Transcript Highlights:

• All our loans are underwritten and subsequently serviced in-house by people, not algorithms.

Keywords: 988, house, all

Transcript Highlights:

• He understands how to go in and build computational algorithms. He understands where he...

Bills: HB1511, HB1831, HB1988, HB2147, HB2234

Keywords: housing, affordable housing, state regulations, zoning, local government authority, drug court, juvenile justice, diversion programs, rehabilitation, criminal justice reform, remote proceedings, depositions, virtual hearings, court technology, criminal responsibility, age of maturity, expungement, mental health services, juvenile record sealing, 1184

Transcript Highlights:

• the right balance between allowing innovation, but also protecting consumers from unaccountable algorithms

Summary: The committee first took up SB 794, as amended by a late-filed strike-all, which would require a human being to make insurance claim denial decisions and prohibit artificial intelligence from being the sole basis for a denial. The sponsor said the bill was intended to preserve human oversight while allowing innovation in claims processing. Public testimony included support from the Florida Insurance Consumer Advocate and the Florida Medical Association, along with one speaker urging additional protections for homeowners. The committee adopted the strike-all and reported SB 794 favorably with committee substitutes. Members then heard SB 134, which removes the $500 threshold on the sales tax exemption for bullion, making sales of gold, silver, and platinum bullion fully exempt and eliminating certain dealer documentation requirements. Supporters argued the change would reduce a regressive tax and help consumers preserve savings; the sponsor estimated a revenue impact of about $300,000. The bill was reported favorably. The committee also adopted a strike-all on SB 888, which directs the Office of Insurance Regulation to create a more consumer-friendly homeowners insurance website with premium comparison information, market data, rate filing access, and educational resources. The sponsor and Leader Boyd said the goal was to improve transparency and help consumers navigate a stabilizing market. SB 888 was reported favorably with committee substitutes. The final bill heard was SB 1578, covering mammograms and supplemental breast cancer screenings. The sponsor said it would expand coverage requirements in ACA plans and private insurance policies, including annual mammograms for women ages 40 to 50 and supplemental screening coverage, while noting Medicaid already provides these services. The Florida Insurance Consumer Advocate waived in support, and the bill was reported favorably. After the bills, the committee held a lengthy panel discussion on gold and silver as legal tender and transactional money, with testimony from officials from Utah and Florida, industry representatives, and advocacy groups. Panelists discussed constitutional authority, consumer protections, depository oversight, taxation issues, and possible transactional platforms for precious metals. No further action was taken after the discussion, and the committee adjourned.

Transcript Highlights:

• You can write an algorithm, but only with the information that is given to you.

Keywords: transportation, air traffic control, safety regulations, Boeing 737 MAX, Department of Transportation, infrastructure funding, public safety, legislative oversight

Summary: The committee meeting addressed several pressing issues concerning transportation, particularly focusing on the need for improved safety standards and efficient management at the Department of Transportation. Specific discussions revolved around air traffic control, with members highlighting the urgency for a significant upgrade in systems and personnel. Notably, concerns were raised regarding past practices, especially the handling of safety regulations during the Boeing 737 MAX incidents. The committee expressed a clear intent to ensure rigorous safety oversight moving forward, emphasizing that the health and safety of the public must remain the top priority in all legislative and funding decisions.

Transcript Highlights:

• people who have been following trends and what other states are doing in terms of regulating AI algorithms

Bills: HB517, HB98, HB235, HB236, HB237, HB238, HB239, HB240, HB241, HB242, HB565, HB517, HB98, HB235, HB236, HB237, HB238, HB239, HB240, HB241, HB242, HB565, SB380

Keywords: underground damage prevention, one-call notification system, utility locating, excavation safety, dig safe, call before you dig, 811, utility lines, underground utilities, pipeline safety, gas pipeline, electric utility, telecommunications, water utility, wastewater, cable television, locate request, premark, tolerance zone, positive response

Transcript Highlights:

• net and our ability to allocate resources efficiently, um, which is distorted by these artificial algorithmic
• by efficiently um which is distorted by these<01:23:46.159> artificial<01:23:46.639> algorithmic
• <01:23:47.199> price these artificial algorithmic price these artificial algorithmic price
• this case, this is not user speech that the chatbot is producing, but is generating based on an algorithm

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• regulated, inadequately, excuse me, regulated AI mental health care, with chatbots powered by AI algorithms
• acknowledge a place for AI in this that can help have patients get more access to care, but the algorithm
• We have seen something that algorithms cannot do.

Keywords: 988, house, all

Transcript Highlights:

• meet<00:44:02.880> the<00:44:03.119> agreed<00:44:03.599> to<00:44:04.240> algorithms
• <00:44:05.680> or<00:44:06.000> did meet the agreed to algorithms or did meet the agreed
• to algorithms or did they<00:44:06.560> not<00:44:06.880> meet<00:44:07.200> the

Keywords: 1189, house, all

Summary: The committee first adopted the September 5 minutes and then approved the remaining consent calendar items after removing several bills for separate consideration, including 25-252, 25-248, 25-251, and 25-253. The committee then took up 25-252 from the Department of Natural and Cultural Resources, where members asked about the arts tax credit program, staffing, and volunteer coordination. Department representatives said the program had recently been authorized, forms had been finalized, three of six laid-off staff had been rehired through a federal grant, and the agency was now trying to recruit participants. Members also discussed whether tax-credit-raised funds could count as federal match; the department said they could not, because federal rules require state dollars. The item was adopted. The committee next considered 25-248 from the Department of Safety, which was described as a technical correction moving funds from equipment to hardware and software after consultation with the Department of Administrative Services. A member asked about “buy American” waivers, and the department said it would follow up with more information. The item was adopted. The committee then approved 25-251 from the Department of Administrative Services, which included discussion of ongoing problems with Anthem’s retiree health plan mail-order pharmacy. Department staff said many issues were tied to implementation changes and prescription renewal rules, that some complaints were being resolved through the vendor and the retiree health office, and that the contract would be rebid in the coming year, likely causing further changes. On 25-253 from the Department of Health and Human Services, members questioned the department’s September 5 health alert and whether it diverged from CDC guidance. DHHS said the alert was an annual evidence-based guideline for respiratory virus season and immunizations, largely aligned with CDC recommendations, and that some differences reflected timing and population-specific guidance. The item was adopted. The committee then heard 25-237 from the Department of Justice on the annual litigation fund request. Attorney General John Formela said the request was about $4.3 million, roughly 40% below last year and below the five-year average, with major costs tied to YDC civil and criminal litigation and some DHHS class actions. A member criticized the large increase over the budgeted $350,000 and said the budgeting approach should be corrected in the next cycle. Another member asked about YDC settlement reductions; the attorney general said confidentiality limited specifics, but explained that under the new statute the office had accepted well over half of administrator awards, rejected some, and negotiated lower amounts in others while still resolving most cases. The item remained under discussion at the end of the excerpt.

Transcript Highlights:

• You can see it in the actions of health insurance companies who use AI algorithms to bulk deny claims
• have some 25-year-old, not even an MBA person, deciding what you need based upon a rubric or an algorithm
• have some 25-year-old, not even an MBA person, deciding what you need based upon a rubric or an algorithm

Keywords: 1187, senate, all

Transcript Highlights:

• The education that they receive is about discrimination across the board.
• <01:22:15.600> It discrimination across the board. It discrimination across the board.
• That is not excusable under anti-discrimination law.
• Now, nobody wants anybody to be discriminated against. I certainly don't.
• I certainly discriminated against. I certainly don't. don't. don't.

Keywords: 981, all

Summary: The House convened with a quorum, approved the journal, and heard several announcements and recognitions. Members marked World Ovarian Cancer Day, promoted Cinco de Mayo and a related potluck, welcomed DeMolay International guests, and recognized correctional officers and employees during Corrections Officers and Employees Week. Several committees also announced upcoming meetings and bill hearings, including Health and Human Services, Judiciary, Transportation, Housing, and Local Government, Capital Development, and Appropriations. Committee reports were read, including favorable recommendations on several bills and a postponement indefinitely of House Joint Resolution 1029. The Majority Leader then moved a slate of bills to special orders, and the House agreed without objection. The chamber then proceeded to floor consideration of Senate Bill 134, concerning payment card network fees. Senate Bill 134 drew debate over whether merchants should continue paying swipe fees on the tax portion of credit card transactions. Supporters said the bill would provide meaningful relief to small businesses and restaurants, with estimated savings of $8,000 to $10,000 per business and about $217 million statewide. Opponents argued the bill shifted costs to banks and could have unintended consequences, suggesting the state should instead directly pay or reimburse the fees. After debate, the House passed Senate Bill 134 by voice vote.

Transcript Highlights:

• don't see the difference in me going on to social media, a company that I've agreed to use their algorithm

Bills: HJR1101, SB1319, SB1264, HB4237, SB1277, SB2069, HB3066, HB2115, HB2153, HB2268, HB2961, SB1679, SB2018, HB4294, SB2095, HB4113, SB1894, SB1810, HB4268, HB1752, HB3413, SB625, HB3644, HB3940, HJR1096, HJR1100, HJR1099, HB2992, SB1636, HB4302, SB1613, SB1443, HB1409, HB1675, HB1225, HB1381, HB4359, SB1503

Keywords: SB1319, Corporation Commission, Oklahoma, remediation, environmental emergency, brine contamination, oil contamination, oilfield pollution, residential property, home buyout, property acquisition, fair market value, revolving fund, remediation fund, state plugging funds, well plugging, abandoned well, natural breakout, Department of Environmental Quality, DEQ

Transcript Highlights:

• Safety science, or human factors in system safety, is an algorithm of a bunch of different sciences.

Keywords: 1182, all

Summary: The committee met to review Department of Child Safety reforms developed after oversight hearings on the deaths of Emily Pike, Zariah Dodd, and Rebecca Baptiste. Members described a stakeholder process involving tribes, DCS, law enforcement, county attorneys, schools, and advocates that produced several bills already moving through the Legislature or signed by the governor. Those measures include SB 1125 on tribal-DCS information sharing, a bill requiring schools to provide records to DCS in investigations, a duty-to-report bill requiring direct knowledge, a hotline bill allowing DCS to consider 90 days of prior reports and route repeat cases to more experienced staff, a bill allowing attorneys to share more safety information with judges, and a requirement for advanced forensic interviews within 72 hours in sexual abuse cases. The chair emphasized that reforms are needed across DCS, the courts, and attorneys, and that the San Carlos Tribe’s letter would be entered into the record. DCS Director Catherine Patak presented 2025 agency data, saying the hotline received nearly 160,000 calls and 43,000 cases were investigated, while the out-of-home care population stayed relatively steady at just over 7,000 children. She reported 3,000 reunifications, 1,300 adoptions, 800 guardianships, 1,100 young adults receiving transition services, 534 new foster homes licensed, a 50% reimbursement increase for older youth caregivers, a 40% drop in youth missing from care since September 2024, and a 30% reduction in fatalities of children in care since 2024. She also discussed the annual fatality review process, noting 123 alleged fatality or near-fatality reports in the review period, 52 with prior DCS involvement, and systemic themes such as support for teens with complex needs, collaboration with law enforcement and the courts, and better staff support. Patak answered questions about group-home notification rules, saying DCS is updating rules to remove “runaway” and “AWOL” and use “missing” consistently, while also considering a statute change for the timing of notifications. She said about 300 children in care are there because of behavioral issues after adoption, and members raised concerns about insufficient behavioral health services for adopted children and the need for better training and support in group homes. Senators also asked about placement practices for sexually abused children and whether staff gender matching is considered; Patak said she was not aware of a specific requirement and would look into it. The committee then heard from Malcolm Hightower of Casey Family Programs, who said Arizona is generally near the national average on child welfare measures, does better than average on kin placements, but has a higher-than-average share of children in congregate care and slightly lower permanency within two years. He noted Arizona’s safety outcomes are roughly in line with national rates and urged continued cross-branch collaboration and timely information sharing. A final presentation from KC Melsick of Collaborative Safety focused on the agency’s systemic critical incident review model. He argued that child welfare and other public systems should move away from blame-focused responses after tragedies and toward a “safety culture” that examines system factors, near misses, and decision-making. He said Arizona has used this approach since 2016, with reported improvements including reduced turnover, and that the model is similar to after-action reviews used in the military and root-cause analysis in healthcare. Members discussed applying the same approach more broadly across state agencies. The committee ended with expressions of appreciation for the bill sponsors, DCS staff, tribal partners, and ongoing work, and adjourned with plans to continue the reforms in the interim and next session.

Transcript Highlights:

• you think about these big companies, there is a responsibility on the tech companies to fix their algorithms

Summary: The Committee on Education Pre-K through 12 held a panel discussion on artificial intelligence in K-12 education. Dr. Maya Israel of the University of Florida gave an overview of AI literacy, emphasizing that AI can support personalized learning, school operations, and teacher efficiency, but also raises concerns about data privacy, overreliance, mental health, and the need for human oversight. She described the Florida K-12 AI Task Force, which has produced guidance on policy, ethics, privacy, cybersecurity, classroom integration, and professional development, and is now working on district surveys, webinars, case studies, and teacher/family resources. Superintendents Van Ayers of Hillsborough County and Kevin Hendrick of Pinellas County described district-level implementation. Hillsborough outlined a governance council, a district AI policy, and an implementation guide; it prohibits generative AI for students below eighth grade, allows limited use for older students with teacher permission and district-vetted tools, and uses models for classroom AI expectations. The district also reported growing student enrollment in AI courses, teacher training through summer academies and quick learns, and pilots with tools such as Magic School and Microsoft Copilot. Pinellas emphasized academic integrity, student data privacy, digital responsibility, and the importance of human interaction in learning; it said state assessments already limit technology use and that districts need clear governance and parent transparency. Committee members asked about whether AI improves academic performance, the risk of student dependence, the possibility of returning to more paper-based testing, and who should set guardrails. Witnesses said reliable achievement data is still limited because the technology is new, though districts reported anecdotal gains in tutoring and early literacy. They also said there is no established statewide baseline for teacher AI training yet, so districts are using professional development, stipends, and partnerships with universities to build capacity. The committee also heard from Drew Andrew of FSU’s Inspire program, who argued that industry is moving faster than schools and that education should focus on teaching how AI works, building teacher confidence, and aligning training with workforce needs. No bills were considered and the meeting ended with a motion to adjourn, which was adopted.

Transcript Highlights:

• So these are these multi analyze as SA's with algorithmic analyses and they combine multiple biomarkers

Transcript Highlights:

• Professional Responsibility during the investigation and the vast majority, just because of the algorithms

Keywords: Customs and Border Protection, Rodney Scott, border security, asylum, transparency, Hernandez Rojas, migrant treatment, public testimony

Summary: The meeting centered on the nomination of Rodney Scott to serve as the Commissioner of U.S. Customs and Border Protection (CBP). Throughout the session, various senators expressed concerns regarding CBP's recent practices, including issues related to border security and the treatment of migrants. Questions were raised about Scott's involvement in previous incidents, particularly surrounding the controversial death of Mr. Hernandez Rojas while in custody, which sparked a heated discussion about accountability and transparency in current border policies. Senators emphasized the importance of balancing efficient border security with humane treatment of individuals seeking asylum.

Transcript Highlights:

• standard that they can fall on if people attempt to violate those, and then also They built in algorithms

Bills: HB32, HB15, HB171, HB421, HB581, HB644, HB745, HB349, HB917, HB204, HB923, HB15, HB171, HB204

Keywords: eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581

Transcript Highlights:

• The FEFP is a very algorithmic, long type of formula to know and understand.

Summary: The Pre-K through 12 Budget Subcommittee met to review how Florida’s Education Finance Program (FEFP) works, receive an update from the Department of Education on the October 2024 FTE survey and third FEFP calculation, and hear from three county superintendents about forecasting enrollment and reconciling scholarship students. The chair explained that FEFP is funded by both state and local dollars, is recalculated multiple times during the year, and is now closely tied to school choice policy. Department staff said the third calculation was still being rerun but should be completed soon, and described the forecasting process as collaborative among districts, DOE, and the Education Estimating Conference. Superintendents from Polk, St. Lucie, and Hendry counties said enrollment shifts, especially students moving to Family Empowerment Scholarships, homeschooling, or private schools, make budgeting and staffing difficult. They said districts often must hold back funds to protect against midyear losses, which affects collective bargaining, staffing, transportation, and classroom organization. Several members raised concerns about duplicate counting, transparency, and whether students receiving scholarship funds can also remain in district classrooms. DOE said districts can access scholarship information through a secure portal and that scholarship funding organizations are paid quarterly, with a new process requiring certification and possible future payment adjustments to reduce duplication. The superintendents urged better real-time tracking of students through a statewide ID or student information system and suggested scholarship students should be funded separately from district FEFP calculations. Members also discussed whether more frequent or daily attendance-based calculations would improve accuracy, though some warned that daily attendance could create new problems for high-poverty districts. The committee also briefly discussed categoricals, including mental health and ESE funding, with DOE saying it evaluates programs through studies, reporting requirements, and legislative direction. No votes were taken; the meeting ended with a motion to rise and adjourn.

Transcript Highlights:

• Big tech has already removed that choice from our decisions through sophisticated algorithms.
• sophisticated from our decisions through sophisticated from our decisions through sophisticated algorithms
• . algorithms. algorithms.

Keywords: 1187, senate, all

Transcript Highlights:

• Um, we did have identify areas for future examination or study, and one I think is the algorithmic form
• examination or study and one I think is examination or study and one I think is the<02:13:13.440> algorithmic
• <02:13:15.119> We the algorithmic form of stable token.
• We the algorithmic form of stable token.

Keywords: 1189, house, all

Summary: The commission met to review stable tokens, real-world asset tokenization, and blockchain-based trust, approved the agenda and December 12 minutes, and heard a presentation from Anchorage Digital after postponing a planned Bitco presentation because of its IPO quiet period. Anchorage’s Melinda Delos, Joe Mioli, and Kevin Wasaki introduced the firm, describing it as a global digital assets platform and the first crypto-native institution in the U.S. to receive a federal banking charter. They said their approach emphasizes security, regulated custody and trading services, and responsible innovation for institutional clients, banks, states, and sovereigns. The presentation focused on post-Genius Act momentum in the stablecoin market. Anchorage said the law provided regulatory clarity and helped spur activity with major clients, including Athena, Tether, and Western Union. The speakers highlighted Western Union’s planned stablecoin as especially significant because it reflects adoption by a long-established traditional payments company, and they said the project illustrates how stablecoins can support programmable, real-time, interoperable payments. They also noted that Anchorage is providing issuance infrastructure for the Western Union project. The commission and presenters also discussed government uses of tokenized assets, including reserve legislation, digital assets for tax collection and fees, and a Marshall Islands initiative to use a tokenized sovereign bond for direct citizen payments. In response to a question, Anchorage said it would follow up on which states are using digital assets for revenue collection, mentioning Louisiana and Pennsylvania as examples. The banking discussion centered on remittances, instant payments, and interbank settlement, with Anchorage arguing that stablecoins can reduce settlement time, fees, and foreign exchange risk while improving traceability and auditability.