Transcript Highlights:

• :03:30.959> better<00:03:31.200> by Minnesota can do even better by Minnesota can do even
• <00:08:44.800> dairy incentive actually to Minnesota dairy incentive actually to Minnesota
• as opposed to just running their deposit insurance through the National Credit Union Association. >>
• insurance. >> So, this change would allow state-chartered credit unions in the state of Minnesota to
• This meeting is adjourned. insured for depository insurance. So, insured for depository insurance.

Bills: HF3298, SF3832, HF3528, HF3516, HF3972, HF4118

Keywords: underground storage tanks, petroleum, reimbursement program, environmental regulation, pollution control, dairy assistance, investment relief, agriculture support, food production, economic relief, barbering, licensing, examinations, barber schools, public safety, certifications, Barber Examiners Board, dentistry, licensure, registration

Transcript Highlights:

• Do you know if our two associations in our two in-state associations are they in support of or non-support
• any cost incurred by the districts due to association activities.
• There's multiple options of different insurance carriers.
• And they had actually dropped my parents' health insurance when I was like 10 years old.
• I'm curious why we only go after teacher associations instead of running a bill on any other association

Bills: SB2063, SB1877, SB1884, SB2174, SB1525, SB1771, SB1805, SB1916, SB1365, SB1810

Keywords: unclaimed property, abandoned property, state treasurer, unclaimed property fund, public website, claimant, hearing, administrative procedures act, sales tax exemption, income tax subtraction, youth entrepreneurs, teen business, minor-owned business, sole proprietorship, business license exemption, entrepreneurship, youth vendor, Oklahoma Tax Commission, Title 60, Title 68

Bills: SB 1468, SB 1612, SB 1789, SB 2530, SB 2571, SB 2717, SB 2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Bills: SB 1468, SB 1612, SB 1789, SB 2530, SB 2571, SB 2717, SB 2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• of the Minnesota Association of School Administrators.
• I'm here at the request of the Minnesota Association of School Administrators and the Minnesota Vocation
• at the request of the Minnesota at the request of the Minnesota Association<00:31:54.240> of<
• Vocation Association today the Minnesota Vocation Association today to<00:31:58.320> express<
• I'm here today on behalf of the Minnesota Association of School Administrators and the Association of

Bills: HF1048, HF1049, HF745, HF2210

Keywords: charter schools, education funding, revenue calculation, general education revenue, special education, school library aid, education finance, school districts, funding eligibility, compensatory revenue, task force, free meals, school funding, education equity, HF2210, school unemployment aid, Minnesota Department of Education, general fund appropriation, unemployment insurance, unemployment claims

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• This is for the middle people and healthcare insurance.
• But in my car insurance, I would actually have another option.
• I don't work for an insurance carrier.
• Insurance carriers are trying to catch up with these rising costs.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• of Minnesota to get an insurance company license to be able to sell insurance products in the state
• of Minnesota to get an insurance company license to be able to sell insurance products in the state
• of Minnesota to get an insurance company license to be able to sell insurance products in the state
• of Minnesota to get an insurance company license to be able to sell insurance products in the state
• we're insurance Federation of Minnesota we're insurance Federation of Minnesota we're the<01:

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• Basically, it is to help our insurance carriers, the workers' compensation insurance carriers based in
• Out-of-state insurance carriers will not be charged a retaliatory tax when issuing a policy in the state
• It's associated with Dow, who we'll hear from, I guess, in the next panel.
• Are there problems associated with that one at the current time?
• My name is Jennifer Fagan, and I'm with the Texas Construction Association.

Bills: SB1468, SB1612, SB1789, SB2530, SB2571, SB2717, SB2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• Our members are 400 property and casualty insurance companies who write auto, home, and commercial insurance
• , again, would be a cost borne by the insurance industry.
• For the record, Ryan Brannon with the Coastal Windstorm Insurance Coalition.
• Is it across the state by all insurers?
• That's right, all insurers except for mutuals, and that money is collected and paid by the insurers to

Bills: SB1468, SB1612, SB1789, SB2530, SB2571, SB2717, SB2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year

Transcript Highlights:

• and one when he was younger in Minnesota and one when he was younger in Wisconsin.
• I apologize, I don't have the letter from the multi-housing association in there.
• I apologize, I don't have the letter from the multi-housing association in there.
• <00:40:35.680> that is the only program in Minnesota that is the only program in Minnesota
• Um and think this is a a good Minnesota.

Bills: SF1959, HF2444, SF2298, HF2445, SF2216, HF2443, HF2130, HF1943, HF2436, HF2442

Keywords: veterans, military affairs, Department of Veterans Affairs, Department of Military Affairs, omnibus veterans bill, appropriations, National Guard, state active service, armory, State Armory Building Commission, veterans homes, veterans cemeteries, county veterans service office, Minnesota GI Bill, Gold Star families, Blue Star families, Secret War in Laos, Hmong veterans, Laos veterans, special guerrilla units

Bills: SF1959, HF2444, SF2298, HF2445, SF2216, HF2443, HF2130, HF1943, HF2436, HF2442

Keywords: veterans, military affairs, Department of Veterans Affairs, Department of Military Affairs, omnibus veterans bill, appropriations, National Guard, state active service, armory, State Armory Building Commission, veterans homes, veterans cemeteries, county veterans service office, Minnesota GI Bill, Gold Star families, Blue Star families, Secret War in Laos, Hmong veterans, Laos veterans, special guerrilla units

Transcript Highlights:

• By way back on insurance, our... Mr.
• Meeting law applies to you if you're in an association and the Association Act.
• Second, the board privately decided to invoke association insurance for certain expenses.
• insured.
• spent by that association.

Bills: HB2128, HB2255, HB2397, HB2429, HB2591, HB2680, HB2834, HB2868, HB2911, HB2951, HB2979, HB2991, HB2996, HB2999, HB4001, HB4011, HB4017, HB4020, HB4026, HB4086, HB4088, HB2244, HB2342

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Summary: The committee heard and acted on several bills, mostly receiving due pass recommendations. HB 4020 would raise the maximum annual assessment on insurers that funds the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350. The sponsor and an industry witness said the increase would support fraud investigations, and the bill passed 9-1 after a roll call vote; the transcript later included a correction stating HB 4020 passed 10-0 with one absent. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years/four semesters to four academic years/eight semesters. Maricopa Community Colleges supported the bill, saying it would let community college teacher candidates complete bachelor’s degrees with the same funding available to university students. It passed unanimously. HB 2591, as amended, revised the definition and administration of registered apprenticeships to align with U.S. Department of Labor standards and add requirements such as written agreements, structured training, wage progression, and safety supervision; it also passed unanimously. HB 2680, as amended, narrowed and revised workers’ compensation fraud-related provisions, including insurance disclosure requirements and proof of coverage. Supporters from labor and construction groups said it would help combat premium fraud and protect honest contractors, while the sponsor said the amendment narrowed the bill to address concerns. It passed 10-1. HB 2979 modernized credit union law regarding bylaws, name changes, principal office changes, and certain powers; credit union representatives supported it as a regulatory update, and it passed 11-0. HB 2868 required manufactured-home/mobile-home installation license applicants and renewals to show insurance and fingerprint clearance, and to allow the Department of Housing to set experience, exam, and enforcement rules; it passed 8-1 with two present. The committee also approved a strike-everything amendment to HB 2429 on short-term rentals, allowing local governments to regulate overnight occupancy, extending the violation window for suspending a license from 12 to 24 months, and allowing suspension after certain building code violations. The sponsor and city/county representatives described it as a compromise that restores some local control, while short-term rental advocates and neighborhood groups said it was a step forward but still too limited; the bill passed 8-2 with one present. HB 4011, without the proposed amendment, codified HOA duties to act reasonably and fairly in enforcing rules, and after testimony from attorneys, homeowners, and HOA advocates describing abusive enforcement and the need for clearer standards, it passed 11-0. HB 2397, as amended, required more complete HOA disclosure information to buyers and escrow agents, with supporters saying it would prevent surprise assessments and defects and critics warning some language was still broad; it passed 11-0. Finally, HB 4026 would change a public infrastructure reimbursement program for advanced manufacturing by replacing a $200 million total cap with a $75 million annual cap and adding website-posting requirements for agreements; Queen Creek and economic development witnesses said it was needed to support major manufacturing projects and related infrastructure, and the bill was being discussed when the transcript ended.

Transcript Highlights:

• So what if the insurance policies.
• I mean, for health insurance, way up.
• <00:37:39.440> Um, offer insurance. So, there's that. Um, offer insurance.
• That's literally Minnesota taxpayers.
• Courts in Minnesota payment withhold.

Bills: HF3797, HF3780, HF4068, HF3935

Keywords: long-term care, insurance policy, healthcare, partnership policy, Minnesota, human services, wage increase, support workers, shared services, community first services, medical assistance, sanctions, healthcare services, monetary recovery, government accountability, assisted living, training, unlicensed personnel, resident rights, safety regulations

Transcript Highlights:

• Home Care Association Services Minnesota Home Care Association Volunteers<00:42:23.119> of<00
• that declination letter to the Minnesota Comprehensive Health Insurance Association, and MCHA would
• <00:48:08.760> Insurance Comprehensive Health Insurance Comprehensive Health Insurance Association
• I’m the past president of the National Association of Benefit and Insurance Professionals in Minnesota
• Minnesota and insurance Professionals in Minnesota and I'm<01:10:16.719> an<01:10:16.880>

Bills: HF837, HF1903, HF499, HF794

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations

Transcript Highlights:

• I am the director of legislative and political affairs for the Minnesota Association of Professional
• political Affairs for the Minnesota political Affairs for the Minnesota Association<00:05:16.039
• He said Minnesota is state administered and state supervised, county administered, and that Minnesota
• I'm also the current president of the Mental Health Association of Minnesota.
• Health Association provider of Health Association provider of Minnesota<01:37:16.920> I<01:37:

Bills: HF1, HF98

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• of elk from other states into Minnesota. of elk from other states into Minnesota.
• Albraus Association.
• produced in Minnesota. produced in Minnesota.
• the Minnesota Department of Agriculture. the Minnesota Department of Agriculture.
• the Minnesota Department of Agriculture. the Minnesota Department of Agriculture.

Bills: HF2103, HF4508

Keywords: energy, renewable energy, ammonia, hydrogen, certificate tracking, funding, environment, elk, cervidae, cervid importation, chronic wasting disease, CWD, animal health, livestock, wildlife disease, Minnesota Department of Natural Resources, state veterinarian, zoo, Association of Zoos and Aquariums, AZA

Transcript Highlights:

• <00:14:26.000> Senator Mutual Insurance Authority. Senator Mutual Insurance Authority.
• <04:06:02.720> to does is it requires the insurers to does is it requires the insurers to
• The insurers prescription drugs.
• Insurance Authority. Senator McDaniel. Insurance Authority. Senator McDaniel.
• Kentucky Employers Mutual Insurance Kentucky Employers Mutual Insurance Authority,<05:24:52.878>

Bills: HB567, HB776, HB2, HB568, HB619

Keywords: open records, public access, transparency, government accountability, public agency, dental practice, licensing, administrative regulations, dental assistants, supervision, Medicaid, community engagement, healthcare, managed care, eligibility, public assistance, insurance, public adjuster, claim process, contract requirements

Transcript Highlights:

• and the Minnesota chapter of the Community Associations Institute, which is the trade association for
• <00:09:46.399> in insurance in insurance in Minnesota<00:09:48.320> many<00:09:48.600><
• I'm the president of the Minnesota Beverage Association.
• domiciled insurance companies Minnesota domiciled insurance companies doing<01:41:50.840> business
• in Minnesota on our compulsory Insurance in Minnesota on our compulsory Insurance since since since

Bills: HF2228, HF46, HF856, HF2149, HF2215

Keywords: homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department

Transcript Highlights:

• Our first testifier will be Steve Ble, director of government relations from the Minnesota Grocers Association
• Our first testifier will be Steve Ble, director of government relations from the Minnesota Grocers Association
• I am director of government relations for the Minnesota Grocers Association.
• <00:21:24.799> groceries Minnesota groceries Minnesota groceries Association<00:21:27.080>
• Steve Bartle with the Minnesota Grocers Association.

Bills: HF1439, HF1004, HF498, HF1326

Keywords: HF1439, Minnesota Grocers Association Foundation, Carts to Careers, workforce development fund, DEED, Department of Employment and Economic Development, grocery industry, food industry, food retail, retail workforce, job training, career pathways, scholarships, certifications, workforce pipeline, one-time appropriation, industry training, labor shortage, youth employment, apprenticeship

Transcript Highlights:

• <00:16:12.839> who efforts was the state of Minnesota who efforts was the state of Minnesota
• with veterans in Minnesota, please learn about it.
• Minnesota please learn about it it is Minnesota please learn about it it is it's<00:53:38.160> actually
• this from veterans all across Minnesota this from veterans all across Minnesota they're<01:29:29.920
• are only three counties in Minnesota are only three counties in Minnesota where<01:30:59.800>

Bills: HF169, HF195, HF194, HF1756, HF2133

Keywords: HF169, Minnesota insurance, health plan, summary of benefits and coverage, SBC, patient assistance program, deductible, health insurer, consumer disclosure, out-of-pocket costs, medical assistance funds, copay assistance, health coverage transparency, chapter 62Q, enrollee, HF195, Fairmont, street reconstruction, bonding bill, capital investment