Transcript Highlights:

• The cannabis industry will argue that prohibiting billboards violates our free speech.
• I have a similar bill, a free speech bill, sponsored by the Teamsters, that are essentially trying to
• say that you can't force speech on workers.
• Constitution does not protect speech regarding a product that's illegal at the federal level.
• the Massachusetts State Constitution, charter, whatever, and court decisions protecting commercial speech

Keywords: 995, all

Summary: The Joint Committee on Cannabis Policy held its fourth hearing, with opening remarks from Senate Chair Adam Gómez and House Chair Dan Donahue emphasizing the committee’s broad agenda, including retail modernization, labor protections, advertising rules, sustainability, and financial resources. Testimony began with public health advocates supporting H.157/S.9 to ban cannabis billboard advertising, arguing that billboards normalize use for youth and are linked to cannabis-related harms such as psychosis, addiction, and cannabinoid hyperemesis syndrome. Witnesses cited research, family stories, and court decisions in Mississippi and Virginia upholding similar restrictions, while committee members questioned the scope of the state’s authority to regulate billboards on private property and the relevance of federal highway funding and federal cannabis law. The committee also heard testimony on H.175, a proposal to allow cannabis drive-through sales. A dispensary operator argued drive-throughs would improve access, especially for disabled customers and veterans, and said security and ID checks could be handled with cameras and staff screening. Committee members pressed him on how employees would assess impairment, whether drive-throughs could increase access for minors, and whether the industry should be treated like alcohol, with the witness responding that staff already refuse service to intoxicated customers and that education, not prohibition, is the better approach. Another bill, H.3982, would apply the bottle deposit law to carbonated hemp- or THC-infused beverages; the sponsor said the measure would standardize recycling requirements for products already sold in dispensaries and other markets, and members asked about container types and recycling compatibility. A major portion of the hearing focused on labor peace agreements, with UFCW representatives, cannabis workers, and Sen. Lydia Edwards supporting S.77/H.161. They said the bill would require cannabis businesses to remain neutral when workers seek to organize, arguing that unions improve safety, wages, benefits, and job stability in an industry they described as underregulated and prone to retaliation. Witnesses cited workplace hazards, wage theft, and the death of a worker at a Holyoke facility as examples of why stronger worker protections are needed. Committee members asked how the proposal differs from existing labor law, whether tying LPAs to licensing and renewal could create legal or administrative problems, and how other states handle similar requirements. No votes or final actions were taken during the hearing.

Transcript Highlights:

• Article 21 of the Amendments to the Constitution of the Commonwealth, namely freedom of deliberation, speech
• Article 21 of the Amendments to the Constitution of the Commonwealth, namely freedom of deliberation, speech
• Article 21 of the Amendments to the Constitution of the Commonwealth, namely freedom of deliberation, speech
• pursuant to Part 1, Article 21 of the Constitution of the Commonwealth, namely freedom of deliberation, speech
• pursuant to Part 1, Article 21 of the Constitution of the Commonwealth, namely freedom of deliberation, speech

Keywords: 995, all

Summary: The Senate began with ceremonial items, including the Pledge of Allegiance and a welcome to Tri-County High School’s championship football and boys’ cross-country teams. The chamber then adopted a resolution commending the town of Auburn and the Robert and Esther Goddard Centennial Committee for recognizing the 100th anniversary of the first liquid-fueled rocket launch. Several local bills were taken up and passed to be enacted, including measures authorizing payment by the City of Revere, adjusting the senior property tax deferral income threshold in Wellesley, amending the Hopedinton charter regarding library trustee appointment powers, and later engrossing bills affecting the Cotuit Fire District, the Salem licensing board, and validating Bourne’s May 20, 2025 annual election. The Senate also suspended Joint Rule 12 to refer House petitions to committees and, on committee recommendation, advanced two Cotuit Fire District bills to third reading and engrossment. A major portion of the session focused on two Senate orders seeking advisory opinions from the Supreme Judicial Court on pending initiative petitions. One order concerned a public records initiative that would extend public records law to the General Court and the Governor’s office; the other concerned a legislative stipends initiative that would alter internal legislative procedures and compensation rules. Senator Feeney spoke in support of both orders, saying they were meant to inform the committee’s work and were not votes on the merits of the ballot questions. Both orders were adopted without objection. The Senate also received a Ways and Means report on a bill banning the retail sale of dogs, cats, rabbits, and pet sharks, with a new draft and amendment pending, and adopted an order placing the bill on the Orders of the Day for second reading on March 19, 2026. The session concluded with an order to adjourn to Monday at 11 a.m., which was adopted, and the Senate adjourned.

Transcript Highlights:

• Yeah, waiting to hear your eloquent speech on that. All speeches are eloquent. Yeah, they are.
• <00:23:45.279> on speech on speech on that<00:23:48.320> all<00:23:48.600> conent
• speeches are eloquent that all conent speeches are eloquent yeah<00:23:50.200> they<00:23:50.360
• Discussion on this one as well: I'm going to give the same speech that I have.
• Yeah, it's a good speech. We'll take it out. Beautiful. Doing a good job, everybody. Uh, SB 228.

Keywords: 1191, senate, all

Transcript Highlights:

• Representative Tipton's bill does not repeal the Kentucky Campus Free Speech Act, which robustly, as
• This bill does nothing to protect freedom of speech, academic freedom.
• This bill does nothing to protect freedom of speech, academic freedom.
• This bill does nothing to protect freedom of speech, academic freedom.
• This bill does nothing to protect freedom of speech, academic freedom.

Keywords: 958, all

Summary: The committee first heard House Bill 305, which would clarify and expand a healthcare workforce bill to explicitly include physician assistants and dietitians in efforts to address shortages, especially in rural areas. Rep. Fleming said the change was intended to help with Medicaid-related needs such as diabetes care and noted a decline in dietitian internship applications. Rep. Roarx supported the bill, emphasizing the value of dietitians in helping patients make practical nutrition changes. The bill received a unanimous favorable expression, 14-0, and was reported to the House floor. The committee then considered House Bill 427, which would create statewide 60-credit-hour transfer pathways for high-demand bachelor’s degree programs under the Council on Postsecondary Education. Rep. Grossl explained the bill is meant to prevent students from losing major credit when transferring between KCTCS and four-year institutions, using nursing as an example. Questions focused on rigor, dual credit, how high-demand programs would be selected, and the July 1, 2026 implementation date; the sponsor said CPE and faculty would map curricula and align standards. The Kentucky Student Rights Coalition testified in support, saying the bill would help students complete degrees faster and make credits count toward majors. HB 427 also passed unanimously, 14-0, with favorable expression. The committee then took up House Bill 424, as amended by a committee substitute. Rep. Tipton said the substitute removed language allowing up to six-year contracts and instead set up a process for four-year contracts and periodic performance reviews for faculty, including presidents, at public postsecondary institutions. He said the bill is intended to give universities clearer authority to remove underperforming employees and be more efficient with taxpayer dollars. Several faculty witnesses opposed the bill, arguing it would erode tenure protections, create arbitrary performance standards, and harm recruitment, retention, and academic freedom. The committee adopted the substitute and heard testimony, but no final vote on HB 424 is shown in the transcript excerpt.

Transcript Highlights:

• from FIRE, which is the organization that monitors free speech.
• Um, and as an educator, I want free speech.
• from FIRE, which is the organization that monitors free speech.
• Um, and as an educator, I want free speech.
• Thank you. that monitors free speech. Uh, and that that monitors free speech.

Keywords: 1189, house, all

Transcript Highlights:

• the freedom of speech, >> I said specifically in the bill what violates freedom of speech.
• <00:26:58.000> No, covered under freedom of speech? No, covered under freedom of speech?
• The line from free speech.
• drafting papers or giving speeches drafting papers or giving speeches students<02:24:24.240>
• > curious students giving speeches and so curious students giving speeches and so curious to<02

Keywords: 910, house, all

Summary: The committee on Education heard testimony on HB 1895, which would add education-worker protections by expanding harassment-related offenses. The Department of Education, HSTA, HGA, and several school employees and principals testified in support, describing increased harassment and threats toward teachers and staff, especially since COVID, and saying the bill would help deter bad actors. The Office of the Public Defender opposed the measure, saying the language was vague and overbroad, could criminalize ordinary parental advocacy or speech, and might not survive constitutional scrutiny. In response to questions, the public defender said existing statutes already cover threatening or assaultive conduct against educational workers, while DOE representatives said the bill was aimed at excessive and repetitive disruptive behavior. No vote or final action was taken in the excerpt. The committee then took up HB 1592, concerning protections for educational workers and sports officials. DOE, the Charter School Commission, HGA, HSTA, school principals, athletic programs, and many individual testifiers supported the bill, with several describing threats, harassment, and aggressive behavior at schools and athletic events. One principal said he had repeatedly involved law enforcement after threats and incidents on campus, and a teacher testified about the need to keep school environments safe and orderly. The Office of the Public Defender again opposed the bill, arguing that current law already enhances penalties for assaults and terroristic threatening against educational workers and sports officials, and that new offenses would have little deterrent effect. Committee members questioned whether the bill should be a separate statute and how to distinguish passionate advocacy from harassment; DOE said the line was crossed when conduct became excessive and repetitive, while the public defender urged clearer drafting and more emphasis on prevention, education, security, and de-escalation. No vote or final action was announced in the excerpt.

Transcript Highlights:

• Defamation law is unique among torts because it directly regulates speech.
• The Supreme Court has already repeatedly warned that overly broad defamation rules can chill speech and
• SB 1099's broad application could chill speech on matters of public concern, including parody, comedy
• Rigid statutory definitions may inadvertently expose speakers to liability for speech protected under
• Bullock wrote for the majority that the First Amendment provides strong protections for political speech

Bills: SB1039, SB1061, SB1068, SB1069, SB1099, SB1127, SB1148, SB1271, SB1426, SB1448

Keywords: attorney discipline, legal costs, reputation damage, state bar, court costs, fentanyl, drug offenses, narcotic drugs, criminal penalties, Arizona Revised Statutes, educational institutions, public order, disruption, concealed weapons, safety regulations, firearms, muffling devices, weapon regulations, Arizona law, public safety

Summary: The committee heard and advanced several bills dealing with attorney discipline, bar licensure, drug sentencing, campus firearms, suppressors, defamation, emergency-service calls by businesses, mandatory child-abuse reporting, eviction procedure, and protections for utility workers. SB 1039 would allow attorneys who prevail in disciplinary matters to recover lost earnings and seek compensation for reputational harm from the State Bar; SB 1148 would require the Arizona Supreme Court to directly license attorneys rather than delegate that function. Both bills were supported by the sponsor as restoring accountability and limiting delegation, and both received due-pass recommendations despite some opposition votes. Members also heard SB 1061, which lowers the fentanyl trafficking threshold from 200 grams to 9 grams; opponents from the ACLU and defense bar argued the threshold would sweep in personal-use cases and increase incarceration, while supporters said it targets traffickers. The bill was recommended do pass. SB 1068, barring public colleges and universities from prohibiting lawful concealed carry by permit holders, drew strong opposition from gun-safety advocates and campus representatives who cited suicide and campus safety concerns, and support from gun-rights groups who argued campuses are not exempt from constitutional rights; it also received a due-pass recommendation. SB 1069, removing suppressors from Arizona’s prohibited-weapons definition, was opposed by Moms Demand Action and supported by gun-rights advocates as aligning state law with federal law and protecting hearing; it likewise passed out of committee. The committee also advanced SB 1099, which would codify statutory defamation elements and add an internet-related limitation period; the ACLU warned it could chill speech and conflict with evolving First Amendment law, while the sponsor said it would clarify existing case law and address online defamation. SB 1271, prohibiting cities from penalizing businesses for legitimate emergency-service calls, passed unanimously after testimony that some municipalities had discouraged 911 calls for theft and other incidents. HB 1127, requiring mandatory reporters with direct knowledge of child abuse or neglect to report immediately and personally, passed after Phoenix Children’s Hospital and DCS said they supported the intent but wanted implementation language clarified for medical emergencies. SB 1426, changing forcible-detainer procedures by removing the written-demand requirement, passed despite concerns from the multi-housing industry that the current language could disrupt holdover-tenant evictions. Finally, SB 1448, as amended, expanded aggravated-assault protections to utility, telecom, video-service, and related workers; supporters cited threats and assaults against field crews, while opponents argued existing assault laws already cover the conduct and the bill is overly broad. The amendment and the bill as amended were adopted, and the committee gave SB 1448 a due-pass recommendation.

Transcript Highlights:

• One of my favorite stories about Humphrey is that after he gave his final speech to a joint session of
• want to close with this quote that I actually read directly from his memoir last time I gave this speech
• joint<00:03:32.319> session<00:03:32.640> of<00:03:32.879> Congress, speech
• to a joint session of Congress, speech to a joint session of Congress, uh<00:03:34.879> the<00
• I have enjoyed my life, its speech.

Keywords: 1183, house

Transcript Highlights:

• Religious speech, or prayer, while on duty.
• So the question that I have is, What is considered to be religious speech?
• Can a teacher... give a speech based on their faith, if they see two children children of the same sex
• cause speech, uh, uh, uh, protections.
• Members this is amendment simply will prohibit the what the bill is looking to do religious speech or

Keywords: HCR65, HCR19, Senate resolutions, memorial, community impact, legislative proceedings

Summary: The recent Senate meeting primarily covered two resolutions, HCR65 and HCR19, both of which were passed unanimously with little to no opposition. HCR65 was introduced in memory of Tracy Lee Vincent of Longview, while HCR19 was presented to honor the late Terrell Lynn Roberts of Angleton. The meeting included brief addresses from several senators, who shared personal reflections on the impacts of the individuals being honored and expressed gratitude for their contributions to the community. This collaborative atmosphere showcased the members' capacity for camaraderie and respect, emphasizing the importance of human connection in legislative proceedings.

Transcript Highlights:

• Members, it looks like everyone stopped my speech, so I just stand my time. Thank you very much.
• about the values of and great um speech about the values of and the<00:21:17.799> personality
• <00:21:29.679> occurred in the room when we that speech occurred in the room when we that
• I’ll save the rest of my comments for the floor speech. Thank you very much.”
• I’ll save the rest of my comments for the floor speech. Thank you very much.”

Keywords: 912, senate, all

Summary: The Health and Human Services committee heard several gubernatorial nominations and appointments, beginning with Sunshine Cho and Barbara Tom for the Language Access Advisory Council. Both nominees said they stood on their written testimony and expressed interest in continuing to serve, and multiple organizations testified in strong support. No opposition or questions were raised on either nomination, and the committee moved on after hearing the testimony. The bulk of the meeting focused on GM 642, the nomination of Ryan Yamane to be Director of the Department of Human Services. Yamane gave an extensive opening statement describing his social work background, long public service career, and philosophy of compassionate, balanced leadership. He emphasized DHS’s role in helping people from keiki to kūpuna with dignity and support, and shared personal stories from disaster response and family-service work to illustrate his approach. Support testimony came from a wide range of state officials, agency directors, community organizations, health systems, advocacy groups, and former colleagues, who praised his leadership, problem-solving, communication skills, and empathy. One witness, Moani Kiala Katherine Tu Alun, testified in opposition, raising concerns about retaliation and safety issues affecting foster youth and alleging harmful treatment within Child Welfare Services. Another witness, Angela Melody Young, supported the nomination and said Yamane could help overcome barriers for vulnerable communities and improve DHS programs such as financial assistance, SNAP, and disability services. The committee also heard from DHS staff and related officials about the uncertainty surrounding possible federal funding and staffing cuts; Yamane said the department is gathering information, coordinating with Budget and Finance and federal partners, and preparing to prioritize services and adjust if federal changes affect programs. No votes were taken in the portion of the meeting provided.

Transcript Highlights:

• The First Amendment of the United States Constitution protects an individual's freedom of speech.
• Under the First Amendment, any restrictions on speech that are based on the content of the speech are
• So when the speech involved is commercial speech, which the bill is, when we are talking about the ability
• is less protected than other forms of speech.
• Commercial speech is less protected than other forms of speech.

Keywords: 987, senate, all

Summary: The Senate Judiciary Committee heard several bills, with testimony focused on end-of-life medical orders, CARE Court participation, HOA fee transparency, custody protections for sexual assault survivors, groundwater enforcement, pet policy disclosure in rentals, and restrictions on post-wildfire property solicitation. SB 1088 would modernize POLST and pre-hospital DNR rules by renaming POLST as Portable Orders for Life-Sustaining Treatment, allowing electronic signatures, clarifying who may sign on a patient’s behalf, recognizing out-of-state forms, and reaffirming that completion is voluntary; it drew support from the Coalition for Compassionate Care and no opposition. SB 1242 would let original family petitioners participate in CARE Court care coordination and information-sharing even without the respondent’s consent, while preserving judicial discretion to limit participation; supporters said it would improve care coordination, and Disability Rights California opposed it as coercive and harmful to respondents who may not want family involvement. The committee discussed the balance between family support and privacy, and SB 1242 passed 7-0 on call. SB 1007 would require more HOA transparency, including clearer budget comparisons and evidence for violations, and would limit regular assessment increases without a homeowner vote, while leaving special and emergency assessments intact. Supporters argued homeowners need more information and protection from steep fee hikes; opponents said the cap could impair associations’ ability to cover rising insurance and maintenance costs. Members raised concerns about flexibility and planning, but the bill passed 6-1 on call. SB 1364, as amended, would lower the burden for survivors of sexual assault to block custody or visitation rights for a perpetrator when a child was conceived through the assault, using a clear-and-convincing standard and aligning the law with federal grant requirements; it passed 8-0 on call after opposition argued the bill could deny children a relationship with a parent. The committee also approved SB 997, which grants the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and sustainability rules, with supporters saying it would help avoid litigation and maintain local control; it passed 9-0 on call. SB 1296 would require landlords to disclose pet policies up front on applications, websites, and ads, and allow application-fee refunds if disclosure was not provided before payment; supporters said it would reduce wasted fees and pet relinquishment, while landlord groups said the ad and disclosure requirements could be impractical for small owners. That bill passed 8-0 on call. Finally, SB 1090 was presented to bar large property owners from making unsolicited purchase offers for five years in wildfire disaster areas, aimed at preventing predatory post-disaster speculation; the author and a supporter described aggressive investor outreach to fire victims, especially in Altadena, as the committee moved on to that bill’s testimony.

Transcript Highlights:

• The First Amendment of the United States Constitution protects an individual's freedom of speech.
• Under the First Amendment, any restrictions on speech that are based on the content of the speech are
• So when the speech involved is commercial speech, which the bill is, when we are talking about the ability
• is less protected than other forms of speech.
• Commercial speech is less protected than other forms of speech.

Summary: The Senate Judiciary Committee heard several bills focused on health care planning, mental health court participation, homeowners association governance, groundwater enforcement, pet-policy disclosure in rentals, and post-disaster property speculation. SB 1088 would update California’s POLST and DNR laws by renaming POLST to Portable Orders for Life-Sustaining Treatment, allowing electronic signatures, clarifying who may sign on a patient’s behalf, and making clear that these forms are voluntary; it drew support from the Coalition for Compassionate Care and no opposition. SB 1242 would let original family petitioners participate in CARE Court for care coordination and information-sharing, while preserving judicial discretion to exclude them if harmful; supporters said it would improve treatment coordination, while Disability Rights California opposed it as coercive and a removal of patient consent. The committee advanced SB 1242 on a 7-0 vote, with the bill placed on call. The committee also considered SB 1007, which would require more HOA budget transparency, disclosure of evidence for violations, and a lower cap on regular assessment increases without a homeowner vote. Supporters argued it would improve accountability and protect homeowners from steep fee hikes, while HOA industry groups warned it could undermine funding for insurance, maintenance, and other operating costs. Members raised concerns about the cap and the need for flexibility for large expenses; the bill passed 6-1 and was placed on call. SB 1364, as amended, would prevent a person convicted of sexual assault from obtaining custody or visitation of a child conceived from that assault, while preserving the possibility of voluntary co-parenting and aiming to qualify California for federal grant funding; it passed 8-0 and was placed on call. Later, SB 997 would give the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and its groundwater sustainability plan, addressing an enforcement gap for a GSA created by special legislation rather than a joint powers agreement. It drew support from agricultural and county groups and passed 9-0, placed on call. SB 1296 would require landlords to disclose pet policies up front on applications, websites, and ads, and allow refund of an application fee if disclosure was not provided before payment; supporters said it would reduce wasted application costs and pet relinquishment, while rental housing groups said the ad disclosure requirements were impractical. The bill passed 8-0 and was placed on call. The final bill, SB 1090, was introduced to prohibit large property owners from making unsolicited purchase offers for five years in wildfire-disaster areas, responding to investor activity after the Eaton and Palisades fires; the author and a SAGE witness described it as a protection against disaster capitalism and predatory low offers to displaced residents.

Transcript Highlights:

• So we like to protect freedom of speech when it's convenient to our views.
• So we like to protect freedom of speech when it's convenient to our views.
• Did you get to hear the governor talking about the grid in his State of the State speech? I did.
• So he... ...about the grid in his State of the State speech? I did.
• And is considered unlawful speech.

Summary: The Senate took up and passed Senate Bill 945, which concerns political shareholder proposals by insurers and insurance holding companies. Senator Hughes argued the bill would protect Texas-based insurers from activist shareholder pressure, especially proposals aimed at limiting insurance coverage for oil and gas companies for ESG or political reasons. The motion to suspend the regular order was adopted over objection, and SB 945 passed to engrossment on a 20-10 vote with one present not voting. The chamber also passed Senate Bill 1117, allowing any Texas-licensed dentist to administer botulinum toxin in oral or maxillofacial regions for aesthetic purposes, and House Joint Resolution 98, renewing Texas’s application for an Article 5 Convention of States to propose amendments on fiscal restraints, federal power limits, and term limits. Both measures advanced after debate and roll-call votes; SB 1117 passed unanimously after suspension of the three-day rule, and H.J.R. 98 was adopted on a 17-14 vote. Members then approved several other measures, including the committee substitute for House Bill 142 on HHSC’s Office of Inspector General and Medicaid overpayment recovery, Senate Bill 2373 on AI-enabled financial fraud and deepfake/phishing schemes, Senate Bill 2221 on fraudulent UCC financing statements, and Senate Bill 2681 on the basis for third-party voter-registration challenges. The Senate also adopted a resolution authorizing a Texas Life Monument replica at the Capitol complex, and passed S.J.R. 59 creating funds for Texas State Technical College capital needs. The body debated and passed Senate Bill 946, which would bar credit discrimination against organizations based on social, political, religious, or similar value-based considerations and require credit decisions to rest on creditworthiness. Senators raised concerns that the bill could create a special protected class for non-human entities or conflict with existing state policies, but the bill advanced to engrossment on a 20-11 vote. The Senate also passed Senate Bill 2477 to ease office-to-residential conversions in large cities after adopting an amendment negotiated with municipal stakeholders, and began consideration of Senate Bill 715 on ERCOT reliability requirements for generators, including existing generation, with extensive debate over impacts on renewables, power purchase agreements, and grid reliability.

Transcript Highlights:

• Repealing it restores free speech, removes unnecessary business barriers, and maintains strong consumer
• But what this has done, we believe, has taken away free speech from folks that are agents.
• But what this has done, we believe, has taken away free speech from folks that are agents.
• But what this has done, we believe, has taken away free speech from folks that are agents.
• But what this is done, we believe, has taken away free speech from folks that are agents.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• Two things that I'd ask that you think about: one famous speech from Theodore Roosevelt was talking about
• Martin Luther King's words, one of his famous speeches centered around service.
• c><00:12:34.640> his<00:12:34.880> famous<00:12:35.880> uh<00:12:36.000> speeches
• <00:12:37.120> uh words, one of his famous uh speeches uh words, one of his famous uh speeches

Keywords: 1187, senate, all

Transcript Highlights:

• I have a speech written for this today. I'm going to speak from the heart.
• The Chair will now entertain requests for one-minute speeches.
• And usually when free speech in Europe.
• , they have lost the right to free speech, they have lost the right to free speech, which<02:46:03.760
• And I'll guarantee restrict that speech.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, February 12, 2026, 1012, house, all

Transcript Highlights:

• These fundamental rights of free speech<00:21:59.200> and<00:21:59.320> assembly speech
• Says you have the right to peaceful assembly, to peaceful protest, and to free speech.
• The right to protest and the right to free speech are not suggestions.
• free speech are not suggestions. free speech are not suggestions.
• . elocution or beautiful speech.

Keywords: 958, all

Transcript Highlights:

• So, we just eliminated the visit limit for all speech therapy.
• <00:51:16.559> therapy um the elimination of speech therapy um the elimination of speech therapy
• them. we had to do it for all of speech them. we had to do it for all of speech therapy<00:51:33.040
• Uh we also proposed all speech therapy.
• And for many speech language therapy.

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• Tomorrow, vague misinformation, political dissent, or hate speech as defined by whoever holds the power
• And this can have a chilling effect on free speech protected under the First... ...free speech protected
• accountability, mental health resources, and prosecuting real crimes, not preemptively monitoring speech
• by their will to exercise... purposely by their will to exercise their First Amendment freedom of speech
• Amendment L015 ensures these families can exercise their First Amendment freedom of speech and freedom

Keywords: 981, all

Transcript Highlights:

• at old videos and listening to looking at old videos and listening to Melissa's<00:10:38.000> speeches
• when she originally Melissa's speeches when she originally passed<00:10:40.320> the<00:10:40.480
• It was maybe the most boring floor speech I’ve ever heard.
• But as I thought about that thorough technical speech, I could hear Melissa in my head.
• The legislature isn’t about showy floor speeches.

Keywords: 1183, house