department of Labor and Industrial Relations and the Department of Human Resources Development supported the bills, with DLIR saying HB 205 would codify and regulate nonprescription over-the-counter drugs at a reasonable rate, and DHRD saying HB 480 would encourage timely and accurate assessments of injured workers’ physical abilities. No opposition was raised on those measures, and the committee moved on without votes or amendments noted. On HB 331 HD1 relating to permits, the University of Hawaiʻi, the Department of Education, and the Hawaii School Facilities Authority supported the bill, while the Board of Water Supply and Greg Mikan opposed it. Supporters did not elaborate much beyond standing on written testimony, but the School Facilities Authority asked that renovations be added to the definition of repeatable projects. Opponents argued the Department of Planning and Permitting is understaffed and that bypassing or speeding the permitting review process could create problems, especially for projects requiring proper engineering review. No action was taken beyond hearing testimony. The committee also heard HB 72 HD1 on pharmacy technician regulation, with the Board of Pharmacy offering comments and the Hawaii Pharmacist Association, Walgreens, and Mōʻiliʻili Drugs supporting the measure. Supporters said pharmacy technicians already perform essential duties such as vaccinations, compounding, inventory, and dispensing, and argued Hawaiʻi is the only state without an active managed list of practicing pharmacy technicians. On HB 139 HD1 regarding insurance, the Department of Commerce and Consumer Affairs offered comments, and the Hawaii Society for Clinical Oncologists supported the bill, arguing fertility preservation coverage should not conflict with federal law or the prepaid health care system. On HB 32 HD1 relating to cannabis, the Attorney General and Department of Health raised concerns about allowing purchase before certification is approved, while the Hawaii Cannabis Industry Association supported the bill and suggested lowering the purchase limit from 2 ounces to 1 ounce; the Department of Health said its average turnaround is two to three business days, with about 20% of applications returned for incompleteness and an internal expedited process for certain cases. Later, the committee heard HB 470 HD1 on noise, with the Department of Health supporting the goal of reducing noise pollution but cautioning that regulating intermittent noise like string trimmers is complicated, while the Retail Merchants of Hawaiʻi opposed the bill as a hardship for small businesses and questioned the practicality of battery-powered equipment. Ted Bolan supported the measure, saying it would not ban gas leaf blowers but would require quieter models over time. The committee then heard HB 534 HD1 on labeling requirements, where DLNR and the Department of Agriculture offered comments and several fishing and consumer groups supported the bill. Testimony focused on seafood origin labeling, especially raw tuna used in poke and sushi, with DLNR explaining the bill was being narrowed to avoid federal preemption and to avoid unintentionally covering canned tuna or other processed products. Finally, the committee heard H47 HD1 on aquaculture, with the Department of Agriculture, the Hawaii Invasive Species Council, and the Agribusiness Development Corporation supporting the measure; no votes were taken on any bill during the hearing.