Transcript Highlights:

• The disabilities, individuals that are just getting out of high school, individuals that have maybe been
• The JET program provides equipment to to independent school districts or institutions of higher education
• there are requirements for care, for outdoor activity, for educational functions in the... in the school
• Another program is the risk transfer or insurance purchasing program.
• I've been talking to some of the schools.

Committee: House Trade, Workforce & Economic Development

Keywords: 1184, house, all

Transcript Highlights:

• charter schools, we get children every month coming back from charter schools.
• charter schools, we get children every month coming back from charter schools.
• charter schools, we get children every month coming back from charter schools.
• talking about s school about school, you talking about s school systems<01:25:33.920><c> having</c><01
• . schools. schools.

Keywords: 1136, house, all

Transcript Highlights:

• They'll go right to the school to see the kid as long as a parent's with them.
• We were on a high-deductible plan because I was in graduate school.
• No matter who you are, when you're in graduate school, it might as well be a million dollars.
• We were on a high-deductible plan because I was in graduate school.
• This care is you purchase a policy. This would just be a shorter term here.

Bills: HF2400 , HF1724 , HF3437 , HF4333 , HF2874 , HF4052

Committee: House Commerce Finance and Policy

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• They were established when a school group, a fourth-grade group from Holderness, actually proposed the
• group a fourth established when a school group a fourth grade<00:21:49.039><c> group</c><00:21:49.280
• My experience has been with the Moose Plate when people are purchasing a plate that has a wildlife logo
• So, the purchase of the decal is a upfront sort of one-time cost.
• This includes conservation districts, K-12 schools, and environmental groups.

Committee: Senate Transportation

Keywords: 1191, senate, all

Transcript Highlights:

• The University of Kentucky reported three medical equipment purchases.
• Pursuant to KRS 45.812.1 through their fiscal agents, seven school districts, none of which needed an
• additional tax levy to pay debt service, reported debt issues to finance new projects, and one school

Keywords: 958, all

Summary: The committee first handled routine business, including a quorum call, approval of the April 27 minutes, and a report of informational items. Those informational items included University of Kentucky medical equipment purchases, UK’s planned use of restricted funds for a public-private partnership, school district debt notices, UK’s use of construction management at risk for five projects, Kentucky Communications Network Authority capital project reporting, and UK lease improvements. The main action item was University of Kentucky’s request for approval of a $600 million central plants and utility infrastructure P3 tied to the Chandler expansion and other campus facilities. UK said the project would modernize and expand utility capacity, improve redundancy and efficiency, and support 24/7 hospital operations. UK explained that the financing would combine private equity and nonprofit debt, with no UK or Commonwealth debt or upfront payment, and that future availability payments would come from UK Healthcare funds. Members asked about the financing stack, the source of the restricted funds, and whether existing units would be replaced or modernized. The committee then approved the P3 agreement by roll call vote. The committee also considered and approved a lease renewal for a 20,000-square-foot College of Medicine facility near the Bowling Green Medical Center. UK said the lease would cost $38 per square foot, or $912,000 annually, and supports its long-running partnership with Bowling Green Hospital and planned medical student growth in the region. Members spoke favorably about the local impact of the program, and the lease renewal passed by roll call vote. Finally, the Finance and Administrative Cabinet reported three items requiring no action, including a $2.103 million Transportation Cabinet Department of Aviation project for two medium box hangars at Capital City Airport. Cabinet staff said the project would be funded by federal aviation money and restricted aviation funds, and later explained that the restricted funds come from a jet fuel tax deposited into the Aviation Economic Development Fund.

Transcript Highlights:

• So that would be throughout the— I mean, it would come out of state funds and go back to the school district
• Feedback from school districts or taxing districts or those kind of thing.
• Somebody was concerned with the online purchases, and to me that was kind of like if you're buying something

Committee: House Special Committee on Tax Reform

Keywords: 959, house, all

Transcript Highlights:

• solutions that can share intelligence with the CSOC and FLDS and achieve significant savings when purchasing
• all for state employees, and also handles labor relations for public sector state, county, and city school
• all for state employees, and also handles labor relations for public sector state, county, and city school

Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government

Summary: The committee first took up confirmation of five water management district appointees: Ted Everett and Jerome Pate to the Northwest Florida Water Management District, Michael Romano to the Big Cypress Basin Board of the South Florida Water Management District, and Paul Bissfam, John Hall, and Virginia Johns to the Southwest Florida Water Management District. Senator McClain moved confirmation, the roll was called, and the committee recommended all appointees favorably. Members then received the Governor’s Florida First budget presentations for environmental agencies. The environmental package totaled about $5.8 billion and emphasized Everglades restoration, water quality, resilience, land conservation, state parks, hazardous waste cleanup, wildlife management, wildfire response, and citrus support. DEP highlighted more than $1.4 billion for water resources, including $810 million for Everglades restoration, $202 million for Resilient Florida, $150 million for Florida Forever, $70 million for state parks, and $221 million for contamination cleanup. FWC, Agriculture, and Citrus funding priorities were also outlined. Members asked about Florida Forever funding, state park wastewater and septic needs, a reduction at the Florida Wildlife Research Institute, and beach renourishment funding for storm damage. The committee also heard the General Government portion of the budget, which totaled about $2.9 billion and covered DBPR, Lottery, Financial Services, Management Services, Revenue, PERC, and the Gaming Control Commission. DBPR requested funds for license processing, an animal abuse hotline, fleet replacement, and IT retention. FGCC sought new enforcement squads and an IT licensing/enforcement system. The Lottery proposed marketing, retail engagement, IT, and retention funding. DMS emphasized building modernization, fleet telematics, 911 and radio upgrades, cybersecurity, a local government cybersecurity grant program, and data interoperability. PERC described a sharp increase in labor cases and elections after SB 256 and requested staffing, election administration, and hearing officer pay increases. DFS highlighted My Safe Florida Home, fire marshal and first responder support, financial investigations, and gold and silver legal tender implementation. Revenue requested operational and IT funding and support for fiscally constrained counties. Questions focused on DBPR’s condo and HOA initiatives, cybersecurity grant reductions, and the My Safe Florida Home program’s abandoned grants and matching requirements. No additional votes were taken, and the committee adjourned.

Transcript Highlights:

• it's a... is if you've ever been associated with some of the youth tournaments that you see in high school
• Part of it is due to the new cool thing in schools: the outdoors.
• The next owner could easily be an individual similar to the person who previously purchased the land

Bills: HF647 , HF2824 , HF1249 , HF623 , HF820

Committee: House Environment and Natural Resources Finance and Policy

Keywords: water appropriation, aquifer management, potable water, water conservation, environmental policy, fishing regulation, angling, sustainability, biodiversity, game fish, Carley State Park, Minnesota state parks, state lands, park boundary expansion, Wabasha County, Department of Natural Resources, DNR, public lands, land acquisition, park addition

Transcript Highlights:

• So Owl would be graduating from high school, from Redwood High School in Marin County, in June.
• She was transitioning from middle school to a high school that none of her friends were attending.
• Like, there are school-wide text message threads going on, like in my own kids' school.
• We have schools, we have people, we have communities, we have coaches.
• This will make the phone not work during the day at school.

Summary: The hearing focused on online safety controls and whether parental controls are sufficient to protect children on social media and other digital platforms. The chair and several members framed the issue as a child safety and public health problem, not just a technology issue, and said the goal was to understand what parental controls do, where they fail, and what policy solutions might be needed. Opening remarks also emphasized that California should lead on safer online spaces for children. Victoria and Paul Hinks gave emotional testimony about the death of their daughter, Alexandra, saying that despite using screen time limits, content filters, app restrictions, and other parental controls, their daughter was still exposed to harmful content and found ways around the settings. Researchers and advocates from Stanford, Children Now, and other organizations said parents face major challenges because digital parenting is complicated, platforms and apps change constantly, children can bypass controls, and many tools are costly or inaccessible. They argued that parental controls are often incomplete, hard to use, and not enough on their own to prevent harms such as cyberbullying, self-harm content, eating disorder content, and exploitation. Witnesses also discussed broader risks in digital spaces, including mental health harms, addiction, fentanyl-related contact through social media, and concerns about AI chatbots. Several speakers said safety should be built into products from the start, with stronger age assurance, clearer reporting systems, independent standards, and corporate accountability. Members asked about what “safe” means, whether other countries’ restrictions are effective, and which features are most harmful. There was broad agreement that no single tool is enough and that multiple layers of protection are needed. The final panel featured representatives from Meta, Google, OpenAI, and Roblox, who described their companies’ teen safety features and parental tools. They pointed to default protections for minors, content limits, bedtime and screen-time tools, age assurance efforts, and new parent notifications for certain self-harm searches. They also supported legislation on age assurance and app-store parental approval. Members pressed the companies on whether their tools are truly effective, and several witnesses acknowledged that current systems still have gaps and that more work is needed.

Transcript Highlights:

• of hardware with finite purchase of hardware with finite technological<00:09:31.680><c> life</c><00:
• Um, were you all able to, and I get why that they purchased the equipment and things up front.
• So, from purchase to tower completion is a year and a half. in that particular procurement.
• So, from purchase to tower Okay.
• </c> sufficient progress in uh purchasing sufficient progress in uh purchasing acquiring<01:13:04.719

Keywords: Call to Order and Roll Call- 00:00:01 Staff Report on Statewide Emergency Responder Voice System- 00:01:09 Kentucky State Police and Finance and Administration Cabinet Response to Staff Report- 00:48:37 Adjournment-01:34:512, 958, all

Summary: The committee heard a staff report on Kentucky’s statewide emergency responder voice system (SERVS), a multi-phase project intended to improve interoperable radio communications for first responders. Staff said Kentucky State Police did not appear to have violated statutes or regulations, but the project lacked an overall master plan, clear milestones, and consistent documentation, which contributed to delays, spending issues, and deployment problems. The report recommended updating the Kentucky Field Operations Guide to reflect SERVS and noted that the project has been funded in phases since 2018, with appropriations totaling roughly $216 million across 2018, 2020, 2022, and 2024, while about $109 million had been spent by the end of fiscal year 2025. The report raised concerns about project sequencing and oversight. Staff said most spending was concentrated in special mobile equipment, with Motorola accounting for about two-thirds of all SERVS expenditures and the top four vendors making up 81 percent of spending. They also said a sample of Motorola payments suggested possible late payments, though they could not confirm whether interest was paid. Staff criticized the use of master agreements for a project of this size, the lack of a centralized ledger, and the absence of a documented timeline or risk mitigation plan. They recommended stronger procurement and planning requirements, including possible legislative changes requiring approved master plans for large capital projects and additional funding conditions tied to SERVS master agreements. Land acquisition and deployment progress were identified as major bottlenecks, especially in Eastern Kentucky. Staff said the project began in western Kentucky using existing tower sites, but the remaining work is concentrated in harder-to-acquire areas, with more than 95 percent of new towers still incomplete. They said the Division of Real Properties did not begin formal contract work on acquisition until October 2024, despite earlier coordination, and recommended earlier consultation on future projects. Staff also noted that the Kentucky Wireless Interoperability Executive Committee had not been active in oversight, and survey results showed limited awareness and involvement among first responders. Committee members agreed that the lack of an initial implementation plan and the continuing need for funding reflected broader planning problems, and they discussed the need for a clearer end-to-end game plan rather than continuing to fund the project without a defined completion path.

Transcript Highlights:

• establishes a pilot program to provide a one-time tax credit of up to $750 for New Mexicans who purchase
• credits issued on a first-come, first-served basis, ensuring we incentivize as many safe storage purchases
• The Department of Public Safety will certify eligible purchases, ensuring compliance with safety standards
• This, we mandated the purchase of an item in this very legislation.
• To another end of it, could you help me understand how it is fair to future Purchasers to have their

Committee: House House Commerce & Economic Development Committee

Transcript Highlights:

• So, I do think um that it the purchaser?
• </c><01:00:56.480><c> a</c> experience um in going to purchase a experience um in going to purchase a
• And most importantly, it doesn't deter from people purchasing the card.
• </c><01:08:00.079><c> I</c><01:08:00.319><c> don't</c> and purchase an individual card?
• I don't and purchase an individual card? I don't think<01:08:00.559><c> so.

Committee: Senate Energy and Natural Resources

Keywords: 1191, senate, all

Transcript Highlights:

• If a van is purchased by an owner who lives in Pierce, King, or Snohomish County for $122,000, they pay
• That total of taxes alone are $13,542, an additional 11% of the purchase price on the day of delivery
• My 2022 RAM ProMaster 3,500 cargo van chassis had a purchase price of $53,685.
• That total of taxes alone are $13,542, an additional 11% of the purchase price on the day of delivery
• My 2022 RAMPro Master 3,500 cargo van chassis had a purchase price of $53,685.

Summary: The committee held public hearings on three transportation-related bills on February 2nd. House Bill 2305 would exempt travel vans from the motor vehicle excise tax by distinguishing them from motor homes; staff said the Department of Revenue saw no fiscal impact, while the Department of Licensing estimated a $129,000 one-time system update cost and an indeterminate revenue impact. Representative Keaton sponsored the bill, and the lone testifier, Dennis Rhodes, argued that travel vans should not be taxed like motor homes and said the current tax unfairly applies to accessories and interior build-outs. House Bill 2601 would create a new motorcycle weight-fee category with a $15 fee instead of the current $35 fee. Staff estimated about 190,000 annual transactions and roughly $3.8 million per year in lost revenue to multimodal transportation accounts, plus about $20,000 in Department of Licensing programming costs. Representative Richards described the bill as a fairness issue for riders, and the only testifier, Larry Walker of ABATE of Washington, supported the measure as more equitable because motorcycles do not weigh anywhere near 4,000 pounds and the implementation date would give the state time to adjust. House Bill 2604 would remove notarization requirements for certain vehicle title-transfer documents used when an insurer totals a vehicle, allowing electronic or printed signatures for those limited transactions. Staff reported no fiscal impact from the Office of the Insurance Commissioner or the Department of Licensing. Representative Richards said the bill would reduce burdens on people in rural areas and others without easy access to notaries or transit, and testimony from Copart representatives and Robert Foley supported the bill as a consumer-friendly way to speed title processing and payment after total-loss claims. After closing public testimony on the last bill, the committee adjourned and moved to caucuses.

Transcript Highlights:

• After the Eaton Fire, property purchase trends show a significant increase in investor activity following
• While investor ownership existed prior to the fire, investor purchases of lots surged afterward.
• One report found that investors purchased close to 49% of properties from February to July 2025, compared
• In the year before the fire, about 8% of purchases were made by corporate entities.
• Purchase your burnt-down lot for a full cash offer.

Summary: The Senate Judiciary Committee heard several bills focused on health care planning, mental health, housing, homeowners associations, groundwater enforcement, pet-friendly rental disclosures, and post-disaster property protections. SB 1088 would modernize POLST and DNR forms by renaming POLST to “portable orders for life-sustaining treatment,” allowing nurse practitioners and physician assistants to sign, clarifying that the forms are voluntary, recognizing out-of-state forms, and permitting electronic signatures. It drew support from the Coalition for Compassionate Care and related groups and no opposition was presented. SB 1242 would allow family members who originally petitioned in CARE Court to continue participating for care coordination and information-sharing, subject to judicial discretion; supporters said it would improve treatment coordination, while Disability Rights California opposed it as coercive and a threat to confidentiality. The committee voted 7-0 to pass SB 1242, and it was placed on call. The committee also considered SB 1007, which would require more HOA transparency, including clearer budget comparisons and disclosure of evidence for violations, and would lower the threshold for regular assessment increases without a homeowner vote. Supporters argued it would curb steep fee hikes and improve accountability, while HOA industry groups warned it could undermine funding for insurance, maintenance, and other operating costs. Members raised concerns about the cap on assessments, but the bill advanced on a 6-1 vote and was placed on call. SB 1364, as amended, would bar custody or visitation rights for a person who impregnated a survivor through sexual assault, using a clear-and-convincing evidence standard rather than requiring a criminal conviction; supporters said it protects survivors and may increase federal funding, while opponents argued it could deny children a relationship with a parent. The bill passed 8-0 and was placed on call. Additional measures included SB 997, which would give the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and sustainability rules; it had support from local water, farm, and county representatives and passed 9-0. SB 1296 would require landlords to disclose pet policies up front in applications, ads, and websites and allow application-fee refunds if disclosure was not made before payment; supporters said it would reduce wasted fees and pet relinquishment, while rental housing groups raised concerns about signage, ADA language, and vaccination disclosures. The bill passed 8-0 and was placed on call. Finally, SB 1090 would prohibit large property owners from making unsolicited purchase offers for five years in wildfire disaster areas, aiming to curb post-disaster speculation; supporters described aggressive investor pressure after the Eaton and Palisades fires, while real estate and title groups raised implementation and enforcement concerns. The committee was still discussing the bill when the transcript ended.

Transcript Highlights:

• I taught for over a decade in some of the public schools in our state, including Centennial High School
• School state, including Centennial High School in<00:23:22.720><c> Circle</c><00:23:23.039><c> Pines
• We love our schools.
• </c> has impacted nearly every school has impacted nearly every school district<00:42:30.160><c> in</
• 01:24:25.120><c> School</c> Association of Secondary School Association of Secondary School Principles

Keywords: 1187, senate, all

Transcript Highlights:

• Public school students.
• Are we reaching out to also include non-public school students who are income-eligible at private schools
• It's only public school students.
• Schools.
• at the School of Business.

Keywords: 988, house, all

Transcript Highlights:

• As a school board trustee, I am really grateful that you've brought this, or former school board trustee
• this or former school board trustee that you've brought this bill forward.
• This bill applies broadly to public spaces, including businesses, schools, workplaces, and health care
• The goal, at the end of the day, some folks utilize that fund to purchase buildings or to purchase another
• However, while we agree that physicians would benefit from more medical school and residency education

Summary: The Assembly Health Committee heard a long agenda of health bills focused on access to preventive care, behavioral health, hospital services, and patient safety. Early items included AB 554, which would expand and protect access to HIV prevention drugs like PrEP, including injectable forms and coverage protections; supporters said it would shore up access amid federal threats, while insurers opposed it as a costly benefit mandate. AB 577 would limit insurer and PBM practices that steer medications away from physician offices and require more transparency and patient consent; doctors and patient advocates supported it, while health plans and insurers warned it could raise drug costs and disrupt specialty pharmacy networks. AB 546 would require coverage for portable HEPA purifiers for vulnerable enrollees during declared emergencies, especially wildfire smoke events, with support from air quality and public health groups and opposition from insurers concerned about benefit expansion and cost. The committee also heard AB 224, which would codify California’s updated essential health benefits benchmark plan after a public review process, adding infertility treatment, hearing aids, and durable medical equipment if approved by CMS for the 2027 plan year. DMHC said the state had completed the review and needed legislation to meet federal timing, and the measure drew broad support. AB 1032 would require plans and insurers to reimburse up to 12 additional behavioral health visits for enrollees in wildfire-affected counties for a limited period after an emergency; supporters argued it would fill gaps in trauma care after disasters, while insurers said existing parity and continuity-of-care rules already address the issue and that the bill could create inequities. AB 849 would require trained chaperones for sensitive ultrasound exams and training on how to observe and intervene; it was backed by a survivor and patient advocates, with hospitals and health districts raising staffing concerns. Later, AB 1196 would direct the Department of Public Health to update outdated rules requiring three surgeons for certain heart surgeries using cardiopulmonary bypass; supporters said the rule no longer reflects modern practice and strains staffing, while cardiology representatives had no formal opposition but wanted to review amendments. AB 1113 would codify a right to wear a mask for health reasons in public spaces, with support from disability and public health groups. AB 1386 sought to add perinatal care to the list of basic hospital services, prompting testimony about maternity ward closures, workforce shortages, and rural access; the author said the bill would be amended further and that the committee would need to revisit timelines and implementation details. The committee also heard AB 1429, which would address Kaiser’s repeated mental health parity violations and improve access to behavioral health care, though the transcript cuts off before any action on that bill is shown. Several bills were moved with motions and seconds, but many were held for quorum; AB 1196, AB 1113, and AB 1386 were among the measures advanced to a roll call or held on call, and the committee repeatedly noted that final votes would occur when quorum was available.

Transcript Highlights:

• Jewish day school girls somehow posed a threat to the public school team.
• I attend the Rasha school, a Jewish school where, while my school days are mostly insulated from antisemitism
• When I was in high school, I was a school of only a handful of Jews.
• I worked in middle school. I am right now working in an elementary school.
• And myself, I've been in public school, charter school, and private school all in the state.

Keywords: 995, all

Summary: The meeting focused on the commission’s work addressing antisemitism in Massachusetts, including security, education, victim services, and legal responses. A major presentation came from former federal prosecutor Eric O’Sham, who described the 2018 Tree of Life synagogue shooting in Pittsburgh, the attack’s planning and execution, the 11 victims killed, the defendant’s white supremacist and antisemitic online activity, the federal prosecution, and the long aftermath for the victim community. Commissioners asked about prevention, radicalization online, security for houses of worship, and how to support victims; O’Sham emphasized the limits of law enforcement when speech is protected, the importance of public education, security grants, and victim-witness support. The commission also heard from Ariel Holman of Agudath Israel, who described a wide range of antisemitic incidents affecting Orthodox Jews, including assaults, threats, vandalism, school harassment, and zoning barriers, and urged expanded security personnel grants, mental health resources, kosher food access, and support for synagogue development. Other speakers included advocates and local officials who supported Holocaust education, the planned Boston Holocaust Museum, cemetery protection, and broader public education efforts, while some public commenters criticized the commission’s focus or raised concerns about definitions of antisemitism and free speech. The meeting concluded with approval of prior meeting minutes and the start of public comment, which was limited to three minutes per speaker due to time constraints.

Transcript Highlights:

• Requires the purchaser be offered a prorated refund if the terms of the digital goods license change
• But the word right up front is buy or purchase, and you think, hey, I just purchased this thing.
• Right now, that's not happening with many digital purchases.
• I purchased it from him, and his father before him started the business in 1929.
• So the concept here is there's a lot of people that use cash primarily, especially for small purchases

Bills: HB2010 , HB2192 , HB2199 , HB2279 , HB2310 , HB2459 , HB2501 , HB2555 , HB2690 , HB2693

Committee: House Commerce

Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights

Transcript Highlights:

• And much like Citizens, the CAT Fund can itself purchase reinsurance coverage.
• The CAT Fund can itself purchase reinsurance coverage, which ensures that it remains able to pay its
• So can you talk about what Citizens' responsibility is when it comes to purchasing reinsurance and how
• And I will tell you right now, we are required to use our best efforts to purchase up to a one-in-100
• And she said, “I was not happy when I had to purchase flood insurance, but I was sure glad I did.”

Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.