Video & Transcript Research : 'rate filing'
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MN
Transcript Highlights:
- House File 4845 establishes a new fifth tier income tax rate of 10.85% applying to higher income earners
- House File 4845 establishes a new fifth tier income tax rate of 10.85% applying to higher income earners
- House File 4845 establishes a new fifth tier income tax rate of 10.85% applying to higher income earners
- Thank you for the opportunity to share a perspective on House File 1041, which increases the tax rate
- So, House File 1041 would provide a trigger in which Minnesota's already high rate could increase by
CA
California 2025-2026 Regular Session
Assembly Revenue and Taxation Committee Apr 21st, 2025
Transcript Highlights:
- The second is file item 12, AB 480.
- File number 14, AB 15, 17. Appropriations. File number 14, AB 15, 17.
- tax rates in the nation.
- Inflation and insurance rates.
- People are going to get rate cancellations. They're going to get those rate increases.
Summary:
The Assembly Committee on Revenue and Taxation met under suspense-file procedures, with the chair explaining limits on testimony, position letters, and that bills with fiscal impacts of $150,000 or more would generally be sent to suspense rather than voted on immediately. Several bills were pulled from hearing, and a consent calendar of committee bills later passed 4-0. AB 761 by Addis, the only item initially slated for a vote, was ultimately held over to the next hearing.
The committee heard testimony on a series of tax-related proposals. AB 232 would create catastrophe savings accounts for homeowners to save pre-tax money for wildfire, flood, or earthquake-related expenses; it drew support from the Department of Insurance and the California Bankers Association, but was sent to suspense. AB 1443 would exempt tips from state income tax for five years and was supported by the California Restaurant Association and a restaurant owner, but also went to suspense. AB 1435 would provide relief to businesses and property owners facing cleanup and security costs from unauthorized encampments and illegal dumping; it received broad support from business, real estate, trucking, retail, and local government representatives, and was referred to suspense.
The committee also heard AB 1428, which would create a California Affordable Child Care Fund financed by a 0.5% tax on income above $10 million; child care workers and SEIU-backed witnesses supported it, while taxpayer and business groups opposed it as harmful to competitiveness and affordability. AB 691 proposed a tax credit for adopting shelter pets and covering veterinary costs, AB 1219 proposed a middle- and low-income personal income tax cut, AB 1354 proposed a credit for increased homeowners insurance premiums, AB 19 proposed an education savings account/voucher-style program, and AB 567 proposed insurance rate stabilization and related tax/fund changes; each drew testimony for and against where present, but all were referred to suspense. The meeting ended with the committee adjourning after the held-over AB 761 item was postponed.
CA
Transcript Highlights:
- Current law requires title insurers and underwritten title companies to file rate schedules with the
- filed escrow rates.
- AB 2198 codifies longstanding practice and clarifies who is responsible for filing which rates.
- AB 2198 codifies longstanding practice and clarifies who is responsible for filing which rates.
- long-standing practice and clarifies who is responsible for filing which rates.
TX
Transcript Highlights:
- I don't know that even for the past year for over a couple 1000 rate filings, I don't know that there
- Uh, most companies file their rates well in advance and have, uh, long, uh, discussions with, uh, the
- That's the kind of a rate filing, um, uh, uh, process that we're seeing in file and use.
- As he stated, carriers already provide their rate filings well in advance.
- The way it works right now, Representative Spiller, is TDI negotiates all of these rate filings.
FL
Florida 2025 Regular Session
February 4, 2025 - 12:30 PM
Transcript Highlights:
- So when we do an analysis for our rate filing, and I have my chief actuary, Brian Donovan, if we need
- to bring him up, when we do a rate filing, we do take into account the reduction in litigation.
- So we do take all these things into account when we make a rate filing.
- in our rate filing to be treated as if we had.
- Our rate filing to be treated as if we had.
Summary:
The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms.
Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully.
A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
MN
Transcript Highlights:
- The first bill before us is Senate<00:00:45.520>
File Senate File Senate File 2129. 2129. 2129 - to present Senate File 2290 as amended. to present Senate File 2290 as amended.
- 5.7 times North Dakota's top rate, 3.7 times Iowa's flat rate, and 1.86 times Wisconsin's top rate, while
- top tier rate in the country.
- Under this proposal, the newly created fifth tier would impose a 12.45% rate on married couples filing
FL
Florida 2025 Regular Session
Judiciary Jan 14th, 2025
Transcript Highlights:
- There were approximately 28,000 civil cases filed in March, which tripled the number of cases filed during
- The number of civil cases filed in March alone exceeded the number of civil cases filed in the quarter
- due to the civil filing surge.
- Our clearance rate was extraordinarily high early on because even some of the plaintiffs' lawyers filed
- A lawyer filed a case, planned to file the case, and the defense, yeah, it's first come here.
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Apr 22nd, 2026
Utilities and Energy
Transcript Highlights:
- File. File item number 7, AB 2088. Okay. Thank you, Madam Chair.
- out of rates.
- Despite already high rates, California rates have continued to grow exponentially.
- File item 19, AB 2647 by Calderon. Ta. Taw? File item 19. Ta, aye.
- Can you confirm my vote on AB 2612, on file item 18? On file item 18. Not voting.
Summary:
The committee heard several energy-related bills. AB 1813, by Assemblymember Ward, would revise California’s community renewable energy program to better support community solar and storage, especially for renters and low-income customers, and to base bill credits on avoided costs. Supporters said the current CPUC program is unworkable and would not produce new projects, while utilities raised cost-shift, CCA, and process concerns. AB 2313, by Assemblymember Berman, would let gas customers whose service lines are being replaced choose electrification instead, using part of the replacement funds as an incentive; supporters framed it as a customer-choice and cost-saving measure, while opponents argued it could divert safety funds and conflict with the recently approved SB 1221 pilot. AB 1975, by Assemblymember Schultz, would require the CPUC to develop a grid utilization methodology to better measure and use existing distribution infrastructure; supporters said it could reduce ratepayer costs and defer upgrades, while utilities warned against rigid utilization targets and said the bill should better account for customer behavior and beneficial load growth.
The committee also heard AB 2612, which would direct state agencies to develop standards for plug-in photovoltaic systems that can connect through residential and nonresidential circuits. Supporters said it would expand access to low-cost solar and improve safety and consistency, while utilities sought clarification that they would participate in the standards process. AB 1849, by Assemblymember Papin, would direct CARB to study the need for decarbonized gas fuels in hard-to-electrify sectors and for grid reliability; supporters said it would provide a data-driven assessment of future fuel needs, while opponents argued it was biased toward a predetermined outcome and duplicative of existing state efforts. AB 2088 would authorize investor-owned utilities to own and operate thermal energy networks using geothermal energy or waste heat, with supporters emphasizing climate, affordability, and workforce benefits and no opposition testimony heard.
Votes were taken on the measures that came to a vote. AB 1975 passed the committee 7-0 and was sent to Appropriations. AB 2612 passed 9-0 and was sent to Appropriations. AB 1849 passed 10-0 and was sent to Appropriations. AB 2088 passed 9-0 and was sent to Appropriations. Several bills were still on call for absent members when the transcript ended.
KY
Kentucky 2025 Regular Session
Administrative Regulation Review Subcommittee (5-13-25)
Transcript Highlights:
- to implement these PEDM rate increases? to implement these PEDM rate increases?
- I do understand. not been filed according to not been filed according to statute.<00:19:22.880>
I< - require you to find the rate increases. require you to find the rate increases.
- do these rate increases. do these rate increases.
- the national rate of child malreatment. the national rate of child malreatment.
Keywords:
0:16 – CALL TO ORDER
0:20 – ROLL CALL
0:56 – ELECTION OF CO-CHAIRS
1:54 – APPROVAL OF MINUTES
2:10 – OFFICE OF THE ATTORNEY GENERAL
3:28 – PERSONNEL BOARD
4:30 – EDUCATION AND LABOR CABINET, BOARD OF EDUCATION, DEPARTMENT OF EDUCATION
5:18 – PUBLIC PROTECTION CABINET, OFFICE OF CLAIMS & APPEALS
12:03 – PUBLIC PROTECTION CABINET, DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL
12:54 – CABINET FOR HEALTH AND FAMILY SERVICES, DEPARTMENT FOR MEDICAID SERVICES
14:54 – CABINET FOR HEALTH AND FAMILY SERVICES, DEPARTMENT FOR COMMUNITY-BASED SERVICES
31:44 – NEXT MEETING ANNOUNCEMENT/ADJOURNMENT, 958, all
Summary:
The Administrative Regulation Review Subcommittee met to reorganize its leadership for the new term, renewing Representative Derek Lewis as House co-chair and Senator Steven West as Senate co-chair. The committee then approved the minutes and moved through a series of agency regulations, generally adopting staff-suggested amendments without objection.
Among the regulations reviewed were an Attorney General rule changing how a commission reviews and distributes funds and how grant reporting is handled; Personnel Board changes abolishing and renaming certain job classifications and adjusting probationary periods; an Education and Labor Cabinet rule removing references to local board of education members; several Public Protection Cabinet rules covering Board of Claims and Crime Victims’ Compensation procedures; an Alcoholic Beverage Control rule on direct-to-consumer shipping forms; and a Medicaid Services emergency regulation establishing the Kentucky Trauma Hospital Rate Improvement Program for rural hospitals serving many Medicaid patients. The committee also heard that the Board of Claims and Crime Victims’ Compensation regulations included both staff and, in one case, an agency amendment, which were approved.
The most extended discussion came on the Department for Community Based Services’ regulation increasing per diem rates for private child-placing therapeutic foster care levels 2 and 3. Committee members questioned the estimated $10 million biennial cost, the source of the funding, and why the cabinet had not yet filed regulations implementing Senate Bill 151 on kinship care. DCBS staff said the rate increase was discretionary and intended to address placement crises for children with high needs, while acknowledging they could not personally explain the budget decisions. A kinship caregiver testified in support of the rate increase but urged the cabinet to also implement SB 151 and expand support for kinship families. The committee expressed frustration over the lack of SB 151 implementation but stated the rate increase itself was appropriate and allowed the regulation to proceed.
NH
Transcript Highlights:
- rate cuts on January 1. rate cuts on January 1.
- <00:17:06.400>
file <00:17:06.799>for businesses um who who must file file for businesses - um who who must file file for um<00:17:08.400>
file <00:17:08.640>a <00:17:08.799>business - um file a business enterprise currently. um file a business enterprise currently.
- will now not even have to interest rates will now not even have to file.<00:17:45.760>
Um, <00
MN
MN
Transcript Highlights:
- Um, first up we have Senate File 4726.
- to ICFs that were at the rate floor. to ICFs that were at the rate floor.
- all ICF rates as written. all ICF rates as written.
- system for rate change or rate increase system for rate change or rate increase to<00:31:51.360>
- 2023 was to establish a rate floor. 2023 was to establish a rate floor.
MN
Minnesota 2025 1st Special Session
House Energy Finance and Policy Committee 2/11/25 - Part 1
Energy Finance and Policy
Transcript Highlights:
- payers in the medium term low rates rate payers in the medium term low rates help<00:15:17.000>
attract - I'm here to support House File 9.
- House File 9 creates incentive for electric utilities to maintain high rates that would exempt them from
- House File 9 creates incentive for electric utilities to maintain high rates that would exempt them from
- House File 9 creates incentive for electric utilities to maintain high rates that would exempt them from
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/24/26
Human Services Finance and Policy
Transcript Highlights:
- will be our House File 4338. will be our House File 4338.
- So, House File 4288 is regarding the family residential services to reenact the framework rates.
- I support House File 4288. provider. I support House File 4288.
- House File 24288 is urgently needed because the implementation of a flat rate system will destabilize
- House File 24288 The flat rate structure is fundamentally misaligned with the federal mandates that 245D
Keywords:
Medical Assistance, Medicaid, prepayment review, claims review, fee-for-service, provider integrity, high-risk provider, high-risk service, fraud prevention, program integrity, Department of Human Services, CMS, Centers for Medicare and Medicaid Services, health care billing, medical claims, provider enrollment, Indian Health Service, Minnesota Statutes chapter 256B, human services, medical assistance
FL
Florida 2025 Regular Session
January 14, 2025 - 01:00 PM
Transcript Highlights:
- A rate filing is about between 1,500 and 2,500 pages long of hard actuarial data.
- rate-wise, there were a 0% or a decrease in rate... ...approved over 70 filings rate-wise, there were
- As Commissioner Yaroski mentioned, we make very large rate filings.
- We look exhaustively at these rate filings. We look exhaustively at mitigation discount programs.
- When it comes to rate filings, we look at those with an extraordinary amount of scrutiny.
Summary:
The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin.
The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials.
Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/15/26
Health Finance and Policy
Transcript Highlights:
- It implements the dental payment rate structure that the recommendation was required in House File 1934
- File 1934. File 1934.
- File 85. File 85.
- File 3804. File 3804.
- File 4969. File 4969.
Keywords:
HF4401, Minnesota Medical Assistance, dental reimbursement, dental rates, critical access dental providers, Medicaid dental, MinnesotaCare, managed care plans, county-based purchasing plans, fee-for-service, oral health access, safety-net clinics, federally qualified health centers, rural health clinics, Indian health services, state-operated dental clinics, low-income patients, children's dental care, provider reimbursement, dental access
MN
Minnesota 2025 1st Special Session
House Health Finance and Policy Committee 4/2/25 - Part 1
Health Finance and Policy
Transcript Highlights:
- Um, what House File 1935 does, it seeks MA rates increase for a type of a heart monitor that is a better
- Um, what House File 1935 does, it seeks MA rates increase for a type of a heart monitor that is a better
- Um House File File File um<00:21:47.360>
I <00:21:47.600>think <00:21:47.679>I <00 - So, that's<01:27:23.040>
House <01:27:23.280>File that's House File that's House File 1883 - House file file file 2435.<01:36:05.520>
Um, <01:36:06.000>Chair <01:36:06.639>Beerman
MN
Minnesota 2025-2026 Regular Session
Human services panel considers HF1005 3/4/25
Minnesota House Floor Meeting
Transcript Highlights:
- Up next, House File 105.
- equivalent as well as increases rates equivalent as well as increases rates for<00:08:36.120>
- >
almost <00:08:56.000>all rate increases impact almost all rate increases impact almost - Chair, curious if House File 1005 recognizes the rate study that we just got today on page 21, the behavioral
- health reimbursement rate.
Summary:
House File 105 was presented by Representatives Beerman and Baker and then laid over for possible inclusion in a future omnibus bill. The bill would implement the remaining mental health and physician service recommendations from DHS’s rate study, including raising certain Medicaid reimbursement rates to at least 100% of Medicare where a Medicare equivalent exists, increasing community-based children’s and adult mental health rates and behavioral health home rates, and phasing in additional increases over three years. The authors said the proposal also addresses master’s-level clinician reimbursement and fee-for-service hospital inpatient mental health services, and they emphasized that the changes are intended to improve access, transparency, and provider stability.
Both authors argued that low MA reimbursement rates are driving access problems across Minnesota, especially for children, families, and rural communities. They said providers are struggling to hire and retain staff, clinics are closing or shrinking, and patients are facing long waits, boarding in hospitals, or delayed care. Representative Baker said the issue is personal and described the bill as a phased, long-term approach because of state budget limits and the size of the cost, which he said is in the hundreds of millions but still awaiting a fiscal note.
Public testimony was strongly supportive overall. A family physician said higher rates would improve access, keep clinics open, and help patients avoid emergency care, while a Children’s Minnesota mental health leader described more than 1,200 pediatric boarding episodes in 2024 and said outpatient investment is needed to reduce pressure on emergency and inpatient services. A rural provider said her organization had to close an in-home children’s mental health program because of insufficient reimbursement, harming access in underserved counties. A psychologist testifying for the Minnesota Psychological Association supported the bill’s general direction but objected to repealing the pay differential for doctoral-level psychologists, arguing that doctoral training is more extensive and that eliminating the differential could worsen workforce shortages. After testimony and member questions about the bill’s scope and cost, public testimony was closed and the bill was laid over.
MN
Transcript Highlights:
- Senate File 2076 is before the committee.
- Senate file 2067 I'm also participating Senate file 2067 I'm also participating in<00:05:20.680>
the - Board uh on Senate file Board uh on Senate file 2067<00:15:45.440>
thank <00:15:45.560> - Senate file Senate file 2067<00:17:39.520>
and <00:17:39.600>I <00:17:39.720>ask - opportunity to testify on Senate file opportunity to testify on Senate file 2067<00:36:38.359>
MN
Transcript Highlights:
- House File 2103.
- So they asked to use retail rates, not the applicable rate, which was the full cost, but the average.
- of their rates.
- of the retail rate.
- So essentially you revisit rates.