Video & Transcript : 'SBA lending' :

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NM
NM

New Mexico 2025 Regular Session

IC - New Mexico Finance Authority Oversight Aug 12th, 2025

New Mexico Finance Authority Oversight Committee

Transcript Highlights:
  • One of the great collaborations that we had during that timeframe was working with SBA—no, not SBA.
  • We could re-lend that money, so it was a very successful venture with the SBA program.
  • It lends smaller amounts than local banks are typically lending and seeks to offer rates as affordable
  • Lending to farmers that are transitioning to organic and regenerative practices.
  • Thankfully, they didn't lend me any money, because I've never carried that thing.
Committee: House New Mexico Finance Authority Oversight Committee
CA
CA

California 2025-2026 Regular Session

Assembly Committee on Economic Development, Growth, and Household Impact Jan 27th, 2026

Transcript Highlights:
  • SBA decided to restructure the California SBDC and sectioned it into what became five regional programs
  • The reason I say this is because I started a program called the SBA Emerging Leaders Course.
  • , the SBA process is very challenging for someone like myself, a small business owner who doesn't have
  • So as we look at different rates, I'm going to walk you through different types of lending programs.
  • There are SBA loans. There's CDFIs, or community development financial institutions.
Summary: The Assembly Committee on Economic Development, Growth, and Household Impact held an informational hearing focused on the California Small Business Development Center (SBDC) Network and its role in helping small businesses access capital, recover from disasters, and scale innovative companies. Chair Salas and Vice Chair Castillo opened by emphasizing the importance of small businesses to California’s economy and noting recent passage of AB 685, described as a small business resiliency and innovation measure. Witnesses from multiple SBDC regions and business owners testified about the network’s statewide reach, confidentiality, multilingual advising, and partnerships with universities and state agencies. Panelists described SBDC’s work in three main areas: disaster recovery, startup and innovation support, and capital access. Testimony highlighted SBDC assistance after major disasters such as the Camp Fire, Dixie Fire, San Diego floods, and the Los Angeles fires, including help with insurance claims, grant applications, debt restructuring, and reopening businesses. Business owners from Altadena and Sacramento shared personal stories of how SBDC guidance, grants, and connections helped restore operations, preserve jobs, and navigate crises. Another panel focused on technology startups and the “valley of death,” explaining how SBDC helps founders with customer discovery, grant strategy, intellectual property, and financing; examples included a mobility-tech company and a biodegradable plastics startup that secured major grants, investment, and jobs with SBDC support. A third panel focused on access to capital, with SBDC staff explaining lending options, state loan programs, and finance centers that package loans and match businesses with lenders. They said many small businesses need less than $100,000 and often turn to high-cost alternatives without guidance; SBDC helps them refinance and secure better terms. A beverage company founder described using SBDC to move from a failed public affairs firm to launching a tequila brand, raising capital, and building distribution. Members asked about barriers facing immigrant-owned businesses, disaster aid gaps, and regulatory burdens; SBDC representatives said their services are confidential, available to eligible businesses regardless of immigration status, and designed to connect clients to whatever public or private resources exist. No formal vote was taken at the hearing, and the meeting ended after public comment with the chair urging continued funding for SBDC and related small business support programs.
CA
CA

California 2025-2026 Regular Session

Assembly Committee on Economic Development, Growth, and Household Impact Jan 27th, 2026

Economic Development, Growth, and Household Impact

Transcript Highlights:
  • SBA decided to restructure the California SBDC and sectioned it into what became five regional programs
  • The reason I say this is because I started a program that was called the SBA Emerging Leaders course.
  • Please. ...it's led me to purchase two properties with SBDC, I'm sorry, SBA loans that, as you know,
  • or if you don't, the SBA process is very challenging for someone like myself, a small business owner
  • There are SBA loans. There are CDFIs, or community development financial institutions.
Committee: House Economic Development, Growth, and Household Impact
WA
WA

Washington 2025-2026 Regular Session

Senate Business, Trade & Economic Development Feb 4th, 2026 at 08:00 am

Business, Trade & Economic Development

AZ
AZ

Arizona 2026 Regular Session

01/28/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

MA
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Community Development and Small Businesses Jun 21st, 2026 at 10:00 am

Joint Committee on Community Development and Small Businesses

Transcript Highlights:
  • And that's the orientation we have towards lending.
  • The SBA recently changed some of its rules, which will prevent us from lending capital that they give
  • We are no longer able to use those SBA dollars.
  • We are no longer able to use those SBA dollars to lend to those businesses.
  • My third ask would be to continue to invest in micro-lending programs.
Committee: Joint Joint Committee on Community Development and Small Businesses
Summary: The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization. State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake. Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.
US
US

US Federal 2025-2026 Regular Session

Hearings to examine the nomination of Kelly Loeffler, of Georgia, to be Administrator of the Small Business Administration. Jan 29th, 2025 at 02:30 pm

Small Business and Entrepreneurship Committee

Transcript Highlights:
  • First off, 99.4% of SBA students are SBA students.
  • If federal funding to SBA is curtailed, then it means SBA cannot make loans to individuals and to small
  • How do you see implementing that at SBA, and will you get SBA refocused on actually helping small businesses
  • But moreover, I think the best way we can serve small businesses is by making SBA lending available to
  • To SBA expanding access to resources and loans to non-profits.
Committee: Senate Small Business and Entrepreneurship Committee
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 23rd, 2026

Banking and Finance

Transcript Highlights:
  • Protection framework, and without additional resources or alignment, the department's commercial lending
  • I would posit that the ninth wonder might be fractional reserve lending.
  • The Legislature may want to ensure that the lending programs already authorized by this Legislature here
  • The Legislature may want to ensure that the lending programs already authorized by this Legislature are
  • The question is how we, in a smart way, in a way that interacts with other types of lending and private
Committee: House Banking and Finance
OK
OK

Oklahoma 2026 Regular Session

Business REVISED: SB1873 - Link added Mar 31st, 2026 at 10:30 am

Business

IA
IA

Iowa 2025-2026 Regular Session

Commerce Feb 20th, 2025 at 10:00 am

Commerce

HI
HI

Hawaii 2026 Regular Session

ECD Info Briefing - Mon Jul 13, 2026 @ 1:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • So, recently signed was Act 183, which establishes the Hawaii micro-lending credit enhancement program
  • It is a brand-new loan program for us, which establishes a micro-lending, excuse me, to grow the micro-lending
  • We do have had, for 13 or 14 years, I believe it is, SBA grants, and I'd like to introduce to you our
  • </c> um organizations uh like the SBA. um organizations uh like the SBA.
  • Uh, SBA, the business development center. Uh, we also work, you know, with Dennis's group as well.
US
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, June 4, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • They need SBA. They deserve SBA, as do the millions of small businesses like them.
  • They need SBA. They deserve SBA, as do the millions of small businesses like them.
  • They need SBA. They deserve SBA, as do the millions of small businesses like them.
  • They need SBA. fires, they fed victims. They need SBA.
  • </c> would take SBA out of our communities. would take SBA out of our communities.
Bills: HR469 , HB2483 , HR458
Keywords: official photography, House of Representatives, session, government transparency, public engagement, opioid crisis, substance use disorder, mental health, treatment programs, recovery services, federal funding, public health, grants
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee May 5th, 2025

Banking and Finance

Transcript Highlights:
  • I'm the executive director of the Responsible Business Lending Coalition.
  • Barr spoke, and here's what he said: "The problems that we're starting to see in the small business lending
  • these higher cost, less transparent credit products had already grown to be six times the volume of of SBA
  • lending for amounts below $250,000 or less.
Committee: House Banking and Finance
WA
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 6th, 2026

Washington House Floor Meeting

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5831 , SB6137 , SB6244 , SB6044 , SB6132 , SB5109 , SB5877 , SB6258
Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives
Summary: The House took up and passed Second Substitute Senate Bill 5292, which modifies the paid family and medical leave program. Supporters said the bill uses an actuarial model to set rates and maintains a four-month reserve to improve program stability. It passed final passage 95-1. The House then considered Substitute Senate Bill 5841, dealing with completion of course and financial aid-related requirements. An amendment was adopted to add a financial aid calculator and require outreach to students who indicate they have completed a financial aid form, with supporters saying it would help students understand aid eligibility and access college opportunities. The bill then passed as amended, 92-4. The most extensive debate was on Engrossed Second Substitute Senate Bill 5981, concerning the 340B drug pricing program and contract pharmacy relationships. Members offered many amendments seeking to limit the bill’s scope, add transparency, or direct 340B savings toward patient care, low-income patients, rural areas, or charity care; most were rejected. Supporters argued the bill would help safety-net providers, hospitals, and FQHCs, while opponents warned it would mainly benefit large hospital systems, create administrative burdens, and likely face litigation. After the House adopted the committee amendment and rejected the floor amendments, the bill passed 67-30. The transcript then moved on to other business, including Senate messages and the start of debate on House Bill 2487 on taxes, with one technical amendment to clarify taxpayer definitions.
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee May 5th, 2025

Transcript Highlights:
  • I'm the executive director of the Responsible Business Lending Coalition.
  • And here's what he said: 'The problems that we're starting to see in the small business lending market
  • these higher cost, less transparent credit products had already grown to be six times the volume of SBA
  • lending for amounts below $250,000.
Summary: The Assembly Banking and Finance Committee met as a subcommittee at first because a quorum was not yet present, then proceeded with bill presentations and later formal votes once enough members arrived. The chair reviewed committee procedures, including how to submit written testimony and rules for witnesses and conduct. The agenda included AB 771, AB 1507 on the consent calendar, and AB 1166. AB 771 by Assemblymember Massetto was presented as a technical fix to California’s Uniform Commercial Code. Supporters said it would allow a mortgage or deed of trust to serve as a fixture filing without requiring an exact match to the debtor’s ID, reducing duplicate filings, fees, and administrative burdens. There was no formal opposition, and the committee voted due pass. AB 1507 was then adopted on the consent calendar with a due pass recommendation. AB 1166 by Chair Valencia addressed debt settlement protections for small business commercial financing recipients by extending existing California debt settlement standards from consumer loans to business loans. Supporters, including the Responsible Business Lending Coalition and several financing providers, said the bill would curb harmful practices and align incentives, while still allowing debt settlement services. Members asked about the private right of action and statutory damages, and the bill was approved due pass. The committee later reopened the rolls for absent members, recorded additional aye votes, and adjourned after completing the agenda.
FL
FL

Florida 2025 Regular Session

October 15, 2025 - 11:30 AM

Transcript Highlights:
  • Administration and Oversight of the SBA is provided by the trustees.
  • The governor, the attorney general, the chief financial officer, SBA, says Second Director Christmas
  • The proceeds from that bond issuance is invested by the SBA, SBA until the funds are needed.
  • Proceeds are held in invest about the SBA into their needed to pay losses.
  • And I say that the SBA invested in case we were done, need it to reimburse in church, ensures that that
HI
HI

Hawaii 2026 Regular Session

EDT DEFER, EDT-HOU, EDT, EDT Public Hearings 02-10-2026

Economic Development and Tourism

Transcript Highlights:
  • . >> We have in the past given out SBA grants to businesses for marketing purposes, because the SBA rules
  • </c><00:13:16.080><c> grants</c> &gt;&gt; We have in the past given out SBA grants &gt;&gt; We have in
  • the past given out SBA grants Okay.
  • </c> uh for marketing purposes cuz the SBA uh for marketing purposes cuz the SBA rules<00:13:23.600><
  • </c><00:15:30.080><c> The</c><00:15:30.200><c> state</c> lend. So, it's leveraged. The state lend.
Committee: Senate Economic Development and Tourism
Summary: The committee first took up SB 2045 relating to combat sports and recommended passage with SD1. Members adopted requested changes from DCCA and the boxing commission, including clarifying that the onsite medical professional must be a licensed physician, specifying when a deputy combat sports commissioner must file a written report, removing the combat sports registry language and ambulance requirement, clarifying promoter payment requirements, and requiring advance coordination with the nearest emergency room or hospital. The bill also makes technical amendments and sets an effective date of July 1, 2050. The measure passed unanimously among members present, with Senators Fukunaga and Kim excused. The joint hearing then considered SB 2187 relating to the Department of Business, Economic Development and Tourism. Testimony was brief and largely in support, and the committees agreed to pass the bill with SD1, making technical non-substantive amendments and changing the effective date to July 1, 2050. The committees voted to adopt the recommendation, with members present voting aye and some senators excused. A longer portion of the hearing focused on several economic development measures, including SB 2072 on tourism, SB 3049 on a trade-oriented production capacity grant program, and SB 3166 and SB 3167 involving technology development and the blue economy. SB 2072 drew questions about cost, benefit, and the practicality of promoting Michelin-star restaurants in Hawaii. SB 3049 received broad support from DBEDT, HTDC, chambers, and industry groups, but members questioned whether a new grant program was needed, why DBEDT could not do it without legislation, and whether the state should instead use existing entities like HTDC; the discussion also covered matching funds, likely beneficiaries, and administrative capacity. SB 3166 and SB 3167 were supported by technology and ocean-sector witnesses who said the state needs coordinated planning, specialized expertise, and support for advanced manufacturing and ocean innovation, but members raised concerns about relying on third-party consultants, duplication of existing public capacity, ethics, cost, and whether the work should instead be done by state staff or existing institutions. No final votes on the later bills were captured in the transcript excerpt.
AL
AL

Alabama 2026 Regular Session

Alabama House County and Municipal Government Committee Feb 4th, 2026

County and Municipal Government

Transcript Highlights:
  • </c> participate in the CPACE lending participate in the CPACE lending program.<00:03:52.080><c> This
  • </c> finish line with specific lending finish line with specific lending targeted<00:04:24.320><c> at
  • We're a preferred lender with the SBA.
  • We're a preferred lender with the SBA.
  • We're a preferred lender with the SBA.
Committee: House County and Municipal Government
TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Texans are also paying more too, and so we really look at consumer lending with a very strict lens.
  • These products are, in our opinion, better products than payday lending and auto title lending.
  • But if we're using payday and auto title lending as the floor, then it's the lowest floor, maybe even
  • Is, of course, banks take deposits to borrow money to lend this money out, which makes it a different
  • It is a very specialized form of lending.
Bills: HB886 , HB1514 , HB2434 , HB2688 , HB2802 , HB3161 , HB3221 , HB4029 , HB4339 , HB4591 , HB4774 , HB4802 , HB4853 , HB5627 , SB1737
Committee: House Pensions, Investments & Financial Services
Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement