Video & Transcript : 'Overdraft Lending' :
Page 36 of 114
WY
Transcript Highlights:
- </c><01:41:14.159><c> uh</c><01:41:14.800><c> that</c><01:41:15.520><c> create</c> that lend uh that
- It's multiplied, and it's another lending avenue that's available to partner through partnership with
- </c> multiplied and it's another lending multiplied and it's another lending avenue<02:05:58.960><c>
- Like Laramie has bigger lending capacity than Matiti. might want to look at how we maybe might want to
- </c><02:12:56.000><c> Um</c> lending capacity than Matiti. Um lending capacity than Matiti.
Committee:
Joint Appropriations
HI
Hawaii 2026 Regular Session
ECD Info Briefing - Mon Jul 13, 2026 @ 1:00 PM HST
Hawaii House Floor Meeting
Transcript Highlights:
- So, recently signed was Act 183, which establishes the Hawaii micro-lending credit enhancement program
- It is a brand-new loan program for us, which establishes a micro-lending, excuse me, to grow the micro-lending
- at maybe more substantial we're looking at maybe more substantial institutional<00:17:48.799><c> lending
- c><00:17:49.679><c> expertise</c><00:17:50.720><c> to</c><00:17:51.039><c> help</c> institutional lending
- expertise to help institutional lending expertise to help uh<00:17:51.600><c> leverage</c><00:17:52.559
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/25
Commerce Finance and Policy
Transcript Highlights:
- > Of appraisers who are providing valuation opinions to banks so that they can make very informed lending
- Tampa, Florida, and Augusta, Georgia, and any other place so that a person who is underwriting and lending
- 26.480><c> and</c> so that a person who is underwriting and so that a person who is underwriting and lending
- 42:27.920><c> and</c><00:42:28.040><c> that</c><00:42:28.160><c> loan</c><00:42:28.400><c> is</c> lending
- money on this and that loan is lending money on this and that loan is sold<00:42:28.800><c> to</c><00
Committee:
House Commerce Finance and Policy
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 3 on Education Finance May 19th, 2026
Transcript Highlights:
- So the California Workforce Development Board has that expertise that they'll be lending as CSAC is looking
- does not include any funding for the California Library Services Act, which is the major loaning and lending
- Workforce Pell implementation should include guardrails like tuition controls, screening for predatory lending
- Workforce Pell implementation should include guardrails like tuition controls, screening for predatory lending
- Workforce Pell implementation should include guardrails like tuition controls, screening for predatory lending
MN
Minnesota 2025-2026 Regular Session
Common interest communities provisions modified 2/24/26
Minnesota House Floor Meeting
Transcript Highlights:
- testify on SF 750 as amended and also to briefly explain the intersection of mortgage banking, mortgage lending
- Some of the stakeholders who are here today may have asked if mortgage lending and mortgage banking would
- here today uh may have asked if who are here today uh may have asked if mortgage<00:51:30.559><c> lending
- and</c><00:51:31.040><c> mortgage</c><00:51:31.359><c> banking</c><00:51:32.240><c> uh</c> mortgage lending
- and mortgage banking uh mortgage lending and mortgage banking uh would<00:51:32.559><c> be</c><00:51
NH
New Hampshire 2025 Regular Session
House Finance Division II (01/27/2025)
Transcript Highlights:
- typically for working adults, but sometimes younger working adults who need an opportunity that doesn't lend
- > adults who need an opportunity that adults who need an opportunity that doesn't<01:09:30.440><c> lend
- 31.759><c> or</c><01:09:31.960><c> 3</c><01:09:32.279><c> years</c><01:09:32.560><c> of</c> doesn't lend
- itself to two or 3 years of doesn't lend itself to two or 3 years of Education<01:09:33.359><c> and<
- ways</c><01:21:47.960><c> of</c> We still need ways of supporting students whose lives just don't lend
Summary:
The committee received an orientation from University System of New Hampshire Chancellor Katherine Preventure and Senior Director of Government Relations Lauren Banker on the system’s enrollment, finances, workforce role, and academic programs. They described the system as consisting of UNH, Keene State, and Plymouth State, with about 23,000 students, $928 million in FY24 operating expenses, a $3.7 billion economic impact, and UNH’s R1 research status. They emphasized the system’s role in graduating students into the New Hampshire workforce, its statewide Cooperative Extension and regional campus presence, and its alignment of degree offerings with top occupations identified by New Hampshire Employment Security. The presentation also highlighted partnerships with businesses, internships, and collaboration with the community college system, including 100 transfer pathways and a direct-admit program.
A substantial portion of the discussion focused on tuition, state support, and student costs. The chancellor said the state invested $95 million in FY25, with about $81 million used to reduce resident tuition and about $14 million for statutory programs such as Cooperative Extension and the Agricultural Experiment Station. She said the state subsidy is about $7,300 per New Hampshire student, and that resident net tuition averages about $7,000, while nonresident net tuition averages about $16,600. She provided published tuition figures for UNH, Plymouth State, and Keene State, and explained that resident tuition has been held flat for five years while financial aid has increased, reducing average net tuition and fees for New Hampshire students from about $10,500 in 2020 to $9,800. Members asked for clarification on how residency and workforce-retention percentages were calculated, and the chancellor said she would follow up.
Members also asked about comparisons with peer institutions, housing and meal costs, research funding, and the reasons for declining enrollment and staffing reductions. The chancellor said peer comparisons were based on flagship universities for UNH and smaller regional publics for Plymouth and Keene, and noted that out-of-state tuition has risen about 2.5% annually. She said housing for a UNH double room is $8,536 and a meal plan is $5,100, and offered to provide a consolidated cost document. On research, she said the system’s direct research spending includes federal funding and that indirect costs were about $34 million last year, with a follow-up promised on the federal/state and direct/indirect split. She attributed enrollment declines largely to demographics and said the system is responding by reducing costs, selling buildings, exiting leases, moving the system office to NHTI, and implementing Workday. She also noted that Plymouth received approval for five three-year bachelor’s degree programs and that members praised the shorter, workforce-focused pathways, especially for manufacturing and other in-demand fields.
WY
Transcript Highlights:
- that is a challenge that the banking industry has, is that there are certain things that they can lend
- we view it and we analyze it in no different way than the bank does, but the bank is not allowed to lend
- Bank probably would lend on it if they could, but their regulations and their insurance companies and
Committee:
Joint Appropriations
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm
Joint Committee on Consumer Protection and Professional Licensure
Transcript Highlights:
- is an outdated version of what guidance counselors got in the 1970s, and unfortunately that doesn't lend
- I am here to lend my support for Asian bodywork therapy being able to achieve professional state licensure
- I'm here to lend my support for Asian bodywork therapy being able to achieve professional state licensure
Summary:
The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day.
A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure.
The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
NM
New Mexico 2025 Regular Session
IC - Economic and Rural Development Dec 8th, 2025 at 09:32 am
Economic & Rural Development & Policy Committee
Transcript Highlights:
- have been asked to analyze this and sort of—we could administer it through our existing mortgage lending
- Okay, and Madam Chair, um, and if I can ask Robin, you all aren't in the business of lending money to
- build a ask Robin, you all aren't in the business of lending money to build a I'm curious though, and
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Aug 11th, 2026
Transcript Highlights:
- And then I just want to make one plug for construction lending.
- We have two or three projects right now where if HCD were doing the construction lending, we'd be saving
Summary:
The committee held an outcome review hearing on AB 519, focused on streamlining California’s affordable housing finance system. State housing officials described the work group process and the resulting report, which calls for a consolidated application and coordinated review process across HCD, CalHFA, TCAC, and CDLAC, while preserving a separate direct path for projects that do not need state subsidy. They said the goal is to reduce duplication, align timelines, and get projects to construction faster, with implementation now being carried forward through the new Housing Development Finance Committee (HDFC) and related reorganization changes.
Officials from HCD, CalHFA, and HDFC said the new committee launched July 1 and is developing regulations, a unified application workbook, and review procedures, with public comment and hearings planned before final adoption. They emphasized a two-track system: one for projects needing state subsidy and one for tax credits/bonds only. Members also discussed the transition period in 2027, the need to clear existing pipeline projects first, and the possibility of construction financing tools. Committee members raised concerns about transparency, stakeholder feedback, and whether additional statutory changes would be needed; staff said current authority appears sufficient.
Affordable housing developers and advocates generally supported the reforms but said the work must go beyond a single application. They urged fully funding projects, simplifying post-award functions, modernizing asset management, preserving a direct path for locally funded and rehab projects, and improving geographic equity, especially for rural and farmworker housing. Several witnesses stressed that the system also needs stable funding, including general fund support and the proposed housing bond, and that the state should continue engaging stakeholders as the new process rolls out. Public comment echoed those themes and included a veteran describing the difficulty of navigating housing and VA-related systems, reinforcing the hearing’s focus on simplifying access to housing resources.
AZ
Arizona 2026 Regular Session
03/25/2026 - House Appropriations
House Appropriations Committee of Reference
Transcript Highlights:
- Also that would fund their salaries, and I hope everyone here lends as much credence to them being for
- would fund their salaries and, And uh... also that would fund their salaries, and I hope everyone here lends
Summary:
The House Appropriations Committee met on March 25 for what was described as its last regular meeting, with a possible special meeting the following week. The committee first took up Senate Bill 1112, adopting a Livingston strike-everything amendment that appropriates $1 million from the special services fund in fiscal year 2027 to the Department of Corrections for holistic, studio-based rehabilitative programming and requires a report on spending, self-harm, discipline, and recidivism by June 30, 2028. Supporters from Art of Our Soul testified that the trauma-informed art and music therapy program has reduced disciplinary violations, self-harm, and mental health watches, and members described it as a rehabilitation effort with documented benefits. The bill, as amended, received a due pass recommendation by a 16-2 vote.
The committee then considered Senate Bill 1776, which would expand AHCCCS coverage for traditional healing services to include urban Indian organizations. AHCCCS testified neutrally but said the change would require a waiver amendment, would not qualify for 100% federal match, and would carry an estimated $1.3 million general fund impact. The sponsor argued the bill would align Arizona with federal policy and correct an omission of urban Indian organizations from the existing waiver. After discussion about costs and whether the bill should proceed with a committee of the whole amendment, the committee gave SB 1776 a do pass recommendation by a 9-6-2-1 vote, with several members expressing concern about AHCCCS growth and the funding source.
Senate Bill 1537, which would rename the Peace Officer Training Equipment Fund as the Public Safety De-escalation and Life Safety Fund and repeal its advisory commission, failed. Testimony explained that the commission has not met in years and that the bill was largely a cleanup measure, but the Arizona Police Association opposed the change and some members wanted the commission reformed rather than repealed. The committee voted it down 6-9, with members split over whether the fund should remain tied to its current structure.
The committee next adopted an amendment to Senate Bill 1584 that shifted a $1 million appropriation for Department of Corrections recruitment and training from the general fund to the Peace Officer Training Equipment Fund. Supporters said DOC remains understaffed and that the training/recruitment program has worked elsewhere; some members questioned whether the fund could legally be used for that purpose, but the amendment passed and the bill received a do pass recommendation by a 10-5-2-2 vote. Finally, Senate Bill 1673, which funds the law enforcement crime victim notification system, was amended to reduce the appropriation from $5 million general fund to about $2.595 million from the victim compensation fund. Testimony from the Arizona Sheriffs Association, victim notification vendors, and Phoenix officials emphasized the program’s importance, while others argued the amendment would raid victim compensation resources. The amendment and the bill as amended both passed, and the committee adjourned after noting the next calendar had not yet been posted.
MO
Missouri 2026 Regular Session
2026 Legislative Session - Day Forty One - Wednesday, March 25 - Morning Session
Missouri House Floor Meeting
Transcript Highlights:
- making, like, Social Security, and then coming to a space of, like, college loans, the predatory lending
- Also, it's going to do tremendous damage to lending, financial institutions, property values, real estate
Summary:
The House convened with prayer and the Pledge of Allegiance, then approved the House Journal for the 40th day by roll call vote, 122-1. Members used points of personal privilege to recognize the departure of Scott Bell and to honor the life of Ernie Dempsey of St. Charles, and the chamber welcomed numerous special guests, including Child Advocacy Day participants, school groups, local civic leaders, and visitors from across the state.
The main floor business centered on House Bill 3239, which would make the Missouri Workforce Diploma Program permanent and move it into the MOCAP framework with a $4 million annual cap and pay-for-performance funding. Supporters said the program has helped about 1,200 adults earn diplomas, especially women and parents needing flexible online access, while opponents argued it would divert foundation formula money from K-12 students and duplicate existing adult education options. An amendment adding a college admissions and financial aid task force was offered but failed, 55-82; the previous question was then ordered, and HB 3239 was perfected and printed.
The House also perfected and printed House Bill 1786, which would prevent county assessors from reclassifying single-family homes used as short-term rentals from residential to commercial for tax purposes. Supporters framed it as a property-rights and tax-relief measure for homeowners and small LLCs, while opponents raised concerns about local control and the line between mom-and-pop rentals and larger business operations. House Bill 2944, dealing with the senior property tax freeze, was amended to clarify that the freeze applies across taxing districts and to simplify annual filing and notification requirements; a later amendment was ruled out of order, and the bill was perfected and printed as amended. The House then moved to announcements and recessed until 2 p.m.
OK
Oklahoma 2026 Regular Session
Oversight Committee for the Legislative Office of Fiscal Transparency -LOFT- Feb 26th, 2026
Transcript Highlights:
- The Oklahoma Capital Improvement Authority, a lending entity, can either lend from the Legacy Capital
Summary:
The LOFT Oversight Committee met with a quorum, approved the prior minutes, and then received LOFT’s report on state office space utilization in Oklahoma City and Tulsa. LOFT presented three main findings: OMES is not fully exercising its statutory authority over state property and relies on flawed self-reported data; state office space is being used inefficiently and often below policy benchmarks; and better use of state-owned space could save tens of millions in private lease costs. LOFT also described errors in the state’s real property inventory, low utilization rates across OMES-owned, agency-owned, and privately leased space, and recommended stronger data verification, clearer space standards, and more active oversight of underused property.
OMES responded that it believes it is meeting its statutory obligations and said it tries to balance oversight with being a partner to agencies, placing them in space that best fits their mission and service needs. OMES officials said they rely on agency-reported data, do not have enough staff to independently verify all inventory information, and do not “police” daily occupancy. Members questioned the distinction between meeting statutory duties and exercising full authority, the use of “shall” versus “recommend,” the lack of enforcement for agencies that decline space recommendations, and whether OMES should more aggressively consolidate or divest underused buildings. LOFT and OMES also discussed the methodology behind utilization calculations, including badge-swipe data, space standards, and common-area adjustments.
In the final finding, LOFT estimated that relocating agencies from private leases into existing state-owned space could save roughly $16 million to $28.8 million annually, depending on the scenario used. LOFT cited other states and federal reforms as models and recommended that OMES more actively assess underutilized properties, verify data, and use actual utilization analysis to reduce private leasing. OMES said it would review the comments and work to improve. The committee then unanimously approved a rapid-response evaluation request for LOFT to examine DHS child care subsidy verification and reimbursement processes, citing concerns about possible improprieties and the need to confirm whether fraud or waste is occurring.
MO
Missouri 2026 Regular Session
2026 Legislative Session - Day Twenty Seven - Wednesday, February 25 - Morning Session
Missouri House Floor Meeting
Transcript Highlights:
- The Missouri Attorney General's Office was able to lend experienced attorneys, investigators, and resources
- The Missouri Attorney General's Office was able to lend experienced attorneys, investigators, and resources
Summary:
The House met with prayer and the Pledge of Allegiance, then approved the House Journal by roll call vote, 102-1. Several members then used points of personal privilege and guest introductions to recognize Black History Month, a family member speaking about a long-unsolved murder case that had just led to an arrest, physical therapy advocates, school board members, disability-services advocates, and domestic violence and literacy groups.
The chamber then took up House Committee Substitute for House Bills 2097 and 1905, a bill to expand an elementary agriculture education pilot program statewide beginning in the 2027-28 school year for districts that choose to participate. Supporters said it would help children learn where food comes from, connect to FFA, 4-H, literacy, math, and career awareness, and address declining interest in agriculture. The committee substitute was adopted and the bill was perfected and printed. The House also considered House Bill 2167, which would authorize the Attorney General’s office to commission certain investigators and, through amendments, also addressed House and Senate security officers and some other law-enforcement personnel. Debate centered on whether the bill improperly broadened arrest powers, whether the House security provisions were necessary or constitutional, and whether the amendments were germane; one amendment to the amendment failed 62-68-1, while another amendment passed 61-43. The bill was then perfected and printed as amended.
Finally, the House took up House Committee Substitute for House Bills 2747 and 2047, described as a clean-slate/automatic expungement measure with a reduced fiscal note. An amendment was adopted to ensure expungements are shared with consumer reporting agencies, and members discussed the bill’s second-chance benefits and a provision changing Missouri’s death-penalty sentencing process so a judge would not impose death after a hung jury, leaving life or life without parole as the options. The committee substitute was adopted and perfected and printed as amended. The House then made announcements about upcoming agriculture and Black History events and recessed until 2 p.m.
MO
Missouri 2026 Regular Session
Commerce Feb 18th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- So I'm in support of this generally and micro lending and access to capital. ...in support of this generally
- and micro lending and access to capital, it's huge.
Summary:
The Commerce Committee met in executive session and unanimously voted do pass on House Bill 1707, House Bill 2927, and House Committee Substitute for House Bill 2057. The committee then moved into public hearing on House Bill 1664, which would extend the civil statute of limitations for child sexual abuse claims from age 26 to age 41. Representative Brian Sites presented the bill as a needed step for survivors, and multiple witnesses and organizations testified in support, including survivors and advocacy, tort reform, chamber, and insurance groups. No opposition was heard, and the hearing concluded without a vote.
The committee also heard House Bill 1845, a startup and angel investor tax credit proposal sponsored by Representative Gallick. The bill would create incentives for Missouri-based startups under $5 million in revenue, with higher credits for rural investment, annual caps, oversight by the Missouri Technology Corporation, and a sunset in 2033. Members questioned what taxes the credit would apply to, how it would work if Missouri changes its income tax structure, and what safeguards would prevent businesses from leaving after receiving credits. Business and economic development groups testified in support, saying the bill would help fill an early-stage capital gap and keep investment in Missouri.
Finally, the committee heard House Bill 3231, a broad economic development and “Missouri Innovation Zone” proposal sponsored by Representative Brad Christ. The bill would let cities opt in to create innovation zones with local permitting and governance changes, tax incentives, office-to-residential conversion tools, and reinvestment of net new revenues into public safety, infrastructure, and a rural development fund. Members and witnesses discussed local control, prevailing wage, revenue diversion, and implementation concerns, especially from the City of St. Louis and labor groups, while chambers, developers, municipal groups, and historic revitalization advocates generally supported the concept. The hearing ended with no opposition testimony and no committee vote on the bill.
NM
New Mexico 2026 Regular Session
House - Government, Elections And Indian Affairs Feb 7th, 2026
Transcript Highlights:
- It broadens the pool of citizens who can lend their strength and expertise to this body. H.J.R. 5.
- It broadens the pool of citizens who can lend their strength and expertise to this body.
Summary:
The committee met with a quorum and heard three measures: H.J.R. 5 on legislative compensation, Senate Bill 29 as amended on math instruction, and Senate Bill 37 on literacy instruction. H.J.R. 5 was presented as a constitutional amendment to create a paid legislature tied to New Mexico’s median household income, with supporters arguing it would broaden access to public service, reduce conflicts of interest, and better reflect the realities of modern legislative work. Public testimony was overwhelmingly in support, including from advocacy groups, civic organizations, faith groups, and veterans; one member raised concerns about fairness, attendance, and whether outside employment would still be allowed. The committee adopted an amendment to move the ballot question from 2028 to 2026, then approved H.J.R. 5 on a 5-1 vote.
Senate Bill 29, endorsed by the Legislative Education Study Committee, would strengthen math instruction by improving teacher preparation, requiring PED to set up statewide math supports, and creating early screening and family engagement for students. Supporters, including educators, business groups, and education nonprofits, said New Mexico’s math outcomes are too low and that early intervention and better teacher preparation are needed. Members asked about teacher licensure requirements, parent support, standardized testing concerns, and district implementation. The committee heard that the bill’s screenings are intended to be developmental rather than high-stakes tests, and that parents would be supported through school-based guidance. The bill passed unanimously.
Senate Bill 37 would codify a science-of-reading framework, require high-quality instructional materials, add literacy coaches and assessments, and expand support for bilingual and dual-language instruction. Supporters said the bill builds on recent gains in reading proficiency and strengthens teacher preparation and early intervention. Opponents, including tribal leaders, bilingual education scholars, and advocacy groups, argued the bill was too English-dominant, could conflict with existing bilingual and tribal language laws, and did not go far enough to protect indigenous languages and community-based approaches. Sponsors said amendments were being developed to clarify biliteracy, culturally responsive instruction, and protections for native language learning, and the committee advanced the bill on a vote with several members noting their support was contingent on those promised amendments.
CA
Transcript Highlights:
- California Legislative Director for the Environmental Working Group, and I'm pleased to be here today to lend
- And I'm pleased to be here today to lend our support to Dr.
Committee:
Senate Rules
Summary:
The Senate Rules Committee met to consider several governor’s appointees and routine committee actions. Members approved, by unanimous 5-0 votes, three not-required-to-appear appointments: Hampus Eitsiter to the Boating and Waterways Commission, Peter Stern to the California Horse Racing Board, and Dean White to the State Mining and Geology Board. The committee also approved references of bills to committees and floor acknowledgements, each by 5-0 vote.
The committee then heard testimony on Tyler Sadwith’s appointment as Chief Deputy Director of Healthcare Programs at the Department of Health Care Services. Sadwith emphasized protecting Medi-Cal access for 14 million Californians, navigating federal changes, and continuing CalAIM and behavioral health reforms. Senators focused heavily on hospital financial distress, rural access, Medi-Cal redeterminations, work requirements, provider reimbursement, fraud oversight, dental access, labor and delivery closures, and the effectiveness of CalAIM and community supports. Public commenters from county, hospital, and provider groups largely supported the nomination, citing his experience and collaborative approach. The committee voted 5-0 to send his appointment to the full Senate.
The committee also considered Chris Thayer’s appointment as director of the Office of Environmental Health Hazard Assessment. Thayer described OEHHA’s role as providing transparent, science-based health assessments, improving risk communication, and supporting tools such as CalEnviroScreen and Prop 65 guidance. Senators raised concerns about reliance on models versus real-world data, PFAS, environmental justice, wildfire and battery-fire impacts, and whether CalEnviroScreen and Prop 65 are working as intended. Public testimony from environmental and health organizations supported the nomination and highlighted OEHHA’s scientific role. The committee approved Thayer’s appointment 3-1, with one senator not voting, and forwarded it to the Senate floor.
WA
Washington 2025-2026 Regular Session
House Environment & Energy Jan 20th, 2026
Transcript Highlights:
- you that Featurewise does not feel concerned because the bifurcation of those appeals would kind of lend
- the goal of this legislation is well intended, and I commend Representative Mena for your desire to lend
Summary:
The Environment and Energy Committee heard testimony on three bills. HB 2426 would allow the Pollution Control Hearings Board, with unanimous agreement of the parties, to use alternative board compositions for appeals, including a single member or other qualified environmental adjudicators, so long as one member is a Washington-licensed attorney and the panel has environmental law expertise. The bill sponsor and supporters from business and conservation groups said it was a narrow, consensus-based change intended to improve efficiency and predictability. ELUHO’s director supported the concept but flagged technical issues in the bill language about attorney and Growth Management Hearings Board member qualifications.
HB 2416 would provide no-cost allowances under the Climate Commitment Act to Spokane’s waste-to-energy facility, which is not currently covered until the second compliance period. Supporters, including Spokane officials, labor, and local partners, said the facility protects a sole-source aquifer, provides waste disposal and electricity for about 13,000 homes, and faces large compliance costs that could raise rates and threaten jobs. Opponents from environmental groups and Ecology argued the bill would give the facility preferential treatment, subsidize most of its emissions through 2050, and fail to ensure real emissions reductions; AWB raised concern about market impacts if new allowances are added. No vote was taken.
HB 2373 would require electric utilities to offer monthly bill discount programs with tiered income levels, expanded outreach and enrollment, and updated reporting on low-income energy assistance. The sponsor said the bill is meant to make assistance more consistent and accessible statewide, while utilities and rural co-ops warned it could create unfunded mandates and significant rate increases for non-low-income customers, especially in smaller systems. Supporters from community action agencies, Commerce, and some utilities said monthly assistance is needed because energy burdens are rising and current programs are patchwork, though several urged pairing the bill with state funding or amendments. The committee heard extensive testimony but took no final action on any of the bills.
WA
Transcript Highlights:
- voluntary disclosure program for all entities engaged in investment activities that are not a banking, lending
- And again, as I mentioned, to align it with the statute, banking, lending, and security businesses are
Committee:
House Finance
Summary:
The House Finance Committee held a work session that began with welcoming new member Rep. Janice Zahn, who introduced herself as representing the 41st Legislative District. The committee then received a Department of Revenue update on the Antio-related legislation. DOR explained the Washington Supreme Court’s Antio decision on the B&O deduction for investment income, the department’s post-decision guidance, and the 2025 legislative changes in HB 2081 and SB 5167, including an expanded voluntary disclosure agreement for entities with unreported investment income. DOR said the expanded program offers broader penalty and interest relief and applies to both registered and unregistered businesses, but participation has been minimal so far because additional implementation questions remain unresolved.
The committee next heard the annual update on the Working Families Tax Credit. DOR reported record participation in 2025, with about $205 million refunded through the first 10 months and a major increase in applications after TurboTax integrated the credit. Officials said the program reached more than 409,000 children this year, but demographic response rates fell because TurboTax did not present optional demographic questions. DOR also discussed outreach efforts, the end of funding for community outreach partners after 2025, and challenges including fraud involving third-party preparers, turnover in eligible households, immigration-related reluctance among ITIN holders, data-sharing barriers, and difficulty verifying self-employment income. Members asked about fraud remedies, and DOR said it can pursue recipients for fraudulent refunds and may work with law enforcement, but the statute does not provide direct penalties against preparers.
The final DOR presentation covered implementation of Engrossed Substitute Senate Bill 5814, which expanded retail sales tax to certain services effective October 1. DOR described its outreach and guidance process, including 16 listening sessions, an online survey, a centralized guidance page, special notices, and about 95,000 direct taxpayer contacts. Officials said ruling requests surged sharply around the effective date, especially for live presentations, advertising, and software/IT services, and formal rulemaking is expected after the 2026 session. Committee members questioned whether the fiscal note anticipated impacts on schools and nonprofits and whether the department’s estimates should be revisited.
The committee then heard stakeholder testimony from Expedia, T-Mobile, and the Construction Industry Training Council, followed by Clover Park School District and Seattle Theatre Group/Inspire Washington. Witnesses argued that SB 5814 creates complexity, uncertainty, and competitive disadvantages for Washington businesses and nonprofits, especially for digital advertising, IT, training, and live presentation services. School and nonprofit representatives said the tax raises costs for education, apprenticeship, arts, and cultural programming, with Clover Park warning of a roughly $1.2 million annual hit to special education-related contracted services. No votes were taken; the meeting ended with the chair saying the committee would continue working on SB 5814 issues in the next legislative session.
WA
Washington 2025-2026 Regular Session
House Finance Dec 4th, 2025
Transcript Highlights:
- voluntary disclosure program for all entities engaged in investment activities that are not a banking, lending
- And again, as I mentioned, to align it with the statute, banking, lending, and securities businesses
Summary:
The House Finance Committee held a work session that began with welcoming new member Rep. Janice Zahn, who introduced herself as representing the 41st Legislative District. The Department of Revenue then gave an update on the Antio-related legislation following the Washington Supreme Court decision and the 2025 session changes. DOR explained its voluntary disclosure program and the new expanded voluntary disclosure agreement for taxpayers with unreported investment income, including broader eligibility and interest/penalty relief, but said utilization has been minimal so far because additional implementation questions remain unresolved.
The committee next received the annual update on the Working Families Tax Credit. DOR reported record participation in 2025, with about $205 million refunded through October and a major increase in applications after TurboTax added the credit to its filing software. Officials said most dollars went to households with children, outreach efforts remained important, and community partners and state agencies helped increase uptake. Members focused heavily on fraud concerns, especially tax preparers allegedly filing claims without applicants’ knowledge or diverting refunds; DOR said it is using fraud detection tools, training preparers, and trying to make applicants whole, but current law does not provide direct penalties against preparers.
The final portion covered implementation of engrossed substitute Senate Bill 5814, which expanded sales tax to certain services. DOR described the new tax framework, its guidance process, and the large volume of ruling requests and outreach since the law took effect October 1. Committee members asked about fiscal assumptions, the scope of taxable services, and whether the department had revised its implementation estimates; DOR said the fiscal note assumed broad application absent explicit exemptions and that no expenditure revision had been made. In stakeholder testimony, Expedia and T-Mobile argued the law creates complexity and competitive disadvantages for Washington businesses, while a construction training provider said the tax raises tuition for workers seeking required certifications. School and nonprofit representatives said the tax will increase costs for special education services, arts programming, and other public-facing activities, and urged exemptions or further legislative fixes. The chair closed by noting the committee would revisit 5814 in the next session and then adjourned the meeting.