Video & Transcript Research : 'generative AI'

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CA

California 2025-2026 Regular Session

Assembly Appropriations Committee May 14th, 2026

Appropriations

Transcript Highlights:
  • AB 1979, Bonta, AI and health care, do pass out on a B roll call.
  • AB 2392, Fong, generative AI training, do pass out on an A roll call.
  • AB 2583, Hoover, AI training, holding committee.
  • AB 2575, Ortega, AI and health care, do pass out on a B roll call.
  • AB 1898, Schultz, workplace AI notices, held in committee.
Keywords: 988, house, all
Summary: The Assembly Appropriations Committee held its May 14, 2026 suspense-file hearing and considered 637 Assembly bills, plus several committee bills and one Senate bill. The chair opened by explaining the committee’s budget constraints and the factors guiding decisions: fiscal impact, return on investment, avoiding added costs to constituents, and protecting the state’s social safety net. The agenda was organized alphabetically by author, and the committee noted that results would be posted later that day online. The committee then took action on a very large number of measures, with many bills receiving do pass or do pass as amended recommendations and many others held in committee. Topics covered a wide range of policy areas, including housing, health care, education, public safety, labor, environmental regulation, wildfire mitigation, water, transportation, cannabis, AI, and state governance. Several bills were amended to reduce costs, narrow scope, remove provisions, or make them contingent on appropriations or existing resources; some were advanced on A or B roll calls, while others were held. Among the notable actions, the committee advanced bills on Medi-Cal, CalFresh, child care, school and higher education programs, wildfire and fire safety, housing financing, and various criminal justice and public safety measures. It also moved forward a number of bills related to tribal issues, consumer protections, energy and utility policy, and environmental programs. At the end of the hearing, the chair stated that the committee had moved a large number of bills to the Assembly floor and adjourned.
NM

New Mexico 2026 Regular Session

House - Education Feb 4th, 2026 at 08:33 am

House Education

Transcript Highlights:
  • screen time for instruction in elementary classrooms, particularly as well as assessment and the general
  • They AI it and they cheat anyway, right?
  • We have a whole generation that cannot have a conversation, cannot look at people in the eye, because
  • And I'm wondering if you're going to be looking at how our districts are using AI in assessment.
  • And so I'm wondering if this will cover any aspect of AI. Thank you, Mr. Chair. Mr.
Bills: SB194, SB200, SB203, SB204, SJR3
CA
Transcript Highlights:
  • This funding directly supported first-generation...
  • center to use AI ethically.
  • A focus on AI. And so we've developed a digital center to use AI ethically. And so, Dr.
  • Generally, it's the same, the way it applies to two institutions.
  • To the general education courses that all students are taking.
Summary: The Assembly Higher Education Committee held an oversight hearing on how federal actions are affecting California higher education, with opening remarks from the chair and members emphasizing the importance of state-federal shared governance and the need to protect access, affordability, and campus diversity. The first panel included leaders from the CSU, University of the Pacific, California Community Colleges, and UC, who described broad impacts from federal grant terminations, changes to student aid, loan limits, visa and immigration policy, and proposed reductions to research support. Testimony focused on the elimination of Grad PLUS loans, caps on Parent PLUS and Pell-related changes, the loss or suspension of hundreds of grants, and the resulting harm to student support services, research, workforce pipelines, food assistance, and health care training. UC and CSU representatives warned of major losses in research funding, indirect cost reimbursement, and student opportunities, while community college leaders highlighted uncertainty around federal grants and the need to maintain services for low-income, first-generation, undocumented, and other vulnerable students. Committee members asked how the state could respond, including through intersegmental partnerships, dual enrollment, transfer pathways, and support for basic needs and nutrition programs. Witnesses said California could help by sustaining financial aid, protecting minority-serving institution programs, and investing in research, housing, and workforce development. Several speakers stressed that federal changes were creating instability for students and campuses, and that the effects would likely be long-lasting, especially in health care, teaching, STEM, and social work pipelines. A second panel then focused on equitable access. The California Student Aid Commission described state efforts such as the $3.9 billion investment in aid programs, the Cal Grant system, the Dream Act, and possible reforms to better serve adult learners, foster youth, undocumented students, and students with dependents. The Los Angeles Community College District reported that federal cuts and policy shifts are discouraging students from applying for aid, threatening TRIO and MSI/HSI-funded services, and reducing support for basic needs, counseling, and workforce programs. The Association of Independent California Colleges and Universities and the CSU Academic Senate echoed concerns about FAFSA confusion, international student restrictions, grant losses, and the erosion of equity-focused programs. No formal votes or legislative actions were taken during the hearing; the committee primarily received testimony and discussed possible state responses.
TX

Texas 89th Regular

State Affairs May 7th, 2025

State Affairs

Transcript Highlights:
  • It's a 100% off-taker from the generation.
  • Who let a new generation, as you see it, as you gentlemen see it with this legislation, if a new generator
  • Then suddenly, you get AI, a new generation coming online, and your members are like, "OK, these are
  • So data centers utilize backup generation. That backup generation is largely diesel.
  • Generators to run in times of emergencies.
Bills: SB6, SB11, SB33
FL

Florida 2026 5th Special Session

Banking and Insurance Mar 17th, 2025

Transcript Highlights:
  • ensure CCRCs are successful business opportunities, but also make sure CCRCs fulfill the often generational
  • There was generally an attempt to work with the companies to resolve that issue and perfect the data
  • Jason Hand, COO and General Counsel, Florida Senior Living Association.
  • Secondly, borrowing an idea from Senator Bradley, the amendment states that AI cannot be used as the
  • AI tools are really adapting and changing very quickly.
Summary: The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony. The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably. Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.
NM

New Mexico 2025 Regular Session

IC - Science, Technology and Telecommunications Sep 22nd, 2025

Science, Technology & Telecommunications Committee

Transcript Highlights:
  • Are you integrating AI into the nursing program at all?
  • Students are aware of AI; they figured it out really quickly.
  • , how to use AI to help them build tests, and build case studies for students to review. use AI to help
  • them come up with new and different ways to teach, and we built in ways to use AI to help them study
  • And the language of that HB 2 was that it would revert to the general fund. But I I don't know.
TX

Texas 89th Regular

Senate Session (Part II) Apr 28th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Agencies must disclose when an AI materially influences a decision, and the Attorney General can step
  • Agencies must disclose when an AI materially influences a decision, and the Attorney General can step
  • It'll be a model for America with regard to AI governance, and I move final passage.
  • The Attorney General will run the security review, and the committee can set conditions.
  • The increased spending generates more sales tax revenue.
Summary: The Senate first adopted a motion to move the intent calendar deadline to 4 p.m. and then took up several bills by suspending the regular order of business. Senate Bill 2031, concerning removal of high fences around breeder deer release sites, passed after an amendment shortened the testing period from five years to three, tied visible identification requirements to the date Parks and Wildlife began requiring them, and made the bill effective immediately. Senate Bill 1490, a cleanup to adult charter high school funding, and Committee Substitute Senate Bill 2227, creating a process for delayed birth certificates and renamed the Charles E. Barton Act, both passed unanimously after floor amendments. Committee Substitute Senate Bill 1964, regulating artificial intelligence systems used by state agencies, also passed unanimously after the author described guardrails for high-risk AI and disclosure requirements. The Senate then considered Senate Bill 2877, which increases penalties for election fraud and related attempts; after debate over whether existing law already covers some conduct and whether the bill was necessary given the small number of convictions, it passed to engrossment and later final passage on a 21-10 vote. Committee Substitute Senate Bill 2658, on brackish groundwater production and study, passed after four amendments, including one giving water districts authority to stop production if monitoring shows harm to freshwater supplies or subsidence and another returning a portion of transported water revenue to districts. Committee Substitute Senate Bill 648, strengthening recording requirements for real property instruments to help prevent deed theft, also passed on a 26-4 vote. Other measures approved included Committee Substitute Senate Bill 401, making it easier for homeschool students to participate in UIL activities through local district opt-in/nearest-district participation rules; Committee Substitute Senate Bill 407, requiring health care facilities to honor conscience or religious vaccine exemptions for employees, despite extensive questioning about patient safety and immunocompromised patients; Committee Substitute Senate Bill 2117, creating a Texas Committee on Foreign Investment to review risky foreign acquisitions; Senate Bill 1718, adding the NRA annual meeting to the major events reimbursement program after a failed amendment seeking equal space for gun-control advocacy; Committee Substitute Senate Bill 1626, clarifying limits on censorship and interference with digital expression by social media platforms; and Senate Bill 2206, updating the state R&D franchise tax credit and related sales tax treatment, which passed 31-0. The chamber also debated Senate Bill 1395 on school health advisory councils. An initial amendment to restore voting seats for teachers and school employees failed, but a later amendment by Senator West added students back in an advisory, non-voting capacity. The Senate then handled routine motions, committee scheduling, first-reading referrals, and adjourned until April 29, with the session ending in memory of two constituents.
NM
Transcript Highlights:
  • There's also general guidelines.
  • It doesn't generate funding.
  • But just in general, Mr.
  • And so AI is constantly changing.
  • I'm excited to hear about the AI stuff. I am a teacher that uses AI. It's a great tool.
US

US Federal 2025-2026 Regular Session

Hearings to examine defense innovation and acquisition reform. Jan 28th, 2025 at 08:30 am

Senate Armed Services Subcommittee on Personnel

Transcript Highlights:
  • General Mills made cereal and torpedoes. That Great Schism... we need to turn it on its head.
  • By the way, I got that number from an AI app on my phone.
  • DOD's Inspector General recommended requiring big contractors to alert military contractors.
  • Because of the work that the Department of Defense Inspector General has done.
  • Children have grown up playing Lego robotics, playing in AI.
MS

Mississippi 2026 Regular Session

Appropriations - Room 409, 28 January, 2026; 1:30 P.M.

Appropriations

Transcript Highlights:
  • Now, the general fund agencies like the health department and Department of Mental Health, they're general
  • <00:20:52.960> fund, health, they're their general fund, health, they're their general fund
  • AI is... and you've got AI now, too.
  • >> Yeah.<00:43:41.119> AI<00:43:41.599> is >> Yeah. AI is >> Yeah.
  • And >> and a and you've got AI now, too.
Summary: The committee heard budget presentations from the Mississippi Board of Pharmacy and the Mississippi State Board of Chiropractic Examiners, followed by the physical therapy board. The Pharmacy Board said it licenses pharmacists, technicians, students, and many facilities and supply-chain entities, including wholesalers, manufacturers, 3PLs, PBMs, and nonresident compounders. Its main requests were a 3% salary increase for specialized staff, about $118,000 for contract help to evaluate pharmacists with substance abuse or mental health issues under a recently passed public health bill, and additional IT spending authority for system upgrades and cloud migration. Members discussed the board’s role in protecting the public, vetting out-of-state facilities, and the need to keep sensitive data secure; no vote was taken. The Chiropractic Examiners board described itself as a small, contract-staffed agency with about 700 active licenses and a database system that is no longer supported by Microsoft. It said it had requested about $173,000, but the legislative budget recommendation was $134,000, and it needs roughly $40,000 more to upgrade or rebuild the system, including security fixes and online renewal capability. Members focused on the cybersecurity risk of using unsupported software and the need to protect personal information; the board also noted that its licensing data does not include banking information because payments are handled through the state portal. The Physical Therapy Board said it regulates physical therapists and physical therapist assistants, with 4,242 licenses and 252 complaints in the last fiscal year, and that demand for the profession continues to grow. Its requests included $6,000 in salary progression for long-serving staff, about $360 more in PDM salary authority, and roughly $38,610 for a one-time upgrade to its LMS licensing system, plus related cloud-migration costs. Senators noted the board’s strong reputation, discussed the burden of annual or biennial renewals, and supported the technology upgrade because the current system is no longer supported and could create liability risks if not addressed.
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2026-04-07

State Government Finance and Policy

Transcript Highlights:
  • Whereas, in some cases, we now have tools with the use of AI and so forth; they can actually do that
  • Not, oh, well, they got really great AI tools to do this testing, so the risk is really minimal; it's
  • Not, oh, well, they got really great AI Not, oh, well, they got really great AI tools<00:26:12.400
  • readily available to the general public. readily available to the general public.
  • :48.720> committee<01:01:49.040> practice generally in our our committee practice generally
KY
Transcript Highlights:
  • But pay particular attention to the general fund.
  • <00:16:10.560> And attention to the general fund. And attention to the general fund.
  • generational poverty for their family. generational poverty for their family.
  • AI is going to be the the big shaker I think in this space. Um without a doubt."
  • Along with kind of the AI audio enhancement. So we use lots of other things too.
Keywords: 958, all
Summary: The Commission on Race and Access to Opportunity met in September 2025, established a quorum, introduced new member Larry Forester, and approved the minutes from the August 26 meeting. The main presentation came from Warren County Public Schools Superintendent Rob Clayton and Assistant Superintendent Sarah Johnson, who discussed the district’s work serving English language learners and multilingual students, including immigrant and refugee families. They said Warren County now serves roughly 5,500 multilingual students out of about 19,000 total, representing about 92 languages and 90 countries, with 57 certified multilingual teachers, a GO Center, migrant and refugee advocates, and the state’s first international high school. The presenters emphasized that the district welcomes immigrant families and that students and parents generally value public education, but they described major challenges tied to accountability and funding. They explained that multilingual students are tested after one year in the system, even though many need more time to become proficient in English and grade-level standards, and they argued that current graduation-rate rules can unfairly penalize schools when transient students enroll briefly and then leave. They also said the cost of serving this population has risen sharply, with special revenue and especially general-fund spending increasing substantially over the past decade, prompting the district to reallocate resources from EL teacher assistants toward translation technology and additional certified staff. Committee members asked questions about how long-term multilingual students compare with the general student body and whether the district’s data show similar graduation outcomes. Clayton said he did not have the specific comparison data at hand but believed students who stay K-12 generally reach proficiency. He and Johnson asked legislators to consider giving students more time before accountability measures apply and to shift some graduation accountability from individual schools to the district level for highly transient populations, while still maintaining accountability. No formal votes or legislative actions were taken beyond approval of the minutes.
KY
Transcript Highlights:
  • Perpetrators can also use AI-generated images to exploit their victims.
  • <00:25:13.279> generated perpetrators can also use AI generated perpetrators can also use
  • AI generated images<00:25:14.600> to<00:25:14.919> exploit<00:25:15.520> their<00
  • a tremendous issue with teens and young adults, I think it's important to remember, especially with AI-generated
  • <00:37:35.680> generated remember especially with AI generated remember especially with AI
Summary: The Senate Judiciary Committee met with a quorum and heard three bills. Senate Bill 26, sponsored by Chair Storm, would protect parents and prospective parents with disabilities by barring disability alone from being the sole basis for denying an adoption petition or terminating parental rights. Testimony from Judge Marcus Vanover and Crystal Adams described the bill as a product of the Kentucky Judicial Commission on Mental Health and its work groups, cited Kentucky and national cases and federal ADA guidance, and said the bill would require consideration of supportive services, clearer documentation, retention of records, and conforming language changes. Senator Carroll asked how the bill would apply to a hypothetical adult child with special needs; witnesses said the bill is aimed at adoption and termination proceedings where the Cabinet is already involved, not proactive service requests. The committee approved SB 26 by a unanimous 7-0 vote and sent it to the floor with favorable expression. The committee next considered Senate Bill 64, also sponsored by Chair Storm, which would expand the definition of key infrastructure assets to include telecommunications services such as telephone lines and broadband and make damaging, tampering with, or rendering those services inoperable a Class D felony. Representatives from Charter/Spectrum and AT&T testified that copper theft and vandalism have increasingly damaged fiber and other facilities, citing more than 20 incidents in Kentucky in 2024 affecting over 30,000 customers and diverting resources from broadband expansion. The committee adopted a committee substitute and then passed SB 64 by a 7-0 vote with favorable expression. Finally, the committee heard Senate Bill 73, sponsored by Senator Julie Adams, which would create a felony offense for sexual extortion, allow victims or their representatives to bring civil actions, include the offense in Kentucky’s sex-crime definitions, and require school-based notification and education efforts along with resource information for students. Senator Adams and witness Lady T. Thompson described sextortion as a fast-growing online crime targeting minors, often through social media, gaming, and messaging apps, and argued that stronger penalties and prevention efforts are needed. The transcript cuts off before any committee action on SB 73.
HI

Hawaii 2026 Regular Session

PBS Info Briefing - Mon Apr 20, 2026 @ 2:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • I'm Major General Logan, the Adjutant General for the State of Hawaii Department of Defense. Aloha.
  • Uh, Major General J.
  • Bartholomew is was Uh Major General J.
  • And that's what that AI project is all about.
  • Uh deploying for the next generation.
AL
Transcript Highlights:
  • Do you want to go back to— I'm gonna go to attorney general.
  • I'm Mary Coleman Roberts, general counsel for the department.
  • referring them to the attorney generals referring them to the attorney generals because<00:41:33.359
  • they not attorney general because they not attorney general because<00:41:34.720> only<00:41:
  • Got just got caught using AI.
Keywords: 924, joint, all
FL

Florida 2026 Regular Session

Appropriations Committee on Higher Education Jan 21st, 2026

Appropriations Committee on Higher Education

Transcript Highlights:
  • I am a first-generation college student.
  • And I hear so much AI, and I hear this, and they're not.
  • I was appointed in 2023 by our Surgeon General in April.
  • By way of quick background, I am Deputy General Counsel for General Dynamics, ordnance and tactical systems
  • Prior to joining General Dynamics, I practiced...
Summary: The Appropriations Committee on Higher Education met to consider a large slate of confirmations and reappointments to boards of trustees for Florida’s colleges, universities, and the Florida Prepaid College Board. Chair Harrell opened by emphasizing the importance of trustee appointments to maintaining Florida’s higher education system, and the committee heard brief testimony from each nominee about their background, ties to the institution, and priorities such as student success, workforce alignment, fiscal stewardship, and community partnerships. Several nominees highlighted personal connections to their schools, including alumni status, family legacy, or prior service on the board, while others emphasized experience in business, law, education, health care, or public service. Testimony focused heavily on workforce development and institutional growth. Speakers cited nursing, dual enrollment, applied programs, military and veteran support, broadband access, agriculture, law enforcement, and technical training as key areas for colleges to meet regional labor needs. University nominees discussed research expansion, affordability, strategic planning, and partnerships with industry and government, with Florida Atlantic, Florida Polytechnic, the University of West Florida, and the University of South Florida each described as being in periods of growth or transition. Miami-Dade College, Tallahassee State College, Polk State College, and other state colleges were praised for enrollment, economic impact, and job placement outcomes. The committee also heard from the Florida Prepaid College Board reappointee, who described the program as a long-term promise backed by public trust and reported recent technology and customer-service improvements. After testimony, the committee took up the nominations as a group. One nominee, Drew Weatherford, had withdrawn and was not voted on. The remaining trustees were approved unanimously by roll call and reported favorably to the Ethics and Elections Committee. The meeting then adjourned.
FL

Florida 2025 Regular Session

February 20, 2025 - 09:00 AM

Transcript Highlights:
  • We generate $61 billion, creating over 334,000 jobs.
  • And this question is really around AI.
  • We're a strong union port, so we don't believe in replacing any jobs through AI.
  • Just on the LNG vessels, for example, my background was power generation.
  • And we, like diesel power generators, could also run on natural gas, dual fuel.
Summary: The Economic Infrastructure Subcommittee held a panel discussion focused on Florida seaports and their role in the state economy. Florida Ports Council CEO Mike Rubin opened with statewide figures from a 2023 economic impact study, saying Florida seaports support about 1.2 million jobs, generate roughly $195 billion in economic value, and produce about $7.4 billion in state and local taxes. He emphasized that ports are critical for fuel, food, medical supplies, construction materials, and hurricane response, and argued that continued state and federal investment is needed to expand capacity and move projects forward faster. PortMiami Director Heidi Webb described Miami’s cruise and cargo operations, noting the port generated about $61 billion in economic impact and 334,000 jobs. She highlighted record cruise activity, major private investment by cruise lines, the launch of shore power at cruise terminals to reduce emissions, and ongoing capital projects including a new Royal Caribbean terminal, berth reconstruction, and an inland port concept to reduce congestion. Members asked about security, hurricane procedures, AI use, infrastructure planning, collaboration among ports, and smuggling prevention; Webb said the port uses layered security with local law enforcement, CBP, Coast Guard, and radiation monitors, and that hurricane planning is coordinated in advance with county and federal partners. Port Tampa Bay’s Raul Alfonso said Tampa is the state’s largest port by land area and a major energy hub for Central Florida, with an estimated $34.5 billion economic impact. He discussed diversification into containers, food distribution, fertilizer, and construction materials, along with major needs such as a deep-dredge project and more warehouse space. He also addressed resilience and fuel distribution during hurricanes, and said the port is preparing for future LNG and alternative-fuel demand through partnerships, land planning, and education. Jaxport’s Nick Primrose then described Jacksonville’s container, auto, breakbulk, aggregate, military, and LNG businesses, including 1.3 million TEUs last year, major state-funded crane purchases, harbor deepening, auto-processing expansion, and its role as a strategic military port. He said Jaxport is a leader in marine LNG and has trained all employees on human trafficking awareness. The discussion ended with Port Panama City being introduced as a smaller but important Panhandle economic engine, with Rubin noting its cargo, manufacturing, and infrastructure projects and its continued need for state and federal support.
NH

New Hampshire 2025 Regular Session

Senate Health and Human Services (03/19/2025)

Health and Human Services

Transcript Highlights:
  • your provider and there's an AI your provider and there's an AI answering<01:00:52.559> the
  • I think AI is going to be very uh uh do.
  • the efficiency um come in because the AI the efficiency um come in because the AI technology<01:
  • room um is extraordinary and I think AI room um is extraordinary and I think AI will<01:02:34.559
  • I have this senator Aar brought up AI.
Keywords: 1191, senate, all
AL

Alabama 2025 Regular Session

Alabama House Apr 8th, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • And so quantum is a extension of AI. So if you think of AI as machine of AI.
  • So if you think of AI as machine of AI.
  • So it's it's a part of AI, but it enhances AI. So AI a part of AI, but it enhances AI.
  • So AI a part of AI, but it enhances AI.
  • Next, Brigadier General Ken Cole, Deputy Commanding General, US Army Cole, Deputy Commanding General,
AR
Transcript Highlights:
  • and rules for AI?
  • So they're generally supportive of a national strategy.
  • Without that direct touch, it generates an algorithm.
  • They're generally smaller numbers.
  • They're generally smaller numbers.
Keywords: 1204, all
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.