Video & Transcript Research : 'guaranteed issue'

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CA
Transcript Highlights:
  • I want to speak on a couple of issues, particularly issue five.
  • I support guaranteed income.
  • Briefly, on issue number three, we want to fund the Guaranteed Income Program.
  • We support issue number three to fully fund the Guaranteed Income Research and Expansion Act to chart
  • Issue number two.
Keywords: 988, house, all
AL

Alabama 2026 1st Special Session

Alabama House Insurance Committee Jan 28th, 2026

Insurance

Transcript Highlights:
  • It is a guarantee, much like you are.
  • And what I uh for for that guarantee.
  • framework for these guarantees. framework for these guarantees.
  • ." guarantee." guarantee."
  • /c><00:39:05.359> to<00:39:05.599> meet guarantee, they will have to meet guarantee, they
TX

Texas 89th 2nd C.S.

Intergovernmental Affairs Mar 18th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • we need to talk about when we're addressing this issue.
  • I was young with many health issues. I was low income.
  • Guaranteed income did not only help me pay off some bills.
  • Through our Guaranteed Income programs, we have seen how Guaranteed Income has helped Texans build brighter
  • I am against HB530, the Guaranteed Income Program.
Bills: HB21, HB211, HB223
NH

New Hampshire 2026 Regular Session

House Finance Division I (02/09/2026)

Transcript Highlights:
  • And that for future state issues.
  • The BFA is also we offer guarantees.
  • Housing is a major issue.
  • <00:30:04.640> Um is a major issue. Um is a major issue.
  • But there was a lot of other issues involved, and one of the big issues was a failure to provide access
Keywords: 928, house, all
Summary: The committee first heard testimony on House Bill 1042, which would increase the BFA contingent credit limit. State Treasurer Monica Misipelli explained that under RSA 66, state debt capacity is tied to unrestricted revenue and that guaranteed debt counts in the calculation even though it is contingent rather than direct debt. She said the state currently has about 4.2% to 4.3% debt-to-revenue ratio, about $120 million in additional capacity, and that approving the bill’s proposed increase would reduce available capacity for future state borrowing, including capital budgets. She noted the BFA has a long history of using guarantees without a state payout, but said the legislature should consider whether the full additional $250 million is needed and whether unused guarantee authorizations, such as one for the Pease Development Authority, should be reviewed in the future. Committee members asked whether guarantees have the same effect as actual debt for bonding capacity, and the treasurer confirmed that they do for purposes of the formula. Members also asked about the usual level of debt relative to the statutory 10% cap, and she said the state generally stays well below that limit. BFA Executive Director James Key Wallace then testified that the request was driven by rising project costs, inflation, and the need for more runway so the agency does not have to return to the legislature in an emergency. He said the BFA is self-supported, has never had a guarantee paid out by the state, requires collateral and reserves, and believes the appropriate range is closer to $400 million to $450 million; he also said a Senate bill would raise the limit to $400 million. He added that the BFA’s pipeline includes projects from about $15 million to $100 million and that housing availability is an important factor in business location decisions. After closing the work session on House Bill 1042, the committee opened House Bill 241, a bill on health insurance coverage for pain management services for chronic pain. Representative Dave Nagel, the prime sponsor, gave extensive background on his long career in pain medicine and said the bill is intended to improve access to non-opioid therapies and evidence-based pain management. He described the broad population affected by chronic pain and opioid use disorder, and said the proposal has long had bipartisan and stakeholder support. No vote or final action was taken on House Bill 241 in the portion of the meeting provided.
CA
Transcript Highlights:
  • Thank you for raising that issue.
  • It is a huge issue. I have a very rural district. It's almost a bigger issue being so rural.
  • This issue will cover the Proposition 98 guarantee as projected in the governor's budget.
  • open and move on to item number three issue three is the education funding deferrals this issue will
  • Oh, I'm on the wrong issue. Oh, I'm on the wrong issue, apparently. I'm sorry. I hear the other.
Summary: The Assembly Budget Subcommittee on Education Finance met for its annual Proposition 98 overview, with Chair Alvarez outlining the committee’s focus on K-12 funding, student outcomes, and use of one-time funds. Superintendent Tony Thurmond gave an update on education issues, including wildfire recovery support for affected school communities, ongoing concerns about federal threats to education funding and immigration enforcement, progress on literacy and math, dual-language immersion, educator housing, and support for dual enrollment. Members broadly expressed support for these priorities, while also raising concerns about implementation, funding stability, and the need for schools to remain safe places for students. The committee then reviewed the Governor’s Proposition 98 proposal. The Department of Finance said the 2025-26 Proposition 98 guarantee is projected at $118.9 billion, with higher revenues and TK-related rebenching driving the increase. The LAO said the budget adds about $7.5 billion over two years and discussed the volatility of the guarantee, especially in 2024-25, when changes in revenue could have an outsized effect on school funding. Members questioned the proposed $1.6 billion delayed settle-up payment, the legal basis for delaying it, and the impact of possible federal funding freezes. The LAO presented alternatives such as a reserve deposit or delayed disbursement, while Finance said the proposal is intended to manage uncertainty. Members also raised concerns that ethnic studies implementation was not funded in the January budget, and Finance said the administration was not proposing funding for it. The committee next heard on the Proposition 98 rainy day fund and education deferrals. Finance said the reserve would receive a mandatory deposit of about $1.2 billion in 2024-25 and a discretionary deposit of $376 million in 2025-26, leaving a balance of about $1.5 billion. The LAO supported rebuilding the reserve as a way to manage volatility. On deferrals, Finance described the Governor’s plan to eliminate remaining deferrals by 2025-26, and the LAO said paying them off improves cash flow and budget resilience. Members generally supported eliminating deferrals and rebuilding reserves, though some asked about acting earlier if revenues allow. The committee also reviewed the proposed $1.8 billion student support and professional development block grant; Finance said it would fund professional development, recruitment and retention, and dual enrollment, while the LAO recommended clearer language on local discretion and use for one-time costs. Members were divided, with some supporting flexibility and others warning that one-time block grants can create instability and confusion for districts.
CA
Transcript Highlights:
  • Thank you for raising that issue.
  • Housing is a huge issue.
  • This issue will cover the Proposition 98 guarantee as projected in the Governor's budget.
  • Position 98 guarantee.
  • Transportation does become an issue, but it's also a weather issue because we live in the mountains.
Keywords: 988, house, all
NH

New Hampshire 2026 Regular Session

House Finance Division I (02/09/2026)

Transcript Highlights:
  • and um the state that the state issues and um the state that the state guarantee<00:07:26.560> the
  • And that for future state issues.
  • issue that amount. issue that amount.
  • Housing is a major issue.
  • <00:30:04.640> Um is a major issue. Um is a major issue.
Keywords: 1189, house, all
Summary: The committee first heard testimony from State Treasurer Monica Misipelli on House Bill 1042, which would increase the contingent credit limit for the BFA. She explained that under RSA 66 the state’s debt capacity is capped at 10% of unrestricted revenue, and that guaranteed debt counts in the calculation even though it is not direct debt. She said the state currently has about 65% of its capacity used, roughly $120 million of remaining room, and that raising the BFA contingent credit limit from $200 million to $450 million would reduce that capacity. She noted the state’s debt-to-revenue ratio is about 4.2%, that the state’s credit rating is not immediately affected by the guarantee program unless the state actually has to assume the liability, and suggested unused guarantee authorizations, such as one for the Peace Development Authority, could be reviewed in the future. Members asked whether a credit guarantee affects bonding ability like actual debt, what the usual debt level is relative to the statutory cap, and whether the increase would crowd out future capital borrowing. Misipelli answered that guarantees are included in the formula and do affect available capacity, though the current ratio remains manageable. She also said she had been using a $120 million benchmark for capital budget planning and was now modeling $130 million in future state debt. When asked whether the full $250 million increase was necessary, she deferred to the BFA, saying the question should be answered by the agency. James Key Wallace, executive director of the New Hampshire BFA and interim commissioner of Business and Economic Affairs, then testified in support of the bill. He said the request was driven by larger project costs over the last several decades, with construction inflation causing guarantees to be used up in bigger chunks, and by the fact that the BFA has been close to its current cap. He said the agency does not use taxpayer funds, has never had a payout on a guarantee in nearly 35 years, and requires collateral, reserves, and an 80% loan-to-value buffer. He told members the Senate had a similar bill to raise the limit to $400 million and that the BFA considered that range acceptable. In response to questions, he said a smaller increase such as $150 million would cover known transactions but might not provide enough runway for future opportunities, and he confirmed the bill was brought at the BFA’s request. He also said businesses consider housing availability when deciding whether to locate in New Hampshire, since housing and workforce are key location factors. At the end of the work session, the chair closed House Bill 1042 and opened House Bill 241, a bill on health insurance coverage of pain management services for chronic pain. Representative Nagel began introducing the bill and asked for copies of the treasurer’s debt-capacity report, but the transcript cuts off before any further action on HB 241.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jul 16th, 2025

Transcript Highlights:
  • And we guarantee that. And we've been... ...of ride fare go to our drivers. And we guarantee that.
  • Let's move on to the next issue.'
  • And so this isn't a cost-shifting issue.
  • and all of that, they're real issues.
  • that I believe that if he's having an issue, that other people are having an issue.
Summary: The committee heard several insurance-related bills. SB 371 by Senator Cabaldon would lower uninsured/underinsured motorist coverage requirements for rideshare companies from the current $1 million level to $100,000 per person and $300,000 per incident, with added transparency and data-reporting provisions. Uber, Lyft, and several business groups supported the bill as a way to reduce fares and improve affordability, while consumer attorneys, labor groups, and others opposed it as a major cut in protection for injured passengers and drivers. Committee members raised concerns about whether savings would actually reach riders and drivers, but the bill was approved on a do-pass vote to the next committee, with one member not voting. SB 487 by Senator Grayson would change how settlement or judgment proceeds are distributed when peace officers or firefighters are injured by a third party, ensuring they receive at least two-thirds of the at-fault party’s liability insurance limits in certain cases. Supporters, including public safety unions and an injured deputy sheriff, said current law can leave injured first responders with little or no recovery after employer reimbursement, while opponents representing cities, counties, and public agencies argued the bill would reduce recovery of taxpayer-funded workers’ compensation costs and lacked sufficient data. The committee members who spoke largely supported the bill, and it passed on a do-pass vote to Appropriations, with one member not voting. SB 616 by Senator Rubio would create an independent community hardening commission within the Department of Insurance to develop statewide wildfire mitigation recommendations and a post-catastrophe reporting process. The Department of Insurance, local governments, consumer groups, and fire-related organizations supported the measure as a way to improve wildfire resilience and insurance availability, while water agencies opposed provisions touching water infrastructure and warned of litigation and ratepayer impacts. The bill advanced on a do-pass vote to Appropriations, with some members not voting and one member voting no. The committee also heard SB 547 by Senator Perez, coauthored by Senator Rubio, which would extend wildfire-related insurance cancellation/nonrenewal moratoriums to commercial properties; insurers removed their opposition after amendments, and the bill passed to Appropriations on a do-pass vote.
AK

Alaska 2025-2026 Regular Session

House Floor Session Jul 16th, 2026 at 10:30 am

Alaska House Floor Meeting

Transcript Highlights:
  • We cannot guarantee a gas line.
  • laws to make us guarantee a gas line.
  • We cannot guarantee a gas line.
  • It guarantees that if this bill were to pass, it would guarantee that this income tax would be... ...
  • The gas line that we're talking about today, they don't care about this issue because this issue doesn't
Keywords: 905, all
Summary: The House met with a quorum, approved the journal, and received messages from the governor and Senate, including notice that the governor vetoed CSHB 16 and allowed HB 14 to become law without signature. The chamber then took up the conference committee report on HB 381, a major Alaska LNG-related bill that revises the project’s tax and regulatory structure. The conference report was explained as a compromise package that, among other things, changes required local contribution language, expands disclosure and notice requirements, adjusts foreign ownership reporting, extends the Phase 1 construction deadline, adds a $10 million workforce development/community impact fund, modifies project labor agreement provisions, and exempts the Alaska LNG project from the new pass-through entity tax while still requiring an informational tax return in 2027. The Speaker also announced the governor had issued a proclamation calling the legislature back into session on July 27, 2026, and said sine die would be moved after debate. Debate on HB 381 was sharply divided. Supporters argued the bill is necessary enabling legislation to improve the project’s financial viability, protect Alaska’s interests, and move the North Slope gas line toward final investment decision, while also adding transparency, foreign ownership safeguards, and labor and workforce provisions. Several members said the conference committee process was collaborative and that the bill reflects hard-fought compromise with the developer, AGDC, labor, and the administration. Opponents focused on the addition of the pass-through entity/S-corp income tax and related reporting requirements, arguing it is a separate tax policy issue that should have been considered in its own bill, creates uncertainty and litigation risk, could harm existing oil and gas and Cook Inlet production, and may discourage investment. Multiple members also criticized the process as rushed and insufficiently transparent, especially the limited opportunity for the minority and the absence of Department of Revenue testimony during conference. No final vote on the conference committee report is shown in the transcript excerpt. The debate continued with members alternating between support for the gas line project itself and opposition to the tax provisions and process used to advance HB 381.
NH
Transcript Highlights:
  • Guaranteed issue. So, the risk is very different.
  • Guaranteed issue versus, yeah, under Affordable Care Act, what they're doing is made illegal.
  • Guaranteed issue. So, the risk is very different.
  • Guaranteed issue versus, yeah, under Affordable Care Act, what they're doing is made illegal.
  • Guaranteed issue. So, the risk is very different.
Keywords: 1189, house, all
Summary: The subcommittee took up the pooled risk management program bill and reviewed a new amendment drafted with input from the Insurance Department and Legislative Services. Department witnesses explained that the proposal would move oversight of pooled risk management programs from the Secretary of State’s office to the Insurance Department, add a licensure requirement, preserve the programs’ non-insurer status, and exempt them from third-party administrator licensure. They also described a series of solvency tools in the draft, including financial reporting, risk-based capital standards, minimum capitalization, investment limits, commissioner examination and enforcement authority, rulemaking authority, merger and affiliate-transaction review, confidentiality protections, and a separability clause. A major theme of the discussion was that pooled risk management programs differ from commercial insurers because the risk remains with the member local governments rather than being backed by a state guarantee fund. Witnesses said the bill is designed to emphasize solvency over return of premium and to give the Insurance Department a regulatory “toolbox” to prevent insolvency, including a proposed $5 million excess or stop-loss coverage benchmark, optional accessible policies, and a requirement that boards vote on dividends or premium returns when capital exceeds 600% of risk-based capital. Members questioned how this approach differed from the original Secretary of State bill and whether assessments on towns would still be possible; the department responded that the new framework would allow more flexible oversight and alternatives to immediate court action. The committee also discussed why the statute should continue to say the programs are not insurers, with the department explaining that this preserves their autonomy and avoids applying unrelated insurance laws and premium taxes. Members asked about the department’s workload and were told the department believed it could absorb the new duties without additional funding. No vote or final committee action was taken in the portion provided.
MN

Minnesota 2025-2026 Regular Session

House Republican Media Availability 6/4/25

Minnesota House Floor Meeting

Transcript Highlights:
  • And in this room we have been guarantee.
  • > are<00:05:06.000> being there specific issues that are being there specific issues that
  • That needed to really address some of the issues in the state.
  • No guarantees, though. Senate Republicans seem to be maybe the wild card on that.
  • I don't issues in a friendly manner.
Keywords: 1183, house
Summary: Legislative leaders said work on a special session was still ongoing, with no date set but a possibility of being called soon by the governor. They said negotiations had not broken down and were continuing in a bipartisan way, though there were still significant differences to resolve. Leaders also said that if a special session is announced, members would likely be called back on short notice, with enough time to return from their districts. Several bills were discussed as still being finalized, including the tax, health, human services, transportation, bonding, and non-compete measures. On health and human services, the main unresolved issue was how to handle the undocumented immigrant health insurance provision; one option discussed was moving it into a separate bill, but only if there were a guaranteed contingency to ensure passage and enactment. On taxes, leaders said the current skinny-down version had stripped out several provisions they wanted, including data center-related changes and sustainable aviation fuel language, so final language would determine whether they could support it. They also said discussions on a roughly $700 million bonding bill were still active, with no guarantees. On the non-compete ban, leaders said changes were still being discussed with committee chairs and the commissioner, and that their caucus wanted changes to Minnesota’s current policy. They also said they were not sure whether members were taking per diem during the delay, and one leader said he personally would not take it in a special session if the work was not done. Overall, the tone of the discussion emphasized continued negotiation and a preference for professional, cooperative talks rather than conflict.
WV
Transcript Highlights:
  • in West Virginia, shall have a guaranteed issue right once per calendar year to replace that policy.
  • The guaranteed issue period will begin on the date dual eligibility.
  • During the guaranteed issue period, the individual could purchase any Medicare supplement policy that
  • The bill would not limit or replace guaranteed issue rights otherwise provided under federal law.
  • The bill would not limit or replace guaranteed issue rights otherwise provided under federal law.
Keywords: 994, senate, all
Summary: The Senate Banking and Insurance Committee met with a quorum present and first approved the March 4, 2026 minutes. It then took up Engrossed Committee Substitute for House Bill 55, a workers’ compensation cleanup bill from the Insurance Commissioner’s office. Counsel explained that the bill modernizes outdated code after privatization of the workers’ compensation system, repeals obsolete provisions, updates references to the Insurance Commissioner, reduces the Workers’ Compensation Board of Review from five members to three, and makes related technical changes. The committee adopted a strike-and-insert amendment and a title amendment, and then reported the bill to the full Senate with the recommendation that it do pass. The Insurance Commissioner and a senior senator both spoke in support, describing the bill as part of the long-term cleanup of the privatized system and noting the reduced caseload on the Board of Review. The committee next considered Engrossed House Bill 5463, which would lower the required insurance coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s executive director testified that the agency had difficulty finding a market partner for the excess coverage and that the premium cost exceeded $5 million, creating a burden for county boards. Some senators raised concerns that reducing coverage could limit recovery for victims in serious claims and that the change might reduce protections for school systems. When the motion to report the bill was put to a vote, the result was tied, and the chair declared the bill not passed. The committee then approved Engrossed Committee Substitute for House Bill 4869, which creates guaranteed issue rights for Medicare supplement policies in West Virginia. Counsel explained that the bill allows certain policyholders to replace a Medicare supplement policy during an annual birthday period without medical underwriting, and also grants a guaranteed issue right for certain individuals losing Medicaid eligibility. The bill also requires annual reporting on premium trends and gives the Insurance Commissioner rulemaking authority. The motion to report the bill to the full Senate with the recommendation that it do pass was adopted. Finally, the committee considered Engrossed Committee Substitute for House Bill 5462 on mine subsidence insurance. Counsel explained that the bill would allow the mine subsidence fund to reduce payments by amounts already received by a policyholder and, as introduced, would bar actions against insurers for claims reported to the board. A proposed strike-and-insert amendment would have replaced the blanket bar with a 90-day pre-suit notice requirement and limits on damages, but after discussion from senators, counsel, BRIM, and the Insurance Federation, the committee rejected the strike-and-insert and also rejected a separate amendment to strike the setoff language. The committee then reported the bill to the full Senate with the recommendation that it do pass, and adjourned.
CA

California 2025-2026 Regular Session

Assembly Communications and Conveyance Committee Jul 16th, 2025

Communications and Conveyance

Transcript Highlights:
  • We would like to see a guarantee that this savings will be passed on.
  • And I should say on the issues that Sarah raised.
  • The bill tries to take on the specific issue that's at hand, which is the insurance issues and its affordability
  • We'd like to continue to work with you on these issues.
  • Our issues with the current proposal is how it's being funded.
Keywords: 988, house, all
CA
Transcript Highlights:
  • So a couple of the issues that have been raised: one, we have been discussing all these issues with our
  • And I should say on the issues that Sarah raised, a lot of key issues around worker rights or driver
  • The bill tries to take on the specific issue that's at hand, which is the insurance issues and its affordability
  • And I should say on the issues that Sarah raised, a lot of key issues around the, you know, worker rights
  • So it shouldn't be so much of an issue.
Summary: The Assembly Communications and Conveyance Committee heard three bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage requirements for transportation network companies from $1 million to $100,000 per person and $300,000 per accident, with committee amendments adding findings and declarations, higher limits than originally proposed, and a joint study on UM/UIM impacts. Supporters, including Uber, Lyft, business groups, and some consumer advocates, argued the bill would lower fares and increase driver earnings by reducing insurance costs. Opponents, including consumer attorneys, labor groups, and consumer watchdog organizations, warned it would cut protections for riders and drivers and might not guarantee savings would be passed through. The committee approved SB 371 on a due-pass basis and re-referred it to Appropriations by a 9-0 vote. The committee then heard SB 716 by Senator Durazo, which would create a Home Internet Lifeline Program to let eligible low-income households apply Lifeline subsidies to home broadband service. Proponents said the bill addresses broadband affordability after the federal Affordable Connectivity Program expired, and that it would help students, workers, and families access reliable internet. Opponents from the wireless industry objected to the funding mechanism, arguing the surcharge would fall unfairly on wireless consumers, while one broadband group moved to neutral after amendments. The bill was approved on a due-pass basis and sent to Appropriations, but the roll was held open and later completed with the bill passing 7-1. The committee also took up SB 480 by Senator Archuleta relating to autonomous vehicles as a consent item, with no presentation or debate. It was approved on a due-pass basis and re-referred to Appropriations by a 9-0 vote. Throughout the hearing, members repeatedly focused on affordability, consumer protection, and whether savings from the bills would actually reach riders, drivers, or households.
MN
Transcript Highlights:
  • There's no guarantee that there's going to be a conviction.
  • ,<00:03:47.760> who somebody who cares about an issue, who somebody who cares about an issue
  • <00:05:02.960> that survivors, there's no guarantee that survivors, there's no guarantee that
  • c> no<00:05:08.000> guarantee<00:05:08.320> that conviction.
  • There's no guarantee that conviction.
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/12/26

Commerce and Consumer Protection

Transcript Highlights:
  • critical issue. Senator Rasmmanson. critical issue. Senator Rasmmanson.
  • saturated or that there's a fraud issue saturated or that there's a fraud issue um<00:19:58.400>
  • this issue. this issue.
  • Guarantees are quite common.
  • now are silent on guarantees now are silent on guarantees specifically<00:46:46.640> for<
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Committee on Housing (01/20/2026)

Housing

Transcript Highlights:
  • So the issue is not cooling.
  • /c><00:33:12.480> issue.
  • Those certificates of guarantee issued by the authority are backed by the full ... read about it in media
  • . issue. issue.
  • 30.000> issued Those certificates of guarantee issued Those certificates of guarantee issued by
Keywords: 928, house, all
Summary: The Housing Committee opened with a public hearing on HB 196, which would repeal the Housing Champion program. Representative Matt Drew, the prime sponsor, argued the program is an unnecessary and poorly targeted subsidy, saying it rewards municipalities after projects are completed and may not be limited to new housing production. He questioned the transparency of the program, cited difficulty finding required annual reports, and noted a fiscal note suggesting the state could recover up to $3 million if obligations are terminated. Committee members and witnesses debated whether the program’s criteria amount to political favoritism or a standard grant process; supporters said the rubric is specific and that municipalities are evaluated against objective requirements. Representative Priest, Nick Taylor of Housing Action New Hampshire, and Karen Benfield of Stay Work Play New Hampshire all opposed repeal, saying the program encourages local zoning and regulatory changes, helps smaller communities participate, and supports housing supply and young people’s ability to stay in the state. The hearing on HB 196 was then closed. The committee then opened a hearing on HB 1405, a bill establishing an affordable housing guarantee program within the Housing Finance Authority. Prime sponsor Representative Chris Muns said the bill would reduce lender risk by guaranteeing up to 80% of principal on qualifying loans for affordable housing, with a cap of $30 million per lender per year and $300 million outstanding at any time. He described the measure as a low-cost public-private partnership backed by the full faith and credit of the state, and said it was identical to a prior Senate bill that had received unanimous bipartisan committee support before dying later in the process. He framed the bill as one part of a broader housing package aimed at financing, infrastructure, workforce, zoning reform, and other housing-related issues. No votes were taken during the portion of the meeting provided. The only formal actions were opening and closing the public hearing on HB 196 and opening the public hearing on HB 1405, with testimony continuing on HB 1405 at the end of the transcript.
WV
Transcript Highlights:
  • in West Virginia, shall have a guaranteed issue right once per calendar year to replace that policy.
  • The bill would also provide, again, The bill would also provide a guaranteed issue right to purchase
  • The guaranteed issue period will begin on the date Medicaid eligibility ends and continue for 63 days
  • During the guaranteed issue period, the individual could purchase any Medicare supplement policy that
  • The bill would not limit or replace guaranteed issue rights otherwise provided under federal law.
Keywords: 994, senate, all
Summary: The Senate Banking and Insurance Committee met with a quorum present and approved the March 4, 2026 minutes by voice vote. The committee first considered House Bill 55, which updates and modernizes workers’ compensation statutes to reflect the privatized system, remove obsolete provisions, and adjust the Workers’ Compensation Board of Review from five members to three. The Insurance Commissioner testified that the bill is part of the cleanup from privatization and would give the governor more flexibility in appointments. After adopting a strike-and-insert amendment and a title amendment, the committee reported HB 55 to the full Senate with a recommendation that it do pass. The committee then took up House Bill 5463, which would reduce BRIM’s required liability coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s director testified that the excess market was difficult to access and costly, but several senators raised concerns that lowering coverage could reduce protection for victims and school-related claims. After a divided vote, the motion to report the bill failed, and HB 5463 was not passed by the committee. Next, the committee considered House Bill 4869, creating guaranteed issue rights for Medicare supplement policies, including annual birthday replacement rights and a special right for certain Medicaid recipients losing eligibility. Counsel said the bill would prohibit underwriting barriers during the guaranteed issue periods and require an annual report on premium trends. With no amendments offered, the committee reported HB 4869 to the full Senate with a recommendation that it do pass. Finally, the committee considered House Bill 5462 on mine subsidence insurance. The bill would allow the mine subsidence fund to offset payments by amounts received from other sources and limit lawsuits over claims reported to BRIM. Members debated a proposed strike-and-insert amendment that would have softened the litigation limits and added notice and remedy provisions, but the amendment was rejected. The committee then reported HB 5462 to the full Senate with a recommendation that it do pass, and the meeting adjourned.
NH

New Hampshire 2026 Regular Session

House Committee on Housing (01/20/2026)

Housing

Transcript Highlights:
  • Those certificates of guarantee issued by the authority are backed by the full in our state has access
  • . issue. issue.
  • 30.000> issued Those certificates of guarantee issued Those certificates of guarantee issued by
  • Know, a serious health issue or a safety issue in the building.
  • . issue. issue.
Keywords: 1189, house, all
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 2/18/26

Housing Finance and Policy

Transcript Highlights:
  • This is not only a housing issue.
  • . issues. issues.
  • 07.280> organization is an issue-based community organization is an issue-based community organization
  • I think not lightly guarantee funds.
  • <01:29:04.159> provided legally enforceable guarantee provided legally enforceable guarantee
Bills: HF3403, HF3410, HF3424