Transcript Highlights:

• It ensures that these cases receive thorough, standardized scrutiny, including scene investigation.
• It ensures that these cases receive thorough, standardized scrutiny, including scene investigations,
• Should it be a mandatory payroll deduction on all employees? Mr. Chair.
• Mandatory payroll deduction on all employees? Mr.
• Does your striker for the extended leave or leave of employees have a mandatory payroll deduction for

Keywords: 1182, all

Summary: The committee first took up SB 1167, which would let municipalities and counties satisfy certain public notice requirements by posting notices on their official websites instead of only in newspapers. The sponsor argued the bill is permissive, meant to modernize notice practices, reduce costs, and help governments meet deadlines, while a Blackman amendment added a six-month transition period requiring continued newspaper publication and a notice to the public about the change. Media representatives, tribal advocates, and others opposed the bill, warning that moving away from print could reduce access for rural, tribal, and older residents and weaken transparency; county and local government representatives supported it as a flexible, efficient option. The committee adopted the amendment and then passed SB 1167 as amended on a 4-3 vote. The committee then heard SB 1021, which after a strike-everything amendment would require the Auditor General to refer possible criminal conduct involving health profession regulatory boards to the Attorney General and outline how such investigations should proceed. The sponsor and supporters said the measure would create a mechanism for accountability when audits uncover criminal activity and address conflicts of interest in enforcement. With no opposition testimony, the committee adopted the strike-everything amendment and passed SB 1021 as amended on a 4-3 vote. Next was SB 1011, a bill directing county medical examiners or forensic pathologists to review an infant’s immunization and vaccination history and any countermeasures given in the 90 days before a sudden unexplained infant death. The sponsor said the bill was intended to improve data collection, align Arizona with best practices, and help identify correlations without implying causation. Opponents, including vaccine advocacy groups and a disability advocate, argued the state already collects much of this information, that the bill could fuel misinformation about vaccines, and that it failed to address the main known risk factors for SIDS such as unsafe sleep. The committee passed SB 1011 on a 4-3 vote. The committee also considered SB 1013, an original merit-based public hiring bill that was not amended after a proposed strike-everything was defeated. The sponsor framed it as ensuring public employees are hired based on qualifications rather than identity-based preferences, while opponents from the ACLU and others argued existing law already prohibits discrimination and that the bill could create new liability and hinder outreach to diverse communities. Supporters said it would clarify merit hiring and prevent quota-based practices. The committee passed SB 1013 on a 4-3 vote. Finally, the committee began hearing SB 1015, which the sponsor said would create accountability and data collection around detransition care for minors, while the proposed strike-everything would instead establish a family and medical leave insurance program through Medicaid beginning in 2029; testimony on that bill and the striker was underway when the transcript ended.

Transcript Highlights:

• <00:38:15.680> So,<00:38:15.760> I it's standard, it'll be available.
• So, I it's standard, it'll be available.
• Even apart from just the right to be informed in a standardized disclosure.
• This is a modernizing state standard approach and is going to be really a valuable thing for us.
• So, um, it would add some challenge to identifying whether or not we're meeting those standards.

Bills: SB3326

Keywords: renewable energy, energy storage, cost reduction, public utilities commission, Hawaii energy policies, 910, house, all

Summary: The joint committees on Energy and Environmental Protection and Labor heard SB 3326, a bill concerning a study of separating transmission from generation in Hawaii’s electric system. Testimony was largely opposed. Life of the Land argued that true separation on an isolated island grid has not been shown to work anywhere and said the bill would waste taxpayer money. Hawaiian Electric and the Public Utilities Commission also opposed the measure, saying Hawaii already uses competitive bidding for new generation, that the bill would add cost, complexity, and reliability risks, and that a new study would duplicate prior work. In response to questions, the PUC explained its existing competitive bidding framework and said it had not seen an island system fully restructure in this way. The chair then amended the bill’s intent to require the PUC to open a proceeding for an independent, comprehensive analysis of the state’s energy pathways, including cost reduction, financial risk, state energy goals, and reliability, rather than narrowly focusing on separation. Both committees voted to pass SB 3326 SD2 with amendments, with the Energy committee adopting the recommendation unanimously and the Labor committee adopting it with one reservation and two no votes. The Energy and Environmental Protection Committee then took up SB 2497 SD2, which would require electric utilities other than cooperatives to provide transparent, publicly accessible customer bill impact analyses and annual reports to the PUC. The Department of Commerce and Consumer Affairs and the PUC offered comments, with the PUC supporting the intent. Life of the Land said the proposed disclosure requirements would be too complex for most ratepayers to use meaningfully, while Hawaiian Electric said the bill could raise costs and slow projects, though it acknowledged some of the language changes and said much of the information is already available through existing planning and regulatory processes. Hawaii Clean Power Alliance and one individual testified in support. No vote was taken on SB 2497 SD2 during the excerpt. The committee also heard SB 3183 SD2, which would bar higher-income taxpayers from claiming the renewable energy technologies income tax credit for certain residential solar systems and would change refundability rules. The Department of Taxation, the Hawaii State Energy Office, and the Tax Foundation offered comments, while the Hawaii Solar Energy Association and numerous companies and individuals opposed the bill. Opponents raised concerns about impacts on financing models and the solar market. Members asked the Department of Taxation for data on how credits are claimed by homeowners versus third-party owners and on the refundability of the credit; the department said it did not have the information immediately available but would follow up. The chair indicated decision-making would likely be deferred to allow further review, and no vote was taken in the excerpt.

Transcript Highlights:

• It requires breeders to meet minimum standards of care.
• It requires breeders to meet<00:04:47.120> minimum<00:04:47.520> standards<00:04:47.919
• <00:04:49.360> Uh meet minimum standards of care. Uh meet minimum standards of care.
• <01:11:33.520> for<01:11:33.840> REITs dividend paid deductions for REITs dividend
• paid deductions for REITs providing<01:11:34.560> an<01:11:34.880> appropriation<01:11:

Bills: SB3275, SB3105

Keywords: cannabis, low-dose, personal use, cultivation, cannabis accessories, Hawaii cannabis law, medical cannabis, physician assistant, licensure compact, medical services, interstate practice, healthcare portability, military families, licensing authority, 912, senate, all

Summary: The Senate Committee on Commerce and Consumer Protection reconsidered two condominium bills and adopted recommendations to pass both with amendments. For SB 2433, members approved amendments clarifying that condominium unit owners’ interests are to be recognized and protected in educational and related programs by the Real Estate Commission and DCCA, while making technical changes and changing the effective date. For SB 2838, the committee replaced the bill’s broader substantive language with a narrower requirement that associations provide electronic copies of specified documents, including master leases, reserve studies, audited financial statements, contracts, leases, and other agreements, along with technical changes and an amended effective date. Both measures were adopted unanimously by the members present, with Senator McKelvey excused. The committee then heard SB 2710 on animal issues, which would define and regulate dog breeders, set care standards, create county licensing authority, require records, and establish an animal abuser registry and related penalties. Testimony was mixed: the Public Defender and the American Kennel Club opposed the bill, arguing for stronger enforcement of existing laws rather than harsher penalties and warning that the bill would burden responsible breeders; the Hawaiian Humane Society supported the bill’s breeder regulation and registry provisions but urged removal of the hoarding section; and the committee noted 26 written testimonies in support, 14 in opposition, and four comments. In decision-making, the committee passed SB 2710 with amendments that blanked the license fee, deleted the animal abuser registry and shelter/pet store/breeder compliance checks, struck the hoarding provisions and proposed criminal penalty changes, and made technical changes with a deferred effective date. The committee also heard SB 2209 on rental discrimination, which would allow attorney’s fees to a prevailing party in source-of-income discrimination cases, and SB 2884, which would create a nonrefundable income tax credit for wind-resistant retrofits or hurricane shelters. The Hawaii Civil Rights Commission supported SB 2209, and the committee later passed it with a deferred effective date. SB 2884 drew support from DCCA’s Insurance Division, the Department of Taxation, HEMA, the Climate Change Mitigation and Adaptation Commission, and a public witness who urged hurricane preparedness; it was passed with the Department of Taxation’s proposed amendments and a deferred effective date. Finally, the committee heard SB 2922 on cooperative associations, which would create a general cooperative associations framework. DCCA offered comments, while the Hawaii Co-op Hui, Purple Maya Foundation, Enliven Cooperative, and Hawaii Farmers Union supported the measure and argued that current law is too limited for worker, producer, and multi-stakeholder co-ops. After discussion about using the existing chapter 421C structure rather than creating a new regulatory scheme, the committee passed SB 2922 with amendments adopting changes proposed in testimony from the Hawaii Farmers Union and deferred the effective date.

Transcript Highlights:

• They have to meet safety standards. They have to meet reliability standards.
• So, the bill proposes to raise the standard by which we evaluate whether our grid is resilient enough
• But what we could do is ask the utilities if they could work to develop an internal standard or a standard
• that the NERK standard that the NERK standard for<03:50:55.520> dealing<03:50:55.840>
• Um you will see if you look standards.

Keywords: 1189, house, all

Transcript Highlights:

• coverage, Medicare deductibles, etc., and that will make up the second section that you see there in
• uh co-pays either self-pay deductibles uh co-pays from<00:35:44.520> commercial<00:35:45.040>
• Etc uh and that will make up deductibles Etc uh and that will make up um<00:35:50.359> the<00
• and uh doesn't really solve deductibles and uh doesn't really solve the<00:47:17.880> problem
• If they do have a high deductible, then the health center has to eat what that patient can’t pay.

Keywords: 1191, senate, all

Transcript Highlights:

• As a PCA, my insurance has a $6,000 deductible. I developed terrible knee pain for months.
• I put off going to the doctor because of my high deductible.
• talking about about $1,200, not quite $1,100 in premiums with the same deductible.
• For context, they do pay very high premiums and very high deductibles.
• For context, they do pay very high premiums and very high deductibles.

Bills: HF837

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, 1183, house

Transcript Highlights:

• law actually allows a deduction for individuals for the state income tax.
• I mean, if you want to take advantage of the state deduction at the federal level, you still have to
• if it's paid by a income tax deduction if it's paid by a pass<00:50:06.319> through<00:50:06.640
• <00:50:10.480> for actually allows a deduction for actually allows a deduction for individuals
• <00:50:48.359> at take advantage of the state deduction at take advantage of the state deduction

Keywords: 912, senate, all

Summary: The committee took up House Bill 422, relating to school impact fees. The Education Committee recommended passage with amendments, and Ways and Means concurred. The amendments would repeal the construction fee component of the school impact fee while retaining the land impact fee and in-lieu fee requirements, remove related statutory language, exempt certain developments from school impact fees, raise the unit threshold for satisfying the land component to 100 units, require the School Facilities Authority to adopt rules and policies, and require a report to the Legislature on the effect of repealing the construction portion of the fee. The measure was also given a sunset date of June 30, 2029, with the committee report to note that the changes are intended to test the efficiency and efficacy of the fee structure and could be made permanent if the report supports that outcome. The committees adopted the recommendation, with one senator initially voting no and then changing to yes after the amendments were explained. The meeting also included a separate hearing on House Bill 1155, concerning procurement for Department of Transportation projects and construction manager/general contractor procurement. DOT testified that it supported the concept but wanted to narrow the bill, saying the current language was too broad and that the goal was to allow more innovative procurement while preserving selection safeguards. The State Procurement Office said it supported the bill’s language but was willing to work with DOT on alternative wording. Several construction-related organizations, including subcontractors, iron workers, elevator constructors, and building trades representatives, opposed the bill, arguing that exemptions from the procurement code would weaken protections such as retainage, equality, and prompt payment and could invite favoritism or corruption. In response to those concerns, the chair proposed amendments limiting the exemption to DOT, narrowing the qualifying contracts, adding a two-year sunset, requiring a report after the first year, and clarifying that project management could not be procured under the section. The amended recommendation passed, though several members voted with reservations. A separate item, House Bill 476, was briefly called up at the end of the agenda, with a recommendation to pass with amendments to increase a rate from 7.25% to 8%, but discussion was not completed in the portion of the transcript provided.

Transcript Highlights:

• The next question you should ask is if their fully insured plan is a high-deductible health plan with
• If it's not a high-deductible plan, the mandate might benefit them. It does apply.
• Regular review ensures mandates align with current evidence-based standards of care.
• We use standards from specialty organizations, and then we use current medical literature as well.
• And review of proposals and establishing the standards for those actuarial reports.

Keywords: 908, all

Summary: The committee met to review the history and current treatment of North Dakota health insurance mandates, with presentations from Blue Cross Blue Shield of North Dakota, Sanford Health Plan, the Public Employees Retirement System (PERS), and the Insurance Department. The discussion focused on how mandates apply differently to fully insured, self-funded, ACA, Medicaid, and PERS plans; how the state’s benchmark plan and federal essential health benefits affect coverage; and how the existing process requires cost-benefit analysis and, for certain measures, a PERS pilot period before broader application. Presenters also reviewed the long list of existing state mandates, including provider, beneficiary, and coverage requirements, and noted that many were enacted decades ago and have not been revisited despite changes in medical evidence and treatment options. Witnesses from the carriers argued that mandates should be reviewed periodically because some are outdated, can create unintended costs, and may not align with current medical guidance. Examples cited included PSA screening, off-label drug coverage, prior authorization rules, step therapy, and cost-sharing provisions for mental health and substance use treatment. They emphasized that carriers often cover services without a mandate when supported by clinical evidence, and that mandates can shift costs to employers and employees, especially in the fully insured small-group market. They also suggested possible policy improvements such as clearer mandate definitions, better transparency around cost-benefit analyses, a regular 10-year review of mandates, and more timely submission of proposals through the interim process. PERS and the Insurance Department highlighted a recurring tension over what counts as a mandate and when a measure triggers the state’s defrayal obligation under federal law. PERS described its interim committee process, the April 1 deadline for fiscal-impact proposals, and the limited pilot program used for certain measures, noting that only a few bills have gone through the full pilot process. The Insurance Department explained that it views new benefit mandates through the lens of the ACA benchmark plan and essential health benefits, distinguishing true new benefits, such as infertility coverage, from changes to existing benefits, such as telehealth or insulin cost-sharing caps. No votes were taken on policy changes; the meeting was informational, with members asking questions about costs, applicability, transparency, and whether a periodic mandate review should be established.

Transcript Highlights:

• So when we add those together and deduct the total authorized spending for this biennium, we should end
• So that would be what we consider standard issue for a BCI agent. Senator Magrum.
• application, versus spending a longer period of time to produce their income figures, do the calculations, deduct
• I would be surprised if the Tax Foundation is deducting that. But I would have to look.

Keywords: 908, all

Transcript Highlights:

• So when we add those together and deduct the total authorized spending for this biennium, we'll, we should
• So that would be what we consider standard issue for a BCI agent. Senator Magrum.
• application, versus spending a longer period of time to produce their income figures, do the calculations, deduct
• I would be surprised if the Tax Foundation is deducting that. But I would have to look.

Summary: The Budget Section met to approve prior minutes and receive a series of budget, revenue, and program updates from OMB, the Tax Department, DOT, DMR, and DPI. OMB reported that general fund revenues through May were about $76 million below the legislative forecast, driven mainly by individual income tax and sales tax shortfalls, though the biennium is still projected to end with a positive balance. OMB also reviewed oil price and production assumptions, the budget stabilization fund transfer above its cap, Legacy Fund performance, federal grant applications, fiscal irregularities, tobacco settlement proceeds, budget guidelines for agencies, vacancy savings, and the DAPL settlement, noting that most of the settlement funds had been deposited but a small amount of accrued interest would require a future deficiency request. The committee then considered Emergency Commission requests. It approved requests for Public Service Commission abandoned mine lands federal authority, an Attorney General FTE and related funding for criminal investigator work tied to the Office of Guardianship and Conservatorship, and a DPI transfer for bridge software costs. After discussion, the committee also approved DPI’s request for a $500,000 transfer for the food vendor program, despite questions about the program’s savings and cash-flow structure. Later, the Tax Commissioner presented the primary residence credit program, reporting that current biennium costs are expected to exceed the appropriation by about $22 million and explaining how the credit interacts with homestead and disabled veteran credits and the 3% property tax levy cap. The Legacy and Budget Stabilization Fund Advisory Board reported strong returns for both funds, and DOT sought and received approval for two flexible fund highway projects on ND 49 and ND 31. DOT also updated members on Highway 85 construction and said remaining flex fund dollars were essentially fully allocated. DMR reported on the abandoned well plugging and site reclamation fund, noting North Dakota’s relatively small orphan well inventory, current and projected fund balances, rising remediation costs, and a possible need to adjust the fund cap in future sessions. Finally, DPI outlined the new integrated formula gap funding program, explaining that it compensates school districts that cannot reach the assumed 60-mill local contribution because of the 3% levy cap; the first year’s gap funding totaled about $1.8 million, with future costs expected to grow.

Transcript Highlights:

• It does not account for the 4 million self-insured retentions that we have and the deductibles as you
• Also since 2019, the deductible for the amount the hospital must pay per claim before insurance comes
• Usually if your deductible increases, the price you pay for the insurance should stay the same or sometimes
• I'm one of the few that the Department of Health and AHCA found that the doctor worked below the standard

Transcript Highlights:

• Some key policy changes, such as the standard medical deduction demonstration project and the upcoming
• Gross income before deductions must be below 200% of the federal poverty level, and net income after
• deductions must be below 100% of the federal poverty level.
• So generally, the income guideline is going to be the primary factor after those deductions.
• Last year's budget set the standard.

Keywords: 988, house, all

Transcript Highlights:

• The standard provides opportunities for the Legislature to weigh in.
• Basically, after you deduct all of the expenses, then...
• You deduct all of the expenses, then those leftover profits can go to the students, those individual
• Even when it is uncomfortable, please hold to these highest standards.
• It is these standards that preserve the public's faith and trust in us.

Keywords: 910, house, all

Transcript Highlights:

• When you pay for out of network, it'll be applied to the deductible. That's my bill.
• When you pay for out of network, it'll be applied to the deductible. That's my bill. Thank you.
• Today I bring before you HB 1083, a bill that aims to standardize the timeframes for accessing medical
• We have McKenna Davis with Alliance for Health Information Operations Standards, waiving in opposition
• Next up, we'll have HB 677, State Group Insurance Program coverage of standard fertility preservation

Summary: The committee took up a large health and human services agenda and first approved HB 711, the Spectrum Alert bill, which would create a statewide alert system for missing autistic children and require FDLE to coordinate training with state and local agencies. The measure drew a supportive waiver from the Florida Smart Justice Alliance and passed unanimously, 24-0, reported favorably. Members then considered CS for HB 229 on health facilities, which modernizes the Health Facilities Authority Act to allow additional nonprofit health system structures to use tax-exempt financing. Two amendments were adopted: one requiring advance notice, public hearings, and stakeholder notifications before a nonprofit hospital closure, and another removing a property tax exemption for a nonprofit hospital that closes and fails to maintain emergency services for 120 days, applied retroactively to January 1, 2025. The Florida Hospital Association opposed the amendments, citing workforce and nonprofit-status concerns, but the bill as amended passed 24-0. The committee also approved CS for HB 1405 on juvenile justice status offenders, expanding early truancy intervention, parent involvement, and shelter placement review timelines; it passed 24-0. CS for HB 27, joining the Social Work Licensure Interstate Compact, and its linked public records bill CS for HB 29 both passed unanimously after supportive testimony from several advocacy and business groups. The committee then debated HB 111 on out-of-network referrals and HB 1083 on patient access to records. HB 111 would require referring practitioners to inform patients in writing when a referral is out of network and to apply out-of-network payments to deductibles; it drew opposition from medical groups over administrative burden and patient-care concerns, but passed 17-8. HB 1083 would shorten the time for producing medical records to 14 working days and standardize access rules, with amendments clarifying portal access and delaying the effective date to January 1, 2026; despite opposition from some health information and provider groups over HIPAA and access concerns, it passed 19-7 as amended. Later, the committee approved HB 883, allowing autonomous practice for psychiatric nurse practitioners with the required credentials, after strong support from nurse practitioner groups and opposition from psychiatric and medical associations; it passed 23-3. HB 1297, which aligns Florida’s electronic prescribing exceptions with federal law and removes several state exemptions, passed 19-7 despite opposition from hospice, emergency physician, rheumatology, and medical groups concerned about paper prescriptions in emergencies and hard-to-find medications. HB 1353 on home health care services and CS for HB 989 on foster home licensure transfers both passed unanimously after supportive amendments. The committee also heard HB 1505 on parental rights, which would require written parental consent for many health care services, surveys, and biofeedback devices for minors and expand parental access to records; the bill drew extensive support testimony but also questions and concerns about confidentiality, abuse reporting, and existing exceptions, and the transcript ended before a final vote on that bill.

Transcript Highlights:

• This amendment simply clarifies that child and spousal support obligations shall be deducted from an
• including federal certification authority, protections for participating incarcerated individuals, wage deductions
• Madam Speaker, from this section, it is clear that the Sunshine Act was established as the standard of

Summary: The House began with ceremonial recognitions, including guests of Representatives Benham and Warren and a farewell acknowledgment for longtime floor staffer Michelle Martin, who is leaving House service for a role in the Senate. The chamber then took up caucus and committee announcements, recessed several times, and later returned to consider a series of committee reports and bills. House and Senate bills were reported from Rules, Appropriations, and Judiciary, including referrals of several measures to committees. The House adopted House Resolution 515 unanimously, urging Congress to review Major Richard D. Winner’s actions for possible Medal of Honor recognition. It also adopted House Resolution 208, directing a performance audit of services, wait times, and processes in the Bureau of Blindness and Visual Services; supporters said it would help improve services for Pennsylvanians with vision impairment, while the vote was 201-1. The chamber then passed several bills with amendments, including measures on foster care youth benefits, AI companion safeguards, prison industry enhancement program administration, memorial bridge designations, firefighter and EMS donation options through PennDOT renewals, horse-racing background checks, and fertility preservation coverage. Several bills reached final passage. House Bill 1239, limiting homeowners associations from restricting rooftop solar installations, passed 109-93. House Bill 2146, amending the Sunshine Act to tighten the 24-hour agenda notice rule while preserving limited exceptions, passed 193-9 after debate over transparency and local-government flexibility. House Bill 2558, banning non-compete agreements for broadcast workers, passed narrowly 103-99 amid objections from Republicans and concerns about impacts on local broadcasters and contract rights. Senate Bills 971 and 972 also passed finally, dealing with township audit deadlines and municipal memorials for first responders. The House also approved House Bill 2412, funding state-related universities for fiscal year 2026-27, by 155-47 after debate over Penn State’s campus closures, accountability, and per-student funding differences; House Bill 2413, appropriating funds to the University of Pennsylvania, passed 195-7. The chamber then moved several bills back to Appropriations, signed Senate Bills 971 and 972, and adjourned until the next scheduled session.

Transcript Highlights:

• ; it is a heightened standard for mental anguish, which is really the only type of damage someone will
• They're held to a very high standard under the Texas Funeral Service Commission, Department of Banking
• So this bill creates those standards.
• It's just to say there are some standards that the law must apply.
• The act that was signed into law just earlier this week will align Texas with these federal standards

Bills: HB223

Keywords: municipal budget, county budget, local government finance, spending cap, expenditure limit, inflation plus population growth, taxpayer impact statement, budget transparency, property tax, fees, Legislative Budget Board, voter approval, disaster spending, fiscal restraint, Texas Local Government Code, city budget, county expenditures, 1185, senate, all

Transcript Highlights:

• For example, all bronze plans are now considered to be high-deductible health plans and are eligible
• For example, all bronze plans are now considered to be high-deductible health plans and are eligible
• , more um co-pays, higher deductibles, how about overall out-of-pocket costs. >> Okay, thank you.
• deductibles, how about overall out-of-pocket costs. >> Okay, thank you.
• <00:48:41.280> and public health that's just standard and public health that's just standard

Keywords: 1187, senate, all

Transcript Highlights:

• So yeah, deductible in co insurance.
• Um so it transfers to your deductible.
• And if you select a high deductible And if you select a high deductible health<03:38:03.680>
• If they don't have that high deductible.
• need it for their deductibles and out of need it for their deductibles and out of pockets,<03:51:38.080

Keywords: 916, all

Transcript Highlights:

• :58.559> states<00:33:59.240> where<00:33:59.440> payroll<00:33:59.880> deductions
• other states where payroll deductions other states where payroll deductions are<00:34:00.519>
• The average-income household of $62,000 a year would contribute only about $4 a week in payroll deductions
• as I believe most could my deductions as I believe most could my apologies<00:55:34.079> minute
• by the UTF or ERS deductions by the UTF or ERS contributions<01:18:42.840> we<01:18:43.000>

Keywords: 910, house, all

Transcript Highlights:

• THAT 100 MILLION DOLLARS BUILDING THAT CARRIES A 5% DEDUCTIBLE >> THE FIRST 5 MILLION IS OUT OF THE POCKET
• BECAUSE IN THIS CASE, AGAIN, THEY WERE ABOUT 50 PERCENT AND CITIZENS SAID 1.1 WITH A DEDUCTIBLE.
• THINK IT WAS AN ICON BRIKOL 187 MILLION CURRENTLY NOW 50 MILLION DOLLAR SUPPLEMENT OF WIND BUT THE DEDUCTIBLE
• IF THEIR PREMIUM – THEIR DEDUCTIBLES ARE 5 PERCENT ON BUILDING $200 - $300 MILLION DOLLAR BUILDINGS AND
• SOME OF THESE WITH THE MODEL LOSS IT WILL BE LESS THAN THE DEDUCTIBLE.

Keywords: 999, senate, all