Transcript Highlights:

• I have with me representatives from the California Department of Insurance if you'd like to hear from
• of Finance, Department of Insurance available as well.
• The fiscal impact of AB 226 is minor and absorbable on the Department of Insurance and would allow the
• I am Andrew Deller, a deputy director or deputy legislative director for the Department of Insurance
• Uh, the fiscal impact of AB 226 is minor and absorbable on the Department of Insurance and would allow

Summary: The Assembly Appropriations Committee met on March 19, 2025, adopted its committee rules unanimously, and then heard a series of housing, insurance, and disaster-recovery bills. Early bills focused on wildfire relief and insurance issues, including AB 238 on mortgage forbearance for Los Angeles County wildfire survivors, AB 493 on insurance payout interest for homeowners, AB 597 on consumer protections after disasters, and AB 226 on strengthening the California FAIR Plan’s liquidity tools. Supporters generally framed these measures as necessary protections for disaster survivors and market stability, while opponents and concerned witnesses raised issues such as investor guidelines, compliance conflicts, and market disruption. Several members also noted equity concerns and the need to balance relief with consistency across the state. The committee also heard a cluster of housing-production bills. AB 306 proposed a six-year pause on new state building code updates affecting residential construction and limits on local code modifications, drawing strong support from housing and building industry groups who argued it would reduce costs and improve predictability. It also drew opposition from code, environmental, and clean-energy advocates, who warned about safety, local control, and the loss of important code updates. AB 253 would allow licensed third-party professionals to perform plan checks if local review takes 30 days or more, and AB 301 would impose state-agency permitting timelines similar to those already applied to local governments; both were presented as ways to reduce delays and speed housing development. AB 462 would exempt ADU construction from coastal development permit requirements in Los Angeles County, especially to aid fire recovery and expand housing supply. After hearing testimony and brief member discussion on each measure, the committee placed the bills on suspense or advanced them as appropriate. In the suspense hearing at the end of the meeting, the committee took up the suspense-file bills and reported AB 226, AB 238, AB 301, and AB 306 out with due pass recommendations on roll call votes. The meeting then adjourned.

Transcript Highlights:

• There's always an opportunity to approach the insurance department and others to seek a review of that
• coverage in terms of that the insurance department and others to seek a review of that coverage in terms
• Bartuska, with the Insurance Department, they look to the definition of a mandate that's tied to federal
• The Insurance Department, because part of it is an essential health benefit adopted by the state under
• legislation doesn't meet the definition of, Piece of legislation doesn't meet the definition of an insurance

Keywords: 908, all

Summary: The committee met to review the history and current treatment of North Dakota health insurance mandates, with presentations from Blue Cross Blue Shield of North Dakota, Sanford Health Plan, the Public Employees Retirement System (PERS), and the Insurance Department. The discussion focused on how mandates apply differently to fully insured, self-funded, ACA, Medicaid, and PERS plans; how the state’s benchmark plan and federal essential health benefits affect coverage; and how the existing process requires cost-benefit analysis and, for certain measures, a PERS pilot period before broader application. Presenters also reviewed the long list of existing state mandates, including provider, beneficiary, and coverage requirements, and noted that many were enacted decades ago and have not been revisited despite changes in medical evidence and treatment options. Witnesses from the carriers argued that mandates should be reviewed periodically because some are outdated, can create unintended costs, and may not align with current medical guidance. Examples cited included PSA screening, off-label drug coverage, prior authorization rules, step therapy, and cost-sharing provisions for mental health and substance use treatment. They emphasized that carriers often cover services without a mandate when supported by clinical evidence, and that mandates can shift costs to employers and employees, especially in the fully insured small-group market. They also suggested possible policy improvements such as clearer mandate definitions, better transparency around cost-benefit analyses, a regular 10-year review of mandates, and more timely submission of proposals through the interim process. PERS and the Insurance Department highlighted a recurring tension over what counts as a mandate and when a measure triggers the state’s defrayal obligation under federal law. PERS described its interim committee process, the April 1 deadline for fiscal-impact proposals, and the limited pilot program used for certain measures, noting that only a few bills have gone through the full pilot process. The Insurance Department explained that it views new benefit mandates through the lens of the ACA benchmark plan and essential health benefits, distinguishing true new benefits, such as infertility coverage, from changes to existing benefits, such as telehealth or insulin cost-sharing caps. No votes were taken on policy changes; the meeting was informational, with members asking questions about costs, applicability, transparency, and whether a periodic mandate review should be established.

Transcript Highlights:

• for the Department of Natural Resources.
• It does this by turning what is the definition of insurance fraud for purposes of the insurance fraud
• It does this by turning what is the definition of insurance fraud for purposes of the insurance fraud
• in the regulatory investigations of the Office of the Insurance Commissioner.
• The cost of insurance is not because of disclosures; it's because of claims costs, and this bill will

Summary: The committee heard public testimony on several insurance and consumer protection bills. On engrossed substitute Senate Bill 5928, staff and the Office of the Insurance Commissioner described wildfire risk score and model disclosure requirements for homeowners, including notices when policies are nonrenewed, canceled, or premiums are adversely affected, plus insurer website disclosures about mitigation discounts and rate filing transparency. Supporters, including the OIC, AARP, the mayor of Medical Lake, and a fire chief, said the bill would improve transparency, help homeowners understand and reduce wildfire risk, and protect consumers facing cancellations and rising premiums. Industry witnesses said they supported the goal but warned the bill could add regulatory cost and complexity, and some urged narrower, simpler disclosure language and a delayed implementation date. On engrossed substitute Senate Bill 6031, which would expand the insurance fraud program and create a standalone Class B felony for insurance fraud, the OIC and AARP supported the bill as a tool against organized fraud and restitution for victims. A criminal defense representative raised concerns that the new felony language overlaps with existing misdemeanor insurance fraud law and could create conflicting statutes and harsher penalties for the same conduct. The committee also heard testimony that the bill had already incorporated amendments limiting criminal investigators’ role in regulatory investigations and focusing them on complex schemes. The committee then heard substitute Senate Bill 6248 on travel insurance, described as largely mirroring a House bill already passed by the committee. Testimony from the travel insurance industry said agreed-upon amendments had been incorporated, including changes addressing conflict-of-interest concerns, and urged the bill’s advancement. Finally, the committee heard substitute Senate Bill 6079, which would create the Strengthen Washington Homes grant program to fund wildfire home-hardening and prohibit insurers from using wildfire risk as a disqualifying factor for homes meeting IBHS wildfire-prepared standards. The OIC, fire commissioners, AARP, and the prime sponsor supported the bill as a way to reduce nonrenewals and improve insurability, while insurers opposed Section 7, arguing it could interfere with underwriting and should be removed if the bill is to remain a grant program. The committee also began hearing engrossed Senate Bill 5280 on virtual currency kiosks, with staff and the Department of Financial Institutions describing daily transaction caps, fee limits, disclosures, and receipts to curb fraud; consumer protection and law enforcement witnesses supported the bill, while industry witnesses raised concerns about burdens on compliant businesses and passive retail hosts.

Transcript Highlights:

• of certain allowance for teacher and leader induction funds that were retained by the Department of
• Finally, the bill would require legislative and emergency rules to the Secretary of the Department of
• Department of Human Services to provide for a system for the electronic filing of all days of attendance
• Department of Human Services to provide for a system for the electronic filing of all days of attendance
• of property and liability insurance, also being repealed.

Keywords: 994, senate, all

Summary: The Senate Finance Committee met with a quorum present, approved the prior meeting minutes, and then considered a series of House bills and committee substitutes. House Bill 5438, dealing with changes to Step 7 of the school aid formula and allowable uses of certain education allocations, was amended to adopt the Education Committee’s changes and then reported to the full Senate. House Bill 4087 creating the West Virginia-Ireland Education Alliance was also reported, as was House Bill 4191, which expands child care tax credit eligibility for employer-sponsored facilities and changes subsidy payments from attendance-based to enrollment-based reimbursement; senators emphasized its workforce and economic development benefits. House Bill 5074, which reallocates medical cannabis fund balances and future revenues, was amended to increase the Child Protective Commission pilot funding from $3 million to $5 million and remove proposed ibogaine research funding for Marshall and WVU before being reported. House Bill 5353, regulating virtual currency kiosks and money transmission licensure, and House Bill 5527, creating licensure and oversight for wellness reimbursement program administrators, both received strike-and-insert amendments and were reported. House Bill 5687, which phases down the metallurgical coal severance tax and adds a temporary oil and gas tax reduction with county/municipal revenue adjustments, was amended and reported. House Bill 4418, creating an electronic system for municipal business and occupation tax filing and collection with a 1% administrative fee and a participation threshold, was also reported. The committee then took up House Bill 4245, the Revenue Rules Bundle, which bundles 26 legislative rules from the Department of Revenue and related agencies. The bundle included alcohol, banking, insurance, racing, and tax rules, with several sunset extensions and repeals of outdated rules; the committee adopted a strike-and-insert amendment affecting a lottery consumer protection rule and a pre-need cemetery company rule, then reported the bill. House Bill 5168, providing a $12 million lottery-funded stream for emergency medical services, was amended to clarify the uses of the funds, rename one fund, require a 30% county match for mental health treatment spending, and create two additional county-based EMS funds; senators described it as a needed permanent funding source for EMS, and it was reported. Throughout the meeting, members generally supported the measures, with some discussion on technical details, funding allocations, and the impact of the bills on local services and workforce needs. At the end of the meeting, the chair announced that Senate House Bills 4004, 4006, and 4009 would not be taken up that day, and the committee adjourned.

Transcript Highlights:

• Department of Revenue, a 2024 Washington Supreme Court opinion, the court held the insurance premium
• A number of companies in all lines of insurance... Good afternoon.
• A number of companies in all lines of insurance. Taxation issue.
• When insurers have talked with the Department of Revenue prior to the session, the possibility was raised
• When insurers have talked with the Department of Revenue prior to the session, the possibility was raised

Summary: The committee heard briefings, sponsor presentations, and public testimony on several finance bills. HB 2038 would impose an additional B&O tax on businesses operating social media platforms beginning in 2027 and create a youth behavioral health account funded by the tax. The sponsor argued the bill would help address youth mental health harms linked to social media and support implementation of the Washington Thriving plan. Supporters in testimony, including youth advocates and some public health voices, said social media contributes to youth anxiety and addiction and that the revenue should be used for behavioral health services. Opponents, including technology and business groups, argued the tax unfairly singles out one sector, could be passed on to consumers, and may violate federal internet tax law. The hearing on HB 2038 was suspended and later reopened for public testimony; no vote was taken. HB 2297 would create tax incentives for grocery stores in underserved communities, including local B&O preferences, a sales tax exemption for security services, a 30-year property tax exemption program, a B&O tax credit, and a B&O exemption for certain locally owned or employee-owned stores. The sponsor and supporters said the bill is intended to preserve and attract grocery stores in food deserts, especially after recent store closures, and to help communities with limited transportation and access to healthy food. County representatives supported the goal but raised concern about the bill’s sales tax exemption and its effect on local revenues. Public testimony was largely supportive, with advocates, local officials, grocers, and residents describing grocery stores as essential community infrastructure. No action was taken. HB 2382 would raise cigarette taxes by $2 per pack, restructure vapor and other tobacco product taxes, and dedicate portions of the revenue to a time-sensitive emergency system, tobacco enforcement, and the foundational public health services account. The sponsor said the bill would generate needed revenue, support cancer research funding, and strengthen public health and enforcement. Supporters said higher tobacco taxes reduce use and help cover long-term health costs, while some public health witnesses supported the revenue but suggested directing more funds to existing tobacco prevention accounts. Opponents from retail and industry groups argued the proposal is regressive, could increase illicit sales and cross-border purchasing, and would hurt small businesses and low-income consumers. The committee also heard HB 2487, a Department of Revenue request bill that would narrow the B&O exemption for insurers to clarify that it applies only to premium income subject to insurance premium tax, and apply the change retroactively to 2019. The sponsor and supporters said the bill closes a loophole created by a recent Supreme Court ruling and preserves tax equity, while insurers and business groups objected to the retroactive application, warning of higher premiums and unfair taxation. Finally, HB 2018 would increase the solid waste tax by 0.5% per year for five years and direct the new revenue to a local government solid waste assistance account for county and city waste management plans. County officials supported the bill as a way to stabilize funding for solid waste systems, and testimony emphasized rising disposal and infrastructure costs. No votes were taken on any of the bills during the hearing.

Transcript Highlights:

• The methodology section of SB 17 states that the Insurance Department asserts that premiums will increase
• The methodology section of SB 17 states that the Insurance Department asserts that premiums will increase
• 01:03:03.279><c> fiscal</c> the Department of Insurance's um fiscal the Department of Insurance's um
• the insurance product and reviewed by the insurance department.
• the insurance product and reviewed by the insurance department.

Committee: Senate Health and Human Services

Keywords: 1191, senate, all

Transcript Highlights:

• of consumers' complaints filed with the department since that period of time.
• Obviously, today I'm joined by Josephine Figueroa with the Department of Insurance and Joel Laucher with
• Josephine Figueroa, deputy commissioner and legislative director for the Department of Insurance, under
• Obviously, today I'm joined by Josephine Figuero with Figuero, excuse me, with the Department of Insurance
• director for the Department of Insurance under the leadership of insurance commissioner Ricardo Lada

Summary: The Assembly Insurance Committee met to consider several insurance-related bills, with SB 1301 by Senator Allen and SB 876 by Senator Padilla receiving the most discussion. SB 1301 would reform residential property insurance non-renewals by requiring clearer written explanations, giving policyholders a chance to fix identified issues, and limiting non-renewals based on unreasonable grounds. The bill was supported by consumer advocates, fire survivors, local officials, and several organizations, while insurers said they had worked extensively with the author and were moving to neutral, though they still raised implementation and proprietary-information concerns. The committee voted to pass SB 1301 as amended to Appropriations, with the roll left open briefly before the bill was declared out. SB 876 would overhaul wildfire and disaster claims handling by requiring updated replacement-cost estimates, stronger extended replacement-cost and building-code coverage options, faster status updates when adjusters change, and other consumer protections. Supporters included the Department of Insurance, United Policyholders, consumer groups, and local representatives, who argued the bill addresses underinsurance, delays, and inconsistent claims handling exposed by recent wildfires. Several industry groups said recent amendments resolved major concerns and moved them to neutral, while the California Fair Plan remained respectfully opposed pending further review. The committee approved SB 876 as amended to Judiciary, again leaving the roll open briefly before finalizing the vote. The committee also took up a consent item, SB 536 by Senator Archuleta, which was approved unanimously to Appropriations. Other bills listed at the start of the hearing, SB 555 and SB 795, were pulled at the request of the authors and were not heard.

Transcript Highlights:

• The director of the Office of Group Insurance tells me there are 27,875 employees insured in the state
• I also have the director of the Department of Administration and the director of the Office of Group
• And one of the draws of working for a fire department, and working for a city department like the Idaho
• Faith Dalton is the director of the Office of Government Insurance. Okay, perfect.
• My name is Faith Knowlton, and I'm the administrator of group insurance in the Department of Administration

Committee: House State Affairs

Summary: The committee first approved the minutes from Thursday, March 12, and then held House Joint Memorial 19 subject to the call of the chair because Superintendent Critchfield was unavailable. The main item of business was House Bill 725, which would allow Idaho cities to apply to join the state employee health insurance pool through the Office of Group Insurance. Representative Cheatham said the bill is intended to give cities an option to seek lower and more predictable health insurance costs, with all expenses paid by the participating cities. Supporters, including the mayors of Pocatello and Idaho Falls and an Idaho Falls firefighters representative, said rising premiums are straining city budgets, and that joining a larger pool could improve predictability, recruitment, and retention. Committee members questioned whether the bill would shift costs to state taxpayers or attract only higher-risk groups; the Office of Group Insurance administrator said cities would pay 100% of costs, the state general fund would not be affected, and each city would undergo an actuarial review. The committee then voted to send HB 725 to the floor with a do pass recommendation. The committee next considered RS 33618, a draft bill from Representative Crane to prohibit foreign persons, foreign corporations, foreign governments, foreign REITs, and certain SEC-registered companies from purchasing single-family homes in Idaho. Crane said the measure was meant to prioritize Idahoans in the housing market and limit purchases by large outside entities. Members raised concerns about the breadth of the proposal and how it would affect noncitizens, temporary workers, foreign-owned businesses, and people tied to mining or other industries. The Office of Group Insurance administrator was not involved in this item, but the discussion focused on definitions, enforcement, and whether the bill could be too broad. After debate, the committee voted to introduce RS 33618 with a technical change on page 2, line 13, changing “and” to “or.”

Transcript Highlights:

• of the insurance<01:20:24.719><c> department.
• /c><04:59:24.240><c> secretary</c> department of insurance or the secretary department of insurance or
• And under the Department of Insurance.
• I'm not here to Department of Insurance.
• </c><05:36:37.040><c> of</c> their model with the Department of their model with the Department of Insurance

Committee: House Commerce and Consumer Affairs

Keywords: 1189, house, all

Transcript Highlights:

• It's a form of self-insurance.
• > like</c> personal lines of insurance such as like personal lines of insurance such as like automobile
• Captive Insurance, Department of Financial Regulations; Ian Davis, President, Vermont Captive Insurance
• Captive Insurance,<00:16:22.480><c> Department</c><00:16:22.800><c> of</c><00:16:22.959><c> Financial
• </c> Insurance, Department of Financial Insurance, Department of Financial Regulations,<00:16:24.240>

Keywords: 927, senate, all

Transcript Highlights:

• and the Department of Insurance.
• the Department of the insurance, the Department of Insurance.
• Thank you. the department of insurance. These the department of insurance.
• I'm director of life and health at the New Hampshire Insurance Department.
• But part of that explanation of benefits is if you have a question, contact the insurance department.

Committee: House Commerce and Consumer Affairs

Keywords: 1189, house, all

Transcript Highlights:

• </c><00:46:26.920><c> Department</c><00:46:27.160><c> of</c> 2794 uh the department Department of 2794
• of this legislation on behalf of the Department of Commerce.
• The Department of Commerce's proposal modifies legislation passed in 2023 to allow insurance companies
• of the Department of Commerce.
• of this bill on behalf of the Department of Commerce.

Committee: Senate Commerce and Consumer Protection

Keywords: 1187, senate, all

Transcript Highlights:

• <c> range</c> allegations of insurance fraud the range allegations of insurance fraud the range of<00
• work</c><00:08:32.919><c> of</c> the Department of Commerce the work of the Department of Commerce the
• </c><00:08:36.800><c> of</c> transition to the BCA the Department of transition to the BCA the Department
• with the Department of Health regulation with the Department of Health we're<00:37:04.720><c> the</c
• ><c> make</c> department of health colleagues to make department of health colleagues to make sure<00

Committee: Senate Commerce and Consumer Protection

Keywords: 1187, senate, all

Transcript Highlights:

• of Insurance. ...within the Department of Insurance, and, by way of explanation, just to smooth over
• First of all, the information that was provided to the Department of Insurance was clearly not enough
• </c><00:39:04.359><c> of</c> we have met with the Department of we have met with the Department of Insurance
• department, and on page two of the fiscal note, paragraph number two, the insurance department states
• c> before</c> Department of Insurance worksheet before Department of Insurance worksheet before a<01:

Committee: Senate Health and Human Services

Keywords: 1191, senate, all

Transcript Highlights:

• The department needs to help some of these insurance companies; there are companies applying to get in
• The department needs to help some of these insurance companies; there are companies applying to get in
• The department needs to help some of these insurance companies; there are companies applying to get in
• The department needs to help some of these insurance companies; there are companies applying to get in
• The department needs to help some of these insurance companies; there are companies applying to get in

Committee: House Commerce Finance and Policy

Keywords: 1183, house

Transcript Highlights:

• of the insurance industry.
• risk reduction grant program under the Department of Insurance.
• the Department of Insurance Policy and Legislation Branch, and Michael Peterson, Deputy Commissioner
• Josephine Figueroa, Deputy Commissioner and Legislative Director for the Department of Insurance.
• Risk Reduction Program at the Department of Insurance.

Summary: The Assembly Committee on Insurance met as a subcommittee and heard several bills related to workers’ compensation, insurance access, climate resilience, and farmworker protections. AB 815 would prevent social service workers who use personal vehicles to transport clients from being misclassified as commercial or for-hire drivers under personal auto policies; supporters said the current practice leads to unaffordable premiums and denied claims, while no opposition testified. AB 1329 would revise the Subsequent Injury Benefit Trust Fund to reduce litigation and medical-legal costs and lower employer assessments; insurers and business groups opposed unless amended, citing concerns about eligibility standards and the QME process, but the bill advanced after amendments were discussed. AB 1048 would allow disputed unauthorized payment reductions for medical providers to be reviewed through independent bill review; supporters framed it as a transparency measure, while opposition argued IBR is the wrong forum and existing contract dispute processes should control, though the bill also passed. AB 1236 would create a Department of Insurance grant program for climate and sustainability risk-reduction projects, with broad support from the department, environmental groups, and insurers, and it passed unanimously. The committee also heard AB 1336, the Farmworker Heat Illness Prevention Act, which would create a rebuttable presumption that a heat-related injury arose out of employment when an agricultural employer fails to comply with heat illness prevention standards. Supporters, including United Farm Workers, argued the bill would help protect farmworkers amid extreme heat and enforcement gaps; opponents from the workers’ compensation and agricultural sectors said the measure improperly uses the compensation system to enforce OSHA rules and could create unclear adjudication and delay issues. Members discussed Cal/OSHA enforcement limits, undocumented workers’ reluctance to report violations, and the relationship between the bill and existing workers’ compensation procedures. Despite opposition, AB 1336 passed on a divided vote. The committee also took up a consent calendar including AB 1125, AB 1293, and AB 1398, which were approved together. Roll calls were held open and later completed, and the bills that advanced were sent to the Committee on Appropriations. The meeting concluded with the committee adjourning after final votes were recorded.

Transcript Highlights:

• A couple of days before this bill was exact in the House, uh, the Insurance Department made available
• And of course, the insurance department, when I was out of the setting here, had gone ahead and done
• I have the pleasure of serving as the commissioner of the New Hampshire Insurance Department.
• Just if you have questions, Jason is director of health economics from the insurance department.
• Jason Azis, director of health economics, insurance department. Happy to answer any questions.

Committee: Senate Health and Human Services

Keywords: 1191, senate, all

Transcript Highlights:

• the Insurance Department if the Insurance Department wants it.
• the Insurance Department if the Insurance Department wants it.
• the Insurance Department if the Insurance Department wants it.
• For the record, DJ Benton Court, Commissioner of the New Hampshire Insurance Department.
• </c> Okay, and then we have the insurance department review of the amendment.

Keywords: 928, house, all

Summary: The committee held a public hearing on HB 733-FN, a bill on third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors financing lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, and contributes to litigation abuse, higher insurance costs, and what he called a “tort tax.” He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with specific references to foreign-entity restrictions, consumer-protection guardrails, and reporting requirements. He also noted a few technical fixes to the draft, including adding the word “knowingly” and restoring a section that had been omitted. Committee members questioned how the bill’s foreign-entity language would work, including whether a governor or the Department of Safety would designate countries of concern, and whether the bill would bar foreign parties from using litigation funding. Cole and others clarified that the bill was intended as a reporting measure, not a ban on litigation funding itself, and that the goal was to disclose who is funding lawsuits and to what extent. Representative Sal asked whether the bill would prevent a litigant from getting outside financing; Cole answered no, emphasizing disclosure rather than prohibition. Brandon Grat of the Attorney General’s Consumer Protection and Antitrust Bureau testified that the bill’s enforcement provisions were too limited. He said the draft appears to give the Attorney General only a civil-penalty remedy, likely too small to deter violations, and not the broader Consumer Protection Act tools such as injunctions, restitution, or investigation authority. He also raised concerns about whether the Attorney General or Insurance Department would have proper jurisdiction, given that the product may be financial or insurance-related. Insurance Commissioner DJ Benton Court said the department sees possible benefits from transparency because disclosure of litigation funding could help insurers assess risk, improve underwriting, and potentially ease hard-market pressures, especially for nonprofits and child care providers. He also said the bill’s language likely needs further work to clarify agency authority and suggested involving the Attorney General, Insurance Department, and banking regulators. Opposition testimony came from the New Hampshire Trial Lawyers Association. Marissa Chase and Samantha Hering argued the bill is one-sided because it requires disclosure only on the plaintiff side and not from defendants or insurers. They said New Hampshire already has court rules and discovery procedures that cover relevant disclosures, making the bill unnecessary, and questioned whether the existence of a funding contract is even relevant in litigation. The hearing ended with the committee continuing to discuss possible revisions and enforcement options, but no vote or final action was taken in the transcript.

Transcript Highlights:

• Finally, the bill would require legislative and emergency rules to the Secretary of the Department of
• Finally, the bill would require legislative and emergency rules to the Secretary of the Department of
• of property and liability insurance, also being repealed.
• The next one also the insurance commissioner about advertisement of accident and sickness insurance insurance
• the West Virginia Office of Emergency Medical Services, which is within the Department of Health.

Committee: Senate Finance

Keywords: 994, senate, all

Transcript Highlights:

• Hi, Robin Shishido with the Department of Transportation.
• </c> with insurance it's just a matter of with insurance it's just a matter of effort<00:33:15.480><c
• </c><00:58:31.880><c> of</c> Vice chair for Testimony Department of Vice chair for Testimony Department
• authorized employees of the Department of<01:00:00.960><c> Transportation</c><01:00:01.480><c> Department
• Department of Transportation, and support.

Keywords: 910, house, all

Summary: The House Committee on Transportation met on January 28, 2025, and heard testimony on a series of bills dealing with vehicle titles, motor vehicle taxes, window tinting, license plates, electric bicycles, insurance penalties, vehicle inspection fines, and transportation discrimination. For HB 532, which shortens the time to forward a transferred vehicle title from 30 days to 14 days and allows a letter of attestation to serve as an endorsement certificate, testimony was listed in support from Councilmember U. Hajin and the City and County of Honolulu Department of Customer Services, and in opposition from Maui Mayor Richard Bisson and Sylvie Madison. HB 655 would require payment of unpaid motor vehicle taxes, fees, and penalties for the most recent five consecutive years of delinquency; the Tax Foundation of Hawaiʻi stood on written comments, with Tim Rymer and Robert Souza providing comments/support. HB 368, which would exempt certain medically sensitive drivers from sunscreen-device tint limits, drew opposition from the Department of Transportation and support from several individuals. HB 226, lowering allowed windshield tint from 35% to 20%, drew opposition from the Department of Transportation and support from TNT Tinting Specialists; members asked about federal preemption, and DOT said federal guidance applies to manufacturers while states retain authority over aftermarket tinting. The committee also heard HB 543, prohibiting license plate flipping devices and imposing a $2,000 fine, and HB 228, authorizing counties to adopt rules for electronic license plates, repealing flipping devices, and setting a minimum fine for obscuring plates; both measures had DOT support, comments from the Honolulu Department of Customer Services, and opposition from Sylvie Madison. HB 70 would require insurance for electric bicycles and create a regulatory framework effective January 1, 2026. The Office of the Public Defender opposed it, arguing the bill improperly distinguishes e-bikes from mopeds; PeopleForBikes and the Hawaiʻi Bicycling League opposed it as costly and unnecessary, while the Insurance Division said the bill could conflict with existing no-fault definitions and might fit better in the motor scooter/moped insurance framework. HB 231, increasing the fine for violating motor vehicle insurance requirements from $500 to $1,500, was opposed by the Office of the Public Defender, which argued it would burden low-income residents and add to court congestion; members debated whether higher fines would improve compliance. Later, HB 227 would add fines for operating a vehicle without a current inspection certificate and had DOT support. HB 184 would require operators of low-speed electric bicycles to have a driver’s license, instruction permit, or provisional license; Kawaii Path, PeopleForBikes, and Get Fit Kauaʻi opposed it as a barrier to low-cost transportation and noted concerns for riders with disabilities, while DOT later said it would support the measure and was asked to research whether other states have similar licensing requirements. The final major measure discussed was HB 468, which would require the Civil Rights Commission to investigate discrimination complaints involving transportation network company drivers and riders with service animals and allow DOT to issue penalties to the companies. The National Federation of the Blind of Hawaiʻi, the Disability Rights Center, and individual riders supported the bill, saying current protections lack enforcement and that denials still occur; Uber and Lyft opposed it, saying they already prohibit discrimination, train drivers, investigate complaints quickly, and that the bill would duplicate existing law and create unnecessary penalties. No votes or final committee actions were taken in the portion of the hearing provided.