Video & Transcript Research : 'cost of borrowing'

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HI

Hawaii 2026 Regular Session

Room 229 Conference PM - 04-28-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • of Hawaii Cancer Center. of Hawaii Cancer Center.
  • produce and packaged food products that do not cost more than 5% of the non-local cost.
  • of of areas in Yeah, so there's a number of of areas in which<00:25:45.640> we<00:25:45.800><
  • So, just to verify, total sum of 375,000... ...of 375,000, 225,000 for the establishment of three FTE
  • bit of time to review it. bit of time to review it.
HI

Hawaii 2026 Regular Session

Senate Floor Session 04-28-2026 12:00pm

Hawaii Senate Floor Meeting

Transcript Highlights:
  • of you to her family. but I wanted to introduce all of you to but I wanted to introduce all of you to
  • On page 17, adoption of resolutions. On page 17, adoption of resolutions.
  • Colleagues, we have recently learned of the passing of a public servant known to many of us through our
  • in memory of Sam Hunt.
  • Please join me in rising to observe a moment of silence in honor of the memory of Sam Hunt.
HI

Hawaii 2026 Regular Session

Room 229 Conference AM - 04-28-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • kind of socialize with everybody first. kind of socialize with everybody first.
  • Okay.<00:04:13.080> Because<00:04:13.400> of<00:04:13.480> Fin. Okay.
  • Because of Fin. We have Fin. Can we vote on this? So, let's vote this in now. Okay. Yeah.
  • order and put it to the end of the schedule.
  • Okay, we do not have wire release as of yet.
HI

Hawaii 2026 Regular Session

Room 016 Conference PM - 04-28-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • On behalf of the Senate, myself as chair, co-chair Lee and Manager Inouye are excused.
  • I'm very excited about some of the bills we have been looking at regarding community resiliency.
  • What I'd like to suggest is that we consider some of the testimony.
  • The questions were whether or not this could be expanded just a little bit, and I think in light of the
  • What I'd suggest is that we consider some of the testimony and the questions were whether or not this
VT

Vermont 2025-2026 Regular Session

House Caucus of the Whole - 2025-04-08 - 11:00AM

Vermont House Floor Meeting

US
Transcript Highlights:
  • Every member of this committee is a parent and most of us, well some of us are grandparents.
  • So this trifecta of no satiety, low cost, and addiction really kind of spiral us into this process of
  • The cost of managing these illnesses is actually staggering, increasing as our population ages, and places
  • I think it was in Minnesota you saw a town that saved 30% of their city worker health care costs since
  • Have you done a study that shows how much might be saved versus what the input of cost to a community
Summary: The committee meeting was marked by discussions surrounding health policies aimed at enhancing the lifespan and quality of life for the community members. The chairperson initiated the session with personal reflections on the importance of extending not just the years of life but also the quality of those years, especially from the perspective of parents and grandparents. Members engaged in thoughtful dialogue regarding potential legislative measures that could address public health in a more holistic manner, emphasizing the need for community outreach and effective health education programs.
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children. (3-19-26)

Families & Children

Transcript Highlights:
  • I missed an entire year of his life. I missed an entire year of his life.
  • years of pain. years of pain.
  • the child of an incarcerated parent. the child of an incarcerated parent.
  • during those 17 months while under the care of the Department of Corrections.
  • with that kind of a past. with that kind of a past.
KY

Kentucky 2026 Regular Session

House Standing Committee on Health Services (2-26-26)

Health Services

Transcript Highlights:
  • <00:07:51.759> So<00:07:52.080> why it cost us millions of dollars.
  • So why it cost us millions of dollars.
  • grant that we can defray some of the costs there.
  • the cost to administer this program of the cost to administer this program um<00:17:00.320> and
  • But as far as going of the costs there.
Summary: The House Standing Committee on Health Services met with a quorum and first heard Senate Concurrent Resolution 9 from Sen. Steve Meredith. He argued that Kentucky’s Medicaid system is too costly and bureaucratic, saying spending has grown dramatically and that managed care organizations do not align with improving health outcomes. His proposal would create a feasibility study for a five-year pilot of an “accountable community healthcare organization” in three area development districts, with a locally owned, nonprofit, provider-driven model intended to reduce costs, address social determinants of health, and keep savings in the community. Members asked about how the model would differ from MCOs, administrative costs, eligibility changes, and implementation costs; Meredith said the model would eliminate preauthorization barriers, rely on provider and community risk-sharing, and could be funded initially through existing grant opportunities. The committee then voted unanimously to report SCR 9 favorably. The committee next took up Senate Joint Resolution 23, the “Food is Medicine” resolution, introduced by Sen. Shelley Funke Frommeyer and Dana Feldman of the Kentucky Department of Agriculture. They described the resolution as part of a broader wellness and rural prosperity effort, emphasizing that nutrition should be treated as part of health care and that Kentucky agriculture can support better health outcomes through local, healthy food. They said the effort grew out of task force work and regional listening sessions and is intended to build a foundation for continued collaboration between hospitals, agriculture, and state agencies. Members expressed support for the concept and the partnership approach, and the discussion highlighted using evaluation and shared learning to expand the initiative.
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children. (2-12-26)

Families & Children

Transcript Highlights:
  • of and research at the Kentucky Chamber of Commerce.
  • of of everything. Uh it was in her home. of of everything. Uh it was in her home.
  • > of<00:15:21.600> the helping a lot of things um some of the helping a lot of things um
  • <00:15:51.600> We the the cost of a mortgage payment.
  • We the the cost of a mortgage payment.
Summary: The committee heard House Bill 6, as amended by a committee substitute, which was described as a broad child care reform package developed through a multi-stakeholder collaborative. The substitute added a two-year pilot program for off-base child care at Fort Campbell and Fort Knox, beginning July 1, 2026, and making the bill an emergency measure for that purpose. Sponsors said the bill focuses on long-term reforms to affordability, quality, and access, including modernization of the All Stars quality rating system, creation of micro centers, support for children with special needs, child care data and transparency measures, CCAP improvements, and changes to the employee child care assistance partnership (ECAP). Testimony explained that micro centers are intended to fill gaps such as rural, third-shift, drop-in, and partnership-based care, would initially be limited to 10 statewide with no more than two per county, and could serve 4 to 24 children under a more flexible regulatory framework. Members also discussed whether family child care homes like the “Miss Barbara” model fit the bill; sponsors said they are not micro centers, but the bill includes other provisions to support family child care homes. Questions also focused on ECAP, which was described as a tri-share model in which employers contribute, the state matches for eligible employees, and the employee pays the remainder; sponsors said the bill privatizes ECAP first before considering expansion to teachers or public employees. House Bill 6 passed favorably by a vote of 12-0-1, and the title amendment passed. The committee then took up House Joint Resolution 50, also sponsored by Representative Heavrin. The resolution asks the Kentucky Auditor’s office to study the administrative regulations, statutes, agency policies, and processes affecting the opening and operation of licensed and certified child care services, with particular attention to the All Stars program. The sponsor said the goal is to identify opportunities for change through a thorough third-party review, noting that the All Stars system has been in place for about 10 years and that many child care rules are tied to federal funding and cannot be changed quickly. The resolution passed unanimously by a vote of 13-0. The meeting concluded with notice of the next committee meeting and adjournment.
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children. (2-5-26)

Families & Children

Transcript Highlights:
  • <00:01:06.720> home<00:01:07.119> and of children that are in out of home and of children
  • At the state level, family fragmentation is estimated to cost the Commonwealth of Kentucky at least $375
  • In a world that routinely asks children to bear the cost of adult choices, we must have the audacity
  • cost the Commonwealth of estimated to cost the Commonwealth of Kentucky<00:13:48.880> at<00:13
  • routinely asks children to bear the cost routinely asks children to bear the cost of<00:15:44.079
Summary: The House Families and Children Committee met in the 2026 regular session and heard House Bill 109, which would amend Kentucky divorce law to waive the current 60-day waiting period for couples with minor children when the parties have already completed mediation or collaborative family law and are ready to finalize their decree. The bill sponsor, Representative Deetsz, argued the measure would reward families who have already done the work to resolve custody, parenting time, and property issues outside of court, and said it would not affect traditional litigation cases. She also explained that delays can be especially burdensome when retirement-account division requires a QDRO after the decree. Committee members discussed how long collaborative cases typically take, with the sponsor estimating about six months on average and longer in complex cases, and noted that some judges already require parenting classes or allow reconciliation conferences in certain circuits. David Walls of the Family Foundation testified in opposition, saying the bill would make divorce easier for parents with children and move Kentucky in the wrong direction. He argued waiting periods can encourage reconciliation, protect marriage commitments, and reduce harms to children and public costs associated with family fragmentation. He urged lawmakers to preserve or even lengthen the waiting period rather than eliminate it, and framed the issue as protecting children and strengthening marriage. During questions, Representative Bojanowski strongly objected to Mr. Walls’ characterization of divorce, saying her own divorce was necessary for her children’s well-being and that the bill simply shortens the process after mediation. Representative Elliott asked about typical timelines in collaborative cases and noted that some courts require parental education. Representative Moser asked whether counseling is required; the sponsor said it is not, though reconciliation conferences may be requested at a judge’s discretion. The transcript ends after discussion of the bill and before any recorded vote or final committee action.
KY

Kentucky 2026 Regular Session

House Standing Committee on Health Services (2-5-26)

Health Services

Transcript Highlights:
  • <00:03:27.920> hours<00:03:28.239> of limits on the maximum number of hours of limits
  • of some of the And and just by virtue of some of the comments<00:18:52.240> and<00:18:52.400>
  • Um, would you all speak to the cost of the training for the peers?
  • kind of systems all of these navigation kind of systems and<00:27:25.760> workers<00:27:26.159
  • members of the committee. members of the committee.
Summary: The House Standing Committee on Health Services met with a quorum and took up House Bill 470, which was presented as a cleanup and delay measure related to peer support specialists and Medicaid reimbursement. The bill would extend the deadline for registered alcohol and drug peer support specialists to be Medicaid reimbursable, address issues created by delayed regulations under House Bill 505, remove a limit on direct client care hours, and create a work group to examine oversight and possible future board structure for peer professionals. The committee adopted a committee substitute before hearing testimony. Bill sponsor Rep. Kim Moser and supporting witnesses said the change was needed because implementation problems and regulatory backlogs had created a peer support workforce shortage and confusion across multiple peer categories, including substance use, mental health, re-entry, and gambling peers. Elena Swezy argued the bill would stabilize the workforce, improve oversight, and allow time to develop a more effective credentialing framework. Frank Miller Jr. testified in opposition, arguing the bill lacked a proper enabling statute for Medicaid-related changes and would not be enforceable as written. Sarah Vaughn also raised concerns about the bill’s impact on mental health peer specialists, multispecialty behavioral health groups, and whether separate regulations would be needed for mental health and substance use services. Committee members questioned the bill’s structure, fiscal impact, training costs, and whether the work group would be appointed or informal. Sponsors responded that the bill does not require providers to hire anyone, only sets registration requirements if they do hire substance-use peer specialists, and said the work group was intended to help develop a more unified oversight model. Several members expressed concern about the complexity of the issue and the short testimony time, while others supported the bill as a way to improve oversight and reduce fraud risk. The committee approved House Bill 470 as amended by the committee substitute, and then adopted a title amendment; the bill passed with favorable expression.
FL

Florida 2026 Regular Session

Appropriations Committee on Criminal and Civil Justice Feb 4th, 2026

Appropriations Committee on Criminal and Civil Justice

Transcript Highlights:
  • Without these types of bills, it could literally cost them their life because what they think they're
  • some of those disabilities in which you just spoke of.
  • some of those disabilities in which you just spoke of.
  • And it also gives all of us a greater awareness. It kind of puts it in the front of our attention.
  • It kind of puts it in the front of our attention.
Bills: S0132, S0418, S0646, S0820, S1734
Summary: The Appropriations Committee on Criminal and Civil Justice met with a quorum and took up several bills. SB 646, relating to drug paraphernalia, was presented by President Gates as a narrow measure to allow drug testing tools such as fentanyl test strips and reagent kits to detect dangerous adulterants and help prevent overdose deaths. Senator Osgood spoke in strong support, describing the bill as important for people in recovery. The bill had one support appearance and was reported favorably by unanimous roll call. The committee then heard SB 418 on law enforcement interactions with individuals with autism spectrum disorder. Senator Jones explained that the bill requires autism awareness and communication/de-escalation training for officers and creates a voluntary Blue Envelope Program for drivers with ASD. Multiple advocates, including Disability Rights Florida, an Autism Society representative, parents, and a retired federal officer, testified in support, emphasizing safety, communication, and the need to avoid tragic misunderstandings during police encounters. Senators also discussed whether broader disability training should be considered in the future. SB 418 was reported favorably unanimously. Next, the committee considered SB 132 on restoration of voting rights, which would require the Florida Commission on Offender Review to create and maintain a public database to help people determine whether they have completed sentence requirements for rights restoration and to publish clearer instructions for eligible individuals. An amendment was adopted to make the database subject to legislative appropriation. The bill was then reported favorably. The committee also approved SB 1734, which recognizes juvenile probation and detention officers as officers under state law and extends training, certification, and certain benefits, and CS/SB 820, which strengthens reporting requirements for problem-solving courts and sets annual reporting deadlines. Both bills were reported favorably after brief discussion and support appearances.
KY

Kentucky 2026 Regular Session

House Legislative Session Day 7 (1-14-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • Next order of business is report of committees.
  • The House of Representatives of the Commonwealth of Kentucky does hereby adjourn this legislative day
  • of Next order of business, the approval of the<00:10:05.680> journal.
  • <00:11:41.839> of Representatives of the Commonwealth of Representatives of the Commonwealth
  • of those around her, living a legacy of of those around her, living a legacy of compassion<00:12
Summary: The House convened with an invocation and Pledge of Allegiance, then established a quorum with 95 members present. Members approved excusing absent members, suspended rules to allow co-sponsorships and vote modifications, and approved the journal from January 13, 2026. The Banking and Insurance Committee reported House Bills 176, 184, and 265 favorably, and those bills were placed on the calendar as having had first reading. The chamber then took up several announcements and citations. A legislative citation was adopted honoring Tatum Elizabeth Dale, with remarks from members describing her kindness, service, and impact on the community. Another citation was adopted recognizing Emily Bingham for her book My Old Kentucky Home: The Astonishing Life and Reckoning of an Iconic American Song. Members also announced upcoming committee meetings, including Tourism and Outdoor Recreation, the House Budget Review Subcommittee on General Government, Health Services, and Oversight and Investigations. The House received a large batch of new bill introductions covering topics such as criminal law and minors, electric utilities, daylight saving time, veterans’ treatment and benefits, transportation, outdoor recreation, human trafficking, licensed professionals, automated license plate readers, postsecondary education, utility disconnection protections, electric metering, virtual currency kiosks, mental health facilities, perinatal mood and anxiety disorder screening, controlled substances, prescription drugs, and literacy in schools. Two resolutions were also introduced, one encouraging a school naming honor for Jose Marte and another recognizing International Holocaust Remembrance Day. The Committee on Committees then referred numerous bills to standing committees, and the House adjourned until 2:00 p.m. on Thursday, January 15, 2026.
KY
Transcript Highlights:
  • So that gives you an idea of the reinsurance costs.
  • main cost drivers are the first of the main cost drivers are the first of all<00:14:45.839> the
  • of the cost.
  • And consumer and little bit of the cost.
  • <01:08:16.640> you of insurance, it will likely cost you of insurance, it will likely cost
Summary: The committee met with a quorum, approved the September 16 minutes, and then received an update from Insurance Commissioner Sharon Clark and staff on the Department of Insurance. Clark reviewed department activity, including growth in premium volume and licensing, consumer complaints and recoveries, and a rise in fraud referrals. She said the department has 66 open fraud cases and described common schemes such as staged auto accidents, inflated repair or cleanup charges, and roofing scams. She also said the department’s investigators often prepare strong cases but face reluctance from local prosecutors, especially in Fayette and Jefferson counties, to pursue them. Clark reported favorable workers’ compensation news, saying rates will decrease 9.7% next year for the 20th straight year. She contrasted that with a difficult property insurance market driven by storms, reinsurance costs, inflation, labor shortages, and litigation, but said Kentucky’s market remains relatively stable, citing the Kentucky Fair Plan’s small number of policies. She then warned of significant 2026 health insurance premium increases on the exchange: 16.1% for Molina, 23% for Anthem, and 37% for WCare, after CareSource withdrew. She said the rates were reviewed by actuaries and found fair, but that the biggest pressure point is the scheduled expiration of enhanced premium tax credits, which she said could leave about 90% of exchange enrollees facing a compounded increase. Members questioned Clark about fraud prosecution, the number of people in commercial versus public coverage, and the impact of expiring subsidies. Clark said the prosecution issue is mainly with Commonwealth attorneys and that rural counties are more cooperative than urban ones. She also said the health market is individually rated and that older enrollees would be hit harder, while the loss of tax credits could push some people out of the marketplace. One member asked about the attorney general’s recent opinion on SB 188, the PBM bill; staff said attorneys were still reviewing it. Clark closed by noting that Kentucky’s fraud and towing/storage legislation has become a model for other states.