Transcript Highlights:

• Well, Senator Deeds. Madam Chair, Madam Chair, I was just going to move that we... Senator Deeds.
• Senator Deeds.
• Senator Deeds.
• Senator Deeds. Madam Chair, I want to amend my motion one more time. Senator Deeds.
• Senator Deeds: no. Senator Hackworth: no. Senator Deeds? 10 ayes, 5 noes. Delegate Phillips: no.

Keywords: House Committee Room C, General Assembly Building, 976, house, all

Transcript Highlights:

• They can review registry of deeds records, anything like that.
• It's fraud that's the issue that anybody could look and see your list of holdings.
• of deeds, records, anything like that. of deeds, records, anything like that.
• It's fraud<00:16:15.360> uh<00:16:15.519> that's<00:16:15.839> the<00:16:16.000>
• fraud uh that's the issue that anybody could<00:16:17.279> look<00:16:17.440> and<00:16

Keywords: 1191, senate, all

Transcript Highlights:

• Senator Deeds. Mr. Chair, aye. You have a quorum. Thank you, sir. Delegate Phillips.
• Senator Deeds.
• Senator Deeds. Madam Chair, I want to amend my motion one more time.
• Madam Chair, Senator Deeds: I move we add question two to the H.J. 3 language.
• Senator Deeds: No. Senator Hackworth: No. Senator Deeds: 10 yeas, 5 nays. Delegate Phillips: No.

Summary: The joint meeting of the Privileges and Elections Committees convened with a quorum present to approve explanatory ballot language for three proposed constitutional amendments scheduled for the November ballot. The committee reviewed the amendments on reproductive freedom, the right to vote, and the right to marry, with staff explaining that the committee was only approving neutral voter-facing explanation language, not the constitutional text itself. Members raised questions about wording, ballot order, and whether the explanations were sufficiently clear or potentially leading, especially on the reproductive freedom amendment. For HJ 1/SJ 1, the committee debated the explanation at length, including objections that it was misleading or incomplete and responses from counsel and supporters that it accurately tracked the amendment text. A motion to insert “Question 1” into the explanation was adopted, and the amended explainer language for the reproductive freedom amendment was then approved. The committee then moved through the right-to-vote and right-to-marry amendments, similarly adding question numbers to the explanatory language before approving the amended explanations. Recorded votes showed the amendments to the explanatory language passing on party-line divisions in both chambers, generally with Senate support from the majority and House support from the majority, while several members voted no. After approving the amended explainer language for all three amendments, the committee concluded the meeting and adjourned.

Transcript Highlights:

• For example, contracts for deed sold by one family member to another were exempted.
• We sell tax-forfeited land on contract for deed, and we should have been exempted.
• 00:32:48.440> have contract for deed and we should have contract for deed and we should have been
• I've used contract for deeds a lot.
• um are going to be on contract for Deeds um are going to be on contract for Deeds but<00:43:09.400

Keywords: 1187, senate, all

Transcript Highlights:

• Unfortunately, we know there’s a lot of daycare fraud out there.
• Fraud takes money away from the very communities that the programs are intended to serve.”
• I think the President just pardoned individuals who've committed fraud for me.
• Individuals who have committed fraud for many, many people.
• More importantly, this bill provides additional incentives for projects that include deed-restricted

Summary: The Assembly met in session, established a quorum, approved dispensing with the previous day’s journal, and then took up a long third-reading file. Early procedural actions included moving AB 1589 to the inactive file and continuing reconsideration items. The chamber then considered a series of bills largely focused on immigration enforcement, detention, worker protections, child care, voting access, and related public services. Several immigration-related measures passed, including AB 2393 on damages for false imprisonment/arrest, AB 1994 on an immigrant victims’ rights and resources card, AB 1929 on health plan investment disclosures, AB 1633 imposing a tax on for-profit detention facilities, AB 1650 requiring decals on rental vehicles used for enforcement, AB 1655 protecting CalWORKs benefits when a child is detained, and AB 1896 disqualifying people who participated in immigration enforcement from certain public employment. AB 2230, which would bar immigration enforcement near polling places and child care facilities, also passed after extensive debate. Supporters framed these bills as accountability and protection for vulnerable communities; opponents argued they targeted federal law enforcement, were unnecessary, or raised constitutional concerns. AB 1851 on statewide school mental-health guidance also passed unanimously. After the midday recess, the Assembly returned and continued with more bills tied to immigration impacts and child welfare. AB 2379 passed with urgency, requiring child care providers to be informed of constitutional rights and trained on protections when confronted by immigration enforcement. AB 2460 passed to update school behavioral-health referral protocols for students affected by immigration enforcement trauma. AB 2495 passed to expand prohibitions on employer immigration-related threats, and AB 2662 was presented as a way for California to monitor and document federal enforcement actions and report on their community impacts. Throughout the day, the floor featured repeated exchanges over whether the bills addressed real problems or were political messaging, but the measures that came to a vote generally advanced with majority support.

Transcript Highlights:

• Representative<00:10:00.600> Deeds.<00:10:01.120> Yes. Representative Deeds. Yes.
• Deeds.
• Representative<00:21:19.560> Deeds. Representative Deeds. Representative Deeds. Yes. Yes.
• Representative Deeds. Yes. >> Yes. Representative Deeds. Yes.
• Representative<01:02:13.320> Deeds. Representative Deeds. Representative Deeds.

Keywords: 958, all

Transcript Highlights:

• My name's on the deed, and I expect the people living in the house to not do damage to my property.
• it easier for the landlord to do what they should be doing with the property with their name on the deed
• with the property with their name<00:58:13.960> on<00:58:14.200> the<00:58:14.320> deed
• name on the deed. name on the deed. Floor<00:58:15.960> leader. Floor leader.
• Senate Bill 437, Criminal Law, Theft and Fraud Crimes Valuation and Forgery of Gift Cards.

Keywords: House streaming session for Friday, April 3, 2026, 957, house, all

Summary: The House convened with 113 members present and took up House Bill 774, a local enabling bill on residential landlord-tenant good-cause termination and eviction standards. The sponsor and floor leader described the bill as intended to create stability for families and communities by limiting nonrenewal of leases without good cause, while emphasizing that it would only take effect if adopted by local counties. The bill’s stated good-cause grounds include repeated late rent payment, lease violations, and other specified reasons. Several amendments were offered and debated. One amendment sought to require tenants to keep paying rent, late fees, and other lease obligations during any legal challenge to a nonrenewal; the floor leader argued this was redundant because existing law already requires payment during holdover proceedings, and the House rejected the amendment by roll call, 79 in the negative. Another amendment added a good-cause ground where housing is tied to employment on the property and the employment ends; the floor leader accepted it as a friendly amendment, and it was adopted. A further amendment exempted short-term rentals such as VRBOs from the bill; it was also accepted as friendly and adopted. The House then rejected another amendment that would have changed the late-rent good-cause standard from four notices in a 12-month period to three. The sponsor argued the change would reduce the time and financial burden on small landlords, while the floor leader responded that the bill did not alter existing eviction timelines for nonpayment and that the current four-instance standard was appropriate. Finally, an amendment to extend access to the state’s eviction counsel fund to low-income landlords was offered, with the sponsor arguing for fairness to small property owners; the floor leader opposed it, saying the fund was created to represent low-income tenants and that most landlords are already represented. The transcript cuts off before the final vote on that amendment.

Transcript Highlights:

• not seen a deed transfer and death deed not seen a deed transfer and death deed that<00:07:42.240
• and original death original death deed and original death deed<00:08:04.199> reference<00:08:
• We received the original deed, but we don't know when that deed is really going to become effective because
• original deed original deed but<00:08:30.840> we<00:08:31.000> don't<00:08:31.280>
• > is but we don't know when that deed is but we don't know when that deed is really<00:08:32.560

Keywords: 1191, senate, all

Transcript Highlights:

• So if a deed gets recorded, the clerk of court records it.
• And let's talk about the deed filing.
• “By the filing of the deed at the clerk of court’s office.
• You can let them know when you do the deed.
• So my bill just says this: if you file a deed, like Mr.

Bills: HR217, HB66, HB204, HB208, HB326, HB472, HB483, HB484, HB793, HB1051, HB1080, HB1087, HB1111, HB1215, SB78, SB148

Keywords: rent stabilization, affordable housing, cost burdened, Louisiana housing, housing policy, emergency rental protections, Alexandria, municipal ordinances, administrative adjudication, code enforcement, housing violations, building codes, zoning, nuisance ordinances, vegetation ordinances, sewerage, drainage, licensing, permits, local government

Summary: The committee met on April 29 and considered a series of local and special bills affecting municipal and parish governance, blight enforcement, development districts, and term limits. Early action included a motion to apply a three-minute rule. House Bill 483, concerning the Fulberg/Marini Security and Improvement District in Orleans Parish, was voluntarily deferred after discussion and no support cards. House Bill 484, which revised the New Orleans Regional Business Park board by reducing membership from 12 to 11 and giving the mayor four direct appointments with removal authority, was adopted as a substitute and reported favorably. Senate Bill 78, dealing with the Shreveport Downtown Development District, was amended to correct a legislative district reference and then reported favorably. The committee also heard announcements that several previously deferred bills would not be heard that day. Several Shreveport-related blight bills were advanced. House Bill 1051, authorizing demolition of certain dilapidated properties in Shreveport, was amended to allow the city to rely on findings from code enforcement, fire, police, or other public safety officials, and then reported favorably. House Bill 1080, addressing condemned commercial property in Shreveport, was also reported favorably, though the author said he would continue consulting with the city attorney before floor consideration. House Bill 66 for Alexandria expanded the city’s administrative adjudication authority to cover a broader range of ordinance violations, including building, zoning, vegetation, nuisance, sewer, drainage, licensing, and permit matters; it was supported by the city and reported favorably. House Bill 326, requiring the Tickfaw police chief candidate to reside within the village, also passed favorably. House Bill 793, a contentious bill concerning recorded subdivision plats and prescription, drew extensive testimony from the author, parish officials, a former appellate judge, and the McCormick family. Supporters said the bill closes a loophole exposed by recent court rulings that could let noncompliant plats become enforceable after five years without actual notice to local governments, while opponents argued the current substitute still creates uncertainty and could burden property owners; the author said the bill was prospective only and would also go to the Law Institute. Despite the debate, the committee moved the substitute favorably. Senate Bill 148, allowing municipalities to pay a modest per diem to planning and zoning commission members by local ordinance, was reported favorably with support from Lake Charles. The committee rejected House Bill 208, which would have let St. Helena Parish voters decide whether to impose term limits on parish governing authority members. The bill’s author argued the people should decide, but the St. Helena Police Jury opposed it and committee members emphasized local control; the final vote was 3 yeas to 10 nays. House Bill 1215, concerning the disposition of historical statues and monuments, was amended to bar the Office of State Parks from placing transferred monuments back in the parish from which they were removed, and then was reported favorably. House Bill 472, authorizing local rent stabilization ordinances during a governor-declared emergency, was amended to limit such ordinances to the emergency period, tie increases to the consumer price index, and cap them at 365 days; discussion continued on whether the measure duplicated existing price-gouging laws and whether a broader study would be preferable.

Transcript Highlights:

• So if a deed gets recorded, the clerk of court records it.
• And let's talk about the deed filing.
• By the filing of the deed at the clerk of court's office.
• That's sufficient enough that you filed the deed, and...
• If you file a deed, like Mr.

Bills: HR217, HB66, HB204, HB208, HB326, HB472, HB483, HB484, HB793, HB1051, HB1080, HB1087, HB1111, HB1215, SB78, SB148

Keywords: rent stabilization, affordable housing, cost burdened, Louisiana housing, housing policy, emergency rental protections, Alexandria, municipal ordinances, administrative adjudication, code enforcement, housing violations, building codes, zoning, nuisance ordinances, vegetation ordinances, sewerage, drainage, licensing, permits, local government

Summary: The committee met on April 29 and heard a series of local bills affecting municipal and parish governance, blight enforcement, planning boards, and other local issues. Early actions included adopting a three-minute rule due to the late hour and deferring several bills that were not to be heard that day. House Bill 483 was voluntarily deferred, while House Bill 484 on the New Orleans Regional Business Park was amended and reported favorably. House Bill 78 on the Shreveport Downtown Development Authority was amended to correct a district reference and then reported favorably. House Bill 66, expanding Alexandria’s administrative adjudication authority for ordinance violations, was supported by the city and reported favorably. House Bill 326, requiring the Tickfaw police chief to reside in the village, was also reported favorably. The committee then took up several Shreveport blight-related bills. House Bill 1051, dealing with demolition of dilapidated residential property, was amended to allow the city to rely on reports from code enforcement, fire, police, or other public safety officials, and was reported favorably. House Bill 1080, a similar measure for condemned commercial property, was also reported favorably, with the sponsor noting he would consult the city attorney before floor debate. Senate Bill 148, allowing Lake Charles to pay a modest per diem to planning commission members by local ordinance, was reported favorably. House Bill 208, which would let St. Helena Parish voters decide whether to impose term limits on parish governing authority members, drew opposition from the police jury and failed on a recorded vote, 3-10. The committee also considered House Bill 1215 on the disposition of historical statues and monuments, adopting an amendment to prevent transferred monuments from being placed back in the parish where they were removed, and then reporting the bill favorably as amended. House Bill 793, a contested bill addressing subdivision plats filed without parish approval and the running of prescription, generated extensive testimony from the author, parish officials, the McCormicks, and a former appellate judge; the committee ultimately reported it favorably, with the author saying he would keep working on the language and send it to the Law Institute. Finally, House Bill 472, authorizing local rent stabilization measures during declared emergencies, was amended to limit any local ordinance to the duration of a governor-declared emergency, tie increases to CPI, and cap the measure at 365 days; the bill remained under discussion with questions about its relationship to existing price-gouging laws and whether the committee should wait for a broader study.

Transcript Highlights:

• This amount funds DEED, 331,622,000.
• spending of deed and DLI. spending of deed and DLI.
• Um it really of both labor and deed.
• We run the labor market information office at DEED.
• MDE deed office of higher education MDE deed office of higher education um<00:33:23.360> department

Bills: HF2440

Keywords: labor market, employment, economic development, funding, data analysis, 1183, house

Transcript Highlights:

• The fifth reform in this bill requires DCF to implement a statewide fraud reduction and payment accuracy
• This amendment reflects a basic principle: public policy should prevent fraud, protect integrity, but
• We only know that, taken together, it is about three times the amount of fraud and administrative and
• and mail fraud, aiding and abetting wire fraud, please, to conspiracy to commit wire fraud and mail
• fraud, aiding and abetting wire fraud and aiding and abetting mail fraud.

Summary: The Senate convened with a quorum, opening with prayer, the Pledge of Allegiance, and several introductions, including recognition of the day’s doctor of the day, an intern, and a resolution honoring the late Bob Graham and firefighter Roger Timmy Miley. The chamber also adopted a resolution designating August 9, 2026, as Bob Graham Day. After routine announcements, the Senate moved to the special order calendar and took up a series of bills, many of them with House companion bills substituted in place of Senate versions. The first major floor action was passage of a tax-related bill conforming Florida’s Internal Revenue Code to federal changes while excluding certain provisions from H.R. 1; it passed 34-0. The Senate then considered CS/SB 1758 on public assistance and Medicaid, which proposed stronger fraud enforcement, a Medicaid work requirement for able-bodied adults, expanded behavioral health services, pharmacy and drug rebate reforms, and SNAP fraud reduction measures. A Berman amendment to require Medicaid expansion before work requirements was rejected, as was an Osgood amendment to add photo-ID protections and exemptions for certain SNAP users. The bill remained on the calendar for third reading after extensive debate and questioning about implementation, exemptions, and potential impacts on beneficiaries. The chamber also passed bills on technology education and AI instruction, a Parkinson’s disease registry and related public records exemption, designation of the SS American Victory as Florida’s official flagship, electronic payments for local governments, repeal of the sunset on gold and silver legal tender, public records exemptions for financial institutions and custodians, a Florida stablecoin pilot program, local government finance transparency, digital voyeurism, and insurance customer representative licensing. Most of these measures were adopted after brief explanation, minor amendments, or substitution of House companions, with votes generally in favor and several passing unanimously or by wide margins. Later, the Senate took up CS/SB 1756 on medical freedom, which would expand parental vaccine information requirements, add a conscience-based exemption, allow behind-the-counter ivermectin access, and repeal the sunset on the mRNA mandate prohibition. The bill’s first amendments clarified anti-kickback rules for vaccine manufacturers and required informational materials to address risks, benefits, safety, and efficacy; the transcript ends during consideration of this bill, before final passage is shown.

Transcript Highlights:

• Now, California has a very naughty record when it comes to combating fraud. The unemployment...
• When it comes to combating fraud, the unemployment benefits from COVID-19, when the governor shut down
• So in Senate Bill 105, the state budget is allocating $35 million to crack down on fraud, to reduce our
• I do not believe that the governor has the capability to run a program without massive levels of fraud
• . $30 billion in fraud.

Summary: The Assembly met in session, established a quorum, and opened with a prayer and Pledge of Allegiance recognizing 9/11. Members then moved through a long daily file and concurrence calendar, with many items passed without debate or temporarily retained. The chamber also took procedural actions, including re-referring AB 1152 to the Public Safety Committee, suspending rules for guest access and file-item handling, and later taking a roll-call vote to allow a late-filed journal letter request. Among the major Senate bills taken up on third reading, the Assembly approved SB 385 on peace officers’ rights, SB 753 on shopping cart recovery, SB 838 on housing and hotel projects, SB 643 on carbon dioxide removal grants, SB 645 on jury peremptory challenges in civil cases, SB 761 on CalFresh access for students, SB 774 on real estate licensing sunsets, SB 400 on renewable energy labor tax incentives, SB 24 on utility spending transparency, SB 37 on attorney advertising ethics, SB 258 on spousal rape involving disabled spouses, SB 364 on outdoor advertising near new freeways, SB 403 removing the sunset from medical aid in dying, SB 770 on HOA barriers to EV charging, and SB 22 on gift certificate cash redemption values. Most of these measures passed with little or no opposition; SB 403 and SB 770 drew more divided votes, while SB 24 was briefly delayed by a call before passing. The Assembly also concurred in numerous Senate amendments on Assembly bills covering a wide range of topics, including service of process (AB 747), local clean energy planning (AB 39), firearms (AB 1078), workers’ compensation (AB 1336), public health (AB 1487), survivor leave protections (AB 406), solid waste (AB 70), water reporting for data centers (AB 93), Diwali recognition (AB 268), wildfire workforce recovery (AB 338), educational equity (AB 419), civic education (AB 422), office-to-housing conversions (AB 507), cannabis tax relief (AB 564), privacy/browser opt-out rules (AB 566), housing element transparency (AB 610), tenant appliance requirements (AB 628), code enforcement penalties (AB 632), homelessness and LGBTQ-related policy (AB 678), energy (AB 740), DEIA review in state government (AB 766), inmate firefighter wages (AB 247), children’s health (AB 798), real estate (AB 851), COVID-era rehiring protections (AB 858), hazardous materials (AB 961), real property and housing covenants (AB 1050), aging (AB 1069), health care facilities (AB 1172), endangered species protections (AB 1319), CalWORKs modernization (AB 1324), cannabis access for seriously ill patients (AB 1332), foreign labor contractors (AB 1362), and downtown revitalization financing (AB 1445). Several of these passed overwhelmingly, while a few drew notable opposition, including AB 93, AB 403, AB 770, AB 851, AB 1050, and AB 1319. The transcript also included extended debate on SB 34, which was presented as a compromise measure on air pollution and port operations in the San Pedro Bay area. Supporters said it narrowed the scope to protect union jobs while preserving AQMD authority, while opponents and supporters alike noted the underlying distrust between labor and environmental stakeholders. The Assembly passed SB 34, SB 515 on disaggregated demographic data collection, and then began taking up AB 495 on immigration, with the sponsor describing family separation and immigration enforcement trauma before the transcript cuts off.

Transcript Highlights:

• Let's bust the ghost students and combat enrollment fraud.
• Let's bust the ghost students and combat enrollment fraud.
• Second, it stiffens penalties for those who commit Medicaid fraud.
• I call it the buy one fraud fighter, get three free plan.
• Let's keep fighting fraud.

Keywords: 919, house, all

Summary: The House began with a resolution recognizing May 15, 2026, as Peace Officer Memorial Day and the week of May 10-16 as Police Week in Minnesota. Members read a series of “whereas” clauses honoring fallen peace officers, including three names added to the memorial this year, and thanking the thousands of officers serving across the state. The resolution was adopted without objection, and the chamber also received a Rules and Legislative Administration report placing several bills on the calendar for the day. The main floor action was on House File 4252, the higher education finance and policy conference committee report. Supporters said the bill includes funding for identification verification systems in the MNSCU system to combat enrollment fraud, money to cover a shortfall in Fostering Independence grants for foster youth, and a small appropriation for trees at Bemidji State University. Several members praised the public conference committee process and the bipartisan work behind the bill. Others criticized the bill for not addressing the larger state grant shortfall and raised concerns about how grant dollars are allocated. The House adopted the conference report and repassed the bill 101-33. The House then concurred in Senate amendments to House File 3825, a public safety vehicle bill that also carried a package of scope-of-practice and licensing changes. Members described provisions affecting acupuncture, athletic trainers, massage therapy, mortuary science, music therapy, social work title protection, pharmacist prescribing, physical therapy, and advanced practice nursing. Supporters argued the changes improve access, affordability, workforce flexibility, and patient care, while one member warned that some scope expansions were insufficiently scrutinized and could harm the health care system. After debate, the House agreed to the Senate amendments and moved the bill forward.

Transcript Highlights:

• There was a u deed and mortgage tax.
• tax in those two mortgage and deed tax in those two counties<00:22:27.840> are<00:22:28.880><
• <00:24:30.080> Um, mortgage and registry uh, deed tax.
• Um, mortgage and registry uh, deed tax.
• Um, so the Hennepin and Ramsey County deed and mortgage taxes were enacted in 1997.

Keywords: 1187, senate, all

Bills: HB85, HB94, HB276, HB323, HB374, HB586, HB656, HB998, HB1204, SB42, SB46, SB51, SB87, SB110, SB154

Keywords: animal abuse, registry, law enforcement, felony offenses, public notification, firearms, due process, confiscation, law-abiding citizen, government funding, self-defense, bail, contradictory bail hearing, Gwen's Law, pretrial detention, criminal procedure, child sexual abuse, child rape, sexual battery, oral sexual battery

Bills: HB2148, HB2306, HB1776, HB2007, HB1939, HB2490, HB1733, HB2049, HB1710, HB1918, HB1926, HB2325, HB2426, HB1553, HB2544, HB2599, HB2616

Keywords: estate tax, generation-skipping transfer tax, unrealized gains, surcharge, property transfer, tax exemption, small business, relative, income tax, tax brackets, household care credit, employment-related expenses, earned income tax credit, food tax credit, fraud disallowance, tenant rights, housing stability, landlord-tenant code, eviction prevention, multilingual resources

Transcript Highlights:

• When the bank can't show how it got the note, doesn't have it, there was fraud, predatory practices,
• When the bank can't show how it got the note, doesn't have it, there was fraud, predatory practices,
• When the bank can't show how it got the note, doesn't have it, there was fraud, predatory practices,
• <00:24:32.960> it,<00:24:33.200> there<00:24:33.440> was<00:24:33.600> fraud
• , note, doesn't have it, there was fraud, note, doesn't have it, there was fraud, pred<00:24:34.559

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Bills: SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923

Keywords: municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI

Bills: SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923

Keywords: municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI