Bills: HR1038 , HB3263 , HB3127 , HB2997 , HB3115 , HB2123 , HB3587 , HB3028 , HB2035 , HB3369 , HB3620 , HB3621 , HB3622 , HB3624 , HB3175 , HB3173 , HB3178 , HB1979 , HB4476

Keywords: Oklahoma Youth Expo, OYE, 4-H, FFA, agriculture, agricultural education, youth expo, livestock show, junior livestock, scholarships, youth leadership, Oklahoma City, rural communities, ag mechanics, engineering contest, farm youth, student recognition, ceremonial resolution, house resolution, livestock competition

Bills: HB3840 , HB3431 , HB4422 , HB4117 , HB4300 , HB4298 , HB2984 , HB3344 , HB2979 , HB2980 , HB3662 , HB4107 , HB3082 , HB2997 , HB3083 , HB3055 , HB2951 , HB3469 , HB3173 , HB3287 , HB2947 , HB3784 , HB3901 , HB4275 , HR1031 , HB4359 , HB4115 , HB3467 , HB2978 , HB3026 , HB3032

Keywords: foreign ownership, land acquisition, military installation, critical infrastructure, affidavit requirements, state law, penalties, Attorney General, foreign ownership of land, foreign adversary, foreign government adversary, foreign government enterprise, foreign government entity, foreign terrorist organization, specially designated national, SDN, FTO, critical minerals, land ownership, real property

Transcript Highlights:

• Discounted pricing is permissible. A discounted price based on promotional communications.
• A discounted price through a loyalty club permitted.
• And so I agree that I want to ensure discounts are available.
• I agree that I want to ensure discounts are available.
• We like our discounts.

Summary: The committee heard testimony on several bills. AB 416 would allow emergency room physicians to initiate 5150 mental health holds, with supporters saying it would reduce emergency room bottlenecks and speed care for patients in crisis. County and behavioral health representatives opposed the bill, and some members raised broader concerns about the 5150 system and juvenile placements. The bill was ultimately approved on a do-pass as amended vote. AB 446, the Surveillance Pricing Act, drew extensive testimony. The author and supporters argued it would prohibit businesses from using personal data to charge different prices for the same product or service, describing the practice as discriminatory and exploitative. Business and industry groups opposed the bill, warning that its language was too broad, could affect discounts and loyalty programs, and would create litigation risk through a private right of action. After discussion about enforcement and possible amendments, the bill passed on a do-pass motion. AB 632 would give local governments a faster way to collect penalties for serious code violations, including unsafe housing, fire hazards, and illegal cannabis activity, by allowing certain fines to become money judgments and clarifying lien authority. It had support from county and city groups and no opposition was voiced in the hearing; the bill passed as amended. ACA 7, a constitutional amendment intended to clarify and limit misuse of Section 31A, also moved forward after brief support testimony. The committee then took up AB 649, which would extend protections for businesses that proactively obtain certified access specialist inspections and fix accessibility violations; the author, a small business owner, and others testified in support, while disability rights groups moved to neutral after amendments. Members discussed the balance between access enforcement and reducing predatory litigation, and the bill was still under consideration as the transcript ended.

Transcript Highlights:

• The first one, of course, is doors and windows.
• That's the average of the 12,570 people that saw a discount.
• So if you lose entry, if you lose a key window or areas of window where the wind is blowing in and you
• If you lose a key window or areas of window where the wind is blowing in and you have that pressure differential
• Oh, by the way, you do not have hurricane impact windows.

Committee: Senate Banking and Insurance

Summary: The Banking and Insurance Committee heard a series of presentations focused on mitigation, flood and wind resilience, and insurance discounts. Kevin Guthrie of the Florida Division of Emergency Management outlined several funding streams for mitigation, including federal Hazard Mitigation Grant Program dollars, BRIC grants, flood mitigation assistance, and the state hurricane loss mitigation program. He emphasized the new Elevate Florida initiative, which will use about $400 million initially to elevate or reconstruct flood-prone homes, starting with National Flood Insurance Program properties and severe repetitive-loss homes, with no current per-home cap. Guthrie said the state will contract directly with licensed vendors and aims to reduce future flood losses, lower insurance costs, and keep properties on the tax rolls rather than relying on buyouts. Insurance Commissioner Mike Yaworski described Florida’s windstorm mitigation discount program, explaining that the 1802 inspection form is used to assess a home’s overall “envelope” and determine statutory discounts. He said the office is updating the program based on a new wind loss study, with likely changes including greater recognition of roof types such as metal roofs and possible territorial risk adjustments. He also said the Legislature now requires the office to revisit the study every five years. Stephen Fielder of the Department of Financial Services reported on My Safe Florida Home, noting that the program offers inspections and grants for roof and opening protections, has completed more than 100,000 inspections, and has reimbursed hundreds of millions of dollars. He said the department has validated its discount calculations with insurers and that the program is intended to help homeowners reduce premiums through verified mitigation work. Michael Newman of the Insurance Institute for Business and Home Safety said Florida’s building code is nationally leading and that post-Ian surveys found no wind-driven structural damage in buildings built after adoption of the code. He argued that mitigation should be treated as a system, not isolated upgrades, and suggested adding Fortified designation to the state’s mitigation form to better document verified resilience improvements. Bill Truex, a county commissioner and builder, stressed the need to educate homeowners about floodproofing and roof choices, citing examples where flood panels prevented damage and noting that asphalt shingles often do not last as long in Florida as their marketing suggests. In panel discussion, senators asked about program eligibility, outreach to elderly and digitally challenged residents, contractor vetting, roof-life disclosures, and whether flood insurance should be more broadly required. Officials said outreach will include call centers and in-person assistance, and several participants urged better consumer disclosure and more data-driven guidance on roof and mitigation choices.

Transcript Highlights:

• Discounted pricing is permissible: a discounted price based on promotional communications, a discounted
• Have concerns about our ability to provide discounts. Thank you.
• And so I agree that I want to ensure discounts are available.
• In step five, the business is then granted a six-year window.
• that six-year window that the business has the ability to cure it.

Committee: House Judiciary

Summary: The committee heard testimony on several bills. AB 416 would allow emergency room physicians to initiate 5150 psychiatric holds, with supporters saying it would reduce delays in emergency departments and speed access to psychiatric care; counties and behavioral health directors opposed the bill, and members raised concerns about juvenile use and whether the measure was a band-aid for a larger system problem. The bill was later approved on a unanimous roll call after amendments. AB 446, the Surveillance Pricing Act, would prohibit businesses from using personal data to set individualized prices; supporters framed it as a consumer fairness and anti-discrimination measure, while business and industry groups argued the bill was too broad, could chill discounts, and should be enforced by a public agency rather than a private right of action. After extensive discussion of exemptions, discounts, and enforcement, the bill passed on a divided vote. AB 632 would give local governments a faster way to collect unpaid administrative fines for serious code violations, including illegal cannabis activity, unsafe housing conditions, and fire hazards, by allowing money judgments and clarifying ordinary property lien authority. County, city, and code enforcement representatives supported the bill as a tool to improve compliance and reduce costly litigation; there was no recorded opposition, and the bill passed unanimously as amended. ACA 7, a constitutional amendment from Assembly Member Jackson, was presented as a clarification of Section 31A of the California Constitution to curb misuse and align it with voter intent; it received support from Education Trust-West and was placed on consent after committee approval. AB 649 would create a longer, six-year incentive period for businesses that proactively obtain a CASp accessibility inspection and correct identified barriers, giving them a 120-day right to cure later claims during that window. The author and small business witness argued the bill would encourage voluntary compliance and reduce predatory ADA litigation, while disability rights groups ultimately moved to neutral after amendments and committee members debated whether the bill might weaken enforcement or create confusion between state and federal claims. The committee also discussed the need for better public awareness of CASp inspections and the broader problem of repeat litigation against small businesses. The bill was approved as amended.

Transcript Highlights:

• FOR THE MITIGATION DISCOUNT PROGRAM PARTICULARLY.
• AND THEN OF COURSE THE OPENING PROTECTION IS WINDOWS AND DOORS AS WE SPOKE ABOUT ALREADY.
• THE FIRST ONE OF COURSES DOORS AND WINDOWS.
• AGAIN, THAT IS GOING BACK AND THAT IS THE AVERAGE OF THE 12,570 PEOPLE THAT SAW A DISCOUNT.
• BY THE WAY, YOU DON'T HAVE HURRICANE IMPACT WINDOWS.

Transcript Highlights:

• You have to call a gutters guy, a windows guy, a landscaper.
• You said insurance premium discounts. I think about this with solar.
• Dual-pane windows or even ignition-resistant siding.
• Insurers to offer discounts if they meet that requirement.
• Insurance companies are offering discounts.

Transcript Highlights:

• BASICALLY WE ARE TALKING ABOUT HURRICANE IMPACT WINDOWS AND DOORS OR SHUTTERS.
• THAT FORM IS TIED TO DISCOUNTS AT THE OFFICE OF INSURANCE REGULATION REGULATES.
• AS YOU SEE, 47 PERCENT ARE DOING WITH THE STATUTE CALLS OPENING PROTECTION FOR DOORS AND WINDOWS.
• WHETHER IT WAS ROOF WORK OR DOORS AND WINDOWS.
• WINDOWS, SOME ON THE GRANT APPLICATION BULLET NUMBER TWO, WINDOWS HAD TO BE COMMON ELEMENTS MEANING THE

Transcript Highlights:

• This is a 35% discount for the fixed costs.
• discount?
• discounts to retain there?
• They've not asked for any retention discounts.
• ... companies that you've attracted have their discounts expired and have they asked for discounts to

Committee: House Utilities

Summary: The Committee on Utilities first took up House Committee Substitute for House Bills 2762, 2816, and 2402, a solar-energy measure. The committee substitute combined the bills’ titles and focused on three main areas: a taxation framework for solar projects, setback requirements from occupied dwellings and property lines, and a decommissioning/bonding framework for project cleanup. Supporters said the bill would create baseline rules for a growing industry, protect neighboring landowners, and ensure land is restored after projects end. Members asked about Chapter 100 agreements, the setback distances, county rulemaking authority, and how reclamation and bonding would work. The committee adopted the amendment, rolled it into a new substitute, and then voted the substitute do pass by 18 ayes and 2 noes. The committee then heard House Bill 2248, which would change Missouri’s economic development electric rate structure and close a loophole that could allow data centers under 75 megawatts to receive reduced rates. The sponsor and utility witnesses said the bill would make incentives more predictable by replacing a variable formula with a fixed discount for qualifying new industrial projects, while still requiring customers to pay full cost to serve and meet load-factor and other requirements. Witnesses from Evergy, Ameren Missouri, the Missouri Chamber, and Ford discussed the value of incentives for manufacturing, the difference between new load and retention of existing large users, and whether the bill should also address retention discounts. No action was taken on the bill during the hearing. Finally, the committee heard Senate Substitute for Senate Committee Substitute for Senate Bill 903, which would expand critical infrastructure protections. The bill adds wireline and broadband facilities to the definition of critical infrastructure, increases penalties for damaging or tampering with such facilities, and creates an offense for unauthorized possession of certain stolen materials such as copper and related telecom materials. The sponsor and witnesses from AT&T, Verizon, cable, railroad, electric cooperative, recycling, municipal utility, and chamber groups said the measure responds to rising theft and vandalism, including copper theft and fiber cuts that disrupt 911 and other services. Members asked about scrap dealers, fiber versus copper, trespassing concerns, and whether harsher penalties would deter theft. The hearing concluded without a vote, and the committee adjourned after testimony.

Transcript Highlights:

• You have to call a gutters guy, a windows guy, a landscaper.
• But one of them is that insurance discount, and we need to talk about that.
• You said insurance premium discounts. I think about this with solar.
• Dual-pane windows or even ignition-resistant siding.
• Now, there was Discounts for those who perform wildfire mitigation work.

Summary: The Assembly Budget Subcommittee on Climate Crisis, Resources, Energy, and Transportation held an oversight hearing on home hardening and defensible space as wildfire mitigation strategies. The chair opened by stressing that California has reached a tipping point, with repeated community-scale wildfire losses, rising insurance costs, and growing utility wildfire mitigation expenses. The hearing was organized around four panels: what home hardening and defensible space are, community risk reduction and coordination, evaluation of current defensible space programs and proposed investments, and the future of home hardening and the California Wildfire Mitigation Program. The first panel featured IBHS, the Legislative Analyst’s Office, and local wildfire mitigation advocates. IBHS described wildfire spread through embers, flames, and radiant heat, emphasizing that structure separation, removing combustible materials within the first five feet of a home, and combining multiple mitigation measures significantly reduce loss. It highlighted its Wildfire Prepared Home and Wildfire Prepared Neighborhood standards, including an “essential” and “enhanced” level, and said California is ahead of other states but still needs scalable, standardized, and sustainably funded mitigation. The LAO outlined key policy questions for the Legislature, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, measurement of success, long-term sustainability, and barriers to implementation. The chair and panelists discussed estimated costs, including roughly $15,000 for a basic retrofit and about $50,000 for more extensive ignition-resistant construction, and whether state funding should focus on the most cost-effective initial measures. The second panel focused on scaling adoption through local coordination, education, financing, and community-based programs. Megafire Action argued that home hardening is a market adoption problem and said the state should not try to pay for every home, but instead target high-leverage interventions across the “customer journey,” including education, financing, trusted certification, and neighborhood network effects. Ventura Regional Fire Safe Council described free home assessments, small retrofit grants, Firewise community support, and the importance of neighborhood-level action, local capacity, and cultural change. Marin Wildfire Prevention Authority described its locally funded model, grant program, public education efforts, and an Ember Ready program that helps residents navigate home hardening and Zone Zero compliance. The chair repeatedly emphasized the need for a coordinated statewide marketing campaign, stronger incentives, better insurance discounts, and more use of local, utility, federal, and private funding sources. The third and fourth panels addressed Cal Fire’s defensible space inspection program, the proposed defensible space financial assistance program, and broader state investments. Cal Fire said homes lacking compliant defensible space are far more likely to be damaged or destroyed and requested ongoing funding and staffing to stabilize inspections statewide; the LAO suggested the Legislature consider alternative funding sources such as GGRF or a reinstated SRA fee. Cal Fire and the State Fire Marshal explained that Zone Zero sets a minimum standard, local governments cannot go below it, and grant prioritization will favor jurisdictions that submit inspections. Cal Fire also said the new defensible space financial assistance program would focus on ember-resistant zone-zero work and, in the Southern California counties covered by the legislation, would assist about 3,125 homes at an estimated $8,000 per home. In the final panel, the State Fire Marshal described California’s layered strategy of parcel-level home hardening, defensible space, and neighborhood-scale mitigation, along with technical support, financial assistance, and incentives such as insurance discounts and builder marketing. The overall theme was that California must move from isolated efforts to a coordinated, science-based, and scalable statewide approach to reduce wildfire losses.

Transcript Highlights:

• You have to use a cloth material over the window for window protection.
• windows and...
• Resistant windows and basically a new fortified roof, so you get a 35% discount.
• Not just the windows; your garage doors have to be certified and...
• Well, pay the other $1,200 and buy the window cloth at $4,500, and save it.

Bills: HB324 , HB252 , SB80 , HB241

Committee: House County and Municipal Government

Transcript Highlights:

• When you get a little bigger, there's a discrepancy in how much you can get; you can get a discount on
• They negotiate discounts with large pharmaceutical manufacturers.
• They negotiate discounts with large pharmaceutical manufacturers.
• And ultimately, the drug that offers the most discounts is the one that ends up with formulary access
• And ultimately, the drug that offers the most discounts is the one that ends up with formulary access

Committee: House Insurance

Transcript Highlights:

• Your windows and your doors. So here are the steps that we follow.
• The doors and windows are about almost 47%.
• The doors and windows are about almost 47%.
• back, 12,570 of those individuals received a discount.
• I don't know that I would say it's thrown out the window.

Summary: The State Administration Budget Subcommittee heard presentations from the Department of Financial Services on the My Safe Florida Home program, the My Safe Florida Condominium Pilot, and the Florida PALM financial system replacement project. For My Safe Florida Home, Stephen Fielder explained the wind-mitigation grant program, including its inspection-first process, two-to-one matching grants for most homeowners, low-income exemptions from the match, and eligible improvements such as roofs, clips/straps, water barriers, and opening protection. He reported roughly 109,000 initial inspections, nearly 59,000 grants approved, 31,000 final inspections, 25,000 reimbursements, and about $240 million paid out through the end of 2024. Members asked about premium savings, contractor pricing, fraud, owner-builder eligibility, reimbursement timing, and whether the program should have a dedicated funding source; Fielder said the program is currently closed, more than 40,000 people have signed up for updates, and the office has seen some price-gouging and impersonation issues but no major fraud trend. The committee also discussed the new prioritization rules that took effect July 1, 2024, which direct grant awards by age and income. Fielder said the program used a survey of existing applicants to implement the new priority groups and that the first group was over age 60 and low-income. Members raised questions about how premium reductions are measured, whether insurance company changes or rising insured values affect the data, and whether the program can track long-term outcomes after reimbursement. Fielder said the office reports raw premium changes based on declarations pages, knows the insurer for participants, and has validated results with multiple insurers, but does not track homeowners after they leave the program or enforce continued insurance coverage. For the My Safe Florida Condo Pilot, Fielder said the program is modeled on the home program but uses association-level applications, a maximum grant of $175,000 per association, and a similar two-to-one match. He said the application window opened briefly in November and was closed quickly because available funding could be exhausted and the department is prohibited from creating a waiting list. He identified several needed statutory changes, including better distinguishing condos from single-family homes, adjusting roof requirements for flat concrete roofs, and revisiting the unanimous unit-owner vote requirement, which he said has been a major obstacle. Chair Lopez noted the pilot is intended to be a learning process and thanked DFS staff for identifying implementation issues. The final presentation covered Florida PALM, the state’s effort to replace the 40-year-old FLAIR accounting system with a PeopleSoft-based financial management system. Fielder and PALM Director Jimmy Cox said the project began in 2014, the state contracted with Accenture in 2018, cash management went live in 2021, and the project was paused in 2022 for legislative review and remediation. They said the system is expected to go live in 2026, possibly in July rather than January, and that the project has spent about $225 million to date, with a current-year budget of about $60.9 million and a projected next-year request of about $64 million. Members asked about cybersecurity, cloud hosting, project scope, and whether the system is unique to Florida; staff said the system is not Florida-specific, access is credentialed through agency identity management, and the cloud host location is confidential. After the presentations, Chair Lopez assigned members to work with specific agencies on budget review meetings, asked them to discuss agency structure, priorities, staffing, waste reduction, and other budget issues, and set a deadline to report findings in the first week of regular session. The meeting then adjourned without objection.

Transcript Highlights:

• That simply means windows doors and shutters.
• They get their discount information from their insurance company.
• It actually says to your point, if you do impact windows, you might see this savings.
• This is just a specific window of time. How do we market that?
• legitimate in statute and rule that you can get a discount for that.

Transcript Highlights:

• </c><00:30:41.760><c> The</c><00:30:41.919><c> discount</c> behind the discount rate.
• The discount behind the discount rate.
• If you like it, you apply a low discount rate. If you dislike it, you apply a high discount rate.
• The Legislature has indicated it prefers a low discount rate. The PUC wants a high discount rate.
• </c> like it, you apply a low discount rate. like it, you apply a low discount rate.

Committee: Senate Energy and Natural Resources

Transcript Highlights:

• Do you want to give discounts to loyal customers? By all means, go ahead.
• >> Because I'll see a little popup, you know, on a window and it says, "Can we help you?"
• Do you want to give discounts to up.
• Do you want to give discounts to loyal<00:07:16.560><c> customers?
• </c> a little popup, you know, on a window a little popup, you know, on a window and<00:08:50.720><c>

Transcript Highlights:

• discount?”
• subsequent discount for retention?
• for discounts to retain their... they've not asked for any retention discounts.
• discounts to retain their they've not asked for any retention discounts.
• “For discounts to retain their—” they’ve not asked for any retention discounts?

Committee: House Utilities

Transcript Highlights:

• What kind of discount do you get if I did the fortified construction? Yes, Mr. Cocking.
• And so that’s the fortified roof discount.
• We'll try to keep my comments within the one-minute window for the testifiers today.
• This isn't anywhere close to what my contractor told me the windows are going to cost.
• We did siding damage, windows blown out, and, but also bring the claim process.

Bills: HF4881 , HF4867 , HF4422 , HF4223

Committee: House Commerce Finance and Policy

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Transcript Highlights:

• Um, it was our windows and doors.
• How much was the CIP allotment that was given to DNR for the windows and doors?
• But that definitely would be discount.
• Invite people to discounted days. Okay.
• </c> discounted options. Okay. Fantastic. discounted options. Okay. Fantastic.

Summary: The Committee on Culture and the Arts held an informational briefing with representatives from ʻIolani Palace and Bishop Museum to discuss how the Legislature can better support state-funded cultural institutions during the interim and into the next session. Chair Capella said the goal was to understand current needs, preserve Hawaiian culture and history, and expand educational access. No votes or formal actions were taken during the briefing. ʻIolani Palace’s representative described the Friends of ʻIolani Palace’s role as the nonprofit supporting repair, restoration, maintenance, and public education for the state monument. She said state operational funding and ARPA funds were critical to keeping the palace open, maintaining HVAC and other systems, and funding repairs that would otherwise fall to DLNR. She highlighted ongoing and planned projects including a fire suppression system, HVAC improvements, basement exhibit work, plumbing repairs, elevator replacement, etched glass restoration, and school-tour access. She also noted that a prior $150,000 CIP for windows and doors had not yet been released, and said the organization is exploring ways to bring more neighbor island students to the palace through transportation support, airline partnerships, and digital outreach. Bishop Museum’s representatives outlined the museum’s history, its role as the state museum of natural and cultural history, and its extensive collections in archives, archaeology, botany, entomology, zoology, and cryopreservation. They emphasized the museum’s work in preservation, research, environmental stewardship, and public education, including free access through Museums for All, daily programming, and cultural festivals and community events. They said state funding has been essential for staffing, IT security, fire suppression, and infrastructure needs, and that digitization of the museum’s 25 million objects is a major ongoing initiative to preserve and share Hawaiʻi’s history and knowledge.

Transcript Highlights:

• And we know the window to act is narrowing.
• And we know the window to act as narrowing.
• We look at the issue, too, of the windows.
• Dual-pane windows are pretty common in California, but they need to be tempered.
• So this is why we demanded discounts.

Summary: The Senate Committee on Insurance held an information hearing on the impacts of climate change and catastrophic wildfire on California’s insurance market, with opening remarks focused on the state’s affordability, availability, and stability problems. Chair and members discussed the role of SB 254’s report, the Sustainable Insurance Strategy, the growth of the FAIR Plan, and the need to better align insurance regulation, mitigation, and land-use decisions. The Vice Chair noted the importance of hearing from industry as well as consumer and academic experts, and Senator Becker said the report would inform further committee work. Amy Bach of United Policyholders described how climate-driven wildfire and flood risk, combined with inflation, insurtech, and risk modeling, have reduced competition and pushed more homeowners into the FAIR Plan and non-admitted surplus lines coverage. She said availability is improving somewhat, but affordability will depend on mitigation, insurer competition, and fair rate regulation. In response to questions, she emphasized underinsurance as a long-running problem, supported stronger insurer responsibility for replacement-cost estimates, and suggested a public reinsurance backstop and more mitigation funding rather than removing wildfire coverage from basic policies. Nancy Watkins of Milliman and Michael Wara of Stanford argued that the market problem is fundamentally that expected claims and expenses now exceed premiums because too many homes are burning. They said California needs both risk reduction and actuarially sound pricing, along with a state mitigation framework that targets the highest-risk communities and prioritizes home hardening, defensible space, and community-scale mitigation over broad acreage-based spending. They also discussed the role of non-admitted carriers as a gap-filler, the need for better data on reconstruction costs and mitigation effectiveness, and the importance of sustained funding rather than one-time grants. A later panel with Frank Freebalt of Cal Poly and Michael Golnar of UC Berkeley focused on modeling and mitigation science. They said wildfire policy should treat the issue as a structure-ignition and urban conflagration problem, not just a wildland fire problem, and stressed integrated land-use, utility, and community mitigation. Members asked about zoning, building codes, utility hardening, and who should pay for mitigation; witnesses said older, denser neighborhoods are the highest priority, that utilities must improve operational safety measures, and that targeted mitigation in the highest-risk areas offers the best return. No votes or formal actions were taken at the hearing.