Transcript Highlights:

• He holds security licenses while also maintaining multi-line insurance licenses in the state of Oklahoma
• insurers?
• Captive Insurance Association.
• Captive Insurance Association to improve the statutes surrounding the captive insurance framework.
• , add clarifying language on the type of license that is required to sell long-term care insurance, and

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Summary: The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting. The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously. Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.

Transcript Highlights:

• Their regulating body, which is the Insurance Department, is for this bill.
• I don't have a lot of experience, but I know current law: they have to be licensed for at least two years
• Department, because the Insurance Department regulates all of the bail bondsmen.
• Insurance Department bills go through the Insurance Committee and then work up to the Business and Commerce
• They have to have a Class D license, which I don't know. At least five feet from the structure.

Bills: SB378, SB540, SB1061, SB1475, SB1531, SB1534, SB1684, SB1824, SB1826, SB2049

Keywords: bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, dentist, dental hygienist, dentistry

Transcript Highlights:

• House File 1724 insurance...
• </c> mistakenly regulated under insurance mistakenly regulated under insurance laws.<00:05:04.000><c>
• </c> use their insurance for the specialist. use their insurance for the specialist.
• </c> monthly premiums for insurance. monthly premiums for insurance. Thank<00:19:24.640><c> you.
• It's been amazing. invested and our insurance guy that came invested and our insurance guy that came

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• Also, we're going to change to an online licensing portal and get rid of some paper.
• I think that when we are talking about procedures that insurance companies are not involved in, that
• I think we all understand the fact that the way insurance is now being run is very egregious towards
• If the service is not actually covered, paid for by the insurance company, they shouldn't.
• Business and Insurance will meet in room 535, 10 minutes after the start of telecommunications.

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month

Transcript Highlights:

• Bessie Coleman, the first woman of color in the United States to earn a pilot license, and many others
• Whereas... ...of color in the United States to earn a pilot license and many others.
• We live in an environment now that insurance has... Mr.
• I think we all understand the fact that the way insurance is now...
• Business and Insurance will meet in Room 535, 10 minutes after the start of telecommunications.

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month

Summary: The Senate convened with a quorum, opened with prayer, and then spent much of the session on recognitions and floor introductions. The chamber honored the undefeated Jones High School Longhorns football team for winning the Class 2A-I state championship, recognized Miss Oklahoma 2025 Tessa Darrell, and celebrated the Murray State College bass fishing team for winning its second consecutive national title. The Senate also adopted SR-29, a resolution recognizing February as Black History Month and highlighting Black Oklahomans’ history, civil rights contributions, and achievements; the resolution passed without opposition. The Senate then took up several bills. SB 667, requested by the Board of Chiropractic Examiners, updates chiropractic licensure language, moves to an online licensure portal, and repeals an obsolete consultant position; it passed 45-0. SB 1466 extends the sunset date for the advisory committee on midwifery to 2036; it passed 41-4 and was advanced as an emergency measure. SB 1942, dealing with dental insurance and provider pricing for services not reimbursed by insurance, prompted extended debate over free-market principles, patient costs, and insurance contract limits; it passed 40-3. SB 1989 modernizes the Oklahoma College Savings Plan by allowing contributions through digital payment platforms such as Venmo, Cash App, PayPal, Zelle, and digital wallets; it passed 44-0. The Senate also heard gallery introductions for FCCLA students, including the Bristow chapter and Adair High School students, and welcomed former Senator Judy Easton McIntyre for Black History Month events. Committee and floor announcements followed, including upcoming meetings of Business and Insurance, Administrative Rules, and Technology and Telecommunications. The chamber then adjourned until Monday, February 23, 2026, at 1:30 p.m.

Transcript Highlights:

• And then insurance uh in the state.
• </c> insurance card that says Apeso on it. insurance card that says Apeso on it. you'll<00:54:21.520>
• </c> cancel that they can't an insurance cancel that they can't an insurance company<01:00:14.079><c>
• </c> National Association of Insurance National Association of Insurance Commissioners<01:02:10.480><
• </c> discussions with the insurance trade. discussions with the insurance trade.

Bills: HF1546, HF2403, HF2389, HF2398

Keywords: fire safety, public safety, statewide fire code, code cleanup, repeal, obsolete statutes, matches, strike-anywhere matches, safety matches, match packaging, match storage, tent safety, flame resistant tents, public assembly tents, flammable materials, fire code modernization, Minnesota Statutes chapter 325F, commerce policy, financial institutions, insurance regulation

Transcript Highlights:

• But in general, if you have a producer license, that's the license that you can use. Obviously...
• But in general, if you have a producer license, that's the license that you can use.
• fees of all the liquor licenses.
• Costs for treatments prior to claims by a self-insurer will be paid by the self-insurer if they are rejected
• We're allowed to have both licenses, but I cannot be involved with a retail license.

Bills: HB1526, HB1069, HB1347, HB2091, HB2264

Keywords: liquor license, snack bar, state regulations, alcohol sales, business licensing, collective bargaining, retirement benefits, employee rights, public sector, supplemental benefits, education, funding, student loans, affordability, higher education, public employers, employee information, bargaining representatives, labor relations, union representation

Summary: The committee heard testimony on several labor, cannabis, liquor, and workplace bills. Second Substitute House Bill 2479 on recovering unpaid wages would create a wage recovery program at L&I, funded by civil penalties, to provide limited advance payments to low-wage workers facing immediate economic harm while wage complaints are still being investigated; supporters said it would speed relief for workers and improve enforcement, while the sponsor emphasized it was a consensus product of labor, employer, legal services, and academic stakeholders. Engrossed House Bill 1941 would allow licensed cannabis producers to form agricultural cooperatives, with a striking amendment limiting any cooperative to three producer licenses; supporters argued cannabis producers should have the same cooperative tools as other agricultural sectors, while some testimony urged future changes to prepare for possible interstate commerce. Engrossed Substitute House Bill 2476 would expand spirits, beer, and wine theater licenses from 120 to 200 seats per screen and add youth-safety controls, and House Bill 1526 would allow snack bar licensees to sell wine by the glass; both drew support from industry witnesses, with LCB noting the small number of affected licenses and flagging a fee-update issue for HB 1526. The committee also heard extensive testimony on Engrossed Substitute House Bill 1155, which would void and unenforce non-compete agreements and broaden limits on non-solicitation agreements. Labor and worker advocates strongly supported the bill as a way to improve worker mobility and prevent abusive litigation, while business, banking, and some health-care witnesses raised concerns about protecting investments, confidential information, and physician practice stability, asking for narrower exemptions for senior executives and certain health-care settings. Other bills heard included Engrossed Substitute House Bill 2303, which would prohibit employers from requesting, requiring, or coercing microchip implants in employees; and Substitute House Bill 2405, a PTSD treatment pilot for workers’ compensation claimants, which L&I said could improve outcomes and potentially reduce long-term system costs. In executive action, the committee advanced several bills. It adopted a Saldaña striking amendment and a narrower amendment to House Bill 1069, limiting supplemental retirement bargaining to Department of Corrections employees, and sent the bill to Ways and Means. The committee also adopted a striking amendment to House Bill 1347 on cannabis testing labs and moved it to Rules, and passed Second Substitute House Bill 1701, House Bill 291, Engrossed Substitute House Bill 2229, House Bill 2264, Substitute House Bill 2472, and Second Substitute House Bill 2345. A King striking amendment to Second Substitute House Bill 1128 on the child care workforce standards board was not adopted, but the underlying bill was advanced to Rules. The chair announced that the committee’s final day of executive action would be the next day, with a later start time.

Transcript Highlights:

• any outstanding home equity revolving loans must continue to comply with current law, and that a licensed
• consumer lender is not required to obtain a mortgage broker license to continue servicing such loans
• For the industry, it kind of makes the licensing a little bit easier with a single license, gets rid
• In Arizona, Landmark operates eight licensed branches and serves approximately 7,000...
• Yeah, I just mean which kind of insurance do you have to have for it to apply to them?

Bills: SB1165, SB1206, SB1212, SB1291, SB1347, SB1516, SB1554, SB1649, SB1689, SB1812

Keywords: breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention

Bills: SB 21, SB 72, SB 140, SB 262, SB 370, SB 372, SB 495, SB 627, SB 703, SB 764, SB 842

Keywords: cryptocurrency, bitcoin, investment reserve, economic resilience, financial security, vehicle rental, damage waiver, consumer rights, business regulations, refund policy, telephone solicitation, telemarketing, text message marketing, SMS marketing, robotext, spam text, consumer protection, deceptive trade practices, DTPA, Business & Commerce Code

Transcript Highlights:

• I'm here on behalf of State Farm Insurance in support of Senate Bill 1415.
• Arizona company adjusters didn't require a license to work here.
• Arizona company adjusters didn't require a license to work here, and some states required licenses, some
• For State Farm, that's 5,000 employees in Tempe who all of a sudden need to be licensed.
• of getting an Arizona license and taking an Arizona exam.

Bills: SB1181, SB1252, SB1254, SB1415

Keywords: certified public accountants, CPA certification, accounting regulations, professional standards, continuing education, assignment for benefit of creditors, ABC act, insolvency, creditor claims, debt liquidation, business wind-up, receivership, liquidation, secured creditors, unsecured creditors, proof of claim, voidable transactions, fraudulent transfer, wage claims, priority claims

Transcript Highlights:

• Wholesalers are not licensed real estate.
• He said that is why errors and omissions insurance is required.
• He said it sort of operates like a driver’s license: if he is licensed to drive in Louisiana... the substantial
• So it sort of operates like a driver's license. if I'm licensed to drive in Louisiana.
• The speaker said the bill operates like a driver’s license.

Bills: HB387, HB388, HB468, HB548, HB827, HB848, HB921, HB924, HB953

Keywords: engineering, land surveying, construction, state fire marshal, plan review, contracting services, unsolicited contact, homeowners, penalties, regulations, wholesaling, real estate, earnest money, cancellation rights, residential properties, Louisiana Real Estate Commission, certified public accountant, CPA, accounting board, Louisiana State Board of Certified Public Accountants

Transcript Highlights:

• I am a licensed highway, streets, and bridge contractor, and I can build this bridge that's going to
• Is that a license accomplished through a reentry... Kathy.
• As I understand it, is that a license accomplished through reentry would be considered equal to a license
• They only inspect for the license itself. So that is being done.
• It's that three-minute rule. with the State Licensing Board for Contractors.

Bills: SB147, SB414, HB220, HB750, HB799, HB827, HB952, HB953

Keywords: roof standards, construction code, residential property, fortified roofs, insurance, medical debt, interest rate, healthcare services, consumer protection, debt collection, Louisiana Medical Debt Protection Act, child exploitation, online reporting, platforms, cyber crime, PROTECT Act, automatic renewal, cancellation policy, subscription service, transparency

Transcript Highlights:

• All right, welcome to the Senate Committee on Insurance.
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• regarding insurance.
• For health insurers and for life insurers, it really keeps that the same, the rest of it the same.

Bills: HB591, HB765, HB826, HB870, HB938, HB1151, HB1162, HB1176, HB1196, HB1236, HB1241

Keywords: family leave, insurance, paid leave, employment benefits, caregiver support, liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs

Transcript Highlights:

• electric, you know, they have several categories of plumbing underneath that helps convert those licenses
• Those apprentices to licensed journeymen to contractors.
• We have had significant increases in insurance costs, which are due to a variety of insurance costs and
• insurance companies challenging claims and then not paying.
• that up into, then I could pay that claims essentially out of that and keep that cost off of my insurance

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• This particular bill focuses on insurance coverage, roof adoption, and you. For questions.
• The Oklahoma Insurance Department requests the following changes to update provisions related to the
• homeowner's insurance in the Oklahoma Insurance Code.
• Oklahoma Insurance Department. Thank you so much. Underwriting purposes.
• Oklahoma Insurance Department. Thank you so much. Have pass, see no questions.

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• And whereas she has been a small business owner and a professionally licensed cosmetologist and esthetician
• And this bill effectively puts a warranty on license plates.
• And you might think, why would we need a warranty on license plates?
• Because most of my life, I'd never seen a license plate that had a problem unless you perhaps ran into
• And this bill will allow the Department of Licensing to issue free replacements for a couple of years

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• As we have rolled out across the nation, a lot of cannabis, building social license for cannabis use
• This bill amends the snack bar license with the Liquor and Cannabis Control Board.
• Currently, a snack bar license can sell hard... ...control board.
• Currently, a snack bar license can sell hard cider and beer by the glass, but they cannot sell wine by

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• Right now, all of this money is being used for salaries, for MSOC, and for insurance.
• The insurance premiums are going through the roof.
• The insurance costs that our schools must deal with right now are absolutely explosive.
• Nowadays, people want to keep their driver's license even though they don't have the skills anymore
• The Department of Licensing determined that that would create a cost to the state of $2.1 million.

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Summary: The House first took up Substitute Senate Bill 6225, a transportation bond measure. Supporters said it was needed to fund preservation and maintenance of Washington’s transportation system, including road upkeep and emergency repairs, while opponents argued the state had already addressed current needs through a recent unanimous budget and existing bond authority. The bill passed final passage 59-38, meeting the required three-fifths vote. The House then considered Gross Substitute Senate Bill 6260, an education budget-related bill with many floor amendments focused on transition to kindergarten, alternative learning experience (ALE) funding, local effort assistance (LEA), educational service district reserves, superintendent pay, MSOC funding, and collective bargaining limits. Most proposed amendments were rejected, though Amendment 2654 on TK priorities was adopted. After the committee amendment as amended was adopted, the bill advanced to third reading and then passed 50-47. Supporters described it as a necessary budget reduction and risk-management measure; opponents argued it cut K-12 funding too deeply, especially in rural and property-poor districts, and would worsen inequities and invite litigation. The House also concurred in Senate amendments and passed several other bills. House Bill 1796, about school construction financing and capital levy use, passed 95-2. Second Substitute House Bill 2105, dealing with immigrant worker protections, passed 58-38. Engrossed House Bill 2211, on food sourcing for a health-related program, passed unanimously. Engrossed Substitute House Bill 2225, regulating companion chatbots and child safety, passed 74-21. Engrossed Substitute House Bill 2247, related to animal care, passed unanimously. Engrossed Second Substitute House Bill 2418, streamlining permitting timelines to support housing affordability, also passed unanimously. The House then moved on to additional Senate-concurred bills, beginning with Second Substitute House Bill 1906.

Bills: HB2720, HB2073, SB5816, SB5919, SB5831, SB6244, SB6044, SB5109, SB5877, SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Summary: The House began by signing several bills and receiving messages from the Senate that multiple House bills had passed there or that Senate bills had been signed. It then took up third reading and concurrence on a series of bills, often with sponsors explaining that Senate amendments were technical, clarifying, or improved the bills, while opponents argued some amendments broadened exemptions, weakened election protections, or created tax increases and other unintended consequences. Among the most debated measures were bills related to election administration and voting rights, utility and energy programs, local government finance, tourism promotion, and public safety. House Bill 2215 failed to concur in Senate amendments after concerns that an exemption was too broad. House Bill 1710, dealing with voting rights/election procedures, passed 57-39 after a roll call vote despite objections that it could complicate elections and reduce local control. House Bill 1750 and House Bill 1916 also passed after roll calls, with supporters describing them as technical or protective of election integrity and opponents warning about voter dilution, local authority, and access issues. Other bills passed with varying levels of support: House Bill 1903 on utility assistance passed 70-26 after supporters said it would help small counties and make the program voluntary and state-funded; House Bill 2532 on nitrous oxide sales passed unanimously as a public health and youth safety measure; House Bill 1974 on housing/conservation-related policy passed 59-37 amid debate over nonprofit advantages and county revenue impacts; House Bill 2296 passed 95-1 after supporters said it would help renters and utilities with energy efficiency; House Bill 2325 passed 91-5 with added transparency for tourism oversight; House Bill 2442 passed 51-45 despite sharp disagreement over property tax and levy implications; and House Bill 2594 passed 95-1 as the state version of McKinney-Vento protections for unhoused students. The House also transmitted or received several bills and ended the session briefly at ease.