Video & Transcript Research : 'Division of Consumer Protection'

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TX

Texas 89th Regular

Public Education Mar 6th, 2025

Public Education

Transcript Highlights:
  • On behalf of the Texas Council of Administrators of Special Education, testifying on the bill.
  • of teachers of foundation. and subjects.
  • About three quarters of that big jump of money, that $1,600 plus of money, about three quarters of that
  • Lots of writing, lots of processing, lots of collaborating, talking.
  • But because of what you heard in terms of the uncertainty of getting all of the all the way through to
Bills: HB2, HB2
TX

Texas 89th Regular

Public Education Mar 6th, 2025

Public Education

Transcript Highlights:
  • Its basic allotment of $220 falls way short of what we are capable of doing.
  • I am president of the Board of Trustees. of the Texas Business Leadership Council.
  • Is there a are we getting copies of all of the written?
  • All of us. But I am a prodigy of public education.
  • of Texas.
Bills: HB2, HB2
TX

Texas 89th Regular

Public Education Mar 4th, 2025

Public Education

Transcript Highlights:
  • of Health.
  • Oh, and then all of a sudden that kind of shifted.
  • You talk about the cost of instruments, the cost of that.
  • of the arts, because there would be funding that would protect, in our school districts, that avenue
  • I'm also the president of the Texas Council of Administrators of Special Education, otherwise known as
Bills: HB2, HB2
TX

Texas 89th Regular

Public Education Mar 4th, 2025

Public Education

Transcript Highlights:
  • We filed in the history of the state of Texas.
  • Oftentimes, the resources aren't distributed kind of in a way they need to, and so be able to protect
  • sort of.
  • I show you registered as Heath Morrison, CEO of Teachers of Tomorrow. test on behalf of teachers of tomorrow
  • So you kind of remind me of her. me of her, but you also remind me of a good friend of mine who was a
Bills: HB2, HB2
FL

Florida 2026 Regular Session

Banking and Insurance Jan 13th, 2026

Banking and Insurance

Transcript Highlights:
  • Additionally, the use of insurance agents and brokers by health care sharing ministries causes consumer
  • to any department of insurance or any other regulatory agency in any state or any consumer advocacy
  • that consumers might have is antithetical to what this committee should be doing, which is to protect
  • firm that's been in business since 1984, serving policyholders and protecting consumers.
  • figure out, hey, how can we get that kind of information in the hands of consumers?
Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Natural Resources & Energy (7-2-26) - Reupload

Natural Resources & Energy

Transcript Highlights:
  • Roger McCann, I'm the director of the Division of Family Support for DCBS. >> And I'm Rick Becker, the
  • So, if we find somebody who is in need of an energy payment and they're involved with child protective
  • of protecting all the um, with the idea of protecting all the rate<00:55:37.560> payers.
  • <01:02:15.920> of<01:02:16.120> a between the various divisions of a between the various
  • Kentucky Division of Water, the Kentucky Kentucky Division of Water, the Kentucky Rural<01:07:01.880
Bills: SB8
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • First up is DCCA Division of Consumer Advocacy with comments.
  • , and DCCA's Division of Consumer HIEMA, and DCCA's Division of Consumer Advocacy<00:14:56.880> or
  • First up is DCCA's Office of Consumer Protection and support.
  • of uh Consumer Protection, Department of uh Consumer Protection, Consumer<00:50:38.720> Affairs.
  • First up, DCCA Office of Consumer Protection in opposition.
Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
NM

New Mexico 2026 Regular Session

Senate - Conservation Feb 12th, 2026 at 09:03 am

Senate Conservation

Transcript Highlights:
  • Restricting direct sales to protect legacy business models is protectionism at the expense of consumer
  • Local dealerships create competition that protects consumers.
  • Local dealerships create competition that protects consumers.
  • For the sake of local jobs, fair competition, and consumer protection, I respectfully urge you to oppose
  • a lot of consumers have been restricted because of range anxiety and concerns about how much a battery
Bills: SB22, SB310
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Natural Resources & Energy.(7-2-26)

Natural Resources & Energy

Transcript Highlights:
  • So if we find somebody who is in need of an energy payment and they're involved with child protective
  • So if we find somebody who is in need of an energy payment and they're involved with child protective
  • Um, but there's been an increase of over 100% in the consumer.
  • <00:56:01.920> of<00:56:02.080> a um between the various divisions of a um between
  • <01:06:30.800> of<01:06:30.920> Safe<01:06:31.200> Water, the Division of Safe
Bills: SB8
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works May 18th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • Well, I support it and am acutely aware of the— Yes, well, I support it and am acutely aware of some
  • Chairman, Senator Foil, let me ask you, because I had a lot of calls on the original part of the bill
  • He was blocked out of it.
  • Public Safety and Corrections, Office of Representative Adams, urges and requests the Department of
  • roundabouts, and a lot of people, and none of them know how to use the roundabout.
Bills: HCR96, SB431
Summary: The House Transportation Committee met on May 18, 2026, with a quorum present and took up Senate Bill 431 by Senator Foil. The bill, as amended in the House, would apply only to non-consensual private-property tows and require towing companies to have someone available on weekends to release vehicles within 90 minutes of a call if they want to charge storage fees for Saturday and Sunday. Senator Foil said the measure was intended to help vehicle owners retrieve cars and belongings sooner, while not forcing companies to stay open; Lieutenant John Nelson of Louisiana State Police explained that payment would still occur at the yard and that the bill did not change the fee structure. Amy Seals of Riverside Towing opposed the bill, citing safety concerns, burdens on office staff, and fairness issues because it would not cover police-initiated tows; she suggested limiting weekend release hours to daytime. Despite her concerns, the committee moved SB 431 favorably without objection. The committee then considered House Concurrent Resolution 96 by Representative Adams, which urges the Department of Public Safety and Corrections, Office of Motor Vehicles, to provide educational materials on proper roundabout use. Adams said the resolution was meant to help drivers in smaller parishes and elsewhere who struggle with roundabouts. Several members supported the idea, noting confusion about roundabout navigation in their areas, and one member asked whether driver education already covers the topic. The resolution was moved favorably without objection. Before adjourning, the chair recognized a new DOTD staff member and a visitor from the Florida Women’s Republican group. Representative Spells then moved to adjourn, and the committee adjourned without objection.
TX
Transcript Highlights:
  • of Emergency Management, Department of State.
  • times of war.
  • About 20% of the state of Texas is in a floodplain, including most of the coast.
  • It says that basically the local government or the division of the state agency must ensure the spontaneous
  • Monday in memory of Dr. Maxine Thornton Reese of Dallas.
Bills: HB1, HB 2, HB 3, HB 5, HB20, HB 22
Summary: The committee meeting primarily focused on the discussion and passage of several key bills, including SB5, which pertains to supplemental appropriations for disaster relief. This bill was passed unanimously, highlighting the committee's commitment to addressing disaster preparedness. HB20, aimed at reducing fraudulent charitable solicitations during disasters, also saw significant debate, with positive sentiments expressed by its sponsor, Mr. Darby. Additionally, HB22, which expands the authority of the comptroller to fund emergency communication systems, was passed with overwhelming support, indicating a consensus on improving emergency response capabilities within the state. The session concluded with discussions about future legislative measures aimed at strengthening infrastructure against disasters.
TX
Transcript Highlights:
  • of...
  • About 20% of the state of Texas is in a floodplain, including most of the coast.
  • Have you heard as well the kind of the differences of thoughts of the dangers from those two types of
  • Okay, it says that basically the local government or the division of the state agency must ensure the
  • They make it more transparent, protect the privacy of participating organizations, and add accountability
Bills: HB1, HB2, HB3, HB5, HB20, HB22
Summary: The House convened in special session with a gubernatorial proclamation adding subjects related to penalties for legislators who absent themselves, ivermectin access, and groundwater study authority. The chamber also handled routine motions, committee scheduling, and first-reading referrals before moving to the main floor calendar focused largely on disaster response and public safety legislation. The central theme throughout the day was the July 4 flooding and related tragedies, with repeated references to families of victims and the need for stronger preparedness and prevention measures. House Bill 1, on youth camp emergency plans and preparedness, was the most emotional and heavily amended measure. Members adopted changes requiring annual emergency plans for resident youth camps, staff training, parent notification, evacuation maps, floodplain-related disclosures, restrictions on sleeping quarters in flood-prone areas, and funding for enforcement. One proposed amendment to require air conditioning or heat in sleeping quarters failed, while another amendment on floodplain restrictions passed after debate over floodplain versus floodway language. HB 1 ultimately passed the House 136-1 on second reading and later 135-1 on final passage. Senate Bill 2 / House Bill 2 on disaster preparedness, response, and recovery also advanced after extensive discussion. The bill creates training for justices of the peace in mass-fatality events, establishes an emergency manager licensing system, sets local succession procedures, creates a statewide volunteer management system, authorizes drone interdiction in disaster zones, expands disaster loan eligibility, and adds review and planning provisions for certain infrastructure and weather-related issues. Members debated the scope of the training, drone impacts on press coverage, volunteer registration, and infrastructure-related amendments; some proposals were adopted and others tabled or withdrawn. SB 2 passed the House 130-4 on third reading and later 132-4 on final passage. The House also passed House Bill 3 creating the Texas Interoperability Council and a grant program for emergency communications equipment, House Bill 20 addressing disaster-related scams and fraudulent charitable solicitations, House Bill 22 expanding allowable uses of the broadband infrastructure fund for emergency communications, and Senate Bill 5 providing supplemental appropriations for disaster relief, including funds for local warning systems and weather monitoring. Each of these bills passed overwhelmingly, with only one or a few dissenting votes, and members repeatedly emphasized the need to improve coordination, communications, funding, and fraud prevention in the wake of recent disasters.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/27/25

Commerce Finance and Policy

Transcript Highlights:
  • > an<00:10:42.440> auto kind of consumer-based loan like an auto kind of consumer-based
  • And that's not uncommon for the protection of consumers.
  • And that's not uncommon for the protection of consumers.
  • And that's not uncommon for the protection of consumers.
  • <00:20:09.760> us people outside of kind of those of us people outside of kind of those of
AL

Alabama 2025 Regular Session

Alabama House Commerce and Small Business Committee Mar 6th, 2025

Commerce and Small Business

Transcript Highlights:
  • This is one of those simple deals.
  • I think... of course the homeowners, and I think all that just makes sense.
  • Um, there are team... amount of time.
  • If I were to go and try to get the city of Mobile to...
  • All in favor of the amendment say "aye." Aye. The amendment passes.
Bills: HB95, HB382
MN

Minnesota 2025-2026 Regular Session

House Ways and Means Committee 3/23/26

Ways and Means

Transcript Highlights:
  • One of the highest-risk pieces of the underground tank fueling system still used in parts of Minnesota
  • risk pieces of the One of the highest risk pieces of the underground<00:03:36.319> tank<00:03:
  • this type of piping.
  • impact of this bill. impact of this bill.
  • just your portion of the future. just your portion of the future.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-10

Commerce Finance and Policy

Transcript Highlights:
  • The first order of business is the approval of the minutes.
  • of Minnesotans.
  • consumer item.
  • Medical debt is one of the leading ...causes of personal bankruptcy in the U.S., and more than half of
  • All of you.
Bills: HF1646, HF2443
TX

Texas 89th Regular

Education K-16 (Part I) May 22nd, 2025

Education K-16

Transcript Highlights:
  • In my past work with the Department of Family and Protective Services, I heard from former foster youth
  • That's kind of an example of one, but we need to look at all of them and some of them that we may not
  • That's kind of an example of one, but we need to look at all of them and some of them that we may not
  • to be comprised of and reflective of all geographic areas of Texas.
  • Of course. Of course.
Bills: HB4, HB20
Summary: The Senate Committee on Education K-16 heard a series of higher education and K-12 bills, initially without a quorum and with several measures left pending subject to the call of the chair. Early bills included HB 1868, which would direct a study on lowering the dual-credit funding threshold for public junior colleges from 15 to 9 semester credit hours; HB 2598, which would replace statutory references to “licensed specialist in school psychology” with “school psychologist”; HB 3629, which would bar registered sex offenders from serving on independent school district boards of trustees; and HB 4361, which would require the Higher Education Coordinating Board to adopt rules for timely emergency notifications at public institutions of higher education. Each received brief sponsor explanations, no opposition testimony, and was left pending. The committee also heard HB 4848, requiring public higher education systems to ensure at least one institution offers affordable competency-based bachelor’s degree programs in high-demand fields, and HB 1211, which would remove the age 25 deadline for former foster youth to use public college tuition waivers. HB 1211 drew extensive supportive testimony from Texas CASA, a former foster youth who benefited from the waiver, and a current student headed to medical school, all arguing the change would better match the realities faced by youth aging out of care. Members discussed the bill’s fiscal uncertainty and the argument that the waiver is an investment in workforce participation; the bill was left pending. Later, the committee heard HB 20, creating an Applied Sciences Pathway Program to let high school students earn certificates in targeted industries such as welding, plumbing, electrical work, manufacturing, and oil and gas while in school. Industry and workforce groups strongly supported the bill as a way to address labor shortages, while Texas 2036 raised concerns about allowing applied versions of core academic courses to substitute for traditional instruction. HB 4687, which would extend governmental immunity protections to certain campus/district charter schools and adult charter high schools, also received support from a charter-school attorney who said it would align statutes with existing case law and not expand charter rights. HB 4236, as substituted, would create a study group to examine the property value study’s effect on school finance and alternative valuation methods; it was adopted as a committee substitute and left pending. The committee also heard HB 824 on civics instruction in high school government courses and HB 2243, which would create a commission on teacher job satisfaction and retention; the latter prompted debate over removing “ethnic diversity” language from the commission’s makeup. After adopting the substitute for HB 2243 by roll call, the committee recessed subject to the call of the chair.
TX

Texas 89th Regular

Education K-16 (Part II) May 22nd, 2025

Education K-16

Transcript Highlights:
  • As of July of 2024, roughly 6,654 of those misconduct allegations were still left unresolved.
  • This bill addresses a crisis we can no longer ignore: the systemic failure of institutions to protect
  • A lot of districts take other types of tests.
  • the year, middle of the year, end of the year.
  • And one of those is really that end-of-year assessment.
Bills: HB4, HB20
Summary: The committee first took up House Bill 2853, which would allow the UT System Board of Regents to adjust the University of Texas at El Paso student union fee above the current statutory cap, subject to student approval, to help fund a new student union building. Senator Blanco explained the bill and the committee substitute, there were no questions or witnesses, public testimony was closed, and the committee adopted the substitute and left the bill pending subject to the call of the chair. The committee then heard House Bill 610, which would limit severance payments for terminated independent school district superintendents to six months’ salary and benefits. Senator Paxton described large severance payouts and said the bill had passed the House overwhelmingly. There were no witnesses, public testimony was closed, and the bill was left pending. A lengthy hearing followed on House Bill 4623, which would waive school district immunity in certain cases involving negligent hiring, supervision, or employment of professional school employees who commit abuse or related misconduct against students. Senator Paxton and several witnesses, including survivors and parents, argued the bill was needed to address cover-ups, delayed reporting, and repeated failures to remove dangerous employees; some members raised concerns about liability caps, litigation, and how the bill would interact with the Tort Claims Act. The committee also heard from TEA staff and employee-group witnesses who discussed possible injunctions and stronger no-hire protections. Public testimony was then closed and the bill was left pending. Finally, the committee heard House Bill 4, an accountability and assessment bill that would restore A-F ratings, change the state testing system, and replace STAAR with shorter, more instructionally useful assessments. Senator Bettencourt explained the committee substitute, including annual ratings, limits on taxpayer-funded lawsuits, and a phased-in testing redesign with beginning, middle, and end-of-year assessments. Testimony was generally supportive from education and business groups, though some witnesses favored norm-referenced testing while others emphasized criterion-referenced, TEKS-aligned assessments; one witness noted social studies assessments were restored in the bill. The hearing concluded with additional invited testimony and no final vote reported in the transcript.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2026-04-07

Commerce Finance and Policy

Transcript Highlights:
  • <00:05:10.800> personal<00:05:11.400> consumer broad collection of personal consumer
  • of the consumer, but do we have the means to protect our consumers on the great web or wherever the
  • of the consumer, but do we have the means to protect our consumers on the great web or wherever the
  • <00:23:02.080> of<00:23:02.160> the<00:23:02.200> consumer, it's it's protection
  • of the consumer, it's it's protection of the consumer, but<00:23:03.600> do<00:23:03.679>
Bills: HF4456, HF4544, HF3698
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/10/25

Commerce Finance and Policy

Transcript Highlights:
  • The first order of business is the approval of the minutes.
  • It's not like buying a flat-screen television or any sort of consumer item.
  • It's not like buying a flat-screen television or any sort of consumer item.
  • director of the Office of Cannabis director of the Office of Cannabis Management.
  • <01:02:55.520> of people off of booze, off of off of people off of booze, off of off of drugs
Bills: HF1646, HF2443