Transcript Highlights:

• So, Todd, real quick, what about earthquake protection? Does a performance code assure this?
• Todd, real quick, what about earthquake protection?
• back to Japan real quick because they're a lot more aligned with our reality of a subduction-zone earthquake
• , the potential for us to have a magnitude 8 or greater earthquake.

Committee: House Local Government

Transcript Highlights:

• So Todd, real quick, what about like earthquake protection? Does a performance code assure this?
• Rod, real quick, what about like earthquake protection?
• back to Japan real quick because they're a lot more aligned with our reality of a subduction zone earthquake
• , the potential for us to have a magnitude 8 or greater earthquake.

Summary: The committee held its first official work session with member and staff introductions, then received an update from the State Building Code Council on the current three-year code cycle and several legislatively directed code changes. Council staff said the council is moving toward CR-102 rulemaking and final adoption in the spring, with legislative mandates nearing completion on minimum dwelling unit size, emergency shelters, single-exit stairs for buildings up to six stories and 24 units, and sixplexes in the residential code. Members asked about how technical advisory groups are selected, and staff explained that the council advertises seats, reviews applications and recommendations, and approves members in public meetings, typically including firefighters, engineers, architects, and other subject-matter experts. A major portion of the meeting focused on the single-stair and sixplex work and on how fire safety, egress, and local service levels are being considered. Council representatives said the single-stair proposal includes emergency escape and rescue openings on all levels and is intended to provide more options for safe egress while reducing building footprint and cost. They emphasized that the recommendations are still entering the public rulemaking process and that cost-benefit considerations were part of the legislative intent. Members also raised questions about whether self-rescue devices or other builder options could be codified, and council staff said such ideas are considered through the advisory process, though not all become required code provisions. The second half of the session covered performance-based codes, prompted by a bill referred to as HB 2381. Todd Byrd explained the difference between prescriptive codes, which specify exact solutions, and performance-based codes, which set outcomes and allow designers and manufacturers more flexibility in how to meet them. He described the bill as a narrow proposal for low-rise residential buildings up to 24 units and under the high-rise threshold, with third-party or state certification and local jurisdiction approval still required. He cited international examples, especially Japan and Sweden, where performance-based approaches supported innovation and prefabrication, and said such systems can lower costs while maintaining safety. Members discussed seismic safety, builder participation, embodied carbon, and energy-code interactions, and council staff said the proposal could help align material, energy, and design optimization without changing the existing energy code. The committee took no vote and adjourned after the informational presentation and discussion.

Transcript Highlights:

• In 1971, the San Fernando earthquake in Los Angeles County demonstrated that existing seismic standards
• The Seismic Safety Commission is responsible for investigating earthquakes, researching earthquake-related
• issues, and recommending policies to the governor and the state legislature to help reduce earthquake
• The commissioners appointed to serve bring a wide... ...earthquake risk.

Transcript Highlights:

• A recent report by the California Earthquake Authority supports tying home hardening and...
• The California Earthquake Authority supports tying home hardening and wildfire mitigation directly to
• The example of Paradise, earthquake insurance as well, post the Northridge earthquake.
• Of Paradise, earthquake insurance as well, post the Northridge earthquake that happened there and a lot
• A recent California Earthquake Authority report To the same problem.

Committee: Senate Insurance

Transcript Highlights:

• Seabaugh is a concurrent resolution urging the Department of Conservation and Energy to create the Earthquake
• Seabaugh is a concurrent resolution urging the Department of Conservation and Energy to create the Earthquake
• Members, if you do not live in north central and northwest Louisiana, you might not be aware that earthquakes
• interested stakeholders to study the issue and see if we can figure out exactly why we're having earthquakes

Bills: SR146 , SCR12 , HB378 , HB509 , HB1090 , HB221 , HCR85 , HCR100 , HCR105 , HCR107 , HCR114 , HCR58 , HB723 , SB4 , SB52 , SB57 , SB83 , SB131 , SB143 , SB145 , SB152 , SB194 , SB251 , SB254 , SB279 , SB283 , SB333 , SB353 , SB367 , SB384 , SB389 , SB398 , SB408 , SB431 , SB448 , SB450 , SB465 , SB468 , SB469 , SB484 , SB495 , SB496 , SB509 , SB56 , SCR9 , SCR58 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , SB514 , HCR32 , HB59 , HB89 , HB153 , HB243 , HB335 , HB342 , HB407 , HB451 , HB513 , HB595 , HB682 , HB688 , HB690 , HB730 , HB762 , HB802 , HB816 , HB940 , HB1003 , HB1011 , HB1029 , HB1053 , HB1058 , HB1062 , HB1064 , HB1079 , HB1084 , HB1098 , HB1161 , HB1189 , HB1203 , HB1215 , HB1247 , HB1248 , HB1251 , HB1253 , HB1257 , HB1258 , HB17 , HB27 , HB36 , HB41 , HB73 , HB140 , HB166 , HB181 , HB205 , HB211 , HB223 , HB226 , HB259 , HB271 , HB308 , HB337 , HB399 , HB410 , HB487 , HB626 , HB712 , HB740 , HB750 , HB759 , HB775 , HB812 , HB844 , HB906 , HB966 , HB968 , HB979 , HB1006 , HB1009 , HB1018 , HB1036 , HB1038 , HB1081 , HB1086 , HB1107 , HB1112 , HB1155 , HB1220 , HB1242 , HB1252 , HB1256 , SB42 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB449 , SB487 , HB74 , HB119 , HB134 , HB210 , HB258 , HB468 , HB784 , HB870 , HB953 , HB956 , HB1117 , HB1236 , SB29 , SB43 , SB78 , SB149 , SB441 , HB359

Summary: The Senate convened with a quorum, heard a guest prayer by Pastor Lee Shipp, and conducted routine opening business including journal adoption, receipt of confirmation appointments, and House messages naming conferees on several Senate bill disagreements. The chamber also adopted or recognized several personal privilege resolutions and commendations, including honors for Grady Hazel, the Acadiana Veterans Hockey of Louisiana national championship team, Grambling State University’s 125th anniversary and related athletics/band centennials, the 2026 Governor’s Fellows, and a brief address by special guest Ms. Benson. Members then acted on a series of resolutions and concurrent resolutions. The Senate adopted measures creating or requesting study task forces on child permanency, medical malpractice review panels, driving school fees, the Minimum Foundation Program, and earthquake activity in north Louisiana, and it concurred in House resolutions on illegal dumping, gaming board review, behavioral health crisis center reimbursement, Medicaid incentive payment reporting, and a physician review panel study. Several condolence and commendation resolutions also passed, including those honoring Lewis Thomas Nelson and Josephine Ruth Kennedy, and the Senate adopted a resolution urging local governments to consider generator requirements for unlicensed senior and disability residential facilities. The chamber also took up House Bill 723, a motorcycle traffic-signal bill allowing certain two- and three-wheeled vehicles to proceed through malfunctioning vehicle-actuated signals under specified circumstances; after debate about safety and enforcement, it passed 33-3. The Senate then considered numerous House amendments to Senate bills, concurring in most, including bills on fluoridation/local opt-out, public assistance, nutrition, human trafficking training, bulletproof vests, adult residential care generators, cell-cultured food products, public benefits eligibility, attorney-fee limits in disciplinary proceedings, critical infrastructure protections, debit card surcharges, bank stock certificates, child welfare proceedings, digital student IDs, watershed restoration funding, innovation hubs, sports agent registration, and manufactured housing regulation. It rejected House amendments to SB 283 and SB 408 for further negotiation. The session ended with announcements for committee meetings and a recess until 2 p.m.

Transcript Highlights:

• Seabaugh is a concurrent resolution urging the Department of Conservation and Energy to create the Earthquake
• Seabaugh is a concurrent resolution urging the Department of Conservation and Energy to create the Earthquake
• Members, if you don't live in north central and northwest Louisiana, you might not be aware that earthquakes
• interested stakeholders to study the issue and see if we can figure out exactly why we're having earthquakes

Bills: SR146 , SCR12 , HB378 , HB509 , HB1090 , HB221 , HCR85 , HCR100 , HCR105 , HCR107 , HCR114 , HCR58 , HB723 , SB4 , SB52 , SB57 , SB83 , SB131 , SB143 , SB145 , SB152 , SB194 , SB251 , SB254 , SB279 , SB283 , SB333 , SB353 , SB367 , SB384 , SB389 , SB398 , SB408 , SB431 , SB448 , SB450 , SB465 , SB468 , SB469 , SB484 , SB495 , SB496 , SB509 , SB56 , SCR9 , SCR58 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , SB514 , HCR32 , HB59 , HB89 , HB153 , HB243 , HB335 , HB342 , HB407 , HB451 , HB513 , HB595 , HB682 , HB688 , HB690 , HB730 , HB762 , HB802 , HB816 , HB940 , HB1003 , HB1011 , HB1029 , HB1053 , HB1058 , HB1062 , HB1064 , HB1079 , HB1084 , HB1098 , HB1161 , HB1189 , HB1203 , HB1215 , HB1247 , HB1248 , HB1251 , HB1253 , HB1257 , HB1258 , HB17 , HB27 , HB36 , HB41 , HB73 , HB140 , HB166 , HB181 , HB205 , HB211 , HB223 , HB226 , HB259 , HB271 , HB308 , HB337 , HB399 , HB410 , HB487 , HB626 , HB712 , HB740 , HB750 , HB759 , HB775 , HB812 , HB844 , HB906 , HB966 , HB968 , HB979 , HB1006 , HB1009 , HB1018 , HB1036 , HB1038 , HB1081 , HB1086 , HB1107 , HB1112 , HB1155 , HB1220 , HB1242 , HB1252 , HB1256 , SB42 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB449 , SB487 , HB74 , HB119 , HB134 , HB210 , HB258 , HB468 , HB784 , HB870 , HB953 , HB956 , HB1117 , HB1236 , SB29 , SB43 , SB78 , SB149 , SB441 , HB359

Keywords: SR146, Senate Resolution 146, Louis Thomas Nelson, Thomas Nelson, condolences, memorial resolution, tribute, obituary, public service, St. Martinville, Cade, St. Martin Parish, police juror, mayor, community center, water system, school bus driver, school board, Louisiana Senate, sympathy

Transcript Highlights:

• California is extremely prone to earthquakes and flooding, and yes, now tornadoes too.
• home hardening, insurance deductibles, and other recovery costs following a wildfire, flood, or earthquake
• risk and reality of more frequent and severe natural disasters, including wildfires, floods, and earthquakes
• risk and reality of more frequent and severe natural disasters, including wildfires, floods, and earthquakes
• , and supports faster recovery after a catastrophe. ...wildfires, floods, and earthquakes, and supports

Committee: House Revenue and Taxation

Transcript Highlights:

• It was kind of disappointing to see that really the focus of the community remained on earthquakes.
• You know, the last time we had an earthquake was a major one, you know, in '90.
• taking coverage for wildfires out of your basic home policy because I've seen what happened to earthquake
• We're having a meeting with the guy who used to run the CEA, the California Earthquake Authority, next
• The guy who used to run the California Earthquake Authority next week and the guy in Florida who built

Transcript Highlights:

• years ago in the Los Angeles Times and in newspapers really across the state talking about the earthquake
• Los Angeles lost a courthouse to an earthquake back in 1933, right downtown, when that courthouse had
• Los Angeles lost a courthouse to an earthquake back in 1933, right downtown, when that courthouse had
• And what you're talking about as far as earthquakes and things like that, as these buildings age, As
• far as earthquakes and things like that, as these buildings age, I think of the Inglewood courthouse.

Summary: The Senate Budget Subcommittee on Corrections, Public Safety, Judiciary, Labor, and Transportation held a hearing focused first on courthouse facility funding and then on the Governor’s proposed court facilities budget. Legislative Analyst’s Office staff outlined the state’s court-facilities funding structure, including the 2002 shift of trial court facility responsibility from counties to the state, the main funding accounts, the insolvency of the construction fund, the move to General Fund support, the backlog of deferred maintenance, and the large estimated cost of needed new construction and repairs. Judicial Council representatives and judges from Los Angeles and Mendocino described severe seismic, safety, ADA, security, and maintenance problems, with examples of floods, elevator failures, asbestos-related closures, and long-delayed or underfunded projects. They argued that chronic underinvestment is making facilities less safe and more expensive to maintain, and that courthouse conditions directly affect access to justice and public confidence. Committee members pressed witnesses on how projects are prioritized, whether population and filing volume are adequately reflected, why reassessments have not been updated since 2019, how long acquisitions and construction take, and what level of funding would actually close the gap. Members also questioned the fixed county contribution, the use of General Fund backfills, and whether the state should set a clearer long-term funding target for the judicial branch. LAO staff emphasized that any new General Fund commitment would require tradeoffs with other budget priorities and said the Legislature must decide its appetite for funding. Judicial Council staff said the current prioritization was based on the 2019 reassessment and trailer bill language, that a new reassessment would cost about $14 million, and that acquisition delays are often driven by willing-seller issues and CEQA requirements. The chair asked for written testimony and indicated the committee would consider a future field hearing. In the second panel, Judicial Council and Department of Finance representatives reviewed the Governor’s budget proposals for court facilities. They said the proposal includes continued backfill for the State Court Facilities Construction Fund, several new construction and reappropriation items, relocation of Los Angeles courtrooms from the Spring Federal Building, and completion of a fire/life-safety project in Orange County. A court executive from Ventura testified that courthouse conditions affect public trust, employee morale, and the quality of service, citing roof leaks, elevator breakdowns, and HVAC failures as examples of why sustained facilities funding is needed.

Transcript Highlights:

• itself is still exposed to earthquakes.
• Earthquake or hurricanes is not covered.
• itself is still exposed to earthquakes.
• itself is still exposed to earthquakes.
• </c> itself is still exposed to earthquakes. itself is still exposed to earthquakes.

Committee: House Commerce and Consumer Affairs

Transcript Highlights:

• In my personal opinion, the problem is when we have major disasters, whether it's an earthquake, whether
• In my personal opinion, the problem is when we have major disasters, whether it's an earthquake, whether
• Recognizing this gap, the California Earthquake Authority has recommended requiring insurers to disclose
• The example of Paradise, earthquake insurance as well post the Northridge earthquake...
• Of Paradise, earthquake insurance as well, post the Northridge earthquake that happened there, and a

Committee: Senate Insurance

Summary: The committee heard testimony on several insurance-related bills. SB 1209 by Senator Allen, sponsored by Insurance Commissioner Ricardo Lara, would give the Department of Insurance stronger enforcement tools when insurers fail to implement corrective actions identified in market conduct or financial examinations. Supporters said the bill would close gaps that allow repeated violations, improve solvency oversight, and protect policyholders; opponents argued CDI already has broad authority and raised concerns about duplicative penalties, due process, and the bill’s scope. Members discussed amendments to limit the bill to legal violations rather than recommendations, apply penalties per exam rather than per policy, and clarify accounting language. The committee voted to send SB 1209 to Appropriations, with the bill placed on call after a roll vote that included one no vote from Senator Niello. The committee also considered SB 1301, which would require more detailed non-renewal notices for residential property insurance, give policyholders time and information to address correctable issues, and restrict certain non-renewal reasons such as claims below deductible or not covered by the policy. Support came from homeowners, fire survivors, and consumer groups who said notices are often vague and leave families unable to keep coverage; insurers opposed the bill, warning that California’s notice period is already among the longest in the country and that the bill could worsen availability and add burdensome reporting requirements. The author said he was willing to reduce the notice period from 180 days to about three months and work on a mitigation-based process. The committee passed the bill to Appropriations, with Senator Niello voting no and the item placed on call. SB 1026 by Senator Gonzalez would tighten regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without a criminal conviction, adding conduct restrictions, and requiring continuous liability coverage and proper appointment notices. Supporters, including Commissioner Lara, said the bill addresses serious misconduct and loopholes that have led to unsafe conduct and weak oversight. Bail industry representatives and crime victims’ advocates opposed the measure, arguing that the required insurance coverage is unavailable or unlawful as written, that the bill would be hard to comply with, and that it could reduce the number of recovery agents and delay justice. The committee moved SB 1026 to Appropriations, with Senator Niello voting no and the bill placed on call. The committee then heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would authorize the Attorney General to sue fossil fuel companies to recover costs tied to climate disasters and insurance losses, with supporters framing it as a way to shift some climate-related costs away from policyholders and taxpayers. The author said amendments would remove retroactivity and delay liability until 2032, while supporters from flood and wildfire survivor groups and climate organizations said the bill would help fund recovery and stabilize insurance costs. Opponents from industry and building trades argued the bill was legally vulnerable, would create a de facto tax or liability scheme, and could harm jobs, energy production, and affordability. Testimony on SB 982 was extensive, but the transcript ends before any committee vote or final action on that bill.

Transcript Highlights:

• In my personal opinion, the problem is when we have major disasters, whether it's an earthquake, whether
• Recognizing this gap, the California Earthquake Authority has recommended requiring insurers to disclose
• The example of Paradise, earthquake insurance as well, post the Northridge earthquake.
• The example of Paradise, earthquake insurance as well, post the Northridge earthquake that happened there
• A recent California Earthquake Authority report To the same problem.

Summary: The committee heard three major insurance-related bills. SB 1209 by Senator Allen would give the Insurance Commissioner new authority to require insurers to implement corrective actions found in market conduct and financial exams, with penalties for failure to comply. Supporters, including Commissioner Ricardo Lara and his deputies, said current law leaves CDI without a direct way to compel remediation of repeated violations or obtain needed financial information, while opponents argued the bill expands CDI authority too far, could duplicate existing penalties, and should be limited to legal violations rather than recommendations. After discussion, members and the author agreed to narrow the bill through amendments, including tying it to legal violations, applying penalties per exam rather than per policy, and clarifying accounting language; the committee then passed the bill 5-1 to Appropriations, with one member on call. SB 1301, also by Senator Allen, would reform residential property insurance non-renewals by requiring clearer written explanations, giving homeowners a chance to mitigate correctable issues, and prohibiting certain unfair non-renewal bases such as claims below deductible or claims not paid by the insurer. The author and supporters said Californians face unusually high non-renewal rates and often receive vague notices that make it hard to keep coverage, while opponents warned the bill’s original 180-day notice period and reporting requirements were too burdensome and could worsen availability. Senator Richardson said he would support the bill after the author agreed to reduce the notice period to about three months and continue working on a mitigation-based process; the committee then approved the bill 4-1, with one member on call. The committee also considered SB 1026 by Senator Gonzalez, which would strengthen regulation of bail fugitive recovery agents by allowing CDI to suspend or revoke licenses without a criminal conviction, expanding prohibited conduct, and tightening insurance and appointment requirements. Supporters, including Commissioner Lara, said the 2022 licensing law left loopholes that allow misconduct to continue and that the bill would improve public safety and accountability. Opponents from the bail industry and crime victims groups argued the bill requires unavailable or impractical insurance coverage, including coverage for willful acts, and could reduce the number of recovery agents and delay justice. Members raised concerns about the insurance language and availability, and the author said the bill was still being worked on with opposition; the committee passed it 4-1, with one member on call. Finally, the committee heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would let the Attorney General seek recovery from fossil fuel companies for climate-related costs affecting the Fair Plan and private policyholders. The author said Californians are paying rising insurance and disaster costs while fossil fuel companies that contributed to climate change are not, and witnesses from flood and wildfire communities and climate policy experts supported the bill as a way to fund recovery and resilience. Opponents, including business and labor representatives, argued the bill would impose broad liability, invite litigation, and harm jobs and energy affordability. The hearing included extensive testimony, but no vote was taken on SB 982 in the portion provided.

Transcript Highlights:

• But when it comes to their need of a major earthquake catastrophe, now all of a sudden we don't have
• that by the time we get this right, we're going to be dealing with extreme drought, extreme heat, earthquake
• My question is: do you think something like the CEA program, the earthquake program, if we had something
• that included all disasters—for example, earthquakes, floods, fires—if we had a program that dealt with
• if they’re going to pay into that, they need to get something on the back end, which then covers earthquakes

Summary: The Senate Committee on Insurance held an information hearing on the impacts of climate change and catastrophic wildfire on California’s insurance market, with opening remarks focused on the state’s affordability, availability, and stability problems. Chair and members discussed the role of SB 254’s report, the Sustainable Insurance Strategy, the growth of the FAIR Plan, and the need to better align insurance regulation, mitigation, and land-use decisions. The Vice Chair noted the importance of hearing from industry as well as consumer and academic experts, and Senator Becker said the report would inform further committee work. Amy Bach of United Policyholders described how climate-driven wildfire and flood risk, combined with inflation, insurtech, and risk modeling, have reduced competition and pushed more homeowners into the FAIR Plan and non-admitted surplus lines coverage. She said availability is improving somewhat, but affordability will depend on mitigation, insurer competition, and fair rate regulation. In response to questions, she emphasized underinsurance as a long-running problem, supported stronger insurer responsibility for replacement-cost estimates, and suggested a public reinsurance backstop and more mitigation funding rather than removing wildfire coverage from basic policies. Nancy Watkins of Milliman and Michael Wara of Stanford argued that the market problem is fundamentally that expected claims and expenses now exceed premiums because too many homes are burning. They said California needs both risk reduction and actuarially sound pricing, along with a state mitigation framework that targets the highest-risk communities and prioritizes home hardening, defensible space, and community-scale mitigation over broad acreage-based spending. They also discussed the role of non-admitted carriers as a gap-filler, the need for better data on reconstruction costs and mitigation effectiveness, and the importance of sustained funding rather than one-time grants. A later panel with Frank Freebalt of Cal Poly and Michael Golnar of UC Berkeley focused on modeling and mitigation science. They said wildfire policy should treat the issue as a structure-ignition and urban conflagration problem, not just a wildland fire problem, and stressed integrated land-use, utility, and community mitigation. Members asked about zoning, building codes, utility hardening, and who should pay for mitigation; witnesses said older, denser neighborhoods are the highest priority, that utilities must improve operational safety measures, and that targeted mitigation in the highest-risk areas offers the best return. No votes or formal actions were taken at the hearing.

Transcript Highlights:

• It was kind of disappointing to see that really the focus of the community remained on earthquakes.
• taking coverage for wildfires out of your basic home policy because I've seen what happened to earthquake
• taking coverage for wildfires out of your basic home policy because I've seen what happened to earthquake
• We're having a meeting with the guy who used to run the California Earthquake Authority next week, and
• living in California, I think we all should just assume it's going to happen... ...whether it be earthquake

Summary: The hearing focused on lessons from the 2017 Tubbs Fire and how Santa Rosa, Sonoma County, and local partners have changed wildfire prevention, recovery, and rebuilding practices since then. Assemblymembers emphasized that the region has become a model for the state, with a shift from suppression to prevention, and panelists described improvements in defensible space, home hardening, vegetation management, alerting, and community coordination. The discussion also highlighted the continuing importance of sharing Sonoma County’s experience with other wildfire-impacted communities across California and beyond. Fire officials and local leaders described specific prevention measures now in place, including Santa Rosa’s vegetation management ordinance, ignition-free/Zone Zero requirements in rebuilding, restrictions on certain mulches, removal of dead and dying trees near roads and defensible space zones, and expanded prescribed burning authority. They also stressed the importance of community organization through block captains, Firewise/COPE-style networks, and the Mark West Area Community Fund. Speakers said these networks helped residents navigate recovery, avoid fraud and bad contractors, coordinate with local agencies, and support neighbors, but they argued that such efforts need more formal structure and stable funding. Water and permitting officials discussed how the fires changed their work. Santa Rosa Water described new regional coordination, generator and backup power upgrades, emergency training, and lessons learned about wildfire-related contamination in water systems, including the need to restore pressure, flush, and test quickly after a fire. Permit Sonoma said rebuilding was balanced by streamlining permits while still requiring safer, more resilient construction, and noted that reduced fees and one-stop permitting helped speed recovery. United Policyholders described helping residents maximize insurance proceeds, organize information, and avoid scams, while warning that insurance availability and affordability remain major barriers and that insurers are increasingly rewarding risk-reduction measures. Across the panels, the main policy requests were for faster and more flexible grant processes, more stable long-term funding for prevention and community programs, stronger support for home hardening and defensible space, better training and tools for local governments and legislative staff, and continued attention to insurance and utility-related resilience. No formal votes or actions were taken in the transcript excerpt; the hearing was informational and ended with a transition toward public comment and further discussion of remaining statewide wildfire policy needs.

Transcript Highlights:

• California is extremely prone to earthquakes and flooding, and yes, now tornadoes too.
• home hardening, insurance deductibles, and other recovery costs following a wildfire, flood, or earthquake
• risk and reality of more frequent and severe natural disasters, including wildfires, floods, and earthquakes
• resilience, increases the likelihood of completion of pre-disaster mitigation for wildfires, floods, and earthquakes
• , and supports faster recovery after a catastrophe. ...wildfires, floods, and earthquakes, and supports

Summary: The Assembly Committee on Revenue and Taxation heard several bills dealing with tax policy, local revenue authority, consumer protections, and incentives for development. AB 1726 would create catastrophe savings accounts for homeowners to save pre-tax dollars for disaster mitigation and recovery costs; it drew support from the Department of Insurance and the California Bankers Association, while the California Teachers Association opposed it because of the General Fund and Prop. 98 impact. The bill was referred to suspense. AB 1768 would authorize Los Angeles and Contra Costa counties to ask voters to approve local transaction and use taxes to offset projected federal funding cuts affecting health care and safety-net services; it received broad support from health providers and county representatives, opposition from one member and a resident, and passed the committee 5-2 to the Assembly Local Government Committee. The committee also considered AB 1790, which would repeal the Waters Edge corporate tax election and require worldwide combined reporting for multinational corporations. The author and supporters argued it would close a loophole, raise several billion dollars annually, and help fund schools, Medi-Cal, and other programs; opponents warned of double taxation, compliance burdens, retaliation from foreign governments, and job losses. After extensive testimony and member debate, the bill was referred to suspense. AB 2020 would provide a full property tax exemption for the primary residence of 100% disabled veterans and surviving spouses, and AB 2069 would create a targeted sales and use tax exemption to spur development projects at fairgrounds; both measures had support from sponsors and related organizations, no opposition, and were referred to suspense. Finally, AB 2705 would regulate third-party “asset finders” who help claim excess proceeds from tax sales by requiring written agreements, disclosure that claims can be filed free with the county, and a cap on fees at 10%. County officials and local government groups supported the bill as a consumer protection measure, while recovery companies and related firms opposed it, arguing the work is complex and the cap would reduce access to services. The committee moved AB 2705 to the Assembly floor on a 4-0 vote.

Transcript Highlights:

• Andre Coleman with the Pacific Northwest National Laboratory and Tom Welsh with the California Earthquake
• Okay, and moving to our last speaker, Tom Welsh from the California Earthquake Authority, who will talk
• I'm the chief executive officer of the California Earthquake Authority, and we're also the California
• We're a multi-billion-dollar catastrophe insurance enterprise, both residential earthquake insurance
• We're a multi-billion-dollar catastrophe insurance enterprise, both residential earthquake insurance

Summary: The committee first heard updates on the Model Toxics Control Act (MTCA) and related funding. Department of Ecology staff explained how MTCA and the hazardous substance tax support cleanup, prevention, stormwater, and local assistance programs, but said forecasted revenues have declined while appropriations and transfers have outpaced incoming funds. Ecology said the operating account will require underspending to stay balanced this biennium and that the problem is ongoing, with further reductions possible if forecasts worsen. Ecology also reviewed the state cleanup program, noting there are more than 14,500 cleanup sites in Washington and that new sites continue to be discovered faster than they are cleaned up. A question from Representative Lee raised the long-term issue of declining fossil-fuel-based revenue, and Ecology agreed that this is a future structural concern even though the current shortfall is driven more by forecasts and transfers than by fuel-use decline. The Pollution Liability Insurance Agency described its underground storage tank and heating oil programs, saying it has modernized from a reinsurance model to a financial assurance model with stronger state oversight and cleanup milestones. Russ Olson said the agency’s dedicated petroleum tax account is in strong financial condition, but emphasized the importance of preserving that funding source. He also discussed the loan and grant program for historic commercial releases and a new heating oil loan/grant program, while noting the agency is working on equity concerns where liens can be disproportionate to property values in smaller communities. Practitioners and advocates then offered differing views on MTCA’s performance: one attorney urged a collaborative review process to make cleanups faster, less expensive, and more certain, while another consultant argued the program is too conservative and process-heavy and should focus more narrowly on actual exposure and realistic cleanup standards. Environmental and community groups countered that MTCA is essential for cleanup, pollution prevention, stormwater control, and public participation, and that it is especially important for environmental justice communities such as the Duwamish Valley. Port and city representatives stressed that MTCA grants and cleanup funding are critical for large redevelopment projects, but said long timelines, permitting delays, and funding uncertainty can slow projects and jeopardize commitments. The committee then shifted to utility wildfire risk. Staff summarized recent legislation, including requirements for utility wildfire mitigation plans, creation of a wildfire mitigation standards work group, authorization for captive insurance by local governments and PUDs, securitization authority for disaster costs, and the existing wildfire response and resilience account. Chelan County PUD and Puget Sound Energy described extensive mitigation efforts such as vegetation management, grid hardening, undergrounding, AI smoke cameras, weather stations, enhanced operating settings, public safety power shutoffs, and community outreach. Both said wildfire risk is rising and insurance costs are increasing, and Chelan PUD asked the Legislature to restore funding to the wildfire response and resilience account. The Office of the Insurance Commissioner said a 2022 utility liability market study found insurance availability is tightening as perceived risk rises, and reported that a 2025 work group recommended restoring community resilience funding, requiring insurers to share wildfire risk scores and mitigation steps with property owners, and creating a grant program based on insurance industry wildfire standards. A PNNL scientist added that wildfire probability is increasing in parts of Washington and that mitigation requires long-term, landscape-scale coordination. The final speaker began describing California’s approach to wildfire risk, but the transcript cuts off before that presentation concluded.

Transcript Highlights:

• When disasters strike, whether it's wildfire, earthquake, or flood, ... when every second counts.
• When disasters strike, whether it's wildfire, earthquake, or flood, ...firefighting.
• When disasters strike, whether it's wildfire, earthquake, or flood, water system operators and utility

Committee: Senate Emergency Management

Summary: The Senate Emergency Management Committee held its first meeting and adopted committee rules for the 2025-26 session. The committee heard SB 1001, which would require the Governor’s Office of Emergency Services to issue identification cards for essential utility workers so they can more easily access evacuation zones during emergencies. The author and supporters, including Rowland Water District and the Association of California Water Agencies Joint Powers Insurance Authority, said the bill was prompted by delays during the Eaton Fire, when utility crews in marked vehicles were denied access despite having authorization. Members generally supported the bill as a practical way to improve coordination between utilities, law enforcement, and incident command during disasters. The bill was voted out on a do-pass motion to the Senate Public Safety Committee. The committee also heard SB 1153, which would require urban retail water suppliers in high-risk areas to include wildfire-specific procedures in emergency response plans and make findings clarifying the role and limits of public water systems during wildfires. The author and witnesses from water agencies argued that public water systems are not designed to function as wildfire suppression systems and that the bill would improve planning while addressing growing liability exposure after major fires. Senator Perez raised concerns about balancing liability reform with accountability and the need for future infrastructure hardening, and the Vice Chair emphasized that the bill should not create a hollow safe harbor. The author accepted committee amendments clarifying that negligence liability remains intact, and the bill was moved out as amended to the Senate Natural Resources and Water Committee. A consent item, SB 870, was also approved. After roll calls were completed and absent members later voted, all three measures passed the committee 8-0. SB 1020 was pulled from the hearing for a future date.

Transcript Highlights:

• When disasters strike, whether it's wildfire, earthquake, or flood, loss.
• When disasters strike, whether it's wildfire, earthquake, or flood, ...firefighting.
• When disasters strike, whether it's wildfire, earthquake, or flood, water system operators and utility

Summary: The Senate Emergency Management Committee held its first meeting and adopted committee rules for the 2025-26 session. SB 1020 was pulled from the agenda for a future hearing. The committee heard SB 1001, which would direct the Governor’s Office of Emergency Services to issue standardized identification cards for essential utility workers so they can more easily access evacuation zones during emergencies. The author and supporters, including Rowland Water District and the Association of California Water Agencies Joint Powers Insurance Authority, described a breakdown during the 2025 Eaton Fire when utility crews were denied access despite having credentials, causing delays in shutting off water at damaged homes. No opposition was present, and members broadly supported the bill as a practical emergency response measure. The committee voted 8-0 to pass SB 1001 to the Senate Public Safety Committee, with the measure held on call until all members voted. The committee also heard SB 1153, a wildfire preparedness bill from Senator Caballero. The bill would require urban retail water suppliers in high-risk areas to include wildfire-specific response procedures in their emergency response plans, and it includes findings clarifying that public water systems are not designed to function as wildfire suppression systems. The author accepted committee amendments clarifying that the bill does not limit liability for negligence, and witnesses from water agencies and industry groups supported the measure, citing the need for better planning and the financial strain of post-fire claims. Members discussed the balance between improving preparedness and avoiding language that could create a liability safe harbor or shift responsibility away from needed infrastructure investments. The committee voted 8-0 to pass SB 1153 as amended to the Senate Natural Resources and Water Committee, also held on call until all members voted. A consent item, SB 870, was also approved. After the committee reconvened and all members present voted, SB 870, SB 1001, and SB 1153 each received unanimous 8-0 votes and were reported out of committee. The meeting then adjourned.

Transcript Highlights:

• In 1971, the San Fernando earthquake in Los Angeles County demonstrated that existing seismic standards
• The Seismic Safety Commission is responsible for investigating earthquakes, researching earthquake-related
• issues, and recommending policies to the Governor and the State Legislature to help reduce earthquake

Summary: The Assembly met with a quorum call at the start, then proceeded with Black History Month observances, including a libation ceremony, the Pledge of Allegiance, and remarks emphasizing remembrance, ancestry, and the importance of honoring Black history. The chamber also handled routine procedural matters, including dispensing with the journal, re-referring certain Senate budget items to the Budget Committee, and allowing guest introductions and other unanimous-consent requests. The main floor action was on Assembly Concurrent Resolution 134, recognizing Black History Month. Members from multiple caucuses spoke in support, highlighting the historical contributions of Black Americans, the ongoing effects of slavery and segregation, the need to protect voting rights and education, and the importance of solidarity across communities. The resolution was adopted by voice vote after 74 co-authors were added. The Assembly also adopted Assembly Concurrent Resolution 132, declaring February 28 as Rare Disease Day. Members shared personal stories about ALS and other rare diseases, described barriers to diagnosis, treatment, and insurance coverage, and called for more research and support. The resolution received broad bipartisan support, with 71 co-authors added before adoption by voice vote. The chamber then recognized a series of Black History Month Unsung Heroes honorees, including community leaders, health professionals, advocates, and public servants, and later heard additional guest introductions. The meeting concluded with adjournments in memory of Peyton Trilling and John Jackson, followed by announcements and adjournment until February 26 at 9 a.m.

Transcript Highlights:

• Whether it's fire, floods, mudslides, earthquakes, It will be anyway.
• Whether it's fire, floods, mudslides, earthquakes, local boards of supervisors are closer to the problem

Committee: Senate Revenue and Taxation

Summary: The committee met with a quorum and heard two main bills before taking several votes. SB 1053 by Senator Nilo would let county boards of supervisors in counties affected by a governor-declared disaster on or after January 1, 2026, extend by up to three years the five-year deadline for transferring a damaged property’s base-year property tax value to replacement property. Nilo argued the measure is needed because recent wildfires and other disasters make rebuilding within five years unrealistic, and members from both parties supported the bill as a common-sense local-control measure for disaster recovery. The committee voted 5-0 to pass SB 1053 to Appropriations. The committee then heard SB 888 by Senator Sayarto, which would exclude VA service-connected disability compensation from household income when determining eligibility for the low-income disabled veterans’ property tax exemption. Sayarto said the current rule can unfairly disqualify disabled veterans by counting their disability benefits as income, creating a catch-22 that can threaten housing stability. Members praised the bill as bipartisan, fair, and helpful to veterans on fixed incomes, and Sayarto accepted committee amendments. The committee voted 5-0 to pass SB 888 as amended to the Committee on Military and Veterans Affairs. The committee also adopted a consent calendar containing SB 999, SB 1073, and SB 881. After the roll was completed, SB 1053 was confirmed out on a 5-0 vote.