Transcript Highlights:

• </c> detect fraud. detect fraud.
• </c> of fraud. of fraud.
• </c> credible allegation of fraud. credible allegation of fraud.
• </c> of fraud. of fraud.
• </c> allegation of fraud? allegation of fraud? &gt;&gt; Yes,<00:29:08.400><c> Mr.

Committee: Senate Judiciary and Public Safety

Transcript Highlights:

• Our state was able to capitalize on that framework laid by the Affordable Care Act to expand coverage
• So one is just the kind of conversation about fraud.
• So one is just the kind of conversation about fraud.
• When it comes to fraud, there is fraud in our system.
• Providers are subject to the data exchange framework. You can go on the H-Kai website.

Summary: The joint informational hearing focused on the cost of uncertainty in California health care, especially the effects of federal policy changes on coverage, access, and affordability. Opening remarks from committee leaders and members emphasized that California’s uninsured rate had fallen to historic lows under the Affordable Care Act and state policies, but that the expiration of enhanced federal subsidies, H.R. 1, and other federal regulatory changes could reverse those gains. Members repeatedly cited rising premiums, skipped care, medical debt, and the strain on low-wage workers, families, clinics, hospitals, and public programs. The first panel reviewed the federal landscape and state response. A federal policy analyst described the ACA’s coverage gains and consumer protections, then outlined current threats: H.R. 1’s Medicaid and marketplace cuts, the end of enhanced premium tax credits, shorter open enrollment, more verification requirements, and changes affecting preventive services and vaccines. Covered California reported that the loss of subsidies is expected to nearly double average monthly premiums, reduce enrollment, and push more consumers into bronze plans with higher deductibles; it also noted that California’s $190 million affordability fund is helping the lowest-income enrollees. HCAI’s Office of Health Care Affordability explained its work on spending targets, market consolidation review, and primary care investment, saying the goal is to slow spending growth rather than impose price caps. Committee members pressed witnesses on the practical effects of bronze plans, administrative burdens, immigration-related disenrollment, provider taxes, uncompensated care, and whether California can sustain current coverage levels without new revenue. Witnesses said bronze plans preserve essential benefits but shift more costs to consumers, and that H.R. 1’s verification and auto-renewal changes will likely reduce enrollment. They also said provider tax reductions could significantly weaken state financing over time, and that higher uninsured rates may increase uncompensated care and pressure premiums elsewhere in the system. The second panel, featuring UC Berkeley Labor Center and California Health Care Foundation experts, highlighted broader affordability problems across job-based coverage and Medi-Cal, citing medical debt, skipped care, and the role of underlying system costs, administrative waste, and lack of competition. They pointed to medical debt relief efforts such as Los Angeles County’s program as a short-term mitigation strategy while the Legislature considers longer-term policy and budget responses.

Transcript Highlights:

• AECT supports creating a framework that ensures transparency and credibility in that.
• I think this is very important because no grid has the capability and the market frameworks that ERCOT
• Admittedly, there's $5 billion of fraud from our OIG that we... don't recover.
• Nothing in this bill precludes pursuing fraud and abuse.
• Medicaid waste, fraud, and abuse.

Bills: SB 6 , SB6 , SB504 , SB765 , SB815 , SB929

Committee: Senate Business & Commerce

Transcript Highlights:

• The bill created a clear legal framework for how abandoned...
• This created a federal framework for stablecoins.
• This framework addresses four categories.
• This framework addresses four categories.
• So that legal framework is already in place.

Summary: The Assembly Banking and Finance Committee held an informational hearing on digital asset innovation, with opening remarks framing cryptocurrencies, blockchain, stablecoins, tokenization, and decentralized finance as a growing part of the financial system. Dennis Porter of Satoshi Action Fund presented on the market size, institutional adoption, use cases such as remittances and small-business payments, and policy developments at the federal and state levels. He also discussed risks including volatility, cybersecurity, and illicit use, while arguing that clear regulation can support innovation and consumer protection. State Controller Malia Cohen then updated the committee on implementation of SB 822, California’s unclaimed digital asset law. She explained that the law applies to custodial accounts, not self-custodied wallets, and requires holders to conduct outreach before dormant digital assets are transferred to the state in native form. Committee discussion focused on how abandonment is determined, what counts as account activity, the expected timeline for notices and custodian procurement, and the administrative costs and staffing needed to run the program. Controller staff said the state is still building procedures, working with Oregon, and expects a significant increase in claims once the program is operational. Porter returned with a proposal for a California digital asset reserve fund built on unclaimed digital assets under SB 822. He argued the fund could be cost-neutral, use only high-quality digital assets, and include guardrails such as an advisory board, audits, and public reporting. Committee members expressed interest in diversification and consumer protection, but also raised concerns about volatility, documentation, and market downturns. The hearing ended after public comment from industry and advocacy representatives, including support from the California Blockchain Advocacy Coalition, the Crypto Council for Innovation, and Coinbase, all urging clear, technology-neutral policy to keep innovation and jobs in California.

Transcript Highlights:

• Our mission is simple: to empower people to choose how they live as they age, but financial fraud is
• In 2024, Idahoans lost over $35 million in just cryptocurrency fraud.
• Seniors especially don't want to admit when they've been targeted by fraud and lost money.
• But this fraud is a multi-billion dollar international business model.
• But an increasingly frequent commonality is the use of these crypto ATMs to perpetuate the fraud.

Committee: House Business

Transcript Highlights:

• So I would say that you could look at it as an example or framework, but these are based on NIST and
• Talk about the regulatory framework.
• I think it's great that all the aspects of the regulatory framework have been thought of.
• I think it's great that all the aspects of the regulatory framework have been thought out.
• They're where we would want a higher level of scrutiny, but we've created the framework to be so that

Summary: The Technology, Economic Development, and Veterans Committee held its first meeting of the session and began with member and staff introductions, followed by a work session on emerging technology, digital risks, and governance, focused on artificial intelligence in state government. Washington Technology Solutions officials Gretchen Perry, Katie Ruckel, and James Galvin described the state’s approach to balancing innovation with public trust, emphasizing human judgment, transparency, accountability, and the use of AI to augment rather than replace people. They outlined benefits such as automating repetitive tasks, improving fraud and anomaly detection, supporting multilingual access, and improving customer service and internal productivity. The presenters also discussed AI risks, including algorithmic bias, overreliance, hallucinations, and ethical concerns, and explained the state’s governance framework. That framework is based on NIST AI risk principles and includes statewide AI principles, inventory requirements, risk assessments for high-risk uses, accuracy and monitoring requirements, training, data-sharing controls, and restrictions on creating likenesses without consent. They noted the state adopted a statewide AI policy on December 11 and has created an AI community of practice and related subcommittees to support implementation. They also said the policy was bargained with unions where required and that agencies must give notice before consequential AI-related changes affecting working conditions. James Galvin highlighted current AI use cases across state agencies, including visual and spatial analysis for emergency response and flood recovery, the Department of Licensing’s Dolly chatbot for resident services, and an internal contract-assistance tool for staff that is limited to approved materials. Members asked about audit implications, language services and interpreters, the policy’s applicability beyond government, union involvement, return on investment, and whether the state uses off-the-shelf or custom AI models. The presenters said most uses rely on off-the-shelf large language models, that high-risk generative AI is not yet in production, and that the policy is designed to encourage low- and moderate-risk uses while adding more scrutiny for higher-risk applications. No votes or legislative actions were taken; the meeting concluded with committee housekeeping and adjournment.

Transcript Highlights:

• This legislation creates a necessary framework for many This legislation creates a necessary framework
• Title fraud is a national issue, and Arizona is not immune to that.
• I have 47 years in law enforcement, so I've been dealing with fraud for a very long time.
• In that time, we had 37 open real estate fraud cases, of which 36 were assigned to me.
• In that time, we had 37 open real estate fraud cases of which 36 were assigned to me.

Summary: The committee first considered the reappointment of Troy L. Campbell to the Arizona State Liquor Board. Campbell described his nearly 10 years of service, his role as chair since 2019, and his focus on fairness, public safety, and applying the law consistently. He answered questions about the board’s workload and authority, noting it hears roughly 40 to 50 cases a year and does not issue fines. With no public testimony, the committee voted 6-0 to recommend his confirmation to the full Senate. The committee then heard several liquor and consumer-related bills. SB 1478, an annual liquor-policy cleanup bill, made technical changes to liquor statutes, including conforming the definition of cider to federal tax law and clarifying other terminology. The bill drew support from industry stakeholders and neutral testimony from the Department of Liquor Licenses and Control; the committee adopted a clarifying amendment and recommended the bill do pass as amended. SB 1108 would require Swedish rounding of cash transactions when pennies are unavailable, with signage and enforcement provisions; an amendment removed an individual-item exemption and clarified tax calculations, and the bill passed as amended with support from business groups. SB 1205 would regulate private-property vehicle booting by setting signage, notice, fee, and recordkeeping requirements and making violations a misdemeanor; members raised concerns about appeals and signage on non-parking property, but the committee adopted a technical amendment and recommended the bill do pass as amended. The committee also took up SB 1241, which would allow private permitting providers to conduct plan reviews and inspections for single-trade residential projects without municipal or county approval. Supporters argued it would reduce delays and costs for homeowners and help cities focus on higher-priority work, while cities and counties opposed the bill on public-safety and local-control grounds, warning about private incentives and inspection quality. After adopting an amendment granting immunity to municipalities that rely on private providers, the committee recommended the bill do pass as amended by a 5-2 vote, with some members explaining their votes and asking for further stakeholder work. Finally, the committee heard SB 1366, which creates a Public Property Towing and Impound Practices Study Committee to review towing fees, standards, insurance, background checks, and related DPS policies, and to report recommendations by the end of 2026. Supporters said the study would help address inconsistent standards and consumer concerns before permanent changes are made. Some members objected that the study committee did not include minority-party appointments, but the sponsor said that could be addressed later. The committee adopted a strike-everything amendment and recommended the bill do pass as amended. The committee then began SB 1431, a housing-design bill limiting municipal design standards and restrictions on certain shared features, but the transcript cuts off during extended debate and no final action on that bill is shown.

Transcript Highlights:

• Our state was able to capitalize on that framework laid by the Affordable Care Act to expand coverage
• So one is just the kind of conversation about fraud.
• So one is just the kind of conversation about fraud.
• “When it comes to fraud, there is fraud in our system.
• Providers are subject to the data exchange framework. You can go on the H-Kai website.

Transcript Highlights:

• This is to Future Builders, and it is to educate Medicare beneficiaries for Medicare and Medicaid fraud
• This is to future builders, and it is to educate Medicare beneficiaries for Medicare and Medicaid fraud
• This is to add the Summer EBT and SNAP fraud framework implementation grants to the ARIES eligibility
• This is to add the Summer EBT and SNAP fraud framework implementation grants to the ARIES eligibility
• This is a new contract for integrated assessment and strategic frameworks to strengthen the research

Committee: All ALC-REVIEW

Summary: The committee met to review a supplemental agenda, procurement rule revisions, methods of finance, discretionary grants, contracts, and a member disclosure. The Office of State Procurement presented rule changes tied to 2025 legislative changes, including Act 782, with updates to sole-source definitions, unrealistic bids, protest requirements, debarment procedures, and recodification references; the committee voted to accept the supplemental agenda and approve the rules. Members also approved eight methods of finance covering university repairs, equipment replacement, property purchase, and capital projects, along with a large slate of discretionary grants for courts, health, DHS, historic preservation, and tobacco prevention programs. The committee then reviewed RFQs and six ratifications. The ratifications included a Workforce Connections payment to ACT WorkKeys, Department of Health costs from an ice-storm-related water leak, a large Department of Public Safety ratification for Motorola’s Arkansas Wireless Information Network upgrade, Veterans Affairs HVAC and medical-service payments, and a UA Little Rock painting contract. The Department of Public Safety ratification drew extended questioning about why the expired Motorola contract had not been renewed sooner and why the issue took months to reach the committee; agency officials said the project was bond-funded, had not been tracked in ASIS, and involved ongoing negotiations and system updates. Despite concerns, the committee approved the ratifications. Members also reviewed a long list of construction, intergovernmental, out-of-state, and in-state contracts, including numerous university, DHS, health, corrections, and state agency agreements. Several contracts were discussed in more detail, including an SAU custodial contract question about sales tax and transparency reporting, and Department of Corrections aerial application contracts for Tucker and Cummins farms, which officials said served separate facilities in different parts of the state. The committee approved the contract lists, reviewed reports, and accepted a disclosure from Representative Andrew Collins regarding his investment interest in a company leasing property to Arkansas Rehabilitation Services before adjourning.

Transcript Highlights:

• This created a federal framework for stablecoins.
• It creates that licensing framework for digital asset businesses.
• This framework addresses four categories.
• This framework addresses four categories.
• So that legal framework is already in place.

Committee: House Banking and Finance

Transcript Highlights:

• It has taken a year to get claims of alleged fraud, weaponization, and whatever else they're doing, a
• It has taken a year to get claims of alleged fraud, weaponization, and whatever else they're doing, a
• For local governments and businesses that align with this updated cybersecurity framework and follow
• And the NIST 2.0 framework is very, very, very specific.
• I am a victim of immigration marriage fraud from the Philippines.

Summary: The subcommittee first heard HB 925 on clerks of court reimbursement. The sponsor said the bill raises the statutory reimbursement rate for unfunded clerk duties to $195 per petition, adds approved civil indigency applications to the reimbursement request, and adjusts certain civil traffic fee distributions to create parity between municipalities and unincorporated county areas. An amendment was adopted to remove general-revenue redirects and address a fee-waiver issue. Clerks and related associations testified in support, while the Florida League of Cities raised concerns about the revenue impact on municipalities. The committee adopted the amendment and reported HB 925 favorably by a 16-0 vote. The committee then took up HB 1551 on products liability for firearms. The sponsor said the bill would bar design-defect claims based solely on the absence or presence of external features not required by federal law, while preserving claims for internal manufacturing defects and failures to meet express warranties or representations. The bill drew extensive testimony from firearms manufacturers, law enforcement, gun-rights groups, and opponents from the Florida Justice Association and others, with debate focused on whether the language would limit lawsuits over alleged ghost firing or design defects and whether it should be clarified to preserve pending and future claims. The committee reported HB 1551 favorably by a 13-4 vote. Next, CS for HB 657 on community associations proposed a new community association court program, elimination of pre-suit mediation, and new procedures for dissolving associations, along with changes to “Kaufman” language and financial disclosure requirements. An amendment was adopted that changed the dissolution threshold to 50% of signatures, required a two-thirds vote for bylaw amendments, and expanded financial disclosure access to bank records and related documents. Homeowners testified about alleged HOA abuse, while attorneys and others warned about unintended consequences, loss of mediation, and questions about court authority. The committee approved the amended bill 14-1. Finally, CS for HB 635 on cybersecurity standards and liability would create a presumption against negligence liability for local governments and businesses that comply with specified cybersecurity standards and incident-reporting requirements, with the defendant bearing the burden to show compliance. Testimony split between supporters who said the bill incentivizes stronger security practices and opponents who argued it could shield entities that only “substantially” comply and could affect pending class actions. The committee reported the bill favorably 14-1. The meeting then moved on to PCS for HB 529, with the sponsor beginning presentation as the transcript ended.

Transcript Highlights:

• The potential for fraud, harassment, and other social problems goes unchecked.
• This bill built on the common-sense framework for tribal sports betting established by the legislature
• In addition, the OIC may use unexpended funds in its regulatory and fraud accounts at the close of a
• Again, under the framework of wanting to provide the insurance, but under the pressures of having to
• of this money has gone to stand up insurance fraud investigations and that department.

Summary: The committee first heard Senate Bill 6137 on sports wagering. Staff explained that the bill would allow wagering on collegiate events involving Washington colleges, but would continue to prohibit bets on the performance of individual college athletes. Tribal representatives from the Jamestown S’Klallam, Puyallup, and Kalispel tribes testified in support, saying the bill would keep wagering within the regulated tribal marketplace, protect integrity, and help smaller tribal casinos participate through a hub-and-spoke model. University of Washington and Washington State University representatives supported the ban on individual prop bets and emphasized student-athlete safety, while WSU also argued the bill would expand exposure to harassment and online abuse. No vote was taken. The committee then heard Senate Bill 6079, which would create the Strengthen Washington Homes wildfire mitigation grant program. Staff said the bill would fund grants for wildfire-hardening homes to IBHS standards, authorize pilot projects, and prohibit insurers from using wildfire risk to disqualify homes that meet the standards. Insurance Commissioner Patty Kuder and Senator Marcus Riccelli supported the bill, arguing that wildfire losses and non-renewals are increasing and that upfront mitigation is cheaper than recovery. Local officials and advocates from Medical Lake, Washington Realtors, and climate and wildfire groups also supported the measure. Insurance industry representatives supported the mitigation goals but objected to the bill’s requirement that insurers provide coverage based on IBHS designation and to using the commissioner’s regulatory account as a funding source, saying underwriting still needs to consider broader risk factors. No action was taken. The committee next held a work session and public hearing on Senate Bill 6061, which would create a tourism self-supported assessment program. State of Washington Tourism, the Washington Wine Commission, the Washington Hospitality Association, the Brewers Guild, the Port of Seattle, and rural economic development representatives said the state’s tourism program is underfunded and that an industry-led assessment could provide a stable, competitive funding source. They said the model would be governed by a ratepayer oversight board, subject to ratification, and could generate significant visitor spending and tax revenue over time. Some testimony raised concerns about the scope of eligible businesses and the bill’s references to other industries, but supporters said friendly amendments would refine those details. The committee then heard Senate Bill 5844 on self-storage rental agreements, which would allow electronic agreements, clarify acceptance by continued occupancy, and create a uniform process for termination or nonrenewal for nonpayment or nonmonetary defaults. Self-storage operators supported the bill as a modernization measure that would improve safety and consistency, and no vote was taken on any of the bills heard.

Transcript Highlights:

• We've got a lot of fraud bills on one.
• Something that we fraud indicators.
• Uh the fraud and a lawsuit from Iowa.
• </c> completely disagree with that fraud completely disagree with that fraud statistic.<00:32:07.039>
• ><c> this</c> number one targets for fraud in this number one targets for fraud in this sector.<00:55

Bills: HB2227 , HB1775 , HB1560 , HB1642 , HB1647 , HB2003 , HB1640 , HB2198

Committee: House Consumer Protection & Commerce

Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• As written, this bill is a compliance trap, not a transparency tool, and creates an inflexible framework
• House Bill 2261 would impose a clinical framework on this residential model.
• House Bill 2261 would impose a clinical framework on this residential model.
• We're also concerned about a confusing liability framework.
• We're also concerned about a confusing liability framework.

Summary: The committee held public hearings on House Bill 2261, which would require health care providers to wear badges showing name, credential, and relevant degrees, require similar disclosure in advertising, and restrict use of the title “physician surgeon” to certain physicians and osteopathic physicians. Supporters, including the Washington State Medical Association and patient advocates, said the bill would improve transparency and informed consent. Opponents from nurse, naturopathic, and adult family home groups argued it was overly broad, burdensome, confusing, and could harm access to care or residential home settings; several also said existing disciplinary laws already address misrepresentation. No vote was taken on HB 2261 during the hearing. The committee also heard House Bill 2283, which would raise the medical loss ratio for fully insured individual, small group, and large group health plans to 90 percent. Supporters, including small business, patient, and physician groups, said the bill would push more premium dollars toward patient care and lower costs or increase rebates. Insurers and the Office of the Insurance Commissioner warned it could destabilize the market, reduce flexibility for administrative services, and lead to carrier exits, though OIC said it was working on amendments. The bill was not voted on in the hearing. House Bill 2425, an agency-request bill on nurse delegation, would broaden what tasks registered nurses may delegate, remove some setting and training restrictions, expand emergency medication authority, and adjust liability and retaliation protections. The Board of Nursing, long-term care providers, and skilled nursing/assisted living representatives supported the bill as a modernization that could ease workforce shortages and improve care access, while the Washington State Association for Justice opposed the immunity provisions and raised patient safety concerns. The hearing ended without a vote on HB 2425. In executive session, the committee advanced several bills. HB 2110, with an amendment clarifying ambulance staffing and RN scope, passed 18-0 with one excused. HB 2113 passed 18-0 with one excused. HB 2122, as amended to require hospitals to offer flu vaccines with several flexibility and critical-access-hospital exemptions, passed 15-3 with one excused. HB 2152, as amended to require certain facilities to allow medical cannabis use for qualifying terminal patients and to add related exemptions and protections, passed 17-1 with one excused. The meeting then adjourned.

Transcript Highlights:

• , we discovered that they had accumulated over $1,200 in overdraft fees due to nearly 200 cases of fraud
• And yes, regulatory frameworks would be included in the bill, with potentially key action items.
• I know that Microsoft does have a robust framework in place for ethical and responsible use of AI.
• Self-advisory group recommendations and policy framework.
• , industry-ratified framework gives businesses real control over whether to participate, how much to

Bills: HB2357 , HB2365 , HB2446

Committee: House Technology, Economic Development, & Veterans

Keywords: civil air patrol, military, Washington, emergency services, public safety, digital opportunities, accessibility, technology, economic growth, education, quantum technology, economic development, workforce development, innovation, technology industry

Transcript Highlights:

• But, I mean, we take fraud, waste, and abuse very seriously at the department.
• fraud.
• , that's exceeding $400 million in fraud.
• “Fraud out there?”
• “One person can do $50 million in fraud. How many others are out there?

Transcript Highlights:

• It builds on that proven framework rather than inventing something new.
• It builds on that proven framework rather than inventing something new.
• Blackie, what do you mean by fraud? Fraud in the LIHTC program? Mr.
• And, of course, again, I mentioned the fact that if there is fraud, it'll be investigated.
• Um,... ...fraud and abuse after we saw that that was a problem.

Bills: HB2352 , HB2388 , HB2418 , HB2499 , HB2500 , HB2579 , HB2584 , HB2804

Committees: House Appropriations , House House Appropriations Committee of Reference

Keywords: funding, auditor general, county treasurer, procedural reviews, state appropriations, HB2388, Arizona Commerce Authority, ACA, small modular reactor, SMR, nuclear energy, advanced nuclear, data center, data centers, economic development, study, appropriation, general fund, jobs, wages

Transcript Highlights:

• Yes, so that bill deals with insurance fraud and expanding the definition.
• </c><00:06:54.440><c> and</c> that bill deals with insurance fraud and that bill deals with insurance
• fraud and expanding<00:06:55.039><c> the</c><00:06:55.240><c> definition</c><00:06:56.080><c> this</
• This requires that insurers will establish a framework for what is sometimes called gold carding, or
• This requires that insurers will establish a framework for what is sometimes called gold carding, or

Summary: The committee first considered House Bill 390, which would complete the Department of Transportation’s transition from the old AVIS system to CAVIS for insurance verification. Rep. Michael Meredith explained that the current insurance verification process still runs on the old system, creating a 30- to 45-day reporting delay that allows people to register vehicles by showing only an insurance card. Members voted to give the bill a favorable expression, with Chair Carpenter noting it would support real-time verification and could help reduce uninsured motorists. The committee then heard House Bill 233, a consumer protection measure aimed at post-disaster repair scams. Rep. Wade Williams said the bill expands existing protections to all contractors and tree removal companies, creates a five-day cancellation period after an insurer says some services are not covered, bars mechanic’s liens in certain consumer financial disputes while preserving them for work outside the insurance claim, and adds a $5,000 civil penalty enforced by the Attorney General. After questions about how it differed from Senate Bill 24, the bill also received favorable expression. Finally, the committee took up House Bill 423, with a committee substitute adopted at the outset to allow commercial insurers and the Department for Medicaid Services to provide more specific reasons for prior-authorization denials. Rep. Kim Moore and Cory Meadows of the Kentucky Medical Association described the bill as a long-negotiated prior-authorization reform that would create a gold-carding or exemption program for qualifying providers, reduce red tape, and speed patient care. The committee approved the substitute and then gave the bill favorable expression. At the end, Senator Yates corrected the record to be marked as voting yes on House Bill 390 and House Bill 233.

Transcript Highlights:

• 07.959><c> services</c><00:03:08.480><c> so</c><00:03:09.280><c> um</c><00:03:09.920><c> for</c> framework
• for uh IC services so um for framework for uh IC services so um for those<00:03:10.319><c> that</c><
• If it keeps going, we're going to bankrupt it, and, of course, we need to address fraud.
• If it keeps going, we're going to bankrupt it, and, of course, we need to address fraud.
• </c><01:36:09.000><c> theft</c> title being identifying fraud theft title being identifying fraud theft

Committee: Senate Human Services

Transcript Highlights:

• crime, particularly ticket fraud.
• So fraud is such a huge problem in the UK and beyond.
• So that's why the displacement happens, and that's why fraud grows.
• I mean, fraud has been a very hot topic in this building recently.
• I mean, fraud has been a very hot topic in this building recently.

Committee: House Privacy and Consumer Protection