Transcript Highlights:

• Up next, we're going to hear CS/HB 139, pawnbroker transaction forms.
• CS/HB 139, pawnbroker transaction forms, by Representative Lopez and Representative Placencia.
• The bill also clarifies that the state-of-emergency cancellation window is available to consumers up
• This amendment was a recommendation by the CFO's office for some consumer protection.
• This amendment was a recommendation by the CFO's office for some consumer protection.

Summary: The committee took up eight bills and memorials and reported each favorably. It first passed HM 4063, a memorial urging Congress to lay the groundwork for a federal sovereign wealth fund. Sponsor Rep. Anderson described it as a long-term economic security measure, while several members questioned how such a fund would be structured, governed, and balanced against paying down debt. Ranking member Hunschofsky and Rep. Spencer raised concerns about transparency, market disruption, and the lack of specific parameters. The memorial passed on a recorded vote. The committee then approved CS/HB 139, allowing pawnbrokers to use digital transaction forms, with SMG testifying in support as a modernization and pro-business change. It also adopted an amendment and passed HB 1157, which tightens reemployment assistance requirements by adding work-search, interview, identity, immigration, and availability checks; the amendment added protection for missed interviews due to emergencies and removed an email reporting requirement. The Florida AFL-CIO and Florida Center for Fiscal and Economic Policy opposed the bill, arguing Florida’s unemployment system is already overly restrictive and that the proposal would further limit access to benefits, while supporters said it would ensure claimants are actively seeking work and verify eligibility. Members also passed CS/HB 497 to create nonprofit agricultural organization medical benefit plans for farmers and ranchers, with support from Americans for Prosperity, the Florida Hospital Association, and the Farm Bureau; CS/HB 729 to authorize veterinary professional associates to perform limited duties under veterinarian supervision, with testimony from veterinarians and advocates citing access and workforce shortages; and HB 311, a right-to-repair bill for motorized wheelchairs, which drew strong support from disability advocates who described long repair delays, high costs, and the impact on independence and health. Rep. Tramont praised the wheelchair repair bill during debate, and the committee voted it favorably. Finally, the committee passed CS/HB 1549, an Office of Financial Regulation agency bill intended to help regulate financial institutions more efficiently, and CS/HB 715, which allows licensed roofing contractors to perform roof-to-wall connections during reroof or repair projects and extends the emergency cancellation window to 180 days after a declared emergency. HB 715 was amended to require a contract notice advising property owners to verify insurance coverage before signing when the work is tied to an insurance claim. Roofing industry groups and home inspection representatives supported the measure as a way to reduce costs and improve wind mitigation. At the end of the meeting, the chair announced the agenda was complete and the committee rose.

Transcript Highlights:

• As I say, it's been banned since 2021, so the purpose of this bill is to add that consumer product to
• Article 8 deals with transactions and investment securities.
• The broker can only pledge only where consumers and investors have margin accounts.
• SEC both prongs of it, consumers are protected when their assets are pledged.
• So it really put the consumer in a conundrum.

Keywords: 928, house, all

Summary: The committee first heard testimony on House Bill 167, which would add ski, snowboard, and boat wax containing PFAS to the state’s consumer-product restrictions. The sponsor argued the product is already banned in many places, has PFAS-free alternatives, and is used in ways that can directly contaminate water rather than landfills. She cited high PFAS levels in several New Hampshire lakes and said the bill was a simple extension of prior PFAS legislation. A witness also described a personal experience where a liquid ski wax disappeared from the market and later returned, likely because of PFAS concerns. The chair then closed the hearing on HB 167 without a vote. The committee then opened a hearing on House Bill 312, dealing with college athletes’ name, image, and likeness (NIL) rights. Representative Moffett said the bill was modeled on New Jersey law and intended to let student-athletes earn compensation from NIL without losing institutional scholarships, while also requiring licensed representation and setting limits on certain endorsements. He described the measure as proactive because NIL rules are evolving and could create conflicts among schools and future lawsuits. Members questioned whether the bill should apply to two-year institutions, whether it should exclude firearms and weapons, and whether the scholarship protections would cover need-based or academic aid as well as athletic scholarships. Moffett said the scholarship language was intended to protect scholarships generally, but not need-based aid specifically, and he acknowledged discomfort with some of the endorsement restrictions. Public testimony on HB 312 was mixed. One supporter, a former Division III athlete and coach, backed the bill but urged removal of a section allowing institutions or athletic bodies to use an athlete’s NIL without compensation, arguing most New Hampshire athletes do not receive NIL money and should not have to work extra jobs to cover basic expenses. The chair also raised concerns about the bill’s contractual and identity-rights implications, referencing prior committee work on a J.D. Salinger-related identity case and noting the committee had previously declined to get involved in similar contractual disputes. No vote was taken during the hearing.

Transcript Highlights:

• an amount for those transactions.
• per transaction.
• it would be $13 per transaction.
• errors made on recent transactions errors made on recent transactions disability<01:15:06.960>
• > of of driver transactions license uh of of driver transactions license uh transactions<01:17:26.679

Keywords: 1187, senate, all

Transcript Highlights:

• And this allows for the consumer fraud section of the Attorney General's office to address that.
• on consumer confidence and trust in commercial transactions.
• Senate Bill 496 increases accountability for scrap and metal transactions involving copper and brass
• I believe that's a business-to-business transaction, but I really don't want to—I hate that.
• It is, but it's not being uploaded at each transaction.

Summary: The House Committee on Commerce met on May 18, 2026, with a quorum present and the chair noting it was the committee’s last meeting of the session. The committee first considered Senate Bill 254, which would prohibit certain excess debit card surcharges and authorize enforcement by the Attorney General. After adopting technical amendments and a committee amendment requiring written notice before a private right of action, the bill was reported favorably as amended. The committee then took up Senate Bill 80 on broadband administration fees and GUMBO program closeout. Members questioned the proposed increase in administrative and contractor fees, the timing of project completion, and how withheld reimbursements would work for utility damage. After adopting several amendments, including cleanup language and a provision to restore the reimbursement process, the bill was reported favorably as amended, though the Louisiana Telecommunications Association voiced concerns about the withholding language and lack of a clearer fault-determination process. The committee next considered Senate Bill 469, updating the Louisiana Underground Utilities and Facilities Damage Prevention Law. Technical amendments were adopted, along with amendments clarifying that the bill’s 30-day notice to utility owner-operators is separate from existing GUMBO notice requirements and creating a rapid dispute-resolution process involving the Office of Broadband, the utility operator, and the local governing authority. Testimony from broadband and municipal stakeholders emphasized the need for quicker responses to excavation damage and better enforcement, while some witnesses raised concerns about the late amendment and the need for clearer recourse and standards. The bill was reported favorably as amended. Senate Bill 468, dealing with fuel rewards programs and fuel discount limits, was also amended to allow such discounts while capping them at $1 below the advertised price; it was reported favorably as amended. Senate Bill 131, concerning attorney’s fees and costs in professional licensing disciplinary proceedings, drew testimony from a cosmetology board representative and the Pelican Institute. Supporters argued the bill would curb incentives for boards to generate revenue through enforcement and give licensees a fairer opportunity to resolve cases; board testimony noted that some boards already have fee caps and that enforcement actions are relatively limited. After adopting an amendment clarifying when a licensee is the prevailing party, the bill was reported favorably as amended. Senate Bill 251 on critical infrastructure protection also received technical amendments and several substantive changes, including adding ports and airports to the definition of critical infrastructure, clarifying “significant access,” adding a knowledge requirement, and adjusting exemptions and enforcement timing; it was reported favorably as amended after testimony from State Armor representatives about foreign adversary threats. Finally, House Resolution 253 was introduced to create a task force to study how post-2005 building code additions and inspection requirements affect residential construction costs, with the sponsor explaining the goal was to gather industry input and return recommendations next session.

Transcript Highlights:

• <00:55:37.680> credit financial institutions, consumer credit financial institutions, consumer
• regulation, rounding cash transactions regulation, rounding cash transactions authorization,<00:
• That you transactions are electronic.
• <01:02:40.240> This it's an electronic transaction. This it's an electronic transaction.
• If you say shall round for cash transactions. transactions. transactions.

Keywords: Senate streaming session for Tuesday, March 10, 2026, 960, senate, all

Summary: The Senate convened on March 10, 2026, established a quorum, and began with an invocation by Reverend Damien Flowers, which was journalized without objection. The chamber then recognized several guests and honorees, including Dr. Courtney Glickman for being named 2025 Play Therapist of the Year, Sigma Gamma Rho Sorority, Dr. Sonja B. Santelises for her leadership of Baltimore City Public Schools, students shadowing legislators, Navy Alliance representatives, the Maryland Alliance for Advocacy for Sickle Cell, and Ms. Kimberly Body for her lupus advocacy. The Senate also journalized prior remarks about the 6888 regiment. The Finance Committee report then moved several bills forward. Senate Bill 348 would allow hospitals and freestanding birthing centers to contact, rather than only call, patients after high-risk pregnancies; its amendments were adopted and the bill was ordered to third reading. Senate Bill 390 on Wicomico County liquor licenses was laid over under the rule. Senate Bill 492, addressing massage therapy advertising and prohibiting misleading sexual-service advertising, was amended and sent to third reading. Senate Bill 562, concerning pharmacist-prescriber agreements for opioid use disorder treatment, was amended and advanced. Senate Bill 773 would let pharmacists order certain vaccines, including intranasal flu vaccines, for self-administration and was advanced without amendment. Senate Bill 53, on Maryland Port Administration land acquisition notice in Anne Arundel County, was amended and advanced. Senate Bill 428 would bar cost-sharing for collaborative care model services under Medicaid and private coverage and was advanced without amendment. Senate Bill 473 would require human trafficking awareness training for for-hire and transportation network drivers; its amendments were adopted and it was sent to third reading. Senate Bill 585 would shift administration of the human relevant research fund from Health to Agriculture and was advanced. Senate Bill 606, the Easy Pass Commuter Fairness and Transparency Act, would require an MDTA report on commuter plans and unused trips; its amendment was moved as the transcript ended. During debate on Senate Bill 917, which would expand the definition of audiology practice to include certain screenings and non-radiographic imaging, a senator questioned whether the bill would make Maryland the only state restricting a health occupation from performing Medicare-required screenings. The floor leader said the committee had heard that claim in testimony but had not verified it, and the senator moved to special order the bill for amendment, which was granted without objection. Most other bills were reported favorably, with committee amendments adopted without objection and several bills ordered printed for third reading.

Transcript Highlights:

• It has simply abandoned the entire field of consumer protection.
• But these consumer protection cases are only expanding. Thank you.
• maybe in some other instances, too, outside of your district, where we can sometimes be helpful on a consumer-by-consumer
• But I'm also just talking about consumer protection as well.
• But I'm also just talking about consumer protection as well.

Keywords: 995, all

Summary: The joint budget hearing opened the FY27 budget process with remarks from the Senate and House Ways and Means chairs, who described the fiscal outlook as challenging because of slow revenue growth, rising health care and other costs, and uncertainty from federal policy changes. Governor Healey and Secretary of Administration and Finance Matthew Gorzkowicz then presented House 2, a $62.8 billion budget that they said grows by about 1% and does not raise taxes or fees. They emphasized affordability, fiscal discipline, protection of core services, and continued investment in education, transportation, housing, child care, health care, and public safety. The administration also discussed a separate bill to delay and phase in certain federal tax-code changes from the so-called OB3 law, especially research and experimental expense provisions, to reduce immediate budget impacts and preserve competitiveness. A major portion of the hearing focused on education and municipal aid. The administration said House 2 provides about $7.6 billion for Chapter 70 aid, fully funds the final year of the Student Opportunity Act, increases special education circuit breaker funding, and raises rural school aid. Senators and representatives from both parties raised concerns that Chapter 70 and other aid formulas are not equitable for small, rural, and low-wealth communities and are not keeping pace with inflation, and several called for broader review of the formula and related funding streams. The governor and secretary said they are open to further discussion, pointed to additional support through rural aid, special education, transportation reimbursements, and minimum aid, and said total Student Opportunity Act investment would reach about $2.1 billion over the life of the law. Transportation, housing, and fair share spending were also central topics. The administration said fair share revenues are being used holistically, with education-heavy spending in the operating budget and transportation-heavy spending in the supplemental budget, and estimated the overall split to date at roughly 57% education and 43% transportation. They highlighted MBTA stabilization, regional transit authority support, microtransit, fare-free regional transit, and bridge and commuter rail investments, while noting the MBTA remains a major fiscal concern. On housing, the governor stressed production, permitting reform, ADUs, down-payment assistance, and support for public housing authorities, while lawmakers pressed for more funding for local housing authorities and for ways to address out-migration, energy costs, and affordability. The governor also said the administration will not withhold fire safety grants from communities over MBTA Communities Act noncompliance and will handle such issues case by case. No votes were taken at the hearing; it was an informational presentation and question-and-answer session.

Transcript Highlights:

• consumer now let's be clear the consumer consumer now let's be clear the consumer in<03:54:59.720
• and hurt consumers.
• and hurt consumers.
• and hurt consumers.
• and hurt consumers.

Keywords: 928, house, all

Summary: The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops. Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight. Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.

Transcript Highlights:

• The substitute amendment clarifies the daily transaction limit applies whether the transactions are through
• The definition of daily transaction limit is updated accordingly.
• The substitute amendment clarifies the daily transaction limit applies whether the transactions are through
• The transaction limit applies whether the transactions are through one or more virtual currency kiosk
• Notice requirements... ...the transaction be made available.

Summary: The Senate Committee on Banking and Insurance met with a quorum present and took up a full agenda of bills, beginning with SB 1286 by Sen. Wright. That bill expanded the state recruitment bonus program to include newly employed firefighters, created a DFS grant review panel, and established a PTSD institute within DFS for first-responder behavioral health. Fire chiefs, the Florida League of Cities, and others supported the measure, and the committee reported it favorably. The committee then considered SB 198 on virtual currency kiosks by Sen. Rousan. A substitute amendment was adopted that clarified daily transaction limits, registration requirements, expiration rules, and OFR authority to deny registrations. Testimony focused on protecting seniors from crypto-ATM scams while giving the industry regulatory certainty. The committee also favorably reported CS/SB 198. Members next approved CS/SB 772, which allows portable electronics limited licensees to sell eyewear insurance, and CS/SB 1504, which updates insurance customer representative licensing pathways by allowing a high school insurance and personal finance course to count toward pre-licensure education. The committee also favorably reported Sen. Gruters’ CS/SB 1038 and CS/SB 1040, which together create the Florida Strategic Cryptocurrency Reserve and its trust fund framework, and CS/SB 1440, which expands public records exemptions and cybersecurity-related protections for financial institutions, loan originators, money service businesses, and credit unions. Sen. Burton’s SB 1668 on the NICA program drew extensive testimony from a NICA board member and family advocate, who urged stronger funding to preserve lifelong care for catastrophically injured children; the bill was reported favorably despite concerns from the Florida Justice Association about benefit restrictions and retroactivity. Finally, the committee approved CS/SB 570, creating a DFS task force on payment scams, after an amendment reduced FDLE’s required representation. At the end of the meeting, Sen. Burton requested to be recorded in the affirmative on SB 1286, and Sen. Passidomo requested affirmative votes on tabs 3, 5, and 9; the committee then adjourned.

Transcript Highlights:

• <00:03:47.519> the consumer choice while shifting the consumer choice while shifting the burden
• And a lot of consumers go into that without knowing this. resources for so many other consumer resources
• So we ask sound consumer protections.
• Finally, the amendment transactions.
• c><01:04:37.039> is Consumer Protection Committee is Consumer Protection Committee is adjourned

Keywords: 1187, senate, all

Transcript Highlights:

• Cash transactions. The bill doesn't abolish the penny.
• The penny is no longer produced cash transactions.
• This bill improves animal welfare by supporting responsible breeders and protecting consumers.
• I think the consumer member satisfaction that we have, which hovers around 80% amongst our consumer members
• Any matter that would undermine competition in your network and limit consumer choice.

Transcript Highlights:

• made is going to have less consumer made is going to have less consumer protection.<00:43:39.920
• The board, not the board, consumer.
• u protection on behalf of consumers. u protection on behalf of consumers.
• chief of the consumer protection bureau. chief of the consumer protection bureau.
• <01:52:39.040> I transactions that are Well, right. I transactions that are Well, right.

Keywords: 928, house, all

Summary: The committee first held a public hearing on Senate Bill 25, which would allow state-chartered credit unions to compensate board members if the membership approves it. Prime sponsor Senator Dan Innis said the bill is enabling only, intended to help credit unions recruit and retain qualified directors and align New Hampshire with other states that already allow such compensation. Credit union representatives from the Cooperative Credit Union Association and St. Mary’s Bank supported the bill, saying board service has become more complex because of cybersecurity, asset-liability management, and other regulatory demands, and that compensation could be modest and take forms such as meeting fees or educational reimbursement. In response to committee questions, they said compensation would be set by the membership, disclosed in advance, and subject to bylaws and internal policies; they also noted that board members must be credit union members and that voting procedures vary by institution, with some using mailed ballots rather than proxy voting. Members raised questions about why credit union boards were historically excluded, what kinds of compensation were contemplated, whether there would be a cap, and how voting and confidentiality would work. Testimony explained that the historical rationale was the nonprofit, volunteer mission of credit unions, but witnesses argued that the modern environment and competition for talent justify a change. They also said the bill would not mandate compensation and would not create a salary structure comparable to banks, but would allow members to approve modest compensation or reimbursements. After no further testimony, the chair closed the public hearing on Senate Bill 25. The committee then opened a public hearing on Senate Bill 26, sponsored by Senator Howard Pearl, concerning the definition of deposits in land sales and escrowed accounts. Pearl said the bill would clarify that buyer funds for upgrades and luxury items in new-home construction are not treated as refundable deposits that must be held in escrow, arguing that the current Attorney General interpretation raises builder costs, increases home prices, and can limit buyer choices. He said the proposal would allow those upgrade funds to be paid directly to builders for construction, with signed disclosures making clear that the buyer requested the items and bears the risk if financing falls through. The hearing on Senate Bill 26 had just begun when the transcript ended.

Transcript Highlights:

• This initiative aims to provide financial relief to consumers, especially in light of recent economic
• The Texas sales tax holiday has been a significant benefit to consumers since its inception in 1999.
• However, under current Texas franchise law, these transaction rebates may be included in the total revenue
• payments, specifically transaction rebate payments from the total revenue of taxable entities that are
• you know, the ability to do all of this in Texas is to go and provide some sort of rebates, so transaction

Transcript Highlights:

• Robert Rowe with the Consumer Federation of California.
• Danny Kandler, Kaiser on behalf of the California Low Income Consumer Coalition and National Consumer
• We’re also not leaving any consumers behind. Thank you.
• It simply ensures that our existing consumer protection laws are enforced and that consumers can be made
• Consumer Law.

Keywords: 988, house, all

Transcript Highlights:

• As people increasingly consume entertainment via licensed digital goods, furthering consumer protections
• This is a question of consumer satisfaction, not consumer protection.
• This is a question of consumer satisfaction, not consumer protection.
• I'm with the National Consumers League, and I'm here today because the National Consumers League believes
• The ads exploit consumers and we are especially concerned about the number of teens consumers and we

Keywords: 987, senate, all

Transcript Highlights:

• :23.920> you<01:30:24.159> you'd property transaction uh you you'd property transaction
• <01:31:13.679> uh for example like a land transaction uh for example like a land transaction
• benefit from those sort of transactions benefit from those sort of transactions because<01:31:26.480
• Uh, next, the Department of Commerce and Consumer Affairs, Office of Consumer Protection.
• /c> applies similar consumer protection applies similar consumer protection principles<01:59:39.280><

Keywords: 910, house, all

Summary: The committee first took up House Bill 1531, HD1, which would require the governor or county mayors to provide American Sign Language interpreters during official emergency announcements broadcast on television or the internet, ensure the interpreter is visible, and provide a primary pool feed with picture-in-picture so rebroadcasters would not need to add the feature themselves. Testimony from the Disability and Communication Access Board and the State Council on Developmental Disabilities strongly supported the bill, emphasizing effective communication for deaf and hard-of-hearing residents and noting that interpreter placement and size can make broadcasts inaccessible. The council requested an effective date of July 1, 2027 to allow implementation time. Members raised concerns about interpreter availability and emergency logistics on Hawaiʻi Island, but the chair moved to pass the bill with amendments reflecting the picture-in-picture recommendation and the later effective date. The committee adopted the motion, with several members voting aye and others voting with reservations. The committee then heard House Bill 1880, HD2, which would prohibit, beginning January 1, 2027, the use or application of pesticides containing 1,3-dichloropropene, such as Telone. The Department of Agriculture and Biosecurity explained that pesticides are already regulated at both the federal and state levels, with EPA risk assessments and state enforcement of label restrictions, reporting, and school-buffer requirements. The Hawaii Public Health Institute supported the bill, citing cancer and respiratory risks and arguing that safer alternatives exist. In opposition, Dole Food and the Hawaii Farm Bureau said Telone is important for controlling nematodes in pineapple production, that it is applied underground under EPA conditions, and that no comparable registered alternative exists for pineapple; they also said the bill’s 2027 start date is too short for growers to adjust. A representative from the Y Alliance for Progressive Action and Support supported the measure, citing statewide usage data and concerns about drift and chronic health impacts. Committee members questioned both sides about drift monitoring, groundwater impacts, alternative methods, and whether a transition period or research into resistant varieties could reduce reliance on the chemical.

Transcript Highlights:

• The bill will be referred to the Committee on Finance, Insurance, and Consumer Protection.
• House Bill 556, a bill to amend the Deferred Presentment Service Transactions Act.
• House Bill 556, a bill to amend the Deferred Presentment Service Transactions Act.
• The bill will be referred to the Committee on Finance, Insurance, and Consumer Protection.
• House Bill 5549, a bill to amend the Consumer Financial Services Act.

Keywords: 983, senate, all

Transcript Highlights:

• In the Consumer Protection Division, we handle anything with consumer transactions if there's a dispute
• The consumer received an email from the title company.
• There are no consumers on the task force. No consumers. Representative? Yes, that's the only...
• There are no consumers on the task force.
• So it's costing the consumer ultimately.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• rate or dividend generally available from the institution to its comparable non-IOTA business or consumer
• rate or dividend generally available from the institution to its comparable non-IOTA business or consumer
• They have daily activity, monthly activity, and it could be anywhere from 100 transactions a month.
• Monthly activity, and it could be anywhere from 100 transactions a month to 2,500 transactions a month
• We have Kevin Doyle, Consumer Energy Alliance, waiving in support.

Summary: The Committee on Fiscal Policy met and considered a wide range of bills, including early learning and special needs funding (SB 1102), Israel bond investment authority (SB 1674), Parkinson’s disease research at USF (SB 1800), mental health and substance use disorder reforms (SB 1620), veterans nursing home beds (SB 788), securities regulation updates (SB 988), labor pool regulation (SB 1672), Alzheimer’s awareness (SB 398), educator preparation (SB 1590), student mental health reporting (SB 1310), specialty license plates (SB 824), financial institutions and IOTA-related issues (SB 1612), transportation facility designations (SB 1408), utility worker protections (SB 1386), DNA testing grants (SB 1072), the Council on the Social Status of Black Men and Boys (SB 364), housing support for former foster youth and homeless students (SB 584), sex offender registration changes (SB 1654), migrant vessel disposal (SB 830), commuter rail indemnification (SB 916), juvenile justice revisions (SB 1344), aggravating factors in capital cases (SB 984), and a criminal offender substance abuse pilot program (SB 1140). Most bills were explained by sponsors, often with supportive testimony from affected agencies, advocacy groups, or industry representatives, and several were amended before final action. The committee adopted amendments on many measures, including clarifications and effective-date changes for SB 1102; technical changes to SB 1620 implementing mental health commission recommendations; a delete-all amendment for SB 1620; an amendment to SB 988; a consumer-disclosure amendment on SB 1612; and multiple amendments to SB 1408, SB 364, SB 584, SB 1654, and SB 1344. SB 1672 on the Labor Pool Act drew extensive public testimony in opposition from worker advocates, who argued repeal would weaken protections for temp workers and formerly incarcerated workers, and the bill was temporarily postponed to a later meeting without a vote. Several bills received notable testimony in support, including SB 584, where former foster youth described housing instability and the importance of campus housing and federal voucher coordination; SB 1386, which was backed by utility and industry groups seeking stronger penalties for assaults on utility workers; and SB 984, which drew opposition from the Florida Conference of Catholic Bishops over expansion of death penalty aggravators. The committee also heard support and opposition on SB 1612 regarding IOTA interest rates and legal aid funding, with bankers and civil legal aid representatives disputing the proper rate structure and whether the bill conflicted with Florida Bar rules. At the end of the meeting, the committee reported all voted-on bills favorably, including SB 1102, SB 1674, SB 1800, SB 1620, SB 788, SB 988, SB 398, SB 1590, SB 1310, SB 824, SB 1612, SB 1408, SB 1386, SB 1072, SB 364, SB 584, SB 1654, SB 830, SB 916, SB 1344, SB 984, and SB 1140. Members also requested to be recorded on various bills, and the committee adjourned after noting one remaining meeting would be lengthy.

Transcript Highlights:

• HB 5184 by Frank Riley is referred to the Medicare Consumer Choice Program for the Committee on Human
• HB 5184 by Frank Riley is referred to the Medicare Consumer Choice Program for the Committee on Human
• HB 5184 by Frank Riley is referred to the Medicare Consumer Choice Program for the Committee on Human
• HB 5184 by Frank Riley is referred to the Medicare Consumer Choice Program for the Committee on Human
• HB5434 by PLISA relates to requiring consumer reporting agencies to notify a consumer when inaccurate

Keywords: 1184, house, all

Transcript Highlights:

• A 30 credit rebate for state and local taxes passed on to consumers for food, heat, and light.
• That provision closed that loophole, narrowed the GRT deduction For consumables used by manufacturers
• So we would like to obviously see this tax credit CAP increased to roughly 2 million. per transaction
• And that increases the transaction costs fairly substantially.
• Is the 2 million transaction cap, did you think about tying it to inflation so we're Not getting out

Keywords: 996, all