Video & Transcript Research : '7A loan program'

Page 3 of 500
TX
Transcript Highlights:
  • HB 149 creates the AI sandbox program, allowing companies to deploy and test AI systems in a controlled
  • pay the advertised cash sale price offered at the time of the sale with their own money or with a loan
  • A retail seller of motor vehicles would be required to accept unlimited amounts of cash and any loan
  • At the time, I worked for a company that sold a hybrid loan with a lower payment option through credit
  • Our bank can loan it to you, and we can get you a real good interest rate." "Really?"
TX
Transcript Highlights:
  • Now we have over 200 breeders in that program.
  • Commission and stuff have debated whether this is a loan or not a loan.
  • Well, they meet all the characteristics of a loan for the most part.
  • In fact, do you treat it as a loan or an equity position?
  • We understood that they did have an MCA loan in place.
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 2/23/26

Agriculture Finance and Policy

Transcript Highlights:
  • <00:09:14.240> um density program are the two programs um density program are the two programs
  • So this program is a program that I’m hoping to take advantage of as I myself shop for land. program
  • is a program that Um, so this program is a program that I'm<01:02:24.640> hoping<01:02:24.880
  • <01:18:58.400> time, program, this new program over time, program, this new program over time
  • the program. Thank you. the program. Thank you.
Bills: HF3508, HF3548, HF3549
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 9th, 2026 at 06:36 pm

House Appropriations & Finance

Transcript Highlights:
  • The Land of Enchantment Legacy Fund, as many of you know, is a really successful program that you all
  • passed in 2020. ...as many of you know, is a really successful program that you all passed in 2023 and
  • On a personal note, I grew up here in Santa Fe and was fortunate enough to attend some of the programs
  • This bill is an incentive program for the construction of new starter homes, and I have today with me
  • They only—it’s only sort of making an appropriation of a certain dollar amount to a certain program.
Bills: HB63, HB64, HB184, HB200, HB47, HB48, HB2, HB9
MN

Minnesota 2025-2026 Regular Session

Hied Committee Meeting - 2025-04-21

Higher Education Finance and Policy

Transcript Highlights:
  • Line 29 is the loan repayment assistance program for attorneys, also known as LRAP.
  • Line 63 is the Teacher Shortage Loan for Goodman’s Repayment Program, which sees a $400,000 savings due
  • Line 65 is the Ag Educators Loan Forgiveness Program, which has a $10,000 reduction in each biennium.
  • Beginning on page 35, the next three sections all affect the self-loan program.
  • We need to address loan forgiveness programs and the elimination of the loan counseling program as well
Bills: HF2312
MN

Minnesota 2025 1st Special Session

House Higher Education Finance and Policy Committee 4/21/25

Higher Education Finance and Policy

Transcript Highlights:
  • Line 29 is the loan repayment assistance program for attorneys, or known as LRAP.
  • Line 63 is the teacher shortage loan forgiveness repayment program.
  • Line 64 is the large animal veterinary loan forgiveness program.
  • Line 65 is the educator's loan forgiveness program, with a $10,000 reduction in each biennium.
  • elimination of the loan counseling program as well.
Bills: HF2312
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • Additionally, the bill establishes an engineering student loan assistance program to encourage qualified
  • Additionally, the bill establishes an engineering student loan assistance program to encourage qualified
  • Secondly, the bill establishes an engineering student loan assistance program to encourage qualified
  • So there’s nine different Florida Forever programs.
  • This bill adds cybersecurity event exemptions for loan originators.
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
HI

Hawaii 2026 Regular Session

AGR Public Hearing - Wed Feb 11, 2026 @ 9:30 AM HST

Agriculture & Food Systems

Transcript Highlights:
  • for the agricultural grant program. for the agricultural grant program.
  • relating to agricultural loans. relating to agricultural loans. authorizes<00:33:38.960> the<
  • portion of its agricultural loan portion of its agricultural loan portfolio<00:33:43.600> to<
  • Looking historically at programs like the territorial market program in the early 1900s, the employee
  • Looking historically at programs like the territorial market program in the early 1900s, the employee
KY
Transcript Highlights:
  • program up, we uh came up with a program program up, we uh came up with a program called<00:07:44.840
  • Road Program.
  • The Transportation Alternative Program is a federally funded program.
  • And it is a good program.
  • It It's a great program.<00:48:32.680> It<00:48:32.880> It program. It It program.
Summary: The committee met for the first interim meeting of the 2025 Budget Review Committee on Transportation and heard from Bobby Jo Lewis, commissioner of Rural and Municipal Aid at the Kentucky Transportation Cabinet. She reviewed the new County City Bridge Improvement Program, created in the 2024 regular session, reporting that phases one and two are complete, 45 bridges have been funded so far, and about $18.45 million has been authorized. She said roughly $6.549 million remains for phase three in the current fiscal year, with about $26.445 million in bridge applications still pending. For fiscal year 2026, the program will again have $25 million and will use four application phases. She also described a training resource, Local Bridges 101, and said a new executive advisor, Greg Meredith, has been brought in to help with the bridge program. Members asked how rollover applications would be handled, whether they would be re-evaluated with new applications, how the program would account for bridge longevity and load posting, and how isolated communities would be prioritized. Lewis said applicants not funded in FY25 would be contacted and could choose to roll their applications into FY26, and all applications would be evaluated together at the end of each phase. She said preservation projects are assessed for how much they extend a bridge’s life, and isolated community access bridges or closed bridges with no detour access receive priority. She also said the department aims for equitable distribution across regions and plans to produce a map showing where funds have been awarded. Lewis then turned to the County Priority Projects Program and the Local Assistance Road Program established in House Bill 546 and related resolutions. She said the application cycle opened June 1 and closes October 1, with 106 memoranda of agreement being prepared for awards in House Joint Resolution 46. She described updated application and reporting forms, a scoring matrix, and a County City Pavement Evaluation Manual used to rate projects based on preservation of assets, average daily traffic, recent improvements, safety, cost, and district priority. She said projects must be rehabilitation projects designed to restore the original condition of the road, cannot exceed $500,000, and must use local match percentages tied to the economic development grant program formula. She also reported on funding status for prior road projects, including completed, partially completed, pending, and underrun amounts that may be reauthorized. Committee members asked about photo documentation, online access to project materials, how to measure whether projects truly restore roads to original condition, and what happens when project costs exceed estimates. Lewis said the department is still working on how best to store and share the large volume of photos, and that projects are certified through district offices and local sign-off after completion. She said overages are the responsibility of the applicant because the state does not have additional money beyond the awarded amount. No formal votes were taken during the discussion.
US
Transcript Highlights:
  • by Senators Scott (member_3738) and Schiff (member_3508) to increase transparency in SBA's disaster loan
  • program on their website.
  • . of small business owners and homeowners who have utilized SBA programs.
  • We will move on to amendments to S.300, the Disaster Loan Accountability and Reform Act.
  • Program on SBA's website.
Bills: SB298, SB300, SB371
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • program for women infants and children. program for women infants and children.
  • Uh, why no loyalty program, or why do you want to get rid of the loyalty programs?
  • programs? programs?
  • So um this is a very important program. So um this is a very important program.
  • This is just such an important program. This is just such an important program.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
TX

Texas 89th 1st C.S.

Senate Session (Part II) Jul 21st, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • 3.3 billion dollars under the BEAD, which is the Broadband Equity and Access Development Act, or program
  • Senate Bill 26 by Alvarado, relating to a disaster recovery loan program for small and micro businesses
Summary: The meeting centered around the discussion of congressional redistricting, where the committee established the procedures to ensure a fair and transparent process. Led by Senator King, the session focused on adopting a resolution that authorized a special committee dedicated to congressional redistricting and allowed for regional hearings to gather public input via videoconferencing. Concerns were raised about ensuring adequate notice for public participation, especially from marginalized communities potentially affected by proposed changes. Disagreements emerged regarding the timeline for regional hearings and how to address the implications of the redistricting process on minority districts. Overall, participants acknowledged the complex nature of redistricting and the importance of engaging constituents in the legislative process.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/3/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • , possibly something like the emerging entrepreneur loan program, but that's the only one that comes
  • The other program is one where the DED guarantees a portion of the loans, up to 80%.
  • loan in 2021.
  • <00:31:54.159> Program<00:31:55.200> 116J.658<00:31:56.320> 658 Tourism Loan
  • Program 116J.658 658 Tourism Loan Program 116J.658 658 Minnesota<00:31:57.679> Science<00:31:
Summary: The committee first adopted the minutes from February 26 and then heard House File 2581, authored by Representative Frazier, which sought $1 million for Fortis Capital, a nonprofit economic development lender. Frazier and Fortis CEO Brian Smith described Fortis as a gap-financing lender that helps underserved entrepreneurs who cannot meet traditional bank underwriting standards. They said the organization has made 37 loans totaling more than $4 million since 2021, leveraged another $29.5 million, and created 314 jobs. Smith said Fortis typically charges around 6.5% interest, has had two defaults, and uses a revolving loan fund model that recycles repayments; members discussed how the proposal fits with other state economic development programs and whether Fortis should instead be part of a competitive grant process. The chair laid HF 2581 over for possible inclusion in a budget bill. The committee then heard House File 3707, brought by Representative Berg, which would extend confidentiality protections to unemployment insurance and paid leave judges and related staff by adding them to the definition of judges for purposes of protecting personal information. Berg and testifiers from the Department of Economic Development and MAPE said the bill responds to harassment and safety concerns, including threats, doxxing, and an attack near an office, and is intended to protect people making sensitive determinations. MAPE supported the bill as an update to existing protections for similar workers. Members raised concerns that the bill’s language was too broad, especially the reference to the paid leave division, and questioned whether it should cover only judges or also call-center and other staff. Department and committee members agreed the language likely needed narrowing and discussed possible amendments and whether to move the bill to Judiciary and then revisit it. No final vote was taken on HF 3707 during the discussion, and the bill remained under consideration for further language work.
TX

Texas 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • We've got a lot of public things going on, but we need a government program.
  • That's the kind of program that will make the most sense.
  • This bill creates a disaster relief and prevention matching grant and loan program administered by TDM
  • by legislative appropriations, loan repayments, and private donations.
  • The program offers two forms of aid: matching grants and loans.
Summary: The committee met in special session to hear a series of flood, preparedness, and youth-camp safety bills, with members repeatedly noting that many of the measures were intended as planning, warning, or authority-clarifying bills rather than direct spending bills. House Bill 254 would expand eligibility for the Rural Infrastructure Disaster Recovery Program to include Kerr County and 18 other flood-affected counties by raising the GDP cap and lowering the poverty threshold; it drew no opposition and was left pending. House Bill 68 would direct a study of flood mitigation in flatland areas, especially in the Rio Grande Valley, to develop cost-effective drainage and infrastructure recommendations; local officials and advocates supported it, and it was also left pending. The committee then heard several youth camp bills tied to the recent Hill Country flooding. House Bill 75 would impose flood-aware building and site standards for youth camps near floodplains, and House Bill 71 would require camps and youth activity entities to submit emergency preparedness plans to TDEM, coordinate with local responders, and maintain readiness protocols; both bills were supported by safety advocates and camp representatives, and both were left pending. House Bill 171 would require campgrounds near flood-prone waters to give written flood-risk notice to campers and obtain signed acknowledgment; it was presented as informed consent and left pending. Testimony on these bills emphasized Camp Mystic and other recent flood tragedies, with some witnesses urging broader building-code and floodplain reforms. The committee also heard House Bill 117, which would let counties regulate impervious cover for flood mitigation in unincorporated areas. Supporters, including county officials, environmental groups, and residents, argued that rapid development in the Hill Country and other growing areas is worsening runoff and downstream flooding; opponents from the builders’ association said counties already have substantial authority and warned about overreach into rural property use. After extensive testimony, the bill was left pending. Senate Bill 18 would streamline permitting for certain flood control districts to repair dams and reservoirs and build small holding areas, and it was left pending after supportive testimony from Plum Creek Conservation District. Senate Bill 3 would create a state-backed outdoor flood warning siren program for identified flood-prone areas, funded through a grant program; witnesses generally supported it, though some cautioned that sirens are not sufficient by themselves and may not be heard indoors or in overnight storms. It too was left pending. The committee also began hearing House Bill 149 on public-safety radio interoperability, but the transcript cuts off before the bill’s full testimony or action is shown.
HI

Hawaii 2026 Regular Session

ECD Public Hearing - Fri Feb 13, 2026 @ 8:30 AM HST

Economic Development & Technology

Transcript Highlights:
  • Uh the SBI program, is.
  • between the departments and programs between the departments and programs they<00:40:34.720>
  • Um, these programs are the first two programs to recognize robotics across the entire United States,
  • They do weekly programs with students and see their engagement. My team also does weekly programs.
  • <01:33:37.760> These under the pilot program. These under the pilot program.
Summary: The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems. The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage. On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts. The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.