Transcript Highlights:

• cause of heart attacks, we implemented our own awareness and prevention measures like calcium CT screening

Summary: The Labor and Commerce Committee heard public testimony on several bills. Senate Bill 618, the Eric Schrauss Memorial Act, would remove the current time-and-exposure qualifiers for the workers’ compensation presumption that certain heart problems in firefighters and law enforcement officers are occupational diseases. The sponsor and family members of fallen firefighters testified in support, describing delayed claims and arguing the bill would spare grieving families from lengthy appeals. Opponents including counties, self-insurers, cities, and L&I’s research staff said the current qualifiers are based on science, warned the change would greatly expand claims and costs, and noted a 2023 advisory committee did not recommend the change. No vote was taken. The committee also heard Senate Bill 5379, which would extend interest arbitration rights to Washington State Parks and Recreation Commission law enforcement rangers. The sponsor and a park ranger testified that rangers are commissioned peace officers who cannot strike and are paid less than comparable law enforcement, leading to staffing shortages and turnover. The bill was presented as a fairness and retention measure. Testimony on Senate Bill 6147, concerning grocery store closures in food deserts, was split: supporters from Tacoma, labor, and local government said a six-month notice requirement would help communities respond to closures like the Fred Meyer shutdown in South Tacoma, while grocers and industry groups argued the bill was too prescriptive, would add legal risk, and would not solve underlying crime and business pressures. Senate Bill 6106, requested by the Employment Security Department, would exempt tribes from the state WARN-style notice law and make employee names and addresses submitted in layoff notices confidential under the Public Records Act. ESD and business groups supported the bill as a clarification and privacy fix, and no opposition was heard. The committee then took testimony on Senate Bill 5927, which would cap future workers’ compensation COLAs at 3%; employers and self-insurers supported it as a way to address volatility and long-term liabilities, while labor, injured-worker advocates, and others opposed it as an across-the-board benefit cut that would erode wage replacement. L&I explained it has been studying possible COLA changes but did not bring forward its own proposal. Finally, Senate Bill 6287 on kratom would restrict adulterated or harmful kratom products, require labeling, set a 21+ sales age, and allow local regulation; supporters backed the age limit and bans on concentrated 7-OH, while some industry witnesses opposed the private right of action and local patchwork rules. The committee adjourned after public testimony; no final votes or executive action were taken in the transcript.

Transcript Highlights:

• know you've got your hand up, but you're just going to have to jump in because you're tiny on the screen

Bills: HB1

Committee: Senate Senate Finance

Keywords: feed bill, legislative appropriations, legislative branch, New Mexico Legislature, general fund, legislative council service, legislative finance committee, legislative education study committee, house chief clerk, senate chief clerk, per diem, mileage, session expenses, interim committees, district staff, capitol complex, capital outlay data system, legislative processing system, redistricting, census redistricting

Transcript Highlights:

• I'm sure, and the gentleman on the screen, can you answer any of that?

Committee: House Water & Natural Resources Committee

Transcript Highlights:

• We started the Promotora Program, which was set up to provide health services. screening and healthcare

Committee: House New Mexico Finance Authority Oversight Committee

Transcript Highlights:

• I've been in the screen printing industry for over 20 years, and during that time, I've navigated a wide

Summary: The Assembly Committee on Economic Development, Growth, and Household Impact held an informational hearing in Paramount as part of its “Pocketbook Tour,” focused on affordability, cost pressures, and household impacts in Los Angeles County. The first panel centered on workers and learners, with testimony from the UCLA Labor Center and the Southeast Los Angeles County Workforce Development Board. Speakers described how rising living costs, tuition, and low wages force many students to work long hours, often in unrelated, low-wage jobs, while struggling with food, rent, bills, anxiety, and limited financial aid. Recommendations included expanding state-funded work study, creating a statewide internship tax credit for small businesses, improving financial aid formulas to reflect regional cost of living, increasing flexibility for students, and strengthening worker-rights education and career pathways. The second panel focused on microbusinesses and small business affordability. Testimony from microenterprise advocates, the Los Angeles Regional Small Business Development Center Network, and local business owners described rising commercial rents, labor costs, tariffs, supply chain disruptions, insurance, utilities, and disaster-related pressures as major threats to small businesses. Witnesses emphasized that small businesses are central to local economies and asked the state to expand technical assistance, low-interest financing, disaster support, supply-chain development, and community-based outreach. They also urged more intentional support for microbusinesses and home-based entrepreneurs, including networks that connect them to resources and help them build collective buying power. Committee members asked about possible state actions, including tax credits for hiring local workers or interns, support for trades and apprenticeships, and ways to partner more closely with SBDCs and chambers of commerce. Public comment echoed the hearing themes, with speakers highlighting student hardship, nonprofit mental health funding, renewable energy jobs and internships, and the need for state support for clean-energy incentives. No formal votes were taken; the hearing concluded with closing remarks and adjournment at 11:05 a.m.

Transcript Highlights:

• Briefly, just let the committee know the slides are up now on the screen. Oh, never mind.

Committee: House House Rural Development, Land Grants And Cultural Affairs

Transcript Highlights:

• This is a complete smoke screen, in my opinion, that that's taken place, that when they said that they

Committee: House Appropriations - Human Resources Division

Keywords: 908, all

Summary: The committee took up Senate Bill 2025, the Veterans Home/Veterans Affairs budget, and worked through the long sheet line by line. Members discussed base payroll, salary and health insurance increases, FTE pool adjustments, IT rate increases, operating expenses, transportation grants, the PTSD service dog program, salary equity requests, temporary help/intern funding, a Veterans Benefit Specialist FTE, accrued leave, and several one-time or carryover items including the Fisher House, document scanning, and veterans medical transportation. The committee also reviewed proposed policy language that would shift governance authority for the Veterans Home and Department of Veterans Affairs from the Administrative Committee on Veterans Affairs to the governor, and would remove board authority over salary-setting and related hiring powers. A major portion of the meeting focused on clarifying the commissioner salary equity line and how the agency had shifted operating dollars to fund the commissioner’s current salary increase. After discussion with agency staff and Lonnie, the committee voted to remove the separate commissioner salary equity increase line and instead restore operating funding, ultimately setting the operating line at $50,000 above the prior amount rather than fully funding the executive request. The committee also approved funding for the Veterans Benefit Specialist FTE, approved a carryforward/exemption for accrued leave, approved authority to accept $200,000 in federal transportation grant funds, approved the $500,000 transfers related to veterans homelessness, and approved the exemption language for certain federal/state fiscal recovery funds after discussing whether the funds were properly obligated. On the governance amendment, members expressed concern about making a major policy change in an appropriations bill, but also frustration over the board’s salary actions. After debate, the committee adopted the amendment transferring governance authority to the governor by a 7-1 vote. The committee also approved a smaller amount for veteran service officer salary equity than requested, and rejected funding for temporary salaries and an intern. The chair then directed staff to prepare the amended bill for further action, with the committee planning to revisit it once the revised version was ready.

Transcript Highlights:

• Unfortunately, not all of these courts currently have comprehensive security screen in place and this

Bills: HB170 , HB865 , HB748 , HJR112 , HB 1110 , HB1495 , HB786 , HB 1130 , HB170

Committee: House Judiciary & Civil Jurisprudence

Keywords: civil liability, self-defense, force, deadly force, legal immunity, attorney's fees, criminal justice, firearms, liability, veterans, gun ownership, immunity, firearm hold agreement, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, parental rights, child upbringing

Transcript Highlights:

• I'm seeing myself on the screen, so I believe my camera is on. There you are. Now we have you.

Committee: Senate Appropriations Committee on Higher Education

Summary: The committee first heard CS/SB 270, which would extend Bright Futures eligibility by 12 months for certain students whose parent was serving overseas in public service and then retired, giving military and diplomatic families more time to return to Florida without losing scholarship eligibility. Senator Burgess also explained a late-filed amendment to set the bill’s effective implementation for the 2025-26 school year, and the committee adopted the amendment without objection. The bill received supportive testimony, including from Senator Smith, and was reported favorably by a roll call vote. The remainder of the meeting focused on confirmation hearings for appointees to state college boards of trustees, with the chair emphasizing a new process of hearing from each nominee individually rather than taking a blanket vote. Nominees from Tallahassee State College, St. Johns River State College, South Florida State College, Broward College, State College of Florida Manatee-Sarasota, Palm Beach State College, Pasco-Hernando State College, and Valencia College described their backgrounds and priorities, which largely centered on workforce development, nursing and health sciences, dual enrollment, fiscal responsibility, student retention, and partnerships with local employers and communities. Several nominees highlighted their own educational or professional ties to the colleges, and some noted the importance of serving rural or military-connected communities. One nominee, John Aloko for Pasco-Hernando State College, was not present because he was attending a conference in Hawaii and was deferred to a later hearing. After hearing all other nominees, the committee voted to recommend confirmation of the remaining appointees in a block vote, covering Tabs 2 through 22 except Tab 8, and the motion passed. Two members later asked to be recorded as voting in the affirmative on earlier items.

Transcript Highlights:

• Washington, and California, other legislatures were dealing with modern technology with touch-tone screens

Committee: Senate Senate Finance

Transcript Highlights:

• And the applicants are subject to rigorous screening by us.

Summary: The Industries and Professional Activities Subcommittee met to hear a panel on the prosecution and enforcement of illegal gaming in Florida. The chair opened with a video showing seized machines at a Florida Gaming Control Commission warehouse and described the scale of illegal operations. Panelists included the commission’s executive director, local sheriffs and police officials, and state attorneys from several counties, who described widespread illegal slot-machine locations, often in strip malls or convenience-store-type settings, and said the machines are typically used in organized criminal activity rather than legitimate amusement gaming. Witnesses repeatedly said the current penalty structure is ineffective because possession and operation of illegal slot machines are generally second-degree misdemeanors, which they described as too minor to deter operators who can quickly reopen after paying fines or completing diversion. They said enforcement is resource-intensive, requiring undercover work, search warrants, machine seizure, storage, forensic review, and long prosecutions, often while the same operators reopen elsewhere. Several panelists cited associated crimes such as robberies, firearms offenses, prostitution, drug activity, human trafficking, and at least some homicides tied to illegal gaming locations. Members also asked about the difference between legal amusement devices and illegal slot machines, online gambling, illegal horse racing, local licensing and ordinances, and whether manufacturers or distributors could be pursued. The commission and prosecutors said legal slot machines are limited to specific regulated locations and that lawful amusement machines lack a material element of chance. They said many illegal machines are imported or reworked versions of gaming devices and that upstream accountability is difficult under current law. Panelists also discussed cooperation with licensed casinos, tribal gaming entities, and local governments, noting that some local ordinances have tried to permit or limit these businesses. The main policy takeaway from the panel was a call to increase penalties, likely to felony-level offenses, and to consider stronger forfeiture and enforcement tools. No vote or formal action was taken at the meeting, and the chair adjourned after thanking the panelists.

Transcript Highlights:

• Um, and I don't know who schedules the statewide assessments.
• Um, and I don't know who schedules the statewide assessments.
• </c><00:25:22.400><c> I</c> schedules the statewide assessments.
• I schedules the statewide assessments.
• Center, NTAC, found in Threat Assessment Center, NTAC, found in its<01:00:13.200><c> research</c><01

Committee: Senate Education

Keywords: 1191, senate, all

Transcript Highlights:

• Uh, quite frankly, I wasn't even on my radar screen and I was reminded this week that I would be interested
• even</c><06:05:01.280><c> on</c><06:05:01.520><c> my</c><06:05:01.760><c> radar</c><06:05:02.160><c> screen
• <06:05:02.718><c> and</c><06:05:02.958><c> I</c><06:05:03.200><c> was</c> wasn't even on my radar screen
• and I was wasn't even on my radar screen and I was reminded<06:05:03.920><c> this</c><06:05:04.240><
• um</c><06:05:19.600><c> on</c><06:05:19.840><c> my</c><06:05:20.000><c> radar</c><06:05:20.400><c> screen

Committee: House Judiciary

Keywords: 1189, house, all

Transcript Highlights:

• that know sometimes you have people that know sometimes you have people that would go to take a drug screen
• and they would go to take a drug screen and they would go to take a drug screen and they may use someone
• substitute someone else's urine for that substitute someone else's urine for theirs during a drug screen
• , theirs during a drug screen, theirs during a drug screen, we just want to make sure that we clear we

Bills: HB 1500 , HJR 7 , HJR 112 , HB 34 , HB 133 , HB 112 , HB 119 , HB 128 , HB 130 , HB 132 , HB 2756 , HB 166 , HB 406 , HB 186 , HB 271 , HB 331 , HB 380 , HB 1583 , HB 1584 , HB 1819 , HB 621 , HB 303 , HB 552 , HB 366 , HB 463 , HB 1211 , HB 1327 , HB 1461 , HB 923 , HB 1760 , HB 2043 , HB 2467 , HB 5333 , HB 5265 , HB 1592 , HB 1576 , HB 1552 , HB 2018 , HB 3511 , HB 1781 , HB 2013 , HB 2340 , HB 2349 , HB 2508 , HB 2970 , HB 2520 , HB 865 , HB 2851 , HB 3385 , HB 3336 , HB 3529 , HB 3309 , HB 1127 , HB 1232 , HB 1397 , HB 4236 , HB 1804 , HB 1926 , HB 4041 , HB 1965 , HB 1964 , HB 2679 , HB 2730 , HB 3698 , HB 3699 , HCR 77 , HB 3354 , HB 163 , HB 201 , HB 272 , HB 333 , HB 405 , HB 519 , HB 569 , HB 654 , HB 694 , HB 791 , HB 1006 , HB 1136 , HB 1240 , HB 1266 , HB 1275 , HB 1437 , HB 1532 , HB 1675 , HB 1842 , HB 1868 , HB 1888 , HB 1894 , HB 1943 , HB 1990 , HB 2029 , HB 2061 , HB 2286 , HB 2523 , HB 2622 , HB 2626 , HB 2652 , HB 2692 , HB 2842 , HB 2885 , HB 2914 , HB 3016 , HB 3096 , HB 3129 , HB 3248 , HB 3251 , HB 3255 , HB 3479 , HB 3611 , HB 3623 , HB 3701 , HB 3724 , HB 3803 , HB 3804 , HB 3805 , HB 3806 , HB 3810 , HB 3816 , HB 3832 , HB 3887 , HB 4127 , HB 4129 , HB 4130 , HB 4131 , HB 4163 , HB 4187 , HB 4229 , HB 4238 , HB 4454 , HB 4588 , HB 4643 , HB 4736 , HB 4738 , HB 4739 , HB 4945 , HB 5015 , HB 5616 , SB 767 , SB 1619 , SB 1738 , HJR 5 , HJR 2 , HB 1399 , HB 388 , HB 114 , HB 205 , HB 2789 , HB 2791 , HB 499 , HB 2960 , HB 3163 , HB 3135 , HB 2427 , HB 1672 , HB 1722 , HB 2618 , HB 879 , HB 1126 , HB 4134 , HB 3513 , HB 1445 , HB 1893 , HB 1734 , HB 3229 , HB 3306 , HB 1276 , HB 3516 , HB 4145 , HB 1585 , HB 4810 , HB 2558 , HB 2742 , HB 1695 , HB 33 , HB 144 , HB 109 , HB 103 , HB 148 , HB 3809 , HB 2217 , HB 220 , HB 2421 , HB 2363 , HB 421 , HB 2455 , HB 3711 , HB 2559 , HB 2775 , HB 3126 , HB 3666 , HB 3595 , HB 3260 , HB 3376 , HB 3826 , HB 3770 , HB 1831 , HB 2614 , HB 3113 , HB 322 , HB 431 , HB 869 , HB 1203 , HB 1244 , HB 1875 , HB 1950 , HB 2152 , HB 2341 , HB 2809 , HB 2856 , HB 3012 , SB 1415 , SB 1058 , SB 487 , SB 1499 , SB 513 , SB 1697 , SB 1197 , SB 1437 , SB 1809 , SB 836 , SB 1879 , SB 1145 , SB 963 , SB 1038 , SB 1147 , SB 914 , SB 711 , SB 1409 , HB 3707 , HB 589 , HB 1360 , HB 2337 , HB 2391 , HB 718 , HB 23 , HB 2436 , HB 1500 , HJR 7 , HJR 112 , HB 34 , HB 133 , HB 112 , HB 119 , HB 128 , HB 130 , HB 132 , HB 2756 , HB 166 , HB 406 , HB 186 , HB 271 , HB 331 , HB 380 , HB 1583 , HB 1584 , HB 1819 , HB 621 , HB 303 , HB 552 , HB 366 , HB 463 , HB 1211 , HB 1327 , HB 1461 , HB 923 , HB 1760 , HB 2043 , HB 2467 , HB 5333 , HB 5265 , HB 1592 , HB 1576 , HB 1552 , HB 2018 , HB 3511 , HB 1781 , HB 2013 , HB 2340 , HB 2349 , HB 2508 , HB 2970 , HB 2520 , HB 865 , HB 2851 , HB 3385 , HB 3336 , HB 3529 , HB 3309 , HB 1127 , HB 1232 , HB 1397 , HB 4236 , HB 1804 , HB 1926 , HB 4041 , HB 1965 , HB 1964 , HB 2679 , HB 2730 , HB 3698 , HB 3699 , HB 3354 , HB 163 , HB 201 , HB 272 , HB 333 , HB 405 , HB 519 , HB 569 , HB 654 , HB 694 , HB 791 , HB 1006 , HB 1136 , HB 1240 , HB 1266 , HB 1275 , HB 1437 , HB 1532 , HB 1675 , HB 1842 , HB 1868 , HB 1888 , HB 1894 , HB 1943 , HB 1990 , HB 2029 , HB 2061 , HB 2286 , HB 2523 , HB 2622 , HB 2626 , HB 2652 , HB 2692 , HB 2842 , HB 2885 , HB 2914 , HB 3016 , HB 3096 , HB 3129 , HB 3248 , HB 3251 , HB 3255 , HB 3479 , HB 3611 , HB 3623 , HB 3701 , HB 3724 , HB 3803 , HB 3804 , HB 3805 , HB 3806 , HB 3810 , HB 3816 , HB 3832 , HB 3887 , HB 4127 , HB 4129 , HB 4130 , HB 4131 , HB 4163 , HB 4187 , HB 4229 , HB 4238 , HB 4454 , HB 4588 , HB 4643 , HB 4736 , HB 4738 , HB 4739 , HB 4945 , HB 5015 , HB 5616 , SB 767 , SB 1619 , SB 1738 , HCR 77

Keywords: Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration

Transcript Highlights:

• The school could require a portfolio of work, a standardized assessment, or another mastery based assessment
• , or another mastery based assessment, or another mastery based assessment<04:26:20.880><c> again</c>
• So, we're really just assessment.
• </c><04:41:46.000><c> Perhaps</c><04:41:46.480><c> those</c> assessment. So, correct.
• Perhaps those assessment. So, correct.

Committee: House Education Policy and Administration

Keywords: 1189, house, all

Transcript Highlights:

• There's a whole pre-award risk assessment that we do before selection.
• There's a whole pre-award risk assessment that we do before selection.
• uh that we do before assessment uh that we do before selection.<00:11:25.519><c> And</c><00:11:25.680
• </c> steps is this pre-awward risk assessment steps is this pre-awward risk assessment and<00:21:23.840
• ,</c> around pre-awward risk assessment, around pre-awward risk assessment, selection,<00:22:48.000><

Bills: SF2434

Committee: House Housing Finance and Policy

Keywords: housing, development fund, affordable housing, Minnesota Housing Finance Agency, expenditure provisions

Transcript Highlights:

• Chairman, the reason I think that that's important is you've you can already assess the triple damages
• So this is just the civil context, and the court would have the discretion to assess up to three times
• "The court would have the discretion to assess up to three times or not.
• </c><00:53:17.520><c> rather</c> and have a conviction be assessed rather and have a conviction be assessed
• Notwithstanding subsection A of this section, a court may assess not more than two times the amount of

Bills: SF0087 , SF0088 , SF0092

Committee: Senate Judiciary

Keywords: felony, law enforcement, police officer, criminal penalties, public safety, sex offender, child care facility, residency restrictions, criminal law, sex offenders, child care facilities, legislation, false claims, civil penalties, state accountability, whistleblower protection, fraud prevention, 916, all

Transcript Highlights:

• But this is not a point-in-time assessment, and I want to stress that.
• which includes the California Cybersecurity Integration Center, or Cal-CSIC, and the State Threat Assessment
• Moreover, these assessments will assist the Cal-CSIC in identifying risk patterns that threat actors
• A major portion of our AI-FORTS work is the development of AI test beds that assess the performance and
• One of these test beds conducts adversarial attacks on AI models to assess and strengthen their resistance

Keywords: 988, house, all

Transcript Highlights:

• force's work was Act 409, which revolved, which included a requirement that the department do an assessment
• another child are now in the law as requiring not intervention by the state, not foster care, but an assessment
• There were 607 cases where the department in the past year has done an assessment of a family because
• And we did respond to all of those to assess to see what was going on.
• to the Department of Children and Family Services, and we would be responsible for conducting an assessment

Committee: House Appropriations

Summary: The House Appropriations Committee met on May 26, 2026, and first took up Senate Bill 433, which would provide Medicaid coverage for certain weight-loss medications. After adopting a House amendment adding customary subject-to-appropriation language, the committee heard from LDH Secretary Bruce Greenstein, who said the state currently spends about $240 million a year on GLP-1 drugs for Medicaid patients with obesity and certain other conditions, and that the bill would let the department expand coverage gradually while controlling costs and negotiating better pricing. Members spoke in strong support, and SB 433 was reported favorable as amended. The committee then considered Senate Bill 157, which creates paid parental leave for eligible public K-12 educators and staff. An amendment was adopted to adjust fund language and make the bill proper for Appropriations. Senator Jenkins and supporters, including the Louisiana Federation of Teachers, described the bill as providing six weeks of paid leave for birth, adoption, fostering, and related family-building events, while members discussed whether medical leave should also be included and confirmed the leave applies to fathers as well. The bill drew broad support and was reported favorable as amended. Senate Bill 250, requiring the Office of Group Benefits to offer a comprehensive weight management plan with employees paying the full premium and medication costs, was briefly discussed and reported favorable without objection. The committee then spent considerable time on Senate Bill 237, a child welfare measure from Senator Barrow that would expand notification, access, and investigative procedures for the Child Ombudsman and DCFS, including child-on-child sexual abuse cases and multidisciplinary fatality reviews. Members and agency officials debated the fiscal note, with estimates ranging from about $525,000 to $3.2 million and disagreement over whether some costs were already covered or could be absorbed; after a roll call, the bill passed 10-9 and was reported favorable as amended. Finally, the committee began Senate Bill 155, which requires insurance coverage for medically necessary dental care tied to cancer treatment. Senator Talbot and medical and cancer advocacy witnesses said the bill would remove a barrier to timely chemotherapy or radiation and could prevent more expensive complications later. Members expressed support and discussed a relatively small fiscal note, but the transcript cuts off before final action on the bill.

Transcript Highlights:

• The purpose of this outcomes review hearing is to assess legislation this committee has worked on.
• The purpose of this outcomes review hearing is to assess and improve the outcomes of specified laws.
• The California Department of Insurance's 2022 operational assessment report, the most comprehensive review
• A growing residual market concentrates risk, increases assessment exposure for insurers, and signals
• And if Fair Plan policies remain underpriced and subsidized through assessments on regular insurers and

Summary: The Assembly Insurance Committee held its first outcomes review oversight hearing on the residential fair plan clearinghouse program created by AB 3012. Chair and members focused on whether the program is actually helping depopulate the California Fair Plan and move policyholders back to the voluntary market. The Fair Plan and Department of Insurance testified that the program exists as a platform for admitted and, in some cases, non-admitted insurers to review Fair Plan policies and make offers through the broker of record, but they acknowledged limited participation and limited results. CDI said it has received no formal complaints specific to the clearinghouse, but identified obstacles including only 11 participating residential insurers, the broker-of-record requirement, compensation and appointment issues, and the lack of direct consumer contact. CDI said about 730 residential risks have moved to voluntary market coverage through the program from June 2021 through April 30, 2025, and opt-outs are under 1%. Committee members pressed witnesses on the program’s opacity, the lack of data on offers made versus policies actually moved, and whether the clearinghouse is functioning as intended. CDI and the Fair Plan said they do not have data on how many offers have been made, only on cancellations that are self-reported and marked as clearinghouse-related. Members also raised regional growth in Fair Plan enrollment, especially on the Central Coast, and concerns about underinsurance when policyholders move back to the regular market. CDI recommended more mandatory reporting, broader broker education, possible direct offers to policyholders after a period of time, and changes to commission and appointment rules to reduce barriers to insurer participation. The second panel of industry witnesses generally agreed the clearinghouse is not a stand-alone solution and said its effectiveness depends on a healthier admitted market and actuarially sound Fair Plan rates. Independent agents and brokers, admitted-market insurers, and surplus lines representatives said the current system is constrained by low rate adequacy, limited insurer appetite for high-risk properties, operational friction, and misaligned incentives. Several witnesses suggested improvements such as better data sharing, clearer depopulation procedures, stronger broker education, and more flexible appointment or compensation rules. Some supported giving the program more time under the Sustainable Insurance Strategy, while others said the Legislature should consider whether to strengthen, modify, or potentially sunset the program if it continues to produce limited results. A public witness later reported that a new carrier had recently joined the clearinghouse and was working with brokers to bring in additional capacity.