Transcript Highlights:

• And so ultimately, this will, in my opinion, lower cost for New Mexico ratepayers.

Keywords: 996, all

Transcript Highlights:

• those development contracts unenforceable and creating a significant financial liability for the ratepayers

Transcript Highlights:

• The initial bill had ratepayers paying 99.5% of this fund.

Keywords: 912, senate, all

Summary: The joint Ways and Means and Judiciary committee met in decision-making mode and took up a long list of measures, mostly recommending passage with or without amendments. Early actions included S.B. 414, which was amended to blank the appropriation, draw funds from the major disaster fund, and change the effective date to 2050, and S.B. 223, which would require fire breaks in hazardous fire areas and create or expand wildland fire prevention and protection programs with blank appropriations for FY 2026 and 2027. The committee also advanced S.B. 1009 on state reserve parking space enforcement, S.B. 1149 on reported hate crime definitions and reporting, S.B. 402 on mooring-line requirements for certain vessels, S.B. 1441 on the Oahu regional health care system transfer, S.B. 1442 on child and adolescent mental health responsibilities, S.B. 1478 on harbor evacuation orders, and S.B. 493 on written notice for emotional support animal sales or verifications. Members generally raised little opposition, and most measures were adopted without reservations. Some bills drew brief discussion or committee-report notes, including S.B. 1149, which referenced a Hawaii Civil Rights Commission report encouraging policy-level hate crime data reporting, and S.B. 1442, which was amended with a far-future effective date and a committee-report note about whether mental health services should be expressly subject to funding. S.B. 1441 was substantially revised to require a memorandum of agreement between the Oahu Regional Health Care System and the Department of Health by November 30, 2025, with patient care to begin by December 31, 2025, and a report to the legislature before the 2026 session. The committee also considered several finance and energy-related measures. S.B. 897 on the wildfire liability trust fund prompted questions about whether costs would be passed to consumers; the response was that the proposal contemplated cost sharing and that some amounts were still blank. S.B. 1395 and S.B. 1396 were amended to remove special-fund structures, direct revenues into the general fund, and require the governor to include equivalent amounts in the executive budget for climate-related projects. S.B. 501 was amended to expand step-in agreement provisions for future PPAs and establish a fund outside the State Treasury, and S.B. 1589 was amended so private donations to the stadium authority would go into the NID special fund for stadium infrastructure and sod, with members discussing accountability and the source of stadium-related consultant spending. The committee adopted the recommendations on all measures considered, with some members noting reservations on a few bills, and one item, S.B. 1418, was deferred.

Transcript Highlights:

• The program, as others have testified, delivers energy savings and value to all Xcel ratepayers.
• The program, as others have testified, delivers energy savings and value to all Xcel ratepayers.
• 32.559> to<00:23:32.880> all The program delivers energy savings and value to all Xcel ratepayers

Bills: HF3556

Keywords: community solar, energy, solar power, renewable energy, Melissa Hortman, 1183, house

Summary: The committee approved the February 26, 2026 minutes and then took up House File 3556, which would rename Minnesota’s community solar garden program the Melissa Hortman Community Solar Garden Program. The bill’s author described the measure as a tribute to Hortman’s leadership and her role in creating the program, noting its importance to Minnesota’s solar industry and the broader clean energy transition. The author moved HF 3556 to the general register, and the committee proceeded to testimony. Testifiers from the Public Utilities Commission, Department of Commerce, solar industry groups, clean energy organizations, and community solar advocates all supported the bill. They credited Hortman with authoring and advancing the 2013 legislation that created Minnesota’s community solar program and said it became a national model that expanded access to solar for renters, lower-income households, and others who could not install rooftop systems. Several witnesses highlighted the program’s growth, including more than 1 gigawatt of approved projects, strong participation by low- and moderate-income subscribers, and job creation and private investment in Minnesota. Witnesses also emphasized Hortman’s personal leadership style, describing her as prepared, persuasive, collaborative, and deeply committed to clean energy and public service. Some recounted personal interactions with her and said the name change would preserve her legacy and ensure future Minnesotans remember her impact. No vote on the bill itself was taken during the testimony shown, beyond the motion to send HF 3556 to the general register.

Transcript Highlights:

• 30 is simply about making our public utilities commission more accountable to the citizens and ratepayers
• the idea of electing the PUC and making it more uh accountable frankly to the customers and the ratepayers
• the idea of electing the PUC and making it more uh accountable frankly to the customers and the ratepayers

Keywords: 1189, house, all

Transcript Highlights:

• it's in the best interest of the public, put the state money behind it that will also benefit the ratepayers
• it's in the best interest of the public, put the state money behind it that will also benefit the ratepayers
• it's in the best interest of the public, put the state money behind it that will also benefit the ratepayers
• Um, ratepayers, people who are on private insurance, farmers in my district, and I honestly hear about

Keywords: 1187, senate, all

Transcript Highlights:

• First, to make sure that never happened again, that ratepayers wouldn't be on the hook for utility losses
• building and maintaining and decommissioning those plants onto the shoulders of you and me, the ratepayers
• So all of that risk, all those potential costs will go onto the shoulders of the ratepayers if this bill
• construction delays, cost overruns, operational failures, and decommissioning are ultimately shifted onto ratepayers
• would otherwise hesitate to assume, would I now press the red button so that a more reasonable and ratepayer-protective

Keywords: 1189, house, all

Transcript Highlights:

• permitting of clean, abundant, affordable energy by allowing Congress, tribes, resource agencies, and ratepayers
• Southern California Edison will be forced to remove this infrastructure at enormous expense to their ratepayers
• Southern California Edison will be forced to remove this infrastructure at enormous expense to their ratepayers
• Southern California Edison will be forced to remove this infrastructure at enormous expense to their ratepayers
• authorization, Southern California Edison would be forced to dismantle critical infrastructure, costing ratepayers

Keywords: U.S. House of Representatives Floor Proceedings on Monday, July 14, 2025, 1012, house, all

Transcript Highlights:

• opportunities for many additional similar-size projects that produce net value for New Hampshire ratepayers
• opportunities for many additional similar-size projects that produce net value for New Hampshire ratepayers
• opportunities for many additional similar-size projects that produce net value for New Hampshire ratepayers
• middleman costs, and if that can be done with minimal risk, it could save some very serious money for ratepayers
• can't stand silent in the face of no decisions when it's affecting businesses and it's affecting ratepayers

Keywords: 1189, house, all

Transcript Highlights:

• So if that bill passes, all federal funds—no, it's other funds that go to ratepayers.
• The ratepayers would benefit by his advocating on their behalf as well.
• No, it's other funds that go to ratepayers. The ratepayers would benefit.
• Yeah, well, the ratepayers benefit by his advocating on their behalf as well.

Keywords: 928, house, all

Summary: The committee first heard from the Personnel Appeals Board, which explained that it became an independent state agency after Senate Bill 487 and was presenting its first standalone operating budget. The board described its quasi-judicial role in hearing appeals from classified state employees over disciplinary actions such as warnings, suspensions, and terminations, and said it handles about 25 to 35 cases a year, with some cases lasting longer because of their complexity. Members also outlined the need for a chair and vice chair who are attorneys, the board’s current staffing and space needs, and its plan to move away from reliance on Administrative Services for office support and website functions. The board requested about $353,500 for fiscal year 2026, including startup costs, routine operating expenses, and two new part-time positions: a program director and a paralegal. Members said the budget reflects the new independent status, includes funding for only four board members rather than the authorized five, and is designed to avoid full-time staffing costs and benefits. Legislators asked about the cost per case, the board’s relationship to DAS, whether appeals must go through the board before court, and how often cases are appealed further. The board said appeals must first go through it, that court appeals are infrequent but have increased recently, and that the board’s process is intended to resolve disputes more quickly and less expensively than court litigation. Committee members also asked about the board’s caseload, outcomes, and staffing. The board said that in the prior year there were 22 cases, with four decisions overturned in favor of employees, nine dismissals, and nine settlements, and that many disputes are resolved before reaching the board through a multi-step internal process. A member noted the governor and council had recently approved a new board member and were expected to approve a fifth soon. The discussion ended with questions about the board’s website and records access, which members said would need to be moved from Administrative Services as part of the agency’s transition. The committee then moved to the New Hampshire Council on Developmental Disabilities. The executive director explained that the council is 100 percent federally funded under the Developmental Disabilities Assistance and Bill of Rights Act and develops a five-year plan to address the needs of people with intellectual and developmental disabilities. She said the council works with state agencies and advocacy organizations on quality-of-life issues, accessibility, voter rights training, and plain-language or easy-to-read materials, and that 60 percent of its membership must be individuals with disabilities or family members/guardians. She also described the council’s funding structure, including reimbursement to the state for operating costs, and noted that it currently has three full-time and three part-time positions, with no new positions requested but one full-time position being eliminated and replaced after a pandemic-era staffing change did not work out as planned.

Transcript Highlights:

• I think that protecting our ratepayers and the cost is important.
• It's focused on making sure residential ratepayers don't end up bearing a financial burden.

Summary: The House met on June 30, 2026, with opening ceremonies, guest introductions, a prayer, the Pledge of Allegiance, and a moment of silence for two deceased community members. Members also adopted Consent Calendar 29, which included House Concurrent Resolutions 153, 154, and 156, and passed House Concurrent Resolution 157 directing the State Lottery to report on iLottery options to support traditional lottery retailers, as amended to set a February 15, 2027 reporting deadline. The chamber then considered several bills on agriculture, telecommunications, health, fire service standards, corrections, elections, and education. Among the measures passed were Senate Bill 53 on the Delaware Farm to Community Program, Senate Bill 307 on PSC authority for Lifeline telecom carriers, Senate Bill 339 clarifying advance health care directives, Senate Bill 235 extending manufactured home rent increase rules, Senate Bill 325 updating firefighter/EMS background check and membership standards, Senate Bill 309 discharging incarceration-related balances, Senate Bill 324 on constable-related handgun purchase exemptions, Senate Bill 94 on respiratory care practitioners and ECMO medication access, and Senate Bill 293 creating a licensure pathway for summer camp providers in the Purchase of Care program. The House also passed Senate Substitute 2 for Senate Bill 100, proposing a constitutional amendment to protect the right to marry regardless of race or gender while explicitly preserving religious freedom. The bill drew extended debate, with supporters framing it as a safeguard against future rollbacks of marriage equality and opponents raising concerns about constitutionalizing an issue already in statute; several members explained changed votes and personal reflections before the final roll call, which passed 28-12. House Bill 188, which would allow unaffiliated voters to choose a party primary, also passed after amendment, despite some opposition over party-system effects. Two measures were tabled or amended after debate: Senate Bill 233 on removing snow and ice from vehicles was initially tabled to consider a truck-driver exemption amendment, then the amendment failed and the bill later passed as amended; and Senate Joint Resolution 19 on studying health care costs was tabled briefly pending legal clarification. House Substitute 1 for House Bill 404, creating a three-year pilot program for AI and extended reality in schools, passed after testimony from the Department of Education emphasizing guardrails, data privacy, and teacher oversight. The transcript ends as House Bill 478 is being read in, but no final action on that bill appears in the provided text.

Transcript Highlights:

• And so in order to do that, every year along that life timeline, the ratepayers should be infusing cash
• It's a significant hurdle because largely that would need to fall on the back of the ratepayers.

Summary: The Water Topics Overview Committee met to review several interim studies and receive updates from the Department of Water Resources. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and welcomed Representative Hansen to the committee. Staff then reported that the watershed management study and the stormwater/wastewater study had both satisfied the presentation requirements in their study directives, with no further required testimony unless members wanted additional information. The department’s main presentation focused on major water projects and agency operations. Reese Haas and staff updated members on the NAWS project, the Southwest Pipeline Project, Devils Lake outlet operations, low-head dam safety work, floodplain management repository implementation, data center water use, and the 2027 Water Development Plan. Members asked detailed questions about NAWS funding sources, remaining project costs, capacity concerns for All Seasons and other users, and whether current construction is being designed for future demand. The department said NAWS remains on track for substantial completion by October, that remaining NAWS funding will come from a mix of federal, state, and local sources, and that current construction is designed for ultimate capacity while some future components will be adjusted for increased demand. A large portion of the meeting was devoted to the department’s cash management, Resources Trust Fund revenues, carryover balances, and the State Water Commission’s cost-share program. The department reported $340.6 million in carryover remaining, explained that much of it is already obligated to long-term projects, and noted that oil price forecasts and stripper-well exemptions will affect future revenues. Members raised concerns about large carryovers, affordability for local sponsors, and whether the state should continue obligating money multiple bienniums ahead. The department said it is working with the commission on a revised prioritization framework, including high/moderate/low project categories and a two-tier pre-construction/construction approach, to better manage obligations and affordability. The committee also reviewed Deloitte’s finalized studies on regional governance/finance and cost-share policy. Deloitte presented options for Southwest, NAWS, and Red River governance, with stakeholders generally favoring keeping NAWS largely as is, using the current Southwest model with improvements, and pursuing a more structured governance option for Red River. On cost share, the department said Deloitte’s recommended package would cover projected needs through the 2030s, but would require policy changes such as lower percentages for some project types, a 25% replacement-project rate with a cap, and possible bonding or delayed reimbursement strategies. No votes were taken on these policy questions, and the chair indicated the committee would continue the discussion at future basin meetings and the September Water Topics meeting.

Transcript Highlights:

• And so in order to do that, every year along that life timeline, the ratepayers should be infusing cash
• It's a significant hurdle because largely that would need to fall on the back of the ratepayers.

Summary: The Water Topics Overview Committee met to receive interim status updates on several water-related studies and Department of Water Resources projects. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and then heard updates on the watershed management study and the stormwater/wastewater study. Staff reported that the committee had already received the testimony contemplated in the study plans, including input from state agencies, local governments, and out-of-state entities, and that any further action would be at the committee’s discretion. The Department of Water Resources then provided project and budget updates on NAWS and the Southwest Pipeline Project. Reese reported NAWS is expected to serve about 81,000 users, with a total projected cost of about $571 million and about $96 million remaining, while the Southwest Pipeline Project is estimated at $1.06 billion total with about $409 million remaining. Members asked about funding sources, capacity needs, and whether current and future construction is being designed for increased demand; department staff said current work is designed for ultimate capacity, but some future components may need redesign based on new requests. The committee also discussed local cost shares, Minot’s role in NAWS funding, and whether the system is adequate for peak demand. A major portion of the meeting focused on the department’s cash management, carryover, and long-term water funding outlook. The department said Resources Trust Fund revenues are tied to oil extraction taxes and are affected by stripper well exemptions and future oil price declines. Members expressed concern about large carryover balances and whether the state is obligating more money than can realistically be spent in a biennium. The department reported about $340.6 million in remaining carryover and said it is trying to reduce that through a two-tier pre-construction/construction process and closer project vetting. The department also summarized the Deloitte studies on regional governance and finance and on cost-share policy. Stakeholders generally favored keeping the current governance structures for NAWS and Southwest with improvements, while Red River stakeholders leaned toward a different option; the department said it will bring an implementation plan back in September. On cost share, Deloitte’s recommendations would reduce some percentages, prioritize projects differently, and use other measures to close a projected long-term funding gap. Members debated affordability, local burden, deferred maintenance, and whether statutory changes may be needed to allow the commission more flexibility in prioritizing and funding projects. No formal votes or final actions were taken beyond approving the minutes and receiving the updates.

Transcript Highlights:

• This bill is certainly better than previous versions now that the shareholder ratepayer contribution
• I'm still concerned about potential infrastructure charges on the ratepayers' bills to pay for those

Keywords: 910, house, all

Transcript Highlights:

• The Crane Lake Sanitary District has worked diligently for the last 20 years to serve ratepayers and
• The Crane Lake Water and Sanitary District has worked diligently for the last 20 years to serve ratepayers

Keywords: 1187, senate, all

Transcript Highlights:

• The pilot was supposed to determine whether meters were a reasonable investment for ratepayers and not

Keywords: 995, all

Summary: The Joint Committee on Public Health held a hearing focused on children’s health, disease prevention, screening, treatment, and pharmacy-related bills. The chair explained that the session was for public testimony only, with no votes or decisions taken that day, and outlined the three-minute limit for individual testimony. The committee then heard testimony on a range of bills, including H. 2413 on adding electromagnetic sensitivity to the state’s MAVEN registry, S. 1508 and H. 2433 on creating an amputation prevention task force, H. 2535 and S. 1551 on establishing a naloxone purchase trust fund, S. 1635 on authorizing pharmacists to provide opioid use disorder treatment, H. 2385 on creating a special commission on avian influenza, and S. 1497 on patient safety and non-FDA-approved compounded drugs. Testimony on H. 2413 came largely from advocates and individuals who described electromagnetic sensitivity as a real health condition and argued that adding it to the registry would improve data collection, provider education, and public awareness. Testimony on the amputation prevention task force bills came from the American Diabetes Association and podiatry groups, who said diabetes-related amputations are often preventable, disproportionately affect people of color, and could be reduced through earlier screening, better care coordination, and improved insurance coverage for preventive foot care. On the naloxone trust fund bills, a representative, emergency physician, and nurse testified that hospitals often cannot reliably send overdose patients home with naloxone because of billing and reimbursement barriers, and that a bulk-purchase fund would expand access at no added cost to payers or providers. The committee also heard strong support for S. 1635 from pharmacists and public health researchers, who said community pharmacists could safely initiate and maintain buprenorphine treatment and help close gaps in opioid use disorder care. On H. 2385, a local board of health chair supported a special commission on avian influenza, citing gaps in emergency preparedness and the need for clearer coordination across agencies. On S. 1497, a pharmacy representative opposed restrictions on compounded drugs from outsourcing facilities, warning that changes could reduce access to life-saving medications and harm patient safety. No votes or formal actions were taken during the hearing.

Transcript Highlights:

• We were able to secure a rate rollback of $90 million for the ratepayers.

Keywords: 995, all

Summary: The committee held an informational opening hearing for the Financial Services Committee, with Chair Murphy and Senator Feeney introducing new and returning members and explaining that no bills were being heard that day beyond brief introductory testimony. Commissioner of Banks Mary Gallagher thanked the committee for last session’s money transmission modernization law, and several members echoed appreciation for her office’s work. The hearing then featured a long series of stakeholder introductions and overviews of their priorities for the session. Testimony covered a wide range of financial, insurance, housing, health care, and consumer issues. Banking and mortgage groups discussed housing affordability, foreclosure delinquencies, flood insurance, regulatory changes, and the impact of federal policy shifts. Insurance representatives raised concerns about auto and homeowners market pressures, labor rates, tariffs, rebates, e-titling, third-party litigation funding, and public adjuster restrictions. Consumer and advocacy groups highlighted debt collection reform, earned wage access, retirement savings access, public banking, and consumer protections in financial services. Several speakers also emphasized the need for committee expertise and offered themselves as resources for future bills. Health-related organizations focused on insurance mandates, prior authorization, behavioral health access, pharmacy benefit manager reform, community health center funding, maternal health and midwifery reimbursement, and anesthesia reimbursement parity. Other groups, including credit unions, retailers, auto dealers, dental and medical associations, and behavioral health providers, described their roles in the Commonwealth and previewed legislation or policy areas they expect to follow this session. No votes were taken; the meeting was informational and ended after testimony from the sign-up list and a few late additions.

Transcript Highlights:

• Yeah, I think I would like to defer to my colleagues in the Energy and Ratepayer Advocacy Division on

Keywords: 995, all

Summary: The committee held a hearing on the impact of the Trump administration’s federal climate policy changes on Massachusetts, with a focus on threatened grants, regulatory rollbacks, and state options to continue climate work. Chair Creem and other senators emphasized that Massachusetts still has a 2050 net-zero mandate and needs contingency plans for clean energy, transportation electrification, offshore wind, resilience, and financing if federal support is reduced or withdrawn. Executive branch witnesses said Massachusetts has already experienced disruptions to more than $1 billion in climate-related federal funds, though many suspended grants were restored after litigation by the Attorney General’s office. EEA reported continued uncertainty around a $389 million Grid Innovation Program award and a FEMA dam-safety reimbursement, while MassDOT said its NEVI fast-charging program remains on track with about $50 million obligated, but a $14.4 million competitive charging grant is on hold and future unobligated NEVI funds remain uncertain. Senators also discussed EV rebates, charging infrastructure, the role of the Community Climate Bank, and whether the state can expand independent financing and support for municipalities, higher education, and nonprofits. The Attorney General’s office described successful multi-state litigation that won a temporary restraining order and preliminary injunction against the federal funding freeze, restoring access to many EPA, DOE, USDA, and Interior funds, while noting continued enforcement actions over FEMA manual reviews and other barriers. The office said it is also preparing to defend the endangerment finding, California vehicle-emissions waivers, offshore wind permits, and other federal climate protections. Outside advocates warned that federal tax-credit rollbacks, tariffs, and possible repeal of IRA and infrastructure funding could slow EV adoption and raise costs, while offshore wind testimony said federal permitting pauses and legal challenges are delaying projects and could leave Massachusetts far short of its 2030 offshore wind goals. Nonprofit witnesses also described canceled or delayed grants for wetland restoration and urban heat mitigation, and urged the Legislature to increase state funding, including for the environmental bond bill and municipal vulnerability preparedness work.

Transcript Highlights:

• attention and put our energy into an energy economy, the lower the bills for our constituents and the ratepayers

Keywords: 993, senate, all

Summary: The Senate opened with routine proceedings, approved the prior journal, and processed several messages from the Assembly, including motions to discharge and substitute identical Senate bills for Assembly bills on the calendars. The chamber also reconsidered and restored Senate Print 1788, an act amending the Real Property Tax Law, to the third reading calendar. The Rules Committee reported Senate Print 10324, the state budget appropriations bill, directly to third reading, and the Senate accepted the message of necessity and laid the bill aside before taking it up on the controversial calendar as a budget extender. A lengthy debate followed on the budget extender, with Senator O’Mara and others criticizing the continued delay in finalizing the state budget, the lack of public details, and the absence of a schedule for joint budget committee meetings. Senator Serrano responded that the extender was necessary to keep state government operating while final budget negotiations continued, but could not provide specifics on policy items such as Tier 6 pension changes, New York City aid, local government support, or school aid. The extender was ultimately passed 56-2, with Senators Rhoads and Weik voting no. The Senate then adopted several previously adopted resolutions, including a memorial resolution for former Congressman Eliot Engel and a resolution marking the fourth anniversary of the Tops Friendly Markets mass shooting in Buffalo. The Buffalo resolution prompted extensive remarks from multiple senators about racism, gun violence, community trauma, and the need for policy responses; it was adopted with broad support. The chamber also passed a series of bills on the third reading calendar covering highway, municipal, environmental, banking, veterans, education, public health, and public service matters, with most passing overwhelmingly and a few drawing minority opposition. Notable floor debate occurred on a study bill regarding battery energy storage systems, where senators raised concerns about fire safety and siting; the bill passed 45-13. The Senate adjourned to reconvene on Monday, May 18 at 11:00 a.m.

Transcript Highlights:

• And I'm like, we can't charge existing ratepayers for these improvements, but we can't charge you.

Keywords: 988, house, all

Summary: The committee heard testimony on several housing-finance and permitting reforms aimed at making affordable and middle-income housing projects “pencil.” The first panel focused on the welfare property tax exemption, with witnesses arguing that annual recertifications are outdated, burdensome, and costly for both residents and operators. They urged streamlining by aligning eligibility rules with TCAC or HCD monitoring, allowing one-time qualification at occupancy, and preserving exemptions for projects that remain in compliance, especially as insurance costs and operating deficits are rising sharply. A major portion of the meeting centered on social housing and community land trusts under SB 555. HCD described the state’s ongoing study, due by December 31, 2026 and to be included in the 2027 annual report, and outlined public engagement already completed with residents and practitioners. Community land trust and policy witnesses argued that social housing will require legislative action beyond the study, including expanded tax abatements, public land use, soft loans, and simpler capital stacks. They emphasized that the model should include mixed-income and “missing middle” households, and several members discussed the stigma around the term “social housing,” suggesting a rebrand toward generational or multi-generational housing to broaden public support. The committee also discussed a proposed certified professional program modeled on Vancouver, Canada, to speed plan checks and inspections by allowing state-certified private professionals to perform certain code-compliance functions under local oversight. The witness said this would reduce delays, repeated reviews, and cost overruns while preserving local authority over zoning and enforcement. Members raised concerns about local control, infrastructure costs, and political resistance, but expressed interest in exploring a pilot and further recommendations. In the final panel, housing advocates supported allowing HCD loan funds to be disbursed during construction rather than only after completion. They said this would reduce interest costs, improve project feasibility, and could produce additional affordable homes without new appropriations. Members agreed the current system is fragmented and outdated, and several speakers and legislators repeatedly called for streamlined, more flexible financing and permitting tools to support housing production.