Transcript Highlights:

• Thank you, Madam Chair. months later or foreclosure and then months later or foreclosure and then they
• That $5,000 limit is important for foreclosures.
• That $5,000 limit is important for foreclosures.
• traditional mortgage foreclosures.
• traditional mortgage foreclosures.

Keywords: 1187, senate, all

Transcript Highlights:

• The substitute amendment basically reinforces procedures for foreclosure sales.
• This amendment clarifies that a foreclosure sale must be conducted according to Chapter 45 statutory
• process and ensures funding predictability to the clerks as the sole administrator for foreclosure sales
• This amendment clarifies that a foreclosure sale must be conducted according to Chapter 45 statutory
• process and ensures funding predictability to the clerks as the sole administrator for foreclosure sales

Summary: The Appropriations Committee on Criminal and Civil Justice met with a quorum and took up several bills before returning to the budget and public testimony. CS/SB 600 on bail bonds was explained as revising bail bond agent training, limiting solicitation, clarifying partial release procedures, and directing clerks to automatically discharge certain bonds when detention is ordered; an amendment adjusted cash bond return rules, charitable bail fund treatment, forfeiture remission timing, and clerk procedures. The bill and amendments were adopted, and CS/SB 600 was reported favorably after supportive appearances from clerks and industry stakeholders. The committee then approved CS/SB 436 on felony battery, which expands qualifying prior offenses for felony reclassification and adds felony battery resulting in bodily injury to prison release offender status, after a technical amendment and supportive testimony from law enforcement. CS/SB 928, known as Missy’s Law, requiring immediate remand to custody upon conviction of dangerous crimes, drew both support and opposition; defense lawyers warned of unintended effects on co-defendants and docket management, while the victim’s family supported the measure. The bill was reported favorably. CS/SB 1332 on career offender registration, requiring more frequent in-person registration and stricter reporting, also passed favorably. The committee next approved a substitute amendment and then CS/SB 682 on violent criminal offenses, which strengthens domestic violence penalties, electronic monitoring, injunction protections, and related procedures, including military protective orders and body camera use. CS/SB 1072 creating an anti-Semitism task force in the Attorney General’s Office was reported favorably after extensive public debate over definitions, free speech concerns, and representation on the task force; the sponsor said the bill does not criminalize criticism of Israel but addresses threats and intimidation. CS/CS/SB 532 on clerks of the court was also approved, authorizing clerks to retain more revenue and, through amendment, clarifying foreclosure sale procedures and clerk administration of judicial sales. Finally, the committee heard the criminal and civil justice budget overview, described as a $7.9 billion proposal focused on corrections, juvenile justice, law enforcement, and courts. Public testimony centered heavily on prison conditions, staffing, heat, infrastructure, and inmate care, with speakers urging higher pay, better transparency, and more investment in facilities and air conditioning. The chair announced that SB 1632 and its conforming bill would be temporarily postponed and read into the record the many registered supporters and opponents. The committee then adjourned.

Transcript Highlights:

• And this bill aims to hold the banks more accountable by preventing foreclosure if there hasn't been
• people that could be intentionally doing this, hoping to essentially get a loan dismissed or a foreclosure
• You still would need to prove that it was a case of deed theft in order to prevent the foreclosure.
• So I see this as one piece as a way of preventing the banks from also being complicit in foreclosure
• So I see this is one piece as a way of preventing the banks from also being complicit in foreclosure

Keywords: 993, senate, all

Summary: The Senate Banking Committee met with Chair James Sanders Jr. and reviewed a full agenda of banking-related bills. Early action included approval of a bill requiring licensed check cashers to file suspicious activity reports, and a bill on civil penalties for fraud or misrepresentation in financial products or services, though several members objected to removing the intentionality standard and warned it could broaden enforcement too far and discourage lending in New York. The committee also advanced a bill prohibiting fees for periodic paper statements, a bill on asset-based lending transactions, and a bill requiring reporting of suspected financial exploitation. Members spent substantial time on a bill regulating automated lending decision tools. The sponsor and chair said the measure would allow AI use but require a human review or appeal if a borrower is denied, while some senators raised concerns about competitiveness for state-chartered banks and possible overlap with existing human oversight. The bill was reported out and referred to the Internet and Technology Committee for further review. The committee also approved a DFS study bill on the financial stability and licensing of the check-cashing industry, with a suggestion that the study also examine risks of expanding the industry. A major discussion centered on the “Deep Protection Act,” aimed at preventing foreclosures tied to deed theft. The sponsor described cases involving elderly homeowners and fraudulent transfers, while opponents argued the bill was vague, could create unintended consequences or private litigation, and might affect only a small share of mortgages because it applies to state-chartered institutions. The sponsor said the bill would be amended and noted interest in related county clerk reforms. The committee ultimately sent the bill to Judiciary. The final bills addressed mortgage payment schedule fees and unsolicited mail loan checks; both were approved. The meeting ended after the chair emphasized open debate and committee review as part of improving legislation.

Transcript Highlights:

• Yet when residents do not pay, it relies on Chapter 720 lien and foreclosure powers.
• business status for profit purposes while also invoking association powers that allow lien and foreclosure
• Residents face Residents face liens and foreclosures without access to budgets, reserves, or proof that
• Profit-based mandatory fees enforced through foreclosure are incompatible with homeowners' rights.
• clarifying that any entity imposing mandatory property-based fees and enforcing them through liens or foreclosure

Summary: The Senate Committee on Regulated Industries met with a quorum and considered four bills. First, the committee took up SB 1724 on municipal utility services. A late-filed strike-all amendment by Senator Martin was adopted after he explained it would require annual customer meetings for certain extraterritorial utility customers, cap the use of utility revenues for general government purposes, eliminate a 25% surcharge and reduce the rate differential cap, remove municipal natural gas utilities from the bill, and preserve certain surcharges only as needed to satisfy existing bond covenants. The Florida League of Cities raised implementation concerns about the July 1, 2026 effective date and the time needed for rate studies and budget adjustments, but the bill as amended was reported favorably. The committee then heard SB 936 on temporary door locking devices by Senator McLean. The bill would define temporary door locking devices, authorize their installation at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or debate, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water and wastewater service solely because a property owner declines annexation, if the property is near a municipal main line, not served by another utility, and the utility has capacity. An amendment narrowed the bill by defining “main line” and reducing the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about large users, possible conflict with annexation law, potential enclave creation, and revenue impacts, but Senator Mayfield said he would continue working on the issues. The committee reported the bill favorably. Finally, Chair Bradley presented SB 1498 on community associations. A strike-all amendment was adopted that made technical changes to video conference recording, turnover inspection reports, and electronic voting, and added provisions requiring associations to provide records to law enforcement and prosecutors, creating a second-degree misdemeanor for willful refusal. It also targeted mandatory club or amenity fee structures controlled by developers or third parties, declaring such provisions against public policy, limiting assessments to proportional expenses, and allowing suits and conveyance of common areas after turnover. Testimony from homeowners described alleged governance abuses and opaque, profit-driven mandatory fees in their communities, while the Community Associations Institute supported the amendment. The committee reported CS for SB 1498 favorably. Members then recorded additional votes for the record, and the meeting adjourned.

Transcript Highlights:

• Yet when residents do not pay, it relies on Chapter 720 lien and foreclosure powers.
• business status for profit purposes while also invoking association powers that allow lien and foreclosure
• Residents face liens and foreclosures without access to budgets, reserves, or proof that fees reflect
• Profit-based mandatory fees enforced through foreclosure are incompatible with homeowners' rights.
• must be non-profit, and enforcing them through liens or foreclosure must be non-profit, transparent,

Bills: S0936, S1724, S1014, S1498

Keywords: temporary door locking device, emergency safety, building code, training programs, fire exit security, utility services, municipal agreements, public meetings, rates and fees, public service commission, municipal utility, water service, wastewater service, property owners, annexation, civil action, community associations, condominium, homeowners associations, structural integrity

Summary: The Committee on Regulated Industries met with a quorum and took up four bills. First, it considered SB 1724 on municipal utility services. Senator Martin offered a late-filed delete-everything amendment that would require annual customer meetings for extraterritorial utility customers, cap use of gross utility revenues for general government at 10%, eliminate a 25% surcharge on customers outside city limits, reduce the rate differential cap from 50% to 25%, remove municipal natural gas utilities from the bill, and preserve certain existing bond-related surcharges until debt is retired or refinanced. The League of Cities raised implementation concerns about the July 1, 2026 effective date and the need for rate studies and budget adjustments. The amendment was adopted and the committee reported CS/SB 1724 favorably. The committee then heard SB 936 on temporary door locking devices from Senator McLean. The bill would define temporary door locking devices, allow them to be installed at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or amendments, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water or wastewater service solely because a property owner will not annex, and would require service expansion when a property is near a municipal main line, not served by another utility, and the utility has capacity. A committee amendment narrowed the bill to properties near a main line and reduced the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about property size, annexation conflicts, enclave creation, and possible revenue impacts, but the bill was reported favorably. Finally, the committee heard SB 1498 on community associations from Chair Bradley. A strike-all amendment revised technical provisions on video conference recordings, turnover inspection reports, SIRS references, and electronic voting, and added two major policy changes: requiring associations to provide records to law enforcement and prosecutors and creating a second-degree misdemeanor for willful refusal, and prohibiting mandatory club or amenity fee schemes controlled by developers or third parties that generate profit beyond proportional expenses. Testimony in support described homeowner disputes involving concentrated board control, lack of transparency, and mandatory fees in communities such as Rosedale. The amendment was adopted and CS/SB 1498 was reported favorably. At the end of the meeting, Senator Bracey Davis asked to be recorded voting in the affirmative on tabs 1, 2, and 3, and the committee adjourned.

Transcript Highlights:

• The substitute amendment basically reinforces procedures for foreclosure sales.
• This amendment clarifies that a foreclosure sale must be conducted according to Chapter 45 statutory
• statutory process, and ensures funding predictability to the clerks as the sole administrator for foreclosure
• justice, and this amendment came about an article that I had written with regards to some of the foreclosure
• Brad Ira Shandler had repeatedly obtained court approval in Broward and Miami-Dade for custom foreclosure

Bills: S0436, S0532, S0600, S0644, S0682, S0928, S1072, S1332, S1632, S1634

Keywords: foreclosure, court clerks, budget management, judicial sales, Florida statutes, bail bonds, pretrial release, forfeiture, criminal justice, bond conditions, surety, attorney fees, litigation costs, court jurisdiction, equitable awards, financial resources, domestic violence, protective injunctions, electronic monitoring, enhanced penalties

Summary: The Appropriations Committee on Criminal and Civil Justice met to consider several criminal justice and court-related bills, along with the committee’s proposed $7.9 billion budget. The committee first heard and approved CS/SB 600 on bail bonds, as amended to adjust solicitation, cash bond return, forfeiture remission timing, and clerk procedures; CS/SB 436 on felony battery, which expands qualifying prior offenses and was amended to correct a drafting issue; CS/SB 928, “Missy’s Law,” requiring immediate remand to custody after conviction for dangerous crimes; SB 1332 on career offender registration, adding in-person reporting, more detailed registration requirements, and stronger penalties for noncompliance; and CS/SB 682 on violent criminal offenses, a domestic violence measure adopted via a substitute amendment that adds stricter penalties, electronic monitoring, injunction protections, and related procedures. All of those bills were reported favorably. The committee also approved SB 1072 creating an anti-Semitism task force in the Attorney General’s Office. The bill drew extensive public testimony both for and against, with supporters emphasizing rising anti-Semitic incidents and the need for statewide review, and opponents raising concerns about free speech, the definition of anti-Semitism, and possible conflation of criticism of Israel with hate speech. Senators also discussed the bill’s scope and the IHRA definition before it was reported favorably. In addition, CS/SB 532 on clerks of court was amended to clarify foreclosure sale procedures and funding predictability for clerks, then reported favorably. CS/SB 644 on attorney’s fees, suit money, and costs was also approved after amendments that aligned family-law fee provisions and codified standards for fee awards in dissolution and paternity cases; the sponsor said the bill was intended to curb vexatious litigation and improve consistency across districts. After the bill actions, the chair summarized the criminal and civil justice budget, describing it as a disciplined proposal that addresses corrections deficits and future inmate growth while funding core public safety needs. The committee then heard substantial public testimony on prison conditions, staffing, pay, heat, infrastructure, and the possibility of reducing prison populations or adding air conditioning in facilities. The chair announced that SB 1632 and its conforming bill SB 1634 would be temporarily postponed to the following week, and the record was supplemented with the names of many people who had registered to speak for or against those bills. The meeting concluded after members were invited to record votes and the committee adjourned.

Transcript Highlights:

• HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
• homeowners of their rights when it comes to preserving their home against foreclosure.
• homeowners of their rights when it comes to preserving their home against foreclosure.
• And lastly, down payment foreclosure.
• individual households, and foreclosure individual households, and foreclosure prevention<00:21:35.919

Keywords: 1183, house

Transcript Highlights:

• thought was on my side, allowed the foreclosure under my husband's mortgage.
• On the day of signing the foreclosure, I paid him forty thousand dollars.
• Let's start with foreclosures.
• I have been fighting foreclosure for many years in housing court, and I had two cases.
• I've been in my home over 60 years, and a wrongful foreclosure auction happened.

Keywords: 995, all

Summary: The committee opened with procedural guidance for a very large hearing, explaining testimony limits, written testimony procedures, and rules for maintaining order. Members then heard testimony on a wide range of bills, including proposals to define antisemitism using the IHRA definition, regulate facial recognition technology, restrict weaponized robotics and drone use, expand protections for journalists’ confidential sources, address access to decedents’ email accounts, and create or adjust rules around municipal enforcement and animal cruelty fines. Several sponsors and advocates asked for favorable reports, and committee members asked clarifying questions on implementation, costs, and how the bills would interact with existing law. On facial recognition, sponsors and advocates described the technology as a threat to privacy, due process, and civil liberties, and urged adoption of the Special Commission’s recommendations, including warrant requirements, notice to defendants, and limits on untargeted surveillance. Support came from legislators, the ACLU, CDT, EFF, and a UMass professor, while committee members asked about current state law and municipal bans. On robotics, Senator Moore and industry witnesses from MassRobotics, Boston Dynamics, and AUVSI supported a bill prohibiting weaponized robots and requiring warrants for certain law enforcement uses, describing it as a public-safety and trust-building measure. On the shield law bill, newspaper publishers, journalists, NEFAC, and the Reporters Committee argued Massachusetts needs statutory protection for confidential sources, citing costly subpoenas and chilling effects on reporting. The committee also heard testimony on a bill to expand the right of publicity to cover image and voice, with SAG-AFTRA members supporting protections against AI-driven exploitation and some discussion about viral content and consent. Another bill would allow limited access to a decedent’s email accounts, with one witness describing a family’s inability to use a deceased relative’s email to notify friends. The committee then took testimony on psilocybin-related bills: supporters described medical and personal benefits and argued for narrow decriminalization or study, while an opponent warned of public-health risks, impaired driving, and youth exposure; the Massachusetts Psychiatric Society supported limited, safety-based decriminalization. Finally, the committee heard strong support for a “safe reporting” bill for sex workers and trafficking survivors, with advocates saying immunity would encourage victims and witnesses to report crimes without fear of arrest, and members raised questions about how the immunity would work in practice.

Transcript Highlights:

• Last item on the agenda: HB 467, relating to foreclosures.
• <02:10:46.440> moratorium Fallout from the Foreclosure moratorium Fallout from the Foreclosure
• <02:10:51.280> Ure are really bracing for foreclosure Ure are really bracing for foreclosure
• , but non-judicial foreclosures are actually really difficult to keep an eye on.
• The next item is HB 467, relating to foreclosures.

Keywords: 910, house, all

Summary: The Committee on Housing held a public hearing on January 31 and heard testimony on a series of housing and building-code bills. The first major item, HB 1 relating to building codes, drew sharply divided testimony. Supporters, including BIA Hawaii, Grassroot Institute, Dr. Horton, and several builders and trade groups, argued the current code-adoption process is slow, fragmented, and costly, and that reform would help housing production. Opponents, including Sierra Club Hawaii, AIA Hawaii, ICC, and labor representative Kiko Bosi, said the bill would weaken public safety, reduce statewide consistency, and could leave tenants and first responders at greater risk. No vote was taken during the hearing, and members asked questions about the effect of a governor’s emergency proclamation suspending the Building Code Council and about county authority over code amendments. The committee then heard HB 745 and HB 1321, both also relating to building codes. Grassroot Institute supported both measures, saying the system is broken and needs streamlining, while BIA Hawaii and others emphasized the cost burden of repeated code updates. Opponents, especially Bosi and ICC, argued that the bills would undermine the State Building Code Council’s role, create confusion, and prioritize cost over safety; Bosi also said labor should be included in any code discussions. Members questioned whether counties can remove state code provisions and whether the state code already supersedes county codes, and one member noted the need for clarity and consistent enforcement rather than a wholesale overhaul. Later, the committee heard HB 284 on housing, HB 761 on county permitting and inspection, and HB 738 on historic preservation. HB 284 drew support from several housing and real estate groups, while DLNR opposed it. On HB 761, HHFDC supported the bill, DLNR warned that the proposed changes could jeopardize Hawaii’s participation in the National Flood Insurance Program, DAGS said it would likely need to duplicate county permitting staff, and the Department of Planning and Permitting opposed it; Grassroot Institute and NAIOP supported it. For HB 738, HHFDC, DLNR, Grassroot Institute, Hawaii YIMBY, NAIOP, and others supported the measure, with Grassroot and NAIOP suggesting clarifications so expedited review would also cover mixed-use projects and better define the scope of work. The transcript does not show any final votes or committee action on these bills during the hearing.

Transcript Highlights:

• crisis, the Minnesota Legislature passed a bill to help homeowners save their homes from foreclosure
• The third is the situation where the homeowner in foreclosure dies before the sale.
• So, the bill before you clarifies that the homeowner has the right to postpone a foreclosure sale if
• The longer statutory redemption period applies in the new foreclosure.
• the foreclosure application. the foreclosure application.

Keywords: 1187, senate, all

Transcript Highlights:

• Well, let's keep in mind, we're not talking about a foreclosure action here.
• they will this affect foreclosure they will this affect foreclosure actions<01:03:10.480> in<
• talking about a foreclosure action here. talking about a foreclosure action here.
• familiar with the foreclosure process. familiar with the foreclosure process.
• > sales<01:09:45.040> I Generally, in the foreclosure sales I Generally, in the foreclosure

Keywords: Meeting Start: 00:00:00 Roll Call: 00:00:01 Kentucky’s Justice Reinvestment Initiative – Domestic Violence: 00:02:00 Uniform Partition of Heirs Property Act: 00:46:41, 958, all

Summary: The Interim Joint Committee on Judiciary approved the minutes from its July 24, 2025 meeting and heard an announcement about a lunch sponsored by the Kentucky State Buildings and Trades Council on forming a blue-collar caucus. The main presentation came from the Council of State Governments’ Justice Center on the Kentucky Justice Reinvestment Initiative’s domestic violence work, which was described as a multi-year effort begun in 2023 to analyze data and interview stakeholders across the state. Presenters reported that domestic violence is widespread in Kentucky, with about half of adults experiencing some form of violence or stalking in their lifetimes, and that an average of about 22,000 IPV incidents occurred annually from 2018 to 2022. They said domestic violence is a major driver of violent crime, accounting for about 48% of person offenses over a six-year period, and is linked to significant shares of homicides, sex crimes, kidnapping, aggravated assault, and simple assault. They also said reported incidents and arrests have risen in recent years, that protective-order violations and convictions have increased, and that Kentucky ranks near the bottom among surrounding states in the share of victim compensation for domestic-violence-related claims. Law enforcement survey results showed strong adoption of model policies and guidance, but limited use of screening tools for serious injury risk. The presenters emphasized that domestic violence also places heavy demands on law enforcement, courts, and corrections, citing roughly 30,000 law-enforcement responses in 2022 and noting that more than a third of people entering DOC custody and nearly a third under supervision had DV-related histories. They said a small group of repeat offenders drives ongoing harm and that targeted interventions could reduce recidivism. They highlighted a North Carolina example in which focused intervention reduced IPV-related homicides and calls for service, and they referenced Kentucky’s 2020 assessment recommendations on training, language access, protective-order service, and coordination with victim services and batterer intervention providers. They estimated that a 25% reduction in reported DV incidents could prevent nearly 5,000 victimizations annually and reduce DOC commitments and costs substantially. Committee members asked about the relationship between civil domestic violence petitions and companion criminal cases, and the presenters said they would check whether the data could answer that question. Members also discussed recent Kentucky legislation, including Senate Bill 319 on crime victims compensation and House Bill 38, which made a third domestic violence offense a Class D felony. Several members thanked the presenters and advocates, and one member raised concerns about service of process and recent violent incidents involving domestic violence-related warrants, prompting discussion of dedicated service units in larger jurisdictions and the resource limits faced by smaller agencies.

Transcript Highlights:

• The bill revises the foreclosure procedure, allowing foreclosure of a lien if it remains unpaid and requiring
• foreclosure if the nuisance is not abated after two years.
• The bill revises the foreclosure procedure, allowing foreclosure of a lien if it remains unpaid and requiring
• foreclosure if the nuisance is not abated after two years.
• So I believe it says after 90 days they can begin to start foreclosure on this property.

Summary: The committee met with a quorum and first postponed CS for HB 781 at the sponsor’s request. It then heard and passed CS for HB 429, which codifies the existing process for terminating or cancelling motor vehicle dealer franchises and requires manufacturers to provide written sales and service performance criteria; the bill was supported by the Florida Automobile Dealers Association and was reported favorably 12-0. The committee next took up HB 983 on homeowners associations, where the sponsor described HOA fraud and abuse concerns and proposed expanding local law enforcement authority to investigate, inspect, and audit HOAs, easing recall procedures, and allowing prevailing-party attorney’s fees in recall disputes. Two amendments were adopted: one removing constitutionality-problematic Kaufman language, and another defining financial statements more comprehensively to improve HOA transparency. The bill drew support from Miami-Dade County and the Miami-Dade Sheriff’s Office and was reported favorably as amended 14-0. The committee also passed CS for HB 1343 on public nuisance abatement fines, which raises daily fines from $250 to $500, removes the $15,000 cap, adjusts foreclosure timing on unpaid nuisance liens, and allows attorney-fee calculations to include legal assistance time. Members discussed due process and notice concerns, and the sponsor said he would work on clarifying notice for both owners and nuisance-causing parties; the Orange County Sheriff’s Office supported the measure, citing violent crime tied to nuisance properties. CS for HB 643 on residual market insurers was then reported favorably without discussion. CS for HB 1183 on cybersecurity incident liability followed; it would shield government and private entities from liability if they substantially comply with cybersecurity standards, with the sponsor explaining that the bill was revised after a prior veto to define substantial compliance through policy letters, disaster recovery planning, and multi-factor authentication. Despite concerns about the breadth of the liability protection, the committee adopted an amendment and reported the bill favorably 13-1. PCS for HB 915, addressing advertisements for representation services, was also reported favorably 14-0. The bill targets misleading advertising by nonlawyers and notaries, especially in immigration-related services, requiring clear bilingual disclosures and allowing damages, fees, and injunctive relief for violations; it was supported by faith-based and civil rights groups. CS for HB 585 on former phosphate mining lands was then approved 14-0; the sponsor said it would create a defense to Water Quality Assurance Act strict liability for naturally occurring substances on former phosphate mine sites, require notice recording, radon surveys, and pre-suit radiation testing, and it would not apply retroactively to pending litigation. HB 6503, a claims bill for Mandy Penny Lemon, was also reported favorably 14-0 after brief sponsor remarks describing her severe injuries and homelessness following a 2018 incident. Finally, the committee considered HB 129 on pesticide-related products liability. A strike-all amendment was adopted that bars failure-to-warn claims for EPA-registered pesticide products when the label is consistent with EPA’s most recent human health risk assessment and carcinogenicity classification, while preserving claims if information was withheld, concealed, misrepresented, or destroyed to obtain or maintain the label. Supporters argued the bill provides certainty and respects EPA’s scientific labeling process; opponents warned it would effectively block access to courts and delay claims until after lengthy EPA investigations. After extensive debate, the committee reported the bill favorably as amended 13-1.

Transcript Highlights:

• matter there were four foreclosure matter there were four cases.<00:19:13.039> And<00:19:13.200
• <00:26:39.440> issue<00:26:39.760> because real estate foreclosure issue because real
• <00:41:39.520> All<00:41:39.760> five<00:41:40.000> were foreclosure matter.
• All five were foreclosure matter.
• them for was a real estate foreclosure them for was a real estate foreclosure action<00:55:20.800

Keywords: 1187, senate, all

Transcript Highlights:

• The foreclosure crisis was raging.
• It was a mess, but in all of the trouble and all of the three million foreclosures that happened all
• uh the Foreclosure crisis was raging<00:02:43.040> uh<00:02:43.159> you<00:02:43.280><
• million the trouble and all of the three million the trouble and all of the three million foreclosures
• that happened all over the foreclosures that happened all over the country<00:03:30.799> and<

Keywords: 1187, senate, all

Transcript Highlights:

• Senator Douglas asked how often, as a percentage of the cases handled, the two categories—foreclosures
• The witness said that less than 1% of the Loan Servicing portfolio is referred out for foreclosures.
• The witness added that they also do not have internal expertise in foreclosures, though they do have
• Senator Douglas asked whether the foreclosures and bankruptcies are about 1% of the legal load.
• we do have expertise of foreclosures we do have some<00:09:29.360> attorneys<00:09:29.680>

Keywords: This meeting will take place upon adjournment of both chambers today. There is not an exact time, there for the live stream has been created with a place holder time of 4:00 PM est., 958, all

Summary: Chairman Hart called the meeting to order, confirmed a quorum, welcomed Representative Rachel Roarx, and the committee approved the February 11 minutes. The committee then moved through its agenda of PSC and related contract items, including a motion to consider the reviewed contracts without objection. One Department of Highways item was deferred when the virtual representatives were not yet available. The committee first took up Kentucky Housing Corporation contracts. Members questioned outside legal services for foreclosures and bankruptcies, why the work was not handled entirely in-house, and how much of the workload and cost it represented. Witnesses said the agency’s need was largely geographic rather than a lack of expertise, that less than 1% of the loan portfolio is referred out for foreclosures, and that many fees are reimbursable through FHA. Both Kentucky Housing Corporation items were approved. The committee then considered a Department for Community Based Services contract tied to a protest and a temporary renewal with PCG. Witnesses said the contract increase was needed to bridge the gap while the protest and RFP process were unresolved, and that the initial vendor received no funds. The committee approved the item, with Senator Douglas explaining his vote as a preference for straightforward answers. The committee also heard a Northern Kentucky University contract for a Workday ERP replacement, including implementation consulting and separate license fees. University officials explained the move from SAP to Workday, the complexity of the systems, and the need for a consulting partner; they said the total effort would span 10 years and that the contract was priced below comparable institutions. After extensive questioning about cost, budget, and value, the vote ended 4-4 and the chair noted the contract would move forward through the Finance Committee if no disapproval motion was made. Finally, the Office of Inspector General presented a contract for culture change training in nursing facilities funded by civil monetary penalties; witnesses said the goal was to improve staff satisfaction, communication, and resident outcomes, and that the CMP fund balance was about $38 million. Discussion also covered survey backlogs and CMS restrictions on the funds, with the item still under review as the transcript ended.

Transcript Highlights:

• foreclosures occurred. foreclosures occurred.
• <04:51:43.400> happens, the loan and if a foreclosure happens, the loan and if a foreclosure
• In my state of California, over 4,000 borrowers face foreclosure.
• As mortgage rates in the of foreclosure?
• Um it possible uh do face foreclosure.

Keywords: U.S. House of Representatives Floor Proceedings on Monday, May 19, 2025, 1012, house, all

Transcript Highlights:

• Since 2008, our network has prevented 40,000 foreclosures in Minnesota, representing $3.2 billion of
• <01:01:12.960> in<01:01:13.200> Minnesota,<01:01:14.079> representing foreclosures
• in Minnesota, representing foreclosures in Minnesota, representing $3.2<01:01:15.680> billion
• We fear that there's going to be an increase in foreclosures as the economy is uncertain and we have
• uh as uh be an increase in foreclosures uh as uh the<01:01:57.119> economy<01:01:57.680> is

Keywords: 1183, house

Transcript Highlights:

• Okay, we'll move to the next measure, SB 2946 relating to foreclosures. Krebs in support.
• Okay, we'll move to the next measure, SB 2946 relating to foreclosures.
• Okay, we'll move to the next measure, SB 2946 relating to foreclosures.
• Next measure is SB 2946 relating to foreclosures.
• There were no uh, there foreclosures.

Keywords: 912, senate, all

Summary: The committee first heard several measures and took testimony without questions on SB 2431 relating to health savings accounts and SB 2797 relating to consumer protection. For SB 2797, the DCCA Office of Consumer Protection offered comments, Retail Merchants of Hawaii opposed the bill over gift card fraud compliance costs and legal risk, and AARP Hawaii supported it. The committee also heard SB 2946 on foreclosures, where the Hawaii State Bar Association’s Collection Law Section and several lenders, associations, and individuals opposed the measure, while the Hawaii Bankers Association and others offered comments. SB 2961 on insurance drew comments from the Insurance Division and Hawaii Insurance Council, with NAMIC opposing and some individuals supporting. SB 2948 on insurance fraud received comments from the Insurance Division and support from the American Property Casualty Insurance Association, with NAMIC and the Alliance for Responsible Consumer Legal Funding also commenting. No votes were taken during the hearing portion, and the committee recessed after testimony. The committee then reconvened for decision-making on the 9:30 agenda. SB 2431 was passed with amendments, including DOTAX-requested changes, a five-year limit on credit carryforwards, removal of an aggregate cap, a rural definition, transparent reporting, technical amendments, and a deferred effective date of July 1, 2050. SB 2797 was also passed with DCCA-requested amendments, technical changes, and the same deferred effective date. SB 2946 was deferred because there was no testimony in support. SB 2961 was passed with amendments, but after Senator McKelvey raised concern that policy-limit language could undermine the bill, the committee removed two policy-limit amendments before adopting the recommendation. SB 2948 was passed with amendments deleting certain definitions, aligning penalties and public-records provisions, adding coordination and disclosure clarifications, and making technical changes; one no vote by Senator Awana was recorded, with the rest in favor. The committee also considered SB 3000 from a prior hearing and recommended passage with amendments clarifying the Attorney General’s authority, creating a special fund, and addressing concurrent actions, again with a deferred effective date and one no vote by Senator Awana. In a joint CPN/GVO agenda, SB 2258 relating to school agriculture procurement targets was passed with amendments after the Department of Education said it would need to follow up on whether changing the target period from calendar year to school year would create procurement or scheduling issues; the committee added technical changes, a deferred effective date, and routed the bill to Ways and Means, with a note that Education should also have received it. In a later joint CPN/AEN hearing, SB 2452 relating to climate-friendly insurers drew strong opposition from the Insurance Division and several insurance groups, who warned it could push insurers out of the authorized market and into the surplus lines market, raising costs; Senator Dela questioned whether the bill would worsen an already strained market, while the division said the legislature could make the policy choice but warned of market disruption. The hearing then moved to SB 2760 on invasive species, where DLNR, DAB, CGAPS, and the Oahu Invasive Species Committee generally supported broader inspection and quarantine authority, civil penalties, and longer interim-rule authority, while committee members asked about staffing, treatment capacity, and implementation for non-agricultural commodities such as building materials and vehicles.

Transcript Highlights:

• call firefighter rights; House Bill 1329, temporarily protecting recently widowed spouses from foreclosure
• call firefighter rights; House Bill 1329, temporarily protecting recently widowed spouses from foreclosure
• An act temporarily protecting recently widowed spouses from foreclosure, House Bill 1329.

Keywords: 995, all

Summary: The House began with the Pledge of Allegiance and then took up several committee reports and procedural orders. It adopted a resolution commending the Endometriosis Alliance of Massachusetts for recognizing March 2026 as Endometriosis Awareness Month. The House also adopted multiple orders extending committee reporting deadlines, including for the Committees on Children, Families, and Persons with Disabilities; Consumer Protection and Professional Licensure; Health Care Financing; Revenue; and Transportation. In addition, the House concurred with a Senate referral on legislation concerning Great River Regional School Districts and suspended Joint Rule 12 to send two petitions to committee, one on retirement benefits for Suzanne Garcia and another on senior property tax credits. The Committee on Steering, Policy and Scheduling recommended a slate of bills for House consideration, including measures on call firefighter rights, foreclosure protection for recently widowed spouses, wage protections for electronic wage cards and hospital workers, a minimum wage for airline catering employees, incentives for donations to local nonprofits, limits on prison labor, and a sick leave bank for a DCF employee. After suspending Rule 7A, the House gave these bills second reading and ordered them to a third reading. On third reading and final action, the House passed to be enacted a sick leave bank bill for a Department of Correction employee, concurred in a Senate amendment to a land conveyance bill for Brockton, and passed to be engrossed several local and special legislation bills, including measures involving Conway police and fire department employees and an Arlington firefighter civil service exception. The House then adopted an order to meet again Monday at 11 a.m. and adjourned to that time in informal session.

Transcript Highlights:

• "We've changed the laws also for foreclosure and the notice to vacate for homeowners during the Great
• They have months if they are dealing with a foreclosure to deal with their foreclosure.
• We know that this entire process of eviction or foreclosure and so forth takes a lot of time.
• And this idea that, well, you know, by the time of foreclosure,... Then I'm up against it.
• And this idea that, well, by the time foreclosure happens in, during the Great Recession, we gave, we

Summary: The committee heard several bills from Senator Umberg and Senator Allen, with testimony from supporters and opponents before roll-call votes were taken once quorum was established. SB 253, the annual State Bar fee bill, would keep fees unchanged while requiring two-year notice for substantial changes to the bar exam, including vendor changes, and returning to an older delivery method for the upcoming exam; it was presented as a response to recent State Bar problems and the February bar exam failure. SB 25, the Pre-Merger Notification Act, would require certain merger parties to provide California’s attorney general the same Hart-Scott-Rodino materials filed federally, so state antitrust review can occur in parallel with federal review; supporters said this would reduce delay and uncertainty, while members questioned whether it would add another layer of review. SB 36 would strengthen price-gouging enforcement after the January 2025 Southern California firestorms by requiring rental-listing platforms to report suspected gouging, expanding consumer and prosecutor remedies, and allowing warrants in housing-related cases; supporters said it would close loopholes, while opponents from business groups raised concerns. All three bills were later approved on roll call, with SB 36 and SB 413 placed on call before final passage and SB 253 and SB 25 moving forward on committee votes. The committee also heard SB 413, which would streamline access to juvenile case files in certain civil cases brought by or on behalf of the youth who is the subject of the file, allowing attorneys to use heavily redacted records without first petitioning the juvenile court. Supporters, including Los Angeles County counsel and county associations, said the current petition process is costly, slow, and routinely granted, creating delays in civil litigation and court congestion. Opponents, including the Youth Law Center, argued the bill would weaken longstanding juvenile confidentiality protections by bypassing judicial review and could expose sensitive information unnecessarily. After discussion about redactions, sealing, and the scope of access, the bill was passed on a do-pass-as-amended vote. Finally, Senator Wahab presented SB 436, which would extend the notice period for nonpayment of rent from three days to 14 days. Supporters, including tenant advocates, legal aid groups, and several local governments, argued the change would reduce unnecessary evictions, give renters more time to obtain assistance or a paycheck, and help prevent homelessness. Opponents, including apartment associations, property owners, and the California Association of Realtors, said the bill would burden landlords, especially small owners, and could unintentionally affect commercial leases; members also raised concerns about repeated late payment and the lack of stronger guardrails. The author said she would work on clarifying commercial coverage and safeguards, and the bill remained under discussion as the hearing continued.